FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis

BIT:FUM • IT0005335754

3.8 EUR
-0.06 (-1.55%)
Last: Feb 3, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

FUM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 14 industry peers in the Construction Materials industry. Both the profitability and the financial health of FUM get a neutral evaluation. Nothing too spectacular is happening here. FUM does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year FUM was profitable.
  • FUM had a positive operating cash flow in the past year.
  • FUM had positive earnings in each of the past 5 years.
  • FUM had a positive operating cash flow in each of the past 5 years.
FUM.MI Yearly Net Income VS EBIT VS OCF VS FCFFUM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M

1.2 Ratios

  • FUM has a better Return On Assets (5.33%) than 66.67% of its industry peers.
  • FUM's Return On Equity of 8.60% is in line compared to the rest of the industry. FUM outperforms 46.67% of its industry peers.
  • FUM's Return On Invested Capital of 6.69% is in line compared to the rest of the industry. FUM outperforms 46.67% of its industry peers.
  • FUM had an Average Return On Invested Capital over the past 3 years of 8.58%. This is in line with the industry average of 7.87%.
Industry RankSector Rank
ROA 5.33%
ROE 8.6%
ROIC 6.69%
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
FUM.MI Yearly ROA, ROE, ROICFUM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

1.3 Margins

  • Looking at the Profit Margin, with a value of 13.04%, FUM is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • In the last couple of years the Profit Margin of FUM has declined.
  • FUM has a better Operating Margin (19.39%) than 86.67% of its industry peers.
  • In the last couple of years the Operating Margin of FUM has declined.
  • FUM has a Gross Margin of 48.23%. This is in the lower half of the industry: FUM underperforms 60.00% of its industry peers.
  • In the last couple of years the Gross Margin of FUM has declined.
Industry RankSector Rank
OM 19.39%
PM (TTM) 13.04%
GM 48.23%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
FUM.MI Yearly Profit, Operating, Gross MarginsFUM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), FUM is creating some value.
  • Compared to 1 year ago, FUM has about the same amount of shares outstanding.
  • The number of shares outstanding for FUM has been increased compared to 5 years ago.
  • FUM has about the same debt/assets ratio as last year.
FUM.MI Yearly Shares OutstandingFUM.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
FUM.MI Yearly Total Debt VS Total AssetsFUM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • FUM has an Altman-Z score of 2.38. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.38, FUM is in line with its industry, outperforming 46.67% of the companies in the same industry.
  • A Debt/Equity ratio of 0.25 indicates that FUM is not too dependend on debt financing.
  • FUM has a Debt to Equity ratio of 0.25. This is in the better half of the industry: FUM outperforms 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF N/A
Altman-Z 2.38
ROIC/WACC0.89
WACC7.52%
FUM.MI Yearly LT Debt VS Equity VS FCFFUM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

  • A Current Ratio of 3.06 indicates that FUM has no problem at all paying its short term obligations.
  • FUM has a better Current ratio (3.06) than 86.67% of its industry peers.
  • A Quick Ratio of 1.81 indicates that FUM should not have too much problems paying its short term obligations.
  • FUM's Quick ratio of 1.81 is fine compared to the rest of the industry. FUM outperforms 80.00% of its industry peers.
Industry RankSector Rank
Current Ratio 3.06
Quick Ratio 1.81
FUM.MI Yearly Current Assets VS Current LiabilitesFUM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for FUM have decreased strongly by -40.82% in the last year.
  • The earnings per share for FUM have been decreasing by -34.58% on average. This is quite bad
  • FUM shows a decrease in Revenue. In the last year, the revenue decreased by -5.33%.
  • Measured over the past years, FUM shows a small growth in Revenue. The Revenue has been growing by 4.24% on average per year.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%

3.2 Future

  • FUM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.36% yearly.
  • FUM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.69% yearly.
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FUM.MI Yearly Revenue VS EstimatesFUM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
FUM.MI Yearly EPS VS EstimatesFUM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 0.1 0.2 0.3 0.4 0.5

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • FUM is valuated rather expensively with a Price/Earnings ratio of 17.27.
  • The rest of the industry has a similar Price/Earnings ratio as FUM.
  • The average S&P500 Price/Earnings ratio is at 27.13. FUM is valued slightly cheaper when compared to this.
  • Based on the Price/Forward Earnings ratio of 12.97, the valuation of FUM can be described as correct.
  • FUM's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of FUM to the average of the S&P500 Index (28.11), we can say FUM is valued rather cheaply.
Industry RankSector Rank
PE 17.27
Fwd PE 12.97
FUM.MI Price Earnings VS Forward Price EarningsFUM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FUM indicates a somewhat cheap valuation: FUM is cheaper than 73.33% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 6.06
FUM.MI Per share dataFUM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • A cheap valuation may be justified as FUM's earnings are expected to decrease with -7.36% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.75%, FUM has a reasonable but not impressive dividend return.
  • In the last 3 months the price of FUM has falen by -26.21%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • FUM's Dividend Yield is a higher than the industry average which is at 2.49.
  • FUM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.75%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • FUM pays out 50.00% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
FUM.MI Yearly Income VS Free CF VS DividendFUM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M 20M
FUM.MI Dividend Payout.FUM.MI Dividend Payout, showing the Payout Ratio.FUM.MI Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

FRANCHI UMBERTO MARMI SPA

BIT:FUM (2/3/2026, 7:00:00 PM)

3.8

-0.06 (-1.55%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners1.97%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap124.79M
Revenue(TTM)74.87M
Net Income(TTM)10.41M
Analysts80
Price Target8.06 (112.11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.75%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-13.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-12.16%
EPS NY rev (3m)-12.16%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.96%
Valuation
Industry RankSector Rank
PE 17.27
Fwd PE 12.97
P/S 1.56
P/FCF N/A
P/OCF 22.16
P/B 1.03
P/tB 1.65
EV/EBITDA 6.06
EPS(TTM)0.22
EY5.79%
EPS(NY)0.29
Fwd EY7.71%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.51%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.27
Profitability
Industry RankSector Rank
ROA 5.33%
ROE 8.6%
ROCE 9.35%
ROIC 6.69%
ROICexc 7.32%
ROICexgc 10.48%
OM 19.39%
PM (TTM) 13.04%
GM 48.23%
FCFM N/A
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0.25
Debt/FCF N/A
Debt/EBITDA 1.25
Cap/Depr 73%
Cap/Sales 8.03%
Interest Coverage 250
Cash Conversion 23.22%
Profit Quality N/A
Current Ratio 3.06
Quick Ratio 1.81
Altman-Z 2.38
F-Score4
WACC7.52%
ROIC/WACC0.89
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
EPS Next Y-37.35%
EPS Next 2Y-16.41%
EPS Next 3Y-7.36%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
Revenue Next Year-2.74%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year17.96%
EBIT Next 3Y9.2%
EBIT Next 5Y7.98%
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%

FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ

What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.


What is the valuation status for FUM stock?

ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.


What is the profitability of FUM stock?

FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for FUM stock?

The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 17.27 and the Price/Book (PB) ratio is 1.03.


How financially healthy is FRANCHI UMBERTO MARMI SPA?

The financial health rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 5 / 10.