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Fbl Financial Group (FFG) Stock Fundamental Analysis

NYSE:FFG - New York Stock Exchange, Inc. -

60.99  +0.02 (+0.03%)

After market: 60.99 0 (0%)

Fundamental Rating

2

Taking everything into account, FFG scores 2 out of 10 in our fundamental rating. FFG was compared to 0 industry peers in the Unkown industry. FFG has a bad profitability rating. Also its financial health evaluation is rather negative. FFG is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1. Profitability

1.1 Basic Checks

In the past year FFG was profitable.

1.2 Ratios

Industry RankSector Rank
ROA 0.94%
ROE 6.89%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

Industry RankSector Rank
OM 14.32%
PM (TTM) 13.03%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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2. Health

2.1 Basic Checks

FFG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

A Debt/Equity ratio of 0.07 indicates that FFG is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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3. Growth

3.1 Past

FFG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -13.56%.
FFG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.47% yearly.
The Revenue has grown by 11.61% in the past year. This is quite good.
FFG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.26% yearly.
EPS 1Y (TTM)-13.56%
EPS 3Y-3.89%
EPS 5Y4.47%
EPS Q2Q%21.52%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y-0.26%
Revenue growth 5Y0.26%
Sales Q2Q%41.52%

3.2 Future

Based on estimates for the next years, FFG will show a small growth in Earnings Per Share. The EPS will grow by 7.58% on average per year.
FFG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.48% yearly.
EPS Next Y11.18%
EPS Next 2Y9.05%
EPS Next 3Y7.89%
EPS Next 5Y7.58%
Revenue Next Year4.62%
Revenue Next 2Y2.99%
Revenue Next 3Y2.39%
Revenue Next 5Y2.48%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FFG Yearly Revenue VS EstimatesFFG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
FFG Yearly EPS VS EstimatesFFG Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 15.68 indicates a correct valuation of FFG.
FFG is valuated rather cheaply when we compare the Price/Earnings ratio to 29.62, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 13.79, FFG is valued correctly.
The average S&P500 Price/Forward Earnings ratio is at 22.70. FFG is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 15.68
Fwd PE 13.79
FFG Price Earnings VS Forward Price EarningsFFG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.39
FFG Per share dataFFG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.4
PEG (5Y)3.51
EPS Next 2Y9.05%
EPS Next 3Y7.89%

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5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.41%, FFG has a reasonable but not impressive dividend return.
Compared to an average S&P500 Dividend Yield of 2.27, FFG pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.41%

5.2 History

The dividend of FFG decreases each year by -8.74%.
FFG has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-8.74%
Div Incr YearsN/A
Div Non Decr YearsN/A
FFG Yearly Dividends per shareFFG Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 1 2 3

5.3 Sustainability

FFG pays out 48.24% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.24%
EPS Next 2Y9.05%
EPS Next 3Y7.89%
FFG Dividend Payout.FFG Dividend Payout, showing the Payout Ratio.FFG Dividend Payout.PayoutRetained Earnings

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Fbl Financial Group

NYSE:FFG (5/25/2021, 8:04:00 PM)

After market: 60.99 0 (0%)

60.99

+0.02 (+0.03%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0%
Inst Owner Change0%
Ins Owners0.13%
Ins Owner Change0%
Market Cap1.49B
Analysts20
Price Target64.26 (5.36%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.41%
Yearly Dividend2.08
Dividend Growth(5Y)-8.74%
DP48.24%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.68
Fwd PE 13.79
P/S 1.89
P/FCF N/A
P/OCF N/A
P/B 1
P/tB N/A
EV/EBITDA 10.39
EPS(TTM)3.89
EY6.38%
EPS(NY)4.42
Fwd EY7.25%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS32.32
BVpS61.07
TBVpSN/A
PEG (NY)1.4
PEG (5Y)3.51
Profitability
Industry RankSector Rank
ROA 0.94%
ROE 6.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 14.32%
PM (TTM) 13.03%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0%
ROICexcg growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.56%
EPS 3Y-3.89%
EPS 5Y4.47%
EPS Q2Q%21.52%
EPS Next Y11.18%
EPS Next 2Y9.05%
EPS Next 3Y7.89%
EPS Next 5Y7.58%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y-0.26%
Revenue growth 5Y0.26%
Sales Q2Q%41.52%
Revenue Next Year4.62%
Revenue Next 2Y2.99%
Revenue Next 3Y2.39%
Revenue Next 5Y2.48%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A