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EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:EVER - US30041R1086 - Common Stock

23.55 USD
-0.09 (-0.38%)
Last: 1/26/2026, 8:00:02 PM
23.12 USD
-0.43 (-1.83%)
After Hours: 1/26/2026, 8:00:02 PM
Fundamental Rating

6

Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 70 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. EVER is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year EVER was profitable.
  • EVER had a positive operating cash flow in the past year.
  • EVER had negative earnings in 4 of the past 5 years.
  • In multiple years EVER reported negative operating cash flow during the last 5 years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • The Return On Assets of EVER (21.04%) is better than 91.43% of its industry peers.
  • Looking at the Return On Equity, with a value of 30.79%, EVER belongs to the top of the industry, outperforming 94.29% of the companies in the same industry.
  • The Return On Invested Capital of EVER (26.83%) is better than 95.71% of its industry peers.
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROIC 26.83%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

  • With a decent Profit Margin value of 8.36%, EVER is doing good in the industry, outperforming 75.71% of the companies in the same industry.
  • Looking at the Operating Margin, with a value of 9.30%, EVER is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
  • EVER has a Gross Margin of 96.84%. This is amongst the best in the industry. EVER outperforms 98.57% of its industry peers.
  • In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
Industry RankSector Rank
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

9

2. Health

2.1 Basic Checks

  • EVER has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • Compared to 1 year ago, EVER has more shares outstanding
  • EVER has more shares outstanding than it did 5 years ago.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 9.47 indicates that EVER is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 9.47, EVER belongs to the top of the industry, outperforming 87.14% of the companies in the same industry.
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 9.47
ROIC/WACC3.02
WACC8.88%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • A Current Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
  • EVER's Current ratio of 2.82 is fine compared to the rest of the industry. EVER outperforms 71.43% of its industry peers.
  • A Quick Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
  • EVER has a Quick ratio of 2.82. This is in the better half of the industry: EVER outperforms 71.43% of its industry peers.
Industry RankSector Rank
Current Ratio 2.82
Quick Ratio 2.82
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 320.59% over the past year.
  • Looking at the last year, EVER shows a very strong growth in Revenue. The Revenue has grown by 57.83%.
  • EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%

3.2 Future

  • Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 34.47% on average per year.
  • Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 14.61% on average per year.
EPS Next Y73.9%
EPS Next 2Y45.15%
EPS Next 3Y34.47%
EPS Next 5YN/A
Revenue Next Year38.57%
Revenue Next 2Y25.75%
Revenue Next 3Y21.27%
Revenue Next 5Y14.61%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1 2 -2 -3

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 16.47, EVER is valued correctly.
  • EVER's Price/Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 70.00% of the companies in the same industry.
  • EVER's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.25.
  • EVER is valuated correctly with a Price/Forward Earnings ratio of 13.00.
  • Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than the industry average as 70.00% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.98, EVER is valued a bit cheaper.
Industry RankSector Rank
PE 16.47
Fwd PE 13
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than the industry average as 70.00% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, EVER is valued a bit cheaper than 78.57% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.13
EV/EBITDA 10.87
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • EVER's earnings are expected to grow with 34.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y45.15%
EPS Next 3Y34.47%

0

5. Dividend

5.1 Amount

  • No dividends for EVER!.
Industry RankSector Rank
Dividend Yield 0%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 16.47 and the Price/Book (PB) ratio is 4.84.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 9 / 10.