EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis

NASDAQ:EVER • US30041R1086

15.83 USD
+0.51 (+3.33%)
Last: Feb 24, 2026, 11:53 AM
Fundamental Rating

6

Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 69 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • EVER had positive earnings in the past year.
  • In the past year EVER had a positive cash flow from operations.
  • In the past 5 years EVER reported 4 times negative net income.
  • In multiple years EVER reported negative operating cash flow during the last 5 years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • EVER's Return On Assets of 21.04% is amongst the best of the industry. EVER outperforms 92.75% of its industry peers.
  • Looking at the Return On Equity, with a value of 30.79%, EVER belongs to the top of the industry, outperforming 95.65% of the companies in the same industry.
  • EVER has a Return On Invested Capital of 26.83%. This is amongst the best in the industry. EVER outperforms 94.20% of its industry peers.
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROIC 26.83%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

  • Looking at the Profit Margin, with a value of 8.36%, EVER is in the better half of the industry, outperforming 76.81% of the companies in the same industry.
  • EVER has a Operating Margin of 9.30%. This is in the better half of the industry: EVER outperforms 69.57% of its industry peers.
  • EVER has a Gross Margin of 96.84%. This is amongst the best in the industry. EVER outperforms 98.55% of its industry peers.
  • In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
Industry RankSector Rank
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

9

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • EVER has an Altman-Z score of 7.28. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
  • EVER has a better Altman-Z score (7.28) than 86.96% of its industry peers.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 7.28
ROIC/WACC3.08
WACC8.72%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • EVER has a Current Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • EVER has a Current ratio of 2.82. This is in the better half of the industry: EVER outperforms 73.91% of its industry peers.
  • A Quick Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
  • With a decent Quick ratio value of 2.82, EVER is doing good in the industry, outperforming 73.91% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.82
Quick Ratio 2.82
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

3

3. Growth

3.1 Past

  • EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 206.98%, which is quite impressive.
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%32.46%

3.2 Future

  • The Earnings Per Share is expected to decrease by -11.00% on average over the next years. This is quite bad
  • EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.30% yearly.
EPS Next Y-31.37%
EPS Next 2Y-11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.11%
Revenue Next 2Y13.45%
Revenue Next 3Y10.12%
Revenue Next 5Y9.3%

3.3 Evolution

EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1 2 -2 -3

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.00, the valuation of EVER can be described as very cheap.
  • 88.41% of the companies in the same industry are more expensive than EVER, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.64. EVER is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 8.74, the valuation of EVER can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 75.36% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.75, EVER is valued rather cheaply.
Industry RankSector Rank
PE 6
Fwd PE 8.74
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than 79.71% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, EVER is valued cheaply inside the industry as 84.06% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 6.81
EV/EBITDA 6.28
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • A cheap valuation may be justified as EVER's earnings are expected to decrease with -11.00% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11%
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

  • No dividends for EVER!.
Industry RankSector Rank
Dividend Yield 0%

EVERQUOTE INC - CLASS A

NASDAQ:EVER (2/24/2026, 11:53:49 AM)

15.83

+0.51 (+3.33%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)02-23
Earnings (Next)05-04
Inst Owners87.95%
Inst Owner Change-1.92%
Ins Owners2.8%
Ins Owner Change1.83%
Market Cap569.25M
Revenue(TTM)N/A
Net Income(TTM)53.86M
Analysts78.57
Price Target34.68 (119.08%)
Short Float %10.76%
Short Ratio4.99
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.04%
Min EPS beat(2)7.92%
Max EPS beat(2)28.16%
EPS beat(4)3
Avg EPS beat(4)16.07%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)7
Avg EPS beat(8)89.71%
EPS beat(12)10
Avg EPS beat(12)65.41%
EPS beat(16)14
Avg EPS beat(16)58.81%
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)2.67%
Revenue beat(4)3
Avg Revenue beat(4)2.96%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.66%
Revenue beat(12)9
Avg Revenue beat(12)3.43%
Revenue beat(16)13
Avg Revenue beat(16)4.1%
PT rev (1m)0%
PT rev (3m)0.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.14%
EPS NY rev (1m)0%
EPS NY rev (3m)10.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.93%
Valuation
Industry RankSector Rank
PE 6
Fwd PE 8.74
P/S 0.88
P/FCF 6.81
P/OCF 6.43
P/B 3.25
P/tB 3.71
EV/EBITDA 6.28
EPS(TTM)2.64
EY16.68%
EPS(NY)1.81
Fwd EY11.45%
FCF(TTM)2.32
FCFY14.69%
OCF(TTM)2.46
OCFY15.55%
SpS17.93
BVpS4.86
TBVpS4.27
PEG (NY)N/A
PEG (5Y)N/A
Graham Number17
Profitability
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROCE 33.96%
ROIC 26.83%
ROICexc 153.84%
ROICexgc 509.87%
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
FCFM 12.97%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score9
Asset Turnover2.52
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 108.75%
Cap/Sales 0.76%
Interest Coverage 250
Cash Conversion 137.28%
Profit Quality 155.22%
Current Ratio 2.82
Quick Ratio 2.82
Altman-Z 7.28
F-Score9
WACC8.72%
ROIC/WACC3.08
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
EPS Next Y-31.37%
EPS Next 2Y-11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%32.46%
Revenue Next Year14.11%
Revenue Next 2Y13.45%
Revenue Next 3Y10.12%
Revenue Next 5Y9.3%
EBIT growth 1Y363.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year236.35%
EBIT Next 3Y69%
EBIT Next 5Y38.31%
FCF growth 1Y860.06%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1375.29%
OCF growth 3Y109.98%
OCF growth 5Y72.09%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 8 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Undervalued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 6 and the Price/Book (PB) ratio is 3.25.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 9 / 10.