GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - EBR:GBLB - BE0003797140 - Common Stock
75 EUR
+0.7 (+0.94%)
Overall GBLB gets a fundamental rating of 3 out of 10. We evaluated GBLB against 46 industry peers in the Financial Services industry. While GBLB seems to be doing ok healthwise, there are quite some concerns on its profitability. GBLB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year GBLB was profitable.
In the past year GBLB had a positive cash flow from operations.
Of the past 5 years GBLB 4 years were profitable.
In the past 5 years GBLB always reported a positive cash flow from operatings.
1.2 Ratios
GBLB's Return On Assets of 0.52% is on the low side compared to the rest of the industry. GBLB is outperformed by 65.22% of its industry peers.
With a Return On Equity value of 1.07%, GBLB is not doing good in the industry: 65.22% of the companies in the same industry are doing better.
The Return On Invested Capital of GBLB (0.96%) is worse than 69.57% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GBLB is significantly below the industry average of 10.06%.
The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
Looking at the Profit Margin, with a value of 1.98%, GBLB is doing worse than 67.39% of the companies in the same industry.
GBLB's Profit Margin has declined in the last couple of years.
The Operating Margin of GBLB (5.49%) is worse than 69.57% of its industry peers.
In the last couple of years the Operating Margin of GBLB has declined.
With a decent Gross Margin value of 62.71%, GBLB is doing good in the industry, outperforming 60.87% of the companies in the same industry.
In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GBLB is destroying value.
The number of shares outstanding for GBLB has been reduced compared to 1 year ago.
Compared to 5 years ago, GBLB has less shares outstanding
GBLB has a worse debt/assets ratio than last year.
2.2 Solvency
GBLB has an Altman-Z score of 1.31. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.31, GBLB is in line with its industry, outperforming 41.30% of the companies in the same industry.
GBLB has a debt to FCF ratio of 12.98. This is a negative value and a sign of low solvency as GBLB would need 12.98 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 12.98, GBLB is in line with its industry, outperforming 43.48% of the companies in the same industry.
A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
GBLB's Debt to Equity ratio of 0.51 is in line compared to the rest of the industry. GBLB outperforms 45.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.31 |
ROIC/WACC0.16
WACC5.94%
2.3 Liquidity
A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
GBLB has a Current ratio of 1.91. This is in the better half of the industry: GBLB outperforms 69.57% of its industry peers.
A Quick Ratio of 1.56 indicates that GBLB should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.56, GBLB is in the better half of the industry, outperforming 67.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
GBLB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -91.95%.
GBLB shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.51% yearly.
GBLB shows a decrease in Revenue. In the last year, the revenue decreased by -1.53%.
GBLB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.51% yearly.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-83.53%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-5.29%
3.2 Future
GBLB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.19% yearly.
The Revenue is expected to grow by 2.33% on average over the next years.
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 78.13, which means the current valuation is very expensive for GBLB.
GBLB's Price/Earnings ratio is a bit more expensive when compared to the industry. GBLB is more expensive than 73.91% of the companies in the same industry.
When comparing the Price/Earnings ratio of GBLB to the average of the S&P500 Index (27.20), we can say GBLB is valued expensively.
The Price/Forward Earnings ratio is 21.47, which indicates a rather expensive current valuation of GBLB.
The rest of the industry has a similar Price/Forward Earnings ratio as GBLB.
When comparing the Price/Forward Earnings ratio of GBLB to the average of the S&P500 Index (22.70), we can say GBLB is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 78.13 | ||
| Fwd PE | 21.47 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as GBLB.
GBLB's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.96 | ||
| EV/EBITDA | 12.96 |
4.3 Compensation for Growth
GBLB's earnings are expected to decrease with -6.19% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
5. Dividend
5.1 Amount
GBLB has a Yearly Dividend Yield of 4.60%, which is a nice return.
Compared to an average industry Dividend Yield of 3.73, GBLB pays a better dividend. On top of this GBLB pays more dividend than 80.43% of the companies listed in the same industry.
GBLB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.6% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
468.18% of the earnings are spent on dividend by GBLB. This is not a sustainable payout ratio.
GBLB's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EBR:GBLB (9/17/2025, 5:35:30 PM)
75
+0.7 (+0.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners26.43%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap9.99B
Analysts83.08
Price Target85.48 (13.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.6% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.79%
PT rev (3m)-3.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-9.08%
EPS NY rev (3m)-9.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 78.13 | ||
| Fwd PE | 21.47 | ||
| P/S | 1.49 | ||
| P/FCF | 16.96 | ||
| P/OCF | 8.29 | ||
| P/B | 0.81 | ||
| P/tB | 1.9 | ||
| EV/EBITDA | 12.96 |
EPS(TTM)0.96
EY1.28%
EPS(NY)3.49
Fwd EY4.66%
FCF(TTM)4.42
FCFY5.9%
OCF(TTM)9.05
OCFY12.06%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexcg growth 3Y-6.63%
ROICexcg growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.31 |
F-Score5
WACC5.94%
ROIC/WACC0.16
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-83.53%
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-5.29%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%