FIDELITY NATIONAL INFO SERV (FIS) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:FIS • US31620M1062

51.93 USD
+1.11 (+2.18%)
At close: Feb 6, 2026
51.89 USD
-0.04 (-0.08%)
After Hours: 2/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

FIS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. FIS has a medium profitability rating, but doesn't score so well on its financial health evaluation. FIS has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year FIS was profitable.
  • In the past year FIS had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: FIS reported negative net income in multiple years.
  • FIS had a positive operating cash flow in each of the past 5 years.
FIS Yearly Net Income VS EBIT VS OCF VS FCFFIS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.46%, FIS is doing worse than 62.89% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 1.10%, FIS is doing worse than 67.01% of the companies in the same industry.
  • FIS has a Return On Invested Capital of 4.80%. This is in the better half of the industry: FIS outperforms 64.95% of its industry peers.
  • FIS had an Average Return On Invested Capital over the past 3 years of 3.09%. This is significantly below the industry average of 8.54%.
  • The 3 year average ROIC (3.09%) for FIS is below the current ROIC(4.80%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 1.1%
ROIC 4.8%
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
FIS Yearly ROA, ROE, ROICFIS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60

1.3 Margins

  • FIS's Profit Margin of 1.45% is on the low side compared to the rest of the industry. FIS is outperformed by 69.07% of its industry peers.
  • FIS's Profit Margin has improved in the last couple of years.
  • The Operating Margin of FIS (17.09%) is better than 61.86% of its industry peers.
  • FIS's Operating Margin has improved in the last couple of years.
  • FIS has a Gross Margin of 36.65%. This is comparable to the rest of the industry: FIS outperforms 51.55% of its industry peers.
  • FIS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 17.09%
PM (TTM) 1.45%
GM 36.65%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
FIS Yearly Profit, Operating, Gross MarginsFIS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100 -150

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • FIS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, FIS has less shares outstanding
  • FIS has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for FIS has been reduced compared to a year ago.
FIS Yearly Shares OutstandingFIS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M
FIS Yearly Total Debt VS Total AssetsFIS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

  • Based on the Altman-Z score of 0.22, we must say that FIS is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of FIS (0.22) is comparable to the rest of the industry.
  • FIS has a debt to FCF ratio of 6.89. This is a slightly negative value and a sign of low solvency as FIS would need 6.89 years to pay back of all of its debts.
  • FIS has a Debt to FCF ratio (6.89) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.79 indicates that FIS is somewhat dependend on debt financing.
  • The Debt to Equity ratio of FIS (0.79) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 6.89
Altman-Z 0.22
ROIC/WACC0.67
WACC7.11%
FIS Yearly LT Debt VS Equity VS FCFFIS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.3 Liquidity

  • A Current Ratio of 0.53 indicates that FIS may have some problems paying its short term obligations.
  • The Current ratio of FIS (0.53) is comparable to the rest of the industry.
  • FIS has a Quick Ratio of 0.53. This is a bad value and indicates that FIS is not financially healthy enough and could expect problems in meeting its short term obligations.
  • FIS has a Quick ratio (0.53) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.53
Quick Ratio 0.53
FIS Yearly Current Assets VS Current LiabilitesFIS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 14.17% over the past year.
  • The Earnings Per Share has been decreasing by -3.91% on average over the past years.
  • FIS shows a small growth in Revenue. In the last year, the Revenue has grown by 4.24%.
  • The Revenue has been decreasing by -0.40% on average over the past years.
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%

3.2 Future

  • Based on estimates for the next years, FIS will show a small growth in Earnings Per Share. The EPS will grow by 7.82% on average per year.
  • FIS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.18% yearly.
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
FIS Yearly Revenue VS EstimatesFIS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B
FIS Yearly EPS VS EstimatesFIS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 9.48, the valuation of FIS can be described as reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of FIS indicates a somewhat cheap valuation: FIS is cheaper than 65.98% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of FIS to the average of the S&P500 Index (27.92), we can say FIS is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 8.23, the valuation of FIS can be described as reasonable.
  • 65.98% of the companies in the same industry are more expensive than FIS, based on the Price/Forward Earnings ratio.
  • FIS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.78.
Industry RankSector Rank
PE 9.48
Fwd PE 8.23
FIS Price Earnings VS Forward Price EarningsFIS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, FIS is valued a bit cheaper than 68.04% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, FIS is valued a bit cheaper than 64.95% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.24
EV/EBITDA 9.89
FIS Per share dataFIS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • FIS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.89
PEG (5Y)N/A
EPS Next 2Y9.5%
EPS Next 3Y9.43%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.90%, FIS has a reasonable but not impressive dividend return.
  • FIS's Dividend Yield is a higher than the industry average which is at 1.99.
  • FIS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 2.9%

5.2 History

  • The dividend of FIS decreases each year by -1.76%.
  • FIS has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-1.76%
Div Incr Years0
Div Non Decr Years0
FIS Yearly Dividends per shareFIS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • FIS pays out 547.37% of its income as dividend. This is not a sustainable payout ratio.
DP547.37%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
FIS Yearly Income VS Free CF VS DividendFIS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B
FIS Dividend Payout.FIS Dividend Payout, showing the Payout Ratio.FIS Dividend Payout.PayoutRetained Earnings

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FIDELITY NATIONAL INFO SERV

NYSE:FIS (2/6/2026, 8:04:00 PM)

After market: 51.89 -0.04 (-0.08%)

