FIVE9 INC (FIVN) Stock Fundamental Analysis

NASDAQ:FIVN • US3383071012

17.44 USD
-1.26 (-6.74%)
At close: Feb 27, 2026
17.5 USD
+0.06 (+0.34%)
After Hours: 2/27/2026, 8:02:17 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall FIVN gets a fundamental rating of 5 out of 10. We evaluated FIVN against 274 industry peers in the Software industry. FIVN has only an average score on both its financial health and profitability. FIVN has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year FIVN was profitable.
  • In the past year FIVN had a positive cash flow from operations.
  • FIVN had negative earnings in 4 of the past 5 years.
  • FIVN had a positive operating cash flow in each of the past 5 years.
FIVN Yearly Net Income VS EBIT VS OCF VS FCFFIVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M

1.2 Ratios

  • FIVN has a better Return On Assets (1.77%) than 61.68% of its industry peers.
  • FIVN has a better Return On Equity (4.03%) than 64.96% of its industry peers.
  • FIVN has a Return On Invested Capital (0.74%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 1.77%
ROE 4.03%
ROIC 0.74%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FIVN Yearly ROA, ROE, ROICFIVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -10 -20 -30

1.3 Margins

  • FIVN has a better Profit Margin (2.77%) than 60.22% of its industry peers.
  • FIVN has a Operating Margin (1.17%) which is comparable to the rest of the industry.
  • The Gross Margin of FIVN (55.20%) is worse than 65.69% of its industry peers.
  • In the last couple of years the Gross Margin of FIVN has remained more or less at the same level.
Industry RankSector Rank
OM 1.17%
PM (TTM) 2.77%
GM 55.2%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.41%
GM growth 5Y-1.21%
FIVN Yearly Profit, Operating, Gross MarginsFIVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIVN is destroying value.
  • The number of shares outstanding for FIVN has been increased compared to 1 year ago.
  • FIVN has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, FIVN has an improved debt to assets ratio.
FIVN Yearly Shares OutstandingFIVN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
FIVN Yearly Total Debt VS Total AssetsFIVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • FIVN has an Altman-Z score of 1.74. This is a bad value and indicates that FIVN is not financially healthy and even has some risk of bankruptcy.
  • FIVN has a Altman-Z score (1.74) which is in line with its industry peers.
  • The Debt to FCF ratio of FIVN is 4.57, which is a neutral value as it means it would take FIVN, 4.57 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 4.57, FIVN perfoms like the industry average, outperforming 58.39% of the companies in the same industry.
  • A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.96, FIVN is doing worse than 75.55% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 4.57
Altman-Z 1.74
ROIC/WACC0.07
WACC10.8%
FIVN Yearly LT Debt VS Equity VS FCFFIVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

2.3 Liquidity

  • FIVN has a Current Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of FIVN (4.61) is better than 86.13% of its industry peers.
  • FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
  • FIVN has a Quick ratio of 4.61. This is amongst the best in the industry. FIVN outperforms 86.13% of its industry peers.
Industry RankSector Rank
Current Ratio 4.61
Quick Ratio 4.61
FIVN Yearly Current Assets VS Current LiabilitesFIVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.33%, which is quite impressive.
  • Measured over the past years, FIVN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.49% on average per year.
  • FIVN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.28%.
  • Measured over the past years, FIVN shows a very strong growth in Revenue. The Revenue has been growing by 21.45% on average per year.
EPS 1Y (TTM)20.33%
EPS 3Y25.71%
EPS 5Y24.49%
EPS Q2Q%1.27%
Revenue 1Y (TTM)10.28%
Revenue growth 3Y13.84%
Revenue growth 5Y21.45%
Sales Q2Q%7.76%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.32% on average over the next years.
  • The Revenue is expected to grow by 8.41% on average over the next years. This is quite good.
EPS Next Y9.75%
EPS Next 2Y10.71%
EPS Next 3Y6.04%
EPS Next 5Y4.32%
Revenue Next Year9.4%
Revenue Next 2Y9.39%
Revenue Next 3Y9.04%
Revenue Next 5Y8.41%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FIVN Yearly Revenue VS EstimatesFIVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 500M 1B 1.5B 2B
FIVN Yearly EPS VS EstimatesFIVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0 1 2 3 4

