FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:FIS • US31620M1062

50.82 USD
-0.75 (-1.45%)
At close: Feb 5, 2026
50.82 USD
0 (0%)
After Hours: 2/5/2026, 5:05:00 PM
Fundamental Rating

4

Overall FIS gets a fundamental rating of 4 out of 10. We evaluated FIS against 97 industry peers in the Financial Services industry. There are concerns on the financial health of FIS while its profitability can be described as average. FIS has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year FIS was profitable.
  • In the past year FIS had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
  • FIS had a positive operating cash flow in each of the past 5 years.
FIS Yearly Net Income VS EBIT VS OCF VS FCFFIS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B

1.2 Ratios

  • With a Return On Assets value of 0.46%, FIS is not doing good in the industry: 62.89% of the companies in the same industry are doing better.
  • The Return On Equity of FIS (1.10%) is worse than 67.01% of its industry peers.
  • With a decent Return On Invested Capital value of 4.80%, FIS is doing good in the industry, outperforming 64.95% of the companies in the same industry.
  • FIS had an Average Return On Invested Capital over the past 3 years of 3.09%. This is significantly below the industry average of 8.52%.
  • The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 1.1%
ROIC 4.8%
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
FIS Yearly ROA, ROE, ROICFIS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60

1.3 Margins

  • FIS's Profit Margin of 1.45% is on the low side compared to the rest of the industry. FIS is outperformed by 69.07% of its industry peers.
  • In the last couple of years the Profit Margin of FIS has grown nicely.
  • FIS's Operating Margin of 17.09% is fine compared to the rest of the industry. FIS outperforms 61.86% of its industry peers.
  • FIS's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 36.65%, FIS is in line with its industry, outperforming 51.55% of the companies in the same industry.
  • FIS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 17.09%
PM (TTM) 1.45%
GM 36.65%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
FIS Yearly Profit, Operating, Gross MarginsFIS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100 -150

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3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FIS is destroying value.
  • The number of shares outstanding for FIS has been reduced compared to 1 year ago.
  • The number of shares outstanding for FIS has been increased compared to 5 years ago.
  • Compared to 1 year ago, FIS has an improved debt to assets ratio.
FIS Yearly Shares OutstandingFIS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
FIS Yearly Total Debt VS Total AssetsFIS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

  • Based on the Altman-Z score of 0.23, we must say that FIS is in the distress zone and has some risk of bankruptcy.
  • FIS has a Altman-Z score (0.23) which is in line with its industry peers.
  • The Debt to FCF ratio of FIS is 6.89, which is on the high side as it means it would take FIS, 6.89 years of fcf income to pay off all of its debts.
  • FIS's Debt to FCF ratio of 6.89 is in line compared to the rest of the industry. FIS outperforms 52.58% of its industry peers.
  • A Debt/Equity ratio of 0.79 indicates that FIS is somewhat dependend on debt financing.
  • FIS has a Debt to Equity ratio (0.79) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 6.89
Altman-Z 0.23
ROIC/WACC0.67
WACC7.15%
FIS Yearly LT Debt VS Equity VS FCFFIS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.3 Liquidity

  • A Current Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
  • FIS has a Current ratio (0.53) which is comparable to the rest of the industry.
  • A Quick Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
  • FIS has a Quick ratio (0.53) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.53
Quick Ratio 0.53
FIS Yearly Current Assets VS Current LiabilitesFIS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 14.17% over the past year.
  • Measured over the past years, FIS shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.91% on average per year.
  • FIS shows a small growth in Revenue. In the last year, the Revenue has grown by 4.24%.
  • FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.40% yearly.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 7.82% on average over the next years.
  • FIS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FIS Yearly Revenue VS EstimatesFIS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B
FIS Yearly EPS VS EstimatesFIS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.27, which indicates a very decent valuation of FIS.
  • Based on the Price/Earnings ratio, FIS is valued a bit cheaper than the industry average as 63.92% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of FIS to the average of the S&P500 Index (28.25), we can say FIS is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 8.06, the valuation of FIS can be described as reasonable.
  • 64.95% of the companies in the same industry are more expensive than FIS, based on the Price/Forward Earnings ratio.
  • FIS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.50.
Industry RankSector Rank
PE 9.27
Fwd PE 8.06
FIS Price Earnings VS Forward Price EarningsFIS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 65.98% of the companies listed in the same industry.
  • 65.98% of the companies in the same industry are more expensive than FIS, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 13.94
EV/EBITDA 10
FIS Per share dataFIS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.87
PEG (5Y)N/A
EPS Next 2Y9.5%
EPS Next 3Y9.43%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.90%, FIS has a reasonable but not impressive dividend return.
  • The stock price of FIS dropped by -21.55% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • FIS's Dividend Yield is a higher than the industry average which is at 2.00.
  • FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.9%

5.2 History

  • The dividend of FIS decreases each year by -1.76%.
  • FIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
FIS Yearly Dividends per shareFIS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • FIS pays out 547.37% of its income as dividend. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
FIS Yearly Income VS Free CF VS DividendFIS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B
FIS Dividend Payout.FIS Dividend Payout, showing the Payout Ratio.FIS Dividend Payout.PayoutRetained Earnings

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FIDELITY NATIONAL INFO SERV

NYSE:FIS (2/5/2026, 5:05:00 PM)

After market: 50.82 0 (0%)

50.82

-0.75 (-1.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-05
Earnings (Next)02-17
Inst Owners99.64%
Inst Owner Change-2.28%
Ins Owners0.07%
Ins Owner Change2.08%
Market Cap26.32B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.67
Price Target81.69 (60.74%)
Short Float %2.81%
Short Ratio4.61
Dividend
Industry RankSector Rank
Dividend Yield 2.9%
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)-1.26%
PT rev (3m)-3.87%
EPS NQ rev (1m)-0.1%
EPS NQ rev (3m)-0.57%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)0.4%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.7%
Valuation
Industry RankSector Rank
PE 9.27
Fwd PE 8.06
P/S 2.52
P/FCF 13.94
P/OCF 9.6
P/B 1.9
P/tB N/A
EV/EBITDA 10
EPS(TTM)5.48
EY10.78%
EPS(NY)6.31
Fwd EY12.41%
FCF(TTM)3.65
FCFY7.17%
OCF(TTM)5.29
OCFY10.42%
SpS20.21
BVpS26.76
TBVpS-15.02
PEG (NY)0.87
PEG (5Y)N/A
Graham Number57.44
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 1.1%
ROCE 6.99%
ROIC 4.8%
ROICexc 4.95%
ROICexgc 25.79%
OM 17.09%
PM (TTM) 1.45%
GM 36.65%
FCFM 18.04%
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 6.89
Debt/EBITDA 3.01
Cap/Depr 45.84%
Cap/Sales 8.15%
Interest Coverage 4.91
Cash Conversion 75.12%
Profit Quality 1242.11%
Current Ratio 0.53
Quick Ratio 0.53
Altman-Z 0.23
F-Score6
WACC7.15%
ROIC/WACC0.67
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.63%
EBIT Next 3Y18.08%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%

FIDELITY NATIONAL INFO SERV / FIS FAQ

Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?

ChartMill assigns a fundamental rating of 4 / 10 to FIS.


Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?

ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.


What is the profitability of FIS stock?

FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for FIS stock?

The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 9.27 and the Price/Book (PB) ratio is 1.9.


Can you provide the expected EPS growth for FIS stock?

The Earnings per Share (EPS) of FIDELITY NATIONAL INFO SERV (FIS) is expected to grow by 10.67% in the next year.