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FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis

BIT:FUM - Euronext Milan - IT0005335754 - Common Stock - Currency: EUR

4.98  +0.02 (+0.4%)

Fundamental Rating

5

Overall FUM gets a fundamental rating of 5 out of 10. We evaluated FUM against 13 industry peers in the Construction Materials industry. FUM has an average financial health and profitability rating. FUM has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

FUM had positive earnings in the past year.
In the past year FUM had a positive cash flow from operations.
FUM had positive earnings in each of the past 5 years.
In the past 5 years FUM always reported a positive cash flow from operatings.
FUM.MI Yearly Net Income VS EBIT VS OCF VS FCFFUM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 0 5M 10M 15M 20M

1.2 Ratios

The Return On Assets of FUM (6.17%) is better than 75.00% of its industry peers.
The Return On Equity of FUM (10.17%) is comparable to the rest of the industry.
The Return On Invested Capital of FUM (7.80%) is better than 66.67% of its industry peers.
FUM had an Average Return On Invested Capital over the past 3 years of 9.81%. This is in line with the industry average of 8.37%.
Industry RankSector Rank
ROA 6.17%
ROE 10.17%
ROIC 7.8%
ROA(3y)7.34%
ROA(5y)10.86%
ROE(3y)12.11%
ROE(5y)15.2%
ROIC(3y)9.81%
ROIC(5y)13.26%
FUM.MI Yearly ROA, ROE, ROICFUM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 0 5 10 15 20 25

1.3 Margins

Looking at the Profit Margin, with a value of 15.25%, FUM belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
FUM's Profit Margin has declined in the last couple of years.
FUM's Operating Margin of 22.25% is amongst the best of the industry. FUM outperforms 91.67% of its industry peers.
FUM's Operating Margin has declined in the last couple of years.
FUM has a Gross Margin (49.50%) which is comparable to the rest of the industry.
FUM's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 22.25%
PM (TTM) 15.25%
GM 49.5%
OM growth 3Y-4.61%
OM growth 5YN/A
PM growth 3Y-4.67%
PM growth 5YN/A
GM growth 3Y-2.31%
GM growth 5YN/A
FUM.MI Yearly Profit, Operating, Gross MarginsFUM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 10 20 30 40 50

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6

2. Health

2.1 Basic Checks

FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, FUM has about the same amount of shares outstanding.
FUM has more shares outstanding than it did 5 years ago.
The debt/assets ratio for FUM is higher compared to a year ago.
FUM.MI Yearly Shares OutstandingFUM.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 10M 20M 30M
FUM.MI Yearly Total Debt VS Total AssetsFUM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 50M 100M 150M 200M

2.2 Solvency

An Altman-Z score of 2.62 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
FUM has a Altman-Z score of 2.62. This is in the better half of the industry: FUM outperforms 75.00% of its industry peers.
The Debt to FCF ratio of FUM is 5.77, which is a neutral value as it means it would take FUM, 5.77 years of fcf income to pay off all of its debts.
FUM has a Debt to FCF ratio of 5.77. This is comparable to the rest of the industry: FUM outperforms 50.00% of its industry peers.
A Debt/Equity ratio of 0.24 indicates that FUM is not too dependend on debt financing.
FUM has a better Debt to Equity ratio (0.24) than 75.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 5.77
Altman-Z 2.62
ROIC/WACC1.05
WACC7.43%
FUM.MI Yearly LT Debt VS Equity VS FCFFUM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M

2.3 Liquidity

FUM has a Current Ratio of 2.51. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of FUM (2.51) is better than 83.33% of its industry peers.
A Quick Ratio of 1.62 indicates that FUM should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.62, FUM belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.51
Quick Ratio 1.62
FUM.MI Yearly Current Assets VS Current LiabilitesFUM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M

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4

3. Growth

3.1 Past

FUM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.27%.
FUM shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.57% yearly.
Looking at the last year, FUM shows a quite strong growth in Revenue. The Revenue has grown by 10.02% in the last year.
FUM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.19% yearly.
EPS 1Y (TTM)-24.27%
EPS 3Y5.57%
EPS 5YN/A
EPS Q2Q%-10.72%
Revenue 1Y (TTM)10.02%
Revenue growth 3Y13.19%
Revenue growth 5YN/A
Sales Q2Q%13.78%

3.2 Future

FUM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.26% yearly.
The Revenue is expected to grow by 9.55% on average over the next years. This is quite good.
EPS Next Y-9.85%
EPS Next 2Y-2.23%
EPS Next 3Y1.26%
EPS Next 5YN/A
Revenue Next Year17.17%
Revenue Next 2Y11.4%
Revenue Next 3Y9.55%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FUM.MI Yearly Revenue VS EstimatesFUM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M
FUM.MI Yearly EPS VS EstimatesFUM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4 0.5

