GECINA SA (GFC.PA) Stock Fundamental Analysis

EPA:GFC • FR0010040865

74.3 EUR
-0.6 (-0.8%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Taking everything into account, GFC scores 4 out of 10 in our fundamental rating. GFC was compared to 41 industry peers in the Diversified REITs industry. GFC has a medium profitability rating, but doesn't score so well on its financial health evaluation. GFC has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year GFC was profitable.
  • GFC had a positive operating cash flow in the past year.
  • GFC had positive earnings in 4 of the past 5 years.
  • In the past 5 years GFC always reported a positive cash flow from operatings.
GFC.PA Yearly Net Income VS EBIT VS OCF VS FCFGFC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.71%, GFC is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • The Return On Equity of GFC (2.98%) is comparable to the rest of the industry.
  • With a Return On Invested Capital value of 2.34%, GFC is not doing good in the industry: 73.81% of the companies in the same industry are doing better.
  • The Average Return On Invested Capital over the past 3 years for GFC is in line with the industry average of 3.45%.
  • The 3 year average ROIC (2.16%) for GFC is below the current ROIC(2.34%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.71%
ROE 2.98%
ROIC 2.34%
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
GFC.PA Yearly ROA, ROE, ROICGFC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10

1.3 Margins

  • With a decent Profit Margin value of 44.60%, GFC is doing good in the industry, outperforming 61.90% of the companies in the same industry.
  • GFC's Profit Margin has declined in the last couple of years.
  • GFC has a Operating Margin of 79.23%. This is in the better half of the industry: GFC outperforms 73.81% of its industry peers.
  • In the last couple of years the Operating Margin of GFC has remained more or less at the same level.
  • The Gross Margin of GFC (91.97%) is better than 85.71% of its industry peers.
  • In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
Industry RankSector Rank
OM 79.23%
PM (TTM) 44.6%
GM 91.97%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
GFC.PA Yearly Profit, Operating, Gross MarginsGFC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
  • Compared to 1 year ago, GFC has about the same amount of shares outstanding.
  • The number of shares outstanding for GFC has been increased compared to 5 years ago.
  • GFC has a worse debt/assets ratio than last year.
GFC.PA Yearly Shares OutstandingGFC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
GFC.PA Yearly Total Debt VS Total AssetsGFC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of 1.02, we must say that GFC is in the distress zone and has some risk of bankruptcy.
  • With a decent Altman-Z score value of 1.02, GFC is doing good in the industry, outperforming 69.05% of the companies in the same industry.
  • GFC has a debt to FCF ratio of 72.04. This is a negative value and a sign of low solvency as GFC would need 72.04 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 72.04, GFC is not doing good in the industry: 80.95% of the companies in the same industry are doing better.
  • GFC has a Debt/Equity ratio of 0.65. This is a neutral value indicating GFC is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.65, GFC is in line with its industry, outperforming 59.52% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 72.04
Altman-Z 1.02
ROIC/WACC0.55
WACC4.24%
GFC.PA Yearly LT Debt VS Equity VS FCFGFC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • GFC has a Current Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GFC has a Current ratio (0.55) which is in line with its industry peers.
  • GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GFC has a Quick ratio (0.55) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.55
Quick Ratio 0.55
GFC.PA Yearly Current Assets VS Current LiabilitesGFC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • GFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.75%.
  • Measured over the past 5 years, GFC shows a small growth in Earnings Per Share. The EPS has been growing by 1.53% on average per year.
  • The Revenue has been growing slightly by 4.15% in the past year.
  • GFC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.38% yearly.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%

3.2 Future

  • Based on estimates for the next years, GFC will show a small growth in Earnings Per Share. The EPS will grow by 2.63% on average per year.
  • Based on estimates for the next years, GFC will show a small growth in Revenue. The Revenue will grow by 4.53% on average per year.
EPS Next Y5.06%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
GFC.PA Yearly Revenue VS EstimatesGFC.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
GFC.PA Yearly EPS VS EstimatesGFC.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.22, the valuation of GFC can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of GFC indicates a somewhat cheap valuation: GFC is cheaper than 69.05% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.68, GFC is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 10.91, the valuation of GFC can be described as very reasonable.
  • GFC's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 66.67% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of GFC to the average of the S&P500 Index (28.06), we can say GFC is valued rather cheaply.
Industry RankSector Rank
PE 11.22
Fwd PE 10.91
GFC.PA Price Earnings VS Forward Price EarningsGFC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • GFC's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Based on the Price/Free Cash Flow ratio, GFC is valued more expensive than 80.95% of the companies in the same industry.
Industry RankSector Rank
P/FCF 60.11
EV/EBITDA 18.4
GFC.PA Per share dataGFC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of GFC may justify a higher PE ratio.
PEG (NY)2.22
PEG (5Y)7.33
EPS Next 2Y3.01%
EPS Next 3Y2.63%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 7.34%, GFC is a good candidate for dividend investing.
  • GFC's Dividend Yield is rather good when compared to the industry average which is at 5.33. GFC pays more dividend than 80.95% of the companies in the same industry.
  • GFC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 7.34%

