FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe - BIT:FUM - IT0005335754 - Common Stock
3.92 EUR
-0.01 (-0.25%)
We assign a fundamental rating of 4 out of 10 to FUM. FUM was compared to 15 industry peers in the Construction Materials industry. FUM has an average financial health and profitability rating. FUM is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FUM had positive earnings in the past year.
In the past year FUM had a positive cash flow from operations.
Each year in the past 5 years FUM has been profitable.
Each year in the past 5 years FUM had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 5.33%, FUM is doing good in the industry, outperforming 66.67% of the companies in the same industry.
FUM has a Return On Equity (8.60%) which is in line with its industry peers.
FUM has a Return On Invested Capital of 6.69%. This is comparable to the rest of the industry: FUM outperforms 46.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FUM is in line with the industry average of 8.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROIC | 6.69% |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
1.3 Margins
FUM has a Profit Margin of 13.04%. This is in the better half of the industry: FUM outperforms 80.00% of its industry peers.
In the last couple of years the Profit Margin of FUM has declined.
FUM's Operating Margin of 19.39% is amongst the best of the industry. FUM outperforms 93.33% of its industry peers.
In the last couple of years the Operating Margin of FUM has declined.
Looking at the Gross Margin, with a value of 48.23%, FUM is in line with its industry, outperforming 46.67% of the companies in the same industry.
In the last couple of years the Gross Margin of FUM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% |
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so FUM is still creating some value.
The number of shares outstanding for FUM remains at a similar level compared to 1 year ago.
FUM has more shares outstanding than it did 5 years ago.
FUM has about the same debt/assets ratio as last year.
2.2 Solvency
An Altman-Z score of 2.41 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
FUM has a Altman-Z score of 2.41. This is comparable to the rest of the industry: FUM outperforms 53.33% of its industry peers.
FUM has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of FUM (0.25) is better than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.41 |
ROIC/WACC0.94
WACC7.1%
2.3 Liquidity
FUM has a Current Ratio of 3.06. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
FUM has a better Current ratio (3.06) than 93.33% of its industry peers.
A Quick Ratio of 1.81 indicates that FUM should not have too much problems paying its short term obligations.
FUM has a better Quick ratio (1.81) than 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 |
3. Growth
3.1 Past
FUM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.65%.
FUM shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -34.58% yearly.
Looking at the last year, FUM shows a quite strong growth in Revenue. The Revenue has grown by 8.03% in the last year.
Measured over the past years, FUM shows a small growth in Revenue. The Revenue has been growing by 4.24% on average per year.
EPS 1Y (TTM)-19.65%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-34.17%
Revenue 1Y (TTM)8.03%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%2.06%
3.2 Future
The Earnings Per Share is expected to decrease by -3.75% on average over the next years.
The Revenue is expected to grow by 2.69% on average over the next years.
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.25, FUM is valued correctly.
FUM's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.19, FUM is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 13.11, the valuation of FUM can be described as correct.
The rest of the industry has a similar Price/Forward Earnings ratio as FUM.
FUM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.50, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.25 | ||
| Fwd PE | 13.11 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FUM is valued a bit cheaper than the industry average as 73.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.22 |
4.3 Compensation for Growth
FUM's earnings are expected to decrease with -3.75% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
5. Dividend
5.1 Amount
FUM has a Yearly Dividend Yield of 2.62%.
In the last 3 months the price of FUM has falen by -31.83%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 3.49, FUM is paying slightly less dividend.
FUM's Dividend Yield is comparable with the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.62% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
BIT:FUM (10/23/2025, 7:00:00 PM)
3.92
-0.01 (-0.25%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.05%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap128.73M
Revenue(TTM)79.83M
Net Income(TTM)10.41M
Analysts82.5
Price Target9.36 (138.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.62% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-11.02%
EPS NY rev (3m)-24.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.25 | ||
| Fwd PE | 13.11 | ||
| P/S | 1.61 | ||
| P/FCF | N/A | ||
| P/OCF | 22.86 | ||
| P/B | 1.06 | ||
| P/tB | 1.71 | ||
| EV/EBITDA | 6.22 |
EPS(TTM)0.32
EY8.16%
EPS(NY)0.3
Fwd EY7.63%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.38%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROCE | 9.35% | ||
| ROIC | 6.69% | ||
| ROICexc | 7.32% | ||
| ROICexgc | 10.48% | ||
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% | ||
| FCFM | N/A |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 73% | ||
| Cap/Sales | 8.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 23.22% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 | ||
| Altman-Z | 2.41 |
F-Score4
WACC7.1%
ROIC/WACC0.94
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.65%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-34.17%
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue 1Y (TTM)8.03%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%2.06%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year26.03%
EBIT Next 3Y12.26%
EBIT Next 5YN/A
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%
FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ
What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.
What is the valuation status of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.
How profitable is FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.
What is the valuation of FRANCHI UMBERTO MARMI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 12.25 and the Price/Book (PB) ratio is 1.06.
How sustainable is the dividend of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
The dividend rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 2 / 10 and the dividend payout ratio is 50%.