17.59 USD
-1.42 (-7.47%)
17.5921 USD
+0 (+0.01%)
Taking everything into account, FIVN scores 5 out of 10 in our fundamental rating. FIVN was compared to 277 industry peers in the Software industry. FIVN has an average financial health and profitability rating. FIVN is growing strongly while it also seems undervalued. This is an interesting combination
1. Profitability
1.1 Basic Checks
- In the past year FIVN was profitable.
- In the past year FIVN had a positive cash flow from operations.
- FIVN had negative earnings in each of the past 5 years.
- FIVN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 1.77%, FIVN is doing good in the industry, outperforming 61.37% of the companies in the same industry.
- With a decent Return On Equity value of 4.03%, FIVN is doing good in the industry, outperforming 65.70% of the companies in the same industry.
- FIVN has a better Return On Invested Capital (0.67%) than 61.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of FIVN (2.77%) is better than 61.01% of its industry peers.
- FIVN has a Operating Margin of 1.17%. This is in the better half of the industry: FIVN outperforms 60.65% of its industry peers.
- FIVN has a worse Gross Margin (55.20%) than 65.70% of its industry peers.
- In the last couple of years the Gross Margin of FIVN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FIVN is destroying value.
- FIVN has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for FIVN has been increased compared to 5 years ago.
- Compared to 1 year ago, FIVN has a worse debt to assets ratio.
2.2 Solvency
- FIVN has an Altman-Z score of 1.68. This is a bad value and indicates that FIVN is not financially healthy and even has some risk of bankruptcy.
- FIVN has a Altman-Z score of 1.68. This is comparable to the rest of the industry: FIVN outperforms 44.77% of its industry peers.
- FIVN has a debt to FCF ratio of 4.57. This is a neutral value as FIVN would need 4.57 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.57, FIVN is in line with its industry, outperforming 58.84% of the companies in the same industry.
- FIVN has a Debt/Equity ratio of 0.96. This is a neutral value indicating FIVN is somewhat dependend on debt financing.
- FIVN has a Debt to Equity ratio of 0.96. This is in the lower half of the industry: FIVN underperforms 75.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.68 |
ROIC/WACC0.07
WACC9%
2.3 Liquidity
- A Current Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
- FIVN has a better Current ratio (4.61) than 85.92% of its industry peers.
- FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
- The Quick ratio of FIVN (4.61) is better than 86.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
- FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
- Measured over the past years, FIVN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.27% on average per year.
- FIVN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.48%.
- Measured over the past years, FIVN shows a very strong growth in Revenue. The Revenue has been growing by 26.01% on average per year.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
- FIVN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.64% yearly.
- FIVN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 5.96, the valuation of FIVN can be described as very cheap.
- Based on the Price/Earnings ratio, FIVN is valued cheaply inside the industry as 93.50% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of FIVN to the average of the S&P500 Index (27.38), we can say FIVN is valued rather cheaply.
- A Price/Forward Earnings ratio of 5.43 indicates a rather cheap valuation of FIVN.
- FIVN's Price/Forward Earnings ratio is rather cheap when compared to the industry. FIVN is cheaper than 94.22% of the companies in the same industry.
- FIVN is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.96 | ||
| Fwd PE | 5.43 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaper than 82.67% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, FIVN is valued cheaper than 94.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.37 | ||
| EV/EBITDA | 15.39 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- FIVN's earnings are expected to grow with 13.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.27
PEG (5Y)0.25
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
- FIVN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
17.59
-1.42 (-7.47%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-18 2026-02-18/amc
Inst Owners119.54%
Inst Owner Change-0.28%
Ins Owners1.39%
Ins Owner Change1.3%
Market Cap1.38B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts78.57
Price Target33.93 (92.89%)
Short Float %9.66%
Short Ratio3.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-1.27%
PT rev (3m)-6.55%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)0.58%
EPS NY rev (1m)0%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.59%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.96 | ||
| Fwd PE | 5.43 | ||
| P/S | 1.22 | ||
| P/FCF | 8.37 | ||
| P/OCF | 7.15 | ||
| P/B | 1.77 | ||
| P/tB | 3.88 | ||
| EV/EBITDA | 15.39 |
EPS(TTM)2.95
EY16.77%
EPS(NY)3.24
Fwd EY18.41%
FCF(TTM)2.1
FCFY11.95%
OCF(TTM)2.46
OCFY13.99%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.27
PEG (5Y)0.25
Graham Number25.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.68 |
F-Score7
WACC9%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.18%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
Can you provide the valuation status for FIVE9 INC?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
What is the profitability of FIVN stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
How financially healthy is FIVE9 INC?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.
What is the expected EPS growth for FIVE9 INC (FIVN) stock?
The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.81% in the next year.