FIDELITY NATIONAL INFO SERV (FIS) Fundamental Analysis & Valuation
NYSE:FIS • US31620M1062
Current stock price
46.54 USD
+0.01 (+0.02%)
At close:
46.54 USD
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This FIS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. FIS Profitability Analysis
1.1 Basic Checks
- FIS had positive earnings in the past year.
- In the past year FIS had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
- Each year in the past 5 years FIS had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.14%, FIS is in line with its industry, outperforming 50.00% of the companies in the same industry.
- The Return On Equity of FIS (2.74%) is worse than 66.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 4.72%, FIS is in the better half of the industry, outperforming 67.00% of the companies in the same industry.
- FIS had an Average Return On Invested Capital over the past 3 years of 4.02%. This is below the industry average of 7.99%.
- The 3 year average ROIC (4.02%) for FIS is below the current ROIC(4.72%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 2.74% | ||
| ROIC | 4.72% |
ROA(3y)-2.22%
ROA(5y)-6.53%
ROE(3y)-7.65%
ROE(5y)-16.72%
ROIC(3y)4.02%
ROIC(5y)3.04%
1.3 Margins
- Looking at the Profit Margin, with a value of 3.57%, FIS is doing worse than 63.00% of the companies in the same industry.
- FIS's Profit Margin has improved in the last couple of years.
- FIS has a Operating Margin of 16.91%. This is in the better half of the industry: FIS outperforms 63.00% of its industry peers.
- FIS's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 36.86%, FIS is in line with its industry, outperforming 55.00% of the companies in the same industry.
- In the last couple of years the Gross Margin of FIS has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.91% | ||
| PM (TTM) | 3.57% | ||
| GM | 36.86% |
OM growth 3Y7.78%
OM growth 5Y24.62%
PM growth 3YN/A
PM growth 5Y23.24%
GM growth 3Y1.16%
GM growth 5Y1.94%
2. FIS Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIS is destroying value.
- FIS has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, FIS has less shares outstanding
- Compared to 1 year ago, FIS has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.17, we must say that FIS is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 0.17, FIS perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
- FIS has a debt to FCF ratio of 7.16. This is a slightly negative value and a sign of low solvency as FIS would need 7.16 years to pay back of all of its debts.
- FIS has a Debt to FCF ratio (7.16) which is in line with its industry peers.
- A Debt/Equity ratio of 0.85 indicates that FIS is somewhat dependend on debt financing.
- FIS has a Debt to Equity ratio (0.85) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 7.16 | ||
| Altman-Z | 0.17 |
ROIC/WACC0.69
WACC6.81%
2.3 Liquidity
- A Current Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
- The Current ratio of FIS (0.59) is comparable to the rest of the industry.
- FIS has a Quick Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of FIS (0.59) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. FIS Growth Analysis
3.1 Past
- FIS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.51%, which is quite good.
- Measured over the past 5 years, FIS shows a small growth in Earnings Per Share. The EPS has been growing by 1.04% on average per year.
- FIS shows a small growth in Revenue. In the last year, the Revenue has grown by 5.43%.
- The Revenue has been decreasing by -3.18% on average over the past years.
EPS 1Y (TTM)9.51%
EPS 3Y-4.68%
EPS 5Y1.04%
EPS Q2Q%20%
Revenue 1Y (TTM)5.43%
Revenue growth 3Y3.18%
Revenue growth 5Y-3.18%
Sales Q2Q%8.2%
3.2 Future
- The Earnings Per Share is expected to grow by 9.48% on average over the next years. This is quite good.
- Based on estimates for the next years, FIS will show a quite strong growth in Revenue. The Revenue will grow by 9.34% on average per year.
EPS Next Y9.81%
EPS Next 2Y9.94%
EPS Next 3Y10.03%
EPS Next 5Y9.48%
Revenue Next Year29.94%
Revenue Next 2Y16.67%
Revenue Next 3Y11.6%
Revenue Next 5Y9.34%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. FIS Valuation Analysis
4.1 Price/Earnings Ratio
- FIS is valuated reasonably with a Price/Earnings ratio of 8.08.
- FIS's Price/Earnings ratio is a bit cheaper when compared to the industry. FIS is cheaper than 72.00% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.64. FIS is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 7.36, the valuation of FIS can be described as very cheap.
- FIS's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. FIS is cheaper than 75.00% of the companies in the same industry.
- FIS is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.36, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.08 | ||
| Fwd PE | 7.36 |
4.2 Price Multiples
- FIS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. FIS is cheaper than 70.00% of the companies in the same industry.
- FIS's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. FIS is cheaper than 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.1 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
- FIS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.82
PEG (5Y)7.78
EPS Next 2Y9.94%
EPS Next 3Y10.03%
5. FIS Dividend Analysis
5.1 Amount
- FIS has a Yearly Dividend Yield of 3.78%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 1.81, FIS pays a better dividend. On top of this FIS pays more dividend than 85.00% of the companies listed in the same industry.
- FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.78% |
5.2 History
- The dividend of FIS has a limited annual growth rate of 1.06%.
- FIS has paid a dividend for at least 10 years, which is a reliable track record.
- FIS has decreased its dividend recently.
Dividend Growth(5Y)1.06%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 222.31% of the earnings are spent on dividend by FIS. This is not a sustainable payout ratio.