51.93

+1.11 (+2.18%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-05
Earnings (Next)02-17
Inst Owners99.64%
Inst Owner Change-2.28%
Ins Owners0.07%
Ins Owner Change2.08%
Market Cap26.89B
Revenue(TTM)10.46B
Net Income(TTM)152.00M
Analysts76.67
Price Target81.69 (57.31%)
Short Float %2.81%
Short Ratio4.61
Dividend
Industry RankSector Rank
Dividend Yield 2.9%
Yearly Dividend1.44
Dividend Growth(5Y)-1.76%
DP547.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.22%
Min EPS beat(2)-1.03%
Max EPS beat(2)0.58%
EPS beat(4)3
Avg EPS beat(4)0.43%
Min EPS beat(4)-1.03%
Max EPS beat(4)2.16%
EPS beat(8)6
Avg EPS beat(8)3.95%
EPS beat(12)9
Avg EPS beat(12)3.85%
EPS beat(16)11
Avg EPS beat(16)2.8%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.46%
Max Revenue beat(2)1.23%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-2.22%
Max Revenue beat(4)1.23%
Revenue beat(8)2
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-5.46%
Revenue beat(16)5
Avg Revenue beat(16)-17.94%
PT rev (1m)-1.26%
PT rev (3m)-3.87%
EPS NQ rev (1m)-0.1%
EPS NQ rev (3m)-0.57%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)0.4%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.7%
Valuation
Industry RankSector Rank
PE 9.48
Fwd PE 8.23
P/S 2.57
P/FCF 14.24
P/OCF 9.81
P/B 1.94
P/tB N/A
EV/EBITDA 9.89
EPS(TTM)5.48
EY10.55%
EPS(NY)6.31
Fwd EY12.14%
FCF(TTM)3.65
FCFY7.02%
OCF(TTM)5.29
OCFY10.19%
SpS20.21
BVpS26.76
TBVpS-15.02
PEG (NY)0.89
PEG (5Y)N/A
Graham Number57.44
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 1.1%
ROCE 6.99%
ROIC 4.8%
ROICexc 4.95%
ROICexgc 25.79%
OM 17.09%
PM (TTM) 1.45%
GM 36.65%
FCFM 18.04%
ROA(3y)-11.43%
ROA(5y)-6.72%
ROE(3y)-29.08%
ROE(5y)-17.21%
ROIC(3y)3.09%
ROIC(5y)2.24%
ROICexc(3y)3.21%
ROICexc(5y)2.33%
ROICexgc(3y)27.77%
ROICexgc(5y)N/A
ROCE(3y)4.44%
ROCE(5y)3.22%
ROICexgc growth 3Y-19.6%
ROICexgc growth 5Y-23.17%
ROICexc growth 3Y54.67%
ROICexc growth 5Y34.72%
OM growth 3Y9.59%
OM growth 5Y11.22%
PM growth 3Y47.46%
PM growth 5Y37.78%
GM growth 3Y1.56%
GM growth 5Y0.84%
F-Score6
Asset Turnover0.32
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 6.89
Debt/EBITDA 3.01
Cap/Depr 45.84%
Cap/Sales 8.15%
Interest Coverage 4.91
Cash Conversion 75.12%
Profit Quality 1242.11%
Current Ratio 0.53
Quick Ratio 0.53
Altman-Z 0.22
F-Score6
WACC7.11%
ROIC/WACC0.67
Cap/Depr(3y)48.27%
Cap/Depr(5y)41.27%
Cap/Sales(3y)8.75%
Cap/Sales(5y)9.73%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.17%
EPS 3Y-7.1%
EPS 5Y-3.91%
EPS Q2Q%7.86%
EPS Next Y10.67%
EPS Next 2Y9.5%
EPS Next 3Y9.43%
EPS Next 5Y7.82%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y2.74%
Revenue growth 5Y-0.4%
Sales Q2Q%5.72%
Revenue Next Year4.42%
Revenue Next 2Y5.58%
Revenue Next 3Y4.97%
Revenue Next 5Y4.18%
EBIT growth 1Y7%
EBIT growth 3Y12.59%
EBIT growth 5Y10.77%
EBIT Next Year43.63%
EBIT Next 3Y18.08%
EBIT Next 5Y13.83%
FCF growth 1Y-38.32%
FCF growth 3Y-29.37%
FCF growth 5Y-4.54%
OCF growth 1Y-30.64%
OCF growth 3Y-24.49%
OCF growth 5Y-2.99%

FIDELITY NATIONAL INFO SERV / FIS FAQ

Can you provide the ChartMill fundamental rating for FIDELITY NATIONAL INFO SERV?

ChartMill assigns a fundamental rating of 4 / 10 to FIS.


Can you provide the valuation status for FIDELITY NATIONAL INFO SERV?

ChartMill assigns a valuation rating of 6 / 10 to FIDELITY NATIONAL INFO SERV (FIS). This can be considered as Fairly Valued.


What is the profitability of FIS stock?

FIDELITY NATIONAL INFO SERV (FIS) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for FIS stock?

The Price/Earnings (PE) ratio for FIDELITY NATIONAL INFO SERV (FIS) is 9.48 and the Price/Book (PB) ratio is 1.94.


Can you provide the expected EPS growth for FIS stock?

The Earnings per Share (EPS) of FIDELITY NATIONAL INFO SERV (FIS) is expected to grow by 10.67% in the next year.