FIRM CAP MTG INV CORP (FC-DB-I.CA) Fundamental Analysis & Valuation

TSX:FC-DB-I • CA318323AK87

Current stock price

100.03 CAD
0 (0%)
Last:

This FC-DB-I.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. FC-DB-I.CA Profitability Analysis

1.1 Basic Checks

  • In the past year FC-DB-I was profitable.
  • In the past year FC-DB-I has reported a negative cash flow from operations.
  • In the past 5 years FC-DB-I has always been profitable.
  • FC-DB-I had a positive operating cash flow in 4 of the past 5 years.
FC-DB-I.CA Yearly Net Income VS EBIT VS OCF VS FCFFC-DB-I.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.58%, FC-DB-I is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • FC-DB-I's Return On Equity of 8.32% is in line compared to the rest of the industry. FC-DB-I outperforms 53.33% of its industry peers.
  • FC-DB-I has a Return On Invested Capital of 5.56%. This is comparable to the rest of the industry: FC-DB-I outperforms 53.33% of its industry peers.
  • FC-DB-I had an Average Return On Invested Capital over the past 3 years of 5.27%. This is below the industry average of 7.43%.
  • The last Return On Invested Capital (5.56%) for FC-DB-I is above the 3 year average (5.27%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.58%
ROE 8.32%
ROIC 5.56%
ROA(3y)5.43%
ROA(5y)5.14%
ROE(3y)8.32%
ROE(5y)8.09%
ROIC(3y)5.27%
ROIC(5y)4.6%
FC-DB-I.CA Yearly ROA, ROE, ROICFC-DB-I.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • With a decent Profit Margin value of 51.33%, FC-DB-I is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • FC-DB-I's Profit Margin has declined in the last couple of years.
  • FC-DB-I has a better Operating Margin (70.17%) than 66.67% of its industry peers.
  • FC-DB-I's Operating Margin has improved in the last couple of years.
  • The Gross Margin of FC-DB-I (72.66%) is better than 73.33% of its industry peers.
  • FC-DB-I's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 70.17%
PM (TTM) 51.33%
GM 72.66%
OM growth 3Y2.26%
OM growth 5Y2.23%
PM growth 3Y-6.4%
PM growth 5Y-2.8%
GM growth 3Y2.15%
GM growth 5Y2.11%
FC-DB-I.CA Yearly Profit, Operating, Gross MarginsFC-DB-I.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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2

2. FC-DB-I.CA Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for FC-DB-I has been increased compared to 1 year ago.
  • Compared to 5 years ago, FC-DB-I has more shares outstanding
  • FC-DB-I has a worse debt/assets ratio than last year.
FC-DB-I.CA Yearly Shares OutstandingFC-DB-I.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
FC-DB-I.CA Yearly Total Debt VS Total AssetsFC-DB-I.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 10.85 indicates that FC-DB-I is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of FC-DB-I (10.85) is better than 80.00% of its industry peers.
  • FC-DB-I has a Debt/Equity ratio of 0.47. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of FC-DB-I (0.47) is better than 70.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF N/A
Altman-Z 10.85
ROIC/WACCN/A
WACCN/A
FC-DB-I.CA Yearly LT Debt VS Equity VS FCFFC-DB-I.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.11 indicates that FC-DB-I may have some problems paying its short term obligations.
  • With a Current ratio value of 0.11, FC-DB-I is not doing good in the industry: 63.33% of the companies in the same industry are doing better.
  • FC-DB-I has a Quick Ratio of 0.11. This is a bad value and indicates that FC-DB-I is not financially healthy enough and could expect problems in meeting its short term obligations.
  • FC-DB-I has a worse Quick ratio (0.11) than 63.33% of its industry peers.
Industry RankSector Rank
Current Ratio 0.11
Quick Ratio 0.11
FC-DB-I.CA Yearly Current Assets VS Current LiabilitesFC-DB-I.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. FC-DB-I.CA Growth Analysis

3.1 Past

  • FC-DB-I shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.61%.
  • Measured over the past years, FC-DB-I shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.04% on average per year.
  • Looking at the last year, FC-DB-I shows a decrease in Revenue. The Revenue has decreased by -4.55% in the last year.
  • Measured over the past years, FC-DB-I shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)0.61%
EPS 3Y1.67%
EPS 5Y-0.04%
EPS Q2Q%2.9%
Revenue 1Y (TTM)-4.55%
Revenue growth 3Y12.73%
Revenue growth 5Y7.71%
Sales Q2Q%-10.64%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.91% on average over the next years.
  • Based on estimates for the next years, FC-DB-I will show a decrease in Revenue. The Revenue will decrease by -8.26% on average per year.
EPS Next Y3.83%
EPS Next 2Y2.91%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-10.67%
Revenue Next 2Y-8.26%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
FC-DB-I.CA Yearly Revenue VS EstimatesFC-DB-I.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M
FC-DB-I.CA Yearly EPS VS EstimatesFC-DB-I.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

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1

4. FC-DB-I.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 101.04, which means the current valuation is very expensive for FC-DB-I.
  • The rest of the industry has a similar Price/Earnings ratio as FC-DB-I.
  • FC-DB-I's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.21.
  • Based on the Price/Forward Earnings ratio of 97.12, the valuation of FC-DB-I can be described as expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of FC-DB-I is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 23.10. FC-DB-I is valued rather expensively when compared to this.
Industry RankSector Rank
PE 101.04
Fwd PE 97.12
FC-DB-I.CA Price Earnings VS Forward Price EarningsFC-DB-I.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FC-DB-I.CA Per share dataFC-DB-I.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of FC-DB-I may justify a higher PE ratio.
PEG (NY)26.38
PEG (5Y)N/A
EPS Next 2Y2.91%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. FC-DB-I.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 7.77%, FC-DB-I is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 5.46, FC-DB-I has a dividend in line with its industry peers.
  • FC-DB-I's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 7.77%

