FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:FIS • US31620M1062
55.25 USD
+0.05 (+0.09%)
At close: Jan 30, 2026
56.0618 USD
+0.81 (+1.47%)
After Hours: 1/30/2026, 8:04:00 PM
Taking everything into account, FIS scores 4 out of 10 in our fundamental rating. FIS was compared to 97 industry peers in the Financial Services industry. While FIS is still in line with the averages on profitability rating, there are concerns on its financial health. FIS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- FIS had positive earnings in the past year.
- In the past year FIS had a positive cash flow from operations.
- In multiple years FIS reported negative net income over the last 5 years.
- In the past 5 years FIS always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of 0.46%, FIS is not doing good in the industry: 62.89% of the companies in the same industry are doing better.
- The Return On Equity of FIS (1.10%) is worse than 67.01% of its industry peers.
- FIS's Return On Invested Capital of 4.80% is fine compared to the rest of the industry. FIS outperforms 65.98% of its industry peers.
- FIS had an Average Return On Invested Capital over the past 3 years of 3.09%. This is significantly below the industry average of 8.46%.
- The last Return On Invested Capital (4.80%) for FIS is above the 3 year average (3.09%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROIC | 4.8% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
- FIS's Profit Margin of 1.45% is on the low side compared to the rest of the industry. FIS is outperformed by 68.04% of its industry peers.
- FIS's Profit Margin has improved in the last couple of years.
- The Operating Margin of FIS (17.09%) is better than 62.89% of its industry peers.
- In the last couple of years the Operating Margin of FIS has grown nicely.
- The Gross Margin of FIS (36.65%) is comparable to the rest of the industry.
- FIS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
- FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for FIS has been reduced compared to 1 year ago.
- Compared to 5 years ago, FIS has more shares outstanding
- The debt/assets ratio for FIS has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.29, we must say that FIS is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of FIS (0.29) is comparable to the rest of the industry.
- FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
- FIS has a Debt to FCF ratio of 6.89. This is comparable to the rest of the industry: FIS outperforms 52.58% of its industry peers.
- A Debt/Equity ratio of 0.79 indicates that FIS is somewhat dependend on debt financing.
- FIS has a Debt to Equity ratio (0.79) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Altman-Z | 0.29 |
ROIC/WACC0.67
WACC7.12%
2.3 Liquidity
- FIS has a Current Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- FIS's Current ratio of 0.53 is on the low side compared to the rest of the industry. FIS is outperformed by 60.82% of its industry peers.
- A Quick Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
- The Quick ratio of FIS (0.53) is worse than 60.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 14.17% over the past year.
- FIS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.91% yearly.
- FIS shows a small growth in Revenue. In the last year, the Revenue has grown by 4.24%.
- FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.40% yearly.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
3.2 Future
- Based on estimates for the next years, FIS will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
- FIS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- FIS is valuated reasonably with a Price/Earnings ratio of 10.08.
- Based on the Price/Earnings ratio, FIS is valued a bit cheaper than the industry average as 61.86% of the companies are valued more expensively.
- FIS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.30.
- With a Price/Forward Earnings ratio of 8.76, the valuation of FIS can be described as very reasonable.
- FIS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. FIS is cheaper than 63.92% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, FIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.08 | ||
| Fwd PE | 8.76 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than the industry average as 63.92% of the companies are valued more expensively.
- 63.92% of the companies in the same industry are more expensive than FIS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.15 | ||
| EV/EBITDA | 10.51 |
4.3 Compensation for Growth
- FIS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.94
PEG (5Y)N/A
EPS Next 2Y9.5%
EPS Next 3Y9.43%
5. Dividend
5.1 Amount
- FIS has a Yearly Dividend Yield of 2.90%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.10, FIS pays a bit more dividend than its industry peers.
- FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
5.2 History
- The dividend of FIS decreases each year by -1.76%.
- FIS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 547.37% of the earnings are spent on dividend by FIS. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for FIS stock?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 10.08 and the Price/Book (PB) ratio is 2.06.
Can you provide the expected EPS growth for FIS stock?
The Earnings per Share (EPS) of FIDELITY NATIONAL INFO SERV (FIS) is expected to grow by 10.67% in the next year.