FIDELITY NATIONAL INFO SERV (FIS) Fundamental Analysis & Valuation
NYSE:FIS • US31620M1062
Current stock price
45.73 USD
-0.01 (-0.02%)
At close:
45.73 USD
0 (0%)
After Hours:
This FIS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. FIS Profitability Analysis
1.1 Basic Checks
- In the past year FIS was profitable.
- FIS had a positive operating cash flow in the past year.
- In multiple years FIS reported negative net income over the last 5 years.
- FIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- FIS's Return On Assets of 1.14% is in line compared to the rest of the industry. FIS outperforms 50.00% of its industry peers.
- With a Return On Equity value of 2.74%, FIS is not doing good in the industry: 66.00% of the companies in the same industry are doing better.
- Looking at the Return On Invested Capital, with a value of 4.72%, FIS is in the better half of the industry, outperforming 67.00% of the companies in the same industry.
- FIS had an Average Return On Invested Capital over the past 3 years of 4.02%. This is below the industry average of 7.98%.
- The 3 year average ROIC (4.02%) for FIS is below the current ROIC(4.72%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 2.74% | ||
| ROIC | 4.72% |
ROA(3y)-2.22%
ROA(5y)-6.53%
ROE(3y)-7.65%
ROE(5y)-16.72%
ROIC(3y)4.02%
ROIC(5y)3.04%
1.3 Margins
- FIS has a Profit Margin of 3.57%. This is in the lower half of the industry: FIS underperforms 63.00% of its industry peers.
- FIS's Profit Margin has improved in the last couple of years.
- FIS has a Operating Margin of 16.91%. This is in the better half of the industry: FIS outperforms 63.00% of its industry peers.
- In the last couple of years the Operating Margin of FIS has grown nicely.
- FIS has a Gross Margin (36.86%) which is in line with its industry peers.
- FIS's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.91% | ||
| PM (TTM) | 3.57% | ||
| GM | 36.86% |
OM growth 3Y7.78%
OM growth 5Y24.62%
PM growth 3YN/A
PM growth 5Y23.24%
GM growth 3Y1.16%
GM growth 5Y1.94%
2. FIS Health Analysis
2.1 Basic Checks
- FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- FIS has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, FIS has less shares outstanding
- FIS has a worse debt/assets ratio than last year.
2.2 Solvency
- FIS has an Altman-Z score of 0.16. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of FIS (0.16) is comparable to the rest of the industry.
- FIS has a debt to FCF ratio of 7.16. This is a slightly negative value and a sign of low solvency as FIS would need 7.16 years to pay back of all of its debts.
- FIS has a Debt to FCF ratio (7.16) which is in line with its industry peers.
- FIS has a Debt/Equity ratio of 0.85. This is a neutral value indicating FIS is somewhat dependend on debt financing.
- The Debt to Equity ratio of FIS (0.85) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 7.16 | ||
| Altman-Z | 0.16 |
ROIC/WACC0.7
WACC6.74%
2.3 Liquidity
- FIS has a Current Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of FIS (0.59) is comparable to the rest of the industry.
- FIS has a Quick Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- FIS has a Quick ratio (0.59) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. FIS Growth Analysis
3.1 Past
- FIS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.51%, which is quite good.
- Measured over the past 5 years, FIS shows a small growth in Earnings Per Share. The EPS has been growing by 1.04% on average per year.
- The Revenue has been growing slightly by 5.43% in the past year.
- FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.18% yearly.
EPS 1Y (TTM)9.51%
EPS 3Y-4.68%
EPS 5Y1.04%
EPS Q2Q%20%
Revenue 1Y (TTM)5.43%
Revenue growth 3Y3.18%
Revenue growth 5Y-3.18%
Sales Q2Q%8.2%
3.2 Future
- The Earnings Per Share is expected to grow by 9.48% on average over the next years. This is quite good.
- FIS is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.34% yearly.
EPS Next Y9.81%
EPS Next 2Y9.94%
EPS Next 3Y10.03%
EPS Next 5Y9.48%
Revenue Next Year29.94%
Revenue Next 2Y16.67%
Revenue Next 3Y11.6%
Revenue Next 5Y9.34%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. FIS Valuation Analysis
4.1 Price/Earnings Ratio
- FIS is valuated cheaply with a Price/Earnings ratio of 7.94.
- Compared to the rest of the industry, the Price/Earnings ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 74.00% of the companies listed in the same industry.
- FIS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.42.
- The Price/Forward Earnings ratio is 7.23, which indicates a rather cheap valuation of FIS.
- Based on the Price/Forward Earnings ratio, FIS is valued a bit cheaper than 77.00% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 22.29. FIS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.94 | ||
| Fwd PE | 7.23 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than 70.00% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than the industry average as 70.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.88 | ||
| EV/EBITDA | 8.82 |
4.3 Compensation for Growth
- FIS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)7.64
EPS Next 2Y9.94%
EPS Next 3Y10.03%
5. FIS Dividend Analysis
5.1 Amount
- FIS has a Yearly Dividend Yield of 3.85%.
- In the last 3 months the price of FIS has falen by -24.41%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- FIS's Dividend Yield is rather good when compared to the industry average which is at 1.81. FIS pays more dividend than 85.00% of the companies in the same industry.
- FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.85% |
5.2 History
- The dividend of FIS has a limited annual growth rate of 1.06%.
- FIS has paid a dividend for at least 10 years, which is a reliable track record.
- FIS has decreased its dividend recently.