- The dividend of FIS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP222.31%
EPS Next 2Y9.94%
EPS Next 3Y10.03%
FIS Fundamentals: All Metrics, Ratios and Statistics
46.54
+0.01 (+0.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry Strength31.06
Industry Growth76.4
Earnings (Last)02-24 2026-02-24/bmo
Earnings (Next)05-08 2026-05-08/bmo
Inst Owners99.04%
Inst Owner Change0.1%
Ins Owners0.08%
Ins Owner Change1.08%
Market Cap23.94B
Revenue(TTM)10.68B
Net Income(TTM)381.00M
Analysts76.77
Price Target66.75 (43.43%)
Short Float %2.78%
Short Ratio2.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.78% |
Yearly Dividend1.62
Dividend Growth(5Y)1.06%
DP222.31%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-10 2026-03-10 (0.44)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.38%
Min EPS beat(2)-1.34%
Max EPS beat(2)0.58%
EPS beat(4)2
Avg EPS beat(4)-0.44%
Min EPS beat(4)-1.34%
Max EPS beat(4)0.58%
EPS beat(8)6
Avg EPS beat(8)3.9%
EPS beat(12)9
Avg EPS beat(12)3.76%
EPS beat(16)10
Avg EPS beat(16)2.7%
Revenue beat(2)2
Avg Revenue beat(2)1.34%
Min Revenue beat(2)1.23%
Max Revenue beat(2)1.44%
Revenue beat(4)3
Avg Revenue beat(4)0.78%
Min Revenue beat(4)0%
Max Revenue beat(4)1.44%
Revenue beat(8)3
Avg Revenue beat(8)-0.1%
Revenue beat(12)5
Avg Revenue beat(12)-2.66%
Revenue beat(16)6
Avg Revenue beat(16)-10.15%
PT rev (1m)-15%
PT rev (3m)-16.47%
EPS NQ rev (1m)0.09%
EPS NQ rev (3m)-5.19%
EPS NY rev (1m)-0.18%
EPS NY rev (3m)0.29%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)22.21%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)21.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.08 | ||
| Fwd PE | 7.36 | ||
| P/S | 2.24 | ||
| P/FCF | 13.1 | ||
| P/OCF | 8.5 | ||
| P/B | 1.72 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.94 |
EPS(TTM)5.76
EY12.38%
EPS(NY)6.33
Fwd EY13.59%
FCF(TTM)3.55
FCFY7.63%
OCF(TTM)5.47
OCFY11.76%
SpS20.76
BVpS27.02
TBVpS-14.96
PEG (NY)0.82
PEG (5Y)7.78
Graham Number59.1758 (27.15%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 2.74% | ||
| ROCE | 6.98% | ||
| ROIC | 4.72% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 22.36% | ||
| OM | 16.91% | ||
| PM (TTM) | 3.57% | ||
| GM | 36.86% | ||
| FCFM | 17.11% |
ROA(3y)-2.22%
ROA(5y)-6.53%
ROE(3y)-7.65%
ROE(5y)-16.72%
ROIC(3y)4.02%
ROIC(5y)3.04%
ROICexc(3y)4.16%
ROICexc(5y)3.16%
ROICexgc(3y)16.51%
ROICexgc(5y)29.55%
ROCE(3y)5.8%
ROCE(5y)4.38%
ROICexgc growth 3Y-27.09%
ROICexgc growth 5YN/A
ROICexc growth 3Y33.84%
ROICexc growth 5Y44.89%
OM growth 3Y7.78%
OM growth 5Y24.62%
PM growth 3YN/A
PM growth 5Y23.24%
GM growth 3Y1.16%
GM growth 5Y1.94%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 7.16 | ||
| Debt/EBITDA | 3.2 | ||
| Cap/Depr | 52.52% | ||
| Cap/Sales | 9.26% | ||
| Interest Coverage | 4.5 | ||
| Cash Conversion | 76.36% | ||
| Profit Quality | 479.53% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.17 |
F-Score6
WACC6.81%
ROIC/WACC0.69
Cap/Depr(3y)48.09%
Cap/Depr(5y)45.7%
Cap/Sales(3y)8.42%
Cap/Sales(5y)9.78%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.51%
EPS 3Y-4.68%
EPS 5Y1.04%
EPS Q2Q%20%
EPS Next Y9.81%
EPS Next 2Y9.94%
EPS Next 3Y10.03%
EPS Next 5Y9.48%
Revenue 1Y (TTM)5.43%
Revenue growth 3Y3.18%
Revenue growth 5Y-3.18%
Sales Q2Q%8.2%
Revenue Next Year29.94%
Revenue Next 2Y16.67%
Revenue Next 3Y11.6%
Revenue Next 5Y9.34%
EBIT growth 1Y2.5%
EBIT growth 3Y11.21%
EBIT growth 5Y20.65%
EBIT Next Year92.96%
EBIT Next 3Y29.02%
EBIT Next 5Y19.66%
FCF growth 1Y45.69%
FCF growth 3Y-14.69%
FCF growth 5Y-11.22%
OCF growth 1Y35.97%
OCF growth 3Y-10.58%
OCF growth 5Y-8.71%
FIDELITY NATIONAL INFO SERV / FIS Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 5 / 10 to FIS.
Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
How profitable is FIDELITY NATIONAL INFO SERV (FIS) stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 8.08 and the Price/Book (PB) ratio is 1.72.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 5 / 10 and the dividend payout ratio is 222.31%.