GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:GFC • FR0010040865
78 EUR
+0.55 (+0.71%)
Last: Feb 2, 2026, 09:38 AM
Taking everything into account, GFC scores 4 out of 10 in our fundamental rating. GFC was compared to 42 industry peers in the Diversified REITs industry. While GFC is still in line with the averages on profitability rating, there are concerns on its financial health. GFC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- GFC had positive earnings in the past year.
- In the past year GFC had a positive cash flow from operations.
- GFC had positive earnings in 4 of the past 5 years.
- In the past 5 years GFC always reported a positive cash flow from operatings.
1.2 Ratios
- GFC has a Return On Assets of 1.71%. This is comparable to the rest of the industry: GFC outperforms 50.00% of its industry peers.
- GFC has a Return On Equity (2.98%) which is comparable to the rest of the industry.
- GFC has a Return On Invested Capital of 2.34%. This is in the lower half of the industry: GFC underperforms 73.81% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for GFC is in line with the industry average of 3.37%.
- The 3 year average ROIC (2.16%) for GFC is below the current ROIC(2.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
- Looking at the Profit Margin, with a value of 44.60%, GFC is in the better half of the industry, outperforming 61.90% of the companies in the same industry.
- In the last couple of years the Profit Margin of GFC has declined.
- GFC has a Operating Margin of 79.23%. This is in the better half of the industry: GFC outperforms 73.81% of its industry peers.
- In the last couple of years the Operating Margin of GFC has remained more or less at the same level.
- GFC has a better Gross Margin (91.97%) than 85.71% of its industry peers.
- GFC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
- Compared to 1 year ago, GFC has about the same amount of shares outstanding.
- Compared to 5 years ago, GFC has more shares outstanding
- GFC has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.04, we must say that GFC is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.04, GFC is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
- GFC has a debt to FCF ratio of 72.04. This is a negative value and a sign of low solvency as GFC would need 72.04 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 72.04, GFC is not doing good in the industry: 80.95% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 0.65 indicates that GFC is somewhat dependend on debt financing.
- GFC has a Debt to Equity ratio of 0.65. This is comparable to the rest of the industry: GFC outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Altman-Z | 1.04 |
ROIC/WACC0.54
WACC4.32%
2.3 Liquidity
- GFC has a Current Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of GFC (0.55) is comparable to the rest of the industry.
- GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of GFC (0.55) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- GFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.75%.
- The Earnings Per Share has been growing slightly by 1.53% on average over the past years.
- The Revenue has been growing slightly by 4.15% in the past year.
- GFC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.38% yearly.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
- GFC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.63% yearly.
- GFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.53% yearly.
EPS Next Y5.06%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 11.78, the valuation of GFC can be described as reasonable.
- GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 66.67% of the companies in the same industry.
- GFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.32.
- GFC is valuated reasonably with a Price/Forward Earnings ratio of 11.45.
- The rest of the industry has a similar Price/Forward Earnings ratio as GFC.
- When comparing the Price/Forward Earnings ratio of GFC to the average of the S&P500 Index (25.57), we can say GFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.78 | ||
| Fwd PE | 11.45 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GFC is on the same level as its industry peers.
- 80.95% of the companies in the same industry are cheaper than GFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 63.1 | ||
| EV/EBITDA | 18.83 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- GFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.33
PEG (5Y)7.69
EPS Next 2Y3.01%
EPS Next 3Y2.63%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.01%, GFC is a good candidate for dividend investing.
- GFC's Dividend Yield is a higher than the industry average which is at 5.30.
- Compared to an average S&P500 Dividend Yield of 1.83, GFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.01% |
5.2 History
- The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- 127.77% of the earnings are spent on dividend by GFC. This is not a sustainable payout ratio.
DP127.77%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
Can you provide the valuation status for GECINA SA?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 6 / 10.
What is the valuation of GECINA SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 11.78 and the Price/Book (PB) ratio is 0.58.
Can you provide the financial health for GFC stock?
The financial health rating of GECINA SA (GFC.PA) is 2 / 10.