Logo image of ESGR

ENSTAR GROUP LTD (ESGR) Stock Fundamental Analysis

NASDAQ:ESGR - Nasdaq - BMG3075P1014 - Common Stock - Currency: USD

331.83  +0.63 (+0.19%)

After market: 331.83 0 (0%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to ESGR. ESGR was compared to 144 industry peers in the Insurance industry. While ESGR is still in line with the averages on profitability rating, there are concerns on its financial health. ESGR has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

Quickly go to:

5

1. Profitability

1.1 Basic Checks

ESGR had positive earnings in the past year.
ESGR had a positive operating cash flow in the past year.
ESGR had positive earnings in 4 of the past 5 years.
In the past 5 years ESGR always reported a positive cash flow from operatings.
ESGR Yearly Net Income VS EBIT VS OCF VS FCFESGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

1.2 Ratios

ESGR has a Return On Assets (2.65%) which is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 8.87%, ESGR is in line with its industry, outperforming 44.06% of the companies in the same industry.
Industry RankSector Rank
ROA 2.65%
ROE 8.87%
ROIC N/A
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ESGR Yearly ROA, ROE, ROICESGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

The Profit Margin of ESGR (72.10%) is better than 98.60% of its industry peers.
In the last couple of years the Profit Margin of ESGR has grown nicely.
ESGR has a Operating Margin of 63.42%. This is amongst the best in the industry. ESGR outperforms 98.60% of its industry peers.
ESGR's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 63.42%
PM (TTM) 72.1%
GM N/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
ESGR Yearly Profit, Operating, Gross MarginsESGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 -200

More info and screens

2

2. Health

2.1 Basic Checks

ESGR does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ESGR has more shares outstanding
ESGR has less shares outstanding than it did 5 years ago.
ESGR has a worse debt/assets ratio than last year.
ESGR Yearly Shares OutstandingESGR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
ESGR Yearly Total Debt VS Total AssetsESGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

ESGR has a debt to FCF ratio of 3.80. This is a good value and a sign of high solvency as ESGR would need 3.80 years to pay back of all of its debts.
With a Debt to FCF ratio value of 3.80, ESGR is not doing good in the industry: 62.94% of the companies in the same industry are doing better.
A Debt/Equity ratio of 0.30 indicates that ESGR is not too dependend on debt financing.
ESGR's Debt to Equity ratio of 0.30 is in line compared to the rest of the industry. ESGR outperforms 56.64% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.8
Altman-Z N/A
ROIC/WACCN/A
WACC7.57%
ESGR Yearly LT Debt VS Equity VS FCFESGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ESGR Yearly Current Assets VS Current LiabilitesESGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 10M 20M 30M 40M

More info and screens

1

3. Growth

3.1 Past

The earnings per share for ESGR have decreased strongly by -47.31% in the last year.
ESGR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.80% yearly.
ESGR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -16.87%.
The Revenue for ESGR have been decreasing by -19.31% on average. This is quite bad
EPS 1Y (TTM)-47.31%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-75.61%
Revenue 1Y (TTM)-16.87%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%55.84%

3.2 Future

ESGR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.07% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ESGR Yearly Revenue VS EstimatesESGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 500M 1B 1.5B 2B
ESGR Yearly EPS VS EstimatesESGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 10 20 30 40

More info and screens

4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 9.19, the valuation of ESGR can be described as reasonable.
72.03% of the companies in the same industry are more expensive than ESGR, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 29.35, ESGR is valued rather cheaply.
A Price/Forward Earnings ratio of 8.13 indicates a reasonable valuation of ESGR.
Based on the Price/Forward Earnings ratio, ESGR is valued a bit cheaper than 72.73% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ESGR to the average of the S&P500 Index (22.10), we can say ESGR is valued rather cheaply.
Industry RankSector Rank
PE 9.19
Fwd PE 8.13
ESGR Price Earnings VS Forward Price EarningsESGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

ESGR's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 10.23
EV/EBITDA N/A
ESGR Per share dataESGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

No dividends for ESGR!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

ENSTAR GROUP LTD

NASDAQ:ESGR (3/7/2025, 8:22:14 PM)

After market: 331.83 0 (0%)

331.83

+0.63 (+0.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-18 2025-02-18/amc
Earnings (Next)04-30 2025-04-30
Inst Owners73.24%
Inst Owner Change2.25%
Ins Owners8.38%
Ins Owner Change-1.15%
Market Cap4.94B
Analysts43.33
Price TargetN/A
Short Float %1.18%
Short Ratio1.34
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP6.67%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 9.19
Fwd PE 8.13
P/S 6.6
P/FCF 10.23
P/OCF 10.23
P/B 0.81
P/tB 0.81
EV/EBITDA N/A
EPS(TTM)36.09
EY10.88%
EPS(NY)40.8
Fwd EY12.3%
FCF(TTM)32.44
FCFY9.78%
OCF(TTM)32.44
OCFY9.78%
SpS50.3
BVpS409.07
TBVpS409.07
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.65%
ROE 8.87%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 63.42%
PM (TTM) 72.1%
GM N/A
FCFM 64.49%
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 3.8
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.4
Cash Conversion N/A
Profit Quality 89.44%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC7.57%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-47.31%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-75.61%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-16.87%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%55.84%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-23.76%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.65%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-7.65%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%