27.48 USD
+0.33 (+1.22%)
27.55 USD
+0.07 (+0.25%)
EVER gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. EVER has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year EVER was profitable.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 21.04%, EVER belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
The Return On Equity of EVER (30.79%) is better than 94.29% of its industry peers.
Looking at the Return On Invested Capital, with a value of 26.83%, EVER belongs to the top of the industry, outperforming 95.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.04% | ||
| ROE | 30.79% | ||
| ROIC | 26.83% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 8.36%, EVER is in the better half of the industry, outperforming 74.29% of the companies in the same industry.
With a decent Operating Margin value of 9.30%, EVER is doing good in the industry, outperforming 71.43% of the companies in the same industry.
With an excellent Gross Margin value of 96.84%, EVER belongs to the best of the industry, outperforming 98.57% of the companies in the same industry.
EVER's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.3% | ||
| PM (TTM) | 8.36% | ||
| GM | 96.84% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
The number of shares outstanding for EVER has been increased compared to 1 year ago.
Compared to 5 years ago, EVER has more shares outstanding
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
EVER has an Altman-Z score of 10.51. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
EVER's Altman-Z score of 10.51 is amongst the best of the industry. EVER outperforms 88.57% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.51 |
ROIC/WACC2.57
WACC10.42%
2.3 Liquidity
A Current Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
The Current ratio of EVER (2.82) is better than 68.57% of its industry peers.
A Quick Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
EVER's Quick ratio of 2.82 is fine compared to the rest of the industry. EVER outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 320.59%, which is quite impressive.
Looking at the last year, EVER shows a very strong growth in Revenue. The Revenue has grown by 57.83%.
Measured over the past years, EVER shows a quite strong growth in Revenue. The Revenue has been growing by 14.99% on average per year.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
3.2 Future
The Earnings Per Share is expected to grow by 29.08% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 14.61% on average over the next years. This is quite good.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y14.61%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 19.22, which indicates a rather expensive current valuation of EVER.
Based on the Price/Earnings ratio, EVER is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.37. EVER is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 16.97, the valuation of EVER can be described as correct.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 62.86% of the companies in the same industry.
EVER's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.20.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.22 | ||
| Fwd PE | 16.97 |
4.2 Price Multiples
EVER's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. EVER is cheaper than 68.57% of the companies in the same industry.
EVER's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EVER is cheaper than 75.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.82 | ||
| EV/EBITDA | 13.07 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EVER's earnings are expected to grow with 29.08% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.34
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
EVER does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
27.48
+0.33 (+1.22%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change3.65%
Ins Owners2.99%
Ins Owner Change-10.5%
Market Cap988.18M
Revenue(TTM)644.66M
Net Income(TTM)53.86M
Analysts78.57
Price Target34.34 (24.96%)
Short Float %6.12%
Short Ratio3.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.04%
Min EPS beat(2)7.92%
Max EPS beat(2)28.16%
EPS beat(4)3
Avg EPS beat(4)16.07%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)7
Avg EPS beat(8)89.71%
EPS beat(12)10
Avg EPS beat(12)65.41%
EPS beat(16)14
Avg EPS beat(16)58.81%
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)2.67%
Revenue beat(4)3
Avg Revenue beat(4)2.96%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.66%
Revenue beat(12)9
Avg Revenue beat(12)3.43%
Revenue beat(16)13
Avg Revenue beat(16)4.1%
PT rev (1m)-0.98%
PT rev (3m)-3.81%
EPS NQ rev (1m)5.64%
EPS NQ rev (3m)5.64%
EPS NY rev (1m)0%
EPS NY rev (3m)1.86%
Revenue NQ rev (1m)7.82%
Revenue NQ rev (3m)7.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.22 | ||
| Fwd PE | 16.97 | ||
| P/S | 1.53 | ||
| P/FCF | 11.82 | ||
| P/OCF | 11.17 | ||
| P/B | 5.65 | ||
| P/tB | 6.44 | ||
| EV/EBITDA | 13.07 |
EPS(TTM)1.43
EY5.2%
EPS(NY)1.62
Fwd EY5.89%
FCF(TTM)2.32
FCFY8.46%
OCF(TTM)2.46
OCFY8.96%
SpS17.93
BVpS4.86
TBVpS4.27
PEG (NY)0.34
PEG (5Y)N/A
Graham Number12.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.04% | ||
| ROE | 30.79% | ||
| ROCE | 33.96% | ||
| ROIC | 26.83% | ||
| ROICexc | 153.84% | ||
| ROICexgc | 509.87% | ||
| OM | 9.3% | ||
| PM (TTM) | 8.36% | ||
| GM | 96.84% | ||
| FCFM | 12.97% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score9
Asset Turnover2.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 108.75% | ||
| Cap/Sales | 0.76% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 137.28% | ||
| Profit Quality | 155.22% | ||
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 | ||
| Altman-Z | 10.51 |
F-Score9
WACC10.42%
ROIC/WACC2.57
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y14.61%
EBIT growth 1Y363.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y43.56%
FCF growth 1Y860.06%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1375.29%
OCF growth 3Y109.98%
OCF growth 5Y72.09%
EVERQUOTE INC - CLASS A / EVER FAQ
Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?
ChartMill assigns a fundamental rating of 6 / 10 to EVER.
What is the valuation status of EVERQUOTE INC - CLASS A (EVER) stock?
ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.
How profitable is EVERQUOTE INC - CLASS A (EVER) stock?
EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.
What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 19.22 and the Price/Book (PB) ratio is 5.65.