EVERQUOTE INC - CLASS A (EVER)

US30041R1086 - Common Stock

17.51  +0.3 (+1.74%)

After market: 17.51 0 (0%)

Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to EVER. EVER was compared to 73 industry peers in the Interactive Media & Services industry. While EVER has a great health rating, its profitability is only average at the moment. EVER is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings would make EVER suitable for growth investing!



5

1. Profitability

1.1 Basic Checks

EVER had positive earnings in the past year.
EVER had a positive operating cash flow in the past year.
In the past 5 years EVER always reported negative net income.
In multiple years EVER reported negative operating cash flow during the last 5 years.

1.2 Ratios

Looking at the Return On Assets, with a value of 7.49%, EVER belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
Looking at the Return On Equity, with a value of 11.48%, EVER belongs to the top of the industry, outperforming 90.28% of the companies in the same industry.
The Return On Invested Capital of EVER (8.48%) is better than 84.72% of its industry peers.
Industry RankSector Rank
ROA 7.49%
ROE 11.48%
ROIC 8.48%
ROA(3y)-25.11%
ROA(5y)-18.36%
ROE(3y)-36.29%
ROE(5y)-27.67%
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

The Profit Margin of EVER (3.31%) is better than 72.22% of its industry peers.
The Operating Margin of EVER (3.17%) is better than 61.11% of its industry peers.
With an excellent Gross Margin value of 94.98%, EVER belongs to the best of the industry, outperforming 97.22% of the companies in the same industry.
EVER's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.17%
PM (TTM) 3.31%
GM 94.98%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.59%
GM growth 5Y-0.15%

7

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), EVER is destroying value.
The number of shares outstanding for EVER has been increased compared to 1 year ago.
Compared to 5 years ago, EVER has more shares outstanding
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

EVER has an Altman-Z score of 7.44. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
EVER has a Altman-Z score of 7.44. This is amongst the best in the industry. EVER outperforms 84.72% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 7.44
ROIC/WACC0.92
WACC9.21%

2.3 Liquidity

EVER has a Current Ratio of 2.33. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
EVER has a Current ratio of 2.33. This is comparable to the rest of the industry: EVER outperforms 54.17% of its industry peers.
A Quick Ratio of 2.33 indicates that EVER has no problem at all paying its short term obligations.
EVER has a Quick ratio (2.33) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 2.33
Quick Ratio 2.33

8

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 122.82% over the past year.
The Revenue has grown by 27.44% in the past year. This is a very strong growth!
EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.01% yearly.
EPS 1Y (TTM)122.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%135.63%
Revenue 1Y (TTM)27.44%
Revenue growth 3Y-6.02%
Revenue growth 5Y12.01%
Sales Q2Q%162.73%

3.2 Future

Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 42.13% on average per year.
EVER is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 22.57% yearly.
EPS Next Y153.39%
EPS Next 2Y60.46%
EPS Next 3Y42.13%
EPS Next 5YN/A
Revenue Next Year72.52%
Revenue Next 2Y43.27%
Revenue Next 3Y33.41%
Revenue Next 5Y22.57%

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 51.50, which means the current valuation is very expensive for EVER.
EVER's Price/Earnings is on the same level as the industry average.
EVER is valuated expensively when we compare the Price/Earnings ratio to 27.73, which is the current average of the S&P500 Index.
EVER is valuated rather expensively with a Price/Forward Earnings ratio of 21.46.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 62.50% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of EVER to the average of the S&P500 Index (22.83), we can say EVER is valued inline with the index average.
Industry RankSector Rank
PE 51.5
Fwd PE 21.46

4.2 Price Multiples

EVER's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, EVER is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 14.85
EV/EBITDA 29.57

4.3 Compensation for Growth

EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EVER's earnings are expected to grow with 42.13% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.34
PEG (5Y)N/A
EPS Next 2Y60.46%
EPS Next 3Y42.13%

0

5. Dividend

5.1 Amount

No dividends for EVER!.
Industry RankSector Rank
Dividend Yield N/A

EVERQUOTE INC - CLASS A

NASDAQ:EVER (12/20/2024, 8:07:46 PM)

