FLYWIRE CORP-VOTING (FLYW) Fundamental Analysis & Valuation
NASDAQ:FLYW • US3024921039
Current stock price
11.91 USD
+0.02 (+0.17%)
At close:
11.91 USD
0 (0%)
After Hours:
This FLYW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. FLYW Profitability Analysis
1.1 Basic Checks
- FLYW had positive earnings in the past year.
- FLYW had a positive operating cash flow in the past year.
- In multiple years FLYW reported negative net income over the last 5 years.
- FLYW had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- FLYW has a Return On Assets of 1.08%. This is comparable to the rest of the industry: FLYW outperforms 45.92% of its industry peers.
- FLYW has a worse Return On Equity (1.62%) than 67.35% of its industry peers.
- With a Return On Invested Capital value of 1.67%, FLYW perfoms like the industry average, outperforming 44.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.08% | ||
| ROE | 1.62% | ||
| ROIC | 1.67% |
ROA(3y)0.18%
ROA(5y)-1.94%
ROE(3y)0.29%
ROE(5y)-2.62%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- FLYW's Profit Margin of 2.17% is on the low side compared to the rest of the industry. FLYW is outperformed by 67.35% of its industry peers.
- The Operating Margin of FLYW (3.63%) is worse than 65.31% of its industry peers.
- FLYW has a Gross Margin of 61.42%. This is in the better half of the industry: FLYW outperforms 75.51% of its industry peers.
- In the last couple of years the Gross Margin of FLYW has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.63% | ||
| PM (TTM) | 2.17% | ||
| GM | 61.42% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.68%
GM growth 5Y-0.74%
2. FLYW Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FLYW is destroying value.
- The number of shares outstanding for FLYW has been reduced compared to 1 year ago.
- FLYW has more shares outstanding than it did 5 years ago.
- There is no outstanding debt for FLYW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- An Altman-Z score of 2.64 indicates that FLYW is not a great score, but indicates only limited risk for bankruptcy at the moment.
- With an excellent Altman-Z score value of 2.64, FLYW belongs to the best of the industry, outperforming 84.69% of the companies in the same industry.
- FLYW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 2.64 |
ROIC/WACC0.18
WACC9.03%
2.3 Liquidity
- A Current Ratio of 1.50 indicates that FLYW should not have too much problems paying its short term obligations.
- FLYW has a Current ratio of 1.50. This is in the better half of the industry: FLYW outperforms 68.37% of its industry peers.
- A Quick Ratio of 1.50 indicates that FLYW should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.50, FLYW is in the better half of the industry, outperforming 70.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 |
3. FLYW Growth Analysis
3.1 Past
- FLYW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 650.00%, which is quite impressive.
- The Revenue has grown by 26.59% in the past year. This is a very strong growth!
- The Revenue has been growing by 36.43% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)650%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)26.59%
Revenue growth 3Y29.12%
Revenue growth 5Y36.43%
Sales Q2Q%39.67%
3.2 Future
- The Earnings Per Share is expected to grow by 92.56% on average over the next years. This is a very strong growth
- FLYW is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.76% yearly.
EPS Next Y100.6%
EPS Next 2Y79.46%
EPS Next 3Y92.56%
EPS Next 5YN/A
Revenue Next Year18.71%
Revenue Next 2Y17.17%
Revenue Next 3Y17.76%
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. FLYW Valuation Analysis
4.1 Price/Earnings Ratio
- FLYW is valuated quite expensively with a Price/Earnings ratio of 79.40.
- 78.57% of the companies in the same industry are cheaper than FLYW, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 25.23. FLYW is valued rather expensively when compared to this.
- The Price/Forward Earnings ratio is 39.58, which means the current valuation is very expensive for FLYW.
- Based on the Price/Forward Earnings ratio, FLYW is valued a bit more expensive than the industry average as 74.49% of the companies are valued more cheaply.
- FLYW is valuated expensively when we compare the Price/Forward Earnings ratio to 23.28, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 79.4 | ||
| Fwd PE | 39.58 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as FLYW.
