GLOBAL BLUE GROUP HOLDING AG (GB) Stock Fundamental Analysis
USA - NYSE:GB - CH0562152865 - Common Stock
7.49 USD
+0.01 (+0.13%)
GB gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. GB has an average financial health and profitability rating. GB has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year GB was profitable.
In the past year GB had a positive cash flow from operations.
In multiple years GB reported negative net income over the last 5 years.
In multiple years GB reported negative operating cash flow during the last 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.21%, GB belongs to the best of the industry, outperforming 83.00% of the companies in the same industry.
The Return On Equity of GB (65.17%) is better than 97.00% of its industry peers.
GB's Return On Invested Capital of 14.93% is amongst the best of the industry. GB outperforms 92.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for GB is above the industry average of 7.79%.
The last Return On Invested Capital (14.93%) for GB is above the 3 year average (9.82%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROIC | 14.93% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
1.3 Margins
GB has a Profit Margin of 16.60%. This is in the better half of the industry: GB outperforms 69.00% of its industry peers.
GB has a better Operating Margin (27.05%) than 71.00% of its industry peers.
In the last couple of years the Operating Margin of GB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
GB has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, GB has about the same amount of shares outstanding.
GB has more shares outstanding than it did 5 years ago.
GB has a better debt/assets ratio than last year.
2.2 Solvency
GB has an Altman-Z score of -0.55. This is a bad value and indicates that GB is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.55, GB is doing worse than 70.00% of the companies in the same industry.
The Debt to FCF ratio of GB is 3.54, which is a good value as it means it would take GB, 3.54 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of GB (3.54) is better than 77.00% of its industry peers.
GB has a Debt/Equity ratio of 4.12. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of GB (4.12) is worse than 78.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Altman-Z | -0.55 |
ROIC/WACC2.64
WACC5.66%
2.3 Liquidity
A Current Ratio of 1.01 indicates that GB should not have too much problems paying its short term obligations.
GB has a Current ratio (1.01) which is in line with its industry peers.
GB has a Quick Ratio of 1.01. This is a normal value and indicates that GB is financially healthy and should not expect problems in meeting its short term obligations.
GB has a Quick ratio (1.01) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
GB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 484.09%, which is quite impressive.
Looking at the last year, GB shows a very strong growth in Revenue. The Revenue has grown by 20.26%.
GB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.85% yearly.
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
3.2 Future
GB is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 37.67% yearly.
GB is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.28% yearly.
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
GB is valuated quite expensively with a Price/Earnings ratio of 25.83.
Based on the Price/Earnings ratio, GB is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 27.40. GB is around the same levels.
Based on the Price/Forward Earnings ratio of 16.49, the valuation of GB can be described as correct.
GB's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of GB to the average of the S&P500 Index (22.94), we can say GB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.83 | ||
| Fwd PE | 16.49 |
4.2 Price Multiples
GB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. GB is cheaper than 78.00% of the companies in the same industry.
79.00% of the companies in the same industry are more expensive than GB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.55 | ||
| EV/EBITDA | 8.84 |
4.3 Compensation for Growth
GB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of GB may justify a higher PE ratio.
GB's earnings are expected to grow with 37.67% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.46
PEG (5Y)N/A
EPS Next 2Y37.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for GB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:GB (8/15/2025, 8:24:47 PM)
7.49
+0.01 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners8.13%
Inst Owner Change0%
Ins Owners1.43%
Ins Owner Change0%
Market Cap1.49B
Analysts40
Price Target7.65 (2.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.45%
Min EPS beat(2)13.27%
Max EPS beat(2)45.63%
EPS beat(4)3
Avg EPS beat(4)4.02%
Min EPS beat(4)-72.26%
Max EPS beat(4)45.63%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-1.75%
Max Revenue beat(2)-1.27%
Revenue beat(4)0
Avg Revenue beat(4)-1.5%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)-0.59%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)22.58%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.83 | ||
| Fwd PE | 16.49 | ||
| P/S | 2.53 | ||
| P/FCF | 8.55 | ||
| P/OCF | 7.99 | ||
| P/B | 9.94 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.84 |
EPS(TTM)0.29
EY3.87%
EPS(NY)0.45
Fwd EY6.07%
FCF(TTM)0.88
FCFY11.7%
OCF(TTM)0.94
OCFY12.51%
SpS2.96
BVpS0.75
TBVpS-2.86
PEG (NY)0.46
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.21% | ||
| ROE | 65.17% | ||
| ROCE | 18.91% | ||
| ROIC | 14.93% | ||
| ROICexc | 17.99% | ||
| ROICexgc | N/A | ||
| OM | 27.05% | ||
| PM (TTM) | 16.6% | ||
| GM | N/A | ||
| FCFM | 29.62% |
ROA(3y)2.09%
ROA(5y)-10.03%
ROE(3y)-2104.09%
ROE(5y)N/A
ROIC(3y)9.82%
ROIC(5y)N/A
ROICexc(3y)11.75%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.52%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y24.87%
OM growth 3YN/A
OM growth 5Y22.51%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.12 | ||
| Debt/FCF | 3.54 | ||
| Debt/EBITDA | 2.78 | ||
| Cap/Depr | 19.22% | ||
| Cap/Sales | 2.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.9% | ||
| Profit Quality | 178.44% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | -0.55 |
F-Score9
WACC5.66%
ROIC/WACC2.64
Cap/Depr(3y)16.16%
Cap/Depr(5y)14.25%
Cap/Sales(3y)2.02%
Cap/Sales(5y)11.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)484.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%500%
EPS Next Y56.56%
EPS Next 2Y37.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)20.26%
Revenue growth 3Y59.19%
Revenue growth 5Y3.85%
Sales Q2Q%20.53%
Revenue Next Year12.15%
Revenue Next 2Y9.28%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.31%
EBIT growth 3YN/A
EBIT growth 5Y27.23%
EBIT Next Year78.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.63%
FCF growth 3YN/A
FCF growth 5Y-0.15%
OCF growth 1Y34.01%
OCF growth 3YN/A
OCF growth 5Y-3.2%