EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
USA - NASDAQ:EVER - US30041R1086 - Common Stock
25.36 USD
+0.14 (+0.56%)
25.68 USD
+0.32 (+1.26%)
Taking everything into account, EVER scores 6 out of 10 in our fundamental rating. EVER was compared to 70 industry peers in the Interactive Media & Services industry. While EVER has a great health rating, its profitability is only average at the moment. EVER has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year EVER was profitable.
EVER had a positive operating cash flow in the past year.
EVER had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 21.04%, EVER belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
With an excellent Return On Equity value of 30.79%, EVER belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
The Return On Invested Capital of EVER (26.83%) is better than 95.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.04% | ||
| ROE | 30.79% | ||
| ROIC | 26.83% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 8.36%, EVER is in the better half of the industry, outperforming 72.86% of the companies in the same industry.
EVER has a better Operating Margin (9.30%) than 71.43% of its industry peers.
EVER's Gross Margin of 96.84% is amongst the best of the industry. EVER outperforms 98.57% of its industry peers.
EVER's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.3% | ||
| PM (TTM) | 8.36% | ||
| GM | 96.84% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
EVER has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for EVER has been increased compared to 1 year ago.
EVER has more shares outstanding than it did 5 years ago.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 10.05 indicates that EVER is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 10.05, EVER belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.05 |
ROIC/WACC2.7
WACC9.93%
2.3 Liquidity
EVER has a Current Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
EVER has a Current ratio of 2.82. This is in the better half of the industry: EVER outperforms 70.00% of its industry peers.
EVER has a Quick Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
EVER has a Quick ratio of 2.82. This is in the better half of the industry: EVER outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 320.59% over the past year.
The Revenue has grown by 57.83% in the past year. This is a very strong growth!
The Revenue has been growing by 14.99% on average over the past years. This is quite good.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
3.2 Future
The Earnings Per Share is expected to grow by 29.08% on average over the next years. This is a very strong growth
Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 13.01% on average per year.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
EVER is valuated rather expensively with a Price/Earnings ratio of 17.73.
Based on the Price/Earnings ratio, EVER is valued a bit cheaper than the industry average as 65.71% of the companies are valued more expensively.
EVER is valuated rather cheaply when we compare the Price/Earnings ratio to 25.89, which is the current average of the S&P500 Index.
EVER is valuated correctly with a Price/Forward Earnings ratio of 15.66.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than the industry average as 62.86% of the companies are valued more expensively.
EVER's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.73 | ||
| Fwd PE | 15.66 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than 70.00% of the companies in the same industry.
75.71% of the companies in the same industry are more expensive than EVER, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.07 | ||
| EV/EBITDA | 12.1 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 29.08% in the coming years.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
25.36
+0.14 (+0.56%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change3.79%
Ins Owners2.99%
Ins Owner Change-17.98%
Market Cap925.89M
Revenue(TTM)644.66M
Net Income(TTM)53.86M
Analysts78.57
Price Target34.68 (36.75%)
Short Float %5.68%
Short Ratio3.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.04%
Min EPS beat(2)7.92%
Max EPS beat(2)28.16%
EPS beat(4)3
Avg EPS beat(4)16.07%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)7
Avg EPS beat(8)89.71%
EPS beat(12)10
Avg EPS beat(12)65.41%
EPS beat(16)14
Avg EPS beat(16)58.81%
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)2.67%
Revenue beat(4)3
Avg Revenue beat(4)2.96%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.66%
Revenue beat(12)9
Avg Revenue beat(12)3.43%
Revenue beat(16)13
Avg Revenue beat(16)4.1%
PT rev (1m)0%
PT rev (3m)-2.86%
EPS NQ rev (1m)5.64%
EPS NQ rev (3m)14.36%
EPS NY rev (1m)0%
EPS NY rev (3m)10.63%
Revenue NQ rev (1m)7.08%
Revenue NQ rev (3m)7.08%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.73 | ||
| Fwd PE | 15.66 | ||
| P/S | 1.44 | ||
| P/FCF | 11.07 | ||
| P/OCF | 10.46 | ||
| P/B | 5.29 | ||
| P/tB | 6.03 | ||
| EV/EBITDA | 12.1 |
EPS(TTM)1.43
EY5.64%
EPS(NY)1.62
Fwd EY6.39%
FCF(TTM)2.29
FCFY9.03%
OCF(TTM)2.42
OCFY9.56%
SpS17.66
BVpS4.79
TBVpS4.2
PEG (NY)0.31
PEG (5Y)N/A
Graham Number12.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.04% | ||
| ROE | 30.79% | ||
| ROCE | 33.96% | ||
| ROIC | 26.83% | ||
| ROICexc | 153.84% | ||
| ROICexgc | 509.87% | ||
| OM | 9.3% | ||
| PM (TTM) | 8.36% | ||
| GM | 96.84% | ||
| FCFM | 12.97% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score9
Asset Turnover2.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 108.75% | ||
| Cap/Sales | 0.76% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 137.28% | ||
| Profit Quality | 155.22% | ||
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 | ||
| Altman-Z | 10.05 |
F-Score9
WACC9.93%
ROIC/WACC2.7
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y363.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y36.85%
FCF growth 1Y860.06%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1375.29%
OCF growth 3Y109.98%
OCF growth 5Y72.09%
EVERQUOTE INC - CLASS A / EVER FAQ
Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?
ChartMill assigns a fundamental rating of 6 / 10 to EVER.
What is the valuation status of EVERQUOTE INC - CLASS A (EVER) stock?
ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.
How profitable is EVERQUOTE INC - CLASS A (EVER) stock?
EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.
What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 17.73 and the Price/Book (PB) ratio is 5.29.