FRANCHI UMBERTO MARMI SPA (FUM.MI) Fundamental Analysis & Valuation

BIT:FUM • IT0005335754

Current stock price

3.25 EUR
+0.05 (+1.56%)
Last:

This FUM.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. FUM.MI Profitability Analysis

1.1 Basic Checks

  • In the past year FUM was profitable.
  • In the past year FUM had a positive cash flow from operations.
  • In the past 5 years FUM has always been profitable.
  • FUM had a positive operating cash flow in each of the past 5 years.
FUM.MI Yearly Net Income VS EBIT VS OCF VS FCFFUM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 5M 10M 15M 20M

1.2 Ratios

  • FUM has a Return On Assets of 3.82%. This is comparable to the rest of the industry: FUM outperforms 50.00% of its industry peers.
  • FUM has a Return On Equity (5.98%) which is in line with its industry peers.
  • Looking at the Return On Invested Capital, with a value of 5.25%, FUM is in line with its industry, outperforming 43.75% of the companies in the same industry.
Industry RankSector Rank
ROA 3.82%
ROE 5.98%
ROIC 5.25%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FUM.MI Yearly ROA, ROE, ROICFUM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

1.3 Margins

  • FUM's Profit Margin of 9.69% is fine compared to the rest of the industry. FUM outperforms 75.00% of its industry peers.
  • In the last couple of years the Profit Margin of FUM has declined.
  • Looking at the Operating Margin, with a value of 16.16%, FUM belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
  • FUM's Operating Margin has declined in the last couple of years.
  • FUM's Gross Margin of 47.85% is in line compared to the rest of the industry. FUM outperforms 56.25% of its industry peers.
  • FUM's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 16.16%
PM (TTM) 9.69%
GM 47.85%
OM growth 3Y-20.95%
OM growth 5Y-9.62%
PM growth 3Y-25.65%
PM growth 5Y-14.32%
GM growth 3Y-2.84%
GM growth 5Y-0.62%
FUM.MI Yearly Profit, Operating, Gross MarginsFUM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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5

2. FUM.MI Health Analysis

2.1 Basic Checks

  • FUM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • FUM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
FUM.MI Yearly Shares OutstandingFUM.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
FUM.MI Yearly Total Debt VS Total AssetsFUM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 2.28 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • FUM's Altman-Z score of 2.28 is in line compared to the rest of the industry. FUM outperforms 43.75% of its industry peers.
  • The Debt to FCF ratio of FUM is 17.07, which is on the high side as it means it would take FUM, 17.07 years of fcf income to pay off all of its debts.
  • FUM has a Debt to FCF ratio of 17.07. This is in the lower half of the industry: FUM underperforms 68.75% of its industry peers.
  • A Debt/Equity ratio of 0.22 indicates that FUM is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.22, FUM is doing good in the industry, outperforming 68.75% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 17.07
Altman-Z 2.28
ROIC/WACC0.74
WACC7.1%
FUM.MI Yearly LT Debt VS Equity VS FCFFUM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M 60M 80M 100M

2.3 Liquidity

  • FUM has a Current Ratio of 3.28. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of FUM (3.28) is better than 87.50% of its industry peers.
  • FUM has a Quick Ratio of 1.87. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
  • FUM has a Quick ratio of 1.87. This is amongst the best in the industry. FUM outperforms 87.50% of its industry peers.
Industry RankSector Rank
Current Ratio 3.28
Quick Ratio 1.87
FUM.MI Yearly Current Assets VS Current LiabilitesFUM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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4

3. FUM.MI Growth Analysis

3.1 Past

  • FUM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.37%.
  • The Earnings Per Share has been decreasing by -8.34% on average over the past years.
  • FUM shows a decrease in Revenue. In the last year, the revenue decreased by -4.73%.
  • Measured over the past years, FUM shows a quite strong growth in Revenue. The Revenue has been growing by 8.34% on average per year.
EPS 1Y (TTM)-31.37%
EPS 3Y-25.29%
EPS 5Y-8.34%
EPS Q2Q%-0.4%
Revenue 1Y (TTM)-4.73%
Revenue growth 3Y0.13%
Revenue growth 5Y8.34%
Sales Q2Q%3.21%

3.2 Future

  • FUM is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.48% yearly.
  • Based on estimates for the next years, FUM will show a small growth in Revenue. The Revenue will grow by 4.46% on average per year.
EPS Next Y9.62%
EPS Next 2Y12.66%
EPS Next 3Y12.48%
EPS Next 5YN/A
Revenue Next Year6.31%
Revenue Next 2Y4.85%
Revenue Next 3Y4.46%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FUM.MI Yearly Revenue VS EstimatesFUM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20M 40M 60M 80M
FUM.MI Yearly EPS VS EstimatesFUM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.1 0.2 0.3 0.4 0.5

