FIRM CAP MTG INV CORP (FC-DB-J.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:FC-DB-J - CA318323AL60
100 CAD
0 (0%)
FC-DB-J gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 28 industry peers in the Financial Services industry. FC-DB-J has only an average score on both its financial health and profitability. FC-DB-J is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year FC-DB-J was profitable.
- FC-DB-J had a positive operating cash flow in the past year.
- In the past 5 years FC-DB-J has always been profitable.
- Of the past 5 years FC-DB-J 4 years had a positive operating cash flow.
1.2 Ratios
- With a decent Return On Assets value of 6.32%, FC-DB-J is doing good in the industry, outperforming 78.57% of the companies in the same industry.
- FC-DB-J has a Return On Equity of 8.87%. This is comparable to the rest of the industry: FC-DB-J outperforms 57.14% of its industry peers.
- FC-DB-J has a Return On Invested Capital of 5.85%. This is comparable to the rest of the industry: FC-DB-J outperforms 57.14% of its industry peers.
- FC-DB-J had an Average Return On Invested Capital over the past 3 years of 5.27%. This is below the industry average of 7.80%.
- The last Return On Invested Capital (5.85%) for FC-DB-J is above the 3 year average (5.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.32% | ||
| ROE | 8.87% | ||
| ROIC | 5.85% |
ROA(3y)5.43%
ROA(5y)5.14%
ROE(3y)8.32%
ROE(5y)8.09%
ROIC(3y)5.27%
ROIC(5y)4.6%
1.3 Margins
- With a decent Profit Margin value of 55.47%, FC-DB-J is doing good in the industry, outperforming 71.43% of the companies in the same industry.
- FC-DB-J's Profit Margin has declined in the last couple of years.
- The Operating Margin of FC-DB-J (70.96%) is better than 78.57% of its industry peers.
- In the last couple of years the Operating Margin of FC-DB-J has grown nicely.
- The Gross Margin of FC-DB-J (73.45%) is better than 71.43% of its industry peers.
- FC-DB-J's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 70.96% | ||
| PM (TTM) | 55.47% | ||
| GM | 73.45% |
OM growth 3Y2.26%
OM growth 5Y2.23%
PM growth 3Y-6.4%
PM growth 5Y-2.8%
GM growth 3Y2.15%
GM growth 5Y2.11%
2. Health
2.1 Basic Checks
- The number of shares outstanding for FC-DB-J has been increased compared to 1 year ago.
- Compared to 5 years ago, FC-DB-J has more shares outstanding
- FC-DB-J has a worse debt/assets ratio than last year.
2.2 Solvency
- FC-DB-J has an Altman-Z score of 13.21. This indicates that FC-DB-J is financially healthy and has little risk of bankruptcy at the moment.
- FC-DB-J's Altman-Z score of 13.21 is amongst the best of the industry. FC-DB-J outperforms 85.71% of its industry peers.
- FC-DB-J has a debt to FCF ratio of 16.79. This is a negative value and a sign of low solvency as FC-DB-J would need 16.79 years to pay back of all of its debts.
- FC-DB-J's Debt to FCF ratio of 16.79 is in line compared to the rest of the industry. FC-DB-J outperforms 57.14% of its industry peers.
- FC-DB-J has a Debt/Equity ratio of 0.39. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of FC-DB-J (0.39) is better than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.39 | ||
| Debt/FCF | 16.79 | ||
| Altman-Z | 13.21 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 2.51 indicates that FC-DB-J has no problem at all paying its short term obligations.
- FC-DB-J has a better Current ratio (2.51) than 82.14% of its industry peers.
- FC-DB-J has a Quick Ratio of 2.51. This indicates that FC-DB-J is financially healthy and has no problem in meeting its short term obligations.
- FC-DB-J's Quick ratio of 2.51 is amongst the best of the industry. FC-DB-J outperforms 82.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.51 | ||
| Quick Ratio | 2.51 |
3. Growth
3.1 Past
- FC-DB-J shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.96%.
- FC-DB-J shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.04% yearly.
- FC-DB-J shows a decrease in Revenue. In the last year, the revenue decreased by -6.64%.
- Measured over the past years, FC-DB-J shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)3.96%
EPS 3Y1.67%
EPS 5Y-0.04%
EPS Q2Q%-1.6%
Revenue 1Y (TTM)-6.64%
Revenue growth 3Y12.73%
Revenue growth 5Y7.71%
Sales Q2Q%-6.14%
3.2 Future
- The Earnings Per Share is expected to grow by 2.18% on average over the next years.
- The Revenue is expected to decrease by -5.64% on average over the next years.
EPS Next Y5.86%
EPS Next 2Y2.91%
EPS Next 3Y2.18%
EPS Next 5YN/A
Revenue Next Year-5.58%
Revenue Next 2Y-7.81%
Revenue Next 3Y-5.64%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 98.04 indicates a quite expensive valuation of FC-DB-J.
- Compared to the rest of the industry, the Price/Earnings ratio of FC-DB-J is on the same level as its industry peers.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, FC-DB-J is valued quite expensively.
- A Price/Forward Earnings ratio of 95.18 indicates a quite expensive valuation of FC-DB-J.
- FC-DB-J's Price/Forward Earnings is on the same level as the industry average.
- FC-DB-J is valuated expensively when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 98.04 | ||
| Fwd PE | 95.18 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, FC-DB-J is valued a bit more expensive than 60.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 371.52 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of FC-DB-J may justify a higher PE ratio.
PEG (NY)16.74
PEG (5Y)N/A
EPS Next 2Y2.91%
EPS Next 3Y2.18%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.72%, FC-DB-J is a good candidate for dividend investing.
- FC-DB-J's Dividend Yield is a higher than the industry average which is at 6.56.
- FC-DB-J's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.72% |
5.2 History
- The dividend of FC-DB-J decreases each year by -0.40%.
- FC-DB-J is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-0.4%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- FC-DB-J pays out 95.98% of its income as dividend. This is not a sustainable payout ratio.
DP95.98%
EPS Next 2Y2.91%
EPS Next 3Y2.18%
FIRM CAP MTG INV CORP / FC-DB-J.CA FAQ
What is the fundamental rating for FC-DB-J stock?
ChartMill assigns a fundamental rating of 4 / 10 to FC-DB-J.CA.
Can you provide the valuation status for FIRM CAP MTG INV CORP?
ChartMill assigns a valuation rating of 1 / 10 to FIRM CAP MTG INV CORP (FC-DB-J.CA). This can be considered as Overvalued.
How profitable is FIRM CAP MTG INV CORP (FC-DB-J.CA) stock?
FIRM CAP MTG INV CORP (FC-DB-J.CA) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for FC-DB-J stock?
The Price/Earnings (PE) ratio for FIRM CAP MTG INV CORP (FC-DB-J.CA) is 98.04 and the Price/Book (PB) ratio is 8.62.
Can you provide the financial health for FC-DB-J stock?
The financial health rating of FIRM CAP MTG INV CORP (FC-DB-J.CA) is 6 / 10.