EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:EVER • US30041R1086

22.7 USD
-0.02 (-0.09%)
At close: Jan 30, 2026
22.8 USD
+0.1 (+0.44%)
After Hours: 1/30/2026, 8:00:02 PM
Fundamental Rating

6

Overall EVER gets a fundamental rating of 6 out of 10. We evaluated EVER against 70 industry peers in the Interactive Media & Services industry. EVER is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. EVER has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • EVER had positive earnings in the past year.
  • EVER had a positive operating cash flow in the past year.
  • In the past 5 years EVER reported 4 times negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • EVER has a better Return On Assets (21.04%) than 91.43% of its industry peers.
  • The Return On Equity of EVER (30.79%) is better than 94.29% of its industry peers.
  • EVER has a better Return On Invested Capital (26.83%) than 95.71% of its industry peers.
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROIC 26.83%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

  • EVER has a better Profit Margin (8.36%) than 75.71% of its industry peers.
  • EVER's Operating Margin of 9.30% is fine compared to the rest of the industry. EVER outperforms 70.00% of its industry peers.
  • Looking at the Gross Margin, with a value of 96.84%, EVER belongs to the top of the industry, outperforming 98.57% of the companies in the same industry.
  • EVER's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

9

2. Health

2.1 Basic Checks

  • EVER has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • The number of shares outstanding for EVER has been increased compared to 1 year ago.
  • EVER has more shares outstanding than it did 5 years ago.
  • There is no outstanding debt for EVER. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 9.24 indicates that EVER is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 9.24, EVER belongs to the top of the industry, outperforming 87.14% of the companies in the same industry.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 9.24
ROIC/WACC3.01
WACC8.9%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • EVER has a Current Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • EVER has a better Current ratio (2.82) than 71.43% of its industry peers.
  • EVER has a Quick Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • EVER's Quick ratio of 2.82 is fine compared to the rest of the industry. EVER outperforms 71.43% of its industry peers.
Industry RankSector Rank
Current Ratio 2.82
Quick Ratio 2.82
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 320.59% over the past year.
  • The Revenue has grown by 57.83% in the past year. This is a very strong growth!
  • EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%

3.2 Future

  • Based on estimates for the next years, EVER will show a very strong growth in Earnings Per Share. The EPS will grow by 34.47% on average per year.
  • Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 14.61% on average per year.
EPS Next Y73.9%
EPS Next 2Y45.15%
EPS Next 3Y34.47%
EPS Next 5YN/A
Revenue Next Year38.57%
Revenue Next 2Y25.75%
Revenue Next 3Y21.27%
Revenue Next 5Y14.61%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1 2 -2 -3

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 15.87 indicates a correct valuation of EVER.
  • 68.57% of the companies in the same industry are more expensive than EVER, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 28.32, EVER is valued a bit cheaper.
  • A Price/Forward Earnings ratio of 12.53 indicates a correct valuation of EVER.
  • 67.14% of the companies in the same industry are more expensive than EVER, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, EVER is valued rather cheaply.
Industry RankSector Rank
PE 15.87
Fwd PE 12.53
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 68.57% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 78.57% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 9.76
EV/EBITDA 10.4
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as EVER's earnings are expected to grow with 34.47% in the coming years.
PEG (NY)0.21
PEG (5Y)N/A
EPS Next 2Y45.15%
EPS Next 3Y34.47%

0

5. Dividend

5.1 Amount

  • EVER does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 15.87 and the Price/Book (PB) ratio is 4.67.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 9 / 10.