Dividend Growth(5Y)1.06%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 222.31% of the earnings are spent on dividend by FIS. This is not a sustainable payout ratio.
- The dividend of FIS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP222.31%
EPS Next 2Y9.94%
EPS Next 3Y10.03%
FIS Fundamentals: All Metrics, Ratios and Statistics
45.73
-0.01 (-0.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-24 2026-02-24/bmo
Earnings (Next)05-08 2026-05-08/bmo
Inst Owners99.04%
Inst Owner Change0.1%
Ins Owners0.08%
Ins Owner Change1.08%
Market Cap23.52B
Revenue(TTM)10.68B
Net Income(TTM)381.00M
Analysts76.77
Price Target68.23 (49.2%)
Short Float %2.7%
Short Ratio2.18
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.85% |
Yearly Dividend1.62
Dividend Growth(5Y)1.06%
DP222.31%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-10 2026-03-10 (0.44)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.38%
Min EPS beat(2)-1.34%
Max EPS beat(2)0.58%
EPS beat(4)2
Avg EPS beat(4)-0.44%
Min EPS beat(4)-1.34%
Max EPS beat(4)0.58%
EPS beat(8)6
Avg EPS beat(8)3.9%
EPS beat(12)9
Avg EPS beat(12)3.76%
EPS beat(16)10
Avg EPS beat(16)2.7%
Revenue beat(2)2
Avg Revenue beat(2)1.34%
Min Revenue beat(2)1.23%
Max Revenue beat(2)1.44%
Revenue beat(4)3
Avg Revenue beat(4)0.78%
Min Revenue beat(4)0%
Max Revenue beat(4)1.44%
Revenue beat(8)3
Avg Revenue beat(8)-0.1%
Revenue beat(12)5
Avg Revenue beat(12)-2.66%
Revenue beat(16)6
Avg Revenue beat(16)-10.15%
PT rev (1m)-15%
PT rev (3m)-16.47%
EPS NQ rev (1m)0.09%
EPS NQ rev (3m)-5.19%
EPS NY rev (1m)-0.18%
EPS NY rev (3m)0.29%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)22.21%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)21.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.94 | ||
| Fwd PE | 7.23 | ||
| P/S | 2.2 | ||
| P/FCF | 12.88 | ||
| P/OCF | 8.35 | ||
| P/B | 1.69 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.82 |
EPS(TTM)5.76
EY12.6%
EPS(NY)6.33
Fwd EY13.83%
FCF(TTM)3.55
FCFY7.77%
OCF(TTM)5.47
OCFY11.97%
SpS20.76
BVpS27.02
TBVpS-14.96
PEG (NY)0.81
PEG (5Y)7.64
Graham Number59.1758 (29.4%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 2.74% | ||
| ROCE | 6.98% | ||
| ROIC | 4.72% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 22.36% | ||
| OM | 16.91% | ||
| PM (TTM) | 3.57% | ||
| GM | 36.86% | ||
| FCFM | 17.11% |
ROA(3y)-2.22%
ROA(5y)-6.53%
ROE(3y)-7.65%
ROE(5y)-16.72%
ROIC(3y)4.02%
ROIC(5y)3.04%
ROICexc(3y)4.16%
ROICexc(5y)3.16%
ROICexgc(3y)16.51%
ROICexgc(5y)29.55%
ROCE(3y)5.8%
ROCE(5y)4.38%
ROICexgc growth 3Y-27.09%
ROICexgc growth 5YN/A
ROICexc growth 3Y33.84%
ROICexc growth 5Y44.89%
OM growth 3Y7.78%
OM growth 5Y24.62%
PM growth 3YN/A
PM growth 5Y23.24%
GM growth 3Y1.16%
GM growth 5Y1.94%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 7.16 | ||
| Debt/EBITDA | 3.2 | ||
| Cap/Depr | 52.52% | ||
| Cap/Sales | 9.26% | ||
| Interest Coverage | 4.5 | ||
| Cash Conversion | 76.36% | ||
| Profit Quality | 479.53% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.16 |
F-Score6
WACC6.74%
ROIC/WACC0.7
Cap/Depr(3y)48.09%
Cap/Depr(5y)45.7%
Cap/Sales(3y)8.42%
Cap/Sales(5y)9.78%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.51%
EPS 3Y-4.68%
EPS 5Y1.04%
EPS Q2Q%20%
EPS Next Y9.81%
EPS Next 2Y9.94%
EPS Next 3Y10.03%
EPS Next 5Y9.48%
Revenue 1Y (TTM)5.43%
Revenue growth 3Y3.18%
Revenue growth 5Y-3.18%
Sales Q2Q%8.2%
Revenue Next Year29.94%
Revenue Next 2Y16.67%
Revenue Next 3Y11.6%
Revenue Next 5Y9.34%
EBIT growth 1Y2.5%
EBIT growth 3Y11.21%
EBIT growth 5Y20.65%
EBIT Next Year92.96%
EBIT Next 3Y29.02%
EBIT Next 5Y19.66%
FCF growth 1Y45.69%
FCF growth 3Y-14.69%
FCF growth 5Y-11.22%
OCF growth 1Y35.97%
OCF growth 3Y-10.58%
OCF growth 5Y-8.71%
FIDELITY NATIONAL INFO SERV / FIS Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 5 / 10 to FIS.
Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a valuation rating of 7 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Undervalued.
How profitable is FIDELITY NATIONAL INFO SERV (FIS) stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 7.94 and the Price/Book (PB) ratio is 1.69.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 5 / 10 and the dividend payout ratio is 222.31%.