19.01 USD
+0.02 (+0.11%)
18.99 USD
-0.02 (-0.11%)
FIVN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. FIVN has an average financial health and profitability rating. An interesting combination arises when we look at growth and value: FIVN is growing strongly while it also seems undervalued.
1. Profitability
1.1 Basic Checks
- FIVN had positive earnings in the past year.
- In the past year FIVN had a positive cash flow from operations.
- In the past 5 years FIVN always reported negative net income.
- FIVN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 1.77%, FIVN is doing good in the industry, outperforming 61.23% of the companies in the same industry.
- FIVN's Return On Equity of 4.03% is fine compared to the rest of the industry. FIVN outperforms 65.58% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.67%, FIVN is in the better half of the industry, outperforming 60.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- FIVN's Profit Margin of 2.77% is fine compared to the rest of the industry. FIVN outperforms 60.87% of its industry peers.
- The Operating Margin of FIVN (1.17%) is better than 60.51% of its industry peers.
- FIVN has a worse Gross Margin (55.20%) than 65.58% of its industry peers.
- FIVN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
- FIVN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for FIVN has been increased compared to 1 year ago.
- FIVN has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, FIVN has a worse debt to assets ratio.
2.2 Solvency
- FIVN has an Altman-Z score of 1.75. This is a bad value and indicates that FIVN is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.75, FIVN perfoms like the industry average, outperforming 46.01% of the companies in the same industry.
- FIVN has a debt to FCF ratio of 4.57. This is a neutral value as FIVN would need 4.57 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 4.57, FIVN perfoms like the industry average, outperforming 58.70% of the companies in the same industry.
- A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
- The Debt to Equity ratio of FIVN (0.96) is worse than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.75 |
ROIC/WACC0.07
WACC9%
2.3 Liquidity
- FIVN has a Current Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of FIVN (4.61) is better than 86.23% of its industry peers.
- FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
- FIVN's Quick ratio of 4.61 is amongst the best of the industry. FIVN outperforms 86.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 29.39% over the past year.
- FIVN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.27% yearly.
- Looking at the last year, FIVN shows a quite strong growth in Revenue. The Revenue has grown by 12.48% in the last year.
- FIVN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 26.01% yearly.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
- The Earnings Per Share is expected to grow by 8.64% on average over the next years. This is quite good.
- FIVN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.97%
Revenue Next 5Y9.27%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 6.44, the valuation of FIVN can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of FIVN indicates a rather cheap valuation: FIVN is cheaper than 92.75% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of FIVN to the average of the S&P500 Index (27.54), we can say FIVN is valued rather cheaply.
- A Price/Forward Earnings ratio of 5.87 indicates a rather cheap valuation of FIVN.
- Based on the Price/Forward Earnings ratio, FIVN is valued cheaper than 93.84% of the companies in the same industry.
- FIVN is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.31, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.44 | ||
| Fwd PE | 5.87 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaper than 81.88% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, FIVN is valued cheaply inside the industry as 93.84% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.04 | ||
| EV/EBITDA | 17.18 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.61% in the coming years.
PEG (NY)0.3
PEG (5Y)0.27
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
- No dividends for FIVN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
19.01
+0.02 (+0.11%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-18 2026-02-18/amc
Inst Owners119.54%
Inst Owner Change0.08%
Ins Owners1.39%
Ins Owner Change1.3%
Market Cap1.49B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts78.57
Price Target34.37 (80.8%)
Short Float %9.66%
Short Ratio3.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)0%
PT rev (3m)-5.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.4%
EPS NY rev (1m)0%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.58%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.44 | ||
| Fwd PE | 5.87 | ||
| P/S | 1.32 | ||
| P/FCF | 9.04 | ||
| P/OCF | 7.73 | ||
| P/B | 1.92 | ||
| P/tB | 4.2 | ||
| EV/EBITDA | 17.18 |
EPS(TTM)2.95
EY15.52%
EPS(NY)3.24
Fwd EY17.03%
FCF(TTM)2.1
FCFY11.06%
OCF(TTM)2.46
OCFY12.94%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.3
PEG (5Y)0.27
Graham Number25.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.75 |
F-Score7
WACC9%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.97%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.18%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
Can you provide the valuation status for FIVE9 INC?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
What is the profitability of FIVN stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
How financially healthy is FIVE9 INC?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.
What is the expected EPS growth for FIVE9 INC (FIVN) stock?
The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.81% in the next year.