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EVERQUOTE INC - CLASS A (EVER) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:EVER - US30041R1086 - Common Stock

23.64 USD
-0.81 (-3.31%)
Last: 1/23/2026, 5:20:02 PM
24 USD
+0.36 (+1.52%)
After Hours: 1/23/2026, 5:20:02 PM
Fundamental Rating

6

EVER gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the Interactive Media & Services industry. EVER has an excellent financial health rating, but there are some minor concerns on its profitability. EVER has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • EVER had positive earnings in the past year.
  • In the past year EVER had a positive cash flow from operations.
  • In the past 5 years EVER reported 4 times negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: EVER reported negative operating cash flow in multiple years.
EVER Yearly Net Income VS EBIT VS OCF VS FCFEVER Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

1.2 Ratios

  • The Return On Assets of EVER (21.04%) is better than 91.43% of its industry peers.
  • With an excellent Return On Equity value of 30.79%, EVER belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
  • EVER's Return On Invested Capital of 26.83% is amongst the best of the industry. EVER outperforms 95.71% of its industry peers.
Industry RankSector Rank
ROA 21.04%
ROE 30.79%
ROIC 26.83%
ROA(3y)-15.52%
ROA(5y)-13.75%
ROE(3y)-20.77%
ROE(5y)-20.18%
ROIC(3y)N/A
ROIC(5y)N/A
EVER Yearly ROA, ROE, ROICEVER Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K

1.3 Margins

  • The Profit Margin of EVER (8.36%) is better than 75.71% of its industry peers.
  • With a decent Operating Margin value of 9.30%, EVER is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • Looking at the Gross Margin, with a value of 96.84%, EVER belongs to the top of the industry, outperforming 98.57% of the companies in the same industry.
  • EVER's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 9.3%
PM (TTM) 8.36%
GM 96.84%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.54%
GM growth 5Y0.47%
EVER Yearly Profit, Operating, Gross MarginsEVER Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

9

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EVER is creating value.
  • Compared to 1 year ago, EVER has more shares outstanding
  • The number of shares outstanding for EVER has been increased compared to 5 years ago.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
EVER Yearly Shares OutstandingEVER Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
EVER Yearly Total Debt VS Total AssetsEVER Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • An Altman-Z score of 9.71 indicates that EVER is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of EVER (9.71) is better than 87.14% of its industry peers.
  • EVER has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 9.71
ROIC/WACC3.01
WACC8.9%
EVER Yearly LT Debt VS Equity VS FCFEVER Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • EVER has a Current Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • EVER has a Current ratio of 2.82. This is in the better half of the industry: EVER outperforms 71.43% of its industry peers.
  • EVER has a Quick Ratio of 2.82. This indicates that EVER is financially healthy and has no problem in meeting its short term obligations.
  • With a decent Quick ratio value of 2.82, EVER is doing good in the industry, outperforming 71.43% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.82
Quick Ratio 2.82
EVER Yearly Current Assets VS Current LiabilitesEVER Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 320.59% over the past year.
  • The Revenue has grown by 57.83% in the past year. This is a very strong growth!
  • EVER shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.99% yearly.
EPS 1Y (TTM)320.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%61.29%
Revenue 1Y (TTM)57.83%
Revenue growth 3Y6.12%
Revenue growth 5Y14.99%
Sales Q2Q%20.35%

3.2 Future

  • EVER is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.66% yearly.
  • Based on estimates for the next years, EVER will show a quite strong growth in Revenue. The Revenue will grow by 14.61% on average per year.
EPS Next Y72.27%
EPS Next 2Y47.83%
EPS Next 3Y39.66%
EPS Next 5YN/A
Revenue Next Year38.57%
Revenue Next 2Y25.75%
Revenue Next 3Y21.27%
Revenue Next 5Y14.61%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
EVER Yearly Revenue VS EstimatesEVER Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
EVER Yearly EPS VS EstimatesEVER Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 -1 2 -2 -3

6

4. Valuation

4.1 Price/Earnings Ratio

  • EVER is valuated correctly with a Price/Earnings ratio of 16.53.
  • EVER's Price/Earnings ratio is a bit cheaper when compared to the industry. EVER is cheaper than 71.43% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of EVER to the average of the S&P500 Index (27.30), we can say EVER is valued slightly cheaper.
  • The Price/Forward Earnings ratio is 12.58, which indicates a correct valuation of EVER.
  • 67.14% of the companies in the same industry are more expensive than EVER, based on the Price/Forward Earnings ratio.
  • EVER is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.32, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 16.53
Fwd PE 12.58
EVER Price Earnings VS Forward Price EarningsEVER Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • EVER's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. EVER is cheaper than 68.57% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EVER indicates a somewhat cheap valuation: EVER is cheaper than 78.57% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.17
EV/EBITDA 11.38
EVER Per share dataEVER EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • EVER's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • EVER's earnings are expected to grow with 39.66% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y47.83%
EPS Next 3Y39.66%

0

5. Dividend

5.1 Amount

  • EVER does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

EVERQUOTE INC - CLASS A / EVER FAQ

Can you provide the ChartMill fundamental rating for EVERQUOTE INC - CLASS A?

ChartMill assigns a fundamental rating of 6 / 10 to EVER.


Can you provide the valuation status for EVERQUOTE INC - CLASS A?

ChartMill assigns a valuation rating of 6 / 10 to EVERQUOTE INC - CLASS A (EVER). This can be considered as Fairly Valued.


How profitable is EVERQUOTE INC - CLASS A (EVER) stock?

EVERQUOTE INC - CLASS A (EVER) has a profitability rating of 5 / 10.


What is the valuation of EVERQUOTE INC - CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for EVERQUOTE INC - CLASS A (EVER) is 16.53 and the Price/Book (PB) ratio is 4.86.


What is the financial health of EVERQUOTE INC - CLASS A (EVER) stock?

The financial health rating of EVERQUOTE INC - CLASS A (EVER) is 9 / 10.