GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:GFC - FR0010040865 - REIT
79.85 EUR
-0.3 (-0.37%)
Taking everything into account, GFC scores 4 out of 10 in our fundamental rating. GFC was compared to 42 industry peers in the Diversified REITs industry. While GFC is still in line with the averages on profitability rating, there are concerns on its financial health. GFC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year GFC was profitable.
In the past year GFC had a positive cash flow from operations.
GFC had positive earnings in 4 of the past 5 years.
In the past 5 years GFC always reported a positive cash flow from operatings.
1.2 Ratios
GFC's Return On Assets of 1.71% is in line compared to the rest of the industry. GFC outperforms 50.00% of its industry peers.
GFC's Return On Equity of 2.98% is in line compared to the rest of the industry. GFC outperforms 42.86% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.34%, GFC is doing worse than 76.19% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for GFC is in line with the industry average of 3.53%.
The last Return On Invested Capital (2.34%) for GFC is above the 3 year average (2.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
GFC has a Profit Margin (44.60%) which is in line with its industry peers.
GFC's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 79.23%, GFC is in the better half of the industry, outperforming 76.19% of the companies in the same industry.
In the last couple of years the Operating Margin of GFC has remained more or less at the same level.
With an excellent Gross Margin value of 91.97%, GFC belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
GFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
GFC has about the same amout of shares outstanding than it did 1 year ago.
GFC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for GFC is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.06, we must say that GFC is in the distress zone and has some risk of bankruptcy.
GFC has a better Altman-Z score (1.06) than 69.05% of its industry peers.
GFC has a debt to FCF ratio of 72.06. This is a negative value and a sign of low solvency as GFC would need 72.06 years to pay back of all of its debts.
The Debt to FCF ratio of GFC (72.06) is worse than 78.57% of its industry peers.
A Debt/Equity ratio of 0.65 indicates that GFC is somewhat dependend on debt financing.
GFC has a Debt to Equity ratio of 0.65. This is comparable to the rest of the industry: GFC outperforms 54.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Altman-Z | 1.06 |
ROIC/WACC0.54
WACC4.32%
2.3 Liquidity
GFC has a Current Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
GFC's Current ratio of 0.55 is in line compared to the rest of the industry. GFC outperforms 59.52% of its industry peers.
GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
GFC has a Quick ratio of 0.55. This is in the better half of the industry: GFC outperforms 61.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
GFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.75%.
Measured over the past 5 years, GFC shows a small growth in Earnings Per Share. The EPS has been growing by 1.53% on average per year.
GFC shows a small growth in Revenue. In the last year, the Revenue has grown by 4.15%.
GFC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.38% yearly.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
Based on estimates for the next years, GFC will show a small growth in Earnings Per Share. The EPS will grow by 3.11% on average per year.
The Revenue is expected to grow by 4.53% on average over the next years.
EPS Next Y5.13%
EPS Next 2Y2.98%
EPS Next 3Y3.11%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.52%
Revenue Next 3Y2.35%
Revenue Next 5Y4.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.06, GFC is valued correctly.
Based on the Price/Earnings ratio, GFC is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
GFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.41.
GFC is valuated reasonably with a Price/Forward Earnings ratio of 11.73.
Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.40, GFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 11.73 |
4.2 Price Multiples
GFC's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, GFC is valued expensively inside the industry as 80.95% of the companies are valued cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 64.62 | ||
| EV/EBITDA | 19.2 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.35
PEG (5Y)7.87
EPS Next 2Y2.98%
EPS Next 3Y3.11%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.86%, GFC is a good candidate for dividend investing.
GFC's Dividend Yield is a higher than the industry average which is at 5.80.
GFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.86% |
5.2 History
The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
127.92% of the earnings are spent on dividend by GFC. This is not a sustainable payout ratio.
DP127.92%
EPS Next 2Y2.98%
EPS Next 3Y3.11%
EPA:GFC (12/5/2025, 5:05:35 PM)
79.85
-0.3 (-0.37%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners60.34%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.13B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts80
Price Target111.21 (39.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.86% |
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.92%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.5%
PT rev (3m)0.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.4%
Revenue NY rev (3m)-0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.06 | ||
| Fwd PE | 11.73 | ||
| P/S | 8.83 | ||
| P/FCF | 64.62 | ||
| P/OCF | 11.87 | ||
| P/B | 0.59 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | 19.2 |
EPS(TTM)6.62
EY8.29%
EPS(NY)6.81
Fwd EY8.53%
FCF(TTM)1.24
FCFY1.55%
OCF(TTM)6.73
OCFY8.42%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.35
PEG (5Y)7.87
Graham Number142.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROCE | 3.48% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.47% | ||
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% | ||
| FCFM | 13.66% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Debt/EBITDA | 11.98 | ||
| Cap/Depr | 3437.7% | ||
| Cap/Sales | 60.7% | ||
| Interest Coverage | 6.34 | ||
| Cash Conversion | 91.81% | ||
| Profit Quality | 30.63% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.06 |
F-Score8
WACC4.32%
ROIC/WACC0.54
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.13%
EPS Next 2Y2.98%
EPS Next 3Y3.11%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year2.92%
Revenue Next 2Y1.52%
Revenue Next 3Y2.35%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.26%
EBIT Next 3Y3.7%
EBIT Next 5Y4.58%
FCF growth 1Y-15.63%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
What is the valuation status for GFC stock?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for GFC stock?
The Earnings per Share (EPS) of GECINA SA (GFC.PA) is expected to grow by 5.13% in the next year.
How sustainable is the dividend of GECINA SA (GFC.PA) stock?
The dividend rating of GECINA SA (GFC.PA) is 4 / 10 and the dividend payout ratio is 127.92%.