EVERQUOTE INC - CLASS A (EVER) Fundamental Analysis & Valuation

NASDAQ:EVER • US30041R1086

Current stock price

16.55 USD
-0.22 (-1.31%)
Last:

This EVER fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. EVER Profitability Analysis

1.1 Basic Checks

  • EVER had positive earnings in the past year.
  • EVER had a positive operating cash flow in the past year.
  • In multiple years EVER reported negative net income over the last 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 30.38%, EVER belongs to the top of the industry, outperforming 98.55% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 41.72%, EVER belongs to the top of the industry, outperforming 95.65% of the companies in the same industry.
  • EVER has a Return On Invested Capital of 21.94%. This is amongst the best in the industry. EVER outperforms 89.86% of its industry peers.
Industry RankSector Rank
ROA 30.38%
ROE 41.72%
ROIC 21.94%
ROA(3y)-0.19%
ROA(5y)-5.94%
ROE(3y)0.7%
ROE(5y)-8.68%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1K -2K -3K -4K

1.3 Margins

  • The Profit Margin of EVER (14.34%) is better than 79.71% of its industry peers.
  • With a decent Operating Margin value of 9.61%, EVER is doing good in the industry, outperforming 72.46% of the companies in the same industry.
  • EVER has a better Gross Margin (97.20%) than 98.55% of its industry peers.
  • EVER's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 9.61%
PM (TTM) 14.34%
GM 97.2%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.1%
GM growth 5Y0.7%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60 80

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8

2. EVER Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
  • Compared to 1 year ago, EVER has more shares outstanding
  • Compared to 5 years ago, EVER has more shares outstanding
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.2 Solvency

  • An Altman-Z score of 7.14 indicates that EVER is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of EVER (7.14) is better than 86.96% of its industry peers.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 7.14
ROIC/WACC2.47
WACC8.9%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 2.94 indicates that EVER has no problem at all paying its short term obligations.
  • With a decent Current ratio value of 2.94, EVER is doing good in the industry, outperforming 76.81% of the companies in the same industry.
  • A Quick Ratio of 2.94 indicates that EVER has no problem at all paying its short term obligations.
  • The Quick ratio of EVER (2.94) is better than 76.81% of its industry peers.
Industry RankSector Rank
Current Ratio 2.94
Quick Ratio 2.94
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. EVER Growth Analysis

3.1 Past

  • EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 206.98%, which is quite impressive.
  • EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 38.45%.
  • The Revenue has been growing by 14.83% on average over the past years. This is quite good.
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
Revenue 1Y (TTM)38.45%
Revenue growth 3Y19.67%
Revenue growth 5Y14.83%
Sales Q2Q%32.46%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.79% on average over the next years.
  • The Revenue is expected to grow by 9.06% on average over the next years. This is quite good.
EPS Next Y-23.83%
EPS Next 2Y-5.41%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue Next Year15.55%
Revenue Next 2Y13.51%
Revenue Next 3Y12.22%
Revenue Next 5Y9.06%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 200M 400M 600M 800M 1B
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2 -2 -3

More info and screens

Find the best growth stocksShow best growing peers

8

4. EVER Valuation Analysis

4.1 Price/Earnings Ratio

  • EVER is valuated cheaply with a Price/Earnings ratio of 6.27.
  • Based on the Price/Earnings ratio, EVER is valued cheaply inside the industry as 86.96% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (27.66), we can say EVER is valued rather cheaply.
  • A Price/Forward Earnings ratio of 8.23 indicates a reasonable valuation of EVER.
  • EVER's Price/Forward Earnings ratio is rather cheap when compared to the industry. EVER is cheaper than 82.61% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.00. EVER is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.27
Fwd PE 8.23
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EVER is valued cheaply inside the industry as 82.61% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EVER indicates a rather cheap valuation: EVER is cheaper than 85.51% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.6
EV/EBITDA 6.15
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • EVER has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-5.41%
EPS Next 3Y1.79%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. EVER Dividend Analysis

5.1 Amount

  • No dividends for EVER!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

EVER Fundamentals: All Metrics, Ratios and Statistics

EVERQUOTE INC - CLASS A

NASDAQ:EVER (4/22/2026, 12:30:50 PM)

