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FINTECH SELECT LTD (FTEC.CA) Stock Fundamental Analysis

TSX-V:FTEC - TSX Venture Exchange - CA31810H1073 - Common Stock - Currency: CAD

0.025  0 (0%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to FTEC. FTEC was compared to 15 industry peers in the IT Services industry. FTEC has an average financial health and profitability rating. FTEC has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

FTEC had positive earnings in the past year.
FTEC had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: FTEC reported negative net income in multiple years.
FTEC had a positive operating cash flow in 4 of the past 5 years.
FTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFFTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M -4M

1.2 Ratios

The Return On Assets of FTEC (44.38%) is better than 100.00% of its industry peers.
Industry RankSector Rank
ROA 44.38%
ROE N/A
ROIC N/A
ROA(3y)99.25%
ROA(5y)61.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FTEC.CA Yearly ROA, ROE, ROICFTEC.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 100 200

1.3 Margins

FTEC's Profit Margin of 10.89% is fine compared to the rest of the industry. FTEC outperforms 78.57% of its industry peers.
In the last couple of years the Profit Margin of FTEC has declined.
FTEC has a better Operating Margin (8.32%) than 85.71% of its industry peers.
FTEC's Operating Margin has declined in the last couple of years.
FTEC's Gross Margin of 94.04% is amongst the best of the industry. FTEC outperforms 100.00% of its industry peers.
In the last couple of years the Gross Margin of FTEC has grown nicely.
Industry RankSector Rank
OM 8.32%
PM (TTM) 10.89%
GM 94.04%
OM growth 3Y-19.19%
OM growth 5YN/A
PM growth 3Y-15.04%
PM growth 5Y-19.38%
GM growth 3Y2.38%
GM growth 5Y4.33%
FTEC.CA Yearly Profit, Operating, Gross MarginsFTEC.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20 -20 40 60 80

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4

2. Health

2.1 Basic Checks

FTEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
FTEC has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for FTEC has been increased compared to 5 years ago.
FTEC has a better debt/assets ratio than last year.
FTEC.CA Yearly Shares OutstandingFTEC.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M
FTEC.CA Yearly Total Debt VS Total AssetsFTEC.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 1M 2M 3M

2.2 Solvency

Based on the Altman-Z score of -29.99, we must say that FTEC is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -29.99, FTEC is not doing good in the industry: 85.71% of the companies in the same industry are doing better.
FTEC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 0
Altman-Z -29.99
ROIC/WACCN/A
WACC9.75%
FTEC.CA Yearly LT Debt VS Equity VS FCFFTEC.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M -4M -6M -8M -10M

2.3 Liquidity

FTEC has a Current Ratio of 0.88. This is a bad value and indicates that FTEC is not financially healthy enough and could expect problems in meeting its short term obligations.
FTEC has a worse Current ratio (0.88) than 64.29% of its industry peers.
A Quick Ratio of 0.88 indicates that FTEC may have some problems paying its short term obligations.
The Quick ratio of FTEC (0.88) is worse than 64.29% of its industry peers.
Industry RankSector Rank
Current Ratio 0.88
Quick Ratio 0.88
FTEC.CA Yearly Current Assets VS Current LiabilitesFTEC.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M

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2

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 1345.45% over the past year.
The earnings per share for FTEC have been decreasing by -19.13% on average. This is quite bad
The Revenue has been growing slightly by 6.45% in the past year.
FTEC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.79% yearly.
EPS 1Y (TTM)1345.45%
EPS 3Y-9.74%
EPS 5Y-19.13%
EPS Q2Q%15.82%
Revenue 1Y (TTM)6.45%
Revenue growth 3Y9.83%
Revenue growth 5Y4.79%
Sales Q2Q%3.69%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FTEC.CA Yearly Revenue VS EstimatesFTEC.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M 20M
FTEC.CA Yearly EPS VS EstimatesFTEC.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

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4

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 2.50, the valuation of FTEC can be described as very cheap.
Based on the Price/Earnings ratio, FTEC is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of FTEC to the average of the S&P500 Index (29.01), we can say FTEC is valued rather cheaply.
Industry RankSector Rank
PE 2.5
Fwd PE N/A
FTEC.CA Price Earnings VS Forward Price EarningsFTEC.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

100.00% of the companies in the same industry are more expensive than FTEC, based on the Enterprise Value to EBITDA ratio.
FTEC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. FTEC is cheaper than 78.57% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.55
EV/EBITDA 2.37
FTEC.CA Per share dataFTEC.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.01 0.02 0.03 0.04 0.05

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

FTEC does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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FINTECH SELECT LTD

TSX-V:FTEC (2/25/2025, 7:00:00 PM)

0.025

0 (0%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners6.85%
Ins Owner ChangeN/A
Market Cap2.00M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.5
Fwd PE N/A
P/S 0.5
P/FCF 5.55
P/OCF 5.5
P/B N/A
P/tB N/A
EV/EBITDA 2.37
EPS(TTM)0.01
EY40%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0
FCFY18.03%
OCF(TTM)0
OCFY18.17%
SpS0.05
BVpS0
TBVpS0
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 44.38%
ROE N/A
ROCE -694.26%
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 8.32%
PM (TTM) 10.89%
GM 94.04%
FCFM 8.95%
ROA(3y)99.25%
ROA(5y)61.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.19%
OM growth 5YN/A
PM growth 3Y-15.04%
PM growth 5Y-19.38%
GM growth 3Y2.38%
GM growth 5Y4.33%
F-Score5
Asset Turnover4.07
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 15.76%
Cap/Sales 0.07%
Interest Coverage 250
Cash Conversion 102.86%
Profit Quality 82.2%
Current Ratio 0.88
Quick Ratio 0.88
Altman-Z -29.99
F-Score5
WACC9.75%
ROIC/WACCN/A
Cap/Depr(3y)2.95%
Cap/Depr(5y)11.28%
Cap/Sales(3y)0.12%
Cap/Sales(5y)0.61%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1345.45%
EPS 3Y-9.74%
EPS 5Y-19.13%
EPS Q2Q%15.82%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.45%
Revenue growth 3Y9.83%
Revenue growth 5Y4.79%
Sales Q2Q%3.69%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.47%
EBIT growth 3Y-11.25%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y99.87%
FCF growth 3Y56.11%
FCF growth 5YN/A
OCF growth 1Y95.44%
OCF growth 3Y38.07%
OCF growth 5YN/A