EXOR NV (EXO.AS) Stock Fundamental Analysis
AMS:EXO - Euronext Amsterdam - NL0012059018 - Common Stock - Currency: EUR
We assign a fundamental rating of 5 out of 10 to EXO. EXO was compared to 47 industry peers in the Financial Services industry. While EXO has a great profitability rating, there are some minor concerns on its financial health. EXO has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year EXO was profitable.
In the past year EXO had a positive cash flow from operations.
Of the past 5 years EXO 4 years were profitable.
In the past 5 years EXO always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 34.55%, EXO belongs to the top of the industry, outperforming 97.87% of the companies in the same industry.
Looking at the Return On Equity, with a value of 38.39%, EXO belongs to the top of the industry, outperforming 89.36% of the companies in the same industry.
EXO has a better Return On Invested Capital (26.91%) than 95.74% of its industry peers.
The Average Return On Invested Capital over the past 3 years for EXO is above the industry average of 10.14%.
The 3 year average ROIC (13.67%) for EXO is below the current ROIC(26.91%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 34.55% | ||
| ROE | 38.39% | ||
| ROIC | 26.91% |
ROA(3y)14.68%
ROA(5y)9.18%
ROE(3y)25.64%
ROE(5y)17.39%
ROIC(3y)13.67%
ROIC(5y)9.18%
1.3 Margins
EXO's Profit Margin of 95.30% is amongst the best of the industry. EXO outperforms 95.74% of its industry peers.
EXO's Profit Margin has improved in the last couple of years.
EXO has a better Operating Margin (96.43%) than 97.87% of its industry peers.
In the last couple of years the Operating Margin of EXO has grown nicely.
EXO has a Gross Margin of 100.00%. This is amongst the best in the industry. EXO outperforms 97.87% of its industry peers.
In the last couple of years the Gross Margin of EXO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 96.43% | ||
| PM (TTM) | 95.3% | ||
| GM | 100% |
OM growth 3Y119.43%
OM growth 5Y70.93%
PM growth 3Y165.23%
PM growth 5Y113.99%
GM growth 3Y61.62%
GM growth 5Y43.9%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EXO is creating value.
Compared to 1 year ago, EXO has less shares outstanding
The number of shares outstanding for EXO has been reduced compared to 5 years ago.
The debt/assets ratio for EXO has been reduced compared to a year ago.
2.2 Solvency
EXO has an Altman-Z score of 5.46. This indicates that EXO is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 5.46, EXO belongs to the best of the industry, outperforming 85.11% of the companies in the same industry.
The Debt to FCF ratio of EXO is 87.02, which is on the high side as it means it would take EXO, 87.02 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 87.02, EXO is not doing good in the industry: 72.34% of the companies in the same industry are doing better.
EXO has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
EXO's Debt to Equity ratio of 0.08 is fine compared to the rest of the industry. EXO outperforms 76.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 87.02 | ||
| Altman-Z | 5.46 |
ROIC/WACC5.73
WACC4.7%
2.3 Liquidity
EXO has a Current Ratio of 0.19. This is a bad value and indicates that EXO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.19, EXO is not doing good in the industry: 74.47% of the companies in the same industry are doing better.
A Quick Ratio of 0.19 indicates that EXO may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.19, EXO is doing worse than 74.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 |
3. Growth
3.1 Past
EXO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 262.89%, which is quite impressive.
EXO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 38.47% yearly.
The Revenue for EXO has decreased by -65.59% in the past year. This is quite bad
EXO shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -36.03% yearly.
EPS 1Y (TTM)262.89%
EPS 3Y104.89%
EPS 5Y38.47%
EPS Q2Q%-101.27%
Revenue 1Y (TTM)-65.59%
Revenue growth 3Y-22.92%
Revenue growth 5Y-36.03%
Sales Q2Q%-98.91%
3.2 Future
Based on estimates for the next years, EXO will show a very negative growth in Earnings Per Share. The EPS will decrease by -49.89% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-77.23%
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
EPS Next 5YN/A
Revenue Next Year6.69%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 1.30 indicates a rather cheap valuation of EXO.
Compared to the rest of the industry, the Price/Earnings ratio of EXO indicates a rather cheap valuation: EXO is cheaper than 93.62% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.28. EXO is valued rather cheaply when compared to this.
