GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:GFC - FR0010040865 - REIT
80.85 EUR
+0.3 (+0.37%)
GFC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 40 industry peers in the Diversified REITs industry. GFC has a medium profitability rating, but doesn't score so well on its financial health evaluation. GFC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
GFC had positive earnings in the past year.
GFC had a positive operating cash flow in the past year.
Of the past 5 years GFC 4 years were profitable.
In the past 5 years GFC always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.71%, GFC is in line with its industry, outperforming 47.50% of the companies in the same industry.
The Return On Equity of GFC (2.98%) is worse than 60.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.34%, GFC is doing worse than 80.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for GFC is in line with the industry average of 3.53%.
The 3 year average ROIC (2.16%) for GFC is below the current ROIC(2.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
GFC has a Profit Margin (44.60%) which is comparable to the rest of the industry.
GFC's Profit Margin has declined in the last couple of years.
GFC has a Operating Margin of 79.23%. This is in the better half of the industry: GFC outperforms 72.50% of its industry peers.
GFC's Operating Margin has been stable in the last couple of years.
The Gross Margin of GFC (91.97%) is better than 82.50% of its industry peers.
In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
The number of shares outstanding for GFC remains at a similar level compared to 1 year ago.
The number of shares outstanding for GFC has been increased compared to 5 years ago.
Compared to 1 year ago, GFC has a worse debt to assets ratio.
2.2 Solvency
GFC has an Altman-Z score of 1.06. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
GFC has a Altman-Z score of 1.06. This is in the better half of the industry: GFC outperforms 70.00% of its industry peers.
The Debt to FCF ratio of GFC is 72.06, which is on the high side as it means it would take GFC, 72.06 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 72.06, GFC is not doing good in the industry: 82.50% of the companies in the same industry are doing better.
GFC has a Debt/Equity ratio of 0.65. This is a neutral value indicating GFC is somewhat dependend on debt financing.
GFC's Debt to Equity ratio of 0.65 is in line compared to the rest of the industry. GFC outperforms 55.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Altman-Z | 1.06 |
ROIC/WACC0.54
WACC4.34%
2.3 Liquidity
GFC has a Current Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
GFC has a Current ratio (0.55) which is in line with its industry peers.
GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
GFC has a Quick ratio of 0.55. This is in the better half of the industry: GFC outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
GFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.75%.
Measured over the past 5 years, GFC shows a small growth in Earnings Per Share. The EPS has been growing by 1.53% on average per year.
The Revenue has been growing slightly by 4.15% in the past year.
GFC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.38% yearly.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
GFC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.03% yearly.
The Revenue is expected to grow by 4.53% on average over the next years.
EPS Next Y5.15%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.21, the valuation of GFC can be described as correct.
65.00% of the companies in the same industry are more expensive than GFC, based on the Price/Earnings ratio.
GFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.77.
The Price/Forward Earnings ratio is 11.85, which indicates a very decent valuation of GFC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC is on the same level as its industry peers.
GFC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.21 | ||
| Fwd PE | 11.85 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as GFC.
GFC's Price/Free Cash Flow ratio is rather expensive when compared to the industry. GFC is more expensive than 82.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 65.43 | ||
| EV/EBITDA | 19.25 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.37
PEG (5Y)7.97
EPS Next 2Y3.11%
EPS Next 3Y3.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.84%, GFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.16, GFC pays a bit more dividend than its industry peers.
GFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.84% |
5.2 History
The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
GFC pays out 127.92% of its income as dividend. This is not a sustainable payout ratio.
DP127.92%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPA:GFC (12/30/2025, 7:00:00 PM)
80.85
+0.3 (+0.37%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners60.58%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.21B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts80
Price Target108.38 (34.05%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.84% |
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.92%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.54%
PT rev (3m)-3.99%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.76%
Revenue NY rev (3m)0.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.21 | ||
| Fwd PE | 11.85 | ||
| P/S | 8.94 | ||
| P/FCF | 65.43 | ||
| P/OCF | 12.02 | ||
| P/B | 0.6 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | 19.25 |
EPS(TTM)6.62
EY8.19%
EPS(NY)6.83
Fwd EY8.44%
FCF(TTM)1.24
FCFY1.53%
OCF(TTM)6.73
OCFY8.32%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.37
PEG (5Y)7.97
Graham Number142.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROCE | 3.48% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.47% | ||
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% | ||
| FCFM | 13.66% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Debt/EBITDA | 11.98 | ||
| Cap/Depr | 3437.7% | ||
| Cap/Sales | 60.7% | ||
| Interest Coverage | 6.34 | ||
| Cash Conversion | 91.81% | ||
| Profit Quality | 30.63% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.06 |
F-Score8
WACC4.34%
ROIC/WACC0.54
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.15%
EPS Next 2Y3.11%
EPS Next 3Y3.03%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.15%
EBIT Next 3Y3.54%
EBIT Next 5Y4.58%
FCF growth 1Y-15.63%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
What is the valuation status for GFC stock?
ChartMill assigns a valuation rating of 3 / 10 to GECINA SA (GFC.PA). This can be considered as Overvalued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for GFC stock?
The Earnings per Share (EPS) of GECINA SA (GFC.PA) is expected to grow by 5.15% in the next year.
How sustainable is the dividend of GECINA SA (GFC.PA) stock?
The dividend rating of GECINA SA (GFC.PA) is 4 / 10 and the dividend payout ratio is 127.92%.