GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
USA - NYSE:GB - CH0562152865 - Common Stock
7.49 USD
+0.01 (+0.13%)
Taking everything into account, GB scores 5 out of 10 in our fundamental rating. GB was compared to 101 industry peers in the Financial Services industry. Both the profitability and the financial health of GB get a neutral evaluation. Nothing too spectacular is happening here. GB has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
GB had positive earnings in the past year.
GB had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: GB reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: GB reported negative operating cash flow in multiple years.
1.2 Ratios
GB has a better Return On Assets (7.21%) than 83.00% of its industry peers.
The Return On Equity of GB (65.17%) is better than 97.00% of its industry peers.
GB has a better Return On Invested Capital (14.93%) than 92.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GB is above the industry average of 7.64%.
The last Return On Invested Capital (14.93%) for GB is above the 3 year average (9.82%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROIC | 14.93% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 16.60%, GB is in the better half of the industry, outperforming 69.00% of the companies in the same industry.
The Operating Margin of GB (27.05%) is better than 71.00% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GB has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, GB has about the same amount of shares outstanding.
Compared to 5 years ago, GB has more shares outstanding
GB has a better debt/assets ratio than last year.
2.2 Solvency
GB has an Altman-Z score of -0.55. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of GB (-0.55) is worse than 70.00% of its industry peers.
GB has a debt to FCF ratio of 3.54. This is a good value and a sign of high solvency as GB would need 3.54 years to pay back of all of its debts.
GB's Debt to FCF ratio of 3.54 is fine compared to the rest of the industry. GB outperforms 77.00% of its industry peers.
A Debt/Equity ratio of 4.12 is on the high side and indicates that GB has dependencies on debt financing.
GB has a worse Debt to Equity ratio (4.12) than 78.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Altman-Z | -0.55 |
ROIC/WACC2.64
WACC5.66%
2.3 Liquidity
A Current Ratio of 1.01 indicates that GB should not have too much problems paying its short term obligations.
GB has a Current ratio (1.01) which is in line with its industry peers.
GB has a Quick Ratio of 1.01. This is a normal value and indicates that GB is financially healthy and should not expect problems in meeting its short term obligations.
GB has a Quick ratio of 1.01. This is comparable to the rest of the industry: GB outperforms 49.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 484.09% over the past year.
Looking at the last year, GB shows a very strong growth in Revenue. The Revenue has grown by 20.26%.
The Revenue has been growing slightly by 3.85% on average over the past years.
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
3.2 Future
GB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 37.67% yearly.
GB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.28% yearly.
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 25.83, GB can be considered very expensive at the moment.
Based on the Price/Earnings ratio, GB is valued a bit more expensive than 60.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of GB to the average of the S&P500 Index (27.20), we can say GB is valued inline with the index average.
GB is valuated correctly with a Price/Forward Earnings ratio of 16.49.
The rest of the industry has a similar Price/Forward Earnings ratio as GB.
The average S&P500 Price/Forward Earnings ratio is at 22.71. GB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.83 | ||
| Fwd PE | 16.49 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GB indicates a somewhat cheap valuation: GB is cheaper than 78.00% of the companies listed in the same industry.
GB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. GB is cheaper than 79.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.55 | ||
| EV/EBITDA | 8.84 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of GB may justify a higher PE ratio.
GB's earnings are expected to grow with 37.67% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.46
PEG (5Y)N/A
EPS Next 2Y37.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (8/15/2025, 8:24:47 PM)
7.49
+0.01 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners8.13%
Inst Owner Change-0.43%
Ins Owners1.43%
Ins Owner Change0%
Market Cap1.49B
Analysts40
Price Target7.65 (2.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.45%
Min EPS beat(2)13.27%
Max EPS beat(2)45.63%
EPS beat(4)3
Avg EPS beat(4)4.02%
Min EPS beat(4)-72.26%
Max EPS beat(4)45.63%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-1.75%
Max Revenue beat(2)-1.27%
Revenue beat(4)0
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)22.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.83 | ||
| Fwd PE | 16.49 | ||
| P/S | 2.53 | ||
| P/FCF | 8.55 | ||
| P/OCF | 7.99 | ||
| P/B | 9.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.84 |
EPS(TTM)0.29
EY3.87%
EPS(NY)0.45
Fwd EY6.07%
FCF(TTM)0.88
FCFY11.7%
OCF(TTM)0.94
OCFY12.51%
SpS2.96
BVpS0.75
TBVpS-2.86
PEG (NY)0.46
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROCE | 18.91% | ||
| ROIC | 14.93% | ||
| ROICexc | 17.99% | ||
| ROICexgc | N/A | ||
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A | ||
| FCFM | 29.62% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
ROICexc(3y)11.75%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.52%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y24.87%
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Debt/EBITDA | 2.78 | ||
| Cap/Depr | 19.22% | ||
| Cap/Sales | 2.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.9% | ||
| Profit Quality | 178.44% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | -0.55 |
F-Score9
WACC5.66%
ROIC/WACC2.64
Cap/Depr(3y)16.16%
Cap/Depr(5y)14.25%
Cap/Sales(3y)2.02%
Cap/Sales(5y)11.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.31%
EBIT growth 3YN/A
EBIT growth 5Y27.23%
EBIT Next Year78.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.63%
FCF growth 3YN/A
FCF growth 5Y-0.15%
OCF growth 1Y34.01%
OCF growth 3YN/A
OCF growth 5Y-3.2%