21.47 USD
-0.13 (-0.6%)
21.89 USD
+0.42 (+1.96%)
We assign a fundamental rating of 5 out of 10 to FIVN. FIVN was compared to 280 industry peers in the Software industry. FIVN has an average financial health and profitability rating. FIVN has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!
1. Profitability
1.1 Basic Checks
In the past year FIVN was profitable.
In the past year FIVN had a positive cash flow from operations.
In the past 5 years FIVN always reported negative net income.
FIVN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
FIVN has a Return On Assets of 1.77%. This is in the better half of the industry: FIVN outperforms 62.50% of its industry peers.
The Return On Equity of FIVN (4.03%) is better than 66.07% of its industry peers.
With a decent Return On Invested Capital value of 0.67%, FIVN is doing good in the industry, outperforming 61.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROIC | 0.67% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FIVN has a better Profit Margin (2.77%) than 62.86% of its industry peers.
FIVN's Operating Margin of 1.17% is fine compared to the rest of the industry. FIVN outperforms 61.07% of its industry peers.
The Gross Margin of FIVN (55.20%) is worse than 65.36% of its industry peers.
FIVN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FIVN is destroying value.
FIVN has more shares outstanding than it did 1 year ago.
FIVN has more shares outstanding than it did 5 years ago.
FIVN has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 1.87 indicates that FIVN is not a great score, but indicates only limited risk for bankruptcy at the moment.
FIVN's Altman-Z score of 1.87 is in line compared to the rest of the industry. FIVN outperforms 46.79% of its industry peers.
The Debt to FCF ratio of FIVN is 4.57, which is a neutral value as it means it would take FIVN, 4.57 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.57, FIVN is in line with its industry, outperforming 58.93% of the companies in the same industry.
A Debt/Equity ratio of 0.96 indicates that FIVN is somewhat dependend on debt financing.
FIVN has a worse Debt to Equity ratio (0.96) than 74.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Altman-Z | 1.87 |
ROIC/WACC0.07
WACC9.09%
2.3 Liquidity
A Current Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
FIVN has a better Current ratio (4.61) than 86.43% of its industry peers.
A Quick Ratio of 4.61 indicates that FIVN has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 4.61, FIVN belongs to the best of the industry, outperforming 86.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 29.39% over the past year.
Measured over the past years, FIVN shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.27% on average per year.
The Revenue has grown by 12.48% in the past year. This is quite good.
The Revenue has been growing by 26.01% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
3.2 Future
FIVN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.64% yearly.
FIVN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.97%
Revenue Next 5Y9.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.28 indicates a rather cheap valuation of FIVN.
Compared to the rest of the industry, the Price/Earnings ratio of FIVN indicates a rather cheap valuation: FIVN is cheaper than 92.50% of the companies listed in the same industry.
FIVN is valuated cheaply when we compare the Price/Earnings ratio to 26.76, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 6.63, which indicates a rather cheap valuation of FIVN.
