GREYSTONE HOUSING IMPACT INV (GHI) Fundamental Analysis & Valuation

NYSE:GHI • US02364V2060

Current stock price

5.04 USD
+0.04 (+0.8%)
At close:
5.148 USD
+0.11 (+2.14%)
After Hours:

This GHI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. GHI Profitability Analysis

1.1 Basic Checks

  • GHI had negative earnings in the past year.
  • In the past year GHI had a positive cash flow from operations.
  • GHI had positive earnings in 4 of the past 5 years.
  • GHI had a positive operating cash flow in 4 of the past 5 years.
GHI Yearly Net Income VS EBIT VS OCF VS FCFGHI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

1.2 Ratios

  • The Return On Assets of GHI (0.27%) is worse than 67.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 1.04%, GHI is doing worse than 67.00% of the companies in the same industry.
  • The Return On Invested Capital of GHI (0.43%) is worse than 63.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GHI is significantly below the industry average of 8.06%.
Industry RankSector Rank
ROA 0.27%
ROE 1.04%
ROIC 0.43%
ROA(3y)2.82%
ROA(5y)2.23%
ROE(3y)10.47%
ROE(5y)7.85%
ROIC(3y)1.09%
ROIC(5y)1.01%
GHI Yearly ROA, ROE, ROICGHI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of GHI (4.34%) is worse than 60.00% of its industry peers.
  • In the last couple of years the Profit Margin of GHI has declined.
  • GHI has a Operating Margin of 7.94%. This is comparable to the rest of the industry: GHI outperforms 44.00% of its industry peers.
  • GHI's Operating Margin has declined in the last couple of years.
  • GHI has a Gross Margin (38.33%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of GHI has declined.
Industry RankSector Rank
OM 7.94%
PM (TTM) 4.34%
GM 38.33%
OM growth 3Y-25.29%
OM growth 5Y-18.76%
PM growth 3Y-25.78%
PM growth 5Y-9.87%
GM growth 3Y-20.43%
GM growth 5Y-12.96%
GHI Yearly Profit, Operating, Gross MarginsGHI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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1

2. GHI Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GHI is destroying value.
  • There is no outstanding debt for GHI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
GHI Yearly Shares OutstandingGHI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
GHI Yearly Total Debt VS Total AssetsGHI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • The Debt to FCF ratio of GHI is 31.68, which is on the high side as it means it would take GHI, 31.68 years of fcf income to pay off all of its debts.
  • GHI has a Debt to FCF ratio of 31.68. This is comparable to the rest of the industry: GHI outperforms 44.00% of its industry peers.
  • GHI has a Debt/Equity ratio of 2.45. This is a high value indicating a heavy dependency on external financing.
  • GHI has a worse Debt to Equity ratio (2.45) than 70.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.45
Debt/FCF 31.68
Altman-Z N/A
ROIC/WACC0.09
WACC4.91%
GHI Yearly LT Debt VS Equity VS FCFGHI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 0.34 indicates that GHI may have some problems paying its short term obligations.
  • GHI has a worse Current ratio (0.34) than 62.00% of its industry peers.
  • GHI has a Quick Ratio of 0.34. This is a bad value and indicates that GHI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.34, GHI is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.34
Quick Ratio 0.34
GHI Yearly Current Assets VS Current LiabilitesGHI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. GHI Growth Analysis

3.1 Past

  • The earnings per share for GHI have decreased strongly by -149.35% in the last year.
EPS 1Y (TTM)-149.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-143.59%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-24.05%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • GHI is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -8.05% yearly.
EPS Next Y254.16%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.04%
Revenue Next 2Y-8.05%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
GHI Yearly Revenue VS EstimatesGHI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M 100M
GHI Yearly EPS VS EstimatesGHI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 1 2

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5

4. GHI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for GHI. In the last year negative earnings were reported.
  • GHI is valuated reasonably with a Price/Forward Earnings ratio of 8.60.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GHI indicates a somewhat cheap valuation: GHI is cheaper than 62.00% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of GHI to the average of the S&P500 Index (22.84), we can say GHI is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 8.6
GHI Price Earnings VS Forward Price EarningsGHI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, GHI is valued a bit more expensive than the industry average as 63.00% of the companies are valued more cheaply.
  • 97.00% of the companies in the same industry are more expensive than GHI, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.54
EV/EBITDA 154.82
GHI Per share dataGHI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • GHI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. GHI Dividend Analysis

5.1 Amount

  • GHI has a Yearly Dividend Yield of 11.41%, which is a nice return.
  • The stock price of GHI dropped by -28.41% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • Compared to an average industry Dividend Yield of 2.18, GHI pays a better dividend. On top of this GHI pays more dividend than 97.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.90, GHI pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.41%

5.2 History

  • The dividend of GHI decreases each year by -0.78%.
  • GHI has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-0.78%
Div Incr Years0
Div Non Decr Years0
GHI Yearly Dividends per shareGHI Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 914.80% of the earnings are spent on dividend by GHI. This is not a sustainable payout ratio.
DP914.8%
EPS Next 2YN/A
EPS Next 3YN/A
GHI Yearly Income VS Free CF VS DividendGHI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
GHI Dividend Payout.GHI Dividend Payout, showing the Payout Ratio.GHI Dividend Payout.PayoutRetained Earnings