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.89, the valuation of FIVN can be described as very cheap.
  • 94.89% of the companies in the same industry are more expensive than FIVN, based on the Price/Earnings ratio.
  • FIVN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.10.
  • The Price/Forward Earnings ratio is 5.37, which indicates a rather cheap valuation of FIVN.
  • 93.43% of the companies in the same industry are more expensive than FIVN, based on the Price/Forward Earnings ratio.
  • FIVN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 5.89
Fwd PE 5.37
FIVN Price Earnings VS Forward Price EarningsFIVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 76.28% of the companies in the same industry are more expensive than FIVN, based on the Enterprise Value to EBITDA ratio.
  • FIVN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FIVN is cheaper than 93.07% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.3
EV/EBITDA 16.79
FIVN Per share dataFIVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.6
PEG (5Y)0.24
EPS Next 2Y10.71%
EPS Next 3Y6.04%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • FIVN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

FIVE9 INC

NASDAQ:FIVN (2/27/2026, 8:02:17 PM)

After market: 17.5 +0.06 (+0.34%)

17.44

-1.26 (-6.74%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-19
Earnings (Next)04-29
Inst Owners119.54%
Inst Owner Change-6.15%
Ins Owners1.39%
Ins Owner Change-0.17%
Market Cap1.36B
Revenue(TTM)1.15B
Net Income(TTM)31.28M
Analysts77.86
Price Target28 (60.55%)
Short Float %9.1%
Short Ratio3.54
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-2%
PT rev (3m)-3.25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.06%
EPS NY rev (1m)0%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 5.89
Fwd PE 5.37
P/S 1.21
P/FCF 8.3
P/OCF 7.09
P/B 1.76
P/tB 3.85
EV/EBITDA 16.79
EPS(TTM)2.96
EY16.97%
EPS(NY)3.25
Fwd EY18.63%
FCF(TTM)2.1
FCFY12.05%
OCF(TTM)2.46
OCFY14.11%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.6
PEG (5Y)0.24
Graham Number25.69
Profitability
Industry RankSector Rank
ROA 1.77%
ROE 4.03%
ROCE 0.85%
ROIC 0.74%
ROICexc 1.31%
ROICexgc 2.49%
OM 1.17%
PM (TTM) 2.77%
GM 55.2%
FCFM 14.59%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.41%
GM growth 5Y-1.21%
F-Score7
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 4.57
Debt/EBITDA 11.95
Cap/Depr 57.26%
Cap/Sales 2.48%
Interest Coverage 1.29
Cash Conversion 309.64%
Profit Quality 525.71%
Current Ratio 4.61
Quick Ratio 4.61
Altman-Z 1.74
F-Score7
WACC10.8%
ROIC/WACC0.07
Cap/Depr(3y)61.64%
Cap/Depr(5y)82.19%
Cap/Sales(3y)3.22%
Cap/Sales(5y)4.66%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.33%
EPS 3Y25.71%
EPS 5Y24.49%
EPS Q2Q%1.27%
EPS Next Y9.75%
EPS Next 2Y10.71%
EPS Next 3Y6.04%
EPS Next 5Y4.32%
Revenue 1Y (TTM)10.28%
Revenue growth 3Y13.84%
Revenue growth 5Y21.45%
Sales Q2Q%7.76%
Revenue Next Year9.4%
Revenue Next 2Y9.39%
Revenue Next 3Y9.04%
Revenue Next 5Y8.41%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year43.24%
EBIT Next 3Y23.96%
EBIT Next 5Y9.43%
FCF growth 1Y92.31%
FCF growth 3Y76.5%
FCF growth 5Y40.41%
OCF growth 1Y48.16%
OCF growth 3Y36.54%
OCF growth 5Y27.44%

FIVE9 INC / FIVN FAQ

What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?

ChartMill assigns a fundamental rating of 5 / 10 to FIVN.


Can you provide the valuation status for FIVE9 INC?

ChartMill assigns a valuation rating of 8 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.


What is the profitability of FIVN stock?

FIVE9 INC (FIVN) has a profitability rating of 4 / 10.


How financially healthy is FIVE9 INC?

The financial health rating of FIVE9 INC (FIVN) is 5 / 10.


What is the expected EPS growth for FIVE9 INC (FIVN) stock?

The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 9.75% in the next year.