FIRM CAP MTG INV CORP (FC-DB-K.CA) Stock Price, Forecast & Analysis
Canada - TSX:FC-DB-K - CA318323AM44
100 CAD
0 (0%)
Overall FC-DB-K gets a fundamental rating of 4 out of 10. We evaluated FC-DB-K against 27 industry peers in the Financial Services industry. While FC-DB-K has a great profitability rating, there are some minor concerns on its financial health. FC-DB-K is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year FC-DB-K was profitable.
FC-DB-K had a positive operating cash flow in the past year.
FC-DB-K had positive earnings in each of the past 5 years.
FC-DB-K had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
FC-DB-K's Return On Assets of 5.98% is amongst the best of the industry. FC-DB-K outperforms 88.89% of its industry peers.
FC-DB-K has a better Return On Equity (8.92%) than 62.96% of its industry peers.
FC-DB-K's Return On Invested Capital of 5.58% is fine compared to the rest of the industry. FC-DB-K outperforms 66.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for FC-DB-K is in line with the industry average of 5.03%.
The last Return On Invested Capital (5.58%) for FC-DB-K is above the 3 year average (5.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.98% | ||
| ROE | 8.92% | ||
| ROIC | 5.58% |
ROA(3y)5.43%
ROA(5y)5.14%
ROE(3y)8.32%
ROE(5y)8.09%
ROIC(3y)5.27%
ROIC(5y)4.6%
1.3 Margins
FC-DB-K has a better Profit Margin (55.47%) than 85.19% of its industry peers.
FC-DB-K's Profit Margin has declined in the last couple of years.
FC-DB-K's Operating Margin of 70.97% is fine compared to the rest of the industry. FC-DB-K outperforms 77.78% of its industry peers.
In the last couple of years the Operating Margin of FC-DB-K has grown nicely.
FC-DB-K's Gross Margin of 73.45% is fine compared to the rest of the industry. FC-DB-K outperforms 77.78% of its industry peers.
FC-DB-K's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 70.97% | ||
| PM (TTM) | 55.47% | ||
| GM | 73.45% |
OM growth 3Y2.26%
OM growth 5Y2.23%
PM growth 3Y-6.4%
PM growth 5Y-2.8%
GM growth 3Y2.15%
GM growth 5Y2.11%
2. Health
2.1 Basic Checks
Compared to 1 year ago, FC-DB-K has more shares outstanding
FC-DB-K has more shares outstanding than it did 5 years ago.
The debt/assets ratio for FC-DB-K is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 10.84 indicates that FC-DB-K is not in any danger for bankruptcy at the moment.
FC-DB-K's Altman-Z score of 10.84 is fine compared to the rest of the industry. FC-DB-K outperforms 74.07% of its industry peers.
The Debt to FCF ratio of FC-DB-K is 19.43, which is on the high side as it means it would take FC-DB-K, 19.43 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of FC-DB-K (19.43) is better than 62.96% of its industry peers.
A Debt/Equity ratio of 0.47 indicates that FC-DB-K is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.47, FC-DB-K belongs to the best of the industry, outperforming 81.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.47 | ||
| Debt/FCF | 19.43 | ||
| Altman-Z | 10.84 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FC-DB-K has a Current Ratio of 0.11. This is a bad value and indicates that FC-DB-K is not financially healthy enough and could expect problems in meeting its short term obligations.
FC-DB-K's Current ratio of 0.11 is in line compared to the rest of the industry. FC-DB-K outperforms 40.74% of its industry peers.
A Quick Ratio of 0.11 indicates that FC-DB-K may have some problems paying its short term obligations.
With a Quick ratio value of 0.11, FC-DB-K perfoms like the industry average, outperforming 40.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.11 | ||
| Quick Ratio | 0.11 |
3. Growth
3.1 Past
FC-DB-K shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.47%.
Measured over the past years, FC-DB-K shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.04% on average per year.
FC-DB-K shows a decrease in Revenue. In the last year, the revenue decreased by -0.92%.
The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)4.47%
EPS 3Y1.67%
EPS 5Y-0.04%
EPS Q2Q%6.07%
Revenue 1Y (TTM)-0.92%
Revenue growth 3Y12.73%
Revenue growth 5Y7.71%
Sales Q2Q%-6.66%
3.2 Future
FC-DB-K is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.59% yearly.
Based on estimates for the next years, FC-DB-K will show a decrease in Revenue. The Revenue will decrease by -5.37% on average per year.
EPS Next Y5.91%
EPS Next 2Y3.16%
EPS Next 3Y2.59%
EPS Next 5YN/A
Revenue Next Year-7.15%
Revenue Next 2Y-7.38%
Revenue Next 3Y-5.37%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
FC-DB-K is valuated quite expensively with a Price/Earnings ratio of 97.09.
Compared to the rest of the industry, the Price/Earnings ratio of FC-DB-K is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.03. FC-DB-K is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 94.72 indicates a quite expensive valuation of FC-DB-K.
Compared to the rest of the industry, the Price/Forward Earnings ratio of FC-DB-K indicates a somewhat cheap valuation: FC-DB-K is cheaper than 62.96% of the companies listed in the same industry.
FC-DB-K is valuated expensively when we compare the Price/Forward Earnings ratio to 22.27, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.09 | ||
| Fwd PE | 94.72 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of FC-DB-K is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 357.19 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
FC-DB-K has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)16.44
PEG (5Y)N/A
EPS Next 2Y3.16%
EPS Next 3Y2.59%
5. Dividend
5.1 Amount
FC-DB-K has a Yearly Dividend Yield of 7.89%, which is a nice return.