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4

4. FUM.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 14.77, the valuation of FUM can be described as correct.
  • The rest of the industry has a similar Price/Earnings ratio as FUM.
  • Compared to an average S&P500 Price/Earnings ratio of 26.54, FUM is valued a bit cheaper.
  • FUM is valuated reasonably with a Price/Forward Earnings ratio of 11.29.
  • Based on the Price/Forward Earnings ratio, FUM is valued a bit cheaper than 68.75% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 21.68. FUM is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 14.77
Fwd PE 11.29
FUM.MI Price Earnings VS Forward Price EarningsFUM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • FUM's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Based on the Price/Free Cash Flow ratio, FUM is valued a bit more expensive than the industry average as 75.00% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 52.79
EV/EBITDA 6.17
FUM.MI Per share dataFUM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • FUM's earnings are expected to grow with 12.48% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.54
PEG (5Y)N/A
EPS Next 2Y12.66%
EPS Next 3Y12.48%

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4

5. FUM.MI Dividend Analysis

5.1 Amount

  • FUM has a Yearly Dividend Yield of 2.92%.
  • In the last 3 months the price of FUM has falen by -34.74%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • FUM's Dividend Yield is comparable with the industry average which is at 2.39.
  • Compared to an average S&P500 Dividend Yield of 1.82, FUM pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.92%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • FUM pays out 45.27% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP45.27%
EPS Next 2Y12.66%
EPS Next 3Y12.48%
FUM.MI Yearly Income VS Free CF VS DividendFUM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 2025 0 5M 10M 15M 20M
FUM.MI Dividend Payout.FUM.MI Dividend Payout, showing the Payout Ratio.FUM.MI Dividend Payout.PayoutRetained Earnings

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FUM.MI Fundamentals: All Metrics, Ratios and Statistics

FRANCHI UMBERTO MARMI SPA

BIT:FUM (4/8/2026, 7:00:00 PM)

3.25

+0.05 (+1.56%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Industry Strength32.43
Industry Growth38.67
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners1.75%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap106.73M
Revenue(TTM)76.06M
Net Income(TTM)7.25M
Analysts80
Price Target9.21 (183.38%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.92%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP45.27%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.63%
PT rev (3m)14.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.72%
EPS NY rev (3m)-12.84%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.47%
Revenue NY rev (3m)-6.04%
Valuation
Industry RankSector Rank
PE 14.77
Fwd PE 11.29
P/S 1.43
P/FCF 52.79
P/OCF 13.05
P/B 0.88
P/tB 1.36
EV/EBITDA 6.17
EPS(TTM)0.22
EY6.77%
EPS(NY)0.29
Fwd EY8.86%
FCF(TTM)0.06
FCFY1.89%
OCF(TTM)0.25
OCFY7.66%
SpS2.28
BVpS3.69
TBVpS2.39
PEG (NY)1.54
PEG (5Y)N/A
Graham Number4.27649 (31.58%)
Profitability
Industry RankSector Rank
ROA 3.82%
ROE 5.98%
ROCE 7.46%
ROIC 5.25%
ROICexc 5.65%
ROICexgc 7.89%
OM 16.16%
PM (TTM) 9.69%
GM 47.85%
FCFM 2.7%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-20.95%
OM growth 5Y-9.62%
PM growth 3Y-25.65%
PM growth 5Y-14.32%
GM growth 3Y-2.84%
GM growth 5Y-0.62%
F-Score5
Asset Turnover0.39
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 17.07
Debt/EBITDA 1.29
Cap/Depr 70.61%
Cap/Sales 8.22%
Interest Coverage 250
Cash Conversion 39.28%
Profit Quality 27.88%
Current Ratio 3.28
Quick Ratio 1.87
Altman-Z 2.28
F-Score5
WACC7.1%
ROIC/WACC0.74
Cap/Depr(3y)76.43%
Cap/Depr(5y)73.9%
Cap/Sales(3y)7.78%
Cap/Sales(5y)5.48%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.37%
EPS 3Y-25.29%
EPS 5Y-8.34%
EPS Q2Q%-0.4%
EPS Next Y9.62%
EPS Next 2Y12.66%
EPS Next 3Y12.48%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.73%
Revenue growth 3Y0.13%
Revenue growth 5Y8.34%
Sales Q2Q%3.21%
Revenue Next Year6.31%
Revenue Next 2Y4.85%
Revenue Next 3Y4.46%
Revenue Next 5YN/A
EBIT growth 1Y-31.24%
EBIT growth 3Y-20.85%
EBIT growth 5Y-2.08%
EBIT Next Year25.17%
EBIT Next 3Y11.42%
EBIT Next 5Y11.93%
FCF growth 1Y-68.89%
FCF growth 3Y-0.22%
FCF growth 5Y64.39%
OCF growth 1Y-47.05%
OCF growth 3Y2.05%
OCF growth 5Y41%

FRANCHI UMBERTO MARMI SPA / FUM.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.


What is the valuation status for FUM stock?

ChartMill assigns a valuation rating of 4 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for FRANCHI UMBERTO MARMI SPA?

FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.


Can you provide the financial health for FUM stock?

The financial health rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 5 / 10.


Is the dividend of FRANCHI UMBERTO MARMI SPA sustainable?

The dividend rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 4 / 10 and the dividend payout ratio is 45.27%.