FNAC DARTY SA (FNAC.PA) Stock Fundamental Analysis
Europe - EPA:FNAC - FR0011476928 - Common Stock
28.85 EUR
-0.35 (-1.2%)
FNAC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 53 industry peers in the Specialty Retail industry. There are concerns on the financial health of FNAC while its profitability can be described as average. FNAC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
FNAC had positive earnings in the past year.
In the past year FNAC had a positive cash flow from operations.
Of the past 5 years FNAC 4 years were profitable.
FNAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.40%, FNAC perfoms like the industry average, outperforming 45.28% of the companies in the same industry.
The Return On Equity of FNAC (2.10%) is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 2.44%, FNAC is in line with its industry, outperforming 45.28% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for FNAC is significantly below the industry average of 8.43%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 2.1% | ||
| ROIC | 2.44% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
1.3 Margins
The Profit Margin of FNAC (0.41%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of FNAC has declined.
Looking at the Operating Margin, with a value of 2.27%, FNAC is in line with its industry, outperforming 50.94% of the companies in the same industry.
In the last couple of years the Operating Margin of FNAC has declined.
The Gross Margin of FNAC (30.06%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of FNAC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.27% | ||
| PM (TTM) | 0.41% | ||
| GM | 30.06% |
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FNAC is destroying value.
FNAC has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, FNAC has more shares outstanding
The debt/assets ratio for FNAC has been reduced compared to a year ago.
2.2 Solvency
FNAC has an Altman-Z score of 1.14. This is a bad value and indicates that FNAC is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.14, FNAC is not doing good in the industry: 60.38% of the companies in the same industry are doing better.
FNAC has a debt to FCF ratio of 6.37. This is a slightly negative value and a sign of low solvency as FNAC would need 6.37 years to pay back of all of its debts.
FNAC has a Debt to FCF ratio of 6.37. This is in the better half of the industry: FNAC outperforms 60.38% of its industry peers.
A Debt/Equity ratio of 1.31 is on the high side and indicates that FNAC has dependencies on debt financing.
With a Debt to Equity ratio value of 1.31, FNAC is not doing good in the industry: 71.70% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 6.37 | ||
| Altman-Z | 1.14 |
ROIC/WACC0.62
WACC3.91%
2.3 Liquidity
A Current Ratio of 0.88 indicates that FNAC may have some problems paying its short term obligations.
With a Current ratio value of 0.88, FNAC is not doing good in the industry: 71.70% of the companies in the same industry are doing better.
A Quick Ratio of 0.48 indicates that FNAC may have some problems paying its short term obligations.
The Quick ratio of FNAC (0.48) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
FNAC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -85.03%.
Measured over the past years, FNAC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -20.52% on average per year.
The Revenue has grown by 17.97% in the past year. This is quite good.
Measured over the past years, FNAC shows a small growth in Revenue. The Revenue has been growing by 2.35% on average per year.
EPS 1Y (TTM)-85.03%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-6.62%
Revenue 1Y (TTM)17.97%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%32.16%
3.2 Future
Based on estimates for the next years, FNAC will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.06% on average per year.
The Revenue is expected to grow by 8.29% on average over the next years. This is quite good.
EPS Next Y-17.53%
EPS Next 2Y5.84%
EPS Next 3Y11.06%
EPS Next 5YN/A
Revenue Next Year32.38%
Revenue Next 2Y15.87%
Revenue Next 3Y10.79%
Revenue Next 5Y8.29%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
FNAC is valuated quite expensively with a Price/Earnings ratio of 48.08.
Compared to the rest of the industry, the Price/Earnings ratio of FNAC is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 27.41, FNAC is valued quite expensively.
FNAC is valuated reasonably with a Price/Forward Earnings ratio of 10.69.
