FREEDOM HOLDING CORP/NV (FRHC) Stock Fundamental Analysis
USA - NASDAQ:FRHC - US3563901046 - Common Stock
164.69 USD
+2.8 (+1.73%)
168 USD
+3.31 (+2.01%)
Overall FRHC gets a fundamental rating of 3 out of 10. We evaluated FRHC against 237 industry peers in the Capital Markets industry. While FRHC is still in line with the averages on profitability rating, there are concerns on its financial health. FRHC is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
FRHC had positive earnings in the past year.
FRHC had a positive operating cash flow in the past year.
In the past 5 years FRHC has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: FRHC reported negative operating cash flow in multiple years.
1.2 Ratios
FRHC's Return On Assets of 0.83% is on the low side compared to the rest of the industry. FRHC is outperformed by 67.51% of its industry peers.
With a Return On Equity value of 6.56%, FRHC perfoms like the industry average, outperforming 43.46% of the companies in the same industry.
FRHC has a Return On Invested Capital of 10.88%. This is amongst the best in the industry. FRHC outperforms 85.65% of its industry peers.
FRHC had an Average Return On Invested Capital over the past 3 years of 12.87%. This is significantly above the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 6.56% | ||
| ROIC | 10.88% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
1.3 Margins
FRHC has a Profit Margin of 3.86%. This is in the lower half of the industry: FRHC underperforms 68.35% of its industry peers.
FRHC's Profit Margin has declined in the last couple of years.
FRHC has a Operating Margin (27.28%) which is in line with its industry peers.
FRHC's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 65.17%, FRHC is in the better half of the industry, outperforming 73.00% of the companies in the same industry.
FRHC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.28% | ||
| PM (TTM) | 3.86% | ||
| GM | 65.17% |
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
2. Health
2.1 Basic Checks
Compared to 1 year ago, FRHC has more shares outstanding
The number of shares outstanding for FRHC has been increased compared to 5 years ago.
Compared to 1 year ago, FRHC has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.90, we must say that FRHC is in the distress zone and has some risk of bankruptcy.
FRHC's Altman-Z score of 0.90 is in line compared to the rest of the industry. FRHC outperforms 50.21% of its industry peers.
The Debt to FCF ratio of FRHC is 1.44, which is an excellent value as it means it would take FRHC, only 1.44 years of fcf income to pay off all of its debts.
FRHC has a better Debt to FCF ratio (1.44) than 87.76% of its industry peers.
A Debt/Equity ratio of 1.42 is on the high side and indicates that FRHC has dependencies on debt financing.
FRHC's Debt to Equity ratio of 1.42 is on the low side compared to the rest of the industry. FRHC is outperformed by 68.78% of its industry peers.
Even though the debt/equity ratio score it not favorable for FRHC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.42 | ||
| Debt/FCF | 1.44 | ||
| Altman-Z | 0.9 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FRHC has a Current Ratio of 0.53. This is a bad value and indicates that FRHC is not financially healthy enough and could expect problems in meeting its short term obligations.
FRHC has a Current ratio of 0.53. This is in the lower half of the industry: FRHC underperforms 76.79% of its industry peers.
A Quick Ratio of 0.53 indicates that FRHC may have some problems paying its short term obligations.
With a Quick ratio value of 0.53, FRHC is not doing good in the industry: 76.37% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
The earnings per share for FRHC have decreased strongly by -77.46% in the last year.
The Earnings Per Share has been growing by 26.62% on average over the past years. This is a very strong growth
FRHC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.97%.
FRHC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 75.39% yearly.
EPS 1Y (TTM)-77.46%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-12.8%
Revenue 1Y (TTM)17.97%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%24.01%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 127.67 indicates a quite expensive valuation of FRHC.
80.17% of the companies in the same industry are cheaper than FRHC, based on the Price/Earnings ratio.
FRHC is valuated expensively when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 127.67 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FRHC is valued a bit cheaper than the industry average as 77.64% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, FRHC is valued a bit cheaper than the industry average as 76.37% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.36 | ||
| EV/EBITDA | 17.31 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.8
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
FRHC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
164.69
+2.8 (+1.73%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.07%
Inst Owner Change82.03%
Ins Owners1.23%
Ins Owner Change11.29%
Market Cap10.08B
Analysts0
Price TargetN/A
Short Float %3.59%
Short Ratio3.76
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 127.67 | ||
| Fwd PE | N/A | ||
| P/S | 4.83 | ||
| P/FCF | 8.36 | ||
| P/OCF | 7.71 | ||
| P/B | 8.2 | ||
| P/tB | 8.95 | ||
| EV/EBITDA | 17.31 |
EPS(TTM)1.29
EY0.78%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)19.7
FCFY11.96%
OCF(TTM)21.36
OCFY12.97%
SpS34.09
BVpS20.08
TBVpS18.4
PEG (NY)N/A
PEG (5Y)4.8
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 6.56% | ||
| ROCE | 18.13% | ||
| ROIC | 10.88% | ||
| ROICexc | 12.58% | ||
| ROICexgc | 13.7% | ||
| OM | 27.28% | ||
| PM (TTM) | 3.86% | ||
| GM | 65.17% | ||
| FCFM | 57.78% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
ROICexc(3y)15.36%
ROICexc(5y)14.75%
ROICexgc(3y)16.08%
ROICexgc(5y)15.21%
ROCE(3y)30.86%
ROCE(5y)27.65%
ROICexcg growth 3Y-3.11%
ROICexcg growth 5Y-0.68%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-1.3%
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
F-Score4
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.42 | ||
| Debt/FCF | 1.44 | ||
| Debt/EBITDA | 2.96 | ||
| Cap/Depr | 533.2% | ||
| Cap/Sales | 4.88% | ||
| Interest Coverage | 1.19 | ||
| Cash Conversion | 222.23% | ||
| Profit Quality | 1495.28% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.9 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)535.11%
Cap/Depr(5y)365.28%
Cap/Sales(3y)4.06%
Cap/Sales(5y)2.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-77.46%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-12.8%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.97%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%24.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.67%
EBIT growth 3Y10.29%
EBIT growth 5Y73.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y173.32%
FCF growth 3YN/A
FCF growth 5Y109.13%
OCF growth 1Y181.72%
OCF growth 3YN/A
OCF growth 5Y106.96%