FFBW INC (FFBW)

US30260M1036 - Common Stock

11.78  -0.02 (-0.17%)

Fundamental Rating

2

FFBW gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 0 industry peers in the Thrifts & Mortgage Finance industry. While FFBW seems to be doing ok healthwise, there are quite some concerns on its profitability. FFBW has a expensive valuation and it also scores bad on growth.



2

1. Profitability

1.1 Basic Checks

In the past year FFBW was profitable.
In the past year FFBW had a positive cash flow from operations.
Of the past 5 years FFBW 4 years were profitable.
Each year in the past 5 years FFBW had a positive operating cash flow.

1.2 Ratios

FFBW's Return On Assets of 0.67% is on the low side compared to the rest of the industry. FFBW is outperformed by 61.18% of its industry peers.
FFBW has a worse Return On Equity (2.73%) than 76.47% of its industry peers.
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

FFBW has a worse Profit Margin (17.78%) than 60.00% of its industry peers.
In the last couple of years the Profit Margin of FFBW has grown nicely.
FFBW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 17.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y13.93%
PM growth 5Y52.02%
GM growth 3YN/A
GM growth 5YN/A

4

2. Health

2.1 Basic Checks

FFBW does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for FFBW has been reduced compared to 1 year ago.
There is no outstanding debt for FFBW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

There is no outstanding debt for FFBW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.73%

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

3

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 17.95% over the past year.
The Earnings Per Share has been growing by 69.55% on average over the past years. This is a very strong growth
FFBW shows a small growth in Revenue. In the last year, the Revenue has grown by 1.04%.
The Revenue has been growing slightly by 7.48% on average over the past years.
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y69.55%
EPS Q2Q%34.93%
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y7.48%
Sales Q2Q%14.67%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

0

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 31.84, the valuation of FFBW can be described as expensive.
75.29% of the companies in the same industry are cheaper than FFBW, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 28.96. FFBW is around the same levels.
Industry RankSector Rank
PE 31.84
Fwd PE N/A

4.2 Price Multiples

FFBW's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. FFBW is more expensive than 62.35% of the companies in the same industry.
Industry RankSector Rank
P/FCF 47.52
EV/EBITDA N/A

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.46
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

No dividends for FFBW!.
Industry RankSector Rank
Dividend Yield N/A

FFBW INC

NASDAQ:FFBW (2/13/2023, 8:20:07 PM)

11.78

-0.02 (-0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryThrifts & Mortgage Finance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap65.43M
Analysts
Price Target
Dividend
Industry RankSector Rank
Dividend Yield N/A
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
Industry RankSector Rank
PE 31.84
Fwd PE N/A
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.46
Profitability
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROCE
ROIC
ROICexc
ROICexgc
OM N/A
PM (TTM) 17.78%
GM N/A
FCFM
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio N/A
Quick Ratio N/A
Altman-Z
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y
EPS Q2Q%
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y