EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
USA - NASDAQ:EVER - US30041R1086 - Common Stock
24.99 USD
+0.71 (+2.92%)
25.48 USD
+0.49 (+1.96%)
Taking everything into account, EVER scores 6 out of 10 in our fundamental rating. EVER was compared to 70 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. EVER is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
EVER had a positive operating cash flow in the past year.
EVER had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
EVER has a Return On Assets of 19.28%. This is amongst the best in the industry. EVER outperforms 92.86% of its industry peers.
EVER has a Return On Equity of 27.34%. This is amongst the best in the industry. EVER outperforms 92.86% of its industry peers.
EVER has a better Return On Invested Capital (24.81%) than 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROIC | 24.81% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 7.57%, EVER is doing good in the industry, outperforming 71.43% of the companies in the same industry.
The Operating Margin of EVER (8.79%) is better than 71.43% of its industry peers.
With an excellent Gross Margin value of 96.57%, EVER belongs to the best of the industry, outperforming 98.57% of the companies in the same industry.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
EVER has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
EVER has more shares outstanding than it did 1 year ago.
EVER has more shares outstanding than it did 5 years ago.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 10.54 indicates that EVER is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 10.54, EVER belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.54 |
ROIC/WACC2.42
WACC10.24%
2.3 Liquidity
EVER has a Current Ratio of 3.03. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of EVER (3.03) is better than 72.86% of its industry peers.
A Quick Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 3.03, EVER is in the better half of the industry, outperforming 72.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 320.59% over the past year.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 73.72%.
Measured over the past years, EVER shows a quite strong growth in Revenue. The Revenue has been growing by 14.99% on average per year.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)73.72%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
3.2 Future
Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 29.08% on average per year.
Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 13.01% on average per year.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 17.48, EVER is valued on the expensive side.
EVER's Price/Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 65.71% of the companies in the same industry.
When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (26.13), we can say EVER is valued slightly cheaper.
With a Price/Forward Earnings ratio of 15.43, EVER is valued correctly.
EVER's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 64.29% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.35, EVER is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.48 | ||
| Fwd PE | 15.43 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than the industry average as 72.86% of the companies are valued more expensively.
81.43% of the companies in the same industry are more expensive than EVER, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.48 | ||
| EV/EBITDA | 12.43 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EVER's earnings are expected to grow with 29.08% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
24.99
+0.71 (+2.92%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change1.02%
Ins Owners2.99%
Ins Owner Change-10.29%
Market Cap912.38M
Revenue(TTM)500.19M
Net Income(TTM)46.55M
Analysts78.57
Price Target34.68 (38.78%)
Short Float %5.68%
Short Ratio3.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.71%
Min EPS beat(2)-37.34%
Max EPS beat(2)7.92%
EPS beat(4)3
Avg EPS beat(4)18.83%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)6
Avg EPS beat(8)85.28%
EPS beat(12)10
Avg EPS beat(12)67.48%
EPS beat(16)13
Avg EPS beat(16)56.34%
Revenue beat(2)1
Avg Revenue beat(2)0.57%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)3.45%
Revenue beat(4)3
Avg Revenue beat(4)2.53%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.71%
Revenue beat(12)9
Avg Revenue beat(12)3.93%
Revenue beat(16)12
Avg Revenue beat(16)3.68%
PT rev (1m)-2.86%
PT rev (3m)-2.86%
EPS NQ rev (1m)0%
EPS NQ rev (3m)14.42%
EPS NY rev (1m)0%
EPS NY rev (3m)10.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.48 | ||
| Fwd PE | 15.43 | ||
| P/S | 1.48 | ||
| P/FCF | 10.48 | ||
| P/OCF | 9.9 | ||
| P/B | 5.36 | ||
| P/tB | 6.13 | ||
| EV/EBITDA | 12.43 |
EPS(TTM)1.43
EY5.72%
EPS(NY)1.62
Fwd EY6.48%
FCF(TTM)2.39
FCFY9.54%
OCF(TTM)2.52
OCFY10.1%
SpS16.85
BVpS4.66
TBVpS4.07
PEG (NY)0.31
PEG (5Y)N/A
Graham Number12.25
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROCE | 31.41% | ||
| ROIC | 24.81% | ||
| ROICexc | 177.76% | ||
| ROICexgc | 1683.65% | ||
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% | ||
| FCFM | 14.15% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 95.8% | ||
| Cap/Sales | 0.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 155.16% | ||
| Profit Quality | 187.07% | ||
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 | ||
| Altman-Z | 10.54 |
F-Score8
WACC10.24%
ROIC/WACC2.42
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)73.72%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y749.89%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y36.85%
FCF growth 1Y919.2%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1560.68%
OCF growth 3Y109.98%
OCF growth 5Y72.09%
EVERQUOTE INC - CLASS A / EVER FAQ
Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?
ChartMill assigns a fundamental rating of 6 / 10 to EVER.
What is the valuation status of EVERQUOTE INC - CLASS A (EVER) stock?
ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.
How profitable is EVERQUOTE INC - CLASS A (EVER) stock?
EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.
What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 17.48 and the Price/Book (PB) ratio is 5.36.