EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
NASDAQ:EVER - Nasdaq - US30041R1086 - Common Stock - Currency: USD
We assign a fundamental rating of 6 out of 10 to EVER. EVER was compared to 71 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER is growing strongly while it is still valued neutral. This is a good combination! With these ratings, EVER could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in each of the past 5 years.
In multiple years EVER reported negative operating cash flow during the last 5 years.
1.2 Ratios
EVER has a Return On Assets of 7.49%. This is amongst the best in the industry. EVER outperforms 86.36% of its industry peers.
The Return On Equity of EVER (11.48%) is better than 87.88% of its industry peers.
EVER has a better Return On Invested Capital (8.48%) than 80.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.49% | ||
| ROE | 11.48% | ||
| ROIC | 8.48% |
ROA(3y)-25.11%
ROA(5y)-18.36%
ROE(3y)-36.29%
ROE(5y)-27.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 3.31%, EVER is in the better half of the industry, outperforming 69.70% of the companies in the same industry.
The Operating Margin of EVER (3.17%) is comparable to the rest of the industry.
Looking at the Gross Margin, with a value of 94.98%, EVER belongs to the top of the industry, outperforming 96.97% of the companies in the same industry.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.17% | ||
| PM (TTM) | 3.31% | ||
| GM | 94.98% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.59%
GM growth 5Y-0.15%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so EVER is destroying value.
EVER has more shares outstanding than it did 1 year ago.
The number of shares outstanding for EVER has been increased compared to 5 years ago.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 8.31 indicates that EVER is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 8.31, EVER belongs to the top of the industry, outperforming 84.85% of the companies in the same industry.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 8.31 |
ROIC/WACC0.92
WACC9.18%
2.3 Liquidity
EVER has a Current Ratio of 2.33. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
With a Current ratio value of 2.33, EVER perfoms like the industry average, outperforming 57.58% of the companies in the same industry.
A Quick Ratio of 2.33 indicates that EVER has no problem at all paying its short term obligations.
EVER has a Quick ratio (2.33) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.33 | ||
| Quick Ratio | 2.33 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 122.82%, which is quite impressive.
Looking at the last year, EVER shows a very strong growth in Revenue. The Revenue has grown by 27.44%.
The Revenue has been growing by 12.01% on average over the past years. This is quite good.
EPS 1Y (TTM)122.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%135.63%
Revenue 1Y (TTM)27.44%
Revenue growth 3Y-6.02%
Revenue growth 5Y12.01%
Sales Q2Q%162.73%
3.2 Future
Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 42.05% on average per year.
Based on estimates for the next years, EVER will show a very strong growth in Revenue. The Revenue will grow by 22.57% on average per year.
EPS Next Y153.67%
EPS Next 2Y60.81%
EPS Next 3Y42.05%
EPS Next 5YN/A
Revenue Next Year72.52%
Revenue Next 2Y43.27%
Revenue Next 3Y33.41%
Revenue Next 5Y22.57%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 63.62, EVER can be considered very expensive at the moment.
EVER's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 28.47, EVER is valued quite expensively.
The Price/Forward Earnings ratio is 26.00, which means the current valuation is very expensive for EVER.
EVER's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of EVER to the average of the S&P500 Index (92.74), we can say EVER is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 63.62 | ||
| Fwd PE | 26 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as EVER.
Based on the Price/Free Cash Flow ratio, EVER is valued a bit cheaper than the industry average as 69.70% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.34 | ||
| EV/EBITDA | 34.59 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 42.05% in the coming years.
