EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:EVER • US30041R1086

14.96 USD
-1.5 (-9.11%)
Last: Feb 11, 2026, 04:30 PM
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to EVER. EVER was compared to 69 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on EVER. With these ratings, EVER could be worth investigating further for value investing!.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year EVER was profitable.
  • In the past year EVER had a positive cash flow from operations.
  • In the past 5 years EVER reported 4 times negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • EVER's Return On Assets of 21.04% is amongst the best of the industry. EVER outperforms 91.30% of its industry peers.
  • Looking at the Return On Equity, with a value of 30.79%, EVER belongs to the top of the industry, outperforming 94.20% of the companies in the same industry.
  • EVER has a better Return On Invested Capital (26.83%) than 95.65% of its industry peers.
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROIC 26.83%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

  • The Profit Margin of EVER (8.36%) is better than 75.36% of its industry peers.
  • EVER's Operating Margin of 9.30% is fine compared to the rest of the industry. EVER outperforms 69.57% of its industry peers.
  • EVER has a Gross Margin of 96.84%. This is amongst the best in the industry. EVER outperforms 98.55% of its industry peers.
  • In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
Industry RankSector Rank
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

9

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
  • EVER has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for EVER has been increased compared to 5 years ago.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • EVER has an Altman-Z score of 7.58. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 7.58, EVER belongs to the best of the industry, outperforming 86.96% of the companies in the same industry.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 7.58
ROIC/WACC3.05
WACC8.8%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • EVER has a Current Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • With a decent Current ratio value of 2.82, EVER is doing good in the industry, outperforming 72.46% of the companies in the same industry.
  • EVER has a Quick Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.82, EVER is in the better half of the industry, outperforming 72.46% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.82
Quick Ratio 2.82
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 320.59% over the past year.
  • EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 57.83%.
  • EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%

3.2 Future

  • Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 34.47% on average per year.
  • Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 14.61% on average per year.
EPS Next Y73.9%
EPS Next 2Y45.15%
EPS Next 3Y34.47%
EPS Next 5YN/A
Revenue Next Year38.57%
Revenue Next 2Y25.75%
Revenue Next 3Y21.27%
Revenue Next 5Y14.61%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1 2 -2 -3

8

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.46, the valuation of EVER can be described as reasonable.
  • EVER's Price/Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 72.46% of the companies in the same industry.
  • EVER's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
  • A Price/Forward Earnings ratio of 8.26 indicates a reasonable valuation of EVER.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 76.81% of the companies listed in the same industry.
  • EVER's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.97.
Industry RankSector Rank
PE 10.46
Fwd PE 8.26
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 76.81% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EVER indicates a rather cheap valuation: EVER is cheaper than 84.06% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.43
EV/EBITDA 6.92
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • EVER's earnings are expected to grow with 34.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.14
PEG (5Y)N/A
EPS Next 2Y45.15%
EPS Next 3Y34.47%

0

5. Dividend

5.1 Amount

  • No dividends for EVER!.
Industry RankSector Rank
Dividend Yield 0%

EVERQUOTE INC - CLASS A

NASDAQ:EVER (2/11/2026, 4:30:02 PM)

14.96

-1.5 (-9.11%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)11-03
Earnings (Next)02-23
Inst Owners87.95%
Inst Owner Change-1.87%
Ins Owners2.8%
Ins Owner Change-10.87%
Market Cap537.96M
Revenue(TTM)644.66M
Net Income(TTM)53.86M
Analysts78.57
Price Target34.68 (131.82%)
Short Float %8.27%
Short Ratio5.52
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.04%
Min EPS beat(2)7.92%
Max EPS beat(2)28.16%
EPS beat(4)3
Avg EPS beat(4)16.07%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)7
Avg EPS beat(8)89.71%
EPS beat(12)10
Avg EPS beat(12)65.41%
EPS beat(16)14
Avg EPS beat(16)58.81%
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)2.67%
Revenue beat(4)3
Avg Revenue beat(4)2.96%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.66%
Revenue beat(12)9
Avg Revenue beat(12)3.43%
Revenue beat(16)13
Avg Revenue beat(16)4.1%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.14%
EPS NY rev (1m)0.95%
EPS NY rev (3m)10.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.64%
Revenue NY rev (1m)0.54%
Revenue NY rev (3m)3.93%
Valuation
Industry RankSector Rank
PE 10.46
Fwd PE 8.26
P/S 0.83
P/FCF 6.43
P/OCF 6.08
P/B 3.08
P/tB 3.51
EV/EBITDA 6.92
EPS(TTM)1.43
EY9.56%
EPS(NY)1.81
Fwd EY12.11%
FCF(TTM)2.32
FCFY15.54%
OCF(TTM)2.46
OCFY16.45%
SpS17.93
BVpS4.86
TBVpS4.27
PEG (NY)0.14
PEG (5Y)N/A
Graham Number12.51
Profitability
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROCE 33.96%
ROIC 26.83%
ROICexc 153.84%
ROICexgc 509.87%
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
FCFM 12.97%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score9
Asset Turnover2.52
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 108.75%
Cap/Sales 0.76%
Interest Coverage 250
Cash Conversion 137.28%
Profit Quality 155.22%
Current Ratio 2.82
Quick Ratio 2.82
Altman-Z 7.58
F-Score9
WACC8.8%
ROIC/WACC3.05
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
EPS Next Y73.9%
EPS Next 2Y45.15%
EPS Next 3Y34.47%
EPS Next 5YN/A
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%
Revenue Next Year38.57%
Revenue Next 2Y25.75%
Revenue Next 3Y21.27%
Revenue Next 5Y14.61%
EBIT growth 1Y363.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year236.35%
EBIT Next 3Y69%
EBIT Next 5Y38.31%
FCF growth 1Y860.06%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1375.29%
OCF growth 3Y109.98%
OCF growth 5Y72.09%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 8 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Undervalued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 10.46 and the Price/Book (PB) ratio is 3.08.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 9 / 10.