EVERQUOTE INC - CLASS A (EVER) Fundamental Analysis & Valuation

NASDAQ:EVER • US30041R1086

16.85 USD
+0.47 (+2.87%)
At close: Mar 4, 2026
16.85 USD
0 (0%)
After Hours: 3/4/2026, 8:22:21 PM

This EVER fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 69 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. A decent growth rate in combination with a cheap valuation! Better keep an eye on EVER. These ratings would make EVER suitable for value investing!


Dividend Valuation Growth Profitability Health

6

1. EVER Profitability Analysis

1.1 Basic Checks

  • In the past year EVER was profitable.
  • In the past year EVER had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: EVER reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M

1.2 Ratios

  • With an excellent Return On Assets value of 30.38%, EVER belongs to the best of the industry, outperforming 98.55% of the companies in the same industry.
  • EVER has a Return On Equity of 41.72%. This is amongst the best in the industry. EVER outperforms 97.10% of its industry peers.
  • EVER has a Return On Invested Capital of 21.94%. This is amongst the best in the industry. EVER outperforms 89.86% of its industry peers.
Industry RankSector Rank
ROA 30.38%
ROE 41.72%
ROIC 21.94%
ROA(3y)-0.19%
ROA(5y)-5.94%
ROE(3y)0.7%
ROE(5y)-8.68%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1K -2K -3K -4K

1.3 Margins

  • With an excellent Profit Margin value of 14.34%, EVER belongs to the best of the industry, outperforming 81.16% of the companies in the same industry.
  • The Operating Margin of EVER (9.61%) is better than 69.57% of its industry peers.
  • With an excellent Gross Margin value of 97.20%, EVER belongs to the best of the industry, outperforming 98.55% of the companies in the same industry.
  • In the last couple of years the Gross Margin of EVER has remained more or less at the same level.
Industry RankSector Rank
OM 9.61%
PM (TTM) 14.34%
GM 97.2%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.1%
GM growth 5Y0.7%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60 80

8

2. EVER Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EVER is creating value.
  • EVER has more shares outstanding than it did 1 year ago.
  • EVER has more shares outstanding than it did 5 years ago.
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.2 Solvency

  • EVER has an Altman-Z score of 7.04. This indicates that EVER is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 7.04, EVER belongs to the top of the industry, outperforming 86.96% of the companies in the same industry.
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 7.04
ROIC/WACC2.52
WACC8.7%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 2.94 indicates that EVER has no problem at all paying its short term obligations.
  • EVER has a Current ratio of 2.94. This is in the better half of the industry: EVER outperforms 75.36% of its industry peers.
  • A Quick Ratio of 2.94 indicates that EVER has no problem at all paying its short term obligations.
  • EVER has a better Quick ratio (2.94) than 75.36% of its industry peers.
Industry RankSector Rank
Current Ratio 2.94
Quick Ratio 2.94
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

5

3. EVER Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 206.98% over the past year.
  • Looking at the last year, EVER shows a very strong growth in Revenue. The Revenue has grown by 38.45%.
  • The Revenue has been growing by 14.83% on average over the past years. This is quite good.
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
Revenue 1Y (TTM)38.45%
Revenue growth 3Y19.67%
Revenue growth 5Y14.83%
Sales Q2Q%32.46%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.79% on average over the next years.
  • EVER is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.06% yearly.
EPS Next Y-26.3%
EPS Next 2Y-6.23%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue Next Year15.5%
Revenue Next 2Y13.67%
Revenue Next 3Y12.52%
Revenue Next 5Y9.06%

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 200M 400M 600M 800M 1B
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2 -2 -3

7

4. EVER Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.38, the valuation of EVER can be described as very cheap.
  • Based on the Price/Earnings ratio, EVER is valued cheaply inside the industry as 85.51% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (27.03), we can say EVER is valued rather cheaply.
  • The Price/Forward Earnings ratio is 8.66, which indicates a very decent valuation of EVER.
  • Based on the Price/Forward Earnings ratio, EVER is valued a bit cheaper than 76.81% of the companies in the same industry.
  • EVER's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.11.
Industry RankSector Rank
PE 6.38
Fwd PE 8.66
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EVER is valued cheaper than 81.16% of the companies in the same industry.
  • EVER's Price/Free Cash Flow ratio is rather cheap when compared to the industry. EVER is cheaper than 88.41% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.72
EV/EBITDA 5.95
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The decent profitability rating of EVER may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.23%
EPS Next 3Y1.79%

