GIMB Fundamental Analysis - GIMV NV

Fundamental Rating

Overall GIMB gets a fundamental rating of 5 out of 10. We evaluated GIMB against 125 industry peers in the Capital Markets industry. GIMB scores excellent on profitability, but there are some minor concerns on its financial health. GIMB is valued expensive and it does not seem to be growing.

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1. Profitability

1.1 Basic Checks

GIMB had positive earnings in the past year.

In the past year GIMB has reported a negative cash flow from operations.

GIMB had positive earnings in 4 of the past 5 years.

In the past 5 years GIMB always reported negative operating cash flow.

1.2 Ratios

Looking at the Return On Assets, with a value of 8.35%, GIMB belongs to the top of the industry, outperforming 84.80% of the companies in the same industry.

GIMB has a Return On Equity of 10.13%. This is comparable to the rest of the industry: GIMB outperforms 55.20% of its industry peers.

GIMB has a Return On Invested Capital of 10.73%. This is amongst the best in the industry. GIMB outperforms 84.80% of its industry peers.

GIMB had an Average Return On Invested Capital over the past 3 years of 11.04%. This is above the industry average of 8.63%.

		Industry Rank	Sector Rank
ROA	8.35%
ROE	10.13%
ROIC	10.73%

ROA(3y)5.71%

ROA(5y)7.66%

ROE(3y)7.18%

ROE(5y)10%

ROIC(3y)11.04%

ROIC(5y)11.38%

1.3 Margins

The Profit Margin of GIMB (50.16%) is better than 89.60% of its industry peers.

GIMB's Profit Margin has declined in the last couple of years.

GIMB's Operating Margin of 82.76% is amongst the best of the industry. GIMB outperforms 95.20% of its industry peers.

In the last couple of years the Operating Margin of GIMB has grown nicely.

Looking at the Gross Margin, with a value of 95.57%, GIMB belongs to the top of the industry, outperforming 95.20% of the companies in the same industry.

In the last couple of years the Gross Margin of GIMB has grown nicely.

		Industry Rank	Sector Rank
OM	82.76%
PM (TTM)	50.16%
GM	95.57%

OM growth 3Y0.34%

OM growth 5Y2.87%

PM growth 3Y-6.42%

PM growth 5YN/A

GM growth 3Y0.67%

GM growth 5Y1.88%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

Compared to 1 year ago, GIMB has more shares outstanding

GIMB has more shares outstanding than it did 5 years ago.

The debt/assets ratio for GIMB has been reduced compared to a year ago.

2.2 Solvency

GIMB has an Altman-Z score of 3.93. This indicates that GIMB is financially healthy and has little risk of bankruptcy at the moment.

With an excellent Altman-Z score value of 3.93, GIMB belongs to the best of the industry, outperforming 85.60% of the companies in the same industry.

GIMB has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.

With a decent Debt to Equity ratio value of 0.14, GIMB is doing good in the industry, outperforming 74.40% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.14
Debt/FCF	N/A
Altman-Z	3.93

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 5.03 indicates that GIMB has no problem at all paying its short term obligations.

GIMB's Current ratio of 5.03 is amongst the best of the industry. GIMB outperforms 92.00% of its industry peers.

A Quick Ratio of 5.03 indicates that GIMB has no problem at all paying its short term obligations.

GIMB has a better Quick ratio (5.03) than 93.60% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	5.03
Quick Ratio	5.03

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

GIMB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.30%.

The Earnings Per Share has been growing slightly by 5.29% on average over the past years.

GIMB shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.78%.

Measured over the past years, GIMB shows a very strong growth in Revenue. The Revenue has been growing by 27.65% on average per year.

EPS 1Y (TTM)-14.3%

EPS 3Y5.29%

EPS 5YN/A

EPS Q2Q%-29.39%

Revenue 1Y (TTM)13.78%

Revenue growth 3Y15.31%

Revenue growth 5Y27.65%

Sales Q2Q%-18.99%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

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4. Valuation

4.1 Price/Earnings Ratio

GIMB is valuated cheaply with a Price/Earnings ratio of 7.59.

Compared to the rest of the industry, the Price/Earnings ratio of GIMB indicates a rather cheap valuation: GIMB is cheaper than 92.00% of the companies listed in the same industry.

GIMB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.25.

		Industry Rank	Sector Rank
PE	7.59
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

GIMB has a very decent profitability rating, which may justify a higher PE ratio.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

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5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.04%, GIMB is a good candidate for dividend investing.

GIMB's Dividend Yield is a higher than the industry average which is at 3.32.

GIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.

		Industry Rank	Sector Rank
Dividend Yield	4.04%

5.2 History

The dividend of GIMB decreases each year by -14.48%.

Dividend Growth(5Y)-14.48%

Div Incr Years0

Div Non Decr Years6

5.3 Sustainability

GIMB pays out 28.59% of its income as dividend. This is a sustainable payout ratio.

DP28.59%

EPS Next 2YN/A

EPS Next 3YN/A

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GIMV NV

EBR:GIMB (1/12/2026, 7:00:00 PM)

45.75

0 (0%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)11-20 2025-11-20

Earnings (Next)05-20 2026-05-20

Inst Owners9.09%

Inst Owner ChangeN/A

Ins Owners0.61%

Ins Owner ChangeN/A

Market Cap1.68B

Revenue(TTM)400.80M

Net Income(TTM)201.06M

Analysts82

Price Target51.77 (13.16%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	4.04%

Yearly Dividend1.14

Dividend Growth(5Y)-14.48%

DP28.59%

Div Incr Years0

Div Non Decr Years6

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)3.57%

PT rev (3m)0.81%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	7.59
Fwd PE	N/A
P/S	4.2
P/FCF	N/A
P/OCF	N/A
P/B	0.85
P/tB	0.85
EV/EBITDA	N/A

EPS(TTM)6.03

EY13.18%

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-1.96

FCFYN/A

OCF(TTM)-1.96

OCFYN/A

SpS10.89

BVpS53.9

TBVpS53.89

PEG (NY)N/A

PEG (5Y)N/A

Graham Number85.52

Profitability

		Industry Rank	Sector Rank
ROA	8.35%
ROE	10.13%
ROCE	14.31%
ROIC	10.73%
ROICexc	13.24%
ROICexgc	13.24%
OM	82.76%
PM (TTM)	50.16%
GM	95.57%
FCFM	N/A

ROA(3y)5.71%

ROA(5y)7.66%

ROE(3y)7.18%

ROE(5y)10%

ROIC(3y)11.04%

ROIC(5y)11.38%

ROICexc(3y)17.15%

ROICexc(5y)16.78%

ROICexgc(3y)17.16%

ROICexgc(5y)16.79%

ROCE(3y)14.71%

ROCE(5y)15.18%

ROICexgc growth 3Y21.01%

ROICexgc growth 5Y25.78%

ROICexc growth 3Y21.02%

ROICexc growth 5Y25.79%

OM growth 3Y0.34%

OM growth 5Y2.87%

PM growth 3Y-6.42%

PM growth 5YN/A

GM growth 3Y0.67%

GM growth 5Y1.88%

F-Score2

Asset Turnover0.17

Health

		Industry Rank	Sector Rank
Debt/Equity	0.14
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	5.03
Quick Ratio	5.03
Altman-Z	3.93

F-Score2

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-14.3%

EPS 3Y5.29%

EPS 5YN/A

EPS Q2Q%-29.39%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)13.78%

Revenue growth 3Y15.31%

Revenue growth 5Y27.65%

Sales Q2Q%-18.99%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y-0.49%

EBIT growth 3Y15.7%

EBIT growth 5Y31.31%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-58.99%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-58.99%

OCF growth 3YN/A

OCF growth 5YN/A

GIMV NV / GIMB.BR FAQ

Can you provide the ChartMill fundamental rating for GIMV NV?

ChartMill assigns a fundamental rating of 5 / 10 to GIMB.BR.

What is the valuation status of GIMV NV (GIMB.BR) stock?

ChartMill assigns a valuation rating of 3 / 10 to GIMV NV (GIMB.BR). This can be considered as Overvalued.

How profitable is GIMV NV (GIMB.BR) stock?

GIMV NV (GIMB.BR) has a profitability rating of 7 / 10.

Can you provide the financial health for GIMB stock?

The financial health rating of GIMV NV (GIMB.BR) is 6 / 10.

How sustainable is the dividend of GIMV NV (GIMB.BR) stock?

The dividend rating of GIMV NV (GIMB.BR) is 6 / 10 and the dividend payout ratio is 28.59%.

GIMV NV (GIMB.BR) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens

GIMV NV / GIMB.BR FAQ

Can you provide the ChartMill fundamental rating for GIMV NV?

What is the valuation status of GIMV NV (GIMB.BR) stock?

How profitable is GIMV NV (GIMB.BR) stock?

Can you provide the financial health for GIMB stock?

How sustainable is the dividend of GIMV NV (GIMB.BR) stock?