GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe - EPA:GFC - FR0010040865 - REIT
80.4 EUR
-1.4 (-1.71%)
We assign a fundamental rating of 4 out of 10 to GFC. GFC was compared to 41 industry peers in the Diversified REITs industry. While GFC is still in line with the averages on profitability rating, there are concerns on its financial health. GFC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
GFC had positive earnings in the past year.
GFC had a positive operating cash flow in the past year.
Of the past 5 years GFC 4 years were profitable.
GFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.71%, GFC is in line with its industry, outperforming 47.37% of the companies in the same industry.
The Return On Equity of GFC (2.98%) is worse than 60.53% of its industry peers.
GFC's Return On Invested Capital of 2.34% is on the low side compared to the rest of the industry. GFC is outperformed by 81.58% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GFC is in line with the industry average of 3.46%.
The 3 year average ROIC (2.16%) for GFC is below the current ROIC(2.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
Looking at the Profit Margin, with a value of 44.60%, GFC is in line with its industry, outperforming 57.89% of the companies in the same industry.
In the last couple of years the Profit Margin of GFC has declined.
Looking at the Operating Margin, with a value of 79.23%, GFC is in the better half of the industry, outperforming 73.68% of the companies in the same industry.
GFC's Operating Margin has been stable in the last couple of years.
GFC's Gross Margin of 91.97% is amongst the best of the industry. GFC outperforms 81.58% of its industry peers.
In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
Compared to 1 year ago, GFC has about the same amount of shares outstanding.
GFC has more shares outstanding than it did 5 years ago.
GFC has a worse debt/assets ratio than last year.
2.2 Solvency
GFC has an Altman-Z score of 1.06. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
With a decent Altman-Z score value of 1.06, GFC is doing good in the industry, outperforming 68.42% of the companies in the same industry.
The Debt to FCF ratio of GFC is 72.06, which is on the high side as it means it would take GFC, 72.06 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 72.06, GFC is not doing good in the industry: 84.21% of the companies in the same industry are doing better.
GFC has a Debt/Equity ratio of 0.65. This is a neutral value indicating GFC is somewhat dependend on debt financing.
GFC has a Debt to Equity ratio of 0.65. This is comparable to the rest of the industry: GFC outperforms 55.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Altman-Z | 1.06 |
ROIC/WACC0.54
WACC4.36%
2.3 Liquidity
A Current Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
The Current ratio of GFC (0.55) is better than 60.53% of its industry peers.
GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
GFC has a better Quick ratio (0.55) than 63.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.75% over the past year.
GFC shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.53% yearly.
The Revenue has been growing slightly by 4.15% in the past year.
Measured over the past years, GFC shows a small growth in Revenue. The Revenue has been growing by 0.38% on average per year.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
The Earnings Per Share is expected to grow by 3.11% on average over the next years.
GFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.53% yearly.
EPS Next Y5.13%
EPS Next 2Y2.98%
EPS Next 3Y3.11%
EPS Next 5YN/A
Revenue Next Year2.92%
Revenue Next 2Y1.52%
Revenue Next 3Y2.35%
Revenue Next 5Y4.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.15 indicates a correct valuation of GFC.
GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 65.79% of the companies in the same industry.
GFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.89.
GFC is valuated reasonably with a Price/Forward Earnings ratio of 11.81.
Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC is on the same level as its industry peers.
GFC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.15 | ||
| Fwd PE | 11.81 |
4.2 Price Multiples
GFC's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, GFC is valued expensively inside the industry as 84.21% of the companies are valued cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 65.06 | ||
| EV/EBITDA | 19.23 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.37
PEG (5Y)7.93
EPS Next 2Y2.98%
EPS Next 3Y3.11%
5. Dividend
5.1 Amount
GFC has a Yearly Dividend Yield of 6.66%, which is a nice return.
GFC's Dividend Yield is a higher than the industry average which is at 5.79.
Compared to an average S&P500 Dividend Yield of 2.44, GFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
GFC pays out 127.92% of its income as dividend. This is not a sustainable payout ratio.
DP127.92%
EPS Next 2Y2.98%
EPS Next 3Y3.11%
EPA:GFC (11/14/2025, 7:00:00 PM)
80.4
-1.4 (-1.71%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners60.34%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.17B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts80
Price Target111.21 (38.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.92%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.5%
PT rev (3m)0.07%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.4%
Revenue NY rev (3m)-0.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.15 | ||
| Fwd PE | 11.81 | ||
| P/S | 8.89 | ||
| P/FCF | 65.06 | ||
| P/OCF | 11.96 | ||
| P/B | 0.59 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | 19.23 |
EPS(TTM)6.62
EY8.23%
EPS(NY)6.81
Fwd EY8.47%
FCF(TTM)1.24
FCFY1.54%
OCF(TTM)6.73
OCFY8.36%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.37
PEG (5Y)7.93
Graham Number142.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROCE | 3.48% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.47% | ||
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% | ||
| FCFM | 13.66% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.06 | ||
| Debt/EBITDA | 11.98 | ||
| Cap/Depr | 3437.7% | ||
| Cap/Sales | 60.7% | ||
| Interest Coverage | 6.34 | ||
| Cash Conversion | 91.81% | ||
| Profit Quality | 30.63% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.06 |
F-Score8
WACC4.36%
ROIC/WACC0.54
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.13%
EPS Next 2Y2.98%
EPS Next 3Y3.11%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year2.92%
Revenue Next 2Y1.52%
Revenue Next 3Y2.35%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.26%
EBIT Next 3Y3.7%
EBIT Next 5Y4.58%
FCF growth 1Y-15.63%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
What is the valuation status for GFC stock?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for GFC stock?
The Earnings per Share (EPS) of GECINA SA (GFC.PA) is expected to grow by 5.13% in the next year.
How sustainable is the dividend of GECINA SA (GFC.PA) stock?
The dividend rating of GECINA SA (GFC.PA) is 4 / 10 and the dividend payout ratio is 127.92%.