5.2 History

  • The dividend of FC-DB-I decreases each year by -0.40%.
  • FC-DB-I does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)-0.4%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 98.91% of the earnings are spent on dividend by FC-DB-I. This is not a sustainable payout ratio.
DP98.91%
EPS Next 2Y2.91%
EPS Next 3YN/A
FC-DB-I.CA Yearly Income VS Free CF VS DividendFC-DB-I.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M
FC-DB-I.CA Dividend Payout.FC-DB-I.CA Dividend Payout, showing the Payout Ratio.FC-DB-I.CA Dividend Payout.PayoutRetained Earnings

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FC-DB-I.CA Fundamentals: All Metrics, Ratios and Statistics

FIRM CAP MTG INV CORP

TSX:FC-DB-I (5/8/2025, 7:00:00 PM)

100.03

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-13
Earnings (Next)08-07
Inst Owners2.08%
Inst Owner ChangeN/A
Ins Owners2.28%
Ins Owner ChangeN/A
Market Cap3.68B
Revenue(TTM)68.63M
Net Income(TTM)35.23M
Analysts84
Price Target117.23 (17.19%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.77%
Yearly Dividend0.98
Dividend Growth(5Y)-0.4%
DP98.91%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.62%
Min EPS beat(2)-13.31%
Max EPS beat(2)-1.92%
EPS beat(4)0
Avg EPS beat(4)-5.06%
Min EPS beat(4)-13.31%
Max EPS beat(4)-0.91%
EPS beat(8)1
Avg EPS beat(8)-4.15%
EPS beat(12)1
Avg EPS beat(12)-5.62%
EPS beat(16)2
Avg EPS beat(16)-4.65%
Revenue beat(2)1
Avg Revenue beat(2)1.22%
Min Revenue beat(2)-2.91%
Max Revenue beat(2)5.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.81%
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.59%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 101.04
Fwd PE 97.12
P/S 53.55
P/FCF N/A
P/OCF N/A
P/B 8.68
P/tB 8.68
EV/EBITDA N/A
EPS(TTM)0.99
EY0.99%
EPS(NY)1.03
Fwd EY1.03%
FCF(TTM)-0.37
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS1.87
BVpS11.52
TBVpS11.52
PEG (NY)26.38
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 5.58%
ROE 8.32%
ROCE 8.65%
ROIC 5.56%
ROICexc 5.56%
ROICexgc 5.56%
OM 70.17%
PM (TTM) 51.33%
GM 72.66%
FCFM N/A
ROA(3y)5.43%
ROA(5y)5.14%
ROE(3y)8.32%
ROE(5y)8.09%
ROIC(3y)5.27%
ROIC(5y)4.6%
ROICexc(3y)5.31%
ROICexc(5y)4.62%
ROICexgc(3y)5.31%
ROICexgc(5y)4.62%
ROCE(3y)8%
ROCE(5y)7.07%
ROICexgc growth 3Y16%
ROICexgc growth 5Y4.26%
ROICexc growth 3Y16%
ROICexc growth 5Y4.26%
OM growth 3Y2.26%
OM growth 5Y2.23%
PM growth 3Y-6.4%
PM growth 5Y-2.8%
GM growth 3Y2.15%
GM growth 5Y2.11%
F-Score3
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3.83
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.11
Quick Ratio 0.11
Altman-Z 10.85
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.61%
EPS 3Y1.67%
EPS 5Y-0.04%
EPS Q2Q%2.9%
EPS Next Y3.83%
EPS Next 2Y2.91%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.55%
Revenue growth 3Y12.73%
Revenue growth 5Y7.71%
Sales Q2Q%-10.64%
Revenue Next Year-10.67%
Revenue Next 2Y-8.26%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.8%
EBIT growth 3Y15.28%
EBIT growth 5Y10.11%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-121.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-121.68%
OCF growth 3YN/A
OCF growth 5YN/A

FIRM CAP MTG INV CORP / FC-DB-I.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for FIRM CAP MTG INV CORP?

ChartMill assigns a fundamental rating of 3 / 10 to FC-DB-I.CA.


Can you provide the valuation status for FIRM CAP MTG INV CORP?

ChartMill assigns a valuation rating of 1 / 10 to FIRM CAP MTG INV CORP (FC-DB-I.CA). This can be considered as Overvalued.


How profitable is FIRM CAP MTG INV CORP (FC-DB-I.CA) stock?

FIRM CAP MTG INV CORP (FC-DB-I.CA) has a profitability rating of 6 / 10.


What are the PE and PB ratios of FIRM CAP MTG INV CORP (FC-DB-I.CA) stock?

The Price/Earnings (PE) ratio for FIRM CAP MTG INV CORP (FC-DB-I.CA) is 101.04 and the Price/Book (PB) ratio is 8.68.


What is the earnings growth outlook for FIRM CAP MTG INV CORP?

The Earnings per Share (EPS) of FIRM CAP MTG INV CORP (FC-DB-I.CA) is expected to grow by 3.83% in the next year.