FLOWERS FOODS INC (FLO) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:FLO • US3434981011
11.43 USD
+0.36 (+3.25%)
At close: Jan 30, 2026
11.4889 USD
+0.06 (+0.52%)
After Hours: 1/30/2026, 8:04:00 PM
Overall FLO gets a fundamental rating of 5 out of 10. We evaluated FLO against 87 industry peers in the Food Products industry. FLO has an excellent profitability rating, but there are concerns on its financial health. FLO is cheap, but on the other hand it scores bad on growth. Finally FLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- FLO had positive earnings in the past year.
- In the past year FLO had a positive cash flow from operations.
- In the past 5 years FLO has always been profitable.
- Each year in the past 5 years FLO had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.46%, FLO is in the better half of the industry, outperforming 72.41% of the companies in the same industry.
- FLO has a Return On Equity of 13.66%. This is amongst the best in the industry. FLO outperforms 83.91% of its industry peers.
- With an excellent Return On Invested Capital value of 8.07%, FLO belongs to the best of the industry, outperforming 81.61% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for FLO is significantly below the industry average of 27.79%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.46% | ||
| ROE | 13.66% | ||
| ROIC | 8.07% |
ROA(3y)5.93%
ROA(5y)5.74%
ROE(3y)14.18%
ROE(5y)13.65%
ROIC(3y)9.98%
ROIC(5y)9.92%
1.3 Margins
- FLO's Profit Margin of 3.78% is fine compared to the rest of the industry. FLO outperforms 65.52% of its industry peers.
- FLO's Profit Margin has improved in the last couple of years.
- FLO has a Operating Margin of 6.94%. This is in the better half of the industry: FLO outperforms 68.97% of its industry peers.
- FLO's Operating Margin has improved in the last couple of years.
- The Gross Margin of FLO (48.94%) is better than 97.70% of its industry peers.
- In the last couple of years the Gross Margin of FLO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.94% | ||
| PM (TTM) | 3.78% | ||
| GM | 48.94% |
OM growth 3Y-3.43%
OM growth 5Y4.23%
PM growth 3Y0.7%
PM growth 5Y4.04%
GM growth 3Y-0.18%
GM growth 5Y0.73%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so FLO is still creating some value.
- Compared to 1 year ago, FLO has about the same amount of shares outstanding.
- FLO has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for FLO has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.20 indicates that FLO is not a great score, but indicates only limited risk for bankruptcy at the moment.
- The Altman-Z score of FLO (2.20) is comparable to the rest of the industry.
- FLO has a debt to FCF ratio of 5.50. This is a neutral value as FLO would need 5.50 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 5.50, FLO is in the better half of the industry, outperforming 73.56% of the companies in the same industry.
- A Debt/Equity ratio of 0.98 indicates that FLO is somewhat dependend on debt financing.
- FLO's Debt to Equity ratio of 0.98 is on the low side compared to the rest of the industry. FLO is outperformed by 70.11% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.98 | ||
| Debt/FCF | 5.5 | ||
| Altman-Z | 2.2 |
ROIC/WACC1.15
WACC7%
2.3 Liquidity
- FLO has a Current Ratio of 0.79. This is a bad value and indicates that FLO is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of FLO (0.79) is worse than 82.76% of its industry peers.
- A Quick Ratio of 0.47 indicates that FLO may have some problems paying its short term obligations.
- FLO has a Quick ratio of 0.47. This is in the lower half of the industry: FLO underperforms 75.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.47 |
3. Growth
3.1 Past
- The earnings per share for FLO have decreased strongly by -12.70% in the last year.
- Measured over the past 5 years, FLO shows a small growth in Earnings Per Share. The EPS has been growing by 5.70% on average per year.
- The Revenue has been growing slightly by 0.26% in the past year.
- Measured over the past years, FLO shows a small growth in Revenue. The Revenue has been growing by 4.35% on average per year.
EPS 1Y (TTM)-12.7%
EPS 3Y1.34%
EPS 5Y5.7%
EPS Q2Q%-30.3%
Revenue 1Y (TTM)0.26%
Revenue growth 3Y5.63%
Revenue growth 5Y4.35%
Sales Q2Q%3.02%
3.2 Future
- FLO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.39% yearly.
- FLO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.93% yearly.
EPS Next Y-18.46%
EPS Next 2Y-11.86%
EPS Next 3Y-6.98%
EPS Next 5Y-3.39%
Revenue Next Year2.59%
Revenue Next 2Y0.78%
Revenue Next 3Y0.66%
Revenue Next 5Y0.93%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 10.39, the valuation of FLO can be described as reasonable.
- Based on the Price/Earnings ratio, FLO is valued cheaply inside the industry as 85.06% of the companies are valued more expensively.
- FLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.32.
- With a Price/Forward Earnings ratio of 11.50, the valuation of FLO can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, FLO is valued cheaply inside the industry as 83.91% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of FLO to the average of the S&P500 Index (25.57), we can say FLO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.39 | ||
| Fwd PE | 11.5 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FLO is valued a bit cheaper than 70.11% of the companies in the same industry.
- 90.80% of the companies in the same industry are more expensive than FLO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.42 | ||
| EV/EBITDA | 8 |
4.3 Compensation for Growth
- The decent profitability rating of FLO may justify a higher PE ratio.
- FLO's earnings are expected to decrease with -6.98% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.82
EPS Next 2Y-11.86%
EPS Next 3Y-6.98%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.94%, FLO is a good candidate for dividend investing.
- FLO's Dividend Yield is rather good when compared to the industry average which is at 2.30. FLO pays more dividend than 96.55% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, FLO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.94% |
5.2 History
- The dividend of FLO is nicely growing with an annual growth rate of 7.46%!
- FLO has been paying a dividend for at least 10 years, so it has a reliable track record.
- FLO has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)7.46%
Div Incr Years22
Div Non Decr Years22
5.3 Sustainability
- 106.99% of the earnings are spent on dividend by FLO. This is not a sustainable payout ratio.
- FLO's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP106.99%
EPS Next 2Y-11.86%
EPS Next 3Y-6.98%
FLOWERS FOODS INC / FLO FAQ
What is the ChartMill fundamental rating of FLOWERS FOODS INC (FLO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FLO.
What is the valuation status of FLOWERS FOODS INC (FLO) stock?
ChartMill assigns a valuation rating of 7 / 10 to FLOWERS FOODS INC (FLO). This can be considered as Undervalued.
Can you provide the profitability details for FLOWERS FOODS INC?
FLOWERS FOODS INC (FLO) has a profitability rating of 7 / 10.
What is the valuation of FLOWERS FOODS INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FLOWERS FOODS INC (FLO) is 10.39 and the Price/Book (PB) ratio is 1.7.
What is the financial health of FLOWERS FOODS INC (FLO) stock?
The financial health rating of FLOWERS FOODS INC (FLO) is 3 / 10.