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FINANCIERE MONCEY (FMONC.PA) Stock Fundamental Analysis

EPA:FMONC - Euronext Paris - Matif - FR001400SU99 - Common Stock - Currency: EUR

107.9  +1.4 (+1.31%)

Fundamental Rating

3

Overall FMONC gets a fundamental rating of 3 out of 10. We evaluated FMONC against 51 industry peers in the Financial Services industry. FMONC has a great financial health rating, but its profitability evaluates not so good. FMONC is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

FMONC had positive earnings in the past year.
FMONC had a positive operating cash flow in the past year.
Each year in the past 5 years FMONC has been profitable.
In the past 5 years FMONC always reported a positive cash flow from operatings.
FMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFFMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20M 40M 60M 80M 100M

1.2 Ratios

FMONC has a Return On Assets of 0.53%. This is in the lower half of the industry: FMONC underperforms 68.63% of its industry peers.
With a Return On Equity value of 0.54%, FMONC is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.53%
ROE 0.54%
ROIC N/A
ROA(3y)0.59%
ROA(5y)0.77%
ROE(3y)0.6%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
FMONC.PA Yearly ROA, ROE, ROICFMONC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2 4 6 8

1.3 Margins

The Profit Margin and Operating Margin and Gross Margin are not available for FMONC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FMONC.PA Yearly Profit, Operating, Gross MarginsFMONC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023

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8

2. Health

2.1 Basic Checks

Compared to 1 year ago, FMONC has more shares outstanding
FMONC has more shares outstanding than it did 5 years ago.
There is no outstanding debt for FMONC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
FMONC.PA Yearly Shares OutstandingFMONC.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M
FMONC.PA Yearly Total Debt VS Total AssetsFMONC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 500M 1B 1.5B

2.2 Solvency

An Altman-Z score of 57.73 indicates that FMONC is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 57.73, FMONC belongs to the best of the industry, outperforming 98.04% of the companies in the same industry.
There is no outstanding debt for FMONC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 57.73
ROIC/WACCN/A
WACCN/A
FMONC.PA Yearly LT Debt VS Equity VS FCFFMONC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 500M 1B 1.5B

2.3 Liquidity

FMONC has a Current Ratio of 26.87. This indicates that FMONC is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of FMONC (26.87) is better than 98.04% of its industry peers.
FMONC has a Quick Ratio of 26.87. This indicates that FMONC is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of FMONC (26.87) is better than 98.04% of its industry peers.
Industry RankSector Rank
Current Ratio 26.87
Quick Ratio 26.87
FMONC.PA Yearly Current Assets VS Current LiabilitesFMONC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M

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0

3. Growth

3.1 Past

The earnings per share for FMONC have decreased strongly by -79.42% in the last year.
The earnings per share for FMONC have been decreasing by -52.92% on average. This is quite bad
EPS 1Y (TTM)-79.42%
EPS 3Y-80.64%
EPS 5Y-52.92%
EPS Q2Q%-44.02%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 215.80, which means the current valuation is very expensive for FMONC.
Based on the Price/Earnings ratio, FMONC is valued a bit more expensive than the industry average as 78.43% of the companies are valued more cheaply.
FMONC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.79.
Industry RankSector Rank
PE 215.8
Fwd PE N/A
FMONC.PA Price Earnings VS Forward Price EarningsFMONC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

FMONC's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. FMONC is more expensive than 68.63% of the companies in the same industry.
Industry RankSector Rank
P/FCF 243.32
EV/EBITDA N/A
FMONC.PA Per share dataFMONC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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2

5. Dividend

5.1 Amount

With a yearly dividend of 0.26%, FMONC is not a good candidate for dividend investing.
In the last 3 months the price of FMONC has falen by -22.37%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
FMONC's Dividend Yield is comparable with the industry average which is at 3.81.
Compared to an average S&P500 Dividend Yield of 2.47, FMONC's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.26%

5.2 History

The dividend of FMONC decreases each year by -57.56%.
Dividend Growth(5Y)-57.56%
Div Incr Years0
Div Non Decr Years1
FMONC.PA Yearly Dividends per shareFMONC.PA Yearly Dividends per shareYearly Dividends per share 2023 2024 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

56.22% of the earnings are spent on dividend by FMONC. This is a bit on the high side, but may be sustainable.
The Dividend Rate of FMONC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP56.22%
EPS Next 2YN/A
EPS Next 3YN/A
FMONC.PA Yearly Income VS Free CF VS DividendFMONC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M
FMONC.PA Dividend Payout.FMONC.PA Dividend Payout, showing the Payout Ratio.FMONC.PA Dividend Payout.PayoutRetained Earnings

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FINANCIERE MONCEY

EPA:FMONC (4/25/2025, 7:00:00 PM)

107.9

+1.4 (+1.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)03-26 2025-03-26
Earnings (Next)09-11 2025-09-11
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners96.14%
Ins Owner ChangeN/A
Market Cap2.01B
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.26%
Yearly Dividend0.55
Dividend Growth(5Y)-57.56%
DP56.22%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 215.8
Fwd PE N/A
P/S N/A
P/FCF 243.32
P/OCF 243.32
P/B 1.2
P/tB 1.2
EV/EBITDA N/A
EPS(TTM)0.5
EY0.46%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.44
FCFY0.41%
OCF(TTM)0.44
OCFY0.41%
SpS0
BVpS90.27
TBVpS90.27
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.53%
ROE 0.54%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.59%
ROA(5y)0.77%
ROE(3y)0.6%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 90.75%
Current Ratio 26.87
Quick Ratio 26.87
Altman-Z 57.73
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)54.32%
Profit Quality(5y)55.18%
High Growth Momentum
Growth
EPS 1Y (TTM)-79.42%
EPS 3Y-80.64%
EPS 5Y-52.92%
EPS Q2Q%-44.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-70.33%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y90.02%
FCF growth 3Y28.66%
FCF growth 5Y10.57%
OCF growth 1Y90.02%
OCF growth 3Y28.66%
OCF growth 5Y10.57%