17.18 USD
-0.41 (-2.33%)
Overall FIVN gets a fundamental rating of 5 out of 10. We evaluated FIVN against 277 industry peers in the Software industry. Both the profitability and the financial health of FIVN get a neutral evaluation. Nothing too spectacular is happening here. FIVN is growing strongly while it also seems undervalued. This is an interesting combination
1. Profitability
1.1 Basic Checks
- In the past year FIVN was profitable.
- FIVN had a positive operating cash flow in the past year.
- FIVN had negative earnings in each of the past 5 years.
- FIVN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- FIVN has a Return On Assets of 1.77%. This is in the better half of the industry: FIVN outperforms 61.37% of its industry peers.
- With a decent Return On Equity value of 4.03%, FIVN is doing good in the industry, outperforming 65.70% of the companies in the same industry.
- FIVN's Return On Invested Capital of 0.67% is fine compared to the rest of the industry. FIVN outperforms 61.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 2.77%, FIVN is in the better half of the industry, outperforming 61.01% of the companies in the same industry.
- Looking at the Operating Margin, with a value of 1.17%, FIVN is in the better half of the industry, outperforming 60.65% of the companies in the same industry.
- Looking at the Gross Margin, with a value of 55.20%, FIVN is doing worse than 65.70% of the companies in the same industry.
- In the last couple of years the Gross Margin of FIVN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
- FIVN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- FIVN has more shares outstanding than it did 1 year ago.
- FIVN has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for FIVN is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 1.68, we must say that FIVN is in the distress zone and has some risk of bankruptcy.
- FIVN has a Altman-Z score (1.68) which is in line with its industry peers.
- The Debt to FCF ratio of FIVN is 4.57, which is a neutral value as it means it would take FIVN, 4.57 years of fcf income to pay off all of its debts.
- FIVN has a Debt to FCF ratio (4.57) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
- FIVN has a worse Debt to Equity ratio (0.96) than 75.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.68 |
ROIC/WACC0.07
WACC9%
2.3 Liquidity
- A Current Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
- The Current ratio of FIVN (4.61) is better than 85.92% of its industry peers.
- A Quick Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 4.61, FIVN belongs to the best of the industry, outperforming 86.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
- FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
- The Earnings Per Share has been growing by 24.27% on average over the past years. This is a very strong growth
- FIVN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.48%.
- The Revenue has been growing by 26.01% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
- Based on estimates for the next years, FIVN will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.64% on average per year.
- FIVN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 5.82, the valuation of FIVN can be described as very cheap.
- 93.50% of the companies in the same industry are more expensive than FIVN, based on the Price/Earnings ratio.
- FIVN is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 5.31, which indicates a rather cheap valuation of FIVN.
- Based on the Price/Forward Earnings ratio, FIVN is valued cheaper than 94.22% of the companies in the same industry.
- FIVN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.82 | ||
| Fwd PE | 5.31 |
4.2 Price Multiples
- FIVN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. FIVN is cheaper than 82.67% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, FIVN is valued cheaper than 94.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.17 | ||
| EV/EBITDA | 15.39 |
4.3 Compensation for Growth
- FIVN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.61% in the coming years.
PEG (NY)0.27
PEG (5Y)0.24
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
- No dividends for FIVN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:FIVN (1/20/2026, 10:18:59 AM)
17.18
-0.41 (-2.33%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-18 2026-02-18/amc
Inst Owners119.54%
Inst Owner Change-0.28%
Ins Owners1.39%
Ins Owner Change1.3%
Market Cap1.34B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts78.57
Price Target33.93 (97.5%)
Short Float %8.91%
Short Ratio3.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-1.27%
PT rev (3m)-6.55%
EPS NQ rev (1m)0.06%
EPS NQ rev (3m)0.58%
EPS NY rev (1m)0%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.59%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.82 | ||
| Fwd PE | 5.31 | ||
| P/S | 1.19 | ||
| P/FCF | 8.17 | ||
| P/OCF | 6.98 | ||
| P/B | 1.73 | ||
| P/tB | 3.79 | ||
| EV/EBITDA | 15.39 |
EPS(TTM)2.95
EY17.17%
EPS(NY)3.24
Fwd EY18.85%
FCF(TTM)2.1
FCFY12.24%
OCF(TTM)2.46
OCFY14.32%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.27
PEG (5Y)0.24
Graham Number25.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.68 |
F-Score7
WACC9%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.18%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
Can you provide the valuation status for FIVE9 INC?
ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
What is the profitability of FIVN stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
How financially healthy is FIVE9 INC?
The financial health rating of FIVE9 INC (FIVN) is 4 / 10.
What is the expected EPS growth for FIVE9 INC (FIVN) stock?
The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.81% in the next year.