FLOWERS FOODS INC (FLO) Stock Fundamental Analysis

NYSE:FLO • US3434981011

9.66 USD
-0.7 (-6.76%)
At close: Feb 17, 2026
9.71 USD
+0.05 (+0.52%)
After Hours: 2/17/2026, 8:16:03 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall FLO gets a fundamental rating of 5 out of 10. We evaluated FLO against 87 industry peers in the Food Products industry. While FLO has a great profitability rating, there are quite some concerns on its financial health. FLO is valued quite cheap, but it does not seem to be growing. Finally FLO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • FLO had positive earnings in the past year.
  • In the past year FLO had a positive cash flow from operations.
  • Of the past 5 years FLO 4 years were profitable.
  • FLO had a positive operating cash flow in 4 of the past 5 years.
FLO Yearly Net Income VS EBIT VS OCF VS FCFFLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

  • FLO's Return On Assets of 4.46% is fine compared to the rest of the industry. FLO outperforms 73.56% of its industry peers.
  • With an excellent Return On Equity value of 13.66%, FLO belongs to the best of the industry, outperforming 83.91% of the companies in the same industry.
  • FLO's Return On Invested Capital of 8.07% is amongst the best of the industry. FLO outperforms 81.61% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for FLO is significantly below the industry average of 28.07%.
Industry RankSector Rank
ROA 4.46%
ROE 13.66%
ROIC 8.07%
ROA(3y)5.93%
ROA(5y)5.74%
ROE(3y)14.18%
ROE(5y)13.65%
ROIC(3y)9.98%
ROIC(5y)9.92%
FLO Yearly ROA, ROE, ROICFLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • FLO's Profit Margin of 3.78% is fine compared to the rest of the industry. FLO outperforms 66.67% of its industry peers.
  • FLO's Profit Margin has improved in the last couple of years.
  • FLO has a better Operating Margin (6.94%) than 68.97% of its industry peers.
  • In the last couple of years the Operating Margin of FLO has grown nicely.
  • Looking at the Gross Margin, with a value of 48.94%, FLO belongs to the top of the industry, outperforming 97.70% of the companies in the same industry.
  • FLO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.94%
PM (TTM) 3.78%
GM 48.94%
OM growth 3Y-3.43%
OM growth 5Y4.23%
PM growth 3Y0.7%
PM growth 5Y4.04%
GM growth 3Y-0.18%
GM growth 5Y0.73%
FLO Yearly Profit, Operating, Gross MarginsFLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), FLO is creating some value.
  • There is no outstanding debt for FLO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
FLO Yearly Shares OutstandingFLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
FLO Yearly Total Debt VS Total AssetsFLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

  • FLO has an Altman-Z score of 2.16. This is not the best score and indicates that FLO is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.16, FLO perfoms like the industry average, outperforming 58.62% of the companies in the same industry.
  • The Debt to FCF ratio of FLO is 5.50, which is a neutral value as it means it would take FLO, 5.50 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 5.50, FLO is in the better half of the industry, outperforming 72.41% of the companies in the same industry.
  • A Debt/Equity ratio of 0.98 indicates that FLO is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.98, FLO is doing worse than 70.11% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.98
Debt/FCF 5.5
Altman-Z 2.16
ROIC/WACC1.22
WACC6.62%
FLO Yearly LT Debt VS Equity VS FCFFLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

2.3 Liquidity

  • A Current Ratio of 0.79 indicates that FLO may have some problems paying its short term obligations.
  • FLO's Current ratio of 0.79 is on the low side compared to the rest of the industry. FLO is outperformed by 80.46% of its industry peers.
  • A Quick Ratio of 0.47 indicates that FLO may have some problems paying its short term obligations.
  • FLO has a Quick ratio of 0.47. This is in the lower half of the industry: FLO underperforms 74.71% of its industry peers.
Industry RankSector Rank
Current Ratio 0.79
Quick Ratio 0.47
FLO Yearly Current Assets VS Current LiabilitesFLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • FLO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.06%.
  • FLO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.43% yearly.
EPS 1Y (TTM)-14.06%
EPS 3Y-4.93%
EPS 5Y-3.43%
EPS Q2Q%0%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%10.96%