Compared to an average industry Dividend Yield of 6.94, FC-DB-K has a dividend in line with its industry peers.
FC-DB-K's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.89% |
5.2 History
The dividend of FC-DB-K decreases each year by -0.40%.
FC-DB-K does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)-0.4%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
95.55% of the earnings are spent on dividend by FC-DB-K. This is not a sustainable payout ratio.
DP95.55%
EPS Next 2Y3.16%
EPS Next 3Y2.59%
TSX:FC-DB-K (11/3/2025, 7:00:00 PM)
100
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.58%
Inst Owner ChangeN/A
Ins Owners2.2%
Ins Owner ChangeN/A
Market Cap3.67B
Revenue(TTM)68.09M
Net Income(TTM)37.77M
Analysts84
Price Target110.68 (10.68%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.89% |
Yearly Dividend0.98
Dividend Growth(5Y)-0.4%
DP95.55%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.74%
Min EPS beat(2)3.66%
Max EPS beat(2)3.82%
EPS beat(4)2
Avg EPS beat(4)-1.94%
Min EPS beat(4)-13.31%
Max EPS beat(4)3.82%
EPS beat(8)2
Avg EPS beat(8)-2.81%
EPS beat(12)3
Avg EPS beat(12)-4.09%
EPS beat(16)4
Avg EPS beat(16)-3.57%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.83%
PT rev (3m)-1.21%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.09 | ||
| Fwd PE | 94.72 | ||
| P/S | 53.96 | ||
| P/FCF | 357.19 | ||
| P/OCF | 357.19 | ||
| P/B | 8.68 | ||
| P/tB | 8.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY1.03%
EPS(NY)1.06
Fwd EY1.06%
FCF(TTM)0.28
FCFY0.28%
OCF(TTM)0.28
OCFY0.28%
SpS1.85
BVpS11.52
TBVpS11.52
PEG (NY)16.44
PEG (5Y)N/A
Graham Number16.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.98% | ||
| ROE | 8.92% | ||
| ROCE | 8.68% | ||
| ROIC | 5.58% | ||
| ROICexc | 5.58% | ||
| ROICexgc | 5.58% | ||
| OM | 70.97% | ||
| PM (TTM) | 55.47% | ||
| GM | 73.45% | ||
| FCFM | 15.11% |
ROA(3y)5.43%
ROA(5y)5.14%
ROE(3y)8.32%
ROE(5y)8.09%
ROIC(3y)5.27%
ROIC(5y)4.6%
ROICexc(3y)5.31%
ROICexc(5y)4.62%
ROICexgc(3y)5.31%
ROICexgc(5y)4.62%
ROCE(3y)8%
ROCE(5y)7.07%
ROICexgc growth 3Y16%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y16%
ROICexc growth 5Y4.26%
OM growth 3Y2.26%
OM growth 5Y2.23%
PM growth 3Y-6.4%
PM growth 5Y-2.8%
GM growth 3Y2.15%
GM growth 5Y2.11%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.47 | ||
| Debt/FCF | 19.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.06 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 27.23% | ||
| Current Ratio | 0.11 | ||
| Quick Ratio | 0.11 | ||
| Altman-Z | 10.84 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.47%
EPS 3Y1.67%
EPS 5Y-0.04%
EPS Q2Q%6.07%
EPS Next Y5.91%
EPS Next 2Y3.16%
EPS Next 3Y2.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-0.92%
Revenue growth 3Y12.73%
Revenue growth 5Y7.71%
Sales Q2Q%-6.66%
Revenue Next Year-7.15%
Revenue Next 2Y-7.38%
Revenue Next 3Y-5.37%
Revenue Next 5YN/A
EBIT growth 1Y1.37%
EBIT growth 3Y15.28%
EBIT growth 5Y10.11%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-82.99%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-82.99%
OCF growth 3YN/A
OCF growth 5YN/A
FIRM CAP MTG INV CORP / FC-DB-K.CA FAQ
What does FC-DB-K do?
Firm Capital Mortgage Investment Corp. is a non-bank lender, which engages in the investment in short-term residential and commercial real estate mortgage loans and real estate related debt investments. The company is headquartered in Toronto, Ontario and currently employs 1 full-time employees. The Company, through its mortgage banker, Firm Capital Corporation, is a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine and equity investments. The Company’s investment objective is the preservation of shareholders’ equity, while providing shareholders with a stable stream of monthly dividends from investments. The company achieves its investment objectives through investments in selected niche markets that are under-serviced by large lending institutions. Its investment categories include conventional first mortgages, conventional non-first mortgages, related debt investments, debtor-in-possession loans, marketable securities and non-conventional mortgages. The Company’s mortgage banker provides loan origination, underwriting, loan servicing and syndication services.
Can you provide the latest stock price for FIRM CAP MTG INV CORP?
The current stock price of FC-DB-K.CA is 100 CAD.
How is the ChartMill rating for FIRM CAP MTG INV CORP?
FC-DB-K.CA has a ChartMill Technical rating of 5 out of 10 and a ChartMill Fundamental rating of 4 out of 10.
Which stock exchange lists FC-DB-K stock?
FC-DB-K.CA stock is listed on the Toronto Stock Exchange exchange.