FREEDOM HOLDING CORP/NV (FRHC) Stock Fundamental Analysis
NASDAQ:FRHC - Nasdaq - US3563901046 - Common Stock - Currency: USD
We assign a fundamental rating of 3 out of 10 to FRHC. FRHC was compared to 233 industry peers in the Capital Markets industry. While FRHC is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, FRHC is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year FRHC was profitable.
In the past year FRHC had a positive cash flow from operations.
Each year in the past 5 years FRHC has been profitable.
In multiple years FRHC reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 0.85%, FRHC is not doing good in the industry: 66.95% of the companies in the same industry are doing better.
FRHC's Return On Equity of 6.97% is in line compared to the rest of the industry. FRHC outperforms 45.49% of its industry peers.
FRHC's Return On Invested Capital of 11.05% is amongst the best of the industry. FRHC outperforms 85.41% of its industry peers.
The Average Return On Invested Capital over the past 3 years for FRHC is significantly above the industry average of 7.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 6.97% | ||
| ROIC | 11.05% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
1.3 Margins
With a Profit Margin value of 4.26%, FRHC is not doing good in the industry: 67.38% of the companies in the same industry are doing better.
FRHC's Profit Margin has declined in the last couple of years.
The Operating Margin of FRHC (29.44%) is comparable to the rest of the industry.
FRHC's Operating Margin has been stable in the last couple of years.
FRHC has a better Gross Margin (66.00%) than 71.67% of its industry peers.
FRHC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 29.44% | ||
| PM (TTM) | 4.26% | ||
| GM | 66% |
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
2. Health
2.1 Basic Checks
Compared to 1 year ago, FRHC has more shares outstanding
FRHC has more shares outstanding than it did 5 years ago.
FRHC has a better debt/assets ratio than last year.
2.2 Solvency
FRHC has an Altman-Z score of 1.15. This is a bad value and indicates that FRHC is not financially healthy and even has some risk of bankruptcy.
FRHC's Altman-Z score of 1.15 is in line compared to the rest of the industry. FRHC outperforms 55.36% of its industry peers.
The Debt to FCF ratio of FRHC is 1.19, which is an excellent value as it means it would take FRHC, only 1.19 years of fcf income to pay off all of its debts.
FRHC has a Debt to FCF ratio of 1.19. This is amongst the best in the industry. FRHC outperforms 87.12% of its industry peers.
A Debt/Equity ratio of 1.55 is on the high side and indicates that FRHC has dependencies on debt financing.
FRHC has a worse Debt to Equity ratio (1.55) than 74.25% of its industry peers.
Even though the debt/equity ratio score it not favorable for FRHC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 1.19 | ||
| Altman-Z | 1.15 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.95 indicates that FRHC may have some problems paying its short term obligations.
With a Current ratio value of 0.95, FRHC is not doing good in the industry: 60.09% of the companies in the same industry are doing better.
FRHC has a Quick Ratio of 0.95. This is a bad value and indicates that FRHC is not financially healthy enough and could expect problems in meeting its short term obligations.
FRHC has a Quick ratio (0.95) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
The earnings per share for FRHC have decreased strongly by -78.36% in the last year.
Measured over the past years, FRHC shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.62% on average per year.
Looking at the last year, FRHC shows a quite strong growth in Revenue. The Revenue has grown by 19.19% in the last year.
Measured over the past years, FRHC shows a very strong growth in Revenue. The Revenue has been growing by 75.39% on average per year.
EPS 1Y (TTM)-78.36%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-251.31%
Revenue 1Y (TTM)19.19%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%-27.15%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 113.61, FRHC can be considered very expensive at the moment.
Based on the Price/Earnings ratio, FRHC is valued a bit more expensive than the industry average as 77.68% of the companies are valued more cheaply.
FRHC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.19.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 113.61 | ||
| Fwd PE | N/A |
4.2 Price Multiples
80.26% of the companies in the same industry are more expensive than FRHC, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, FRHC is valued cheaply inside the industry as 81.97% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.01 | ||
| EV/EBITDA | 14.91 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.27
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
FRHC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
155.64
+3 (+1.97%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.03%
Inst Owner Change0%
Ins Owners1.02%
Ins Owner Change1.77%
Market Cap9.53B
Analysts0
Price TargetN/A
Short Float %4.04%
Short Ratio4.32
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 113.61 | ||
| Fwd PE | N/A | ||
| P/S | 4.8 | ||
| P/FCF | 6.01 | ||
| P/OCF | 5.67 | ||
| P/B | 7.85 | ||
| P/tB | 8.58 | ||
| EV/EBITDA | 14.91 |
EPS(TTM)1.37
EY0.88%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)25.91
FCFY16.65%
OCF(TTM)27.46
OCFY17.65%
SpS32.45
BVpS19.84
TBVpS18.15
PEG (NY)N/A
PEG (5Y)4.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 6.97% | ||
| ROCE | 20.59% | ||
| ROIC | 11.05% | ||
| ROICexc | 13.76% | ||
| ROICexgc | 14.19% | ||
| OM | 29.44% | ||
| PM (TTM) | 4.26% | ||
| GM | 66% | ||
| FCFM | 79.83% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
ROICexc(3y)15.36%
ROICexc(5y)14.75%
ROICexgc(3y)15.7%
ROICexgc(5y)14.99%
ROCE(3y)30.86%
ROCE(5y)27.65%
ROICexcg growth 3Y-4.1%
ROICexcg growth 5Y-1.29%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-1.3%
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
F-Score4
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 1.19 | ||
| Debt/EBITDA | 3.14 | ||
| Cap/Depr | 555.59% | ||
| Cap/Sales | 4.8% | ||
| Interest Coverage | 1.14 | ||
| Cash Conversion | 279.29% | ||
| Profit Quality | 1873.28% | ||
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 1.15 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)535.11%
Cap/Depr(5y)365.28%
Cap/Sales(3y)4.06%
Cap/Sales(5y)2.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-78.36%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-251.31%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.19%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%-27.15%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.59%
EBIT growth 3Y10.29%
EBIT growth 5Y73.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y243.1%
FCF growth 3YN/A
FCF growth 5Y109.13%
OCF growth 1Y257.94%
OCF growth 3YN/A
OCF growth 5Y106.96%