17.59 USD
-1.42 (-7.47%)
17.5921 USD
+0 (+0.01%)
FIVN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 277 industry peers in the Software industry. FIVN has an average financial health and profitability rating. FIVN has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!
1. Profitability
1.1 Basic Checks
- In the past year FIVN was profitable.
- FIVN had a positive operating cash flow in the past year.
- In the past 5 years FIVN always reported negative net income.
- FIVN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.77%, FIVN is in the better half of the industry, outperforming 61.37% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 4.03%, FIVN is in the better half of the industry, outperforming 65.70% of the companies in the same industry.
- FIVN has a Return On Invested Capital of 0.67%. This is in the better half of the industry: FIVN outperforms 61.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 2.77%, FIVN is in the better half of the industry, outperforming 61.01% of the companies in the same industry.
- FIVN's Operating Margin of 1.17% is fine compared to the rest of the industry. FIVN outperforms 60.65% of its industry peers.
- With a Gross Margin value of 55.20%, FIVN is not doing good in the industry: 65.70% of the companies in the same industry are doing better.
- FIVN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
- FIVN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, FIVN has more shares outstanding
- The number of shares outstanding for FIVN has been increased compared to 5 years ago.
- Compared to 1 year ago, FIVN has a worse debt to assets ratio.
2.2 Solvency
- FIVN has an Altman-Z score of 1.68. This is a bad value and indicates that FIVN is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.68, FIVN perfoms like the industry average, outperforming 44.77% of the companies in the same industry.
- FIVN has a debt to FCF ratio of 4.57. This is a neutral value as FIVN would need 4.57 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.57, FIVN is in line with its industry, outperforming 58.84% of the companies in the same industry.
- FIVN has a Debt/Equity ratio of 0.96. This is a neutral value indicating FIVN is somewhat dependend on debt financing.
- FIVN has a worse Debt to Equity ratio (0.96) than 75.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.68 |
ROIC/WACC0.07
WACC9%
2.3 Liquidity
- FIVN has a Current Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 4.61, FIVN belongs to the best of the industry, outperforming 85.92% of the companies in the same industry.
- A Quick Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
- FIVN's Quick ratio of 4.61 is amongst the best of the industry. FIVN outperforms 86.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
- FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
- Measured over the past years, FIVN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.27% on average per year.
- FIVN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.48%.
- The Revenue has been growing by 26.01% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
- Based on estimates for the next years, FIVN will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.64% on average per year.
- The Revenue is expected to grow by 9.27% on average over the next years. This is quite good.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- FIVN is valuated cheaply with a Price/Earnings ratio of 5.96.
- Compared to the rest of the industry, the Price/Earnings ratio of FIVN indicates a rather cheap valuation: FIVN is cheaper than 93.50% of the companies listed in the same industry.
- FIVN is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 5.43, which indicates a rather cheap valuation of FIVN.
- FIVN's Price/Forward Earnings ratio is rather cheap when compared to the industry. FIVN is cheaper than 94.22% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. FIVN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.96 | ||
| Fwd PE | 5.43 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaper than 82.67% of the companies in the same industry.
- FIVN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FIVN is cheaper than 94.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.37 | ||
| EV/EBITDA | 15.39 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.61% in the coming years.
PEG (NY)0.27
PEG (5Y)0.25
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
- No dividends for FIVN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
17.59
-1.42 (-7.47%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-18 2026-02-18/amc
Inst Owners119.54%
Inst Owner Change-0.28%
Ins Owners1.39%
Ins Owner Change1.3%
Market Cap1.38B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts78.57
Price Target33.93 (92.89%)
Short Float %9.66%
Short Ratio3.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-1.27%
PT rev (3m)-6.55%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)0.58%
EPS NY rev (1m)0%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.59%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.96 | ||
| Fwd PE | 5.43 | ||
| P/S | 1.22 | ||
| P/FCF | 8.37 | ||
| P/OCF | 7.15 | ||
| P/B | 1.77 | ||
| P/tB | 3.88 | ||
| EV/EBITDA | 15.39 |
EPS(TTM)2.95
EY16.77%
EPS(NY)3.24
Fwd EY18.41%
FCF(TTM)2.1
FCFY11.95%
OCF(TTM)2.46
OCFY13.99%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.27
PEG (5Y)0.25
Graham Number25.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.68 |
F-Score7
WACC9%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.18%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
Can you provide the valuation status for FIVE9 INC?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
What is the profitability of FIVN stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
How financially healthy is FIVE9 INC?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.
What is the expected EPS growth for FIVE9 INC (FIVN) stock?
The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.81% in the next year.