0

5. EVER Dividend Analysis

5.1 Amount

  • EVER does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

EVER Fundamentals: All Metrics, Ratios and Statistics

EVERQUOTE INC - CLASS A

NASDAQ:EVER (3/4/2026, 8:22:21 PM)

After market: 16.85 0 (0%)

16.85

+0.47 (+2.87%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)02-23
Earnings (Next)05-04
Inst Owners87.95%
Inst Owner Change-1.5%
Ins Owners2.8%
Ins Owner Change3.21%
Market Cap607.11M
Revenue(TTM)692.52M
Net Income(TTM)99.31M
Analysts78.57
Price Target34.68 (105.82%)
Short Float %17.4%
Short Ratio5.92
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)174.5%
Min EPS beat(2)28.16%
Max EPS beat(2)320.85%
EPS beat(4)3
Avg EPS beat(4)79.9%
Min EPS beat(4)-37.34%
Max EPS beat(4)320.85%
EPS beat(8)7
Avg EPS beat(8)124.69%
EPS beat(12)10
Avg EPS beat(12)91.73%
EPS beat(16)14
Avg EPS beat(16)78.53%
Revenue beat(2)2
Avg Revenue beat(2)5.48%
Min Revenue beat(2)2.67%
Max Revenue beat(2)8.29%
Revenue beat(4)3
Avg Revenue beat(4)3.03%
Min Revenue beat(4)-2.31%
Max Revenue beat(4)8.29%
Revenue beat(8)7
Avg Revenue beat(8)5.49%
Revenue beat(12)10
Avg Revenue beat(12)4.46%
Revenue beat(16)13
Avg Revenue beat(16)4.37%
PT rev (1m)0%
PT rev (3m)0.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.14%
EPS NY rev (1m)0%
EPS NY rev (3m)11.89%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)6.8%
Valuation
Industry RankSector Rank
PE 6.38
Fwd PE 8.66
P/S 0.88
P/FCF 6.72
P/OCF 6.37
P/B 2.55
P/tB 2.8
EV/EBITDA 5.95
EPS(TTM)2.64
EY15.67%
EPS(NY)1.95
Fwd EY11.55%
FCF(TTM)2.51
FCFY14.88%
OCF(TTM)2.65
OCFY15.71%
SpS19.22
BVpS6.61
TBVpS6.01
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.81
Profitability
Industry RankSector Rank
ROA 30.38%
ROE 41.72%
ROCE 27.77%
ROIC 21.94%
ROICexc 76.98%
ROICexgc 112.34%
OM 9.61%
PM (TTM) 14.34%
GM 97.2%
FCFM 13.04%
ROA(3y)-0.19%
ROA(5y)-5.94%
ROE(3y)0.7%
ROE(5y)-8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.1%
GM growth 5Y0.7%
F-Score7
Asset Turnover2.12
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 132.7%
Cap/Sales 0.73%
Interest Coverage 250
Cash Conversion 135.53%
Profit Quality 90.95%
Current Ratio 2.94
Quick Ratio 2.94
Altman-Z 7.04
F-Score7
WACC8.7%
ROIC/WACC2.52
Cap/Depr(3y)89.07%
Cap/Depr(5y)79.39%
Cap/Sales(3y)0.96%
Cap/Sales(5y)0.93%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)206.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%366.67%
EPS Next Y-26.3%
EPS Next 2Y-6.23%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue 1Y (TTM)38.45%
Revenue growth 3Y19.67%
Revenue growth 5Y14.83%
Sales Q2Q%32.46%
Revenue Next Year15.5%
Revenue Next 2Y13.67%
Revenue Next 3Y12.52%
Revenue Next 5Y9.06%
EBIT growth 1Y109.64%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year111.46%
EBIT Next 3Y43.81%
EBIT Next 5Y27.09%
FCF growth 1Y44.63%
FCF growth 3YN/A
FCF growth 5Y67.5%
OCF growth 1Y43.29%
OCF growth 3YN/A
OCF growth 5Y54.97%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 7 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Undervalued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 6 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 6.38 and the Price/Book (PB) ratio is 2.55.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 8 / 10.