FIDELITY NATIONAL INFO SERV (FIS) Fundamental Analysis & Valuation
NYSE:FIS • US31620M1062
Current stock price
46.89 USD
-0.52 (-1.1%)
At close:
46.97 USD
+0.08 (+0.17%)
After Hours:
This FIS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. FIS Profitability Analysis
1.1 Basic Checks
- In the past year FIS was profitable.
- In the past year FIS had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
- FIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- FIS has a Return On Assets of 1.14%. This is comparable to the rest of the industry: FIS outperforms 49.00% of its industry peers.
- Looking at the Return On Equity, with a value of 2.74%, FIS is doing worse than 64.00% of the companies in the same industry.
- FIS has a better Return On Invested Capital (4.72%) than 68.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for FIS is below the industry average of 8.03%.
- The 3 year average ROIC (4.02%) for FIS is below the current ROIC(4.72%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 2.74% | ||
| ROIC | 4.72% |
ROA(3y)-2.22%
ROA(5y)-6.53%
ROE(3y)-7.65%
ROE(5y)-16.72%
ROIC(3y)4.02%
ROIC(5y)3.04%
1.3 Margins
- With a Profit Margin value of 3.57%, FIS is not doing good in the industry: 63.00% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of FIS has grown nicely.
- FIS has a better Operating Margin (16.91%) than 63.00% of its industry peers.
- FIS's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 36.86%, FIS is in line with its industry, outperforming 55.00% of the companies in the same industry.
- In the last couple of years the Gross Margin of FIS has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.91% | ||
| PM (TTM) | 3.57% | ||
| GM | 36.86% |
OM growth 3Y7.78%
OM growth 5Y24.62%
PM growth 3YN/A
PM growth 5Y23.24%
GM growth 3Y1.16%
GM growth 5Y1.94%
2. FIS Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIS is destroying value.
- Compared to 1 year ago, FIS has less shares outstanding
- FIS has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, FIS has a worse debt to assets ratio.
2.2 Solvency
- FIS has an Altman-Z score of 0.17. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
- FIS's Altman-Z score of 0.17 is in line compared to the rest of the industry. FIS outperforms 46.00% of its industry peers.
- FIS has a debt to FCF ratio of 7.16. This is a slightly negative value and a sign of low solvency as FIS would need 7.16 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 7.16, FIS perfoms like the industry average, outperforming 58.00% of the companies in the same industry.
- FIS has a Debt/Equity ratio of 0.85. This is a neutral value indicating FIS is somewhat dependend on debt financing.
- FIS has a Debt to Equity ratio of 0.85. This is comparable to the rest of the industry: FIS outperforms 47.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 7.16 | ||
| Altman-Z | 0.17 |
ROIC/WACC0.69
WACC6.86%
2.3 Liquidity
- FIS has a Current Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- FIS has a Current ratio (0.59) which is comparable to the rest of the industry.
- FIS has a Quick Ratio of 0.59. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- FIS has a Quick ratio (0.59) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. FIS Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 9.51% over the past year.
- Measured over the past 5 years, FIS shows a small growth in Earnings Per Share. The EPS has been growing by 1.04% on average per year.
- The Revenue has been growing slightly by 5.43% in the past year.
- FIS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.18% yearly.
EPS 1Y (TTM)9.51%
EPS 3Y-4.68%
EPS 5Y1.04%
EPS Q2Q%20%
Revenue 1Y (TTM)5.43%
Revenue growth 3Y3.18%
Revenue growth 5Y-3.18%
Sales Q2Q%8.2%
3.2 Future
- Based on estimates for the next years, FIS will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.35% on average per year.
- The Revenue is expected to grow by 9.64% on average over the next years. This is quite good.
EPS Next Y10.01%
EPS Next 2Y10.11%
EPS Next 3Y10.02%
EPS Next 5Y8.35%
Revenue Next Year29.91%
Revenue Next 2Y16.65%
Revenue Next 3Y11.49%
Revenue Next 5Y9.64%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. FIS Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.14, the valuation of FIS can be described as very reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 69.00% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 24.89, FIS is valued rather cheaply.
- FIS is valuated cheaply with a Price/Forward Earnings ratio of 7.40.
- Based on the Price/Forward Earnings ratio, FIS is valued a bit cheaper than the industry average as 72.00% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of FIS to the average of the S&P500 Index (22.19), we can say FIS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.14 | ||
| Fwd PE | 7.4 |
4.2 Price Multiples
- FIS's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. FIS is cheaper than 71.00% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 68.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.2 | ||
| EV/EBITDA | 8.99 |
4.3 Compensation for Growth
- FIS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.81
PEG (5Y)7.84
EPS Next 2Y10.11%
EPS Next 3Y10.02%
5. FIS Dividend Analysis
5.1 Amount
- FIS has a Yearly Dividend Yield of 3.71%.
- The stock price of FIS dropped by -30.21% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- FIS's Dividend Yield is a higher than the industry average which is at 2.13.
- FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.71% |
5.2 History
- The dividend of FIS has a limited annual growth rate of 1.06%.
- FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)1.06%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- FIS pays out 222.31% of its income as dividend. This is not a sustainable payout ratio.