- Based on the Price/Free Cash Flow ratio, FLYW is valued a bit cheaper than 60.20% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.98 | ||
| EV/EBITDA | 21.82 |
4.3 Compensation for Growth
- FLYW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as FLYW's earnings are expected to grow with 92.56% in the coming years.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y79.46%
EPS Next 3Y92.56%
5. FLYW Dividend Analysis
5.1 Amount
- FLYW does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FLYW Fundamentals: All Metrics, Ratios and Statistics
11.91
+0.02 (+0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-24 2026-02-24/amc
Earnings (Next)05-04 2026-05-04/amc
Inst Owners95.33%
Inst Owner Change2.39%
Ins Owners5.4%
Ins Owner Change14.15%
Market Cap1.44B
Revenue(TTM)623.02M
Net Income(TTM)13.50M
Analysts76.36
Price Target17.58 (47.61%)
Short Float %4.59%
Short Ratio2.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)60.62%
Min EPS beat(2)21.23%
Max EPS beat(2)100%
EPS beat(4)3
Avg EPS beat(4)20.82%
Min EPS beat(4)-42.09%
Max EPS beat(4)100%
EPS beat(8)4
Avg EPS beat(8)-285.63%
EPS beat(12)6
Avg EPS beat(12)-178.39%
EPS beat(16)7
Avg EPS beat(16)-153.82%
Revenue beat(2)2
Avg Revenue beat(2)6.62%
Min Revenue beat(2)5.49%
Max Revenue beat(2)7.75%
Revenue beat(4)4
Avg Revenue beat(4)6.26%
Min Revenue beat(4)5.49%
Max Revenue beat(4)7.75%
Revenue beat(8)6
Avg Revenue beat(8)2.75%
Revenue beat(12)9
Avg Revenue beat(12)4.26%
Revenue beat(16)13
Avg Revenue beat(16)5.05%
PT rev (1m)0.9%
PT rev (3m)4.95%
EPS NQ rev (1m)19.98%
EPS NQ rev (3m)15.93%
EPS NY rev (1m)-4.84%
EPS NY rev (3m)-8.59%
Revenue NQ rev (1m)5.71%
Revenue NQ rev (3m)7.09%
Revenue NY rev (1m)3.37%
Revenue NY rev (3m)4.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 79.4 | ||
| Fwd PE | 39.58 | ||
| P/S | 2.32 | ||
| P/FCF | 15.98 | ||
| P/OCF | 14.41 | ||
| P/B | 1.73 | ||
| P/tB | 6.02 | ||
| EV/EBITDA | 21.82 |
EPS(TTM)0.15
EY1.26%
EPS(NY)0.3
Fwd EY2.53%
FCF(TTM)0.75
FCFY6.26%
OCF(TTM)0.83
OCFY6.94%
SpS5.14
BVpS6.89
TBVpS1.98
PEG (NY)0.79
PEG (5Y)N/A
Graham Number4.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.08% | ||
| ROE | 1.62% | ||
| ROCE | 2.65% | ||
| ROIC | 1.67% | ||
| ROICexc | 2.86% | ||
| ROICexgc | N/A | ||
| OM | 3.63% | ||
| PM (TTM) | 2.17% | ||
| GM | 61.42% | ||
| FCFM | 14.5% |
ROA(3y)0.18%
ROA(5y)-1.94%
ROE(3y)0.29%
ROE(5y)-2.62%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.68%
GM growth 5Y-0.74%
F-Score7
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 37.82% | ||
| Cap/Sales | 1.58% | ||
| Interest Coverage | 8.74 | ||
| Cash Conversion | 205.94% | ||
| Profit Quality | 669.18% | ||
| Current Ratio | 1.5 | ||
| Quick Ratio | 1.5 | ||
| Altman-Z | 2.64 |
F-Score7
WACC9.03%
ROIC/WACC0.18
Cap/Depr(3y)37.3%
Cap/Depr(5y)48.72%
Cap/Sales(3y)1.45%
Cap/Sales(5y)2.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)650%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y100.6%
EPS Next 2Y79.46%
EPS Next 3Y92.56%
EPS Next 5YN/A
Revenue 1Y (TTM)26.59%
Revenue growth 3Y29.12%
Revenue growth 5Y36.43%
Sales Q2Q%39.67%
Revenue Next Year18.71%
Revenue Next 2Y17.17%
Revenue Next 3Y17.76%
Revenue Next 5YN/A
EBIT growth 1Y439.37%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1121.22%
EBIT Next 3Y169.91%
EBIT Next 5YN/A
FCF growth 1Y-2.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1.53%
OCF growth 3Y164.23%
OCF growth 5YN/A
FLYWIRE CORP-VOTING / FLYW Fundamental Analysis FAQ
What is the ChartMill fundamental rating of FLYWIRE CORP-VOTING (FLYW) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FLYW.
What is the valuation status for FLYW stock?
ChartMill assigns a valuation rating of 3 / 10 to FLYWIRE CORP-VOTING (FLYW). This can be considered as Overvalued.
What is the profitability of FLYW stock?
FLYWIRE CORP-VOTING (FLYW) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for FLYW stock?
The Price/Earnings (PE) ratio for FLYWIRE CORP-VOTING (FLYW) is 79.4 and the Price/Book (PB) ratio is 1.73.