5.2 History

  • The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
GFC.PA Yearly Dividends per shareGFC.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • GFC pays out 127.77% of its income as dividend. This is not a sustainable payout ratio.
DP127.77%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
GFC.PA Yearly Income VS Free CF VS DividendGFC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B
GFC.PA Dividend Payout.GFC.PA Dividend Payout, showing the Payout Ratio.GFC.PA Dividend Payout.PayoutRetained Earnings

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GECINA SA

EPA:GFC (2/13/2026, 7:00:00 PM)

74.3

-0.6 (-0.8%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-10
Earnings (Next)04-22
Inst Owners59.94%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap5.71B
Revenue(TTM)694.48M
Net Income(TTM)309.76M
Analysts78.26
Price Target103.65 (39.5%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.34%
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP127.77%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.37%
PT rev (3m)-6.79%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-0.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.76%
Valuation
Industry RankSector Rank
PE 11.22
Fwd PE 10.91
P/S 8.22
P/FCF 60.11
P/OCF 11.05
P/B 0.55
P/tB 0.56
EV/EBITDA 18.4
EPS(TTM)6.62
EY8.91%
EPS(NY)6.81
Fwd EY9.17%
FCF(TTM)1.24
FCFY1.66%
OCF(TTM)6.73
OCFY9.05%
SpS9.04
BVpS135.41
TBVpS133.11
PEG (NY)2.22
PEG (5Y)7.33
Graham Number142.02
Profitability
Industry RankSector Rank
ROA 1.71%
ROE 2.98%
ROCE 3.48%
ROIC 2.34%
ROICexc 2.44%
ROICexgc 2.47%
OM 79.23%
PM (TTM) 44.6%
GM 91.97%
FCFM 13.67%
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
ROICexc(3y)2.18%
ROICexc(5y)2.06%
ROICexgc(3y)2.2%
ROICexgc(5y)2.08%
ROCE(3y)3.06%
ROCE(5y)2.88%
ROICexgc growth 3Y11.07%
ROICexgc growth 5Y4.35%
ROICexc growth 3Y11.05%
ROICexc growth 5Y4.34%
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 72.04
Debt/EBITDA 11.98
Cap/Depr 3437.44%
Cap/Sales 60.69%
Interest Coverage 6.38
Cash Conversion 91.81%
Profit Quality 30.64%
Current Ratio 0.55
Quick Ratio 0.55
Altman-Z 1.02
F-Score8
WACC4.24%
ROIC/WACC0.55
Cap/Depr(3y)4148.07%
Cap/Depr(5y)3166.16%
Cap/Sales(3y)60.99%
Cap/Sales(5y)56.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
EPS Next Y5.06%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
EPS Next 5YN/A
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
EBIT growth 1Y5.05%
EBIT growth 3Y5.7%
EBIT growth 5Y0.87%
EBIT Next Year5.15%
EBIT Next 3Y3.54%
EBIT Next 5Y4.58%
FCF growth 1Y-15.61%
FCF growth 3Y6.25%
FCF growth 5Y15.9%
OCF growth 1Y2.09%
OCF growth 3Y7.59%
OCF growth 5Y-0.67%

GECINA SA / GFC.PA FAQ

Can you provide the ChartMill fundamental rating for GECINA SA?

ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.


Can you provide the valuation status for GECINA SA?

ChartMill assigns a valuation rating of 5 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.


What is the profitability of GFC stock?

GECINA SA (GFC.PA) has a profitability rating of 6 / 10.


What is the valuation of GECINA SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 11.22 and the Price/Book (PB) ratio is 0.55.


Can you provide the financial health for GFC stock?

The financial health rating of GECINA SA (GFC.PA) is 2 / 10.