GECINA SA (GFC.PA) Fundamental Analysis & Valuation

EPA:GFC • FR0010040865

Current stock price

70.35 EUR
+0.75 (+1.08%)
Last:

This GFC.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GFC.PA Profitability Analysis

1.1 Basic Checks

  • GFC had positive earnings in the past year.
  • GFC had a positive operating cash flow in the past year.
  • Of the past 5 years GFC 4 years were profitable.
  • GFC had a positive operating cash flow in each of the past 5 years.
GFC.PA Yearly Net Income VS EBIT VS OCF VS FCFGFC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • GFC's Return On Assets of 2.49% is in line compared to the rest of the industry. GFC outperforms 46.51% of its industry peers.
  • The Return On Equity of GFC (4.24%) is comparable to the rest of the industry.
  • With a Return On Invested Capital value of 2.79%, GFC is not doing good in the industry: 69.77% of the companies in the same industry are doing better.
  • GFC had an Average Return On Invested Capital over the past 3 years of 2.50%. This is in line with the industry average of 3.74%.
  • The 3 year average ROIC (2.50%) for GFC is below the current ROIC(2.79%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.49%
ROE 4.24%
ROIC 2.79%
ROA(3y)-1.97%
ROA(5y)-0.19%
ROE(3y)-3.23%
ROE(5y)-0.36%
ROIC(3y)2.5%
ROIC(5y)2.21%
GFC.PA Yearly ROA, ROE, ROICGFC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • The Profit Margin of GFC (62.90%) is better than 67.44% of its industry peers.
  • GFC's Profit Margin has improved in the last couple of years.
  • GFC has a better Operating Margin (90.69%) than 93.02% of its industry peers.
  • In the last couple of years the Operating Margin of GFC has grown nicely.
  • The Gross Margin of GFC (92.74%) is better than 90.70% of its industry peers.
  • In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
Industry RankSector Rank
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
GFC.PA Yearly Profit, Operating, Gross MarginsGFC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 -200

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1

2. GFC.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
  • GFC has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for GFC has been increased compared to 5 years ago.
  • GFC has a worse debt/assets ratio than last year.
GFC.PA Yearly Shares OutstandingGFC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
GFC.PA Yearly Total Debt VS Total AssetsGFC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • GFC has an Altman-Z score of 0.98. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
  • GFC's Altman-Z score of 0.98 is fine compared to the rest of the industry. GFC outperforms 60.47% of its industry peers.
  • A Debt/Equity ratio of 0.60 indicates that GFC is somewhat dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.60, GFC is doing good in the industry, outperforming 62.79% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF N/A
Altman-Z 0.98
ROIC/WACC0.67
WACC4.17%
GFC.PA Yearly LT Debt VS Equity VS FCFGFC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.26 indicates that GFC may have some problems paying its short term obligations.
  • GFC's Current ratio of 0.26 is on the low side compared to the rest of the industry. GFC is outperformed by 65.12% of its industry peers.
  • GFC has a Quick Ratio of 0.26. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.26, GFC is doing worse than 62.79% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.26
Quick Ratio 0.26
GFC.PA Yearly Current Assets VS Current LiabilitesGFC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. GFC.PA Growth Analysis

3.1 Past

  • GFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.98%.
  • GFC shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.15% yearly.
  • Looking at the last year, GFC shows a small growth in Revenue. The Revenue has grown by 2.61% in the last year.
  • The Revenue has been growing slightly by 1.61% on average over the past years.
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%

3.2 Future

  • The Earnings Per Share is expected to grow by 0.73% on average over the next years.
  • GFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.57% yearly.
EPS Next Y0.72%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
EPS Next 5YN/A
Revenue Next Year0.38%
Revenue Next 2Y1.7%
Revenue Next 3Y3.33%
Revenue Next 5Y5.57%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GFC.PA Yearly Revenue VS EstimatesGFC.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
GFC.PA Yearly EPS VS EstimatesGFC.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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4

4. GFC.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • GFC is valuated reasonably with a Price/Earnings ratio of 10.44.
  • GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 69.77% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.96, GFC is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 10.36, the valuation of GFC can be described as reasonable.
  • 72.09% of the companies in the same industry are more expensive than GFC, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 24.04. GFC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.44
Fwd PE 10.36
GFC.PA Price Earnings VS Forward Price EarningsGFC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GFC.PA Per share dataGFC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of GFC may justify a higher PE ratio.
PEG (NY)14.42
PEG (5Y)2.52
EPS Next 2Y0.52%
EPS Next 3Y0.73%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. GFC.PA Dividend Analysis

