GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:GFC - FR0010040865 - REIT
79.675 EUR
-0.12 (-0.16%)
We assign a fundamental rating of 4 out of 10 to GFC. GFC was compared to 42 industry peers in the Diversified REITs industry. While GFC is still in line with the averages on profitability rating, there are concerns on its financial health. GFC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- GFC had positive earnings in the past year.
- GFC had a positive operating cash flow in the past year.
- Of the past 5 years GFC 4 years were profitable.
- In the past 5 years GFC always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of 1.71%, GFC perfoms like the industry average, outperforming 47.62% of the companies in the same industry.
- GFC has a Return On Equity (2.98%) which is comparable to the rest of the industry.
- GFC's Return On Invested Capital of 2.34% is on the low side compared to the rest of the industry. GFC is outperformed by 76.19% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for GFC is in line with the industry average of 3.45%.
- The last Return On Invested Capital (2.34%) for GFC is above the 3 year average (2.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
- GFC has a Profit Margin of 44.60%. This is comparable to the rest of the industry: GFC outperforms 59.52% of its industry peers.
- GFC's Profit Margin has declined in the last couple of years.
- With a decent Operating Margin value of 79.23%, GFC is doing good in the industry, outperforming 73.81% of the companies in the same industry.
- GFC's Operating Margin has been stable in the last couple of years.
- GFC has a Gross Margin of 91.97%. This is amongst the best in the industry. GFC outperforms 85.71% of its industry peers.
- In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GFC is destroying value.
- The number of shares outstanding for GFC remains at a similar level compared to 1 year ago.
- The number of shares outstanding for GFC has been increased compared to 5 years ago.
- GFC has a worse debt/assets ratio than last year.
2.2 Solvency
- GFC has an Altman-Z score of 1.05. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of GFC (1.05) is better than 69.05% of its industry peers.
- The Debt to FCF ratio of GFC is 72.04, which is on the high side as it means it would take GFC, 72.04 years of fcf income to pay off all of its debts.
- GFC's Debt to FCF ratio of 72.04 is on the low side compared to the rest of the industry. GFC is outperformed by 83.33% of its industry peers.
- A Debt/Equity ratio of 0.65 indicates that GFC is somewhat dependend on debt financing.
- The Debt to Equity ratio of GFC (0.65) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Altman-Z | 1.05 |
ROIC/WACC0.54
WACC4.31%
2.3 Liquidity
- GFC has a Current Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- GFC's Current ratio of 0.55 is in line compared to the rest of the industry. GFC outperforms 59.52% of its industry peers.
- A Quick Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
- GFC's Quick ratio of 0.55 is fine compared to the rest of the industry. GFC outperforms 61.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 5.75% over the past year.
- The Earnings Per Share has been growing slightly by 1.53% on average over the past years.
- The Revenue has been growing slightly by 4.15% in the past year.
- GFC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.38% yearly.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
- The Earnings Per Share is expected to grow by 3.03% on average over the next years.
- GFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.53% yearly.
EPS Next Y5.15%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- GFC is valuated correctly with a Price/Earnings ratio of 12.04.
- GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 64.29% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.54. GFC is valued rather cheaply when compared to this.
- GFC is valuated reasonably with a Price/Forward Earnings ratio of 11.67.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC is on the same level as its industry peers.
- When comparing the Price/Forward Earnings ratio of GFC to the average of the S&P500 Index (24.31), we can say GFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.04 | ||
| Fwd PE | 11.67 |
4.2 Price Multiples
- GFC's Enterprise Value to EBITDA ratio is in line with the industry average.
- Based on the Price/Free Cash Flow ratio, GFC is valued expensively inside the industry as 83.33% of the companies are valued cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 64.46 | ||
| EV/EBITDA | 19.15 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.34
PEG (5Y)7.86
EPS Next 2Y3.11%
EPS Next 3Y3.03%
5. Dividend
5.1 Amount
- GFC has a Yearly Dividend Yield of 6.66%, which is a nice return.
- Compared to an average industry Dividend Yield of 4.99, GFC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.92, GFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
- The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- GFC pays out 127.77% of its income as dividend. This is not a sustainable payout ratio.
DP127.77%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPA:GFC (1/16/2026, 1:11:02 PM)
79.675
-0.12 (-0.16%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)10-14 2025-10-14
Earnings (Next)02-10 2026-02-10/amc
Inst Owners59.94%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.12B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts80
Price Target108.38 (36.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.77%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.33%
PT rev (3m)-3.99%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.04%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.04 | ||
| Fwd PE | 11.67 | ||
| P/S | 8.81 | ||
| P/FCF | 64.46 | ||
| P/OCF | 11.85 | ||
| P/B | 0.59 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | 19.15 |
EPS(TTM)6.62
EY8.31%
EPS(NY)6.83
Fwd EY8.57%
FCF(TTM)1.24
FCFY1.55%
OCF(TTM)6.73
OCFY8.44%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.34
PEG (5Y)7.86
Graham Number142.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROCE | 3.48% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.47% | ||
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% | ||
| FCFM | 13.67% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Debt/EBITDA | 11.98 | ||
| Cap/Depr | 3437.44% | ||
| Cap/Sales | 60.69% | ||
| Interest Coverage | 6.38 | ||
| Cash Conversion | 91.81% | ||
| Profit Quality | 30.64% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.05 |
F-Score8
WACC4.31%
ROIC/WACC0.54
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.15%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.15%
EBIT Next 3Y3.54%
EBIT Next 5Y4.58%
FCF growth 1Y-15.61%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
Can you provide the valuation status for GECINA SA?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 5 / 10.
What is the valuation of GECINA SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 12.04 and the Price/Book (PB) ratio is 0.59.
Can you provide the financial health for GFC stock?
The financial health rating of GECINA SA (GFC.PA) is 2 / 10.