GENPACT LTD (G) Stock Fundamental Analysis
NYSE:G • BMG3922B1072
37.355 USD
+1.04 (+2.88%)
Last: Feb 13, 2026, 02:53 PM
Overall G gets a fundamental rating of 7 out of 10. We evaluated G against 87 industry peers in the IT Services industry. G has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. G is valued quite cheap, while showing a decent growth score. This is a good combination! G also has an excellent dividend rating. With these ratings, G could be worth investigating further for value and dividend and quality investing!.
1. Profitability
1.1 Basic Checks
- In the past year G was profitable.
- G had a positive operating cash flow in the past year.
- Each year in the past 5 years G has been profitable.
- Each year in the past 5 years G had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 11.08%, G belongs to the top of the industry, outperforming 87.36% of the companies in the same industry.
- G has a better Return On Equity (23.12%) than 86.21% of its industry peers.
- The Return On Invested Capital of G (14.13%) is better than 88.51% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for G is above the industry average of 10.57%.
- The last Return On Invested Capital (14.13%) for G is above the 3 year average (13.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.08% | ||
| ROE | 23.12% | ||
| ROIC | 14.13% |
ROA(3y)11.5%
ROA(5y)9.93%
ROE(3y)24.23%
ROE(5y)22.3%
ROIC(3y)13.64%
ROIC(5y)12.62%
1.3 Margins
- With an excellent Profit Margin value of 10.88%, G belongs to the best of the industry, outperforming 81.61% of the companies in the same industry.
- In the last couple of years the Profit Margin of G has grown nicely.
- G has a better Operating Margin (14.77%) than 79.31% of its industry peers.
- G's Operating Margin has improved in the last couple of years.
- G has a Gross Margin (36.04%) which is in line with its industry peers.
- G's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.77% | ||
| PM (TTM) | 10.88% | ||
| GM | 36.04% |
OM growth 3Y5.07%
OM growth 5Y3%
PM growth 3Y10.39%
PM growth 5Y5.53%
GM growth 3Y0.84%
GM growth 5Y0.7%
2. Health
2.1 Basic Checks
- G has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, G has about the same amount of shares outstanding.
- Compared to 5 years ago, G has less shares outstanding
- G has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.56 indicates that G is not in any danger for bankruptcy at the moment.
- G's Altman-Z score of 3.56 is fine compared to the rest of the industry. G outperforms 65.52% of its industry peers.
- The Debt to FCF ratio of G is 1.69, which is an excellent value as it means it would take G, only 1.69 years of fcf income to pay off all of its debts.
- G has a better Debt to FCF ratio (1.69) than 72.41% of its industry peers.
- A Debt/Equity ratio of 0.50 indicates that G is somewhat dependend on debt financing.
- G has a Debt to Equity ratio of 0.50. This is comparable to the rest of the industry: G outperforms 47.13% of its industry peers.
- Even though the debt/equity ratio score it not favorable for G, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 1.69 | ||
| Altman-Z | 3.56 |
ROIC/WACC1.61
WACC8.79%
2.3 Liquidity
- A Current Ratio of 2.16 indicates that G has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 2.16, G is in the better half of the industry, outperforming 60.92% of the companies in the same industry.
- G has a Quick Ratio of 2.16. This indicates that G is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 2.16, G is in the better half of the industry, outperforming 62.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.16 | ||
| Quick Ratio | 2.16 |
3. Growth
3.1 Past
- G shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.02%, which is quite good.
- Measured over the past years, G shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.54% on average per year.
- The Revenue has been growing slightly by 6.56% in the past year.
- The Revenue has been growing slightly by 6.49% on average over the past years.
EPS 1Y (TTM)14.02%
EPS 3Y10%
EPS 5Y11.54%
EPS Q2Q%6.59%
Revenue 1Y (TTM)6.56%
Revenue growth 3Y5.14%
Revenue growth 5Y6.49%
Sales Q2Q%5.65%
3.2 Future
- Based on estimates for the next years, G will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.09% on average per year.
- G is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.69% yearly.
EPS Next Y10.13%
EPS Next 2Y11.09%
EPS Next 3Y12.09%
EPS Next 5YN/A
Revenue Next Year6.96%
Revenue Next 2Y7.21%
Revenue Next 3Y7.69%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 10.21, which indicates a very decent valuation of G.
- Based on the Price/Earnings ratio, G is valued cheaply inside the industry as 80.46% of the companies are valued more expensively.
- G's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.67.
- A Price/Forward Earnings ratio of 9.27 indicates a reasonable valuation of G.
- Based on the Price/Forward Earnings ratio, G is valued cheaper than 83.91% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.69, G is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.21 | ||
| Fwd PE | 9.27 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, G is valued cheaper than 80.46% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, G is valued cheaply inside the industry as 86.21% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.78 | ||
| EV/EBITDA | 7.94 |
4.3 Compensation for Growth
- G's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- G has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as G's earnings are expected to grow with 12.09% in the coming years.
PEG (NY)1.01
PEG (5Y)0.88
EPS Next 2Y11.09%
EPS Next 3Y12.09%
5. Dividend
5.1 Amount
- G has a Yearly Dividend Yield of 2.07%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 0.50, G pays a better dividend. On top of this G pays more dividend than 88.51% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.80, G has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
5.2 History
- The dividend of G is nicely growing with an annual growth rate of 11.48%!
- G has paid a dividend for at least 10 years, which is a reliable track record.
- G has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)11.48%
Div Incr Years7
Div Non Decr Years7
5.3 Sustainability
- 21.31% of the earnings are spent on dividend by G. This is a low number and sustainable payout ratio.
