FRANCHI UMBERTO MARMI SPA (FUM.MI) Fundamental Analysis & Valuation

BIT:FUM • IT0005335754

3.5 EUR
+0.02 (+0.57%)
Last: Mar 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This FUM.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

Taking everything into account, FUM scores 4 out of 10 in our fundamental rating. FUM was compared to 15 industry peers in the Construction Materials industry. FUM has only an average score on both its financial health and profitability. FUM does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

5

1. FUM.MI Profitability Analysis

1.1 Basic Checks

  • FUM had positive earnings in the past year.
  • FUM had a positive operating cash flow in the past year.
  • In the past 5 years FUM has always been profitable.
  • Each year in the past 5 years FUM had a positive operating cash flow.
FUM.MI Yearly Net Income VS EBIT VS OCF VS FCFFUM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M

1.2 Ratios

  • FUM has a Return On Assets of 5.33%. This is in the better half of the industry: FUM outperforms 66.67% of its industry peers.
  • FUM's Return On Equity of 8.60% is in line compared to the rest of the industry. FUM outperforms 46.67% of its industry peers.
  • FUM's Return On Invested Capital of 6.69% is in line compared to the rest of the industry. FUM outperforms 53.33% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for FUM is in line with the industry average of 7.42%.
Industry RankSector Rank
ROA 5.33%
ROE 8.6%
ROIC 6.69%
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
FUM.MI Yearly ROA, ROE, ROICFUM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

1.3 Margins

  • With a decent Profit Margin value of 13.04%, FUM is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • FUM's Profit Margin has declined in the last couple of years.
  • With an excellent Operating Margin value of 19.39%, FUM belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
  • FUM's Operating Margin has declined in the last couple of years.
  • The Gross Margin of FUM (48.23%) is worse than 60.00% of its industry peers.
  • In the last couple of years the Gross Margin of FUM has declined.
Industry RankSector Rank
OM 19.39%
PM (TTM) 13.04%
GM 48.23%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
FUM.MI Yearly Profit, Operating, Gross MarginsFUM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. FUM.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), FUM is creating some value.
  • The number of shares outstanding for FUM remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, FUM has more shares outstanding
  • Compared to 1 year ago, FUM has about the same debt to assets ratio.
FUM.MI Yearly Shares OutstandingFUM.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
FUM.MI Yearly Total Debt VS Total AssetsFUM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • FUM has an Altman-Z score of 2.30. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of FUM (2.30) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.25 indicates that FUM is not too dependend on debt financing.
  • FUM has a Debt to Equity ratio of 0.25. This is in the better half of the industry: FUM outperforms 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF N/A
Altman-Z 2.3
ROIC/WACC0.92
WACC7.24%
FUM.MI Yearly LT Debt VS Equity VS FCFFUM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

  • A Current Ratio of 3.06 indicates that FUM has no problem at all paying its short term obligations.
  • FUM has a Current ratio of 3.06. This is amongst the best in the industry. FUM outperforms 86.67% of its industry peers.
  • FUM has a Quick Ratio of 1.81. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
  • FUM has a better Quick ratio (1.81) than 80.00% of its industry peers.
Industry RankSector Rank
Current Ratio 3.06
Quick Ratio 1.81
FUM.MI Yearly Current Assets VS Current LiabilitesFUM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. FUM.MI Growth Analysis

3.1 Past

  • The earnings per share for FUM have decreased strongly by -40.82% in the last year.
  • FUM shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -34.58% yearly.
  • Looking at the last year, FUM shows a decrease in Revenue. The Revenue has decreased by -5.33% in the last year.
  • Measured over the past years, FUM shows a small growth in Revenue. The Revenue has been growing by 4.24% on average per year.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%

3.2 Future

  • Based on estimates for the next years, FUM will show a decrease in Earnings Per Share. The EPS will decrease by -7.36% on average per year.
  • FUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.69% yearly.
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
FUM.MI Yearly Revenue VS EstimatesFUM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
FUM.MI Yearly EPS VS EstimatesFUM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 0.1 0.2 0.3 0.4 0.5

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Find the best growth stocksShow best growing peers

3

4. FUM.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.91, which indicates a correct valuation of FUM.
  • Compared to the rest of the industry, the Price/Earnings ratio of FUM is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 26.15, FUM is valued a bit cheaper.
  • FUM is valuated reasonably with a Price/Forward Earnings ratio of 11.95.
  • The rest of the industry has a similar Price/Forward Earnings ratio as FUM.
  • The average S&P500 Price/Forward Earnings ratio is at 24.27. FUM is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 15.91
Fwd PE 11.95
FUM.MI Price Earnings VS Forward Price EarningsFUM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • FUM's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. FUM is cheaper than 66.67% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.65
FUM.MI Per share dataFUM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • A cheap valuation may be justified as FUM's earnings are expected to decrease with -7.36% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. FUM.MI Dividend Analysis

5.1 Amount

  • FUM has a Yearly Dividend Yield of 2.75%. Purely for dividend investing, there may be better candidates out there.
  • In the last 3 months the price of FUM has falen by -32.04%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • FUM's Dividend Yield is comparable with the industry average which is at 2.50.
  • Compared to an average S&P500 Dividend Yield of 1.82, FUM pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.75%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
FUM.MI Yearly Income VS Free CF VS DividendFUM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M
FUM.MI Dividend Payout.FUM.MI Dividend Payout, showing the Payout Ratio.FUM.MI Dividend Payout.PayoutRetained Earnings

More info and screens

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FUM.MI Fundamentals: All Metrics, Ratios and Statistics

FRANCHI UMBERTO MARMI SPA

BIT:FUM (3/6/2026, 7:00:00 PM)

3.5

+0.02 (+0.57%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners1.97%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap114.94M
Revenue(TTM)74.87M
Net Income(TTM)10.41M
Analysts80
Price Target8.06 (130.29%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.75%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-13.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-12.16%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.96%
Valuation
Industry RankSector Rank
PE 15.91
Fwd PE 11.95
P/S 1.44
P/FCF N/A
P/OCF 20.41
P/B 0.95
P/tB 1.52
EV/EBITDA 5.65
EPS(TTM)0.22
EY6.29%
EPS(NY)0.29
Fwd EY8.37%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.9%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.27
Profitability
Industry RankSector Rank
ROA 5.33%
ROE 8.6%
ROCE 9.35%
ROIC 6.69%
ROICexc 7.32%
ROICexgc 10.48%
OM 19.39%
PM (TTM) 13.04%
GM 48.23%
FCFM N/A
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF N/A
Debt/EBITDA 1.25
Cap/Depr 73%
Cap/Sales 8.03%
Interest Coverage 250
Cash Conversion 23.22%
Profit Quality N/A
Current Ratio 3.06
Quick Ratio 1.81
Altman-Z 2.3
F-Score4
WACC7.24%
ROIC/WACC0.92
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year17.96%
EBIT Next 3Y9.2%
EBIT Next 5Y7.98%
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%

FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ

What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.


What is the valuation status for FUM stock?

ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.


What is the profitability of FUM stock?

FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for FUM stock?

The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 15.91 and the Price/Book (PB) ratio is 0.95.


How financially healthy is FRANCHI UMBERTO MARMI SPA?

The financial health rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 5 / 10.