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FINANCIERE MONCEY (FMONC.PA) Stock Fundamental Analysis

EPA:FMONC - Euronext Paris - Matif - FR001400SU99 - Common Stock - Currency: EUR

152  -4 (-2.56%)

Fundamental Rating

3

FMONC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. While FMONC has a great health rating, there are worries on its profitability. FMONC has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

FMONC had positive earnings in the past year.
In the past year FMONC had a positive cash flow from operations.
In the past 5 years FMONC has always been profitable.
FMONC had a positive operating cash flow in each of the past 5 years.
FMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFFMONC.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20M 40M 60M 80M 100M

1.2 Ratios

FMONC's Return On Assets of 0.53% is on the low side compared to the rest of the industry. FMONC is outperformed by 68.00% of its industry peers.
FMONC's Return On Equity of 0.54% is on the low side compared to the rest of the industry. FMONC is outperformed by 68.00% of its industry peers.
Industry RankSector Rank
ROA 0.53%
ROE 0.54%
ROIC N/A
ROA(3y)0.59%
ROA(5y)0.77%
ROE(3y)0.6%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
FMONC.PA Yearly ROA, ROE, ROICFMONC.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2 4 6 8

1.3 Margins

The Profit Margin and Operating Margin and Gross Margin are not available for FMONC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FMONC.PA Yearly Profit, Operating, Gross MarginsFMONC.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023

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8

2. Health

2.1 Basic Checks

FMONC has more shares outstanding than it did 1 year ago.
FMONC has more shares outstanding than it did 5 years ago.
FMONC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
FMONC.PA Yearly Shares OutstandingFMONC.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M
FMONC.PA Yearly Total Debt VS Total AssetsFMONC.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 500M 1B 1.5B

2.2 Solvency

FMONC has an Altman-Z score of 83.32. This indicates that FMONC is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 83.32, FMONC belongs to the best of the industry, outperforming 98.00% of the companies in the same industry.
FMONC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 83.32
ROIC/WACCN/A
WACCN/A
FMONC.PA Yearly LT Debt VS Equity VS FCFFMONC.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 500M 1B 1.5B

2.3 Liquidity

A Current Ratio of 26.87 indicates that FMONC has no problem at all paying its short term obligations.
With an excellent Current ratio value of 26.87, FMONC belongs to the best of the industry, outperforming 98.00% of the companies in the same industry.
A Quick Ratio of 26.87 indicates that FMONC has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 26.87, FMONC belongs to the top of the industry, outperforming 98.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 26.87
Quick Ratio 26.87
FMONC.PA Yearly Current Assets VS Current LiabilitesFMONC.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M

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0

3. Growth

3.1 Past

The earnings per share for FMONC have decreased strongly by -79.42% in the last year.
FMONC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -52.92% yearly.
EPS 1Y (TTM)-79.42%
EPS 3Y-80.64%
EPS 5Y-52.92%
EPS Q2Q%-44.02%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FMONC.PA Yearly Revenue VS EstimatesFMONC.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
FMONC.PA Yearly EPS VS EstimatesFMONC.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

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0

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 304.00, FMONC can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of FMONC indicates a slightly more expensive valuation: FMONC is more expensive than 72.00% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 29.35. FMONC is valued rather expensively when compared to this.
Industry RankSector Rank
PE 304
Fwd PE N/A
FMONC.PA Price Earnings VS Forward Price EarningsFMONC.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

72.00% of the companies in the same industry are cheaper than FMONC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 342.76
EV/EBITDA N/A
FMONC.PA Per share dataFMONC.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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2

5. Dividend

5.1 Amount

FMONC has a yearly dividend return of 0.19%, which is pretty low.
Compared to an average industry Dividend Yield of 3.76, FMONC has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.33, FMONC's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.19%

5.2 History

The dividend of FMONC decreases each year by -57.56%.
Dividend Growth(5Y)-57.56%
Div Incr Years0
Div Non Decr Years1
FMONC.PA Yearly Dividends per shareFMONC.PA Yearly Dividends per shareYearly Dividends per share 2023 2024 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

56.22% of the earnings are spent on dividend by FMONC. This is a bit on the high side, but may be sustainable.
FMONC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP56.22%
EPS Next 2YN/A
EPS Next 3YN/A
FMONC.PA Yearly Income VS Free CF VS DividendFMONC.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M
FMONC.PA Dividend Payout.FMONC.PA Dividend Payout, showing the Payout Ratio.FMONC.PA Dividend Payout.PayoutRetained Earnings

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FINANCIERE MONCEY

EPA:FMONC (3/10/2025, 11:03:44 AM)

152

-4 (-2.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-19 2024-09-19
Earnings (Next)03-26 2025-03-26
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners96.14%
Ins Owner ChangeN/A
Market Cap2.83B
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.19%
Yearly Dividend0.55
Dividend Growth(5Y)-57.56%
DP56.22%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 304
Fwd PE N/A
P/S N/A
P/FCF 342.76
P/OCF 342.76
P/B 1.68
P/tB 1.68
EV/EBITDA N/A
EPS(TTM)0.5
EY0.33%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.44
FCFY0.29%
OCF(TTM)0.44
OCFY0.29%
SpS0
BVpS90.27
TBVpS90.27
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.53%
ROE 0.54%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.59%
ROA(5y)0.77%
ROE(3y)0.6%
ROE(5y)0.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 90.75%
Current Ratio 26.87
Quick Ratio 26.87
Altman-Z 83.32
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)54.32%
Profit Quality(5y)55.18%
High Growth Momentum
Growth
EPS 1Y (TTM)-79.42%
EPS 3Y-80.64%
EPS 5Y-52.92%
EPS Q2Q%-44.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-70.33%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y90.02%
FCF growth 3Y28.66%
FCF growth 5Y10.57%
OCF growth 1Y90.02%
OCF growth 3Y28.66%
OCF growth 5Y10.57%