3.2 Future

  • FLO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.52% yearly.
  • Based on estimates for the next years, FLO will show a small growth in Revenue. The Revenue will grow by 0.52% on average per year.
EPS Next Y-10.54%
EPS Next 2Y-4.31%
EPS Next 3Y-1.22%
EPS Next 5Y-0.52%
Revenue Next Year-1.24%
Revenue Next 2Y-0.53%
Revenue Next 3Y-0.22%
Revenue Next 5Y0.52%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FLO Yearly Revenue VS EstimatesFLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1B 2B 3B 4B 5B
FLO Yearly EPS VS EstimatesFLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.2 0.4 0.6 0.8 1

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7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 8.78, the valuation of FLO can be described as reasonable.
  • Based on the Price/Earnings ratio, FLO is valued cheaper than 90.80% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.16, FLO is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 9.82, the valuation of FLO can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, FLO is valued cheaply inside the industry as 87.36% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.10, FLO is valued rather cheaply.
Industry RankSector Rank
PE 8.78
Fwd PE 9.82
FLO Price Earnings VS Forward Price EarningsFLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 77.01% of the companies in the same industry are more expensive than FLO, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, FLO is valued cheaper than 94.25% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.27
EV/EBITDA 7.56
FLO Per share dataFLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • FLO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-4.31%
EPS Next 3Y-1.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • FLO has a Yearly Dividend Yield of 9.56%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.27, FLO pays a better dividend. On top of this FLO pays more dividend than 96.55% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, FLO pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.56%

5.2 History

  • On average, the dividend of FLO grows each year by 7.46%, which is quite nice.
  • FLO has been paying a dividend for at least 10 years, so it has a reliable track record.
  • FLO has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)7.46%
Div Incr Years22
Div Non Decr Years22
FLO Yearly Dividends per shareFLO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • FLO pays out 106.99% of its income as dividend. This is not a sustainable payout ratio.
  • FLO's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP106.99%
EPS Next 2Y-4.31%
EPS Next 3Y-1.22%
FLO Yearly Income VS Free CF VS DividendFLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
FLO Dividend Payout.FLO Dividend Payout, showing the Payout Ratio.FLO Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

FLOWERS FOODS INC

NYSE:FLO (2/17/2026, 8:16:03 PM)

After market: 9.71 +0.05 (+0.52%)

