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GREAT ELM CAPITAL CORP (GECC) Stock Fundamental Analysis

NASDAQ:GECC - Nasdaq - US3903207039 - Common Stock - Currency: USD

10.96  +0.01 (+0.09%)

Fundamental Rating

3

Overall GECC gets a fundamental rating of 3 out of 10. We evaluated GECC against 233 industry peers in the Capital Markets industry. Both the profitability and financial health of GECC have multiple concerns. GECC has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

GECC had positive earnings in the past year.
In the past year GECC has reported a negative cash flow from operations.
In multiple years GECC reported negative net income over the last 5 years.
In multiple years GECC reported negative operating cash flow during the last 5 years.
GECC Yearly Net Income VS EBIT VS OCF VS FCFGECC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M -60M -80M

1.2 Ratios

The Return On Assets of GECC (1.27%) is worse than 61.80% of its industry peers.
With a Return On Equity value of 3.37%, GECC is not doing good in the industry: 65.24% of the companies in the same industry are doing better.
GECC's Return On Invested Capital of 3.37% is in line compared to the rest of the industry. GECC outperforms 40.34% of its industry peers.
GECC had an Average Return On Invested Capital over the past 3 years of 3.63%. This is below the industry average of 7.84%.
Industry RankSector Rank
ROA 1.27%
ROE 3.37%
ROIC 3.37%
ROA(3y)2.09%
ROA(5y)-1.48%
ROE(3y)3.3%
ROE(5y)-8.81%
ROIC(3y)3.63%
ROIC(5y)3.66%
GECC Yearly ROA, ROE, ROICGECC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

GECC has a Profit Margin (10.40%) which is comparable to the rest of the industry.
GECC has a Operating Margin of 33.20%. This is comparable to the rest of the industry: GECC outperforms 59.66% of its industry peers.
In the last couple of years the Operating Margin of GECC has declined.
GECC has a Gross Margin (43.61%) which is comparable to the rest of the industry.
GECC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 33.2%
PM (TTM) 10.4%
GM 43.61%
OM growth 3Y-12.64%
OM growth 5Y-4.62%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.36%
GM growth 5Y-2.77%
GECC Yearly Profit, Operating, Gross MarginsGECC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200 -300

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0

2. Health

2.1 Basic Checks

GECC has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, GECC has more shares outstanding
The debt/assets ratio for GECC has been reduced compared to a year ago.
GECC Yearly Shares OutstandingGECC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
GECC Yearly Total Debt VS Total AssetsGECC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

Based on the Altman-Z score of -0.22, we must say that GECC is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.22, GECC is not doing good in the industry: 78.97% of the companies in the same industry are doing better.
GECC has a Debt/Equity ratio of 1.53. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of GECC (1.53) is worse than 71.24% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF N/A
Altman-Z -0.22
ROIC/WACCN/A
WACCN/A
GECC Yearly LT Debt VS Equity VS FCFGECC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M

2.3 Liquidity

A Current Ratio of 0.51 indicates that GECC may have some problems paying its short term obligations.
GECC has a Current ratio of 0.51. This is in the lower half of the industry: GECC underperforms 75.11% of its industry peers.
GECC has a Quick Ratio of 0.51. This is a bad value and indicates that GECC is not financially healthy enough and could expect problems in meeting its short term obligations.
GECC has a Quick ratio of 0.51. This is in the lower half of the industry: GECC underperforms 75.11% of its industry peers.
Industry RankSector Rank
Current Ratio 0.51
Quick Ratio 0.51
GECC Yearly Current Assets VS Current LiabilitesGECC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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5

3. Growth

3.1 Past

The earnings per share for GECC have decreased strongly by -20.12% in the last year.
Measured over the past years, GECC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.17% on average per year.
The Revenue has grown by 18.11% in the past year. This is quite good.
GECC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.78% yearly.
EPS 1Y (TTM)-20.12%
EPS 3Y-23.86%
EPS 5Y-26.17%
EPS Q2Q%8.11%
Revenue 1Y (TTM)18.11%
Revenue growth 3Y15.91%
Revenue growth 5Y7.78%
Sales Q2Q%40.25%

3.2 Future

Based on estimates for the next years, GECC will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.80% on average per year.
Based on estimates for the next years, GECC will show a quite strong growth in Revenue. The Revenue will grow by 10.43% on average per year.
EPS Next Y32.02%
EPS Next 2Y12.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year23.63%
Revenue Next 2Y10.43%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
GECC Yearly Revenue VS EstimatesGECC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
GECC Yearly EPS VS EstimatesGECC Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6 8

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 8.37, the valuation of GECC can be described as very reasonable.
GECC's Price/Earnings ratio is rather cheap when compared to the industry. GECC is cheaper than 82.83% of the companies in the same industry.
When comparing the Price/Earnings ratio of GECC to the average of the S&P500 Index (27.30), we can say GECC is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.73, the valuation of GECC can be described as very cheap.
GECC's Price/Forward Earnings ratio is rather cheap when compared to the industry. GECC is cheaper than 95.28% of the companies in the same industry.
GECC is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.76, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.37
Fwd PE 6.73
GECC Price Earnings VS Forward Price EarningsGECC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GECC Per share dataGECC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as GECC's earnings are expected to grow with 12.80% in the coming years.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y12.8%
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 13.54%, GECC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.10, GECC pays a better dividend. On top of this GECC pays more dividend than 87.12% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, GECC pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.54%

