FRANCHI UMBERTO MARMI SPA (FUM.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:FUM - IT0005335754 - Common Stock
3.78 EUR
0 (0%)
Taking everything into account, FUM scores 4 out of 10 in our fundamental rating. FUM was compared to 14 industry peers in the Construction Materials industry. Both the profitability and the financial health of FUM get a neutral evaluation. Nothing too spectacular is happening here. FUM does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year FUM was profitable.
FUM had a positive operating cash flow in the past year.
FUM had positive earnings in each of the past 5 years.
FUM had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.33%, FUM is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
FUM has a Return On Equity (8.60%) which is comparable to the rest of the industry.
The Return On Invested Capital of FUM (6.69%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for FUM is in line with the industry average of 7.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROIC | 6.69% |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
1.3 Margins
FUM has a Profit Margin of 13.04%. This is amongst the best in the industry. FUM outperforms 85.71% of its industry peers.
In the last couple of years the Profit Margin of FUM has declined.
FUM has a better Operating Margin (19.39%) than 92.86% of its industry peers.
FUM's Operating Margin has declined in the last couple of years.
FUM has a Gross Margin of 48.23%. This is comparable to the rest of the industry: FUM outperforms 42.86% of its industry peers.
FUM's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% |
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
2. Health
2.1 Basic Checks
FUM has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, FUM has about the same amount of shares outstanding.
FUM has more shares outstanding than it did 5 years ago.
The debt/assets ratio for FUM has remained at the same level compared to a year ago.
2.2 Solvency
FUM has an Altman-Z score of 2.35. This is not the best score and indicates that FUM is in the grey zone with still only limited risk for bankruptcy at the moment.
FUM has a Altman-Z score (2.35) which is in line with its industry peers.
FUM has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
FUM's Debt to Equity ratio of 0.25 is fine compared to the rest of the industry. FUM outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.35 |
ROIC/WACC0.93
WACC7.18%
2.3 Liquidity
A Current Ratio of 3.06 indicates that FUM has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 3.06, FUM belongs to the top of the industry, outperforming 92.86% of the companies in the same industry.
A Quick Ratio of 1.81 indicates that FUM should not have too much problems paying its short term obligations.
FUM's Quick ratio of 1.81 is amongst the best of the industry. FUM outperforms 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 |
3. Growth
3.1 Past
The earnings per share for FUM have decreased strongly by -40.82% in the last year.
The earnings per share for FUM have been decreasing by -34.58% on average. This is quite bad
The Revenue has decreased by -5.33% in the past year.
Measured over the past years, FUM shows a small growth in Revenue. The Revenue has been growing by 4.24% on average per year.
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
3.2 Future
FUM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.75% yearly.
Based on estimates for the next years, FUM will show a small growth in Revenue. The Revenue will grow by 2.69% on average per year.
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 17.18 indicates a rather expensive valuation of FUM.
The rest of the industry has a similar Price/Earnings ratio as FUM.
Compared to an average S&P500 Price/Earnings ratio of 26.84, FUM is valued a bit cheaper.
The Price/Forward Earnings ratio is 11.45, which indicates a very decent valuation of FUM.
Based on the Price/Forward Earnings ratio, FUM is valued a bit cheaper than 64.29% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of FUM to the average of the S&P500 Index (23.40), we can say FUM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.18 | ||
| Fwd PE | 11.45 |
4.2 Price Multiples
71.43% of the companies in the same industry are more expensive than FUM, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.9 |
4.3 Compensation for Growth
FUM's earnings are expected to decrease with -3.75% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.78%, FUM has a reasonable but not impressive dividend return.
The stock price of FUM dropped by -34.29% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 2.78, FUM has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, FUM pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.78% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
50.00% of the earnings are spent on dividend by FUM. This is a bit on the high side, but may be sustainable.