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4

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.46 indicates a correct valuation of FUM.
FUM's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 29.35, FUM is valued rather cheaply.
With a Price/Forward Earnings ratio of 11.21, the valuation of FUM can be described as very reasonable.
FUM's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.10, FUM is valued a bit cheaper.
Industry RankSector Rank
PE 13.46
Fwd PE 11.21
FUM.MI Price Earnings VS Forward Price EarningsFUM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

FUM's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, FUM is valued a bit more expensive than 75.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 25.05
EV/EBITDA 7.13
FUM.MI Per share dataFUM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

FUM has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.23%
EPS Next 3Y1.26%

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3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.27%, FUM has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.90, FUM has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.33, FUM pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.27%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

43.17% of the earnings are spent on dividend by FUM. This is a bit on the high side, but may be sustainable.
DP43.17%
EPS Next 2Y-2.23%
EPS Next 3Y1.26%
FUM.MI Yearly Income VS Free CF VS DividendFUM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 0 5M 10M 15M 20M
FUM.MI Dividend Payout.FUM.MI Dividend Payout, showing the Payout Ratio.FUM.MI Dividend Payout.PayoutRetained Earnings

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FRANCHI UMBERTO MARMI SPA

BIT:FUM (3/7/2025, 7:00:00 PM)

4.98

+0.02 (+0.4%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners2.15%
Inst Owner ChangeN/A
Ins Owners10.15%
Ins Owner ChangeN/A
Market Cap162.85M
Analysts82.86
Price Target10.98 (120.48%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.27%
Yearly Dividend0.29
Dividend Growth(5Y)N/A
DP43.17%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.36%
EPS NY rev (3m)3.36%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.52%
Valuation
Industry RankSector Rank
PE 13.46
Fwd PE 11.21
P/S 2.06
P/FCF 25.05
P/OCF 10.54
P/B 1.37
P/tB 2.25
EV/EBITDA 7.13
EPS(TTM)0.37
EY7.43%
EPS(NY)0.44
Fwd EY8.92%
FCF(TTM)0.2
FCFY3.99%
OCF(TTM)0.47
OCFY9.49%
SpS2.42
BVpS3.63
TBVpS2.21
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 6.17%
ROE 10.17%
ROCE 11.13%
ROIC 7.8%
ROICexc 8.54%
ROICexgc 12.57%
OM 22.25%
PM (TTM) 15.25%
GM 49.5%
FCFM 8.22%
ROA(3y)7.34%
ROA(5y)10.86%
ROE(3y)12.11%
ROE(5y)15.2%
ROIC(3y)9.81%
ROIC(5y)13.26%
ROICexc(3y)12.05%
ROICexc(5y)15.79%
ROICexgc(3y)20.85%
ROICexgc(5y)21.06%
ROCE(3y)14.33%
ROCE(5y)19.16%
ROICexcg growth 3Y-1.4%
ROICexcg growth 5YN/A
ROICexc growth 3Y-15.34%
ROICexc growth 5YN/A
OM growth 3Y-4.61%
OM growth 5YN/A
PM growth 3Y-4.67%
PM growth 5YN/A
GM growth 3Y-2.31%
GM growth 5YN/A
F-Score3
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 5.77
Debt/EBITDA 1.09
Cap/Depr 108.98%
Cap/Sales 11.31%
Interest Coverage 250
Cash Conversion 59.85%
Profit Quality 53.91%
Current Ratio 2.51
Quick Ratio 1.62
Altman-Z 2.62
F-Score3
WACC7.43%
ROIC/WACC1.05
Cap/Depr(3y)89.19%
Cap/Depr(5y)176.04%
Cap/Sales(3y)5.42%
Cap/Sales(5y)5.6%
Profit Quality(3y)116.35%
Profit Quality(5y)83.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.27%
EPS 3Y5.57%
EPS 5YN/A
EPS Q2Q%-10.72%
EPS Next Y-9.85%
EPS Next 2Y-2.23%
EPS Next 3Y1.26%
EPS Next 5YN/A
Revenue 1Y (TTM)10.02%
Revenue growth 3Y13.19%
Revenue growth 5YN/A
Sales Q2Q%13.78%
Revenue Next Year17.17%
Revenue Next 2Y11.4%
Revenue Next 3Y9.55%
Revenue Next 5YN/A
EBIT growth 1Y-17.59%
EBIT growth 3Y7.98%
EBIT growth 5YN/A
EBIT Next Year24.26%
EBIT Next 3Y12.33%
EBIT Next 5YN/A
FCF growth 1Y-18.92%
FCF growth 3Y42.18%
FCF growth 5YN/A
OCF growth 1Y74.47%
OCF growth 3Y54.21%
OCF growth 5YN/A