- The dividend of G is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP21.31%
EPS Next 2Y11.09%
EPS Next 3Y12.09%
NYSE:G (2/13/2026, 2:53:05 PM)
37.355
+1.04 (+2.88%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-05 2026-02-05/amc
Earnings (Next)05-05 2026-05-05/amc
Inst Owners98.82%
Inst Owner Change-1.87%
Ins Owners0.94%
Ins Owner Change5.89%
Market Cap6.36B
Revenue(TTM)5.08B
Net Income(TTM)552.49M
Analysts76
Price Target52.44 (40.38%)
Short Float %4.24%
Short Ratio4.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
Yearly Dividend0.67
Dividend Growth(5Y)11.48%
DP21.31%
Div Incr Years7
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.83%
Min EPS beat(2)1.79%
Max EPS beat(2)5.88%
EPS beat(4)4
Avg EPS beat(4)3.07%
Min EPS beat(4)0.75%
Max EPS beat(4)5.88%
EPS beat(8)7
Avg EPS beat(8)2.77%
EPS beat(12)11
Avg EPS beat(12)3.17%
EPS beat(16)15
Avg EPS beat(16)4.07%
Revenue beat(2)1
Avg Revenue beat(2)-0.54%
Min Revenue beat(2)-1.1%
Max Revenue beat(2)0.02%
Revenue beat(4)1
Avg Revenue beat(4)-0.69%
Min Revenue beat(4)-1.39%
Max Revenue beat(4)0.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)4
Avg Revenue beat(12)-1.02%
Revenue beat(16)6
Avg Revenue beat(16)-0.65%
PT rev (1m)1.62%
PT rev (3m)2.81%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.31%
EPS NY rev (1m)0%
EPS NY rev (3m)1.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.6%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.21 | ||
| Fwd PE | 9.27 | ||
| P/S | 1.25 | ||
| P/FCF | 8.78 | ||
| P/OCF | 7.83 | ||
| P/B | 2.66 | ||
| P/tB | 9.18 | ||
| EV/EBITDA | 7.94 |
EPS(TTM)3.66
EY9.8%
EPS(NY)4.03
Fwd EY10.79%
FCF(TTM)4.25
FCFY11.38%
OCF(TTM)4.77
OCFY12.77%
SpS29.82
BVpS14.03
TBVpS4.07
PEG (NY)1.01
PEG (5Y)0.88
Graham Number33.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.08% | ||
| ROE | 23.12% | ||
| ROCE | 18.65% | ||
| ROIC | 14.13% | ||
| ROICexc | 16.96% | ||
| ROICexgc | 34.35% | ||
| OM | 14.77% | ||
| PM (TTM) | 10.88% | ||
| GM | 36.04% | ||
| FCFM | 14.26% |
ROA(3y)11.5%
ROA(5y)9.93%
ROE(3y)24.23%
ROE(5y)22.3%
ROIC(3y)13.64%
ROIC(5y)12.62%
ROICexc(3y)16.39%
ROICexc(5y)15.47%
ROICexgc(3y)35.69%
ROICexgc(5y)37.38%
ROCE(3y)18.02%
ROCE(5y)16.79%
ROICexgc growth 3Y-0.47%
ROICexgc growth 5Y4.5%
ROICexc growth 3Y6.27%
ROICexc growth 5Y8.89%
OM growth 3Y5.07%
OM growth 5Y3%
PM growth 3Y10.39%
PM growth 5Y5.53%
GM growth 3Y0.84%
GM growth 5Y0.7%
F-Score9
Asset Turnover1.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 1.69 | ||
| Debt/EBITDA | 1.41 | ||
| Cap/Depr | 93.23% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | 12.57 | ||
| Cash Conversion | 96.18% | ||
| Profit Quality | 131.1% | ||
| Current Ratio | 2.16 | ||
| Quick Ratio | 2.16 | ||
| Altman-Z | 3.56 |
F-Score9
WACC8.79%
ROIC/WACC1.61
Cap/Depr(3y)79.43%
Cap/Depr(5y)62.89%
Cap/Sales(3y)1.61%
Cap/Sales(5y)1.5%
Profit Quality(3y)100.92%
Profit Quality(5y)117.08%
High Growth Momentum
Growth
EPS 1Y (TTM)14.02%
EPS 3Y10%
EPS 5Y11.54%
EPS Q2Q%6.59%
EPS Next Y10.13%
EPS Next 2Y11.09%
EPS Next 3Y12.09%
EPS Next 5YN/A
Revenue 1Y (TTM)6.56%
Revenue growth 3Y5.14%
Revenue growth 5Y6.49%
Sales Q2Q%5.65%
Revenue Next Year6.96%
Revenue Next 2Y7.21%
Revenue Next 3Y7.69%
Revenue Next 5YN/A
EBIT growth 1Y6.86%
EBIT growth 3Y10.47%
EBIT growth 5Y9.69%
EBIT Next Year19.14%
EBIT Next 3Y12.84%
EBIT Next 5YN/A
FCF growth 1Y36.62%
FCF growth 3Y22.99%
FCF growth 5Y7.53%
OCF growth 1Y32.08%
OCF growth 3Y22.36%
OCF growth 5Y6.83%
GENPACT LTD / G FAQ
What is the fundamental rating for G stock?
ChartMill assigns a fundamental rating of 7 / 10 to G.
What is the valuation status for G stock?
ChartMill assigns a valuation rating of 9 / 10 to GENPACT LTD (G). This can be considered as Undervalued.
What is the profitability of G stock?
GENPACT LTD (G) has a profitability rating of 8 / 10.
How financially healthy is GENPACT LTD?
The financial health rating of GENPACT LTD (G) is 8 / 10.
Is the dividend of GENPACT LTD sustainable?
The dividend rating of GENPACT LTD (G) is 7 / 10 and the dividend payout ratio is 21.31%.