EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis
NASDAQ:EVER - Nasdaq - US30041R1086 - Common Stock - Currency: USD
Taking everything into account, EVER scores 5 out of 10 in our fundamental rating. EVER was compared to 71 industry peers in the Interactive Media & Services industry. While EVER has a great health rating, its profitability is only average at the moment. While showing a medium growth rate, EVER is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
EVER had positive earnings in the past year.
In the past year EVER had a positive cash flow from operations.
EVER had negative earnings in 4 of the past 5 years.
In multiple years EVER reported negative operating cash flow during the last 5 years.
1.2 Ratios
EVER's Return On Assets of 15.28% is amongst the best of the industry. EVER outperforms 91.55% of its industry peers.
EVER has a better Return On Equity (23.76%) than 92.96% of its industry peers.
With an excellent Return On Invested Capital value of 18.19%, EVER belongs to the best of the industry, outperforming 92.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.28% | ||
| ROE | 23.76% | ||
| ROIC | 18.19% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 6.43%, EVER is doing good in the industry, outperforming 77.46% of the companies in the same industry.
Looking at the Operating Margin, with a value of 6.35%, EVER is in the better half of the industry, outperforming 71.83% of the companies in the same industry.
Looking at the Gross Margin, with a value of 95.82%, EVER belongs to the top of the industry, outperforming 98.59% of the companies in the same industry.
In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.35% | ||
| PM (TTM) | 6.43% | ||
| GM | 95.82% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
Compared to 1 year ago, EVER has more shares outstanding
The number of shares outstanding for EVER has been increased compared to 5 years ago.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
EVER has an Altman-Z score of 9.58. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 9.58, EVER belongs to the best of the industry, outperforming 87.32% of the companies in the same industry.
EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 9.58 |
ROIC/WACC2.03
WACC8.96%
2.3 Liquidity
A Current Ratio of 2.36 indicates that EVER has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.36, EVER is in the better half of the industry, outperforming 60.56% of the companies in the same industry.
EVER has a Quick Ratio of 2.36. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of EVER (2.36) is better than 60.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.36 | ||
| Quick Ratio | 2.36 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 160.56% over the past year.
EVER shows a strong growth in Revenue. In the last year, the Revenue has grown by 73.73%.
The Revenue has been growing by 14.99% on average over the past years. This is quite good.
EPS 1Y (TTM)160.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%273.68%
Revenue 1Y (TTM)73.73%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%164.71%
3.2 Future
Based on estimates for the next years, EVER will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.60% on average per year.
Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 12.53% on average per year.
EPS Next Y-3.25%
EPS Next 2Y19.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year27.55%
Revenue Next 2Y19.87%
Revenue Next 3Y16.7%
Revenue Next 5Y12.53%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 29.97, EVER can be considered very expensive at the moment.
Based on the Price/Earnings ratio, EVER is valued a bit cheaper than 60.56% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 29.35. EVER is around the same levels.
EVER is valuated quite expensively with a Price/Forward Earnings ratio of 30.97.
EVER's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of EVER to the average of the S&P500 Index (22.10), we can say EVER is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.97 | ||
| Fwd PE | 30.97 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 67.61% of the companies listed in the same industry.
74.65% of the companies in the same industry are more expensive than EVER, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.74 | ||
| EV/EBITDA | 21.87 |
4.3 Compensation for Growth
A more expensive valuation may be justified as EVER's earnings are expected to grow with 19.60% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y19.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
EVER does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
25.77
-0.26 (-1%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners82.59%
Inst Owner Change5.97%
Ins Owners3.98%
Ins Owner Change3.35%
Market Cap920.50M
Analysts80
Price Target33.89 (31.51%)
Short Float %6.91%
Short Ratio3.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)52.38%
Min EPS beat(2)39.2%
Max EPS beat(2)65.55%
EPS beat(4)4
Avg EPS beat(4)169.48%
Min EPS beat(4)39.2%
Max EPS beat(4)407.2%
EPS beat(8)7
Avg EPS beat(8)97.65%
EPS beat(12)11
Avg EPS beat(12)78.08%
EPS beat(16)14
Avg EPS beat(16)60.26%
Revenue beat(2)2
Avg Revenue beat(2)4.49%
Min Revenue beat(2)0.96%
Max Revenue beat(2)8.02%
Revenue beat(4)4
Avg Revenue beat(4)7.96%
Min Revenue beat(4)0.96%
Max Revenue beat(4)11.7%
Revenue beat(8)7
Avg Revenue beat(8)5.17%
Revenue beat(12)10
Avg Revenue beat(12)4.82%
Revenue beat(16)13
Avg Revenue beat(16)3.68%
PT rev (1m)6.4%
PT rev (3m)8%
EPS NQ rev (1m)70.35%
EPS NQ rev (3m)99.72%
EPS NY rev (1m)0%
EPS NY rev (3m)8.52%
Revenue NQ rev (1m)13.19%
Revenue NQ rev (3m)16.83%
Revenue NY rev (1m)7.2%
Revenue NY rev (3m)8.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.97 | ||
| Fwd PE | 30.97 | ||
| P/S | 1.84 | ||
| P/FCF | 14.74 | ||
| P/OCF | 13.83 | ||
| P/B | 6.8 | ||
| P/tB | 8.32 | ||
| EV/EBITDA | 21.87 |
EPS(TTM)0.86
EY3.34%
EPS(NY)0.83
Fwd EY3.23%
FCF(TTM)1.75
FCFY6.78%
OCF(TTM)1.86
OCFY7.23%
SpS14
BVpS3.79
TBVpS3.1
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.28% | ||
| ROE | 23.76% | ||
| ROCE | 23.03% | ||
| ROIC | 18.19% | ||
| ROICexc | 70.13% | ||
| ROICexgc | 227.78% | ||
| OM | 6.35% | ||
| PM (TTM) | 6.43% | ||
| GM | 95.82% | ||
| FCFM | 12.49% |
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
F-Score7
Asset Turnover2.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 72.53% | ||
| Cap/Sales | 0.82% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 177.88% | ||
| Profit Quality | 194.14% | ||
| Current Ratio | 2.36 | ||
| Quick Ratio | 2.36 | ||
| Altman-Z | 9.58 |
F-Score7
WACC8.96%
ROIC/WACC2.03
Cap/Depr(3y)69.28%
Cap/Depr(5y)75.66%
Cap/Sales(3y)1.07%
Cap/Sales(5y)1%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)160.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%273.68%
EPS Next Y-3.25%
EPS Next 2Y19.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)73.73%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%164.71%
Revenue Next Year27.55%
Revenue Next 2Y19.87%
Revenue Next 3Y16.7%
Revenue Next 5Y12.53%
EBIT growth 1Y211.47%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year141.33%
EBIT Next 3Y46.01%
EBIT Next 5Y37.05%
FCF growth 1Y1036.59%
FCF growth 3Y143.42%
FCF growth 5Y112.84%
OCF growth 1Y2453.82%
OCF growth 3Y109.98%
OCF growth 5Y72.09%