FIVE9 INC (FIVN) Stock Fundamental Analysis

NASDAQ:FIVN • US3383071012

16.77 USD
+0.04 (+0.24%)
Last: Feb 19, 2026, 10:24 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, FIVN scores 5 out of 10 in our fundamental rating. FIVN was compared to 276 industry peers in the Software industry. FIVN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FIVN is growing strongly while it also seems undervalued. This is an interesting combination


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • FIVN had positive earnings in the past year.
  • FIVN had a positive operating cash flow in the past year.
  • FIVN had negative earnings in each of the past 5 years.
  • FIVN had a positive operating cash flow in each of the past 5 years.
FIVN Yearly Net Income VS EBIT VS OCF VS FCFFIVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

1.2 Ratios

  • FIVN has a better Return On Assets (1.77%) than 61.23% of its industry peers.
  • Looking at the Return On Equity, with a value of 4.03%, FIVN is in the better half of the industry, outperforming 64.86% of the companies in the same industry.
  • FIVN has a Return On Invested Capital (0.67%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 1.77%
ROE 4.03%
ROIC 0.67%
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
FIVN Yearly ROA, ROE, ROICFIVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20 -30

1.3 Margins

  • FIVN has a Profit Margin (2.77%) which is comparable to the rest of the industry.
  • FIVN has a Operating Margin (1.17%) which is comparable to the rest of the industry.
  • The Gross Margin of FIVN (55.20%) is worse than 65.58% of its industry peers.
  • In the last couple of years the Gross Margin of FIVN has declined.
Industry RankSector Rank
OM 1.17%
PM (TTM) 2.77%
GM 55.2%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
FIVN Yearly Profit, Operating, Gross MarginsFIVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIVN is destroying value.
  • FIVN has more shares outstanding than it did 1 year ago.
  • FIVN has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for FIVN is higher compared to a year ago.
FIVN Yearly Shares OutstandingFIVN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
FIVN Yearly Total Debt VS Total AssetsFIVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 1.64, we must say that FIVN is in the distress zone and has some risk of bankruptcy.
  • FIVN has a Altman-Z score (1.64) which is comparable to the rest of the industry.
  • FIVN has a debt to FCF ratio of 4.57. This is a neutral value as FIVN would need 4.57 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.57, FIVN is in line with its industry, outperforming 57.61% of the companies in the same industry.
  • FIVN has a Debt/Equity ratio of 0.96. This is a neutral value indicating FIVN is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.96, FIVN is doing worse than 75.72% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 4.57
Altman-Z 1.64
ROIC/WACC0.08
WACC8.86%
FIVN Yearly LT Debt VS Equity VS FCFFIVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • FIVN has a Current Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
  • FIVN's Current ratio of 4.61 is amongst the best of the industry. FIVN outperforms 86.23% of its industry peers.
  • FIVN has a Quick Ratio of 4.61. This indicates that FIVN is financially healthy and has no problem in meeting its short term obligations.
  • FIVN has a better Quick ratio (4.61) than 86.23% of its industry peers.
Industry RankSector Rank
Current Ratio 4.61
Quick Ratio 4.61
FIVN Yearly Current Assets VS Current LiabilitesFIVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • FIVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.39%, which is quite impressive.
  • Measured over the past years, FIVN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.27% on average per year.
  • Looking at the last year, FIVN shows a quite strong growth in Revenue. The Revenue has grown by 12.48% in the last year.
  • Measured over the past years, FIVN shows a very strong growth in Revenue. The Revenue has been growing by 26.01% on average per year.
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%

3.2 Future

  • FIVN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.24% yearly.
  • The Revenue is expected to grow by 9.18% on average over the next years. This is quite good.
EPS Next Y21.83%
EPS Next 2Y14.91%
EPS Next 3Y13.83%
EPS Next 5Y7.24%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.18%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FIVN Yearly Revenue VS EstimatesFIVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 500M 1B 1.5B 2B
FIVN Yearly EPS VS EstimatesFIVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0 1 2 3 4

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Find the best growth stocksShow best growing peers

9

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 5.68, the valuation of FIVN can be described as very cheap.
  • 95.29% of the companies in the same industry are more expensive than FIVN, based on the Price/Earnings ratio.
  • FIVN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.27.
  • With a Price/Forward Earnings ratio of 5.16, the valuation of FIVN can be described as very cheap.
  • 94.20% of the companies in the same industry are more expensive than FIVN, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.16, FIVN is valued rather cheaply.
Industry RankSector Rank
PE 5.68
Fwd PE 5.16
FIVN Price Earnings VS Forward Price EarningsFIVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, FIVN is valued cheaply inside the industry as 80.43% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, FIVN is valued cheaply inside the industry as 93.84% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.98
EV/EBITDA 14.31
FIVN Per share dataFIVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • FIVN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FIVN's earnings are expected to grow with 13.83% in the coming years.
PEG (NY)0.26
PEG (5Y)0.23
EPS Next 2Y14.91%
EPS Next 3Y13.83%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • FIVN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

FIVE9 INC

NASDAQ:FIVN (2/19/2026, 10:24:59 AM)

16.77

+0.04 (+0.24%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-19
Inst Owners119.54%
Inst Owner Change-0.91%
Ins Owners1.39%
Ins Owner Change-0.17%
Market Cap1.31B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts77.86
Price Target33.25 (98.27%)
Short Float %9.1%
Short Ratio3.54
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-3.25%
PT rev (3m)-8.43%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.15%
EPS NY rev (1m)0.02%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 5.68
Fwd PE 5.16
P/S 1.16
P/FCF 7.98
P/OCF 6.82
P/B 1.69
P/tB 3.7
EV/EBITDA 14.31
EPS(TTM)2.95
EY17.59%
EPS(NY)3.25
Fwd EY19.37%
FCF(TTM)2.1
FCFY12.54%
OCF(TTM)2.46
OCFY14.67%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.26
PEG (5Y)0.23
Graham Number25.65
Profitability
Industry RankSector Rank
ROA 1.77%
ROE 4.03%
ROCE 0.85%
ROIC 0.67%
ROICexc 1.18%
ROICexgc 2.25%
OM 1.17%
PM (TTM) 2.77%
GM 55.2%
FCFM 14.59%
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 4.57
Debt/EBITDA 11.95
Cap/Depr 57.26%
Cap/Sales 2.48%
Interest Coverage 1.29
Cash Conversion 309.64%
Profit Quality 525.71%
Current Ratio 4.61
Quick Ratio 4.61
Altman-Z 1.64
F-Score7
WACC8.86%
ROIC/WACC0.08
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.83%
EPS Next 2Y14.91%
EPS Next 3Y13.83%
EPS Next 5Y7.24%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.99%
Revenue Next 5Y9.18%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.01%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%

FIVE9 INC / FIVN FAQ

What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?

ChartMill assigns a fundamental rating of 5 / 10 to FIVN.


Can you provide the valuation status for FIVE9 INC?

ChartMill assigns a valuation rating of 9 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.


What is the profitability of FIVN stock?

FIVE9 INC (FIVN) has a profitability rating of 3 / 10.


How financially healthy is FIVE9 INC?

The financial health rating of FIVE9 INC (FIVN) is 4 / 10.


What is the expected EPS growth for FIVE9 INC (FIVN) stock?

The Earnings per Share (EPS) of FIVE9 INC (FIVN) is expected to grow by 21.83% in the next year.