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GHI Fundamentals: All Metrics, Ratios and Statistics

GREYSTONE HOUSING IMPACT INV

NYSE:GHI (4/2/2026, 8:04:00 PM)

After market: 5.148 +0.11 (+2.14%)

5.04

+0.04 (+0.8%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-16
Earnings (Next)04-30
Inst Owners10.54%
Inst Owner ChangeN/A
Ins Owners2.23%
Ins Owner Change-0.3%
Market Cap118.84M
Revenue(TTM)N/A
Net Income(TTM)4.04M
Analysts76.67
Price Target7.14 (41.67%)
Short Float %0.37%
Short Ratio0.71
Dividend
Industry RankSector Rank
Dividend Yield 11.41%
Yearly Dividend1.62
Dividend Growth(5Y)-0.78%
DP914.8%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-150.98%
Min EPS beat(2)-216.81%
Max EPS beat(2)-85.15%
EPS beat(4)1
Avg EPS beat(4)-47.25%
Min EPS beat(4)-216.81%
Max EPS beat(4)169.41%
EPS beat(8)2
Avg EPS beat(8)-51.94%
EPS beat(12)4
Avg EPS beat(12)-11.05%
EPS beat(16)6
Avg EPS beat(16)-1.82%
Revenue beat(2)0
Avg Revenue beat(2)-10.29%
Min Revenue beat(2)-11.65%
Max Revenue beat(2)-8.93%
Revenue beat(4)1
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-14.05%
Max Revenue beat(4)3.51%
Revenue beat(8)1
Avg Revenue beat(8)-10.26%
Revenue beat(12)2
Avg Revenue beat(12)-9.53%
Revenue beat(16)5
Avg Revenue beat(16)-7.48%
PT rev (1m)-33.33%
PT rev (3m)-33.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 8.6
P/S 1.28
P/FCF 3.54
P/OCF 3.54
P/B 0.31
P/tB 0.31
EV/EBITDA 154.82
EPS(TTM)-0.38
EYN/A
EPS(NY)0.59
Fwd EY11.62%
FCF(TTM)1.42
FCFY28.23%
OCF(TTM)1.42
OCFY28.23%
SpS3.94
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.27%
ROE 1.04%
ROCE 0.54%
ROIC 0.43%
ROICexc 0.44%
ROICexgc 0.47%
OM 7.94%
PM (TTM) 4.34%
GM 38.33%
FCFM 36.08%
ROA(3y)2.82%
ROA(5y)2.23%
ROE(3y)10.47%
ROE(5y)7.85%
ROIC(3y)1.09%
ROIC(5y)1.01%
ROICexc(3y)1.13%
ROICexc(5y)1.04%
ROICexgc(3y)1.17%
ROICexgc(5y)1.07%
ROCE(3y)1.38%
ROCE(5y)1.27%
ROICexgc growth 3Y-13.16%
ROICexgc growth 5Y-20.32%
ROICexc growth 3Y-14.27%
ROICexc growth 5Y-20.98%
OM growth 3Y-25.29%
OM growth 5Y-18.76%
PM growth 3Y-25.78%
PM growth 5Y-9.87%
GM growth 3Y-20.43%
GM growth 5Y-12.96%
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 2.45
Debt/FCF 31.68
Debt/EBITDA 128.84
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.14
Cash Conversion 453.48%
Profit Quality 830.94%
Current Ratio 0.34
Quick Ratio 0.34
Altman-Z N/A
F-Score6
WACC4.91%
ROIC/WACC0.09
Cap/Depr(3y)39.49%
Cap/Depr(5y)27.81%
Cap/Sales(3y)1%
Cap/Sales(5y)0.79%
Profit Quality(3y)60.84%
Profit Quality(5y)129.13%
High Growth Momentum
Growth
EPS 1Y (TTM)-149.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-143.59%
EPS Next Y254.16%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-24.05%
Revenue Next Year-3.04%
Revenue Next 2Y-8.05%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y928.01%
EBIT growth 3Y-17.77%
EBIT growth 5Y-16.27%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y70.8%
FCF growth 3Y-18.94%
FCF growth 5Y0.14%
OCF growth 1Y55.29%
OCF growth 3Y-19.06%
OCF growth 5Y0%

GREYSTONE HOUSING IMPACT INV / GHI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GREYSTONE HOUSING IMPACT INV?

ChartMill assigns a fundamental rating of 2 / 10 to GHI.


What is the valuation status of GREYSTONE HOUSING IMPACT INV (GHI) stock?

ChartMill assigns a valuation rating of 5 / 10 to GREYSTONE HOUSING IMPACT INV (GHI). This can be considered as Fairly Valued.


What is the profitability of GHI stock?

GREYSTONE HOUSING IMPACT INV (GHI) has a profitability rating of 2 / 10.


Can you provide the dividend sustainability for GHI stock?

The dividend rating of GREYSTONE HOUSING IMPACT INV (GHI) is 5 / 10 and the dividend payout ratio is 914.8%.