18.87 USD
+1.47 (+8.45%)
18.75 USD
-0.12 (-0.64%)
FIVN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 277 industry peers in the Software industry. FIVN has an average financial health and profitability rating. FIVN is evaluated to be cheap and growing strongly. This does not happen too often!
1. Profitability
1.1 Basic Checks
- In the past year FIVN was profitable.
- FIVN had a positive operating cash flow in the past year.
- FIVN had negative earnings in each of the past 5 years.
- Each year in the past 5 years FIVN had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.77%, FIVN is in the better half of the industry, outperforming 61.37% of the companies in the same industry.
- The Return On Equity of FIVN (4.03%) is better than 65.70% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.67%, FIVN is in the better half of the industry, outperforming 61.01% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- FIVN has a Profit Margin of 2.77%. This is in the better half of the industry: FIVN outperforms 61.01% of its industry peers.
- FIVN has a better Operating Margin (1.17%) than 60.65% of its industry peers.
- FIVN has a worse Gross Margin (55.20%) than 65.70% of its industry peers.
- In the last couple of years the Gross Margin of FIVN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIVN is destroying value.
- The number of shares outstanding for FIVN has been increased compared to 1 year ago.
- Compared to 5 years ago, FIVN has more shares outstanding
- FIVN has a worse debt/assets ratio than last year.
2.2 Solvency
- FIVN has an Altman-Z score of 1.67. This is a bad value and indicates that FIVN is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.67, FIVN is in line with its industry, outperforming 45.85% of the companies in the same industry.
- FIVN has a debt to FCF ratio of 4.57. This is a neutral value as FIVN would need 4.57 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.57, FIVN is in line with its industry, outperforming 58.84% of the companies in the same industry.
- A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
- FIVN's Debt to Equity ratio of 0.96 is on the low side compared to the rest of the industry. FIVN is outperformed by 75.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.67 |
ROIC/WACC0.07
WACC9.07%
2.3 Liquidity
- A Current Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 4.61, FIVN belongs to the best of the industry, outperforming 85.92% of the companies in the same industry.
- FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 4.61, FIVN belongs to the top of the industry, outperforming 86.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 29.39% over the past year.
- FIVN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.27% yearly.
- Looking at the last year, FIVN shows a quite strong growth in Revenue. The Revenue has grown by 12.48% in the last year.
- Measured over the past years, FIVN shows a very strong growth in Revenue. The Revenue has been growing by 26.01% on average per year.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
- FIVN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.64% yearly.
- The Revenue is expected to grow by 9.27% on average over the next years. This is quite good.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 6.40, which indicates a rather cheap valuation of FIVN.
- Based on the Price/Earnings ratio, FIVN is valued cheaper than 94.22% of the companies in the same industry.
- FIVN is valuated cheaply when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 5.83 indicates a rather cheap valuation of FIVN.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of FIVN indicates a rather cheap valuation: FIVN is cheaper than 94.22% of the companies listed in the same industry.
- FIVN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.4 | ||
| Fwd PE | 5.83 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaper than 82.67% of the companies in the same industry.
- 94.22% of the companies in the same industry are more expensive than FIVN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.98 | ||
| EV/EBITDA | 15.15 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.61% in the coming years.
PEG (NY)0.29
PEG (5Y)0.26
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
- FIVN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
Can you provide the valuation status for FIVE9 INC?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
What is the profitability of FIVN stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
How financially healthy is FIVE9 INC?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.
What is the expected EPS growth for FIVE9 INC (FIVN) stock?
The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.81% in the next year.