GROUPE BRUXELLES LAMBERT NV (GBLB.BR) Stock Fundamental Analysis
Europe - EBR:GBLB - BE0003797140 - Common Stock
78.45 EUR
+0.3 (+0.38%)
GBLB gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. GBLB has only an average score on both its financial health and profitability. GBLB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
GBLB had positive earnings in the past year.
GBLB had a positive operating cash flow in the past year.
GBLB had positive earnings in 4 of the past 5 years.
Each year in the past 5 years GBLB had a positive operating cash flow.
1.2 Ratios
GBLB's Return On Assets of 0.52% is in line compared to the rest of the industry. GBLB outperforms 41.18% of its industry peers.
GBLB has a Return On Equity (1.07%) which is comparable to the rest of the industry.
GBLB's Return On Invested Capital of 0.96% is on the low side compared to the rest of the industry. GBLB is outperformed by 62.75% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GBLB is significantly below the industry average of 10.03%.
The 3 year average ROIC (0.81%) for GBLB is below the current ROIC(0.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROIC | 0.96% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
1.3 Margins
The Profit Margin of GBLB (1.98%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of GBLB has declined.
The Operating Margin of GBLB (5.49%) is worse than 60.78% of its industry peers.
In the last couple of years the Operating Margin of GBLB has declined.
With a decent Gross Margin value of 62.71%, GBLB is doing good in the industry, outperforming 68.63% of the companies in the same industry.
In the last couple of years the Gross Margin of GBLB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% |
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so GBLB is destroying value.
Compared to 1 year ago, GBLB has less shares outstanding
The number of shares outstanding for GBLB has been reduced compared to 5 years ago.
Compared to 1 year ago, GBLB has a worse debt to assets ratio.
2.2 Solvency
GBLB has an Altman-Z score of 1.34. This is a bad value and indicates that GBLB is not financially healthy and even has some risk of bankruptcy.
GBLB has a Altman-Z score of 1.34. This is comparable to the rest of the industry: GBLB outperforms 41.18% of its industry peers.
The Debt to FCF ratio of GBLB is 12.98, which is on the high side as it means it would take GBLB, 12.98 years of fcf income to pay off all of its debts.
GBLB has a Debt to FCF ratio (12.98) which is comparable to the rest of the industry.
GBLB has a Debt/Equity ratio of 0.51. This is a neutral value indicating GBLB is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.51, GBLB perfoms like the industry average, outperforming 47.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Altman-Z | 1.34 |
ROIC/WACC0.15
WACC6.24%
2.3 Liquidity
A Current Ratio of 1.91 indicates that GBLB should not have too much problems paying its short term obligations.
The Current ratio of GBLB (1.91) is better than 62.75% of its industry peers.
GBLB has a Quick Ratio of 1.56. This is a normal value and indicates that GBLB is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.56, GBLB is doing good in the industry, outperforming 62.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 |
3. Growth
3.1 Past
The earnings per share for GBLB have decreased strongly by -91.95% in the last year.
Measured over the past years, GBLB shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.51% on average per year.
The Revenue has decreased by -1.53% in the past year.
The Revenue has been growing slightly by 3.51% on average over the past years.
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-83.53%
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-5.29%
3.2 Future
GBLB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.19% yearly.
GBLB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.33% yearly.
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 81.72 indicates a quite expensive valuation of GBLB.
64.71% of the companies in the same industry are cheaper than GBLB, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.89. GBLB is valued rather expensively when compared to this.
The Price/Forward Earnings ratio is 22.46, which indicates a rather expensive current valuation of GBLB.
The rest of the industry has a similar Price/Forward Earnings ratio as GBLB.
The average S&P500 Price/Forward Earnings ratio is at 22.99. GBLB is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 81.72 | ||
| Fwd PE | 22.46 |
4.2 Price Multiples
GBLB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GBLB is cheaper than 62.75% of the companies in the same industry.
GBLB's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.74 | ||
| EV/EBITDA | 13.54 |
4.3 Compensation for Growth
GBLB's earnings are expected to decrease with -6.19% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
5. Dividend
5.1 Amount
GBLB has a Yearly Dividend Yield of 4.48%, which is a nice return.
GBLB's Dividend Yield is rather good when compared to the industry average which is at 3.47. GBLB pays more dividend than 86.27% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, GBLB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.48% |
5.2 History
The dividend of GBLB decreases each year by -2.00%.
