GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:GFC • FR0010040865
77.05 EUR
-0.75 (-0.96%)
Last: Jan 30, 2026, 05:25 PM
Taking everything into account, GFC scores 4 out of 10 in our fundamental rating. GFC was compared to 41 industry peers in the Diversified REITs industry. GFC has a medium profitability rating, but doesn't score so well on its financial health evaluation. GFC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- GFC had positive earnings in the past year.
- In the past year GFC had a positive cash flow from operations.
- GFC had positive earnings in 4 of the past 5 years.
- GFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of GFC (1.71%) is comparable to the rest of the industry.
- GFC's Return On Equity of 2.98% is in line compared to the rest of the industry. GFC outperforms 41.46% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 2.34%, GFC is doing worse than 75.61% of the companies in the same industry.
- GFC had an Average Return On Invested Capital over the past 3 years of 2.16%. This is in line with the industry average of 3.37%.
- The last Return On Invested Capital (2.34%) for GFC is above the 3 year average (2.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
- Looking at the Profit Margin, with a value of 44.60%, GFC is in the better half of the industry, outperforming 60.98% of the companies in the same industry.
- In the last couple of years the Profit Margin of GFC has declined.
- Looking at the Operating Margin, with a value of 79.23%, GFC is in the better half of the industry, outperforming 73.17% of the companies in the same industry.
- GFC's Operating Margin has been stable in the last couple of years.
- GFC has a better Gross Margin (91.97%) than 85.37% of its industry peers.
- GFC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GFC is destroying value.
- The number of shares outstanding for GFC remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, GFC has more shares outstanding
- GFC has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.04, we must say that GFC is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.04, GFC is in the better half of the industry, outperforming 70.73% of the companies in the same industry.
- The Debt to FCF ratio of GFC is 72.04, which is on the high side as it means it would take GFC, 72.04 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of GFC (72.04) is worse than 82.93% of its industry peers.
- GFC has a Debt/Equity ratio of 0.65. This is a neutral value indicating GFC is somewhat dependend on debt financing.
- GFC has a Debt to Equity ratio of 0.65. This is comparable to the rest of the industry: GFC outperforms 58.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Altman-Z | 1.04 |
ROIC/WACC0.54
WACC4.32%
2.3 Liquidity
- A Current Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
- With a Current ratio value of 0.55, GFC perfoms like the industry average, outperforming 58.54% of the companies in the same industry.
- GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.55, GFC is in the better half of the industry, outperforming 60.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 5.75% over the past year.
- The Earnings Per Share has been growing slightly by 1.53% on average over the past years.
- The Revenue has been growing slightly by 4.15% in the past year.
- Measured over the past years, GFC shows a small growth in Revenue. The Revenue has been growing by 0.38% on average per year.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
- GFC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.63% yearly.
- GFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.53% yearly.
EPS Next Y5.06%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 11.64, the valuation of GFC can be described as very reasonable.
- GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 65.85% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.39. GFC is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 11.31 indicates a reasonable valuation of GFC.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC is on the same level as its industry peers.
- GFC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.72.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.64 | ||
| Fwd PE | 11.31 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GFC is on the same level as its industry peers.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of GFC indicates a rather expensive valuation: GFC more expensive than 82.93% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 62.34 | ||
| EV/EBITDA | 18.88 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- GFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.3
PEG (5Y)7.6
EPS Next 2Y3.01%
EPS Next 3Y2.63%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.01%, GFC is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 5.41, GFC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, GFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.01% |
5.2 History
- The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- 127.77% of the earnings are spent on dividend by GFC. This is not a sustainable payout ratio.
DP127.77%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
Can you provide the valuation status for GECINA SA?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 6 / 10.
What is the valuation of GECINA SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 11.64 and the Price/Book (PB) ratio is 0.57.
Can you provide the financial health for GFC stock?
The financial health rating of GECINA SA (GFC.PA) is 2 / 10.