FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe - BIT:FUM - IT0005335754 - Common Stock
4.06 EUR
-0.06 (-1.46%)
FUM gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 13 industry peers in the Construction Materials industry. Both the profitability and the financial health of FUM get a neutral evaluation. Nothing too spectacular is happening here. FUM has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FUM had positive earnings in the past year.
FUM had a positive operating cash flow in the past year.
FUM had positive earnings in each of the past 5 years.
Each year in the past 5 years FUM had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 6.17%, FUM is doing good in the industry, outperforming 69.23% of the companies in the same industry.
FUM has a better Return On Equity (10.17%) than 61.54% of its industry peers.
The Return On Invested Capital of FUM (7.97%) is better than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.17% | ||
| ROE | 10.17% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 15.25%, FUM belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
In the last couple of years the Profit Margin of FUM has declined.
Looking at the Operating Margin, with a value of 22.25%, FUM belongs to the top of the industry, outperforming 92.31% of the companies in the same industry.
In the last couple of years the Operating Margin of FUM has declined.
FUM has a Gross Margin (49.50%) which is in line with its industry peers.
In the last couple of years the Gross Margin of FUM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.25% | ||
| PM (TTM) | 15.25% | ||
| GM | 49.5% |
OM growth 3Y-17.72%
OM growth 5Y-12.38%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-0.67%
GM growth 5Y-0.71%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so FUM is still creating some value.
There is no outstanding debt for FUM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 2.39 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.39, FUM is doing good in the industry, outperforming 61.54% of the companies in the same industry.
FUM has a debt to FCF ratio of 5.77. This is a neutral value as FUM would need 5.77 years to pay back of all of its debts.
FUM has a Debt to FCF ratio of 5.77. This is in the lower half of the industry: FUM underperforms 61.54% of its industry peers.
A Debt/Equity ratio of 0.24 indicates that FUM is not too dependend on debt financing.
The Debt to Equity ratio of FUM (0.24) is better than 76.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 5.77 | ||
| Altman-Z | 2.39 |
ROIC/WACC1.12
WACC7.13%
2.3 Liquidity
FUM has a Current Ratio of 2.51. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
FUM has a better Current ratio (2.51) than 92.31% of its industry peers.
FUM has a Quick Ratio of 1.62. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
FUM has a Quick ratio of 1.62. This is amongst the best in the industry. FUM outperforms 84.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.51 | ||
| Quick Ratio | 1.62 |
3. Growth
3.1 Past
The earnings per share for FUM have decreased strongly by -24.27% in the last year.
The earnings per share for FUM have been decreasing by -34.58% on average. This is quite bad
FUM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.02%.
The Revenue has been growing slightly by 4.24% on average over the past years.
EPS 1Y (TTM)-24.27%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-10.72%
Revenue 1Y (TTM)10.02%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%13.78%
3.2 Future
The Earnings Per Share is expected to decrease by -0.95% on average over the next years.
The Revenue is expected to grow by 2.69% on average over the next years.
EPS Next Y-19.84%
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.97, the valuation of FUM can be described as very reasonable.
Based on the Price/Earnings ratio, FUM is valued a bit cheaper than 61.54% of the companies in the same industry.
FUM is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 12.08, which indicates a correct valuation of FUM.
FUM's Price/Forward Earnings is on the same level as the industry average.
FUM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.97 | ||
| Fwd PE | 12.08 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FUM indicates a somewhat cheap valuation: FUM is cheaper than 69.23% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, FUM is valued a bit more expensive than the industry average as 76.92% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.51 | ||
| EV/EBITDA | 5.98 |
4.3 Compensation for Growth
The decent profitability rating of FUM may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.47%, FUM has a reasonable but not impressive dividend return.
The stock price of FUM dropped by -29.39% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
FUM's Dividend Yield is slightly below the industry average, which is at 3.57.
FUM's Dividend Yield is comparable with the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
43.17% of the earnings are spent on dividend by FUM. This is a bit on the high side, but may be sustainable.
DP43.17%
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
BIT:FUM (9/12/2025, 7:00:00 PM)
4.06
-0.06 (-1.46%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.06%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap133.33M
Analysts82.5
Price Target9.36 (130.54%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
Yearly Dividend0.29
Dividend Growth(5Y)N/A
DP43.17%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.17%
PT rev (3m)-5.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-15.57%
EPS NY rev (3m)-15.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-5.93%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.97 | ||
| Fwd PE | 12.08 | ||
| P/S | 1.69 | ||
| P/FCF | 20.51 | ||
| P/OCF | 8.63 | ||
| P/B | 1.12 | ||
| P/tB | 1.84 | ||
| EV/EBITDA | 5.98 |
EPS(TTM)0.37
EY9.11%
EPS(NY)0.34
Fwd EY8.28%
FCF(TTM)0.2
FCFY4.87%
OCF(TTM)0.47
OCFY11.59%
SpS2.41
BVpS3.61
TBVpS2.2
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.17% | ||
| ROE | 10.17% | ||
| ROCE | 11.13% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.74% | ||
| ROICexgc | 12.85% | ||
| OM | 22.25% | ||
| PM (TTM) | 15.25% | ||
| GM | 49.5% | ||
| FCFM | 8.22% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.72%
OM growth 5Y-12.38%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-0.67%
GM growth 5Y-0.71%
F-Score6
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 5.77 | ||
| Debt/EBITDA | 1.09 | ||
| Cap/Depr | 108.98% | ||
| Cap/Sales | 11.31% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 59.85% | ||
| Profit Quality | 53.91% | ||
| Current Ratio | 2.51 | ||
| Quick Ratio | 1.62 | ||
| Altman-Z | 2.39 |
F-Score6
WACC7.13%
ROIC/WACC1.12
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.27%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-10.72%
EPS Next Y-19.84%
EPS Next 2Y-6.39%
EPS Next 3Y-0.95%
EPS Next 5YN/A
Revenue 1Y (TTM)10.02%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%13.78%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-17.59%
EBIT growth 3Y-11.91%
EBIT growth 5Y-8.66%
EBIT Next Year41.15%
EBIT Next 3Y16.51%
EBIT Next 5YN/A
FCF growth 1Y-74.47%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.61%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%