FLOOR & DECOR HOLDINGS INC-A (FND) Stock Fundamental Analysis
NYSE:FND • US3397501012
68.99 USD
+2.87 (+4.34%)
At close: Feb 20, 2026
69.2 USD
+0.21 (+0.3%)
After Hours: 2/20/2026, 8:04:00 PM
FND gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. FND has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, FND is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- FND had positive earnings in the past year.
- In the past year FND had a positive cash flow from operations.
- Of the past 5 years FND 4 years were profitable.
- Of the past 5 years FND 4 years had a positive operating cash flow.
1.2 Ratios
- FND has a better Return On Assets (3.93%) than 65.29% of its industry peers.
- FND has a Return On Equity of 9.18%. This is in the better half of the industry: FND outperforms 66.12% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 5.08%, FND is in line with its industry, outperforming 56.20% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for FND is below the industry average of 12.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.93% | ||
| ROE | 9.18% | ||
| ROIC | 5.08% |
ROA(3y)5.4%
ROA(5y)6.11%
ROE(3y)13.41%
ROE(5y)16.23%
ROIC(3y)7.37%
ROIC(5y)8.01%
1.3 Margins
- FND has a Profit Margin of 4.65%. This is in the better half of the industry: FND outperforms 75.21% of its industry peers.
- FND's Profit Margin has declined in the last couple of years.
- FND's Operating Margin of 5.80% is fine compared to the rest of the industry. FND outperforms 71.07% of its industry peers.
- FND's Operating Margin has declined in the last couple of years.
- FND has a better Gross Margin (43.63%) than 64.46% of its industry peers.
- In the last couple of years the Gross Margin of FND has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.8% | ||
| PM (TTM) | 4.65% | ||
| GM | 43.63% |
OM growth 3Y-17.24%
OM growth 5Y-6.38%
PM growth 3Y-17.57%
PM growth 5Y-8.9%
GM growth 3Y1.47%
GM growth 5Y0.51%
2. Health
2.1 Basic Checks
- FND has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- FND has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- FND has an Altman-Z score of 2.89. This is not the best score and indicates that FND is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.89, FND is in the better half of the industry, outperforming 66.94% of the companies in the same industry.
- FND has a debt to FCF ratio of 8.59. This is a slightly negative value and a sign of low solvency as FND would need 8.59 years to pay back of all of its debts.
- The Debt to FCF ratio of FND (8.59) is comparable to the rest of the industry.
- FND has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
- FND has a Debt to Equity ratio of 0.08. This is in the better half of the industry: FND outperforms 70.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 8.59 | ||
| Altman-Z | 2.89 |
ROIC/WACC0.53
WACC9.63%
2.3 Liquidity
- FND has a Current Ratio of 1.27. This is a normal value and indicates that FND is financially healthy and should not expect problems in meeting its short term obligations.
- FND's Current ratio of 1.27 is in line compared to the rest of the industry. FND outperforms 49.59% of its industry peers.
- A Quick Ratio of 0.34 indicates that FND may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.34, FND is doing worse than 66.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.34 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 4.92% over the past year.
- The Earnings Per Share has been growing slightly by 5.06% on average over the past years.
EPS 1Y (TTM)4.92%
EPS 3Y-11.5%
EPS 5Y5.06%
EPS Q2Q%-2.7%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%2.01%
3.2 Future
- Based on estimates for the next years, FND will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.78% on average per year.
- Based on estimates for the next years, FND will show a quite strong growth in Revenue. The Revenue will grow by 9.03% on average per year.
EPS Next Y9.09%
EPS Next 2Y14.54%
EPS Next 3Y13.78%
EPS Next 5YN/A
Revenue Next Year7.31%
Revenue Next 2Y8.43%
Revenue Next 3Y9.03%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 35.93, FND can be considered very expensive at the moment.
- FND's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 26.99, FND is valued a bit more expensive.
- Based on the Price/Forward Earnings ratio of 32.94, the valuation of FND can be described as expensive.
- The rest of the industry has a similar Price/Forward Earnings ratio as FND.
- FND is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.93 | ||
| Fwd PE | 32.94 |
4.2 Price Multiples
- FND's Enterprise Value to EBITDA is on the same level as the industry average.
- FND's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 325.36 | ||
| EV/EBITDA | 13.93 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- FND's earnings are expected to grow with 13.78% in the coming years. This may justify a more expensive valuation.
