FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - NYSE:FIS - US31620M1062 - Common Stock
66.5 USD
-1.24 (-1.83%)
Taking everything into account, FIS scores 4 out of 10 in our fundamental rating. FIS was compared to 99 industry peers in the Financial Services industry. While FIS is still in line with the averages on profitability rating, there are concerns on its financial health. FIS has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
FIS had positive earnings in the past year.
FIS had a positive operating cash flow in the past year.
In multiple years FIS reported negative net income over the last 5 years.
FIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.34%, FIS is doing worse than 65.66% of the companies in the same industry.
The Return On Equity of FIS (0.79%) is worse than 70.71% of its industry peers.
The Return On Invested Capital of FIS (4.89%) is better than 63.64% of its industry peers.
FIS had an Average Return On Invested Capital over the past 3 years of 3.09%. This is below the industry average of 7.72%.
The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.89%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROIC | 4.89% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
With a Profit Margin value of 1.09%, FIS is not doing good in the industry: 68.69% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of FIS has grown nicely.
FIS's Operating Margin of 17.65% is fine compared to the rest of the industry. FIS outperforms 63.64% of its industry peers.
In the last couple of years the Operating Margin of FIS has grown nicely.
Looking at the Gross Margin, with a value of 36.68%, FIS is in line with its industry, outperforming 50.51% of the companies in the same industry.
FIS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FIS is destroying value.
Compared to 1 year ago, FIS has less shares outstanding
The number of shares outstanding for FIS has been increased compared to 5 years ago.
The debt/assets ratio for FIS has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.52, we must say that FIS is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of FIS (0.52) is comparable to the rest of the industry.
FIS has a debt to FCF ratio of 7.06. This is a slightly negative value and a sign of low solvency as FIS would need 7.06 years to pay back of all of its debts.
FIS has a Debt to FCF ratio of 7.06. This is comparable to the rest of the industry: FIS outperforms 58.59% of its industry peers.
A Debt/Equity ratio of 0.75 indicates that FIS is somewhat dependend on debt financing.
The Debt to Equity ratio of FIS (0.75) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 0.52 |
ROIC/WACC0.73
WACC6.66%
2.3 Liquidity
A Current Ratio of 0.59 indicates that FIS may have some problems paying its short term obligations.
FIS has a worse Current ratio (0.59) than 60.61% of its industry peers.
FIS has a Quick Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.59, FIS is not doing good in the industry: 60.61% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
FIS shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.34%.
FIS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.91% yearly.
FIS shows a small growth in Revenue. In the last year, the Revenue has grown by 3.58%.
The Revenue has been decreasing by -0.40% on average over the past years.
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
3.2 Future
The Earnings Per Share is expected to grow by 7.82% on average over the next years.
FIS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y10.41%
EPS Next 2Y9.75%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue Next Year3.68%
Revenue Next 2Y4.04%
Revenue Next 3Y4.15%
Revenue Next 5Y4.18%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.38, which indicates a correct valuation of FIS.
Compared to the rest of the industry, the Price/Earnings ratio of FIS is on the same level as its industry peers.
FIS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.49.
Based on the Price/Forward Earnings ratio of 10.50, the valuation of FIS can be described as reasonable.
FIS's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of FIS to the average of the S&P500 Index (22.99), we can say FIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.38 | ||
| Fwd PE | 10.5 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 62.63% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 60.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19 | ||
| EV/EBITDA | 12.34 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.19
PEG (5Y)N/A
EPS Next 2Y9.75%
EPS Next 3Y9.34%
5. Dividend
5.1 Amount
FIS has a Yearly Dividend Yield of 2.33%.
FIS's Dividend Yield is a higher than the industry average which is at 4.87.
FIS's Dividend Yield is comparable with the S&P500 average which is at 2.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.33% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
FIS pays out 734.82% of its income as dividend. This is not a sustainable payout ratio.
DP734.82%
EPS Next 2Y9.75%
EPS Next 3Y9.34%
NYSE:FIS (10/15/2025, 3:56:04 PM)
66.5
-1.24 (-1.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners101.13%
Inst Owner Change-0.09%
Ins Owners0.07%
Ins Owner Change2.34%
Market Cap34.74B
Analysts76.55
Price Target87.16 (31.07%)
Short Float %2.36%
Short Ratio3.06
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.33% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP734.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.5%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.02%
EPS beat(4)3
Avg EPS beat(4)2.07%
Min EPS beat(4)-1.03%
Max EPS beat(4)7.13%
EPS beat(8)6
Avg EPS beat(8)4.52%
EPS beat(12)8
Avg EPS beat(12)3.67%
EPS beat(16)11
Avg EPS beat(16)2.88%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)0%
Max Revenue beat(2)0.46%
Revenue beat(4)1
Avg Revenue beat(4)-0.62%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)0.46%
Revenue beat(8)1
Avg Revenue beat(8)-4.57%
Revenue beat(12)3
Avg Revenue beat(12)-8.37%
Revenue beat(16)4
Avg Revenue beat(16)-18.1%
PT rev (1m)-0.26%
PT rev (3m)-3.12%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.28%
EPS NY rev (1m)0.04%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.22%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.38 | ||
| Fwd PE | 10.5 | ||
| P/S | 3.37 | ||
| P/FCF | 19 | ||
| P/OCF | 12.81 | ||
| P/B | 2.45 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.34 |
EPS(TTM)5.37
EY8.08%
EPS(NY)6.34
Fwd EY9.53%
FCF(TTM)3.5
FCFY5.26%
OCF(TTM)5.19
OCFY7.8%
SpS19.75
BVpS27.12
TBVpS-13.82
PEG (NY)1.19
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 0.79% | ||
| ROCE | 7.02% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.1% | ||
| ROICexgc | 26.48% | ||
| OM | 17.65% | ||
| PM (TTM) | 1.09% | ||
| GM | 36.68% | ||
| FCFM | 17.72% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexcg growth 3Y-19.6%
ROICexcg growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 2.91 | ||
| Cap/Depr | 48.68% | ||
| Cap/Sales | 8.56% | ||
| Interest Coverage | 6.05 | ||
| Cash Conversion | 74.58% | ||
| Profit Quality | 1632.14% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.52 |
F-Score6
WACC6.66%
ROIC/WACC0.73
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6.34%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%0%
EPS Next Y10.41%
EPS Next 2Y9.75%
EPS Next 3Y9.34%
EPS Next 5Y7.82%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.1%
Revenue Next Year3.68%
Revenue Next 2Y4.04%
Revenue Next 3Y4.15%
Revenue Next 5Y4.18%
EBIT growth 1Y9.96%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.13%
EBIT Next 3Y17.13%
EBIT Next 5Y13.83%
FCF growth 1Y-33.02%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-27.47%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%