EVERQUOTE INC - CLASS A (EVER)
US30041R1086 - Common Stock
Taking everything into account, EVER scores 6 out of 10 in our fundamental rating. EVER was compared to 72 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. EVER is not overvalued while it is showing excellent growth. This is an interesting combination. With these ratings, EVER could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in each of the past 5 years.
In multiple years EVER reported negative operating cash flow during the last 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.49%, EVER belongs to the best of the industry, outperforming 87.32% of the companies in the same industry.
EVER has a better Return On Equity (11.48%) than 90.14% of its industry peers.
The Return On Invested Capital of EVER (8.48%) is better than 84.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.49% | ||
| ROE | 11.48% | ||
| ROIC | 8.48% |
ROA(3y)-25.11%
ROA(5y)-18.36%
ROE(3y)-36.29%
ROE(5y)-27.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 3.31%, EVER is in the better half of the industry, outperforming 70.42% of the companies in the same industry.
The Operating Margin of EVER (3.17%) is better than 60.56% of its industry peers.
The Gross Margin of EVER (94.98%) is better than 97.18% of its industry peers.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.17% | ||
| PM (TTM) | 3.31% | ||
| GM | 94.98% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.59%
GM growth 5Y-0.15%
2. Health
2.1 Basic Checks
EVER has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, EVER has more shares outstanding
The number of shares outstanding for EVER has been increased compared to 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 7.89 indicates that EVER is not in any danger for bankruptcy at the moment.
The Altman-Z score of EVER (7.89) is better than 85.92% of its industry peers.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 7.89 |
ROIC/WACC0.94
WACC9.05%
2.3 Liquidity
EVER has a Current Ratio of 2.33. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.33, EVER is in line with its industry, outperforming 52.11% of the companies in the same industry.
EVER has a Quick Ratio of 2.33. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of EVER (2.33) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.33 | ||
| Quick Ratio | 2.33 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 122.82% over the past year.
Looking at the last year, EVER shows a very strong growth in Revenue. The Revenue has grown by 27.44%.
Measured over the past years, EVER shows a quite strong growth in Revenue. The Revenue has been growing by 12.01% on average per year.
EPS 1Y (TTM)122.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%135.63%
Revenue 1Y (TTM)27.44%
Revenue growth 3Y-6.02%
Revenue growth 5Y12.01%
Sales Q2Q%162.73%
3.2 Future
EVER is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 41.68% yearly.
The Revenue is expected to grow by 18.29% on average over the next years. This is quite good.
EPS Next Y145.13%
EPS Next 2Y58.81%
EPS Next 3Y41.68%
EPS Next 5YN/A
Revenue Next Year70.08%
Revenue Next 2Y42.26%
Revenue Next 3Y33.91%
Revenue Next 5Y18.29%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 56.94, which means the current valuation is very expensive for EVER.
EVER's Price/Earnings ratio is in line with the industry average.
EVER is valuated expensively when we compare the Price/Earnings ratio to 28.96, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 26.12, which means the current valuation is very expensive for EVER.
EVER's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.82, EVER is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 56.94 | ||
| Fwd PE | 26.12 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as EVER.
EVER's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EVER is cheaper than 73.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.42 | ||
| EV/EBITDA | 32.18 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 41.68% in the coming years.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y58.81%
EPS Next 3Y41.68%
5. Dividend
5.1 Amount
EVER does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EVERQUOTE INC - CLASS A
NASDAQ:EVER (11/21/2024, 6:15:26 PM)
After market: 19.36 0 (0%)19.36
+0.51 (+2.71%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap684.38M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
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EPS beat(16)
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Revenue beat(2)
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Min Revenue beat(2)
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Revenue beat(4)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 56.94 | ||
| Fwd PE | 26.12 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.39
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.49% | ||
| ROE | 11.48% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 3.17% | ||
| PM (TTM) | 3.31% | ||
| GM | 94.98% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover2.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 2.33 | ||
| Quick Ratio | 2.33 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)122.82%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y145.13%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)27.44%
Revenue growth 3Y-6.02%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y