GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:GBLB - BE0003797140 - Common Stock
75.95 EUR
-0.15 (-0.2%)
GBLB gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 56 industry peers in the Financial Services industry. Both the profitability and the financial health of GBLB get a neutral evaluation. Nothing too spectacular is happening here. GBLB does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
GBLB had positive earnings in the past year.
GBLB had a positive operating cash flow in the past year.
Of the past 5 years GBLB 4 years were profitable.
Each year in the past 5 years GBLB had a positive operating cash flow.
1.2 Ratios
GBLB has a Return On Assets (0.52%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 1.07%, GBLB is in line with its industry, outperforming 42.86% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.96%, GBLB is doing worse than 62.50% of the companies in the same industry.
GBLB had an Average Return On Invested Capital over the past 3 years of 0.81%. This is significantly below the industry average of 8.78%.
The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
GBLB has a Profit Margin (1.98%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of GBLB has declined.
Looking at the Operating Margin, with a value of 5.49%, GBLB is doing worse than 62.50% of the companies in the same industry.
GBLB's Operating Margin has declined in the last couple of years.
GBLB has a better Gross Margin (62.71%) than 62.50% of its industry peers.
In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
GBLB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, GBLB has less shares outstanding
Compared to 5 years ago, GBLB has less shares outstanding
GBLB has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.32, we must say that GBLB is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of GBLB (1.32) is comparable to the rest of the industry.
The Debt to FCF ratio of GBLB is 12.98, which is on the high side as it means it would take GBLB, 12.98 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 12.98, GBLB is in line with its industry, outperforming 46.43% of the companies in the same industry.
A Debt/Equity ratio of 0.51 indicates that GBLB is somewhat dependend on debt financing.
GBLB has a Debt to Equity ratio (0.51) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.32 |
ROIC/WACC0.16
WACC6.08%
2.3 Liquidity
A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
GBLB has a Current ratio of 1.91. This is in the better half of the industry: GBLB outperforms 71.43% of its industry peers.
A Quick Ratio of 1.56 indicates that GBLB should not have too much problems paying its short term obligations.
GBLB has a better Quick ratio (1.56) than 69.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
GBLB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -91.95%.
The earnings per share for GBLB have been decreasing by -26.51% on average. This is quite bad
GBLB shows a decrease in Revenue. In the last year, the revenue decreased by -1.53%.
GBLB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.51% yearly.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
3.2 Future
GBLB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.38% yearly.
GBLB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.33% yearly.
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 79.11 indicates a quite expensive valuation of GBLB.
Based on the Price/Earnings ratio, GBLB is valued a bit more expensive than the industry average as 66.07% of the companies are valued more cheaply.
GBLB's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.51.
GBLB is valuated rather expensively with a Price/Forward Earnings ratio of 21.90.
GBLB's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.13, GBLB is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 79.11 | ||
| Fwd PE | 21.9 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, GBLB is valued a bit cheaper than the industry average as 60.71% of the companies are valued more expensively.
GBLB's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.17 | ||
| EV/EBITDA | 13.21 |
4.3 Compensation for Growth
A cheap valuation may be justified as GBLB's earnings are expected to decrease with -6.38% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.65%, GBLB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.10, GBLB pays a better dividend. On top of this GBLB pays more dividend than 80.36% of the companies listed in the same industry.
GBLB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.65% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
468.18% of the earnings are spent on dividend by GBLB. This is not a sustainable payout ratio.
GBLB's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EBR:GBLB (12/31/2025, 7:00:00 PM)
75.95
-0.15 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners25.28%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap10.12B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts81.54
Price Target84.94 (11.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.65% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.6%
PT rev (3m)-0.63%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)10.09%
EPS NY rev (3m)10.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 79.11 | ||
| Fwd PE | 21.9 | ||
| P/S | 1.51 | ||
| P/FCF | 17.17 | ||
| P/OCF | 8.39 | ||
| P/B | 0.82 | ||
| P/tB | 1.92 | ||
| EV/EBITDA | 13.21 |
EPS(TTM)0.96
EY1.26%
EPS(NY)3.47
Fwd EY4.57%
FCF(TTM)4.42
FCFY5.82%
OCF(TTM)9.05
OCFY11.91%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.32 |
F-Score5
WACC6.08%
ROIC/WACC0.16
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-23.15%
EPS Next Y-21.12%
EPS Next 2Y-11.74%
EPS Next 3Y-6.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%1.86%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status for GBLB stock?
ChartMill assigns a valuation rating of 2 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for GBLB stock?
The Earnings per Share (EPS) of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is expected to decline by -21.12% in the next year.
How sustainable is the dividend of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The dividend rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 5 / 10 and the dividend payout ratio is 468.18%.