EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
NASDAQ:EVER - Nasdaq - US30041R1086 - Common Stock - Currency: USD
Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 70 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. EVER has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
EVER had a positive operating cash flow in the past year.
In the past 5 years EVER reported 4 times negative net income.
In multiple years EVER reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 16.55%, EVER belongs to the top of the industry, outperforming 91.43% of the companies in the same industry.
EVER has a Return On Equity of 25.59%. This is amongst the best in the industry. EVER outperforms 92.86% of its industry peers.
With an excellent Return On Invested Capital value of 24.01%, EVER belongs to the best of the industry, outperforming 92.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.55% | ||
| ROE | 25.59% | ||
| ROIC | 24.01% |
ROA(3y)-15.46%
ROA(5y)-13.71%
ROE(3y)-20.65%
ROE(5y)-20.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 6.66%, EVER is in the better half of the industry, outperforming 75.71% of the companies in the same industry.
Looking at the Operating Margin, with a value of 8.02%, EVER is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
EVER has a Gross Margin of 96.31%. This is amongst the best in the industry. EVER outperforms 98.57% of its industry peers.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.02% | ||
| PM (TTM) | 6.66% | ||
| GM | 96.31% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
Compared to 1 year ago, EVER has more shares outstanding
Compared to 5 years ago, EVER has more shares outstanding
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 9.01 indicates that EVER is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 9.01, EVER belongs to the top of the industry, outperforming 84.29% of the companies in the same industry.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 9.01 |
ROIC/WACC2.69
WACC8.93%
2.3 Liquidity
EVER has a Current Ratio of 2.42. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
EVER's Current ratio of 2.42 is in line compared to the rest of the industry. EVER outperforms 52.86% of its industry peers.
EVER has a Quick Ratio of 2.42. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
With a Quick ratio value of 2.42, EVER perfoms like the industry average, outperforming 52.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.42 | ||
| Quick Ratio | 2.42 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 179.07%, which is quite impressive.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 113.56%.
The Revenue has been growing by 14.99% on average over the past years. This is quite good.
EPS 1Y (TTM)179.07%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%320%
Revenue 1Y (TTM)113.56%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%82.98%
3.2 Future
Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 27.48% on average per year.
The Revenue is expected to grow by 12.96% on average over the next years. This is quite good.
EPS Next Y41.65%
EPS Next 2Y32.17%
EPS Next 3Y27.48%
EPS Next 5YN/A
Revenue Next Year33.13%
Revenue Next 2Y21.61%
Revenue Next 3Y18.12%
Revenue Next 5Y12.96%
3.3 Evolution
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
EVER is valuated rather expensively with a Price/Earnings ratio of 24.05.
The rest of the industry has a similar Price/Earnings ratio as EVER.
EVER is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.45, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 16.33 indicates a correct valuation of EVER.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 71.43% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.90, EVER is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.05 | ||
| Fwd PE | 16.33 |
4.2 Price Multiples
62.86% of the companies in the same industry are more expensive than EVER, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, EVER is valued a bit cheaper than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.74 | ||
| EV/EBITDA | 16.88 |
4.3 Compensation for Growth
EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EVER's earnings are expected to grow with 27.48% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.58
PEG (5Y)N/A
EPS Next 2Y32.17%
EPS Next 3Y27.48%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
24.53
+0.34 (+1.41%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners81.13%
Inst Owner Change2.34%
Ins Owners3.23%
Ins Owner Change2%
Market Cap887.00M
Analysts80
Price Target35.7 (45.54%)
Short Float %6.25%
Short Ratio3.23
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)14.1%
Min EPS beat(2)-37.34%
Max EPS beat(2)65.55%
EPS beat(4)3
Avg EPS beat(4)118.65%
Min EPS beat(4)-37.34%
Max EPS beat(4)407.2%
EPS beat(8)6
Avg EPS beat(8)85.93%
EPS beat(12)10
Avg EPS beat(12)72.81%
EPS beat(16)13
Avg EPS beat(16)57.81%
Revenue beat(2)2
Avg Revenue beat(2)5.73%
Min Revenue beat(2)3.45%
Max Revenue beat(2)8.02%
Revenue beat(4)4
Avg Revenue beat(4)6.03%
Min Revenue beat(4)0.96%
Max Revenue beat(4)11.7%
Revenue beat(8)7
Avg Revenue beat(8)5.11%
Revenue beat(12)10
Avg Revenue beat(12)4.57%
Revenue beat(16)13
Avg Revenue beat(16)3.87%
PT rev (1m)0%
PT rev (3m)5.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)23.39%
EPS NY rev (1m)-1.76%
EPS NY rev (3m)9.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.54%
Revenue NY rev (1m)0.31%
Revenue NY rev (3m)4.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.05 | ||
| Fwd PE | 16.33 | ||
| P/S | 1.54 | ||
| P/FCF | 11.74 | ||
| P/OCF | 11.09 | ||
| P/B | 5.95 | ||
| P/tB | 7.15 | ||
| EV/EBITDA | 16.88 |
EPS(TTM)1.02
EY4.16%
EPS(NY)1.5
Fwd EY6.12%
FCF(TTM)2.09
FCFY8.52%
OCF(TTM)2.21
OCFY9.02%
SpS15.93
BVpS4.12
TBVpS3.43
PEG (NY)0.58
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.55% | ||
| ROE | 25.59% | ||
| ROCE | 30.39% | ||
| ROIC | 24.01% | ||
| ROICexc | 24.01% | ||
| ROICexgc | 28.73% | ||
| OM | 8.02% | ||
| PM (TTM) | 6.66% | ||
| GM | 96.31% | ||
| FCFM | 13.11% |
ROA(3y)-15.46%
ROA(5y)-13.71%
ROE(3y)-20.65%
ROE(5y)-20.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 79.4% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 154.38% | ||
| Profit Quality | 196.74% | ||
| Current Ratio | 2.42 | ||
| Quick Ratio | 2.42 | ||
| Altman-Z | 9.01 |
F-Score8
WACC8.93%
ROIC/WACC2.69
Cap/Depr(3y)69.25%
Cap/Depr(5y)75.64%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)179.07%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%320%
EPS Next Y41.65%
EPS Next 2Y32.17%
EPS Next 3Y27.48%
EPS Next 5YN/A
Revenue 1Y (TTM)113.56%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%82.98%
Revenue Next Year33.13%
Revenue Next 2Y21.61%
Revenue Next 3Y18.12%
Revenue Next 5Y12.96%
EBIT growth 1Y290.77%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year210.3%
EBIT Next 3Y60.88%
EBIT Next 5Y35.77%
FCF growth 1Y524.33%
FCF growth 3Y143.99%
FCF growth 5Y113.13%
OCF growth 1Y706.98%
OCF growth 3Y110.43%
OCF growth 5Y72.32%