Dividend Growth(5Y)-2%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
468.18% of the earnings are spent on dividend by GBLB. This is not a sustainable payout ratio.
The Dividend Rate of GBLB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP468.18%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EBR:GBLB (10/24/2025, 7:00:00 PM)
78.45
+0.3 (+0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners25.81%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap10.45B
Revenue(TTM)6.68B
Net Income(TTM)132.30M
Analysts83.08
Price Target85.48 (8.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.48% |
Yearly Dividend2.78
Dividend Growth(5Y)-2%
DP468.18%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.2%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-9.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 81.72 | ||
| Fwd PE | 22.46 | ||
| P/S | 1.56 | ||
| P/FCF | 17.74 | ||
| P/OCF | 8.67 | ||
| P/B | 0.85 | ||
| P/tB | 1.99 | ||
| EV/EBITDA | 13.54 |
EPS(TTM)0.96
EY1.22%
EPS(NY)3.49
Fwd EY4.45%
FCF(TTM)4.42
FCFY5.64%
OCF(TTM)9.05
OCFY11.53%
SpS50.19
BVpS92.77
TBVpS39.46
PEG (NY)N/A
PEG (5Y)N/A
Graham Number44.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 1.07% | ||
| ROCE | 1.63% | ||
| ROIC | 0.96% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.79% | ||
| OM | 5.49% | ||
| PM (TTM) | 1.98% | ||
| GM | 62.71% | ||
| FCFM | 8.81% |
ROA(3y)1.59%
ROA(5y)1.37%
ROE(3y)2.81%
ROE(5y)2.38%
ROIC(3y)0.81%
ROIC(5y)1.13%
ROICexc(3y)0.92%
ROICexc(5y)1.25%
ROICexgc(3y)1.32%
ROICexgc(5y)1.66%
ROCE(3y)1.37%
ROCE(5y)1.91%
ROICexgc growth 3Y-6.63%
ROICexgc growth 5Y-8.4%
ROICexc growth 3Y-11.16%
ROICexc growth 5Y-11.6%
OM growth 3Y-18.48%
OM growth 5Y-18.66%
PM growth 3Y-21.26%
PM growth 5Y-30.86%
GM growth 3Y-5.44%
GM growth 5Y-0.69%
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.51 | ||
| Debt/FCF | 12.98 | ||
| Debt/EBITDA | 6.63 | ||
| Cap/Depr | 104.99% | ||
| Cap/Sales | 9.21% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 126.32% | ||
| Profit Quality | 445.28% | ||
| Current Ratio | 1.91 | ||
| Quick Ratio | 1.56 | ||
| Altman-Z | 1.34 |
F-Score5
WACC6.24%
ROIC/WACC0.15
Cap/Depr(3y)97.68%
Cap/Depr(5y)87.97%
Cap/Sales(3y)10%
Cap/Sales(5y)8.4%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-91.95%
EPS 3Y-18.6%
EPS 5Y-26.51%
EPS Q2Q%-83.53%
EPS Next Y-28.35%
EPS Next 2Y-11.43%
EPS Next 3Y-6.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.53%
Revenue growth 3Y-0.95%
Revenue growth 5Y3.51%
Sales Q2Q%-5.29%
Revenue Next Year0.99%
Revenue Next 2Y1.99%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y-41.9%
EBIT growth 3Y-19.25%
EBIT growth 5Y-15.81%
EBIT Next Year9.24%
EBIT Next 3Y5.06%
EBIT Next 5YN/A
FCF growth 1Y82.78%
FCF growth 3Y8.34%
FCF growth 5Y2.47%
OCF growth 1Y13.85%
OCF growth 3Y8.48%
OCF growth 5Y4.55%
GROUPE BRUXELLES LAMBERT NV / GBLB.BR FAQ
What is the ChartMill fundamental rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to GBLB.BR.
What is the valuation status of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
ChartMill assigns a valuation rating of 2 / 10 to GROUPE BRUXELLES LAMBERT NV (GBLB.BR). This can be considered as Overvalued.
What is the profitability of GBLB stock?
GROUPE BRUXELLES LAMBERT NV (GBLB.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) stock?
The Price/Earnings (PE) ratio for GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 81.72 and the Price/Book (PB) ratio is 0.85.
How financially healthy is GROUPE BRUXELLES LAMBERT NV?
The financial health rating of GROUPE BRUXELLES LAMBERT NV (GBLB.BR) is 4 / 10.