EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
USA - NASDAQ:EVER - US30041R1086 - Common Stock
25.7 USD
-0.29 (-1.12%)
25.7 USD
0 (0%)
EVER gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the Interactive Media & Services industry. While EVER has a great health rating, its profitability is only average at the moment. EVER has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
EVER had a positive operating cash flow in the past year.
In the past 5 years EVER reported 4 times negative net income.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of EVER (21.04%) is better than 91.43% of its industry peers.
With an excellent Return On Equity value of 30.79%, EVER belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
EVER's Return On Invested Capital of 26.83% is amongst the best of the industry. EVER outperforms 95.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.04% | ||
| ROE | 30.79% | ||
| ROIC | 26.83% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
EVER has a Profit Margin of 8.36%. This is in the better half of the industry: EVER outperforms 71.43% of its industry peers.
With a decent Operating Margin value of 9.30%, EVER is doing good in the industry, outperforming 72.86% of the companies in the same industry.
EVER's Gross Margin of 96.84% is amongst the best of the industry. EVER outperforms 98.57% of its industry peers.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.3% | ||
| PM (TTM) | 8.36% | ||
| GM | 96.84% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
EVER has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, EVER has more shares outstanding
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 10.14 indicates that EVER is not in any danger for bankruptcy at the moment.
EVER's Altman-Z score of 10.14 is amongst the best of the industry. EVER outperforms 87.14% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 10.14 |
ROIC/WACC2.69
WACC9.97%
2.3 Liquidity
A Current Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
The Current ratio of EVER (2.82) is better than 68.57% of its industry peers.
A Quick Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
EVER has a Quick ratio of 2.82. This is in the better half of the industry: EVER outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 320.59%, which is quite impressive.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 57.83%.
EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
3.2 Future
The Earnings Per Share is expected to grow by 29.08% on average over the next years. This is a very strong growth
EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.01% yearly.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 17.97 indicates a rather expensive valuation of EVER.
EVER's Price/Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 65.71% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.34. EVER is valued slightly cheaper when compared to this.
Based on the Price/Forward Earnings ratio of 15.87, the valuation of EVER can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 62.86% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of EVER to the average of the S&P500 Index (34.43), we can say EVER is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.97 | ||
| Fwd PE | 15.87 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than the industry average as 72.86% of the companies are valued more expensively.
77.14% of the companies in the same industry are more expensive than EVER, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.22 | ||
| EV/EBITDA | 12.29 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 29.08% in the coming years.
PEG (NY)0.32
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
EVER does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
25.7
-0.29 (-1.12%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change0.86%
Ins Owners2.99%
Ins Owner Change-10.29%
Market Cap938.31M
Revenue(TTM)644.66M
Net Income(TTM)53.86M
Analysts78.57
Price Target34.68 (34.94%)
Short Float %5.68%
Short Ratio3.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.04%
Min EPS beat(2)7.92%
Max EPS beat(2)28.16%
EPS beat(4)3
Avg EPS beat(4)16.07%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)7
Avg EPS beat(8)89.71%
EPS beat(12)10
Avg EPS beat(12)65.41%
EPS beat(16)14
Avg EPS beat(16)58.81%
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)2.67%
Revenue beat(4)3
Avg Revenue beat(4)2.96%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.66%
Revenue beat(12)9
Avg Revenue beat(12)3.43%
Revenue beat(16)13
Avg Revenue beat(16)4.1%
PT rev (1m)0%
PT rev (3m)-2.86%
EPS NQ rev (1m)0%
EPS NQ rev (3m)14.42%
EPS NY rev (1m)0%
EPS NY rev (3m)10.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.97 | ||
| Fwd PE | 15.87 | ||
| P/S | 1.46 | ||
| P/FCF | 11.22 | ||
| P/OCF | 10.6 | ||
| P/B | 5.36 | ||
| P/tB | 6.12 | ||
| EV/EBITDA | 12.29 |
EPS(TTM)1.43
EY5.56%
EPS(NY)1.62
Fwd EY6.3%
FCF(TTM)2.29
FCFY8.91%
OCF(TTM)2.42
OCFY9.43%
SpS17.66
BVpS4.79
TBVpS4.2
PEG (NY)0.32
PEG (5Y)N/A
Graham Number12.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 21.04% | ||
| ROE | 30.79% | ||
| ROCE | 33.96% | ||
| ROIC | 26.83% | ||
| ROICexc | 153.84% | ||
| ROICexgc | 509.87% | ||
| OM | 9.3% | ||
| PM (TTM) | 8.36% | ||
| GM | 96.84% | ||
| FCFM | 12.97% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score9
Asset Turnover2.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 108.75% | ||
| Cap/Sales | 0.76% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 137.28% | ||
| Profit Quality | 155.22% | ||
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 | ||
| Altman-Z | 10.14 |
F-Score9
WACC9.97%
ROIC/WACC2.69
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y363.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y36.85%
FCF growth 1Y860.06%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1375.29%
OCF growth 3Y109.98%
OCF growth 5Y72.09%
EVERQUOTE INC - CLASS A / EVER FAQ
Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?
ChartMill assigns a fundamental rating of 6 / 10 to EVER.
What is the valuation status of EVERQUOTE INC - CLASS A (EVER) stock?
ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.
How profitable is EVERQUOTE INC - CLASS A (EVER) stock?
EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.
What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 17.97 and the Price/Book (PB) ratio is 5.36.