EQUITA GROUP SPA (EQUI.MI) Stock Fundamental Analysis
BIT:EQUI - Euronext Milan - IT0005312027 - Common Stock - Currency: EUR
Taking everything into account, EQUI scores 5 out of 10 in our fundamental rating. EQUI was compared to 102 industry peers in the Capital Markets industry. EQUI has an excellent profitability rating, but there are concerns on its financial health. EQUI has a correct valuation and a medium growth rate. EQUI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
EQUI had positive earnings in the past year.
EQUI had a positive operating cash flow in the past year.
In the past 5 years EQUI has always been profitable.
EQUI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
EQUI has a Return On Assets of 5.74%. This is in the better half of the industry: EQUI outperforms 79.05% of its industry peers.
With an excellent Return On Equity value of 21.44%, EQUI belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 7.20%, EQUI belongs to the top of the industry, outperforming 82.86% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for EQUI is below the industry average of 8.29%.
The last Return On Invested Capital (7.20%) for EQUI is above the 3 year average (5.90%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 21.44% | ||
| ROIC | 7.2% |
ROA(3y)4.95%
ROA(5y)4.47%
ROE(3y)17.17%
ROE(5y)15.54%
ROIC(3y)5.9%
ROIC(5y)5.19%
1.3 Margins
EQUI has a Profit Margin of 16.00%. This is in the better half of the industry: EQUI outperforms 65.71% of its industry peers.
EQUI's Profit Margin has been stable in the last couple of years.
EQUI has a Operating Margin of 23.94%. This is in the better half of the industry: EQUI outperforms 68.57% of its industry peers.
EQUI's Operating Margin has been stable in the last couple of years.
With an excellent Gross Margin value of 91.01%, EQUI belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
In the last couple of years the Gross Margin of EQUI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.94% | ||
| PM (TTM) | 16% | ||
| GM | 91.01% |
OM growth 3Y1.89%
OM growth 5Y0.9%
PM growth 3Y0.76%
PM growth 5Y-0.59%
GM growth 3Y0.16%
GM growth 5Y-0.38%
2. Health
2.1 Basic Checks
Compared to 1 year ago, EQUI has more shares outstanding
EQUI has more shares outstanding than it did 5 years ago.
EQUI has a better debt/assets ratio than last year.
2.2 Solvency
EQUI has an Altman-Z score of 0.97. This is a bad value and indicates that EQUI is not financially healthy and even has some risk of bankruptcy.
EQUI has a Altman-Z score (0.97) which is comparable to the rest of the industry.
The Debt to FCF ratio of EQUI is 12.25, which is on the high side as it means it would take EQUI, 12.25 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 12.25, EQUI is in the better half of the industry, outperforming 73.33% of the companies in the same industry.
A Debt/Equity ratio of 1.73 is on the high side and indicates that EQUI has dependencies on debt financing.
EQUI has a Debt to Equity ratio of 1.73. This is comparable to the rest of the industry: EQUI outperforms 53.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 12.25 | ||
| Altman-Z | 0.97 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
EQUI has a Current Ratio of 0.44. This is a bad value and indicates that EQUI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.44, EQUI perfoms like the industry average, outperforming 50.48% of the companies in the same industry.
A Quick Ratio of 0.44 indicates that EQUI may have some problems paying its short term obligations.
With a Quick ratio value of 0.44, EQUI perfoms like the industry average, outperforming 50.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.44 | ||
| Quick Ratio | 0.44 |
3. Growth
3.1 Past
EQUI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.90%, which is quite good.
The Earnings Per Share has been growing slightly by 6.56% on average over the past years.
EQUI shows a small growth in Revenue. In the last year, the Revenue has grown by 0.85%.
Measured over the past years, EQUI shows a quite strong growth in Revenue. The Revenue has been growing by 8.44% on average per year.