- FIS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP222.31%
EPS Next 2Y10.11%
EPS Next 3Y10.02%
FIS Fundamentals: All Metrics, Ratios and Statistics
46.89
-0.52 (-1.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-24 2026-02-24/bmo
Earnings (Next)05-04 2026-05-04/bmo
Inst Owners98.99%
Inst Owner Change-2.33%
Ins Owners0.07%
Ins Owner Change1.05%
Market Cap24.12B
Revenue(TTM)10.68B
Net Income(TTM)381.00M
Analysts76.88
Price Target68.44 (45.96%)
Short Float %2.36%
Short Ratio2.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.71% |
Yearly Dividend1.62
Dividend Growth(5Y)1.06%
DP222.31%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10 2026-03-10 (0.44)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.38%
Min EPS beat(2)-1.34%
Max EPS beat(2)0.58%
EPS beat(4)2
Avg EPS beat(4)-0.44%
Min EPS beat(4)-1.34%
Max EPS beat(4)0.58%
EPS beat(8)6
Avg EPS beat(8)3.9%
EPS beat(12)9
Avg EPS beat(12)3.76%
EPS beat(16)10
Avg EPS beat(16)2.7%
Revenue beat(2)2
Avg Revenue beat(2)1.34%
Min Revenue beat(2)1.23%
Max Revenue beat(2)1.44%
Revenue beat(4)3
Avg Revenue beat(4)0.78%
Min Revenue beat(4)0%
Max Revenue beat(4)1.44%
Revenue beat(8)3
Avg Revenue beat(8)-0.1%
Revenue beat(12)5
Avg Revenue beat(12)-2.66%
Revenue beat(16)6
Avg Revenue beat(16)-10.15%
PT rev (1m)-14.75%
PT rev (3m)-17.28%
EPS NQ rev (1m)-5.28%
EPS NQ rev (3m)-6.81%
EPS NY rev (1m)0.86%
EPS NY rev (3m)-1%
Revenue NQ rev (1m)20.84%
Revenue NQ rev (3m)23.64%
Revenue NY rev (1m)20.7%
Revenue NY rev (3m)24.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.14 | ||
| Fwd PE | 7.4 | ||
| P/S | 2.26 | ||
| P/FCF | 13.2 | ||
| P/OCF | 8.57 | ||
| P/B | 1.74 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.99 |
EPS(TTM)5.76
EY12.28%
EPS(NY)6.34
Fwd EY13.51%
FCF(TTM)3.55
FCFY7.57%
OCF(TTM)5.47
OCFY11.67%
SpS20.76
BVpS27.02
TBVpS-14.96
PEG (NY)0.81
PEG (5Y)7.84
Graham Number59.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 2.74% | ||
| ROCE | 6.98% | ||
| ROIC | 4.72% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 22.36% | ||
| OM | 16.91% | ||
| PM (TTM) | 3.57% | ||
| GM | 36.86% | ||
| FCFM | 17.11% |
ROA(3y)-2.22%
ROA(5y)-6.53%
ROE(3y)-7.65%
ROE(5y)-16.72%
ROIC(3y)4.02%
ROIC(5y)3.04%
ROICexc(3y)4.16%
ROICexc(5y)3.16%
ROICexgc(3y)16.51%
ROICexgc(5y)29.55%
ROCE(3y)5.8%
ROCE(5y)4.38%
ROICexgc growth 3Y-27.09%
ROICexgc growth 5YN/A
ROICexc growth 3Y33.84%
ROICexc growth 5Y44.89%
OM growth 3Y7.78%
OM growth 5Y24.62%
PM growth 3YN/A
PM growth 5Y23.24%
GM growth 3Y1.16%
GM growth 5Y1.94%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 7.16 | ||
| Debt/EBITDA | 3.2 | ||
| Cap/Depr | 52.52% | ||
| Cap/Sales | 9.26% | ||
| Interest Coverage | 4.5 | ||
| Cash Conversion | 76.36% | ||
| Profit Quality | 479.53% | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 0.17 |
F-Score6
WACC6.86%
ROIC/WACC0.69
Cap/Depr(3y)48.09%
Cap/Depr(5y)45.7%
Cap/Sales(3y)8.42%
Cap/Sales(5y)9.78%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.51%
EPS 3Y-4.68%
EPS 5Y1.04%
EPS Q2Q%20%
EPS Next Y10.01%
EPS Next 2Y10.11%
EPS Next 3Y10.02%
EPS Next 5Y8.35%
Revenue 1Y (TTM)5.43%
Revenue growth 3Y3.18%
Revenue growth 5Y-3.18%
Sales Q2Q%8.2%
Revenue Next Year29.91%
Revenue Next 2Y16.65%
Revenue Next 3Y11.49%
Revenue Next 5Y9.64%
EBIT growth 1Y2.5%
EBIT growth 3Y11.21%
EBIT growth 5Y20.65%
EBIT Next Year93.12%
EBIT Next 3Y27.96%
EBIT Next 5Y20.74%
FCF growth 1Y45.69%
FCF growth 3Y-14.69%
FCF growth 5Y-11.22%
OCF growth 1Y35.97%
OCF growth 3Y-10.58%
OCF growth 5Y-8.71%
FIDELITY NATIONAL INFO SERV / FIS Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 5 / 10 to FIS.
Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for FIS stock?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 8.14 and the Price/Book (PB) ratio is 1.74.
Can you provide the expected EPS growth for FIS stock?
The Earnings per Share (EPS) of FIDELITY NATIONAL INFO SERV (FIS) is expected to grow by 10.01% in the next year.