FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:FIS - US31620M1062 - Common Stock
66.66 USD
+1.1 (+1.68%)
66.66 USD
0 (0%)
Taking everything into account, FIS scores 4 out of 10 in our fundamental rating. FIS was compared to 97 industry peers in the Financial Services industry. FIS has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year FIS was profitable.
In the past year FIS had a positive cash flow from operations.
In multiple years FIS reported negative net income over the last 5 years.
In the past 5 years FIS always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.46%, FIS is not doing good in the industry: 64.29% of the companies in the same industry are doing better.
With a Return On Equity value of 1.10%, FIS is not doing good in the industry: 68.37% of the companies in the same industry are doing better.
The Return On Invested Capital of FIS (4.80%) is better than 65.31% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for FIS is significantly below the industry average of 8.44%.
The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROIC | 4.8% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
FIS has a worse Profit Margin (1.45%) than 68.37% of its industry peers.
FIS's Profit Margin has improved in the last couple of years.
The Operating Margin of FIS (17.09%) is better than 61.22% of its industry peers.
FIS's Operating Margin has improved in the last couple of years.
FIS has a Gross Margin (36.65%) which is in line with its industry peers.
In the last couple of years the Gross Margin of FIS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIS is destroying value.
The number of shares outstanding for FIS has been reduced compared to 1 year ago.
Compared to 5 years ago, FIS has more shares outstanding
The debt/assets ratio for FIS has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.47, we must say that FIS is in the distress zone and has some risk of bankruptcy.
FIS's Altman-Z score of 0.47 is in line compared to the rest of the industry. FIS outperforms 51.02% of its industry peers.
FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
FIS has a Debt to FCF ratio (6.89) which is in line with its industry peers.
A Debt/Equity ratio of 0.79 indicates that FIS is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.79, FIS is in line with its industry, outperforming 48.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Altman-Z | 0.47 |
ROIC/WACC0.72
WACC6.69%
2.3 Liquidity
FIS has a Current Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of FIS (0.53) is worse than 63.27% of its industry peers.
A Quick Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
With a Quick ratio value of 0.53, FIS is not doing good in the industry: 63.27% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
FIS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.17%, which is quite good.
FIS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.91% yearly.
The Revenue has been growing slightly by 4.24% in the past year.
The Revenue has been decreasing by -0.40% on average over the past years.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
3.2 Future
The Earnings Per Share is expected to grow by 7.82% on average over the next years.
Based on estimates for the next years, FIS will show a small growth in Revenue. The Revenue will grow by 4.18% on average per year.
EPS Next Y10.69%
EPS Next 2Y10.32%
EPS Next 3Y10.04%
EPS Next 5Y7.82%
Revenue Next Year4.4%
Revenue Next 2Y4.48%
Revenue Next 3Y4.46%
Revenue Next 5Y4.18%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.16, FIS is valued correctly.
The rest of the industry has a similar Price/Earnings ratio as FIS.
The average S&P500 Price/Earnings ratio is at 26.49. FIS is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 10.41, the valuation of FIS can be described as reasonable.
FIS's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of FIS to the average of the S&P500 Index (23.69), we can say FIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.16 | ||
| Fwd PE | 10.41 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as FIS.
Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 62.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.28 | ||
| EV/EBITDA | 12.14 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.14
PEG (5Y)N/A
EPS Next 2Y10.32%
EPS Next 3Y10.04%
5. Dividend
5.1 Amount
FIS has a Yearly Dividend Yield of 2.44%.
Compared to an average industry Dividend Yield of 3.96, FIS pays a bit more dividend than its industry peers.
FIS's Dividend Yield is comparable with the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FIS pays out 547.37% of its income as dividend. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y10.32%
EPS Next 3Y10.04%
66.66
+1.1 (+1.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners99.74%
Inst Owner Change-2.84%
Ins Owners0.07%
Ins Owner Change2.35%
Market Cap34.52B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.67
Price Target82.73 (24.11%)
Short Float %369.63%
Short Ratio3.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)-2.64%
PT rev (3m)-5.33%
EPS NQ rev (1m)-0.16%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)0.21%
EPS NY rev (3m)0.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.43%
Revenue NY rev (1m)0.74%
Revenue NY rev (3m)0.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.16 | ||
| Fwd PE | 10.41 | ||
| P/S | 3.3 | ||
| P/FCF | 18.28 | ||
| P/OCF | 12.59 | ||
| P/B | 2.49 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.14 |
EPS(TTM)5.48
EY8.22%
EPS(NY)6.4
Fwd EY9.6%
FCF(TTM)3.65
FCFY5.47%
OCF(TTM)5.29
OCFY7.94%
SpS20.21
BVpS26.76
TBVpS-15.02
PEG (NY)1.14
PEG (5Y)N/A
Graham Number57.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROCE | 6.99% | ||
| ROIC | 4.8% | ||
| ROICexc | 4.95% | ||
| ROICexgc | 25.79% | ||
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% | ||
| FCFM | 18.04% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Debt/EBITDA | 3.01 | ||
| Cap/Depr | 45.84% | ||
| Cap/Sales | 8.15% | ||
| Interest Coverage | 4.91 | ||
| Cash Conversion | 75.12% | ||
| Profit Quality | 1242.11% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.47 |
F-Score6
WACC6.69%
ROIC/WACC0.72
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.69%
EPS Next 2Y10.32%
EPS Next 3Y10.04%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year4.4%
Revenue Next 2Y4.48%
Revenue Next 3Y4.46%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.59%
EBIT Next 3Y17.25%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
What is the valuation status for FIS stock?
ChartMill assigns a valuation rating of 5 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 12.16 and the Price/Book (PB) ratio is 2.49.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 3 / 10 and the dividend payout ratio is 547.37%.