FREEDOM HOLDING CORP/NV (FRHC) Stock Fundamental Analysis
USA - NASDAQ:FRHC - US3563901046 - Common Stock
169.69 USD
-2.29 (-1.33%)
We assign a fundamental rating of 3 out of 10 to FRHC. FRHC was compared to 237 industry peers in the Capital Markets industry. There are concerns on the financial health of FRHC while its profitability can be described as average. FRHC is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
FRHC had positive earnings in the past year.
FRHC had a positive operating cash flow in the past year.
FRHC had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: FRHC reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of FRHC (0.83%) is worse than 67.93% of its industry peers.
The Return On Equity of FRHC (6.56%) is comparable to the rest of the industry.
FRHC has a better Return On Invested Capital (10.88%) than 85.65% of its industry peers.
FRHC had an Average Return On Invested Capital over the past 3 years of 12.87%. This is significantly above the industry average of 7.58%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 6.56% | ||
| ROIC | 10.88% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
1.3 Margins
FRHC's Profit Margin of 3.86% is on the low side compared to the rest of the industry. FRHC is outperformed by 68.35% of its industry peers.
In the last couple of years the Profit Margin of FRHC has declined.
The Operating Margin of FRHC (27.28%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of FRHC has remained more or less at the same level.
FRHC has a Gross Margin of 65.17%. This is in the better half of the industry: FRHC outperforms 74.26% of its industry peers.
FRHC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.28% | ||
| PM (TTM) | 3.86% | ||
| GM | 65.17% |
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
2. Health
2.1 Basic Checks
The number of shares outstanding for FRHC has been increased compared to 1 year ago.
The number of shares outstanding for FRHC has been increased compared to 5 years ago.
FRHC has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.93, we must say that FRHC is in the distress zone and has some risk of bankruptcy.
FRHC has a Altman-Z score (0.93) which is in line with its industry peers.
The Debt to FCF ratio of FRHC is 1.44, which is an excellent value as it means it would take FRHC, only 1.44 years of fcf income to pay off all of its debts.
FRHC's Debt to FCF ratio of 1.44 is amongst the best of the industry. FRHC outperforms 89.03% of its industry peers.
FRHC has a Debt/Equity ratio of 1.42. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.42, FRHC is not doing good in the industry: 68.78% of the companies in the same industry are doing better.
Although FRHC does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.42 | ||
| Debt/FCF | 1.44 | ||
| Altman-Z | 0.93 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.53 indicates that FRHC may have some problems paying its short term obligations.
FRHC's Current ratio of 0.53 is on the low side compared to the rest of the industry. FRHC is outperformed by 77.64% of its industry peers.
A Quick Ratio of 0.53 indicates that FRHC may have some problems paying its short term obligations.
FRHC has a worse Quick ratio (0.53) than 77.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
FRHC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -77.46%.
FRHC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.62% yearly.
FRHC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.97%.
FRHC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 75.39% yearly.
EPS 1Y (TTM)-77.46%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-12.8%
Revenue 1Y (TTM)17.97%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%24.01%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 131.54, FRHC can be considered very expensive at the moment.
FRHC's Price/Earnings ratio is rather expensive when compared to the industry. FRHC is more expensive than 81.01% of the companies in the same industry.
When comparing the Price/Earnings ratio of FRHC to the average of the S&P500 Index (27.53), we can say FRHC is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 131.54 | ||
| Fwd PE | N/A |
4.2 Price Multiples
75.53% of the companies in the same industry are more expensive than FRHC, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FRHC indicates a somewhat cheap valuation: FRHC is cheaper than 75.11% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.61 | ||
| EV/EBITDA | 17.83 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.94
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for FRHC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:FRHC (10/15/2025, 8:00:00 PM)
169.69
-2.29 (-1.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners3.87%
Inst Owner Change-0.22%
Ins Owners1.23%
Ins Owner Change2.63%
Market Cap10.39B
Analysts0
Price TargetN/A
Short Float %3.3%
Short Ratio5.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 131.54 | ||
| Fwd PE | N/A | ||
| P/S | 4.98 | ||
| P/FCF | 8.61 | ||
| P/OCF | 7.94 | ||
| P/B | 8.45 | ||
| P/tB | 9.22 | ||
| EV/EBITDA | 17.83 |
EPS(TTM)1.29
EY0.76%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)19.7
FCFY11.61%
OCF(TTM)21.36
OCFY12.59%
SpS34.09
BVpS20.08
TBVpS18.4
PEG (NY)N/A
PEG (5Y)4.94
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 6.56% | ||
| ROCE | 18.13% | ||
| ROIC | 10.88% | ||
| ROICexc | 12.58% | ||
| ROICexgc | 13.7% | ||
| OM | 27.28% | ||
| PM (TTM) | 3.86% | ||
| GM | 65.17% | ||
| FCFM | 57.78% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
ROICexc(3y)15.36%
ROICexc(5y)14.75%
ROICexgc(3y)16.08%
ROICexgc(5y)15.21%
ROCE(3y)30.86%
ROCE(5y)27.65%
ROICexcg growth 3Y-3.11%
ROICexcg growth 5Y-0.68%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-1.3%
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
F-Score4
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.42 | ||
| Debt/FCF | 1.44 | ||
| Debt/EBITDA | 2.96 | ||
| Cap/Depr | 533.2% | ||
| Cap/Sales | 4.88% | ||
| Interest Coverage | 1.19 | ||
| Cash Conversion | 222.23% | ||
| Profit Quality | 1495.28% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.93 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)535.11%
Cap/Depr(5y)365.28%
Cap/Sales(3y)4.06%
Cap/Sales(5y)2.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-77.46%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-12.8%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.97%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%24.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.67%
EBIT growth 3Y10.29%
EBIT growth 5Y73.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y173.32%
FCF growth 3YN/A
FCF growth 5Y109.13%
OCF growth 1Y181.72%
OCF growth 3YN/A
OCF growth 5Y106.96%