GENERAL MILLS INC (GIS) Stock Fundamental Analysis
NYSE:GIS • US3703341046
48.34 USD
-0.24 (-0.49%)
At close: Feb 13, 2026
48.3631 USD
+0.02 (+0.05%)
After Hours: 2/13/2026, 8:13:29 PM
GIS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 88 industry peers in the Food Products industry. While GIS has a great profitability rating, there are quite some concerns on its financial health. GIS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- GIS had positive earnings in the past year.
- GIS had a positive operating cash flow in the past year.
- Each year in the past 5 years GIS has been profitable.
- GIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- GIS's Return On Assets of 7.79% is amongst the best of the industry. GIS outperforms 89.77% of its industry peers.
- With an excellent Return On Equity value of 27.23%, GIS belongs to the best of the industry, outperforming 96.59% of the companies in the same industry.
- GIS has a Return On Invested Capital of 9.65%. This is amongst the best in the industry. GIS outperforms 87.50% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for GIS is significantly below the industry average of 27.73%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.79% | ||
| ROE | 27.23% | ||
| ROIC | 9.65% |
ROA(3y)7.71%
ROA(5y)7.84%
ROE(3y)25.45%
ROE(5y)25.35%
ROIC(3y)10.86%
ROIC(5y)11.02%
1.3 Margins
- GIS has a better Profit Margin (13.51%) than 97.73% of its industry peers.
- GIS's Profit Margin has been stable in the last couple of years.
- Looking at the Operating Margin, with a value of 15.95%, GIS belongs to the top of the industry, outperforming 93.18% of the companies in the same industry.
- In the last couple of years the Operating Margin of GIS has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 33.83%, GIS is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
- GIS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.95% | ||
| PM (TTM) | 13.51% | ||
| GM | 33.83% |
OM growth 3Y-0.79%
OM growth 5Y0.02%
PM growth 3Y-6.16%
PM growth 5Y-0.98%
GM growth 3Y0.86%
GM growth 5Y-0.37%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so GIS is still creating some value.
- The number of shares outstanding for GIS has been reduced compared to 1 year ago.
- The number of shares outstanding for GIS has been reduced compared to 5 years ago.
- The debt/assets ratio for GIS is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.42 indicates that GIS is not a great score, but indicates only limited risk for bankruptcy at the moment.
- GIS has a Altman-Z score of 2.42. This is in the better half of the industry: GIS outperforms 60.23% of its industry peers.
- The Debt to FCF ratio of GIS is 7.70, which is on the high side as it means it would take GIS, 7.70 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 7.70, GIS is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
- GIS has a Debt/Equity ratio of 1.31. This is a high value indicating a heavy dependency on external financing.
- GIS has a worse Debt to Equity ratio (1.31) than 78.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 7.7 | ||
| Altman-Z | 2.42 |
ROIC/WACC1.46
WACC6.6%
2.3 Liquidity
- A Current Ratio of 0.66 indicates that GIS may have some problems paying its short term obligations.
- GIS's Current ratio of 0.66 is on the low side compared to the rest of the industry. GIS is outperformed by 86.36% of its industry peers.
- GIS has a Quick Ratio of 0.66. This is a bad value and indicates that GIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- GIS's Quick ratio of 0.39 is on the low side compared to the rest of the industry. GIS is outperformed by 80.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.66 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
- The earnings per share for GIS have decreased strongly by -20.43% in the last year.
- The Earnings Per Share has been growing slightly by 3.12% on average over the past years.
- Looking at the last year, GIS shows a decrease in Revenue. The Revenue has decreased by -5.65% in the last year.
- GIS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.03% yearly.
EPS 1Y (TTM)-20.43%
EPS 3Y2.23%
EPS 5Y3.12%
EPS Q2Q%-21.43%
Revenue 1Y (TTM)-5.65%
Revenue growth 3Y0.86%
Revenue growth 5Y2.03%
Sales Q2Q%-7.24%
3.2 Future
- Based on estimates for the next years, GIS will show a small growth in Earnings Per Share. The EPS will grow by 0.16% on average per year.
- Based on estimates for the next years, GIS will show a decrease in Revenue. The Revenue will decrease by -0.06% on average per year.
EPS Next Y-11.89%
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
EPS Next 5Y0.16%
Revenue Next Year-4.51%
Revenue Next 2Y-2.63%
Revenue Next 3Y-1.13%
Revenue Next 5Y-0.06%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 13.06 indicates a correct valuation of GIS.
- Based on the Price/Earnings ratio, GIS is valued a bit cheaper than the industry average as 78.41% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of GIS to the average of the S&P500 Index (27.97), we can say GIS is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 12.82, the valuation of GIS can be described as correct.
- Based on the Price/Forward Earnings ratio, GIS is valued a bit cheaper than 77.27% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.96, GIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.06 | ||
| Fwd PE | 12.82 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as GIS.
- 73.86% of the companies in the same industry are more expensive than GIS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.47 | ||
| EV/EBITDA | 11 |
4.3 Compensation for Growth
- GIS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)4.18
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.02%, GIS is a good candidate for dividend investing.
- GIS's Dividend Yield is rather good when compared to the industry average which is at 2.24. GIS pays more dividend than 85.23% of the companies in the same industry.
- GIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.02% |
5.2 History
- The dividend of GIS has a limited annual growth rate of 4.25%.
- GIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.25%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- GIS pays out 52.10% of its income as dividend. This is a bit on the high side, but may be sustainable.