5.2 History

The dividend of GECC decreases each year by -23.69%.
GECC has been paying a dividend for over 5 years, so it has already some track record.
GECC has decreased its dividend recently.
Dividend Growth(5Y)-23.69%
Div Incr Years1
Div Non Decr Years1
GECC Yearly Dividends per shareGECC Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

5.3 Sustainability

GECC pays out 355.17% of its income as dividend. This is not a sustainable payout ratio.
DP355.17%
EPS Next 2Y12.8%
EPS Next 3YN/A
GECC Yearly Income VS Free CF VS DividendGECC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M -60M -80M
GECC Dividend Payout.GECC Dividend Payout, showing the Payout Ratio.GECC Dividend Payout.PayoutRetained Earnings

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GREAT ELM CAPITAL CORP

NASDAQ:GECC (7/11/2025, 8:17:57 PM)

10.96

+0.01 (+0.09%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)05-05 2025-05-05/amc
Earnings (Next)07-31 2025-07-31/amc
Inst Owners13.57%
Inst Owner Change0%
Ins Owners1.79%
Ins Owner Change-0.06%
Market Cap126.48M
Analysts76
Price Target11.22 (2.37%)
Short Float %0.65%
Short Ratio1.98
Dividend
Industry RankSector Rank
Dividend Yield 13.54%
Yearly Dividend1.57
Dividend Growth(5Y)-23.69%
DP355.17%
Div Incr Years1
Div Non Decr Years1
Ex-Date06-16 2025-06-16 (0.37)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-20.59%
Min EPS beat(2)-44.37%
Max EPS beat(2)3.2%
EPS beat(4)2
Avg EPS beat(4)-11.08%
Min EPS beat(4)-44.37%
Max EPS beat(4)7.2%
EPS beat(8)3
Avg EPS beat(8)-7.54%
EPS beat(12)6
Avg EPS beat(12)-5.55%
EPS beat(16)9
Avg EPS beat(16)16.92%
Revenue beat(2)2
Avg Revenue beat(2)39.38%
Min Revenue beat(2)11.31%
Max Revenue beat(2)67.44%
Revenue beat(4)3
Avg Revenue beat(4)20.2%
Min Revenue beat(4)-3.34%
Max Revenue beat(4)67.44%
Revenue beat(8)5
Avg Revenue beat(8)10.51%
Revenue beat(12)7
Avg Revenue beat(12)7.67%
Revenue beat(16)9
Avg Revenue beat(16)3.5%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-0.57%
EPS NQ rev (3m)11.23%
EPS NY rev (1m)3.98%
EPS NY rev (3m)14.25%
Revenue NQ rev (1m)0.37%
Revenue NQ rev (3m)20.44%
Revenue NY rev (1m)-0.73%
Revenue NY rev (3m)15.92%
Valuation
Industry RankSector Rank
PE 8.37
Fwd PE 6.73
P/S 2.95
P/FCF N/A
P/OCF N/A
P/B 0.96
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)1.31
EY11.95%
EPS(NY)1.63
Fwd EY14.86%
FCF(TTM)-5.47
FCFYN/A
OCF(TTM)-5.47
OCFYN/A
SpS3.72
BVpS11.46
TBVpS11.46
PEG (NY)0.26
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.27%
ROE 3.37%
ROCE 4.26%
ROIC 3.37%
ROICexc 3.38%
ROICexgc 3.38%
OM 33.2%
PM (TTM) 10.4%
GM 43.61%
FCFM N/A
ROA(3y)2.09%
ROA(5y)-1.48%
ROE(3y)3.3%
ROE(5y)-8.81%
ROIC(3y)3.63%
ROIC(5y)3.66%
ROICexc(3y)3.64%
ROICexc(5y)3.92%
ROICexgc(3y)3.66%
ROICexgc(5y)3.93%
ROCE(3y)4.6%
ROCE(5y)4.63%
ROICexcg growth 3Y-12.94%
ROICexcg growth 5Y-6.56%
ROICexc growth 3Y-12.9%
ROICexc growth 5Y-6.56%
OM growth 3Y-12.64%
OM growth 5Y-4.62%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.36%
GM growth 5Y-2.77%
F-Score2
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.97
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.51
Quick Ratio 0.51
Altman-Z -0.22
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.12%
EPS 3Y-23.86%
EPS 5Y-26.17%
EPS Q2Q%8.11%
EPS Next Y32.02%
EPS Next 2Y12.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)18.11%
Revenue growth 3Y15.91%
Revenue growth 5Y7.78%
Sales Q2Q%40.25%
Revenue Next Year23.63%
Revenue Next 2Y10.43%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y8.25%
EBIT growth 3Y1.26%
EBIT growth 5Y2.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-79.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.56%
OCF growth 3YN/A
OCF growth 5YN/A