EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
USA - NASDAQ:EVER - US30041R1086 - Common Stock
19.92 USD
+0.06 (+0.3%)
EVER gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the Interactive Media & Services industry. While EVER has a great health rating, its profitability is only average at the moment. EVER is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year EVER was profitable.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
1.2 Ratios
With an excellent Return On Assets value of 19.28%, EVER belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
EVER has a better Return On Equity (27.34%) than 92.86% of its industry peers.
With an excellent Return On Invested Capital value of 24.81%, EVER belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROIC | 24.81% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
EVER has a Profit Margin of 7.57%. This is in the better half of the industry: EVER outperforms 71.43% of its industry peers.
The Operating Margin of EVER (8.79%) is better than 72.86% of its industry peers.
The Gross Margin of EVER (96.57%) is better than 98.57% of its industry peers.
EVER's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
The number of shares outstanding for EVER has been increased compared to 1 year ago.
The number of shares outstanding for EVER has been increased compared to 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
EVER has an Altman-Z score of 9.18. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of EVER (9.18) is better than 87.14% of its industry peers.
There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 9.18 |
ROIC/WACC2.42
WACC10.26%
2.3 Liquidity
A Current Ratio of 3.03 indicates that EVER has no problem at all paying its short term obligations.
EVER has a better Current ratio (3.03) than 72.86% of its industry peers.
EVER has a Quick Ratio of 3.03. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
EVER has a better Quick ratio (3.03) than 72.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 |
3. Growth
3.1 Past
EVER shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 247.62%, which is quite impressive.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 92.92%.
The Revenue has been growing by 14.99% on average over the past years. This is quite good.
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
3.2 Future
The Earnings Per Share is expected to grow by 29.08% on average over the next years. This is a very strong growth
EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.01% yearly.
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
3.3 Evolution
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
EVER is valuated correctly with a Price/Earnings ratio of 16.06.
Based on the Price/Earnings ratio, EVER is valued a bit cheaper than 70.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (27.77), we can say EVER is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 12.30, the valuation of EVER can be described as correct.
Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than the industry average as 72.86% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 23.23. EVER is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.06 | ||
| Fwd PE | 12.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EVER is valued a bit cheaper than 75.71% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, EVER is valued cheaply inside the industry as 88.57% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.35 | ||
| EV/EBITDA | 9.71 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as EVER's earnings are expected to grow with 29.08% in the coming years.
PEG (NY)0.28
PEG (5Y)N/A
EPS Next 2Y37.22%
EPS Next 3Y29.08%
5. Dividend
5.1 Amount
No dividends for EVER!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:EVER (10/22/2025, 12:05:37 PM)
19.92
+0.06 (+0.3%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.51%
Inst Owner Change0%
Ins Owners2.99%
Ins Owner Change-10.28%
Market Cap727.28M
Revenue(TTM)615.25M
Net Income(TTM)46.55M
Analysts78.57
Price Target34.68 (74.1%)
Short Float %4.74%
Short Ratio2.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.71%
Min EPS beat(2)-37.34%
Max EPS beat(2)7.92%
EPS beat(4)3
Avg EPS beat(4)18.83%
Min EPS beat(4)-37.34%
Max EPS beat(4)65.55%
EPS beat(8)6
Avg EPS beat(8)85.28%
EPS beat(12)10
Avg EPS beat(12)67.48%
EPS beat(16)13
Avg EPS beat(16)56.34%
Revenue beat(2)1
Avg Revenue beat(2)0.57%
Min Revenue beat(2)-2.31%
Max Revenue beat(2)3.45%
Revenue beat(4)3
Avg Revenue beat(4)2.53%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.02%
Revenue beat(8)7
Avg Revenue beat(8)5.71%
Revenue beat(12)9
Avg Revenue beat(12)3.93%
Revenue beat(16)12
Avg Revenue beat(16)3.68%
PT rev (1m)-2.86%
PT rev (3m)-2.86%
EPS NQ rev (1m)0%
EPS NQ rev (3m)14.42%
EPS NY rev (1m)1.86%
EPS NY rev (3m)10.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.06 | ||
| Fwd PE | 12.3 | ||
| P/S | 1.18 | ||
| P/FCF | 8.35 | ||
| P/OCF | 7.89 | ||
| P/B | 4.27 | ||
| P/tB | 4.89 | ||
| EV/EBITDA | 9.71 |
EPS(TTM)1.24
EY6.22%
EPS(NY)1.62
Fwd EY8.13%
FCF(TTM)2.39
FCFY11.97%
OCF(TTM)2.52
OCFY12.67%
SpS16.85
BVpS4.66
TBVpS4.07
PEG (NY)0.28
PEG (5Y)N/A
Graham Number11.41
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.28% | ||
| ROE | 27.34% | ||
| ROCE | 31.41% | ||
| ROIC | 24.81% | ||
| ROICexc | 177.76% | ||
| ROICexgc | 1683.65% | ||
| OM | 8.79% | ||
| PM (TTM) | 7.57% | ||
| GM | 96.57% | ||
| FCFM | 14.15% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score8
Asset Turnover2.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 95.8% | ||
| Cap/Sales | 0.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 155.16% | ||
| Profit Quality | 187.07% | ||
| Current Ratio | 3.03 | ||
| Quick Ratio | 3.03 | ||
| Altman-Z | 9.18 |
F-Score8
WACC10.26%
ROIC/WACC2.42
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)247.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%129.41%
EPS Next Y56.71%
EPS Next 2Y37.22%
EPS Next 3Y29.08%
EPS Next 5YN/A
Revenue 1Y (TTM)92.92%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%33.71%
Revenue Next Year33.33%
Revenue Next 2Y21.68%
Revenue Next 3Y17.76%
Revenue Next 5Y13.01%
EBIT growth 1Y749.89%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year225.18%
EBIT Next 3Y63.45%
EBIT Next 5Y36.85%
FCF growth 1Y919.2%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y1560.68%
OCF growth 3Y109.98%
OCF growth 5Y72.09%