FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:FIS - US31620M1062 - Common Stock
63.35 USD
-0.1 (-0.16%)
63.35 USD
0 (0%)
Taking everything into account, FIS scores 4 out of 10 in our fundamental rating. FIS was compared to 98 industry peers in the Financial Services industry. FIS has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year FIS was profitable.
- FIS had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
- Each year in the past 5 years FIS had a positive operating cash flow.
1.2 Ratios
- FIS's Return On Assets of 0.46% is on the low side compared to the rest of the industry. FIS is outperformed by 63.27% of its industry peers.
- The Return On Equity of FIS (1.10%) is worse than 67.35% of its industry peers.
- The Return On Invested Capital of FIS (4.80%) is better than 65.31% of its industry peers.
- FIS had an Average Return On Invested Capital over the past 3 years of 3.09%. This is significantly below the industry average of 8.44%.
- The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROIC | 4.8% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
- Looking at the Profit Margin, with a value of 1.45%, FIS is doing worse than 68.37% of the companies in the same industry.
- In the last couple of years the Profit Margin of FIS has grown nicely.
- Looking at the Operating Margin, with a value of 17.09%, FIS is in the better half of the industry, outperforming 62.24% of the companies in the same industry.
- FIS's Operating Margin has improved in the last couple of years.
- FIS has a Gross Margin (36.65%) which is comparable to the rest of the industry.
- FIS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
- FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for FIS has been reduced compared to 1 year ago.
- Compared to 5 years ago, FIS has more shares outstanding
- Compared to 1 year ago, FIS has an improved debt to assets ratio.
2.2 Solvency
- FIS has an Altman-Z score of 0.42. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
- FIS's Altman-Z score of 0.42 is in line compared to the rest of the industry. FIS outperforms 51.02% of its industry peers.
- FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
- FIS has a Debt to FCF ratio of 6.89. This is comparable to the rest of the industry: FIS outperforms 52.04% of its industry peers.
- FIS has a Debt/Equity ratio of 0.79. This is a neutral value indicating FIS is somewhat dependend on debt financing.
- FIS has a Debt to Equity ratio (0.79) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Altman-Z | 0.42 |
ROIC/WACC0.66
WACC7.25%
2.3 Liquidity
- FIS has a Current Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
- FIS has a Current ratio of 0.53. This is in the lower half of the industry: FIS underperforms 61.22% of its industry peers.
- A Quick Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
- With a Quick ratio value of 0.53, FIS is not doing good in the industry: 61.22% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
- FIS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.17%, which is quite good.
- FIS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.91% yearly.
- Looking at the last year, FIS shows a small growth in Revenue. The Revenue has grown by 4.24% in the last year.
- Measured over the past years, FIS shows a decrease in Revenue. The Revenue has been decreasing by -0.40% on average per year.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
3.2 Future
- FIS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.82% yearly.
- Based on estimates for the next years, FIS will show a small growth in Revenue. The Revenue will grow by 4.18% on average per year.
EPS Next Y10.69%
EPS Next 2Y10.31%
EPS Next 3Y9.97%
EPS Next 5Y7.82%
Revenue Next Year4.4%
Revenue Next 2Y4.47%
Revenue Next 3Y4.43%
Revenue Next 5Y4.18%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- FIS is valuated reasonably with a Price/Earnings ratio of 11.56.
- FIS's Price/Earnings ratio is a bit cheaper when compared to the industry. FIS is cheaper than 60.20% of the companies in the same industry.
- FIS is valuated cheaply when we compare the Price/Earnings ratio to 27.47, which is the current average of the S&P500 Index.
- FIS is valuated reasonably with a Price/Forward Earnings ratio of 9.90.
- FIS's Price/Forward Earnings is on the same level as the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. FIS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.56 | ||
| Fwd PE | 9.9 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than 60.20% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 62.24% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.38 | ||
| EV/EBITDA | 11.68 |
4.3 Compensation for Growth
- FIS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.08
PEG (5Y)N/A
EPS Next 2Y10.31%
EPS Next 3Y9.97%
5. Dividend
5.1 Amount
- FIS has a Yearly Dividend Yield of 2.37%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.49, FIS pays a bit more dividend than its industry peers.
- FIS's Dividend Yield is a higher than the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.37% |
5.2 History
- The dividend of FIS decreases each year by -1.76%.
- FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 547.37% of the earnings are spent on dividend by FIS. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y10.31%
EPS Next 3Y9.97%
63.35
-0.1 (-0.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)02-09 2026-02-09/amc
Inst Owners99.64%
Inst Owner Change0.25%
Ins Owners0.07%
Ins Owner Change2.03%
Market Cap32.81B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.67
Price Target82.73 (30.59%)
Short Float %2.81%
Short Ratio4.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.37% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)0%
PT rev (3m)-5.08%
EPS NQ rev (1m)0.01%
EPS NQ rev (3m)-0.39%
EPS NY rev (1m)0%
EPS NY rev (3m)0.25%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)0.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.56 | ||
| Fwd PE | 9.9 | ||
| P/S | 3.14 | ||
| P/FCF | 17.38 | ||
| P/OCF | 11.97 | ||
| P/B | 2.37 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.68 |
EPS(TTM)5.48
EY8.65%
EPS(NY)6.4
Fwd EY10.1%
FCF(TTM)3.65
FCFY5.76%
OCF(TTM)5.29
OCFY8.36%
SpS20.21
BVpS26.76
TBVpS-15.02
PEG (NY)1.08
PEG (5Y)N/A
Graham Number57.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROCE | 6.99% | ||
| ROIC | 4.8% | ||
| ROICexc | 4.95% | ||
| ROICexgc | 25.79% | ||
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% | ||
| FCFM | 18.04% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Debt/EBITDA | 3.01 | ||
| Cap/Depr | 45.84% | ||
| Cap/Sales | 8.15% | ||
| Interest Coverage | 4.91 | ||
| Cash Conversion | 75.12% | ||
| Profit Quality | 1242.11% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.42 |
F-Score6
WACC7.25%
ROIC/WACC0.66
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.69%
EPS Next 2Y10.31%
EPS Next 3Y9.97%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year4.4%
Revenue Next 2Y4.47%
Revenue Next 3Y4.43%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.66%
EBIT Next 3Y17.34%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for FIS stock?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 11.56 and the Price/Book (PB) ratio is 2.37.
Can you provide the expected EPS growth for FIS stock?
The Earnings per Share (EPS) of FIDELITY NATIONAL INFO SERV (FIS) is expected to grow by 10.69% in the next year.