Taking everything into account, FLT scores 5 out of 10 in our fundamental rating. FLT was compared to 97 industry peers in the Financial Services industry. While FLT belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. FLT is not valued too expensively and it also shows a decent growth rate.

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1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

In the past year FLT was profitable.
In the past year FLT had a positive cash flow from operations.
Each year in the past 5 years FLT has been profitable.
FLT had a positive operating cash flow in each of the past 5 years.

1.2 Ratios

With an excellent Return On Assets value of 6.48%, FLT belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
The Return On Equity of FLT (29.91%) is better than 90.20% of its industry peers.
With an excellent Return On Invested Capital value of 12.35%, FLT belongs to the best of the industry, outperforming 92.16% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for FLT is above the industry average of 8.44%.

		Industry Rank	Sector Rank
ROA	6.48%
ROE	29.91%
ROIC	12.35%

ROA(3y)6.51%

ROA(5y)6.62%

ROE(3y)32.25%

ROE(5y)28.37%

ROIC(3y)12.38%

ROIC(5y)11.79%

1.3 Margins

Looking at the Profit Margin, with a value of 26.13%, FLT is in the better half of the industry, outperforming 77.45% of the companies in the same industry.
FLT's Profit Margin has declined in the last couple of years.
The Operating Margin of FLT (44.09%) is better than 85.29% of its industry peers.
In the last couple of years the Operating Margin of FLT has remained more or less at the same level.
FLT's Gross Margin of 78.18% is amongst the best of the industry. FLT outperforms 86.27% of its industry peers.
FLT's Gross Margin has declined in the last couple of years.

		Industry Rank	Sector Rank
OM	44.09%
PM (TTM)	26.13%
GM	78.18%

OM growth 3Y2.7%

OM growth 5Y-0.33%

PM growth 3Y-3.94%

PM growth 5Y-4.76%

GM growth 3YN/A

GM growth 5Y-4.8%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

FLT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
FLT has less shares outstanding than it did 1 year ago.
The debt/assets ratio for FLT has been reduced compared to a year ago.

2.2 Solvency

FLT has an Altman-Z score of 2.49. This is not the best score and indicates that FLT is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of FLT (2.49) is better than 83.33% of its industry peers.
FLT has a debt to FCF ratio of 4.13. This is a neutral value as FLT would need 4.13 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.13, FLT is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
FLT has a Debt/Equity ratio of 1.80. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.80, FLT is doing worse than 70.59% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	1.8
Debt/FCF	4.13
Altman-Z	2.49

ROIC/WACC1.57

WACC7.88%

2.3 Liquidity

FLT has a Current Ratio of 1.04. This is a normal value and indicates that FLT is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of FLT (1.04) is comparable to the rest of the industry.
FLT has a Quick Ratio of 1.04. This is a normal value and indicates that FLT is financially healthy and should not expect problems in meeting its short term obligations.
FLT has a Quick ratio (1.04) which is comparable to the rest of the industry.

		Industry Rank	Sector Rank
Current Ratio	1.04
Quick Ratio	1.04

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 5.09% over the past year.
The Earnings Per Share has been growing by 9.95% on average over the past years. This is quite good.
FLT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.65%.
FLT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.08% yearly.

EPS 1Y (TTM)5.09%

EPS 3Y15.12%

EPS 5Y9.95%

EPS Q2Q%9.9%

Revenue 1Y (TTM)9.65%

Revenue growth 3Y16.3%

Revenue growth 5Y9.08%

Sales Q2Q%6.08%

3.2 Future

FLT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.58% yearly.
The Revenue is expected to grow by 8.73% on average over the next years. This is quite good.

EPS Next Y15.77%

EPS Next 2Y16.02%

EPS Next 3Y15.58%

EPS Next 5YN/A

Revenue Next Year7.65%

Revenue Next 2Y8.57%

Revenue Next 3Y8.73%

Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 17.92 indicates a rather expensive valuation of FLT.
FLT's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.21. FLT is valued slightly cheaper when compared to this.
FLT is valuated correctly with a Price/Forward Earnings ratio of 15.48.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FLT is on the same level as its industry peers.
FLT's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.26.

		Industry Rank	Sector Rank
PE	17.92
Fwd PE	15.48

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FLT indicates a somewhat cheap valuation: FLT is cheaper than 69.61% of the companies listed in the same industry.
70.59% of the companies in the same industry are more expensive than FLT, based on the Price/Free Cash Flow ratio.

		Industry Rank	Sector Rank
P/FCF	13.4
EV/EBITDA	12.95

4.3 Compensation for Growth

FLT's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of FLT may justify a higher PE ratio.
FLT's earnings are expected to grow with 15.58% in the coming years. This may justify a more expensive valuation.

PEG (NY)1.14

PEG (5Y)1.8

EPS Next 2Y16.02%

EPS Next 3Y15.58%

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5. Dividend

5.1 Amount

No dividends for FLT!.

		Industry Rank	Sector Rank
Dividend Yield	N/A

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FLEETCOR TECHNOLOGIES INC / FLT FAQ

What is the ChartMill fundamental rating of FLEETCOR TECHNOLOGIES INC (FLT) stock?

ChartMill assigns a fundamental rating of 5 / 10 to FLT.

Can you provide the valuation status for FLEETCOR TECHNOLOGIES INC?

ChartMill assigns a valuation rating of 5 / 10 to FLEETCOR TECHNOLOGIES INC (FLT). This can be considered as Fairly Valued.

Can you provide the profitability details for FLEETCOR TECHNOLOGIES INC?

FLEETCOR TECHNOLOGIES INC (FLT) has a profitability rating of 7 / 10.

Can you provide the PE and PB ratios for FLT stock?

The Price/Earnings (PE) ratio for FLEETCOR TECHNOLOGIES INC (FLT) is 17.92 and the Price/Book (PB) ratio is 6.64.

What is the earnings growth outlook for FLEETCOR TECHNOLOGIES INC?

The Earnings per Share (EPS) of FLEETCOR TECHNOLOGIES INC (FLT) is expected to grow by 15.77% in the next year.