EVERQUOTE INC - CLASS A (EVER) Fundamental Analysis & Valuation

NASDAQ:EVER • US30041R1086

Current stock price

15.19 USD
-0.71 (-4.47%)
At close:
15.19 USD
0 (0%)
After Hours:

This EVER fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. EVER Profitability Analysis

1.1 Basic Checks

  • In the past year EVER was profitable.
  • EVER had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: EVER reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 30.38%, EVER belongs to the top of the industry, outperforming 98.55% of the companies in the same industry.
  • EVER's Return On Equity of 41.72% is amongst the best of the industry. EVER outperforms 95.65% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 21.94%, EVER belongs to the top of the industry, outperforming 89.86% of the companies in the same industry.
Industry RankSector Rank
ROA 30.38%
ROE 41.72%
ROIC 21.94%
ROA(3y)-0.19%
ROA(5y)-5.94%
ROE(3y)0.7%
ROE(5y)-8.68%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1K -2K -3K -4K

1.3 Margins

  • The Profit Margin of EVER (14.34%) is better than 79.71% of its industry peers.
  • EVER has a better Operating Margin (9.61%) than 71.01% of its industry peers.
  • With an excellent Gross Margin value of 97.20%, EVER belongs to the best of the industry, outperforming 98.55% of the companies in the same industry.
  • In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
Industry RankSector Rank
OM 9.61%
PM (TTM) 14.34%
GM 97.2%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.1%
GM growth 5Y0.7%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60 80

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8

2. EVER Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
  • EVER has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, EVER has more shares outstanding
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.2 Solvency

  • EVER has an Altman-Z score of 6.76. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
  • EVER has a Altman-Z score of 6.76. This is amongst the best in the industry. EVER outperforms 86.96% of its industry peers.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 6.76
ROIC/WACC2.42
WACC9.08%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 2.94 indicates that EVER has no problem at all paying its short term obligations.
  • EVER has a better Current ratio (2.94) than 78.26% of its industry peers.
  • A Quick Ratio of 2.94 indicates that EVER has no problem at all paying its short term obligations.
  • EVER has a Quick ratio of 2.94. This is in the better half of the industry: EVER outperforms 78.26% of its industry peers.
Industry RankSector Rank
Current Ratio 2.94
Quick Ratio 2.94
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. EVER Growth Analysis

3.1 Past

  • EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 206.98%, which is quite impressive.
  • EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 38.45%.
  • Measured over the past years, EVER shows a quite strong growth in Revenue. The Revenue has been growing by 14.83% on average per year.
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
Revenue 1Y (TTM)38.45%
Revenue growth 3Y19.67%
Revenue growth 5Y14.83%
Sales Q2Q%32.46%

3.2 Future

  • Based on estimates for the next years, EVER will show a small growth in Earnings Per Share. The EPS will grow by 1.79% on average per year.
  • The Revenue is expected to grow by 9.06% on average over the next years. This is quite good.
EPS Next Y-26.3%
EPS Next 2Y-6.23%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue Next Year15.5%
Revenue Next 2Y13.67%
Revenue Next 3Y12.52%
Revenue Next 5Y9.06%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 200M 400M 600M 800M 1B
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2 -2 -3

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8

4. EVER Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 5.75 indicates a rather cheap valuation of EVER.
  • Compared to the rest of the industry, the Price/Earnings ratio of EVER indicates a rather cheap valuation: EVER is cheaper than 85.51% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (24.88), we can say EVER is valued rather cheaply.
  • A Price/Forward Earnings ratio of 7.81 indicates a rather cheap valuation of EVER.
  • EVER's Price/Forward Earnings ratio is rather cheap when compared to the industry. EVER is cheaper than 81.16% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of EVER to the average of the S&P500 Index (22.19), we can say EVER is valued rather cheaply.
Industry RankSector Rank
PE 5.75
Fwd PE 7.81
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • EVER's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. EVER is cheaper than 82.61% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, EVER is valued cheaper than 86.96% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.06
EV/EBITDA 5.34
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The decent profitability rating of EVER may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.23%
EPS Next 3Y1.79%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. EVER Dividend Analysis

