20.48 USD
+0.13 (+0.61%)
20.6 USD
+0.12 (+0.59%)
Taking everything into account, ESGRP scores 4 out of 10 in our fundamental rating. ESGRP was compared to 147 industry peers in the Insurance industry. There are concerns on the financial health of ESGRP while its profitability can be described as average. ESGRP is valued correctly, but it does not seem to be growing. ESGRP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
ESGRP had positive earnings in the past year.
In the past year ESGRP had a positive cash flow from operations.
ESGRP had positive earnings in 4 of the past 5 years.
ESGRP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ESGRP has a Return On Assets (2.32%) which is comparable to the rest of the industry.
ESGRP's Return On Equity of 7.59% is on the low side compared to the rest of the industry. ESGRP is outperformed by 63.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROIC | N/A |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ESGRP has a Profit Margin of 63.22%. This is amongst the best in the industry. ESGRP outperforms 99.31% of its industry peers.
ESGRP's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 62.28%, ESGRP belongs to the top of the industry, outperforming 99.31% of the companies in the same industry.
ESGRP's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A |
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ESGRP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for ESGRP has been increased compared to 1 year ago.
The number of shares outstanding for ESGRP has been reduced compared to 5 years ago.
ESGRP has a worse debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of ESGRP is 2.45, which is a good value as it means it would take ESGRP, 2.45 years of fcf income to pay off all of its debts.
ESGRP has a Debt to FCF ratio of 2.45. This is comparable to the rest of the industry: ESGRP outperforms 44.83% of its industry peers.
A Debt/Equity ratio of 0.31 indicates that ESGRP is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.31, ESGRP is in line with its industry, outperforming 54.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ESGRP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -39.32%.
The Earnings Per Share has been decreasing by -2.80% on average over the past years.
Looking at the last year, ESGRP shows a quite strong growth in Revenue. The Revenue has grown by 13.22% in the last year.
The Revenue for ESGRP have been decreasing by -19.31% on average. This is quite bad
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
3.2 Future
The Earnings Per Share is expected to grow by 6.07% on average over the next years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 0.65, which indicates a rather cheap valuation of ESGRP.
Compared to the rest of the industry, the Price/Earnings ratio of ESGRP indicates a rather cheap valuation: ESGRP is cheaper than 95.86% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.15. ESGRP is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 0.45, the valuation of ESGRP can be described as very cheap.
Based on the Price/Forward Earnings ratio, ESGRP is valued cheaply inside the industry as 99.31% of the companies are valued more expensively.
ESGRP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, ESGRP is valued cheaper than 97.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.54%, ESGRP is a good candidate for dividend investing.
ESGRP's Dividend Yield is rather good when compared to the industry average which is at 3.46. ESGRP pays more dividend than 93.79% of the companies in the same industry.
ESGRP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
5.2 History
The dividend of ESGRP is nicely growing with an annual growth rate of 7.21%!
ESGRP has been paying a dividend for over 5 years, so it has already some track record.
As ESGRP did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)7.21%
Div Incr Years0
Div Non Decr Years6
5.3 Sustainability
7.64% of the earnings are spent on dividend by ESGRP. This is a low number and sustainable payout ratio.
ESGRP's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP7.64%
EPS Next 2Y6.07%
EPS Next 3YN/A
20.48
+0.13 (+0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners71.83%
Inst Owner ChangeN/A
Ins Owners8.77%
Ins Owner ChangeN/A
Market Cap305.36M
Revenue(TTM)745.00M
Net Income(TTM)471.00M
Analysts43.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 | ||
| P/S | 0.41 | ||
| P/FCF | 0.38 | ||
| P/OCF | 0.38 | ||
| P/B | 0.05 | ||
| P/tB | 0.05 | ||
| EV/EBITDA | N/A |
EPS(TTM)31.39
EY153.27%
EPS(NY)45.9
Fwd EY224.12%
FCF(TTM)53.25
FCFY260.02%
OCF(TTM)53.25
OCFY260.02%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A | ||
| FCFM | 106.58% |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.27 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 168.58% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.55%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%
ENSTAR GROUP LTD - ESGR 7 PERP / ESGRP FAQ
What is the ChartMill fundamental rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ESGRP.
Can you provide the valuation status for ENSTAR GROUP LTD - ESGR 7 PERP?
ChartMill assigns a valuation rating of 6 / 10 to ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP). This can be considered as Fairly Valued.
Can you provide the profitability details for ENSTAR GROUP LTD - ESGR 7 PERP?
ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for ESGRP stock?
The Earnings per Share (EPS) of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is expected to decline by 0% in the next year.
Can you provide the dividend sustainability for ESGRP stock?
The dividend rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is 8 / 10 and the dividend payout ratio is 7.64%.