FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:FIS - US31620M1062 - Common Stock
65.65 USD
+1.24 (+1.93%)
65.09 USD
-0.56 (-0.85%)
FIS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. There are concerns on the financial health of FIS while its profitability can be described as average. FIS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year FIS was profitable.
FIS had a positive operating cash flow in the past year.
In multiple years FIS reported negative net income over the last 5 years.
Each year in the past 5 years FIS had a positive operating cash flow.
1.2 Ratios
FIS has a worse Return On Assets (0.46%) than 64.29% of its industry peers.
FIS has a Return On Equity of 1.10%. This is in the lower half of the industry: FIS underperforms 69.39% of its industry peers.
FIS has a Return On Invested Capital of 4.80%. This is in the better half of the industry: FIS outperforms 63.27% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for FIS is significantly below the industry average of 8.20%.
The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROIC | 4.8% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
FIS has a Profit Margin of 1.45%. This is in the lower half of the industry: FIS underperforms 69.39% of its industry peers.
In the last couple of years the Profit Margin of FIS has grown nicely.
FIS has a better Operating Margin (17.09%) than 60.20% of its industry peers.
FIS's Operating Margin has improved in the last couple of years.
The Gross Margin of FIS (36.65%) is comparable to the rest of the industry.
FIS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, FIS has less shares outstanding
Compared to 5 years ago, FIS has more shares outstanding
FIS has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.45, we must say that FIS is in the distress zone and has some risk of bankruptcy.
FIS has a Altman-Z score (0.45) which is in line with its industry peers.
FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
With a Debt to FCF ratio value of 6.89, FIS perfoms like the industry average, outperforming 55.10% of the companies in the same industry.
A Debt/Equity ratio of 0.79 indicates that FIS is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.79, FIS is in line with its industry, outperforming 48.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Altman-Z | 0.45 |
ROIC/WACC0.73
WACC6.61%
2.3 Liquidity
FIS has a Current Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
FIS has a worse Current ratio (0.53) than 63.27% of its industry peers.
FIS has a Quick Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.53, FIS is not doing good in the industry: 62.24% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 14.17% over the past year.
Measured over the past years, FIS shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.91% on average per year.
The Revenue has been growing slightly by 4.24% in the past year.
FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.40% yearly.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
3.2 Future
FIS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.82% yearly.
The Revenue is expected to grow by 4.18% on average over the next years.
EPS Next Y10.46%
EPS Next 2Y9.7%
EPS Next 3Y9.45%
EPS Next 5Y7.82%
Revenue Next Year3.63%
Revenue Next 2Y4.04%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.98, which indicates a very decent valuation of FIS.
Compared to the rest of the industry, the Price/Earnings ratio of FIS is on the same level as its industry peers.
When comparing the Price/Earnings ratio of FIS to the average of the S&P500 Index (25.98), we can say FIS is valued rather cheaply.
The Price/Forward Earnings ratio is 10.37, which indicates a very decent valuation of FIS.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FIS is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.79, FIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.98 | ||
| Fwd PE | 10.37 |
4.2 Price Multiples
FIS's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than the industry average as 62.24% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.16 | ||
| EV/EBITDA | 11.9 |
4.3 Compensation for Growth
FIS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.15
PEG (5Y)N/A
EPS Next 2Y9.7%
EPS Next 3Y9.45%
5. Dividend
5.1 Amount
FIS has a Yearly Dividend Yield of 2.56%.
FIS's Dividend Yield is a higher than the industry average which is at 5.20.
Compared to an average S&P500 Dividend Yield of 2.41, FIS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FIS pays out 547.37% of its income as dividend. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y9.7%
EPS Next 3Y9.45%
65.65
+1.24 (+1.93%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners101.13%
Inst Owner Change-2.85%
Ins Owners0.07%
Ins Owner Change2.79%
Market Cap34.29B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.13
Price Target82.83 (26.17%)
Short Float %2.21%
Short Ratio2.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)-4.97%
PT rev (3m)-5.21%
EPS NQ rev (1m)-0.34%
EPS NQ rev (3m)-0.43%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)0.43%
Revenue NQ rev (3m)0.43%
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-0.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.98 | ||
| Fwd PE | 10.37 | ||
| P/S | 3.28 | ||
| P/FCF | 18.16 | ||
| P/OCF | 12.51 | ||
| P/B | 2.47 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.9 |
EPS(TTM)5.48
EY8.35%
EPS(NY)6.33
Fwd EY9.64%
FCF(TTM)3.61
FCFY5.51%
OCF(TTM)5.25
OCFY7.99%
SpS20.03
BVpS26.53
TBVpS-14.89
PEG (NY)1.15
PEG (5Y)N/A
Graham Number57.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROCE | 6.99% | ||
| ROIC | 4.8% | ||
| ROICexc | 4.95% | ||
| ROICexgc | 25.79% | ||
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% | ||
| FCFM | 18.04% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Debt/EBITDA | 3.01 | ||
| Cap/Depr | 45.84% | ||
| Cap/Sales | 8.15% | ||
| Interest Coverage | 4.91 | ||
| Cash Conversion | 75.12% | ||
| Profit Quality | 1242.11% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.45 |
F-Score6
WACC6.61%
ROIC/WACC0.73
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.46%
EPS Next 2Y9.7%
EPS Next 3Y9.45%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year3.63%
Revenue Next 2Y4.04%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.13%
EBIT Next 3Y17.13%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
What is the valuation status for FIS stock?
ChartMill assigns a valuation rating of 5 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 11.98 and the Price/Book (PB) ratio is 2.47.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 3 / 10 and the dividend payout ratio is 547.37%.