FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe • Euronext Milan • BIT:FUM • IT0005335754
3.89 EUR
-0.08 (-2.02%)
Last: Jan 22, 2026, 07:00 PM
Taking everything into account, FUM scores 4 out of 10 in our fundamental rating. FUM was compared to 17 industry peers in the Construction Materials industry. FUM has an average financial health and profitability rating. FUM does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year FUM was profitable.
- In the past year FUM had a positive cash flow from operations.
- In the past 5 years FUM has always been profitable.
- In the past 5 years FUM always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.33%, FUM is in the better half of the industry, outperforming 64.71% of the companies in the same industry.
- FUM's Return On Equity of 8.60% is in line compared to the rest of the industry. FUM outperforms 47.06% of its industry peers.
- FUM's Return On Invested Capital of 6.69% is in line compared to the rest of the industry. FUM outperforms 47.06% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for FUM is in line with the industry average of 7.81%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROIC | 6.69% |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
1.3 Margins
- FUM has a Profit Margin of 13.04%. This is in the better half of the industry: FUM outperforms 76.47% of its industry peers.
- In the last couple of years the Profit Margin of FUM has declined.
- FUM's Operating Margin of 19.39% is amongst the best of the industry. FUM outperforms 88.24% of its industry peers.
- In the last couple of years the Operating Margin of FUM has declined.
- FUM's Gross Margin of 48.23% is in line compared to the rest of the industry. FUM outperforms 47.06% of its industry peers.
- FUM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% |
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so FUM is still creating some value.
- FUM has about the same amout of shares outstanding than it did 1 year ago.
- The number of shares outstanding for FUM has been increased compared to 5 years ago.
- FUM has about the same debt/assets ratio as last year.
2.2 Solvency
- An Altman-Z score of 2.40 indicates that FUM is not a great score, but indicates only limited risk for bankruptcy at the moment.
- FUM has a Altman-Z score (2.40) which is in line with its industry peers.
- A Debt/Equity ratio of 0.25 indicates that FUM is not too dependend on debt financing.
- FUM has a Debt to Equity ratio of 0.25. This is in the better half of the industry: FUM outperforms 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.4 |
ROIC/WACC0.88
WACC7.58%
2.3 Liquidity
- FUM has a Current Ratio of 3.06. This indicates that FUM is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 3.06, FUM belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
- FUM has a Quick Ratio of 1.81. This is a normal value and indicates that FUM is financially healthy and should not expect problems in meeting its short term obligations.
- FUM has a Quick ratio of 1.81. This is amongst the best in the industry. FUM outperforms 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 |
3. Growth
3.1 Past
- The earnings per share for FUM have decreased strongly by -40.82% in the last year.
- FUM shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -34.58% yearly.
- FUM shows a decrease in Revenue. In the last year, the revenue decreased by -5.33%.
- The Revenue has been growing slightly by 4.24% on average over the past years.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
3.2 Future
- Based on estimates for the next years, FUM will show a decrease in Earnings Per Share. The EPS will decrease by -7.36% on average per year.
- The Revenue is expected to grow by 2.69% on average over the next years.
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 17.68, the valuation of FUM can be described as rather expensive.
- FUM's Price/Earnings is on the same level as the industry average.
- FUM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.39.
- A Price/Forward Earnings ratio of 13.28 indicates a correct valuation of FUM.
- FUM's Price/Forward Earnings ratio is in line with the industry average.
- FUM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.68 | ||
| Fwd PE | 13.28 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FUM is valued cheaply inside the industry as 82.35% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.18 |
4.3 Compensation for Growth
- FUM's earnings are expected to decrease with -7.36% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
5. Dividend
5.1 Amount
- FUM has a Yearly Dividend Yield of 2.57%.
- In the last 3 months the price of FUM has falen by -27.96%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- FUM's Dividend Yield is comparable with the industry average which is at 2.76.
- FUM's Dividend Yield is a higher than the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.57% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ
What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.
What is the valuation status for FUM stock?
ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.
What is the profitability of FUM stock?
FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for FUM stock?
The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 17.68 and the Price/Book (PB) ratio is 1.06.
How financially healthy is FRANCHI UMBERTO MARMI SPA?
The financial health rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 5 / 10.