Based on the Price/Forward Earnings ratio, FNAC is valued a bit cheaper than the industry average as 79.25% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.88, FNAC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48.08 | ||
| Fwd PE | 10.69 |
4.2 Price Multiples
94.34% of the companies in the same industry are more expensive than FNAC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.84%
EPS Next 3Y11.06%
5. Dividend
5.1 Amount
FNAC has a Yearly Dividend Yield of 3.50%.
Compared to an average industry Dividend Yield of 3.39, FNAC pays a better dividend. On top of this FNAC pays more dividend than 86.79% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, FNAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.5% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
FNAC pays out 52.07% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.07%
EPS Next 2Y5.84%
EPS Next 3Y11.06%
EPA:FNAC (9/18/2025, 7:00:00 PM)
28.85
-0.35 (-1.2%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners14.61%
Inst Owner ChangeN/A
Ins Owners0.58%
Ins Owner ChangeN/A
Market Cap856.27M
Analysts80
Price Target38.08 (31.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.5% |
Yearly Dividend0.63
Dividend Growth(5Y)N/A
DP52.07%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.89%
PT rev (3m)4.95%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-9.07%
EPS NY rev (3m)-9.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)-0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48.08 | ||
| Fwd PE | 10.69 | ||
| P/S | 0.1 | ||
| P/FCF | 2.25 | ||
| P/OCF | 1.7 | ||
| P/B | 0.53 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)0.6
EY2.08%
EPS(NY)2.7
Fwd EY9.36%
FCF(TTM)12.81
FCFY44.41%
OCF(TTM)16.99
OCFY58.88%
SpS278.07
BVpS54.25
TBVpS-34.17
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 2.1% | ||
| ROCE | 4.26% | ||
| ROIC | 2.44% | ||
| ROICexc | 3.24% | ||
| ROICexgc | 15.32% | ||
| OM | 2.27% | ||
| PM (TTM) | 0.41% | ||
| GM | 30.06% | ||
| FCFM | 4.61% |
ROA(3y)0.22%
ROA(5y)0.6%
ROE(3y)1.13%
ROE(5y)2.75%
ROIC(3y)2.82%
ROIC(5y)3.09%
ROICexc(3y)3.62%
ROICexc(5y)4.3%
ROICexgc(3y)19.89%
ROICexgc(5y)24.21%
ROCE(3y)5.05%
ROCE(5y)5.63%
ROICexcg growth 3Y-46.11%
ROICexcg growth 5Y-21.55%
ROICexc growth 3Y-27.89%
ROICexc growth 5Y-16.43%
OM growth 3Y-14.99%
OM growth 5Y-12.2%
PM growth 3Y-39.79%
PM growth 5Y-21.15%
GM growth 3Y0.62%
GM growth 5Y-0.24%
F-Score5
Asset Turnover0.97
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.31 | ||
| Debt/FCF | 6.37 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.5% | ||
| Interest Coverage | 2.86 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 1125.15% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 1.14 |
F-Score5
WACC3.91%
ROIC/WACC0.62
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.67%
Cap/Sales(5y)1.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-85.03%
EPS 3Y-38.65%
EPS 5Y-20.52%
EPS Q2Q%-6.62%
EPS Next Y-17.53%
EPS Next 2Y5.84%
EPS Next 3Y11.06%
EPS Next 5YN/A
Revenue 1Y (TTM)17.97%
Revenue growth 3Y0.87%
Revenue growth 5Y2.35%
Sales Q2Q%32.16%
Revenue Next Year32.38%
Revenue Next 2Y15.87%
Revenue Next 3Y10.79%
Revenue Next 5Y8.29%
EBIT growth 1Y9.85%
EBIT growth 3Y-14.25%
EBIT growth 5Y-10.14%
EBIT Next Year271.97%
EBIT Next 3Y60.31%
EBIT Next 5YN/A
FCF growth 1Y-27.12%
FCF growth 3Y-2.48%
FCF growth 5Y-6.22%
OCF growth 1Y-23.72%
OCF growth 3Y-1.46%
OCF growth 5Y-0.77%