9.66

-0.7 (-6.76%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)02-12
Earnings (Next)05-14
Inst Owners84.57%
Inst Owner Change-5.44%
Ins Owners2.08%
Ins Owner Change4.36%
Market Cap2.04B
Revenue(TTM)N/A
Net Income(TTM)194.02M
Analysts50.77
Price Target14.57 (50.83%)
Short Float %12.78%
Short Ratio5.84
Dividend
Industry RankSector Rank
Dividend Yield 9.56%
Yearly Dividend0.96
Dividend Growth(5Y)7.46%
DP106.99%
Div Incr Years22
Div Non Decr Years22
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.05%
Min EPS beat(2)-0.34%
Max EPS beat(2)0.45%
EPS beat(4)2
Avg EPS beat(4)-0.67%
Min EPS beat(4)-7.75%
Max EPS beat(4)4.97%
EPS beat(8)4
Avg EPS beat(8)0.01%
EPS beat(12)6
Avg EPS beat(12)1.28%
EPS beat(16)9
Avg EPS beat(16)2.31%
Revenue beat(2)0
Avg Revenue beat(2)-2.04%
Min Revenue beat(2)-2.75%
Max Revenue beat(2)-1.32%
Revenue beat(4)0
Avg Revenue beat(4)-2.64%
Min Revenue beat(4)-3.76%
Max Revenue beat(4)-1.32%
Revenue beat(8)0
Avg Revenue beat(8)-2.09%
Revenue beat(12)1
Avg Revenue beat(12)-1.85%
Revenue beat(16)3
Avg Revenue beat(16)-1.43%
PT rev (1m)3.9%
PT rev (3m)-10.71%
EPS NQ rev (1m)-1.36%
EPS NQ rev (3m)-11.43%
EPS NY rev (1m)-0.25%
EPS NY rev (3m)-2.37%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.24%
Valuation
Industry RankSector Rank
PE 8.78
Fwd PE 9.82
P/S 0.4
P/FCF 6.27
P/OCF 4.52
P/B 1.44
P/tB N/A
EV/EBITDA 7.56
EPS(TTM)1.1
EY11.39%
EPS(NY)0.98
Fwd EY10.19%
FCF(TTM)1.54
FCFY15.95%
OCF(TTM)2.14
OCFY22.11%
SpS24.31
BVpS6.73
TBVpS-3.58
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.9
Profitability
Industry RankSector Rank
ROA 4.46%
ROE 13.66%
ROCE 10.51%
ROIC 8.07%
ROICexc 8.11%
ROICexgc 22.75%
OM 6.94%
PM (TTM) 3.78%
GM 48.94%
FCFM 6.34%
ROA(3y)5.93%
ROA(5y)5.74%
ROE(3y)14.18%
ROE(5y)13.65%
ROIC(3y)9.98%
ROIC(5y)9.92%
ROICexc(3y)10.22%
ROICexc(5y)10.45%
ROICexgc(3y)19.22%
ROICexgc(5y)20.02%
ROCE(3y)13.04%
ROCE(5y)12.97%
ROICexgc growth 3Y-3.32%
ROICexgc growth 5Y5.84%
ROICexc growth 3Y-1.65%
ROICexc growth 5Y7.13%
OM growth 3Y-3.43%
OM growth 5Y4.23%
PM growth 3Y0.7%
PM growth 5Y4.04%
GM growth 3Y-0.18%
GM growth 5Y0.73%
F-Score4
Asset Turnover1.18
Health
Industry RankSector Rank
Debt/Equity 0.98
Debt/FCF 5.5
Debt/EBITDA 2.66
Cap/Depr 75.86%
Cap/Sales 2.45%
Interest Coverage 250
Cash Conversion 86.37%
Profit Quality 167.69%
Current Ratio 0.79
Quick Ratio 0.47
Altman-Z 2.16
F-Score4
WACC6.62%
ROIC/WACC1.22
Cap/Depr(3y)95.72%
Cap/Depr(5y)92.68%
Cap/Sales(3y)2.88%
Cap/Sales(5y)2.85%
Profit Quality(3y)125.18%
Profit Quality(5y)141.19%
High Growth Momentum
Growth
EPS 1Y (TTM)-14.06%
EPS 3Y-4.93%
EPS 5Y-3.43%
EPS Q2Q%0%
EPS Next Y-10.54%
EPS Next 2Y-4.31%
EPS Next 3Y-1.22%
EPS Next 5Y-0.52%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%10.96%
Revenue Next Year-1.24%
Revenue Next 2Y-0.53%
Revenue Next 3Y-0.22%
Revenue Next 5Y0.52%
EBIT growth 1Y-3.26%
EBIT growth 3Y2%
EBIT growth 5Y8.76%
EBIT Next Year39.27%
EBIT Next 3Y11.56%
EBIT Next 5Y7.56%
FCF growth 1Y72.17%
FCF growth 3Y12.24%
FCF growth 5Y1.28%
OCF growth 1Y38.09%
OCF growth 3Y6.19%
OCF growth 5Y2.37%

FLOWERS FOODS INC / FLO FAQ

What is the ChartMill fundamental rating of FLOWERS FOODS INC (FLO) stock?

ChartMill assigns a fundamental rating of 5 / 10 to FLO.


What is the valuation status of FLOWERS FOODS INC (FLO) stock?

ChartMill assigns a valuation rating of 7 / 10 to FLOWERS FOODS INC (FLO). This can be considered as Undervalued.


Can you provide the profitability details for FLOWERS FOODS INC?

FLOWERS FOODS INC (FLO) has a profitability rating of 7 / 10.


What is the valuation of FLOWERS FOODS INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for FLOWERS FOODS INC (FLO) is 8.78 and the Price/Book (PB) ratio is 1.44.


What is the financial health of FLOWERS FOODS INC (FLO) stock?

The financial health rating of FLOWERS FOODS INC (FLO) is 3 / 10.