GENERAL MILLS INC (GIS) Stock Fundamental Analysis
NYSE:GIS • US3703341046
44.62 USD
-0.18 (-0.4%)
At close: Feb 20, 2026
44.66 USD
+0.04 (+0.09%)
After Hours: 2/20/2026, 8:04:00 PM
Overall GIS gets a fundamental rating of 4 out of 10. We evaluated GIS against 87 industry peers in the Food Products industry. GIS scores excellent on profitability, but there are concerns on its financial health. GIS has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year GIS was profitable.
- In the past year GIS had a positive cash flow from operations.
- In the past 5 years GIS has always been profitable.
- In the past 5 years GIS always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of GIS (7.79%) is better than 89.66% of its industry peers.
- The Return On Equity of GIS (27.23%) is better than 96.55% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 9.65%, GIS belongs to the top of the industry, outperforming 87.36% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for GIS is significantly below the industry average of 28.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.79% | ||
| ROE | 27.23% | ||
| ROIC | 9.65% |
ROA(3y)7.71%
ROA(5y)7.84%
ROE(3y)25.45%
ROE(5y)25.35%
ROIC(3y)10.86%
ROIC(5y)11.02%
1.3 Margins
- Looking at the Profit Margin, with a value of 13.51%, GIS belongs to the top of the industry, outperforming 96.55% of the companies in the same industry.
- In the last couple of years the Profit Margin of GIS has remained more or less at the same level.
- With an excellent Operating Margin value of 15.95%, GIS belongs to the best of the industry, outperforming 91.95% of the companies in the same industry.
- In the last couple of years the Operating Margin of GIS has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 33.83%, GIS is in the better half of the industry, outperforming 75.86% of the companies in the same industry.
- In the last couple of years the Gross Margin of GIS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.95% | ||
| PM (TTM) | 13.51% | ||
| GM | 33.83% |
OM growth 3Y-0.79%
OM growth 5Y0.02%
PM growth 3Y-6.16%
PM growth 5Y-0.98%
GM growth 3Y0.86%
GM growth 5Y-0.37%
2. Health
2.1 Basic Checks
- GIS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for GIS has been reduced compared to 1 year ago.
- GIS has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for GIS is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.37 indicates that GIS is not a great score, but indicates only limited risk for bankruptcy at the moment.
- With a decent Altman-Z score value of 2.37, GIS is doing good in the industry, outperforming 60.92% of the companies in the same industry.
- GIS has a debt to FCF ratio of 7.70. This is a slightly negative value and a sign of low solvency as GIS would need 7.70 years to pay back of all of its debts.
- The Debt to FCF ratio of GIS (7.70) is better than 64.37% of its industry peers.
- GIS has a Debt/Equity ratio of 1.31. This is a high value indicating a heavy dependency on external financing.
- GIS's Debt to Equity ratio of 1.31 is on the low side compared to the rest of the industry. GIS is outperformed by 78.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 7.7 | ||
| Altman-Z | 2.37 |
ROIC/WACC1.48
WACC6.51%
2.3 Liquidity
- A Current Ratio of 0.66 indicates that GIS may have some problems paying its short term obligations.
- The Current ratio of GIS (0.66) is worse than 85.06% of its industry peers.
- GIS has a Quick Ratio of 0.66. This is a bad value and indicates that GIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- GIS has a Quick ratio of 0.39. This is in the lower half of the industry: GIS underperforms 79.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.66 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
- GIS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.43%.
- Measured over the past 5 years, GIS shows a small growth in Earnings Per Share. The EPS has been growing by 3.12% on average per year.
- The Revenue has decreased by -5.65% in the past year.
- GIS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.03% yearly.
EPS 1Y (TTM)-20.43%
EPS 3Y2.23%
EPS 5Y3.12%
EPS Q2Q%-21.43%
Revenue 1Y (TTM)-5.65%
Revenue growth 3Y0.86%
Revenue growth 5Y2.03%
Sales Q2Q%-7.24%
3.2 Future
- GIS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.16% yearly.
- The Revenue is expected to decrease by -0.06% on average over the next years.
EPS Next Y-11.89%
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
EPS Next 5Y0.16%
Revenue Next Year-4.51%
Revenue Next 2Y-2.63%
Revenue Next 3Y-1.13%
Revenue Next 5Y-0.06%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 12.06, GIS is valued correctly.
- Based on the Price/Earnings ratio, GIS is valued cheaply inside the industry as 80.46% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 26.99. GIS is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 11.83 indicates a reasonable valuation of GIS.
- 80.46% of the companies in the same industry are more expensive than GIS, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 28.06. GIS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 11.83 |
4.2 Price Multiples
- GIS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GIS is cheaper than 60.92% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, GIS is valued a bit cheaper than the industry average as 78.16% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.36 | ||
| EV/EBITDA | 10.43 |
4.3 Compensation for Growth
- GIS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.86
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
5. Dividend
5.1 Amount
- GIS has a Yearly Dividend Yield of 5.45%, which is a nice return.
- GIS's Dividend Yield is rather good when compared to the industry average which is at 2.29. GIS pays more dividend than 85.06% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, GIS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.45% |
5.2 History
- The dividend of GIS has a limited annual growth rate of 4.25%.
- GIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.25%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 52.10% of the earnings are spent on dividend by GIS. This is a bit on the high side, but may be sustainable.