DP50%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
BIT:FUM (11/28/2025, 7:00:00 PM)
3.78
0 (0%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners2.05%
Inst Owner ChangeN/A
Ins Owners10.11%
Ins Owner ChangeN/A
Market Cap124.14M
Revenue(TTM)74.87M
Net Income(TTM)10.41M
Analysts82.5
Price Target9.36 (147.62%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.78% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DP50%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-24.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.18 | ||
| Fwd PE | 11.45 | ||
| P/S | 1.55 | ||
| P/FCF | N/A | ||
| P/OCF | 22.04 | ||
| P/B | 1.03 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | 5.9 |
EPS(TTM)0.22
EY5.82%
EPS(NY)0.33
Fwd EY8.74%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.17
OCFY4.54%
SpS2.43
BVpS3.68
TBVpS2.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.33% | ||
| ROE | 8.6% | ||
| ROCE | 9.35% | ||
| ROIC | 6.69% | ||
| ROICexc | 7.32% | ||
| ROICexgc | 10.48% | ||
| OM | 19.39% | ||
| PM (TTM) | 13.04% | ||
| GM | 48.23% | ||
| FCFM | N/A |
ROA(3y)7.07%
ROA(5y)7.67%
ROE(3y)11.63%
ROE(5y)11.9%
ROIC(3y)8.58%
ROIC(5y)9.86%
ROICexc(3y)10.36%
ROICexc(5y)11.89%
ROICexgc(3y)16.76%
ROICexgc(5y)17.92%
ROCE(3y)12.17%
ROCE(5y)13.99%
ROICexgc growth 3Y-24.3%
ROICexgc growth 5Y-18.18%
ROICexc growth 3Y-17.83%
ROICexc growth 5Y-23.84%
OM growth 3Y-17.76%
OM growth 5Y-12.4%
PM growth 3Y-6.48%
PM growth 5Y-12.61%
GM growth 3Y-5.17%
GM growth 5Y-3.43%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 73% | ||
| Cap/Sales | 8.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 23.22% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.06 | ||
| Quick Ratio | 1.81 | ||
| Altman-Z | 2.35 |
F-Score4
WACC7.18%
ROIC/WACC0.93
Cap/Depr(3y)72.73%
Cap/Depr(5y)102.35%
Cap/Sales(3y)7.2%
Cap/Sales(5y)5.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-40.82%
EPS 3Y0%
EPS 5Y-34.58%
EPS Q2Q%-45.4%
EPS Next Y-28.67%
EPS Next 2Y-11.23%
EPS Next 3Y-3.75%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.33%
Revenue growth 3Y7.07%
Revenue growth 5Y4.24%
Sales Q2Q%-11.59%
Revenue Next Year0.23%
Revenue Next 2Y1.66%
Revenue Next 3Y2.69%
Revenue Next 5YN/A
EBIT growth 1Y-10.1%
EBIT growth 3Y-11.95%
EBIT growth 5Y-8.69%
EBIT Next Year26.03%
EBIT Next 3Y12.26%
EBIT Next 5Y8.71%
FCF growth 1Y-118.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.69%
OCF growth 3Y-38.06%
OCF growth 5Y-16.36%
FRANCHI UMBERTO MARMI SPA / FUM.MI FAQ
What is the ChartMill fundamental rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FUM.MI.
What is the valuation status of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to FRANCHI UMBERTO MARMI SPA (FUM.MI). This can be considered as Overvalued.
How profitable is FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
FRANCHI UMBERTO MARMI SPA (FUM.MI) has a profitability rating of 5 / 10.
What is the valuation of FRANCHI UMBERTO MARMI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FRANCHI UMBERTO MARMI SPA (FUM.MI) is 17.18 and the Price/Book (PB) ratio is 1.03.
How sustainable is the dividend of FRANCHI UMBERTO MARMI SPA (FUM.MI) stock?
The dividend rating of FRANCHI UMBERTO MARMI SPA (FUM.MI) is 3 / 10 and the dividend payout ratio is 50%.