GECINA SA (GFC.PA) Stock Fundamental Analysis

EPA:GFC • FR0010040865

78.45 EUR
+1.1 (+1.42%)
Last: Feb 27, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Taking everything into account, GFC scores 4 out of 10 in our fundamental rating. GFC was compared to 43 industry peers in the Diversified REITs industry. While GFC is still in line with the averages on profitability rating, there are concerns on its financial health. GFC has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year GFC was profitable.
  • GFC had a positive operating cash flow in the past year.
  • GFC had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years GFC had a positive operating cash flow.
GFC.PA Yearly Net Income VS EBIT VS OCF VS FCFGFC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • The Return On Assets of GFC (2.48%) is comparable to the rest of the industry.
  • GFC has a Return On Equity of 4.31%. This is comparable to the rest of the industry: GFC outperforms 48.84% of its industry peers.
  • The Return On Invested Capital of GFC (2.75%) is worse than 69.77% of its industry peers.
Industry RankSector Rank
ROA 2.48%
ROE 4.31%
ROIC 2.75%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
GFC.PA Yearly ROA, ROE, ROICGFC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • GFC has a Profit Margin of 62.90%. This is in the better half of the industry: GFC outperforms 72.09% of its industry peers.
  • GFC's Profit Margin has improved in the last couple of years.
  • With an excellent Operating Margin value of 90.69%, GFC belongs to the best of the industry, outperforming 90.70% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GFC has grown nicely.
  • The Gross Margin of GFC (92.74%) is better than 90.70% of its industry peers.
  • In the last couple of years the Gross Margin of GFC has remained more or less at the same level.
Industry RankSector Rank
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
GFC.PA Yearly Profit, Operating, Gross MarginsGFC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 -200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GFC is destroying value.
  • GFC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
GFC.PA Yearly Shares OutstandingGFC.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
GFC.PA Yearly Total Debt VS Total AssetsGFC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • GFC has an Altman-Z score of 1.07. This is a bad value and indicates that GFC is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.07, GFC is in the better half of the industry, outperforming 69.77% of the companies in the same industry.
  • GFC has a debt to FCF ratio of 72.04. This is a negative value and a sign of low solvency as GFC would need 72.04 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 72.04, GFC is doing worse than 74.42% of the companies in the same industry.
  • GFC has a Debt/Equity ratio of 0.65. This is a neutral value indicating GFC is somewhat dependend on debt financing.
  • The Debt to Equity ratio of GFC (0.65) is better than 60.47% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 72.04
Altman-Z 1.07
ROIC/WACC0.63
WACC4.33%
GFC.PA Yearly LT Debt VS Equity VS FCFGFC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • GFC has a Current Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.55, GFC is in line with its industry, outperforming 55.81% of the companies in the same industry.
  • GFC has a Quick Ratio of 0.55. This is a bad value and indicates that GFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GFC's Quick ratio of 0.55 is in line compared to the rest of the industry. GFC outperforms 58.14% of its industry peers.
Industry RankSector Rank
Current Ratio 0.55
Quick Ratio 0.55
GFC.PA Yearly Current Assets VS Current LiabilitesGFC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • GFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.98%.
  • Measured over the past 5 years, GFC shows a small growth in Earnings Per Share. The EPS has been growing by 4.15% on average per year.
  • Looking at the last year, GFC shows a small growth in Revenue. The Revenue has grown by 2.61% in the last year.
  • Measured over the past years, GFC shows a small growth in Revenue. The Revenue has been growing by 1.61% on average per year.
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.47% on average over the next years.
  • Based on estimates for the next years, GFC will show a small growth in Revenue. The Revenue will grow by 5.57% on average per year.
EPS Next Y1.06%
EPS Next 2Y1.47%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.17%
Revenue Next 2Y1.64%
Revenue Next 3Y3.27%
Revenue Next 5Y5.57%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GFC.PA Yearly Revenue VS EstimatesGFC.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M
GFC.PA Yearly EPS VS EstimatesGFC.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.64 indicates a reasonable valuation of GFC.
  • GFC's Price/Earnings ratio is a bit cheaper when compared to the industry. GFC is cheaper than 74.42% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.13. GFC is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 11.52, the valuation of GFC can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GFC indicates a somewhat cheap valuation: GFC is cheaper than 67.44% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.11. GFC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.64
Fwd PE 11.52
GFC.PA Price Earnings VS Forward Price EarningsGFC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of GFC indicates a slightly more expensive valuation: GFC is more expensive than 74.42% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 63.47
EV/EBITDA N/A
GFC.PA Per share dataGFC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of GFC may justify a higher PE ratio.
PEG (NY)10.95
PEG (5Y)2.8
EPS Next 2Y1.47%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 7.11%, GFC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 5.12, GFC pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, GFC pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.11%