5.1 Amount

  • GFC has a Yearly Dividend Yield of 7.99%, which is a nice return.
  • Compared to an average industry Dividend Yield of 5.46, GFC pays a better dividend. On top of this GFC pays more dividend than 83.72% of the companies listed in the same industry.
  • GFC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 7.99%

5.2 History

  • The dividend of GFC has a limited annual growth rate of 0.58%.
Dividend Growth(5Y)0.58%
Div Incr Years1
Div Non Decr Years4
GFC.PA Yearly Dividends per shareGFC.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • GFC pays out 89.99% of its income as dividend. This is not a sustainable payout ratio.
  • GFC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP89.99%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
GFC.PA Yearly Income VS Free CF VS DividendGFC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
GFC.PA Dividend Payout.GFC.PA Dividend Payout, showing the Payout Ratio.GFC.PA Dividend Payout.PayoutRetained Earnings

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GFC.PA Fundamentals: All Metrics, Ratios and Statistics

GECINA SA

EPA:GFC (3/17/2026, 1:36:23 PM)

70.35

+0.75 (+1.08%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-10
Earnings (Next)04-22
Inst Owners58.99%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap5.40B
Revenue(TTM)712.61M
Net Income(TTM)448.20M
Analysts78.26
Price Target101.31 (44.01%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.99%
Yearly Dividend5.45
Dividend Growth(5Y)0.58%
DP89.99%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.26%
PT rev (3m)-6.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.34%
EPS NY rev (3m)-0.23%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.89%
Revenue NY rev (3m)-0.4%
Valuation
Industry RankSector Rank
PE 10.44
Fwd PE 10.36
P/S 7.58
P/FCF N/A
P/OCF 11.28
P/B 0.51
P/tB 0.52
EV/EBITDA N/A
EPS(TTM)6.74
EY9.58%
EPS(NY)6.79
Fwd EY9.65%
FCF(TTM)-6.39
FCFYN/A
OCF(TTM)6.24
OCFY8.87%
SpS9.28
BVpS137.54
TBVpS135.22
PEG (NY)14.42
PEG (5Y)2.52
Graham Number144.42
Profitability
Industry RankSector Rank
ROA 2.49%
ROE 4.24%
ROCE 4.17%
ROIC 2.79%
ROICexc 2.81%
ROICexgc 2.84%
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
FCFM N/A
ROA(3y)-1.97%
ROA(5y)-0.19%
ROE(3y)-3.23%
ROE(5y)-0.36%
ROIC(3y)2.5%
ROIC(5y)2.21%
ROICexc(3y)2.52%
ROICexc(5y)2.22%
ROICexgc(3y)2.54%
ROICexgc(5y)2.24%
ROCE(3y)3.58%
ROCE(5y)3.18%
ROICexgc growth 3Y16.35%
ROICexgc growth 5Y7.12%
ROICexc growth 3Y16.33%
ROICexc growth 5Y7.13%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 136.09%
Interest Coverage 6.79
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.26
Quick Ratio 0.26
Altman-Z 0.98
F-Score7
WACC4.17%
ROIC/WACC0.67
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)86.71%
Cap/Sales(5y)75.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
EPS Next Y0.72%
EPS Next 2Y0.52%
EPS Next 3Y0.73%
EPS Next 5YN/A
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%
Revenue Next Year0.38%
Revenue Next 2Y1.7%
Revenue Next 3Y3.33%
Revenue Next 5Y5.57%
EBIT growth 1Y17.46%
EBIT growth 3Y10.24%
EBIT growth 5Y5.7%
EBIT Next Year0.78%
EBIT Next 3Y3.23%
EBIT Next 5Y5.1%
FCF growth 1Y-438.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-20.14%
OCF growth 3Y-0.33%
OCF growth 5Y-1.04%

GECINA SA / GFC.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GECINA SA?

ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.


Can you provide the valuation status for GECINA SA?

ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.


What is the profitability of GFC stock?

GECINA SA (GFC.PA) has a profitability rating of 7 / 10.


What is the valuation of GECINA SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 10.44 and the Price/Book (PB) ratio is 0.51.


Can you provide the financial health for GFC stock?

The financial health rating of GECINA SA (GFC.PA) is 1 / 10.