FIDELITY NATIONAL INFO SERV (FIS)
US31620M1062 - Common Stock
Overall FIS gets a fundamental rating of 4 out of 10. We evaluated FIS against 100 industry peers in the Financial Services industry. FIS has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIS is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year FIS was profitable.
In the past year FIS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
In the past 5 years FIS always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.13%, FIS is in the better half of the industry, outperforming 74.00% of the companies in the same industry.
FIS's Return On Equity of 8.57% is in line compared to the rest of the industry. FIS outperforms 50.00% of its industry peers.
The Return On Invested Capital of FIS (4.04%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for FIS is significantly below the industry average of 7.54%.
The last Return On Invested Capital (4.04%) for FIS is above the 3 year average (1.92%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.13% | ||
| ROE | 8.57% | ||
| ROIC | 4.04% |
ROA(3y)-12.67%
ROA(5y)-7.49%
ROE(3y)-31.8%
ROE(5y)-18.9%
ROIC(3y)1.92%
ROIC(5y)1.48%
1.3 Margins
Looking at the Profit Margin, with a value of 14.15%, FIS is in the better half of the industry, outperforming 62.00% of the companies in the same industry.
FIS has a Operating Margin of 16.65%. This is comparable to the rest of the industry: FIS outperforms 59.00% of its industry peers.
In the last couple of years the Operating Margin of FIS has declined.
The Gross Margin of FIS (37.89%) is comparable to the rest of the industry.
FIS's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.65% | ||
| PM (TTM) | 14.15% | ||
| GM | 37.89% |
OM growth 3Y43.18%
OM growth 5Y-2.69%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y3.77%
GM growth 5Y2.01%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FIS is destroying value.
The number of shares outstanding for FIS has been reduced compared to 1 year ago.
Compared to 5 years ago, FIS has more shares outstanding
Compared to 1 year ago, FIS has a worse debt to assets ratio.
2.2 Solvency
FIS has an Altman-Z score of 1.14. This is a bad value and indicates that FIS is not financially healthy and even has some risk of bankruptcy.
FIS's Altman-Z score of 1.14 is fine compared to the rest of the industry. FIS outperforms 64.00% of its industry peers.
The Debt to FCF ratio of FIS is 6.26, which is on the high side as it means it would take FIS, 6.26 years of fcf income to pay off all of its debts.
FIS has a Debt to FCF ratio (6.26) which is in line with its industry peers.
FIS has a Debt/Equity ratio of 0.64. This is a neutral value indicating FIS is somewhat dependend on debt financing.
The Debt to Equity ratio of FIS (0.64) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.26 | ||
| Altman-Z | 1.14 |
ROIC/WACC0.56
WACC7.16%
2.3 Liquidity
FIS has a Current Ratio of 1.18. This is a normal value and indicates that FIS is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of FIS (1.18) is comparable to the rest of the industry.
A Quick Ratio of 1.18 indicates that FIS should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.18, FIS perfoms like the industry average, outperforming 58.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The earnings per share for FIS have decreased strongly by -22.58% in the last year.
Measured over the past 5 years, FIS shows a small growth in Earnings Per Share. The EPS has been growing by 0.68% on average per year.
Looking at the last year, FIS shows a small growth in Revenue. The Revenue has grown by 1.98% in the last year.
The Revenue has been growing slightly by 3.12% on average over the past years.
EPS 1Y (TTM)-22.58%
EPS 3Y-0.24%
EPS 5Y0.68%
EPS Q2Q%-15.15%
Revenue 1Y (TTM)1.98%
Revenue growth 3Y-7.85%
Revenue growth 5Y3.12%
Sales Q2Q%-3.7%
3.2 Future
The Earnings Per Share is expected to grow by 5.21% on average over the next years.
The Revenue is expected to grow by 4.18% on average over the next years.
EPS Next Y-3.65%
EPS Next 2Y3.03%
EPS Next 3Y5.34%
EPS Next 5Y5.21%
Revenue Next Year3.28%
Revenue Next 2Y3.8%
Revenue Next 3Y3.99%
Revenue Next 5Y4.18%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 17.90, the valuation of FIS can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of FIS is on the same level as its industry peers.
FIS's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.65.
A Price/Forward Earnings ratio of 14.91 indicates a correct valuation of FIS.
FIS's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of FIS to the average of the S&P500 Index (23.56), we can say FIS is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.9 | ||
| Fwd PE | 14.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than the industry average as 66.00% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FIS is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.51 | ||
| EV/EBITDA | 12.92 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)26.46
EPS Next 2Y3.03%
EPS Next 3Y5.34%
5. Dividend
5.1 Amount
FIS has a Yearly Dividend Yield of 1.63%. Purely for dividend investing, there may be better candidates out there.
FIS's Dividend Yield is a higher than the industry average which is at 3.55.
Compared to the average S&P500 Dividend Yield of 2.23, FIS is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.63% |
5.2 History
The dividend of FIS is nicely growing with an annual growth rate of 10.45%!
FIS has paid a dividend for at least 10 years, which is a reliable track record.
FIS has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)10.45%
Div Incr Years3
Div Non Decr Years20
5.3 Sustainability
64.30% of the earnings are spent on dividend by FIS. This is not a sustainable payout ratio.
The dividend of FIS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP64.3%
EPS Next 2Y3.03%
EPS Next 3Y5.34%
FIDELITY NATIONAL INFO SERV
NYSE:FIS (11/21/2024, 3:04:07 PM)
85.92
+0.02 (+0.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap46.26B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.63% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.9 | ||
| Fwd PE | 14.91 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)26.46
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.13% | ||
| ROE | 8.57% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 16.65% | ||
| PM (TTM) | 14.15% | ||
| GM | 37.89% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)-22.58%
EPS 3Y-0.24%
EPS 5Y
EPS Q2Q%
EPS Next Y-3.65%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)1.98%
Revenue growth 3Y-7.85%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y