After market: 17.51 0 (0%)

17.51

+0.3 (+1.74%)

Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)11-04 2024-11-04/amc
Earnings (Next)N/A N/A
Inst Owners75.21%
Inst Owner Change5.83%
Ins Owners3.55%
Ins Owner Change-2.14%
Market Cap618.98M
Analysts78.67
Price Target31.38 (79.21%)
Short Float %8.32%
Short Ratio4.06
Dividend
Industry RankSector Rank
Dividend Yield N/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)223.2%
Min EPS beat(2)39.2%
Max EPS beat(2)407.2%
EPS beat(4)4
Avg EPS beat(4)163.35%
Min EPS beat(4)39.2%
Max EPS beat(4)407.2%
EPS beat(8)7
Avg EPS beat(8)90.08%
EPS beat(12)11
Avg EPS beat(12)73.05%
EPS beat(16)14
Avg EPS beat(16)56.97%
Revenue beat(2)2
Avg Revenue beat(2)6.33%
Min Revenue beat(2)0.96%
Max Revenue beat(2)11.7%
Revenue beat(4)4
Avg Revenue beat(4)8.37%
Min Revenue beat(4)0.96%
Max Revenue beat(4)11.7%
Revenue beat(8)6
Avg Revenue beat(8)3.66%
Revenue beat(12)10
Avg Revenue beat(12)4.48%
Revenue beat(16)13
Avg Revenue beat(16)3.42%
PT rev (1m)-9%
PT rev (3m)-9%
EPS NQ rev (1m)1.69%
EPS NQ rev (3m)477.53%
EPS NY rev (1m)18.3%
EPS NY rev (3m)65.8%
Revenue NQ rev (1m)1.15%
Revenue NQ rev (3m)43.49%
Revenue NY rev (1m)1.43%
Revenue NY rev (3m)2.48%
Valuation
Industry RankSector Rank
PE 51.5
Fwd PE 21.46
P/S 1.52
P/FCF 14.85
P/OCF 13.56
P/B 5.26
P/tB 6.69
EV/EBITDA 29.57
EPS(TTM)0.34
EY1.94%
EPS(NY)0.82
Fwd EY4.66%
FCF(TTM)1.18
FCFY6.73%
OCF(TTM)1.29
OCFY7.37%
SpS11.55
BVpS3.33
TBVpS2.62
PEG (NY)0.34
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 7.49%
ROE 11.48%
ROCE 10.73%
ROIC 8.48%
ROICexc 27.1%
ROICexgc 81.35%
OM 3.17%
PM (TTM) 3.31%
GM 94.98%
FCFM 10.21%
ROA(3y)-25.11%
ROA(5y)-18.36%
ROE(3y)-36.29%
ROE(5y)-27.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.59%
GM growth 5Y-0.15%
F-Score7
Asset Turnover2.26
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 76.28%
Cap/Sales 0.97%
Interest Coverage 250
Cash Conversion 251.7%
Profit Quality 308.42%
Current Ratio 2.33
Quick Ratio 2.33
Altman-Z 7.44
F-Score7
WACC9.21%
ROIC/WACC0.92
Cap/Depr(3y)63.91%
Cap/Depr(5y)88.36%
Cap/Sales(3y)1.03%
Cap/Sales(5y)1.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)122.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%135.63%
EPS Next Y153.39%
EPS Next 2Y60.46%
EPS Next 3Y42.13%
EPS Next 5YN/A
Revenue 1Y (TTM)27.44%
Revenue growth 3Y-6.02%
Revenue growth 5Y12.01%
Sales Q2Q%162.73%
Revenue Next Year72.52%
Revenue Next 2Y43.27%
Revenue Next 3Y33.41%
Revenue Next 5Y22.57%
EBIT growth 1Y143.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year202.37%
EBIT Next 3Y52.38%
EBIT Next 5Y30.84%
FCF growth 1Y293.43%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y357.15%
OCF growth 3YN/A
OCF growth 5YN/A