- GIS's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP52.1%
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
44.62
-0.18 (-0.4%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)12-17 2025-12-17/bmo
Earnings (Next)03-17 2026-03-17/bmo
Inst Owners86.24%
Inst Owner Change0.44%
Ins Owners0.28%
Ins Owner Change0.34%
Market Cap23.81B
Revenue(TTM)18.78B
Net Income(TTM)2.54B
Analysts68
Price Target54.38 (21.87%)
Short Float %6.12%
Short Ratio4.17
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.45% |
Yearly Dividend2.43
Dividend Growth(5Y)4.25%
DP52.1%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-10 2026-04-10 (0.61)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.3%
Min EPS beat(2)4.53%
Max EPS beat(2)6.07%
EPS beat(4)4
Avg EPS beat(4)4.25%
Min EPS beat(4)3.07%
Max EPS beat(4)6.07%
EPS beat(8)8
Avg EPS beat(8)5.3%
EPS beat(12)11
Avg EPS beat(12)4.76%
EPS beat(16)15
Avg EPS beat(16)5.33%
Revenue beat(2)1
Avg Revenue beat(2)-0.12%
Min Revenue beat(2)-0.89%
Max Revenue beat(2)0.66%
Revenue beat(4)1
Avg Revenue beat(4)-1.31%
Min Revenue beat(4)-3.37%
Max Revenue beat(4)0.66%
Revenue beat(8)3
Avg Revenue beat(8)-0.82%
Revenue beat(12)4
Avg Revenue beat(12)-1.14%
Revenue beat(16)5
Avg Revenue beat(16)-0.97%
PT rev (1m)-0.62%
PT rev (3m)-2.25%
EPS NQ rev (1m)-0.72%
EPS NQ rev (3m)-8.85%
EPS NY rev (1m)0.5%
EPS NY rev (3m)0.61%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.74%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 11.83 | ||
| P/S | 1.27 | ||
| P/FCF | 13.36 | ||
| P/OCF | 10.09 | ||
| P/B | 2.56 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.43 |
EPS(TTM)3.7
EY8.29%
EPS(NY)3.77
Fwd EY8.45%
FCF(TTM)3.34
FCFY7.49%
OCF(TTM)4.42
OCFY9.91%
SpS35.19
BVpS17.46
TBVpS-24.94
PEG (NY)N/A
PEG (5Y)3.86
Graham Number38.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.79% | ||
| ROE | 27.23% | ||
| ROCE | 12.06% | ||
| ROIC | 9.65% | ||
| ROICexc | 9.92% | ||
| ROICexgc | 155.16% | ||
| OM | 15.95% | ||
| PM (TTM) | 13.51% | ||
| GM | 33.83% | ||
| FCFM | 9.49% |
ROA(3y)7.71%
ROA(5y)7.84%
ROE(3y)25.45%
ROE(5y)25.35%
ROIC(3y)10.86%
ROIC(5y)11.02%
ROICexc(3y)11.08%
ROICexc(5y)11.42%
ROICexgc(3y)120.35%
ROICexgc(5y)166.93%
ROCE(3y)13.69%
ROCE(5y)13.98%
ROICexgc growth 3Y-15.77%
ROICexgc growth 5Y-18.86%
ROICexc growth 3Y-3.27%
ROICexc growth 5Y-1.02%
OM growth 3Y-0.79%
OM growth 5Y0.02%
PM growth 3Y-6.16%
PM growth 5Y-0.98%
GM growth 3Y0.86%
GM growth 5Y-0.37%
F-Score3
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 7.7 | ||
| Debt/EBITDA | 3.44 | ||
| Cap/Depr | 105.6% | ||
| Cap/Sales | 3.07% | ||
| Interest Coverage | 4.96 | ||
| Cash Conversion | 66.63% | ||
| Profit Quality | 70.27% | ||
| Current Ratio | 0.66 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 2.37 |
F-Score3
WACC6.51%
ROIC/WACC1.48
Cap/Depr(3y)127.4%
Cap/Depr(5y)114.04%
Cap/Sales(3y)3.51%
Cap/Sales(5y)3.29%
Profit Quality(3y)93.91%
Profit Quality(5y)97.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.43%
EPS 3Y2.23%
EPS 5Y3.12%
EPS Q2Q%-21.43%
EPS Next Y-11.89%
EPS Next 2Y-5.35%
EPS Next 3Y-1.68%
EPS Next 5Y0.16%
Revenue 1Y (TTM)-5.65%
Revenue growth 3Y0.86%
Revenue growth 5Y2.03%
Sales Q2Q%-7.24%
Revenue Next Year-4.51%
Revenue Next 2Y-2.63%
Revenue Next 3Y-1.13%
Revenue Next 5Y-0.06%
EBIT growth 1Y-18.94%
EBIT growth 3Y0.06%
EBIT growth 5Y2.04%
EBIT Next Year5.17%
EBIT Next 3Y2.61%
EBIT Next 5Y2.57%
FCF growth 1Y-23.06%
FCF growth 3Y-5.85%
FCF growth 5Y-6.54%
OCF growth 1Y-23.23%
OCF growth 3Y-4.17%
OCF growth 5Y-4.51%
GENERAL MILLS INC / GIS FAQ
What is the fundamental rating for GIS stock?
ChartMill assigns a fundamental rating of 4 / 10 to GIS.
What is the valuation status of GENERAL MILLS INC (GIS) stock?
ChartMill assigns a valuation rating of 6 / 10 to GENERAL MILLS INC (GIS). This can be considered as Fairly Valued.
How profitable is GENERAL MILLS INC (GIS) stock?
GENERAL MILLS INC (GIS) has a profitability rating of 7 / 10.
What is the financial health of GENERAL MILLS INC (GIS) stock?
The financial health rating of GENERAL MILLS INC (GIS) is 3 / 10.
Can you provide the expected EPS growth for GIS stock?
The Earnings per Share (EPS) of GENERAL MILLS INC (GIS) is expected to decline by -11.89% in the next year.