GECINA SA (GFC.PA) Fundamental Analysis & Valuation

EPA:GFC • FR0010040865

Current stock price

70.275 EUR
+0.53 (+0.75%)
Last:

This GFC.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GFC.PA Profitability Analysis

1.1 Basic Checks

  • In the past year GFC was profitable.
  • In the past year GFC had a positive cash flow from operations.
  • GFC had positive earnings in 4 of the past 5 years.
  • GFC had a positive operating cash flow in each of the past 5 years.
GFC.PA Yearly Net Income VS EBIT VS OCF VS FCFGFC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • The Return On Assets of GFC (2.49%) is comparable to the rest of the industry.
  • GFC has a Return On Equity of 4.24%. This is comparable to the rest of the industry: GFC outperforms 40.48% of its industry peers.
  • GFC has a worse Return On Invested Capital (2.79%) than 69.05% of its industry peers.
  • GFC had an Average Return On Invested Capital over the past 3 years of 2.50%. This is in line with the industry average of 3.84%.
  • The 3 year average ROIC (2.50%) for GFC is below the current ROIC(2.79%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.49%
ROE 4.24%
ROIC 2.79%
ROA(3y)-1.97%
ROA(5y)-0.19%
ROE(3y)-3.23%
ROE(5y)-0.36%
ROIC(3y)2.5%
ROIC(5y)2.21%
GFC.PA Yearly ROA, ROE, ROICGFC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • GFC has a Profit Margin of 62.90%. This is in the better half of the industry: GFC outperforms 66.67% of its industry peers.
  • GFC's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 90.69%, GFC belongs to the top of the industry, outperforming 90.48% of the companies in the same industry.
  • GFC's Operating Margin has improved in the last couple of years.
  • The Gross Margin of GFC (92.74%) is better than 88.10% of its industry peers.
  • GFC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
GFC.PA Yearly Profit, Operating, Gross MarginsGFC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 -200

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1

2. GFC.PA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GFC is destroying value.
  • Compared to 1 year ago, GFC has about the same amount of shares outstanding.
  • Compared to 5 years ago, GFC has more shares outstanding
  • GFC has a worse debt/assets ratio than last year.
GFC.PA Yearly Shares OutstandingGFC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
GFC.PA Yearly Total Debt VS Total AssetsGFC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • GFC has an Altman-Z score of 0.98. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
  • GFC has a Altman-Z score (0.98) which is comparable to the rest of the industry.
  • GFC has a Debt/Equity ratio of 0.60. This is a neutral value indicating GFC is somewhat dependend on debt financing.
  • The Debt to Equity ratio of GFC (0.60) is better than 64.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF N/A
Altman-Z 0.98
ROIC/WACC0.68
WACC4.12%
GFC.PA Yearly LT Debt VS Equity VS FCFGFC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • GFC has a Current Ratio of 0.26. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of GFC (0.26) is worse than 64.29% of its industry peers.
  • A Quick Ratio of 0.26 indicates that GFC may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.26, GFC is doing worse than 64.29% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.26
Quick Ratio 0.26
GFC.PA Yearly Current Assets VS Current LiabilitesGFC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. GFC.PA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 4.98% over the past year.
  • GFC shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.15% yearly.
  • GFC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.61%.
  • Measured over the past years, GFC shows a small growth in Revenue. The Revenue has been growing by 1.61% on average per year.
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%

3.2 Future

  • Based on estimates for the next years, GFC will show a small growth in Earnings Per Share. The EPS will grow by 0.73% on average per year.
  • Based on estimates for the next years, GFC will show a small growth in Revenue. The Revenue will grow by 5.57% on average per year.
EPS Next Y0.72%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
EPS Next 5YN/A
Revenue Next Year0.36%
Revenue Next 2Y1.68%
Revenue Next 3Y3.34%
Revenue Next 5Y5.57%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GFC.PA Yearly Revenue VS EstimatesGFC.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
GFC.PA Yearly EPS VS EstimatesGFC.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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4

4. GFC.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.43, the valuation of GFC can be described as very reasonable.
  • Based on the Price/Earnings ratio, GFC is valued a bit cheaper than 71.43% of the companies in the same industry.
  • GFC is valuated cheaply when we compare the Price/Earnings ratio to 26.21, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 10.35 indicates a reasonable valuation of GFC.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC indicates a somewhat cheap valuation: GFC is cheaper than 71.43% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.13, GFC is valued rather cheaply.
Industry RankSector Rank
PE 10.43
Fwd PE 10.35
GFC.PA Price Earnings VS Forward Price EarningsGFC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GFC.PA Per share dataGFC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of GFC may justify a higher PE ratio.
PEG (NY)14.41
PEG (5Y)2.51
EPS Next 2Y0.52%
EPS Next 3Y0.73%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. GFC.PA Dividend Analysis

