GECINA SA (GFC.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:GFC • FR0010040865
77.45 EUR
-0.35 (-0.45%)
Last: Jan 30, 2026, 07:00 PM
GFC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 41 industry peers in the Diversified REITs industry. GFC has a medium profitability rating, but doesn't score so well on its financial health evaluation. GFC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year GFC was profitable.
- GFC had a positive operating cash flow in the past year.
- GFC had positive earnings in 4 of the past 5 years.
- In the past 5 years GFC always reported a positive cash flow from operatings.
1.2 Ratios
- GFC has a Return On Assets of 1.71%. This is comparable to the rest of the industry: GFC outperforms 48.78% of its industry peers.
- The Return On Equity of GFC (2.98%) is comparable to the rest of the industry.
- GFC's Return On Invested Capital of 2.34% is on the low side compared to the rest of the industry. GFC is outperformed by 75.61% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for GFC is in line with the industry average of 3.37%.
- The 3 year average ROIC (2.16%) for GFC is below the current ROIC(2.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.71% | ||
| ROE | 2.98% | ||
| ROIC | 2.34% |
ROA(3y)-2.53%
ROA(5y)-0.53%
ROE(3y)-4.2%
ROE(5y)-0.96%
ROIC(3y)2.16%
ROIC(5y)2.04%
1.3 Margins
- GFC has a Profit Margin of 44.60%. This is in the better half of the industry: GFC outperforms 60.98% of its industry peers.
- In the last couple of years the Profit Margin of GFC has declined.
- The Operating Margin of GFC (79.23%) is better than 73.17% of its industry peers.
- GFC's Operating Margin has been stable in the last couple of years.
- GFC has a better Gross Margin (91.97%) than 85.37% of its industry peers.
- GFC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.23% | ||
| PM (TTM) | 44.6% | ||
| GM | 91.97% |
OM growth 3Y1.41%
OM growth 5Y0.49%
PM growth 3Y-31.45%
PM growth 5Y-27.48%
GM growth 3Y0.86%
GM growth 5Y0.26%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
- The number of shares outstanding for GFC remains at a similar level compared to 1 year ago.
- The number of shares outstanding for GFC has been increased compared to 5 years ago.
- GFC has a worse debt/assets ratio than last year.
2.2 Solvency
- GFC has an Altman-Z score of 1.04. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
- With a decent Altman-Z score value of 1.04, GFC is doing good in the industry, outperforming 70.73% of the companies in the same industry.
- The Debt to FCF ratio of GFC is 72.04, which is on the high side as it means it would take GFC, 72.04 years of fcf income to pay off all of its debts.
- GFC has a worse Debt to FCF ratio (72.04) than 82.93% of its industry peers.
- GFC has a Debt/Equity ratio of 0.65. This is a neutral value indicating GFC is somewhat dependend on debt financing.
- GFC has a Debt to Equity ratio (0.65) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 72.04 | ||
| Altman-Z | 1.04 |
ROIC/WACC0.54
WACC4.32%
2.3 Liquidity
- A Current Ratio of 0.55 indicates that GFC may have some problems paying its short term obligations.
- GFC has a Current ratio (0.55) which is comparable to the rest of the industry.
- GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.55, GFC is in the better half of the industry, outperforming 60.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 5.75% over the past year.
- The Earnings Per Share has been growing slightly by 1.53% on average over the past years.
- Looking at the last year, GFC shows a small growth in Revenue. The Revenue has grown by 4.15% in the last year.
- Measured over the past years, GFC shows a small growth in Revenue. The Revenue has been growing by 0.38% on average per year.
EPS 1Y (TTM)5.75%
EPS 3Y6.47%
EPS 5Y1.53%
EPS Q2Q%6.29%
Revenue 1Y (TTM)4.15%
Revenue growth 3Y4.23%
Revenue growth 5Y0.38%
Sales Q2Q%4.9%
3.2 Future
- The Earnings Per Share is expected to grow by 2.63% on average over the next years.
- GFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.53% yearly.
EPS Next Y5.06%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
EPS Next 5YN/A
Revenue Next Year3.7%
Revenue Next 2Y2.1%
Revenue Next 3Y2.7%
Revenue Next 5Y4.53%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.70 indicates a reasonable valuation of GFC.
- Based on the Price/Earnings ratio, GFC is valued a bit cheaper than the industry average as 65.85% of the companies are valued more expensively.
- GFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.30.
- The Price/Forward Earnings ratio is 11.37, which indicates a very decent valuation of GFC.
- GFC's Price/Forward Earnings ratio is in line with the industry average.
- GFC is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.7 | ||
| Fwd PE | 11.37 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as GFC.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of GFC indicates a rather expensive valuation: GFC more expensive than 82.93% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 62.66 | ||
| EV/EBITDA | 18.88 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates GFC does not grow enough to justify the current Price/Earnings ratio.
- GFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.31
PEG (5Y)7.64
EPS Next 2Y3.01%
EPS Next 3Y2.63%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.01%, GFC is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 5.41, GFC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, GFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.01% |
5.2 History
- The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
- GFC pays out 127.77% of its income as dividend. This is not a sustainable payout ratio.
DP127.77%
EPS Next 2Y3.01%
EPS Next 3Y2.63%
GECINA SA / GFC.PA FAQ
Can you provide the ChartMill fundamental rating for GECINA SA?
ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.
Can you provide the valuation status for GECINA SA?
ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.
What is the profitability of GFC stock?
GECINA SA (GFC.PA) has a profitability rating of 6 / 10.
What is the valuation of GECINA SA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 11.7 and the Price/Book (PB) ratio is 0.57.
Can you provide the financial health for GFC stock?
The financial health rating of GECINA SA (GFC.PA) is 2 / 10.