5.2 History

  • The dividend of GFC decreases each year by -0.70%.
Dividend Growth(5Y)-0.7%
Div Incr Years1
Div Non Decr Years4
GFC.PA Yearly Dividends per shareGFC.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • 88.30% of the earnings are spent on dividend by GFC. This is not a sustainable payout ratio.
DP88.3%
EPS Next 2Y1.47%
EPS Next 3YN/A
GFC.PA Yearly Income VS Free CF VS DividendGFC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
GFC.PA Dividend Payout.GFC.PA Dividend Payout, showing the Payout Ratio.GFC.PA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GECINA SA

EPA:GFC (2/27/2026, 7:00:00 PM)

78.45

+1.1 (+1.42%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-10
Earnings (Next)04-22
Inst Owners59.94%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap6.02B
Revenue(TTM)712.61M
Net Income(TTM)448.20M
Analysts78.26
Price Target101.31 (29.14%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.11%
Yearly Dividend5.31
Dividend Growth(5Y)-0.7%
DP88.3%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.27%
PT rev (3m)-8.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.09%
Revenue NY rev (3m)0.04%
Valuation
Industry RankSector Rank
PE 11.64
Fwd PE 11.52
P/S 8.45
P/FCF 63.47
P/OCF 11.67
P/B 0.58
P/tB 0.59
EV/EBITDA N/A
EPS(TTM)6.74
EY8.59%
EPS(NY)6.81
Fwd EY8.68%
FCF(TTM)1.24
FCFY1.58%
OCF(TTM)6.73
OCFY8.57%
SpS9.28
BVpS135.41
TBVpS133.11
PEG (NY)10.95
PEG (5Y)2.8
Graham Number143.3
Profitability
Industry RankSector Rank
ROA 2.48%
ROE 4.31%
ROCE 4.09%
ROIC 2.75%
ROICexc 2.87%
ROICexgc 2.9%
OM 90.69%
PM (TTM) 62.9%
GM 92.74%
FCFM 13.32%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y5.57%
OM growth 5Y4.03%
PM growth 3Y32.4%
PM growth 5Y21.69%
GM growth 3Y0.64%
GM growth 5Y0.6%
F-Score7
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 72.04
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 59.15%
Interest Coverage 7.5
Cash Conversion N/A
Profit Quality 21.18%
Current Ratio 0.55
Quick Ratio 0.55
Altman-Z 1.07
F-Score7
WACC4.33%
ROIC/WACC0.63
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)86.71%
Cap/Sales(5y)75.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.98%
EPS 3Y6.63%
EPS 5Y4.15%
EPS Q2Q%3.7%
EPS Next Y1.06%
EPS Next 2Y1.47%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.61%
Revenue growth 3Y4.42%
Revenue growth 5Y1.61%
Sales Q2Q%0.37%
Revenue Next Year0.17%
Revenue Next 2Y1.64%
Revenue Next 3Y3.27%
Revenue Next 5Y5.57%
EBIT growth 1Y17.46%
EBIT growth 3Y10.24%
EBIT growth 5Y5.7%
EBIT Next Year0.78%
EBIT Next 3Y3.23%
EBIT Next 5Y5.1%
FCF growth 1Y-7.93%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-5.51%
OCF growth 3Y-0.33%
OCF growth 5Y-1.04%

GECINA SA / GFC.PA FAQ

Can you provide the ChartMill fundamental rating for GECINA SA?

ChartMill assigns a fundamental rating of 4 / 10 to GFC.PA.


Can you provide the valuation status for GECINA SA?

ChartMill assigns a valuation rating of 4 / 10 to GECINA SA (GFC.PA). This can be considered as Fairly Valued.


What is the profitability of GFC stock?

GECINA SA (GFC.PA) has a profitability rating of 6 / 10.


What is the valuation of GECINA SA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GECINA SA (GFC.PA) is 11.64 and the Price/Book (PB) ratio is 0.58.


Can you provide the financial health for GFC stock?

The financial health rating of GECINA SA (GFC.PA) is 2 / 10.