5.1 Amount

  • No dividends for EVER!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

EVER Fundamentals: All Metrics, Ratios and Statistics

EVERQUOTE INC - CLASS A

NASDAQ:EVER (3/27/2026, 8:14:17 PM)

After market: 15.19 0 (0%)

15.19

-0.71 (-4.47%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)02-23
Earnings (Next)05-04
Inst Owners90.04%
Inst Owner Change-1.54%
Ins Owners3.7%
Ins Owner Change3.37%
Market Cap547.30M
Revenue(TTM)692.52M
Net Income(TTM)99.31M
Analysts78.57
Price Target25.09 (65.17%)
Short Float %17.88%
Short Ratio5.38
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)174.5%
Min EPS beat(2)28.16%
Max EPS beat(2)320.85%
EPS beat(4)3
Avg EPS beat(4)79.9%
Min EPS beat(4)-37.34%
Max EPS beat(4)320.85%
EPS beat(8)7
Avg EPS beat(8)124.69%
EPS beat(12)10
Avg EPS beat(12)91.73%
EPS beat(16)14
Avg EPS beat(16)78.53%
Revenue beat(2)2
Avg Revenue beat(2)5.48%
Min Revenue beat(2)2.67%
Max Revenue beat(2)8.29%
Revenue beat(4)3
Avg Revenue beat(4)3.03%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.29%
Revenue beat(8)7
Avg Revenue beat(8)5.49%
Revenue beat(12)10
Avg Revenue beat(12)4.46%
Revenue beat(16)13
Avg Revenue beat(16)4.37%
PT rev (1m)-27.65%
PT rev (3m)-27.65%
EPS NQ rev (1m)-3.93%
EPS NQ rev (3m)-3.93%
EPS NY rev (1m)7.39%
EPS NY rev (3m)3.53%
Revenue NQ rev (1m)-6.62%
Revenue NQ rev (3m)-6.62%
Revenue NY rev (1m)1.21%
Revenue NY rev (3m)2.2%
Valuation
Industry RankSector Rank
PE 5.75
Fwd PE 7.81
P/S 0.79
P/FCF 6.06
P/OCF 5.74
P/B 2.3
P/tB 2.53
EV/EBITDA 5.34
EPS(TTM)2.64
EY17.38%
EPS(NY)1.95
Fwd EY12.81%
FCF(TTM)2.51
FCFY16.5%
OCF(TTM)2.65
OCFY17.43%
SpS19.22
BVpS6.61
TBVpS6.01
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.81
Profitability
Industry RankSector Rank
ROA 30.38%
ROE 41.72%
ROCE 27.77%
ROIC 21.94%
ROICexc 76.98%
ROICexgc 112.34%
OM 9.61%
PM (TTM) 14.34%
GM 97.2%
FCFM 13.04%
ROA(3y)-0.19%
ROA(5y)-5.94%
ROE(3y)0.7%
ROE(5y)-8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.1%
GM growth 5Y0.7%
F-Score7
Asset Turnover2.12
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 132.7%
Cap/Sales 0.73%
Interest Coverage 250
Cash Conversion 135.53%
Profit Quality 90.95%
Current Ratio 2.94
Quick Ratio 2.94
Altman-Z 6.76
F-Score7
WACC9.08%
ROIC/WACC2.42
Cap/Depr(3y)89.07%
Cap/Depr(5y)79.39%
Cap/Sales(3y)0.96%
Cap/Sales(5y)0.93%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
EPS Next Y-26.3%
EPS Next 2Y-6.23%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue 1Y (TTM)38.45%
Revenue growth 3Y19.67%
Revenue growth 5Y14.83%
Sales Q2Q%32.46%
Revenue Next Year15.5%
Revenue Next 2Y13.67%
Revenue Next 3Y12.52%
Revenue Next 5Y9.06%
EBIT growth 1Y109.64%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year111.46%
EBIT Next 3Y43.81%
EBIT Next 5Y27.09%
FCF growth 1Y44.63%
FCF growth 3YN/A
FCF growth 5Y67.5%
OCF growth 1Y43.29%
OCF growth 3YN/A
OCF growth 5Y54.97%

EVERQUOTE INC - CLASS A / EVER Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 8 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Undervalued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 6 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 5.75 and the Price/Book (PB) ratio is 2.3.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 8 / 10.