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ENSTAR GROUP LTD - ESGR 7 PERP (ESGRO) Stock Fundamental Analysis

NASDAQ:ESGRO - Nasdaq - US29359U2087 - Currency: USD

19.55  -0.99 (-4.82%)

Fundamental Rating

4

ESGRO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 144 industry peers in the Insurance industry. There are concerns on the financial health of ESGRO while its profitability can be described as average. ESGRO is valued correctly, but it does not seem to be growing. Finally ESGRO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

ESGRO had positive earnings in the past year.
ESGRO had a positive operating cash flow in the past year.
Of the past 5 years ESGRO 4 years were profitable.
ESGRO had a positive operating cash flow in each of the past 5 years.
ESGRO Yearly Net Income VS EBIT VS OCF VS FCFESGRO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

1.2 Ratios

Looking at the Return On Assets, with a value of 2.32%, ESGRO is in line with its industry, outperforming 54.86% of the companies in the same industry.
With a Return On Equity value of 7.59%, ESGRO is not doing good in the industry: 63.19% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 2.32%
ROE 7.59%
ROIC N/A
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ESGRO Yearly ROA, ROE, ROICESGRO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

Looking at the Profit Margin, with a value of 63.22%, ESGRO belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of ESGRO has grown nicely.
Looking at the Operating Margin, with a value of 62.28%, ESGRO belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Operating Margin of ESGRO has grown nicely.
Industry RankSector Rank
OM 62.28%
PM (TTM) 63.22%
GM N/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
ESGRO Yearly Profit, Operating, Gross MarginsESGRO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 -200

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2

2. Health

2.1 Basic Checks

ESGRO does not have a ROIC to compare to the WACC, probably because it is not profitable.
ESGRO has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ESGRO has less shares outstanding
ESGRO has a worse debt/assets ratio than last year.
ESGRO Yearly Shares OutstandingESGRO Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
ESGRO Yearly Total Debt VS Total AssetsESGRO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

ESGRO has a debt to FCF ratio of 2.45. This is a good value and a sign of high solvency as ESGRO would need 2.45 years to pay back of all of its debts.
ESGRO has a Debt to FCF ratio of 2.45. This is comparable to the rest of the industry: ESGRO outperforms 45.14% of its industry peers.
ESGRO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
ESGRO has a Debt to Equity ratio (0.31) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 2.45
Altman-Z N/A
ROIC/WACCN/A
WACC5.5%
ESGRO Yearly LT Debt VS Equity VS FCFESGRO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ESGRO Yearly Current Assets VS Current LiabilitesESGRO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 10M 20M 30M 40M

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2

3. Growth

3.1 Past

The earnings per share for ESGRO have decreased strongly by -39.32% in the last year.
Measured over the past years, ESGRO shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.80% on average per year.
ESGRO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.22%.
The Revenue for ESGRO have been decreasing by -19.31% on average. This is quite bad
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%

3.2 Future

Based on estimates for the next years, ESGRO will show a small growth in Earnings Per Share. The EPS will grow by 6.07% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ESGRO Yearly Revenue VS EstimatesESGRO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B
ESGRO Yearly EPS VS EstimatesESGRO Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 10 20 30 40

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6

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 0.62, which indicates a rather cheap valuation of ESGRO.
Based on the Price/Earnings ratio, ESGRO is valued cheaper than 97.92% of the companies in the same industry.
ESGRO is valuated cheaply when we compare the Price/Earnings ratio to 27.28, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 0.43 indicates a rather cheap valuation of ESGRO.
ESGRO's Price/Forward Earnings ratio is rather cheap when compared to the industry. ESGRO is cheaper than 100.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ESGRO to the average of the S&P500 Index (21.76), we can say ESGRO is valued rather cheaply.
Industry RankSector Rank
PE 0.62
Fwd PE 0.43
ESGRO Price Earnings VS Forward Price EarningsESGRO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, ESGRO is valued cheaper than 98.61% of the companies in the same industry.
Industry RankSector Rank
P/FCF 0.37
EV/EBITDA N/A
ESGRO Per share dataESGRO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A

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7

5. Dividend

5.1 Amount

ESGRO has a Yearly Dividend Yield of 8.73%, which is a nice return.
ESGRO's Dividend Yield is rather good when compared to the industry average which is at 3.51. ESGRO pays more dividend than 95.83% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, ESGRO pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.73%

5.2 History

The dividend of ESGRO is nicely growing with an annual growth rate of 7.21%!
ESGRO has been paying a dividend for over 5 years, so it has already some track record.
ESGRO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.21%
Div Incr Years0
Div Non Decr Years4
ESGRO Yearly Dividends per shareESGRO Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

ESGRO pays out 7.64% of its income as dividend. This is a sustainable payout ratio.
The dividend of ESGRO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP7.64%
EPS Next 2Y6.07%
EPS Next 3YN/A
ESGRO Yearly Income VS Free CF VS DividendESGRO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B
ESGRO Dividend Payout.ESGRO Dividend Payout, showing the Payout Ratio.ESGRO Dividend Payout.PayoutRetained Earnings

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ENSTAR GROUP LTD - ESGR 7 PERP

NASDAQ:ESGRO (7/2/2025, 8:00:02 PM)

19.55

-0.99 (-4.82%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)04-30 2025-04-30
Earnings (Next)07-28 2025-07-28
Inst Owners71.83%
Inst Owner ChangeN/A
Ins Owners8.77%
Ins Owner ChangeN/A
Market Cap291.49M
Analysts43.33
Price TargetN/A
Short Float %0.02%
Short Ratio0.24
Dividend
Industry RankSector Rank
Dividend Yield 8.73%
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years4
Ex-Date05-15 2025-05-15 (0.4375)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 0.62
Fwd PE 0.43
P/S 0.39
P/FCF 0.37
P/OCF 0.37
P/B 0.05
P/tB 0.05
EV/EBITDA N/A
EPS(TTM)31.39
EY160.56%
EPS(NY)45.9
Fwd EY234.78%
FCF(TTM)53.25
FCFY272.39%
OCF(TTM)53.25
OCFY272.39%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.32%
ROE 7.59%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 62.28%
PM (TTM) 63.22%
GM N/A
FCFM 106.58%
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 2.45
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.27
Cash Conversion N/A
Profit Quality 168.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC5.5%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%