- The dividend of GIS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP52.1%
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
48.34
-0.24 (-0.49%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)12-17 2025-12-17/bmo
Earnings (Next)03-17 2026-03-17/bmo
Inst Owners86.24%
Inst Owner Change-2.38%
Ins Owners0.28%
Ins Owner Change0.34%
Market Cap25.79B
Revenue(TTM)18.78B
Net Income(TTM)2.54B
Analysts68
Price Target54.38 (12.49%)
Short Float %6.73%
Short Ratio4.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.02% |
Yearly Dividend2.43
Dividend Growth(5Y)4.25%
DP52.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-10 2026-04-10 (0.61)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.3%
Min EPS beat(2)4.53%
Max EPS beat(2)6.07%
EPS beat(4)4
Avg EPS beat(4)4.25%
Min EPS beat(4)3.07%
Max EPS beat(4)6.07%
EPS beat(8)8
Avg EPS beat(8)5.3%
EPS beat(12)11
Avg EPS beat(12)4.76%
EPS beat(16)15
Avg EPS beat(16)5.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.12%
Min Revenue beat(2)-0.89%
Max Revenue beat(2)0.66%
Revenue beat(4)1
Avg Revenue beat(4)-1.31%
Min Revenue beat(4)-3.37%
Max Revenue beat(4)0.66%
Revenue beat(8)3
Avg Revenue beat(8)-0.82%
Revenue beat(12)4
Avg Revenue beat(12)-1.14%
Revenue beat(16)5
Avg Revenue beat(16)-0.97%
PT rev (1m)-0.62%
PT rev (3m)-2.25%
EPS NQ rev (1m)-0.72%
EPS NQ rev (3m)-8.85%
EPS NY rev (1m)0.5%
EPS NY rev (3m)0.61%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)-0.74%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)0.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.06 | ||
| Fwd PE | 12.82 | ||
| P/S | 1.37 | ||
| P/FCF | 14.47 | ||
| P/OCF | 10.93 | ||
| P/B | 2.77 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11 |
EPS(TTM)3.7
EY7.65%
EPS(NY)3.77
Fwd EY7.8%
FCF(TTM)3.34
FCFY6.91%
OCF(TTM)4.42
OCFY9.15%
SpS35.2
BVpS17.47
TBVpS-24.95
PEG (NY)N/A
PEG (5Y)4.18
Graham Number38.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.79% | ||
| ROE | 27.23% | ||
| ROCE | 12.06% | ||
| ROIC | 9.65% | ||
| ROICexc | 9.92% | ||
| ROICexgc | 155.16% | ||
| OM | 15.95% | ||
| PM (TTM) | 13.51% | ||
| GM | 33.83% | ||
| FCFM | 9.49% |
ROA(3y)7.71%
ROA(5y)7.84%
ROE(3y)25.45%
ROE(5y)25.35%
ROIC(3y)10.86%
ROIC(5y)11.02%
ROICexc(3y)11.08%
ROICexc(5y)11.42%
ROICexgc(3y)120.35%
ROICexgc(5y)166.93%
ROCE(3y)13.69%
ROCE(5y)13.98%
ROICexgc growth 3Y-15.77%
ROICexgc growth 5Y-18.86%
ROICexc growth 3Y-3.27%
ROICexc growth 5Y-1.02%
OM growth 3Y-0.79%
OM growth 5Y0.02%
PM growth 3Y-6.16%
PM growth 5Y-0.98%
GM growth 3Y0.86%
GM growth 5Y-0.37%
F-Score3
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 7.7 | ||
| Debt/EBITDA | 3.44 | ||
| Cap/Depr | 105.6% | ||
| Cap/Sales | 3.07% | ||
| Interest Coverage | 4.96 | ||
| Cash Conversion | 66.63% | ||
| Profit Quality | 70.27% | ||
| Current Ratio | 0.66 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 2.42 |
F-Score3
WACC6.6%
ROIC/WACC1.46
Cap/Depr(3y)127.4%
Cap/Depr(5y)114.04%
Cap/Sales(3y)3.51%
Cap/Sales(5y)3.29%
Profit Quality(3y)93.91%
Profit Quality(5y)97.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.43%
EPS 3Y2.23%
EPS 5Y3.12%
EPS Q2Q%-21.43%
EPS Next Y-11.89%
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
EPS Next 5Y0.16%
Revenue 1Y (TTM)-5.65%
Revenue growth 3Y0.86%
Revenue growth 5Y2.03%
Sales Q2Q%-7.24%
Revenue Next Year-4.51%
Revenue Next 2Y-2.63%
Revenue Next 3Y-1.13%
Revenue Next 5Y-0.06%
EBIT growth 1Y-18.94%
EBIT growth 3Y0.06%
EBIT growth 5Y2.04%
EBIT Next Year5.17%
EBIT Next 3Y2.61%
EBIT Next 5Y2.57%
FCF growth 1Y-23.06%
FCF growth 3Y-5.85%
FCF growth 5Y-6.54%
OCF growth 1Y-23.23%
OCF growth 3Y-4.17%
OCF growth 5Y-4.51%
GENERAL MILLS INC / GIS FAQ
What is the fundamental rating for GIS stock?
ChartMill assigns a fundamental rating of 4 / 10 to GIS.
What is the valuation status of GENERAL MILLS INC (GIS) stock?
ChartMill assigns a valuation rating of 5 / 10 to GENERAL MILLS INC (GIS). This can be considered as Fairly Valued.
How profitable is GENERAL MILLS INC (GIS) stock?
GENERAL MILLS INC (GIS) has a profitability rating of 7 / 10.
What is the financial health of GENERAL MILLS INC (GIS) stock?
The financial health rating of GENERAL MILLS INC (GIS) is 3 / 10.
Can you provide the expected EPS growth for GIS stock?
The Earnings per Share (EPS) of GENERAL MILLS INC (GIS) is expected to decline by -11.89% in the next year.