5.1 Amount

  • GFC has a Yearly Dividend Yield of 8.42%, which is a nice return.
  • GFC's Dividend Yield is rather good when compared to the industry average which is at 5.32. GFC pays more dividend than 85.71% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, GFC pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.42%

5.2 History

  • The dividend of GFC has a limited annual growth rate of 0.58%.
Dividend Growth(5Y)0.58%
Div Incr Years2
Div Non Decr Years5
GFC.PA Yearly Dividends per shareGFC.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • GFC pays out 89.99% of its income as dividend. This is not a sustainable payout ratio.
  • GFC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP89.99%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
GFC.PA Yearly Income VS Free CF VS DividendGFC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
GFC.PA Dividend Payout.GFC.PA Dividend Payout, showing the Payout Ratio.GFC.PA Dividend Payout.PayoutRetained Earnings

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GFC.PA Fundamentals: All Metrics, Ratios and Statistics

GECINA SA

EPA:GFC (4/7/2026, 9:05:13 AM)

70.275

+0.53 (+0.75%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-10
Earnings (Next)04-22
Inst Owners58.99%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap5.40B
Revenue(TTM)712.61M
Net Income(TTM)448.20M
Analysts81.82
Price Target100.12 (42.47%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.42%
Yearly Dividend5.45
Dividend Growth(5Y)0.58%
DP89.99%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.18%
PT rev (3m)-7.63%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-0.91%
Valuation
Industry RankSector Rank
PE 10.43
Fwd PE 10.35
P/S 7.57
P/FCF N/A
P/OCF 11.27
P/B 0.51
P/tB 0.52
EV/EBITDA N/A
EPS(TTM)6.74
EY9.59%
EPS(NY)6.79
Fwd EY9.66%
FCF(TTM)-6.39
FCFYN/A
OCF(TTM)6.24
OCFY8.88%
SpS9.28
BVpS137.54
TBVpS135.22
PEG (NY)14.41
PEG (5Y)2.51
Graham Number144.42
Profitability
Industry RankSector Rank
ROA 2.49%
ROE 4.24%
ROCE 4.17%
ROIC 2.79%
ROICexc 2.81%
ROICexgc 2.84%
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
FCFM N/A
ROA(3y)-1.97%
ROA(5y)-0.19%
ROE(3y)-3.23%
ROE(5y)-0.36%
ROIC(3y)2.5%
ROIC(5y)2.21%
ROICexc(3y)2.52%
ROICexc(5y)2.22%
ROICexgc(3y)2.54%
ROICexgc(5y)2.24%
ROCE(3y)3.58%
ROCE(5y)3.18%
ROICexgc growth 3Y16.35%
ROICexgc growth 5Y7.12%
ROICexc growth 3Y16.33%
ROICexc growth 5Y7.13%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 136.09%
Interest Coverage 6.79
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.26
Quick Ratio 0.26
Altman-Z 0.98
F-Score7
WACC4.12%
ROIC/WACC0.68
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)86.71%
Cap/Sales(5y)75.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
EPS Next Y0.72%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
EPS Next 5YN/A
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%
Revenue Next Year0.36%
Revenue Next 2Y1.68%
Revenue Next 3Y3.34%
Revenue Next 5Y5.57%
EBIT growth 1Y17.46%
EBIT growth 3Y10.24%
EBIT growth 5Y5.7%
EBIT Next Year0.78%
EBIT Next 3Y3.23%
EBIT Next 5Y5.1%
FCF growth 1Y-438.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-20.14%
OCF growth 3Y-0.33%
OCF growth 5Y-1.04%

GECINA SA / GFC.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GECINA SA?

ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.


What is the valuation status of GECINA SA (GFC.PA) stock?

ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.


How profitable is GECINA SA (GFC.PA) stock?

GECINA SA (GFC.PA) has a profitability rating of 7 / 10.


What is the expected EPS growth for GECINA SA (GFC.PA) stock?

The Earnings per Share (EPS) of GECINA SA (GFC.PA) is expected to grow by 0.72% in the next year.


How sustainable is the dividend of GECINA SA (GFC.PA) stock?

The dividend rating of GECINA SA (GFC.PA) is 7 / 10 and the dividend payout ratio is 89.99%.