PEG (NY)3.96
PEG (5Y)7.1
EPS Next 2Y14.54%
EPS Next 3Y13.78%
5. Dividend
5.1 Amount
- FND does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
68.99
+2.87 (+4.34%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-19 2026-02-19/amc
Earnings (Next)04-29 2026-04-29/amc
Inst Owners116.09%
Inst Owner Change3.21%
Ins Owners1.25%
Ins Owner Change1.14%
Market Cap7.43B
Revenue(TTM)N/A
Net Income(TTM)216.80M
Analysts70
Price Target78.51 (13.8%)
Short Float %9.52%
Short Ratio4.05
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.19%
Min EPS beat(2)3.17%
Max EPS beat(2)15.21%
EPS beat(4)3
Avg EPS beat(4)15.43%
Min EPS beat(4)-0.05%
Max EPS beat(4)43.38%
EPS beat(8)7
Avg EPS beat(8)13.07%
EPS beat(12)9
Avg EPS beat(12)10.04%
EPS beat(16)12
Avg EPS beat(16)8.04%
Revenue beat(2)0
Avg Revenue beat(2)-0.59%
Min Revenue beat(2)-0.64%
Max Revenue beat(2)-0.55%
Revenue beat(4)1
Avg Revenue beat(4)-0.38%
Min Revenue beat(4)-1.3%
Max Revenue beat(4)0.95%
Revenue beat(8)2
Avg Revenue beat(8)-0.78%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.65%
PT rev (1m)-1.06%
PT rev (3m)-4.83%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.05%
EPS NY rev (1m)0.06%
EPS NY rev (3m)0.61%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-0.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.93 | ||
| Fwd PE | 32.94 | ||
| P/S | 1.59 | ||
| P/FCF | 325.36 | ||
| P/OCF | 20.7 | ||
| P/B | 3.15 | ||
| P/tB | 3.8 | ||
| EV/EBITDA | 13.93 |
EPS(TTM)1.92
EY2.78%
EPS(NY)2.09
Fwd EY3.04%
FCF(TTM)0.21
FCFY0.31%
OCF(TTM)3.33
OCFY4.83%
SpS43.26
BVpS21.92
TBVpS18.16
PEG (NY)3.96
PEG (5Y)7.1
Graham Number30.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.93% | ||
| ROE | 9.18% | ||
| ROCE | 6.34% | ||
| ROIC | 5.08% | ||
| ROICexc | 5.34% | ||
| ROICexgc | 5.93% | ||
| OM | 5.8% | ||
| PM (TTM) | 4.65% | ||
| GM | 43.63% | ||
| FCFM | 0.49% |
ROA(3y)5.4%
ROA(5y)6.11%
ROE(3y)13.41%
ROE(5y)16.23%
ROIC(3y)7.37%
ROIC(5y)8.01%
ROICexc(3y)7.49%
ROICexc(5y)8.45%
ROICexgc(3y)8.5%
ROICexgc(5y)9.86%
ROCE(3y)9.2%
ROCE(5y)10%
ROICexgc growth 3Y-21%
ROICexgc growth 5Y-7.23%
ROICexc growth 3Y-19.57%
ROICexc growth 5Y-5.46%
OM growth 3Y-17.24%
OM growth 5Y-6.38%
PM growth 3Y-17.57%
PM growth 5Y-8.9%
GM growth 3Y1.47%
GM growth 5Y0.51%
F-Score6
Asset Turnover0.84
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 8.59 | ||
| Debt/EBITDA | 0.38 | ||
| Cap/Depr | 139.97% | ||
| Cap/Sales | 7.21% | ||
| Interest Coverage | 30.21 | ||
| Cash Conversion | 70.31% | ||
| Profit Quality | 10.54% | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.34 | ||
| Altman-Z | 2.89 |
F-Score6
WACC9.63%
ROIC/WACC0.53
Cap/Depr(3y)252.69%
Cap/Depr(5y)266.97%
Cap/Sales(3y)11.05%
Cap/Sales(5y)10.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.92%
EPS 3Y-11.5%
EPS 5Y5.06%
EPS Q2Q%-2.7%
EPS Next Y9.09%
EPS Next 2Y14.54%
EPS Next 3Y13.78%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%2.01%
Revenue Next Year7.31%
Revenue Next 2Y8.43%
Revenue Next 3Y9.03%
Revenue Next 5YN/A
EBIT growth 1Y11.29%
EBIT growth 3Y-9.73%
EBIT growth 5Y9.39%
EBIT Next Year127.58%
EBIT Next 3Y41.84%
EBIT Next 5Y33.09%
FCF growth 1Y-91.1%
FCF growth 3YN/A
FCF growth 5Y78.2%
OCF growth 1Y-55.34%
OCF growth 3Y26.03%
OCF growth 5Y24.13%
FLOOR & DECOR HOLDINGS INC-A / FND FAQ
Can you provide the ChartMill fundamental rating for FLOOR & DECOR HOLDINGS INC-A?
ChartMill assigns a fundamental rating of 3 / 10 to FND.
What is the valuation status for FND stock?
ChartMill assigns a valuation rating of 2 / 10 to FLOOR & DECOR HOLDINGS INC-A (FND). This can be considered as Overvalued.
How profitable is FLOOR & DECOR HOLDINGS INC-A (FND) stock?
FLOOR & DECOR HOLDINGS INC-A (FND) has a profitability rating of 5 / 10.
What is the expected EPS growth for FLOOR & DECOR HOLDINGS INC-A (FND) stock?
The Earnings per Share (EPS) of FLOOR & DECOR HOLDINGS INC-A (FND) is expected to grow by 9.09% in the next year.