EXO is valuated reasonably with a Price/Forward Earnings ratio of 11.15.
EXO's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. EXO is cheaper than 65.96% of the companies in the same industry.
EXO's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 21.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.3 | ||
| Fwd PE | 11.15 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EXO is valued cheaper than 91.49% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, EXO is valued a bit more expensive than 74.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 408.11 | ||
| EV/EBITDA | 1.55 |
4.3 Compensation for Growth
The excellent profitability rating of EXO may justify a higher PE ratio.
A cheap valuation may be justified as EXO's earnings are expected to decrease with -49.89% in the coming years.
PEG (NY)N/A
PEG (5Y)0.03
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
5. Dividend
5.1 Amount
With a yearly dividend of 0.59%, EXO is not a good candidate for dividend investing.
EXO's Dividend Yield is comparable with the industry average which is at 3.85.
With a Dividend Yield of 0.59, EXO pays less dividend than the S&P500 average, which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.59% |
5.2 History
The dividend of EXO decreases each year by -47.20%.
Dividend Growth(5Y)-47.2%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
EXO pays out 0.67% of its income as dividend. This is a sustainable payout ratio.
EXO's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP0.67%
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
AMS:EXO (7/2/2025, 7:00:00 PM)
86.8
+0.5 (+0.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners26.77%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap19.18B
Analysts85
Price Target118.61 (36.65%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.59% |
Yearly Dividend0.46
Dividend Growth(5Y)-47.2%
DP0.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.12%
PT rev (3m)-5.55%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.3 | ||
| Fwd PE | 11.15 | ||
| P/S | 1.25 | ||
| P/FCF | 408.11 | ||
| P/OCF | 408.11 | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 1.55 |
EPS(TTM)66.88
EY77.05%
EPS(NY)7.79
Fwd EY8.97%
FCF(TTM)0.21
FCFY0.25%
OCF(TTM)0.21
OCFY0.25%
SpS69.67
BVpS172.92
TBVpS172.92
PEG (NY)N/A
PEG (5Y)0.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 34.55% | ||
| ROE | 38.39% | ||
| ROCE | 35.89% | ||
| ROIC | 26.91% | ||
| ROICexc | 27.01% | ||
| ROICexgc | 27.03% | ||
| OM | 96.43% | ||
| PM (TTM) | 95.3% | ||
| GM | 100% | ||
| FCFM | 0.31% |
ROA(3y)14.68%
ROA(5y)9.18%
ROE(3y)25.64%
ROE(5y)17.39%
ROIC(3y)13.67%
ROIC(5y)9.18%
ROICexc(3y)14.71%
ROICexc(5y)10.09%
ROICexgc(3y)16.03%
ROICexgc(5y)11.47%
ROCE(3y)18.23%
ROCE(5y)12.24%
ROICexcg growth 3Y82.33%
ROICexcg growth 5Y13.41%
ROICexc growth 3Y91.95%
ROICexc growth 5Y26.23%
OM growth 3Y119.43%
OM growth 5Y70.93%
PM growth 3Y165.23%
PM growth 5Y113.99%
GM growth 3Y61.62%
GM growth 5Y43.9%
F-Score6
Asset Turnover0.36
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | 87.02 | ||
| Debt/EBITDA | 0.2 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 170.63 | ||
| Cash Conversion | 0.32% | ||
| Profit Quality | 0.32% | ||
| Current Ratio | 0.19 | ||
| Quick Ratio | 0.19 | ||
| Altman-Z | 5.46 |
F-Score6
WACC4.7%
ROIC/WACC5.73
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)46.89%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)262.89%
EPS 3Y104.89%
EPS 5Y38.47%
EPS Q2Q%-101.27%
EPS Next Y-77.23%
EPS Next 2Y-52.5%
EPS Next 3Y-49.89%
EPS Next 5YN/A
Revenue 1Y (TTM)-65.59%
Revenue growth 3Y-22.92%
Revenue growth 5Y-36.03%
Sales Q2Q%-98.91%
Revenue Next Year6.69%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y139.47%
EBIT growth 3Y69.13%
EBIT growth 5Y9.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-98.63%
FCF growth 3Y-69.35%
FCF growth 5Y-53.45%
OCF growth 1Y-99.25%
OCF growth 3Y-76.44%
OCF growth 5Y-67.23%