GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
NYSE:GB - New York Stock Exchange, Inc. - CH0562152865 - Common Stock - Currency: USD
GB gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 100 industry peers in the Financial Services industry. GB has only an average score on both its financial health and profitability. GB has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year GB was profitable.
GB had a positive operating cash flow in the past year.
In multiple years GB reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: GB reported negative operating cash flow in multiple years.
1.2 Ratios
GB has a Return On Assets of 7.21%. This is amongst the best in the industry. GB outperforms 86.00% of its industry peers.
With an excellent Return On Equity value of 65.17%, GB belongs to the best of the industry, outperforming 97.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 14.93%, GB belongs to the top of the industry, outperforming 91.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for GB is below the industry average of 11.84%.
The 3 year average ROIC (9.82%) for GB is below the current ROIC(14.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROIC | 14.93% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
1.3 Margins
GB's Profit Margin of 16.60% is fine compared to the rest of the industry. GB outperforms 69.00% of its industry peers.
The Operating Margin of GB (27.05%) is better than 71.00% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), GB is creating value.
Compared to 1 year ago, GB has about the same amount of shares outstanding.
The number of shares outstanding for GB has been increased compared to 5 years ago.
Compared to 1 year ago, GB has an improved debt to assets ratio.
2.2 Solvency
GB has an Altman-Z score of -0.58. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.58, GB is not doing good in the industry: 72.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of GB is 3.54, which is a good value as it means it would take GB, 3.54 years of fcf income to pay off all of its debts.
GB's Debt to FCF ratio of 3.54 is fine compared to the rest of the industry. GB outperforms 73.00% of its industry peers.
A Debt/Equity ratio of 4.12 is on the high side and indicates that GB has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 4.12, GB is doing worse than 76.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Altman-Z | -0.58 |
ROIC/WACC3.06
WACC4.88%
2.3 Liquidity
A Current Ratio of 1.01 indicates that GB should not have too much problems paying its short term obligations.
GB has a Current ratio (1.01) which is comparable to the rest of the industry.
A Quick Ratio of 1.01 indicates that GB should not have too much problems paying its short term obligations.
GB has a Quick ratio (1.01) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
GB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 484.09%, which is quite impressive.
Looking at the last year, GB shows a very strong growth in Revenue. The Revenue has grown by 20.26%.
Measured over the past years, GB shows a small growth in Revenue. The Revenue has been growing by 3.85% on average per year.
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
3.2 Future
GB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 37.67% yearly.
The Revenue is expected to grow by 9.28% on average over the next years. This is quite good.
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 25.31 indicates a quite expensive valuation of GB.
Compared to the rest of the industry, the Price/Earnings ratio of GB indicates a slightly more expensive valuation: GB is more expensive than 66.00% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.30. GB is around the same levels.
A Price/Forward Earnings ratio of 16.02 indicates a correct valuation of GB.
GB's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 21.76. GB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.31 | ||
| Fwd PE | 16.02 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, GB is valued a bit cheaper than 77.00% of the companies in the same industry.
GB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. GB is cheaper than 78.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.31 | ||
| EV/EBITDA | 8.62 |
4.3 Compensation for Growth
GB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
GB has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as GB's earnings are expected to grow with 37.67% in the coming years.
PEG (NY)0.45
PEG (5Y)N/A
EPS Next 2Y37.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (7/11/2025, 8:17:39 PM)
7.34
+0.03 (+0.41%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners13.12%
Inst Owner Change0%
Ins Owners1.55%
Ins Owner Change0%
Market Cap1.46B
Analysts40
Price Target7.65 (4.22%)
Short Float %0.42%
Short Ratio1.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.45%
Min EPS beat(2)13.27%
Max EPS beat(2)45.63%
EPS beat(4)3
Avg EPS beat(4)4.02%
Min EPS beat(4)-72.26%
Max EPS beat(4)45.63%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-1.75%
Max Revenue beat(2)-1.27%
Revenue beat(4)0
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)22.58%
EPS NY rev (3m)22.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.31 | ||
| Fwd PE | 16.02 | ||
| P/S | 2.46 | ||
| P/FCF | 8.31 | ||
| P/OCF | 7.77 | ||
| P/B | 9.66 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.62 |
EPS(TTM)0.29
EY3.95%
EPS(NY)0.46
Fwd EY6.24%
FCF(TTM)0.88
FCFY12.04%
OCF(TTM)0.95
OCFY12.87%
SpS2.98
BVpS0.76
TBVpS-2.89
PEG (NY)0.45
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROCE | 18.91% | ||
| ROIC | 14.93% | ||
| ROICexc | 17.99% | ||
| ROICexgc | N/A | ||
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A | ||
| FCFM | 29.62% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
ROICexc(3y)11.75%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.52%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y24.87%
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Debt/EBITDA | 2.78 | ||
| Cap/Depr | 19.22% | ||
| Cap/Sales | 2.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.9% | ||
| Profit Quality | 178.44% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | -0.58 |
F-Score9
WACC4.88%
ROIC/WACC3.06
Cap/Depr(3y)16.16%
Cap/Depr(5y)14.25%
Cap/Sales(3y)2.02%
Cap/Sales(5y)11.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.31%
EBIT growth 3YN/A
EBIT growth 5Y27.23%
EBIT Next Year78.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.63%
FCF growth 3YN/A
FCF growth 5Y-0.15%
OCF growth 1Y34.01%
OCF growth 3YN/A
OCF growth 5Y-3.2%