GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - EBR:GBLB - BE0003797140 - Common Stock
73.85 EUR
-0.55 (-0.74%)
Taking everything into account, GBLB scores 3 out of 10 in our fundamental rating. GBLB was compared to 52 industry peers in the Financial Services industry. GBLB has an average financial health and profitability rating. GBLB has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year GBLB was profitable.
In the past year GBLB had a positive cash flow from operations.
Of the past 5 years GBLB 4 years were profitable.
In the past 5 years GBLB always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of GBLB (0.52%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 1.07%, GBLB is in line with its industry, outperforming 44.23% of the companies in the same industry.
GBLB has a Return On Invested Capital of 0.96%. This is in the lower half of the industry: GBLB underperforms 61.54% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GBLB is significantly below the industry average of 9.75%.
The last Return On Invested Capital (0.96%) for GBLB is above the 3 year average (0.81%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
Looking at the Profit Margin, with a value of 1.98%, GBLB is in line with its industry, outperforming 44.23% of the companies in the same industry.
In the last couple of years the Profit Margin of GBLB has declined.
GBLB's Operating Margin of 5.49% is in line compared to the rest of the industry. GBLB outperforms 42.31% of its industry peers.
GBLB's Operating Margin has declined in the last couple of years.
GBLB's Gross Margin of 62.71% is fine compared to the rest of the industry. GBLB outperforms 65.38% of its industry peers.
In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GBLB is destroying value.
GBLB has less shares outstanding than it did 1 year ago.
The number of shares outstanding for GBLB has been reduced compared to 5 years ago.
The debt/assets ratio for GBLB is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.31, we must say that GBLB is in the distress zone and has some risk of bankruptcy.
GBLB's Altman-Z score of 1.31 is in line compared to the rest of the industry. GBLB outperforms 44.23% of its industry peers.
The Debt to FCF ratio of GBLB is 12.98, which is on the high side as it means it would take GBLB, 12.98 years of fcf income to pay off all of its debts.
GBLB has a Debt to FCF ratio (12.98) which is in line with its industry peers.
A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.51, GBLB is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.31 |
ROIC/WACC0.16
WACC6.02%
2.3 Liquidity
A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.91, GBLB is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
A Quick Ratio of 1.56 indicates that GBLB should not have too much problems paying its short term obligations.
GBLB has a Quick ratio of 1.56. This is in the better half of the industry: GBLB outperforms 67.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
GBLB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -91.95%.
The earnings per share for GBLB have been decreasing by -26.51% on average. This is quite bad
The Revenue has decreased by -1.53% in the past year.
Measured over the past years, GBLB shows a small growth in Revenue. The Revenue has been growing by 3.51% on average per year.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
3.2 Future
The Earnings Per Share is expected to decrease by -6.19% on average over the next years.
Based on estimates for the next years, GBLB will show a small growth in Revenue. The Revenue will grow by 2.33% on average per year.
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 76.93, which means the current valuation is very expensive for GBLB.
61.54% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of GBLB to the average of the S&P500 Index (25.56), we can say GBLB is valued expensively.
With a Price/Forward Earnings ratio of 21.14, GBLB is valued on the expensive side.
GBLB's Price/Forward Earnings is on the same level as the industry average.
GBLB is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 34.62, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 76.93 | ||
| Fwd PE | 21.14 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, GBLB is valued a bit cheaper than 65.38% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as GBLB.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.7 | ||
| EV/EBITDA | 12.97 |
4.3 Compensation for Growth
GBLB's earnings are expected to decrease with -6.19% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.69%, GBLB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.37, GBLB pays a better dividend. On top of this GBLB pays more dividend than 84.62% of the companies listed in the same industry.
GBLB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.69% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
GBLB pays out 468.18% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of GBLB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EBR:GBLB (11/17/2025, 5:36:15 PM)
73.85
-0.55 (-0.74%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners25.81%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap9.84B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts83.08
Price Target87.84 (18.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.69% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.76%
PT rev (3m)1.95%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-9.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 76.93 | ||
| Fwd PE | 21.14 | ||
| P/S | 1.47 | ||
| P/FCF | 16.7 | ||
| P/OCF | 8.16 | ||
| P/B | 0.8 | ||
| P/tB | 1.87 | ||
| EV/EBITDA | 12.97 |
EPS(TTM)0.96
EY1.3%
EPS(NY)3.49
Fwd EY4.73%
FCF(TTM)4.42
FCFY5.99%
OCF(TTM)9.05
OCFY12.25%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.31 |
F-Score5
WACC6.02%
ROIC/WACC0.16
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a valuation rating of 2 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The Price/Earnings (PE) ratio for GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 76.93 and the Price/Book (PB) ratio is 0.8.
How financially healthy is GROUPE BRUXELLES LAMBERT NV?
The financial health rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 4 / 10.