131.88 USD
-4.89 (-3.58%)
FRHC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. There are concerns on the financial health of FRHC while its profitability can be described as average. FRHC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
FRHC had positive earnings in the past year.
FRHC had a positive operating cash flow in the past year.
FRHC had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: FRHC reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.04%, FRHC is doing worse than 74.26% of the companies in the same industry.
The Return On Equity of FRHC (0.36%) is worse than 72.57% of its industry peers.
FRHC's Return On Invested Capital of 9.98% is amongst the best of the industry. FRHC outperforms 85.65% of its industry peers.
FRHC had an Average Return On Invested Capital over the past 3 years of 12.87%. This is significantly above the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.04% | ||
| ROE | 0.36% | ||
| ROIC | 9.98% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
1.3 Margins
The Profit Margin of FRHC (0.22%) is worse than 73.42% of its industry peers.
FRHC's Profit Margin has declined in the last couple of years.
FRHC has a Operating Margin (24.18%) which is in line with its industry peers.
In the last couple of years the Operating Margin of FRHC has remained more or less at the same level.
FRHC has a Gross Margin of 64.42%. This is in the better half of the industry: FRHC outperforms 74.26% of its industry peers.
In the last couple of years the Gross Margin of FRHC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.18% | ||
| PM (TTM) | 0.22% | ||
| GM | 64.42% |
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
2. Health
2.1 Basic Checks
Compared to 1 year ago, FRHC has more shares outstanding
The number of shares outstanding for FRHC has been increased compared to 5 years ago.
Compared to 1 year ago, FRHC has an improved debt to assets ratio.
2.2 Solvency
FRHC has an Altman-Z score of 0.69. This is a bad value and indicates that FRHC is not financially healthy and even has some risk of bankruptcy.
FRHC has a Altman-Z score of 0.69. This is comparable to the rest of the industry: FRHC outperforms 45.57% of its industry peers.
The Debt to FCF ratio of FRHC is 0.73, which is an excellent value as it means it would take FRHC, only 0.73 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of FRHC (0.73) is better than 90.30% of its industry peers.
A Debt/Equity ratio of 1.27 is on the high side and indicates that FRHC has dependencies on debt financing.
The Debt to Equity ratio of FRHC (1.27) is worse than 64.98% of its industry peers.
Although FRHC does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 0.73 | ||
| Altman-Z | 0.69 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FRHC has a Current Ratio of 0.58. This is a bad value and indicates that FRHC is not financially healthy enough and could expect problems in meeting its short term obligations.
FRHC's Current ratio of 0.58 is on the low side compared to the rest of the industry. FRHC is outperformed by 70.89% of its industry peers.
A Quick Ratio of 0.58 indicates that FRHC may have some problems paying its short term obligations.
FRHC's Quick ratio of 0.58 is on the low side compared to the rest of the industry. FRHC is outperformed by 70.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
The earnings per share for FRHC have decreased strongly by -99.54% in the last year.
The Earnings Per Share has been growing by 26.62% on average over the past years. This is a very strong growth
The Revenue has been growing slightly by 7.84% in the past year.
The Revenue has been growing by 75.39% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-99.54%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-66.66%
Revenue 1Y (TTM)7.84%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%-7.39%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4396.00 indicates a quite expensive valuation of FRHC.
Compared to the rest of the industry, the Price/Earnings ratio of FRHC indicates a slightly more expensive valuation: FRHC is more expensive than 78.48% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.55, FRHC is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4396 | ||
| Fwd PE | N/A |
4.2 Price Multiples
78.48% of the companies in the same industry are more expensive than FRHC, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, FRHC is valued cheaply inside the industry as 87.34% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.82 | ||
| EV/EBITDA | 15.82 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)165.15
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for FRHC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:FRHC (12/15/2025, 8:00:00 PM)
131.88
-4.89 (-3.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners4.12%
Inst Owner Change14.6%
Ins Owners1.23%
Ins Owner Change2.63%
Market Cap8.07B
Revenue(TTM)2.05B
Net Income(TTM)4.43M
Analysts0
Price TargetN/A
Short Float %4.15%
Short Ratio7.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4396 | ||
| Fwd PE | N/A | ||
| P/S | 3.94 | ||
| P/FCF | 3.82 | ||
| P/OCF | 3.54 | ||
| P/B | 6.6 | ||
| P/tB | 7.21 | ||
| EV/EBITDA | 15.82 |
EPS(TTM)0.03
EY0.02%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)34.5
FCFY26.16%
OCF(TTM)37.3
OCFY28.28%
SpS33.49
BVpS19.97
TBVpS18.3
PEG (NY)N/A
PEG (5Y)165.15
Graham Number3.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.04% | ||
| ROE | 0.36% | ||
| ROCE | 15.55% | ||
| ROIC | 9.98% | ||
| ROICexc | 11.88% | ||
| ROICexgc | 13% | ||
| OM | 24.18% | ||
| PM (TTM) | 0.22% | ||
| GM | 64.42% | ||
| FCFM | 103.02% |
ROA(3y)3.14%
ROA(5y)4.72%
ROE(3y)21.88%
ROE(5y)32.14%
ROIC(3y)12.87%
ROIC(5y)12.67%
ROICexc(3y)15.36%
ROICexc(5y)14.75%
ROICexgc(3y)16.08%
ROICexgc(5y)15.21%
ROCE(3y)30.86%
ROCE(5y)27.65%
ROICexgc growth 3Y-3.11%
ROICexgc growth 5Y-0.68%
ROICexc growth 3Y-4.92%
ROICexc growth 5Y-1.3%
OM growth 3Y-22.66%
OM growth 5Y-1.08%
PM growth 3Y-49.56%
PM growth 5Y-27.11%
GM growth 3Y-6.02%
GM growth 5Y-4.18%
F-Score3
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 0.73 | ||
| Debt/EBITDA | 3 | ||
| Cap/Depr | 796.62% | ||
| Cap/Sales | 8.35% | ||
| Interest Coverage | 1.12 | ||
| Cash Conversion | 441.44% | ||
| Profit Quality | 47654.2% | ||
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 0.69 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)535.11%
Cap/Depr(5y)365.28%
Cap/Sales(3y)4.06%
Cap/Sales(5y)2.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-99.54%
EPS 3Y-28.51%
EPS 5Y26.62%
EPS Q2Q%-66.66%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.84%
Revenue growth 3Y42.6%
Revenue growth 5Y75.39%
Sales Q2Q%-7.39%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-45.44%
EBIT growth 3Y10.29%
EBIT growth 5Y73.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y185.49%
FCF growth 3YN/A
FCF growth 5Y109.13%
OCF growth 1Y193.97%
OCF growth 3YN/A
OCF growth 5Y106.96%
FREEDOM HOLDING CORP/NV / FRHC FAQ
What is the fundamental rating for FRHC stock?
ChartMill assigns a fundamental rating of 3 / 10 to FRHC.
What is the valuation status for FRHC stock?
ChartMill assigns a valuation rating of 2 / 10 to FREEDOM HOLDING CORP/NV (FRHC). This can be considered as Overvalued.
How profitable is FREEDOM HOLDING CORP/NV (FRHC) stock?
FREEDOM HOLDING CORP/NV (FRHC) has a profitability rating of 4 / 10.
Is the dividend of FREEDOM HOLDING CORP/NV sustainable?
The dividend rating of FREEDOM HOLDING CORP/NV (FRHC) is 0 / 10 and the dividend payout ratio is 0%.