GIMV NV (GIMB.BR) Stock Fundamental Analysis
Europe - EBR:GIMB - BE0003699130 - Common Stock
45.3 EUR
-0.55 (-1.2%)
Overall GIMB gets a fundamental rating of 5 out of 10. We evaluated GIMB against 112 industry peers in the Capital Markets industry. While GIMB belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. While showing a medium growth rate, GIMB is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
GIMB had positive earnings in the past year.
In the past year GIMB has reported a negative cash flow from operations.
GIMB had positive earnings in 4 of the past 5 years.
GIMB had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 9.26%, GIMB belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
Looking at the Return On Equity, with a value of 11.49%, GIMB is in the better half of the industry, outperforming 65.18% of the companies in the same industry.
GIMB's Return On Invested Capital of 13.32% is amongst the best of the industry. GIMB outperforms 92.86% of its industry peers.
GIMB had an Average Return On Invested Capital over the past 3 years of 11.04%. This is above the industry average of 8.50%.
The 3 year average ROIC (11.04%) for GIMB is below the current ROIC(13.32%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.26% | ||
| ROE | 11.49% | ||
| ROIC | 13.32% |
ROA(3y)5.71%
ROA(5y)7.66%
ROE(3y)7.18%
ROE(5y)10%
ROIC(3y)11.04%
ROIC(5y)11.38%
1.3 Margins
GIMB has a better Profit Margin (44.41%) than 89.29% of its industry peers.
In the last couple of years the Profit Margin of GIMB has declined.
GIMB's Operating Margin of 83.40% is amongst the best of the industry. GIMB outperforms 95.54% of its industry peers.
In the last couple of years the Operating Margin of GIMB has grown nicely.
GIMB's Gross Margin of 96.40% is amongst the best of the industry. GIMB outperforms 95.54% of its industry peers.
GIMB's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 83.4% | ||
| PM (TTM) | 44.41% | ||
| GM | 96.4% |
OM growth 3Y0.34%
OM growth 5Y2.87%
PM growth 3Y-6.42%
PM growth 5YN/A
GM growth 3Y0.67%
GM growth 5Y1.88%
2. Health
2.1 Basic Checks
The number of shares outstanding for GIMB has been increased compared to 1 year ago.
Compared to 5 years ago, GIMB has more shares outstanding
GIMB has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.07 indicates that GIMB is not in any danger for bankruptcy at the moment.
GIMB's Altman-Z score of 4.07 is amongst the best of the industry. GIMB outperforms 81.25% of its industry peers.
GIMB has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
GIMB has a better Debt to Equity ratio (0.19) than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.07 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
GIMB has a Current Ratio of 14.79. This indicates that GIMB is financially healthy and has no problem in meeting its short term obligations.
GIMB has a better Current ratio (14.79) than 97.32% of its industry peers.
A Quick Ratio of 14.79 indicates that GIMB has no problem at all paying its short term obligations.
GIMB has a better Quick ratio (14.79) than 97.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 14.79 | ||
| Quick Ratio | 14.79 |
3. Growth
3.1 Past
The earnings per share for GIMB have decreased by -2.31% in the last year.
The Earnings Per Share has been growing slightly by 5.29% on average over the past years.
Looking at the last year, GIMB shows a very strong growth in Revenue. The Revenue has grown by 26.23%.
GIMB shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.65% yearly.
EPS 1Y (TTM)-2.31%
EPS 3Y5.29%
EPS 5YN/A
EPS Q2Q%22.75%
Revenue 1Y (TTM)26.23%
Revenue growth 3Y15.31%
Revenue growth 5Y27.65%
Sales Q2Q%59.17%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.04, the valuation of GIMB can be described as very cheap.
Based on the Price/Earnings ratio, GIMB is valued cheaply inside the industry as 94.64% of the companies are valued more expensively.
GIMB is valuated cheaply when we compare the Price/Earnings ratio to 25.83, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.04 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GIMB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
GIMB has a Yearly Dividend Yield of 3.97%.
GIMB's Dividend Yield is a higher than the industry average which is at 5.73.
GIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.97% |
5.2 History
The dividend of GIMB decreases each year by -14.48%.
Dividend Growth(5Y)-14.48%
Div Incr Years0
Div Non Decr Years6
5.3 Sustainability
GIMB pays out 16.83% of its income as dividend. This is a sustainable payout ratio.
DP16.83%
EPS Next 2YN/A
EPS Next 3YN/A
EBR:GIMB (11/7/2025, 7:00:00 PM)
45.3
-0.55 (-1.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners8.45%
Inst Owner ChangeN/A
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap1.67B
Revenue(TTM)493.13M
Net Income(TTM)219.00M
Analysts82
Price Target51.09 (12.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.97% |
Yearly Dividend1.14
Dividend Growth(5Y)-14.48%
DP16.83%
Div Incr Years0
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.5%
PT rev (3m)1.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.04 | ||
| Fwd PE | N/A | ||
| P/S | 3.38 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.87 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.5
EY16.56%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.32
FCFYN/A
OCF(TTM)-1.32
OCFYN/A
SpS13.4
BVpS51.8
TBVpS51.8
PEG (NY)N/A
PEG (5Y)N/A
Graham Number93.5
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.26% | ||
| ROE | 11.49% | ||
| ROCE | 17.76% | ||
| ROIC | 13.32% | ||
| ROICexc | 24.52% | ||
| ROICexgc | 24.53% | ||
| OM | 83.4% | ||
| PM (TTM) | 44.41% | ||
| GM | 96.4% | ||
| FCFM | N/A |
ROA(3y)5.71%
ROA(5y)7.66%
ROE(3y)7.18%
ROE(5y)10%
ROIC(3y)11.04%
ROIC(5y)11.38%
ROICexc(3y)17.26%
ROICexc(5y)16.85%
ROICexgc(3y)17.26%
ROICexgc(5y)16.85%
ROCE(3y)14.71%
ROCE(5y)15.18%
ROICexgc growth 3Y21.01%
ROICexgc growth 5Y25.78%
ROICexc growth 3Y21.02%
ROICexc growth 5Y25.79%
OM growth 3Y0.34%
OM growth 5Y2.87%
PM growth 3Y-6.42%
PM growth 5YN/A
GM growth 3Y0.67%
GM growth 5Y1.88%
F-Score4
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 14.79 | ||
| Quick Ratio | 14.79 | ||
| Altman-Z | 4.07 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.31%
EPS 3Y5.29%
EPS 5YN/A
EPS Q2Q%22.75%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.23%
Revenue growth 3Y15.31%
Revenue growth 5Y27.65%
Sales Q2Q%59.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y28.43%
EBIT growth 3Y15.7%
EBIT growth 5Y31.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-14.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.25%
OCF growth 3YN/A
OCF growth 5YN/A
GIMV NV / GIMB.BR FAQ
Can you provide the ChartMill fundamental rating for GIMV NV?
ChartMill assigns a fundamental rating of 5 / 10 to GIMB.BR.
Can you provide the valuation status for GIMV NV?
ChartMill assigns a valuation rating of 3 / 10 to GIMV NV (GIMB.BR). This can be considered as Overvalued.
Can you provide the profitability details for GIMV NV?
GIMV NV (GIMB.BR) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for GIMB stock?
The Price/Earnings (PE) ratio for GIMV NV (GIMB.BR) is 6.04 and the Price/Book (PB) ratio is 0.87.
How financially healthy is GIMV NV?
The financial health rating of GIMV NV (GIMB.BR) is 6 / 10.