20.48 USD
+0.13 (+0.61%)
20.6 USD
+0.12 (+0.59%)
We assign a fundamental rating of 4 out of 10 to ESGRP. ESGRP was compared to 148 industry peers in the Insurance industry. ESGRP has a medium profitability rating, but doesn't score so well on its financial health evaluation. ESGRP has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally ESGRP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ESGRP was profitable.
In the past year ESGRP had a positive cash flow from operations.
ESGRP had positive earnings in 4 of the past 5 years.
Each year in the past 5 years ESGRP had a positive operating cash flow.
1.2 Ratios
ESGRP has a Return On Assets of 2.32%. This is comparable to the rest of the industry: ESGRP outperforms 54.48% of its industry peers.
ESGRP has a Return On Equity of 7.59%. This is in the lower half of the industry: ESGRP underperforms 63.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROIC | N/A |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ESGRP's Profit Margin of 63.22% is amongst the best of the industry. ESGRP outperforms 99.31% of its industry peers.
In the last couple of years the Profit Margin of ESGRP has grown nicely.
ESGRP's Operating Margin of 62.28% is amongst the best of the industry. ESGRP outperforms 99.31% of its industry peers.
In the last couple of years the Operating Margin of ESGRP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A |
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ESGRP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ESGRP has more shares outstanding
The number of shares outstanding for ESGRP has been reduced compared to 5 years ago.
The debt/assets ratio for ESGRP is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of ESGRP is 2.45, which is a good value as it means it would take ESGRP, 2.45 years of fcf income to pay off all of its debts.
ESGRP's Debt to FCF ratio of 2.45 is in line compared to the rest of the industry. ESGRP outperforms 44.83% of its industry peers.
ESGRP has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.31, ESGRP perfoms like the industry average, outperforming 54.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ESGRP have decreased strongly by -39.32% in the last year.
ESGRP shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.80% yearly.
ESGRP shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.22%.
The Revenue for ESGRP have been decreasing by -19.31% on average. This is quite bad
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
3.2 Future
The Earnings Per Share is expected to grow by 6.07% on average over the next years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 0.65, which indicates a rather cheap valuation of ESGRP.
Based on the Price/Earnings ratio, ESGRP is valued cheaply inside the industry as 95.86% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of ESGRP to the average of the S&P500 Index (26.60), we can say ESGRP is valued rather cheaply.
The Price/Forward Earnings ratio is 0.45, which indicates a rather cheap valuation of ESGRP.
Based on the Price/Forward Earnings ratio, ESGRP is valued cheaper than 99.31% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, ESGRP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ESGRP indicates a rather cheap valuation: ESGRP is cheaper than 97.93% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.54%, ESGRP is a good candidate for dividend investing.
ESGRP's Dividend Yield is rather good when compared to the industry average which is at 2.42. ESGRP pays more dividend than 93.79% of the companies in the same industry.
ESGRP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
5.2 History
The dividend of ESGRP is nicely growing with an annual growth rate of 7.21%!
ESGRP has been paying a dividend for over 5 years, so it has already some track record.
ESGRP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.21%
Div Incr Years0
Div Non Decr Years6
5.3 Sustainability
7.64% of the earnings are spent on dividend by ESGRP. This is a low number and sustainable payout ratio.
The dividend of ESGRP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP7.64%
EPS Next 2Y6.07%
EPS Next 3YN/A
20.48
+0.13 (+0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners71.83%
Inst Owner ChangeN/A
Ins Owners8.77%
Ins Owner ChangeN/A
Market Cap305.36M
Revenue(TTM)745.00M
Net Income(TTM)471.00M
Analysts43.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 | ||
| P/S | 0.41 | ||
| P/FCF | 0.38 | ||
| P/OCF | 0.38 | ||
| P/B | 0.05 | ||
| P/tB | 0.05 | ||
| EV/EBITDA | N/A |
EPS(TTM)31.39
EY153.27%
EPS(NY)45.9
Fwd EY224.12%
FCF(TTM)53.25
FCFY260.02%
OCF(TTM)53.25
OCFY260.02%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A | ||
| FCFM | 106.58% |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.27 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 168.58% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.55%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%
ENSTAR GROUP LTD - ESGR 7 PERP / ESGRP FAQ
What is the ChartMill fundamental rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ESGRP.
What is the valuation status of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
ChartMill assigns a valuation rating of 6 / 10 to ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP). This can be considered as Fairly Valued.
Can you provide the profitability details for ENSTAR GROUP LTD - ESGR 7 PERP?
ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) has a profitability rating of 5 / 10.
What is the financial health of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
The financial health rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is 2 / 10.
Is the dividend of ENSTAR GROUP LTD - ESGR 7 PERP sustainable?
The dividend rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is 8 / 10 and the dividend payout ratio is 7.64%.