ENSTAR GROUP LTD (ESGR)
BMG3075P1014 - Common Stock
Taking everything into account, ESGR scores 3 out of 10 in our fundamental rating. ESGR was compared to 141 industry peers in the Insurance industry. There are concerns on the financial health of ESGR while its profitability can be described as average. ESGR has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year ESGR was profitable.
ESGR had a positive operating cash flow in the past year.
Of the past 5 years ESGR 4 years were profitable.
In the past 5 years ESGR always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.90%, ESGR is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
ESGR has a Return On Equity of 16.38%. This is in the better half of the industry: ESGR outperforms 69.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.9% | ||
| ROE | 16.38% | ||
| ROIC | N/A |
ROA(3y)1.05%
ROA(5y)3.13%
ROE(3y)2.84%
ROE(5y)10.58%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ESGR has a better Profit Margin (149.62%) than 97.86% of its industry peers.
In the last couple of years the Profit Margin of ESGR has declined.
The Operating Margin of ESGR (63.05%) is better than 98.57% of its industry peers.
In the last couple of years the Operating Margin of ESGR has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 63.05% | ||
| PM (TTM) | 149.62% | ||
| GM | N/A |
OM growth 3Y96.63%
OM growth 5YN/A
PM growth 3Y-5.79%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ESGR does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for ESGR has been reduced compared to 1 year ago.
The number of shares outstanding for ESGR has been reduced compared to 5 years ago.
The debt/assets ratio for ESGR is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of ESGR is 3.16, which is a good value as it means it would take ESGR, 3.16 years of fcf income to pay off all of its debts.
ESGR has a worse Debt to FCF ratio (3.16) than 60.00% of its industry peers.
A Debt/Equity ratio of 0.30 indicates that ESGR is not too dependend on debt financing.
ESGR's Debt to Equity ratio of 0.30 is in line compared to the rest of the industry. ESGR outperforms 55.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 3.16 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.7%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 41.13% over the past year.
Measured over the past years, ESGR shows a decrease in Earnings Per Share. The EPS has been decreasing by -4.60% on average per year.
ESGR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -25.67%.
The Revenue has been growing slightly by 7.79% on average over the past years.
EPS 1Y (TTM)41.13%
EPS 3Y-4.6%
EPS 5YN/A
EPS Q2Q%304.85%
Revenue 1Y (TTM)-25.67%
Revenue growth 3Y-9.04%
Revenue growth 5Y7.79%
Sales Q2Q%37.59%
3.2 Future
Based on estimates for the next years, ESGR will show a small growth in Earnings Per Share. The EPS will grow by 1.92% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-5.88%
EPS Next 2Y-2.99%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 4.85, the valuation of ESGR can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of ESGR indicates a rather cheap valuation: ESGR is cheaper than 81.43% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.29, ESGR is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 7.88, the valuation of ESGR can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ESGR indicates a somewhat cheap valuation: ESGR is cheaper than 72.86% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.78. ESGR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.85 | ||
| Fwd PE | 7.88 |
4.2 Price Multiples
ESGR's Enterprise Value to EBITDA ratio is in line with the industry average.
ESGR's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.44 | ||
| EV/EBITDA | 14.49 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.99%
EPS Next 3Y1.92%
5. Dividend
5.1 Amount
No dividends for ESGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
ENSTAR GROUP LTD
NASDAQ:ESGR (12/23/2024, 8:00:02 PM)
After market: 321.6 0 (0%)321.6
-0.35 (-0.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners71.9%
Inst Owner Change0.22%
Ins Owners7%
Ins Owner Change-1.54%
Market Cap4.90B
Analysts43.33
Price TargetN/A
Short Float %0.41%
Short Ratio0.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)29.09%
DP3.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.85 | ||
| Fwd PE | 7.88 | ||
| P/S | 7.39 | ||
| P/FCF | 8.44 | ||
| P/OCF | 8.44 | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 14.49 |
EPS(TTM)66.29
EY20.61%
EPS(NY)40.8
Fwd EY12.69%
FCF(TTM)38.08
FCFY11.84%
OCF(TTM)38.08
OCFY11.84%
SpS43.53
BVpS397.7
TBVpS397.7
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.9% | ||
| ROE | 16.38% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 63.05% | ||
| PM (TTM) | 149.62% | ||
| GM | N/A | ||
| FCFM | 87.48% |
ROA(3y)1.05%
ROA(5y)3.13%
ROE(3y)2.84%
ROE(5y)10.58%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y96.63%
OM growth 5YN/A
PM growth 3Y-5.79%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 3.16 | ||
| Debt/EBITDA | 4.31 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.27 | ||
| Cash Conversion | 136.47% | ||
| Profit Quality | 58.47% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.7%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.13%
EPS 3Y-4.6%
EPS 5YN/A
EPS Q2Q%304.85%
EPS Next Y-5.88%
EPS Next 2Y-2.99%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue 1Y (TTM)-25.67%
Revenue growth 3Y-9.04%
Revenue growth 5Y7.79%
Sales Q2Q%37.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-56.23%
EBIT growth 3Y78.85%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y104.88%
FCF growth 3Y-43.46%
FCF growth 5YN/A
OCF growth 1Y104.88%
OCF growth 3Y-43.46%
OCF growth 5YN/A