16.55

-0.22 (-1.31%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)02-23
Earnings (Next)05-04
Inst Owners90.41%
Inst Owner Change0.16%
Ins Owners3.59%
Ins Owner Change3.42%
Market Cap596.30M
Revenue(TTM)692.52M
Net Income(TTM)99.31M
Analysts78.57
Price Target25.09 (51.6%)
Short Float %17.63%
Short Ratio4.86
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)174.5%
Min EPS beat(2)28.16%
Max EPS beat(2)320.85%
EPS beat(4)3
Avg EPS beat(4)79.9%
Min EPS beat(4)-37.34%
Max EPS beat(4)320.85%
EPS beat(8)7
Avg EPS beat(8)124.69%
EPS beat(12)10
Avg EPS beat(12)91.73%
EPS beat(16)14
Avg EPS beat(16)78.53%
Revenue beat(2)2
Avg Revenue beat(2)5.48%
Min Revenue beat(2)2.67%
Max Revenue beat(2)8.29%
Revenue beat(4)3
Avg Revenue beat(4)3.03%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.29%
Revenue beat(8)7
Avg Revenue beat(8)5.49%
Revenue beat(12)10
Avg Revenue beat(12)4.46%
Revenue beat(16)13
Avg Revenue beat(16)4.37%
PT rev (1m)-27.65%
PT rev (3m)-27.65%
EPS NQ rev (1m)0.33%
EPS NQ rev (3m)-3.61%
EPS NY rev (1m)3.35%
EPS NY rev (3m)7%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.62%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)1.26%
Valuation
Industry RankSector Rank
PE 6.27
Fwd PE 8.23
P/S 0.86
P/FCF 6.6
P/OCF 6.25
P/B 2.51
P/tB 2.75
EV/EBITDA 6.15
EPS(TTM)2.64
EY15.95%
EPS(NY)2.01
Fwd EY12.15%
FCF(TTM)2.51
FCFY15.15%
OCF(TTM)2.65
OCFY16%
SpS19.22
BVpS6.61
TBVpS6.01
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.8101 (19.7%)
Profitability
Industry RankSector Rank
ROA 30.38%
ROE 41.72%
ROCE 27.77%
ROIC 21.94%
ROICexc 76.98%
ROICexgc 112.34%
OM 9.61%
PM (TTM) 14.34%
GM 97.2%
FCFM 13.04%
ROA(3y)-0.19%
ROA(5y)-5.94%
ROE(3y)0.7%
ROE(5y)-8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.1%
GM growth 5Y0.7%
F-Score7
Asset Turnover2.12
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 132.7%
Cap/Sales 0.73%
Interest Coverage 250
Cash Conversion 135.53%
Profit Quality 90.95%
Current Ratio 2.94
Quick Ratio 2.94
Altman-Z 7.14
F-Score7
WACC8.9%
ROIC/WACC2.47
Cap/Depr(3y)89.07%
Cap/Depr(5y)79.39%
Cap/Sales(3y)0.96%
Cap/Sales(5y)0.93%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
EPS Next Y-23.83%
EPS Next 2Y-5.41%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue 1Y (TTM)38.45%
Revenue growth 3Y19.67%
Revenue growth 5Y14.83%
Sales Q2Q%32.46%
Revenue Next Year15.55%
Revenue Next 2Y13.51%
Revenue Next 3Y12.22%
Revenue Next 5Y9.06%
EBIT growth 1Y109.64%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year111.5%
EBIT Next 3Y43.81%
EBIT Next 5Y27.09%
FCF growth 1Y44.63%
FCF growth 3YN/A
FCF growth 5Y67.5%
OCF growth 1Y43.29%
OCF growth 3YN/A
OCF growth 5Y54.97%

EVERQUOTE INC - CLASS A / EVER Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 8 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Undervalued.


Can you provide the profitability details for EVERQUOTE INC - CLASS A?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for EVER stock?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 6.27 and the Price/Book (PB) ratio is 2.51.


Can you provide the expected EPS growth for EVER stock?

The Earnings per Share (EPS) of EVERQUOTE INC - CLASS A (EVER) is expected to decline by -23.83% in the next year.