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EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:EVER - US30041R1086 - Common Stock

25.12 USD
-1.22 (-4.63%)
Last: 1/14/2026, 4:04:24 PM
25.12 USD
0 (0%)
After Hours: 1/14/2026, 4:04:24 PM
Fundamental Rating

6

Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 70 industry peers in the Interactive Media & Services industry. While EVER has a great health rating, its profitability is only average at the moment. EVER is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • EVER had positive earnings in the past year.
  • In the past year EVER had a positive cash flow from operations.
  • In the past 5 years EVER reported 4 times negative net income.
  • In multiple years EVER reported negative operating cash flow during the last 5 years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • With an excellent Return On Assets value of 21.04%, EVER belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
  • EVER has a Return On Equity of 30.79%. This is amongst the best in the industry. EVER outperforms 94.29% of its industry peers.
  • EVER has a Return On Invested Capital of 26.83%. This is amongst the best in the industry. EVER outperforms 95.71% of its industry peers.
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROIC 26.83%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

  • With a decent Profit Margin value of 8.36%, EVER is doing good in the industry, outperforming 75.71% of the companies in the same industry.
  • With a decent Operating Margin value of 9.30%, EVER is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • Looking at the Gross Margin, with a value of 96.84%, EVER belongs to the top of the industry, outperforming 98.57% of the companies in the same industry.
  • EVER's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

9

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
  • The number of shares outstanding for EVER has been increased compared to 1 year ago.
  • The number of shares outstanding for EVER has been increased compared to 5 years ago.
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 10.21 indicates that EVER is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of EVER (10.21) is better than 88.57% of its industry peers.
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 10.21
ROIC/WACC3.04
WACC8.83%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • A Current Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 2.82, EVER is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
  • A Quick Ratio of 2.82 indicates that EVER has no problem at all paying its short term obligations.
  • The Quick ratio of EVER (2.82) is better than 71.43% of its industry peers.
Industry RankSector Rank
Current Ratio 2.82
Quick Ratio 2.82
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

6

3. Growth

3.1 Past

  • EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 320.59%, which is quite impressive.
  • The Revenue has grown by 57.83% in the past year. This is a very strong growth!
  • EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%

3.2 Future

  • EVER is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.66% yearly.
  • The Revenue is expected to grow by 14.61% on average over the next years. This is quite good.
EPS Next Y72.27%
EPS Next 2Y47.83%
EPS Next 3Y39.66%
EPS Next 5YN/A
Revenue Next Year37.82%
Revenue Next 2Y25.14%
Revenue Next 3Y21.07%
Revenue Next 5Y14.61%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1 2 -2 -3

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 17.57, which indicates a rather expensive current valuation of EVER.
  • Compared to the rest of the industry, the Price/Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 65.71% of the companies listed in the same industry.
  • EVER's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.30.
  • Based on the Price/Forward Earnings ratio of 13.37, the valuation of EVER can be described as correct.
  • 67.14% of the companies in the same industry are more expensive than EVER, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 24.04. EVER is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 17.57
Fwd PE 13.37
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than the industry average as 68.57% of the companies are valued more expensively.
  • EVER's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EVER is cheaper than 78.57% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.8
EV/EBITDA 12.43
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as EVER's earnings are expected to grow with 39.66% in the coming years.
PEG (NY)0.24
PEG (5Y)N/A
EPS Next 2Y47.83%
EPS Next 3Y39.66%

0

5. Dividend

5.1 Amount

  • No dividends for EVER!.
Industry RankSector Rank
Dividend Yield 0%

EVERQUOTE INC - CLASS A

NASDAQ:EVER (1/14/2026, 4:04:24 PM)

After market: 25.12 0 (0%)

25.12

-1.22 (-4.63%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)11-03
Earnings (Next)02-23
Inst Owners87.95%
Inst Owner Change0.78%
Ins Owners2.8%
Ins Owner Change-10.85%
Market Cap903.32M
Revenue(TTM)644.66M
Net Income(TTM)53.86M
Analysts78.57
Price Target34.68 (38.06%)
Short Float %7.07%
Short Ratio4.31
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.04%
Min EPS beat(2)7.92%
Max EPS beat(2)28.16%
EPS beat(4)3
Avg EPS beat(4)16.07%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)7
Avg EPS beat(8)89.71%
EPS beat(12)10
Avg EPS beat(12)65.41%
EPS beat(16)14
Avg EPS beat(16)58.81%
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)2.67%
Revenue beat(4)3
Avg Revenue beat(4)2.96%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.66%
Revenue beat(12)9
Avg Revenue beat(12)3.43%
Revenue beat(16)13
Avg Revenue beat(16)4.1%
PT rev (1m)0.99%
PT rev (3m)0%
EPS NQ rev (1m)0.35%
EPS NQ rev (3m)7.89%
EPS NY rev (1m)0%
EPS NY rev (3m)9.93%
Revenue NQ rev (1m)2.93%
Revenue NQ rev (3m)10.98%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.37%
Valuation
Industry RankSector Rank
PE 17.57
Fwd PE 13.37
P/S 1.4
P/FCF 10.8
P/OCF 10.21
P/B 5.16
P/tB 5.89
EV/EBITDA 12.43
EPS(TTM)1.43
EY5.69%
EPS(NY)1.88
Fwd EY7.48%
FCF(TTM)2.32
FCFY9.26%
OCF(TTM)2.46
OCFY9.8%
SpS17.93
BVpS4.86
TBVpS4.27
PEG (NY)0.24
PEG (5Y)N/A
Graham Number12.51
Profitability
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROCE 33.96%
ROIC 26.83%
ROICexc 153.84%
ROICexgc 509.87%
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
FCFM 12.97%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score9
Asset Turnover2.52
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 108.75%
Cap/Sales 0.76%
Interest Coverage 250
Cash Conversion 137.28%
Profit Quality 155.22%
Current Ratio 2.82
Quick Ratio 2.82
Altman-Z 10.21
F-Score9
WACC8.83%
ROIC/WACC3.04
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
EPS Next Y72.27%
EPS Next 2Y47.83%
EPS Next 3Y39.66%
EPS Next 5YN/A
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
Revenue Next Year37.82%
Revenue Next 2Y25.14%
Revenue Next 3Y21.07%
Revenue Next 5Y14.61%
EBIT growth 1Y363.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year236.35%
EBIT Next 3Y69%
EBIT Next 5Y38.31%
FCF growth 1Y860.06%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1375.29%
OCF growth 3Y109.98%
OCF growth 5Y72.09%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 17.57 and the Price/Book (PB) ratio is 5.16.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 9 / 10.