FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis
USA - NYSE:FIS - US31620M1062 - Common Stock
62.38 USD
-0.28 (-0.45%)
62.38 USD
0 (0%)
FIS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 99 industry peers in the Financial Services industry. FIS has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year FIS was profitable.
In the past year FIS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
FIS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.46%, FIS is not doing good in the industry: 62.63% of the companies in the same industry are doing better.
FIS has a worse Return On Equity (1.10%) than 68.69% of its industry peers.
FIS's Return On Invested Capital of 4.80% is fine compared to the rest of the industry. FIS outperforms 63.64% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for FIS is significantly below the industry average of 8.14%.
The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROIC | 4.8% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
1.3 Margins
With a Profit Margin value of 1.45%, FIS is not doing good in the industry: 67.68% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of FIS has grown nicely.
With a decent Operating Margin value of 17.09%, FIS is doing good in the industry, outperforming 61.62% of the companies in the same industry.
FIS's Operating Margin has improved in the last couple of years.
FIS has a Gross Margin (36.65%) which is in line with its industry peers.
In the last couple of years the Gross Margin of FIS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% |
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FIS is destroying value.
Compared to 1 year ago, FIS has less shares outstanding
Compared to 5 years ago, FIS has more shares outstanding
FIS has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.42, we must say that FIS is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.42, FIS perfoms like the industry average, outperforming 49.49% of the companies in the same industry.
FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
The Debt to FCF ratio of FIS (6.89) is comparable to the rest of the industry.
FIS has a Debt/Equity ratio of 0.79. This is a neutral value indicating FIS is somewhat dependend on debt financing.
FIS has a Debt to Equity ratio of 0.79. This is comparable to the rest of the industry: FIS outperforms 50.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Altman-Z | 0.42 |
ROIC/WACC0.73
WACC6.6%
2.3 Liquidity
FIS has a Current Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
FIS has a Current ratio of 0.53. This is in the lower half of the industry: FIS underperforms 62.63% of its industry peers.
A Quick Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
FIS has a Quick ratio of 0.53. This is in the lower half of the industry: FIS underperforms 61.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 14.17% over the past year.
FIS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.91% yearly.
Looking at the last year, FIS shows a small growth in Revenue. The Revenue has grown by 4.24% in the last year.
The Revenue has been decreasing by -0.40% on average over the past years.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
3.2 Future
Based on estimates for the next years, FIS will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
The Revenue is expected to grow by 4.18% on average over the next years.
EPS Next Y10.46%
EPS Next 2Y9.7%
EPS Next 3Y9.45%
EPS Next 5Y7.82%
Revenue Next Year3.63%
Revenue Next 2Y4.04%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.38 indicates a reasonable valuation of FIS.
The rest of the industry has a similar Price/Earnings ratio as FIS.
The average S&P500 Price/Earnings ratio is at 25.07. FIS is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.86, the valuation of FIS can be described as very reasonable.
FIS's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 34.08. FIS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.38 | ||
| Fwd PE | 9.86 |
4.2 Price Multiples
FIS's Enterprise Value to EBITDA is on the same level as the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 61.62% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.26 | ||
| EV/EBITDA | 11.65 |
4.3 Compensation for Growth
FIS's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.09
PEG (5Y)N/A
EPS Next 2Y9.7%
EPS Next 3Y9.45%
5. Dividend
5.1 Amount
FIS has a Yearly Dividend Yield of 2.41%.
FIS's Dividend Yield is a higher than the industry average which is at 4.68.
FIS's Dividend Yield is comparable with the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.41% |
5.2 History
The dividend of FIS decreases each year by -1.76%.
FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
547.37% of the earnings are spent on dividend by FIS. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y9.7%
EPS Next 3Y9.45%
62.38
-0.28 (-0.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners101.13%
Inst Owner Change-2.84%
Ins Owners0.07%
Ins Owner Change4.87%
Market Cap32.59B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.13
Price Target84.97 (36.21%)
Short Float %2.21%
Short Ratio2.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.41% |
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)-2.51%
PT rev (3m)-6.36%
EPS NQ rev (1m)-0.21%
EPS NQ rev (3m)-0.27%
EPS NY rev (1m)0.04%
EPS NY rev (3m)0.11%
Revenue NQ rev (1m)0.43%
Revenue NQ rev (3m)0.47%
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.38 | ||
| Fwd PE | 9.86 | ||
| P/S | 3.11 | ||
| P/FCF | 17.26 | ||
| P/OCF | 11.89 | ||
| P/B | 2.35 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.65 |
EPS(TTM)5.48
EY8.78%
EPS(NY)6.33
Fwd EY10.15%
FCF(TTM)3.61
FCFY5.79%
OCF(TTM)5.25
OCFY8.41%
SpS20.03
BVpS26.53
TBVpS-14.89
PEG (NY)1.09
PEG (5Y)N/A
Graham Number57.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.46% | ||
| ROE | 1.1% | ||
| ROCE | 6.99% | ||
| ROIC | 4.8% | ||
| ROICexc | 4.95% | ||
| ROICexgc | 25.79% | ||
| OM | 17.09% | ||
| PM (TTM) | 1.45% | ||
| GM | 36.65% | ||
| FCFM | 18.04% |
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 6.89 | ||
| Debt/EBITDA | 3.01 | ||
| Cap/Depr | 45.84% | ||
| Cap/Sales | 8.15% | ||
| Interest Coverage | 4.91 | ||
| Cash Conversion | 75.12% | ||
| Profit Quality | 1242.11% | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.42 |
F-Score6
WACC6.6%
ROIC/WACC0.73
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.46%
EPS Next 2Y9.7%
EPS Next 3Y9.45%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year3.63%
Revenue Next 2Y4.04%
Revenue Next 3Y4.16%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.13%
EBIT Next 3Y17.13%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%
FIDELITY NATIONAL INFO SERV / FIS FAQ
Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?
ChartMill assigns a fundamental rating of 4 / 10 to FIS.
What is the valuation status for FIS stock?
ChartMill assigns a valuation rating of 5 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.
What is the profitability of FIS stock?
FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.
What is the valuation of FIDELITY NATIONAL INFO SERV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 11.38 and the Price/Book (PB) ratio is 2.35.
How sustainable is the dividend of FIDELITY NATIONAL INFO SERV (FIS) stock?
The dividend rating of FIDELITY NATIONAL INFO SERV (FIS) is 3 / 10 and the dividend payout ratio is 547.37%.