PEG (NY)0.41
PEG (5Y)N/A
EPS Next 2Y60.81%
EPS Next 3Y42.05%
5. Dividend
5.1 Amount
EVER does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EVERQUOTE INC - CLASS A
NASDAQ:EVER (2/4/2025, 8:00:02 PM)
After market: 21.75 +0.12 (+0.55%)21.63
+1.54 (+7.67%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners75.21%
Inst Owner Change-0.88%
Ins Owners3.55%
Ins Owner Change-1.73%
Market Cap764.62M
Analysts78.67
Price Target31.85 (47.25%)
Short Float %8.42%
Short Ratio4.85
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)223.2%
Min EPS beat(2)39.2%
Max EPS beat(2)407.2%
EPS beat(4)4
Avg EPS beat(4)163.35%
Min EPS beat(4)39.2%
Max EPS beat(4)407.2%
EPS beat(8)7
Avg EPS beat(8)90.08%
EPS beat(12)11
Avg EPS beat(12)73.05%
EPS beat(16)14
Avg EPS beat(16)56.97%
Revenue beat(2)2
Avg Revenue beat(2)6.33%
Min Revenue beat(2)0.96%
Max Revenue beat(2)11.7%
Revenue beat(4)4
Avg Revenue beat(4)8.37%
Min Revenue beat(4)0.96%
Max Revenue beat(4)11.7%
Revenue beat(8)6
Avg Revenue beat(8)3.66%
Revenue beat(12)10
Avg Revenue beat(12)4.48%
Revenue beat(16)13
Avg Revenue beat(16)3.42%
PT rev (1m)1.5%
PT rev (3m)-7.64%
EPS NQ rev (1m)13.25%
EPS NQ rev (3m)527.54%
EPS NY rev (1m)0.51%
EPS NY rev (3m)66.65%
Revenue NQ rev (1m)1.52%
Revenue NQ rev (3m)45.67%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 63.62 | ||
| Fwd PE | 26 | ||
| P/S | 1.87 | ||
| P/FCF | 18.34 | ||
| P/OCF | 16.75 | ||
| P/B | 6.5 | ||
| P/tB | 8.26 | ||
| EV/EBITDA | 34.59 |
EPS(TTM)0.34
EY1.57%
EPS(NY)0.83
Fwd EY3.85%
FCF(TTM)1.18
FCFY5.45%
OCF(TTM)1.29
OCFY5.97%
SpS11.55
BVpS3.33
TBVpS2.62
PEG (NY)0.41
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.49% | ||
| ROE | 11.48% | ||
| ROCE | 10.73% | ||
| ROIC | 8.48% | ||
| ROICexc | 27.1% | ||
| ROICexgc | 81.35% | ||
| OM | 3.17% | ||
| PM (TTM) | 3.31% | ||
| GM | 94.98% | ||
| FCFM | 10.21% |
ROA(3y)-25.11%
ROA(5y)-18.36%
ROE(3y)-36.29%
ROE(5y)-27.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.59%
GM growth 5Y-0.15%
F-Score7
Asset Turnover2.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 76.28% | ||
| Cap/Sales | 0.97% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 251.7% | ||
| Profit Quality | 308.42% | ||
| Current Ratio | 2.33 | ||
| Quick Ratio | 2.33 | ||
| Altman-Z | 8.31 |
F-Score7
WACC9.18%
ROIC/WACC0.92
Cap/Depr(3y)63.91%
Cap/Depr(5y)88.36%
Cap/Sales(3y)1.03%
Cap/Sales(5y)1.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)122.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%135.63%
EPS Next Y153.67%
EPS Next 2Y60.81%
EPS Next 3Y42.05%
EPS Next 5YN/A
Revenue 1Y (TTM)27.44%
Revenue growth 3Y-6.02%
Revenue growth 5Y12.01%
Sales Q2Q%162.73%
Revenue Next Year72.52%
Revenue Next 2Y43.27%
Revenue Next 3Y33.41%
Revenue Next 5Y22.57%
EBIT growth 1Y143.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year204.27%
EBIT Next 3Y52.38%
EBIT Next 5Y30.84%
FCF growth 1Y293.43%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y357.15%
OCF growth 3YN/A
OCF growth 5YN/A