93.21% of the companies in the same industry are more expensive than FIVN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.96, FIVN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.28 | ||
| Fwd PE | 6.63 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FIVN is valued a bit cheaper than 78.57% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, FIVN is valued cheaply inside the industry as 93.21% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.21 | ||
| EV/EBITDA | 20.27 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FIVN's earnings are expected to grow with 13.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)0.3
EPS Next 2Y14.73%
EPS Next 3Y13.61%
5. Dividend
5.1 Amount
FIVN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
21.47
-0.13 (-0.6%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners119.98%
Inst Owner Change-0.23%
Ins Owners1.46%
Ins Owner Change1.3%
Market Cap1.68B
Revenue(TTM)1.13B
Net Income(TTM)31.28M
Analysts77.93
Price Target34.37 (60.08%)
Short Float %11.3%
Short Ratio4.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.56%
Min EPS beat(2)4.4%
Max EPS beat(2)14.72%
EPS beat(4)4
Avg EPS beat(4)13.97%
Min EPS beat(4)4.4%
Max EPS beat(4)26.36%
EPS beat(8)8
Avg EPS beat(8)16.47%
EPS beat(12)12
Avg EPS beat(12)22.89%
EPS beat(16)16
Avg EPS beat(16)27.75%
Revenue beat(2)1
Avg Revenue beat(2)-0.38%
Min Revenue beat(2)-1.69%
Max Revenue beat(2)0.92%
Revenue beat(4)3
Avg Revenue beat(4)0.48%
Min Revenue beat(4)-1.69%
Max Revenue beat(4)2.01%
Revenue beat(8)6
Avg Revenue beat(8)0.45%
Revenue beat(12)9
Avg Revenue beat(12)0.75%
Revenue beat(16)12
Avg Revenue beat(16)1.22%
PT rev (1m)-5.35%
PT rev (3m)-5.35%
EPS NQ rev (1m)-0.21%
EPS NQ rev (3m)0.38%
EPS NY rev (1m)1.55%
EPS NY rev (3m)1.56%
Revenue NQ rev (1m)-0.29%
Revenue NQ rev (3m)-0.56%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.28 | ||
| Fwd PE | 6.63 | ||
| P/S | 1.49 | ||
| P/FCF | 10.21 | ||
| P/OCF | 8.73 | ||
| P/B | 2.17 | ||
| P/tB | 4.74 | ||
| EV/EBITDA | 20.27 |
EPS(TTM)2.95
EY13.74%
EPS(NY)3.24
Fwd EY15.08%
FCF(TTM)2.1
FCFY9.79%
OCF(TTM)2.46
OCFY11.46%
SpS14.41
BVpS9.91
TBVpS4.53
PEG (NY)0.33
PEG (5Y)0.3
Graham Number25.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.77% | ||
| ROE | 4.03% | ||
| ROCE | 0.85% | ||
| ROIC | 0.67% | ||
| ROICexc | 1.18% | ||
| ROICexgc | 2.25% | ||
| OM | 1.17% | ||
| PM (TTM) | 2.77% | ||
| GM | 55.2% | ||
| FCFM | 14.59% |
ROA(3y)-4.57%
ROA(5y)-4.42%
ROE(3y)-15.93%
ROE(5y)-17.6%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.82%
GM growth 5Y-1.69%
F-Score7
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 4.57 | ||
| Debt/EBITDA | 11.95 | ||
| Cap/Depr | 57.26% | ||
| Cap/Sales | 2.48% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 309.64% | ||
| Profit Quality | 525.71% | ||
| Current Ratio | 4.61 | ||
| Quick Ratio | 4.61 | ||
| Altman-Z | 1.87 |
F-Score7
WACC9.09%
ROIC/WACC0.07
Cap/Depr(3y)87.17%
Cap/Depr(5y)98.35%
Cap/Sales(3y)4.74%
Cap/Sales(5y)5.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.39%
EPS 3Y28.48%
EPS 5Y24.27%
EPS Q2Q%16.42%
EPS Next Y21.81%
EPS Next 2Y14.73%
EPS Next 3Y13.61%
EPS Next 5Y8.64%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.56%
Revenue growth 5Y26.01%
Sales Q2Q%8.2%
Revenue Next Year11.22%
Revenue Next 2Y10.31%
Revenue Next 3Y9.97%
Revenue Next 5Y9.27%
EBIT growth 1Y117.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.41%
EBIT Next 3Y34.18%
EBIT Next 5Y24.49%
FCF growth 1Y66.36%
FCF growth 3YN/A
FCF growth 5Y25.8%
OCF growth 1Y53.93%
OCF growth 3Y70.27%
OCF growth 5Y22.82%
FIVE9 INC / FIVN FAQ
What is the ChartMill fundamental rating of FIVE9 INC (FIVN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FIVN.
What is the valuation status of FIVE9 INC (FIVN) stock?
ChartMill assigns a valuation rating of 8 / 10 to FIVE9 INC (FIVN). This can be considered as Undervalued.
How profitable is FIVE9 INC (FIVN) stock?
FIVE9 INC (FIVN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for FIVN stock?
The Price/Earnings (PE) ratio for FIVE9 INC (FIVN) is 7.28 and the Price/Book (PB) ratio is 2.17.
Can you provide the financial health for FIVN stock?
The financial health rating of FIVE9 INC (FIVN) is 5 / 10.