EPS 1Y (TTM)10.9%
EPS 3Y5.98%
EPS 5Y6.56%
EPS Q2Q%-6.16%
Revenue 1Y (TTM)0.85%
Revenue growth 3Y8.61%
Revenue growth 5Y8.44%
Sales Q2Q%-12.68%
3.2 Future
EQUI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.60% yearly.
Based on estimates for the next years, EQUI will show a small growth in Revenue. The Revenue will grow by 7.68% on average per year.
EPS Next Y-3.58%
EPS Next 2Y8.72%
EPS Next 3Y10.6%
EPS Next 5YN/A
Revenue Next Year1.48%
Revenue Next 2Y8.51%
Revenue Next 3Y7.68%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.93, which indicates a very decent valuation of EQUI.
Based on the Price/Earnings ratio, EQUI is valued cheaply inside the industry as 84.76% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 29.35. EQUI is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 11.02 indicates a reasonable valuation of EQUI.
80.00% of the companies in the same industry are more expensive than EQUI, based on the Price/Forward Earnings ratio.
EQUI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.10.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.93 | ||
| Fwd PE | 11.02 |
4.2 Price Multiples
EQUI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. EQUI is cheaper than 87.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.26 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
EQUI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.51
EPS Next 2Y8.72%
EPS Next 3Y10.6%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.24%, EQUI is a good candidate for dividend investing.
EQUI's Dividend Yield is rather good when compared to the industry average which is at 6.34. EQUI pays more dividend than 96.19% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.33, EQUI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.24% |
5.2 History
The dividend of EQUI has a limited annual growth rate of 2.88%.
Dividend Growth(5Y)2.88%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
82.16% of the earnings are spent on dividend by EQUI. This is not a sustainable payout ratio.
The dividend of EQUI is growing, but earnings are growing more, so the dividend growth is sustainable.
DP82.16%
EPS Next 2Y8.72%
EPS Next 3Y10.6%
BIT:EQUI (3/7/2025, 5:11:27 PM)
4.27
+0.02 (+0.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners7.8%
Inst Owner ChangeN/A
Ins Owners8.14%
Ins Owner ChangeN/A
Market Cap224.60M
Analysts85
Price Target4.59 (7.49%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.24% |
Yearly Dividend0.36
Dividend Growth(5Y)2.88%
DP82.16%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-12.8%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.93 | ||
| Fwd PE | 11.02 | ||
| P/S | 1.72 | ||
| P/FCF | 16.26 | ||
| P/OCF | 15.06 | ||
| P/B | 2.3 | ||
| P/tB | 3.16 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.43
EY10.07%
EPS(NY)0.39
Fwd EY9.08%
FCF(TTM)0.26
FCFY6.15%
OCF(TTM)0.28
OCFY6.64%
SpS2.49
BVpS1.86
TBVpS1.35
PEG (NY)N/A
PEG (5Y)1.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 21.44% | ||
| ROCE | 21.53% | ||
| ROIC | 7.2% | ||
| ROICexc | 10.16% | ||
| ROICexgc | 12.99% | ||
| OM | 23.94% | ||
| PM (TTM) | 16% | ||
| GM | 91.01% | ||
| FCFM | 10.56% |
ROA(3y)4.95%
ROA(5y)4.47%
ROE(3y)17.17%
ROE(5y)15.54%
ROIC(3y)5.9%
ROIC(5y)5.19%
ROICexc(3y)10.09%
ROICexc(5y)7.7%
ROICexgc(3y)12.68%
ROICexgc(5y)9.41%
ROCE(3y)8.71%
ROCE(5y)9.28%
ROICexcg growth 3Y31.85%
ROICexcg growth 5Y24.33%
ROICexc growth 3Y22.2%
ROICexc growth 5Y17.48%
OM growth 3Y1.89%
OM growth 5Y0.9%
PM growth 3Y0.76%
PM growth 5Y-0.59%
GM growth 3Y0.16%
GM growth 5Y-0.38%
F-Score6
Asset Turnover0.36
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.73 | ||
| Debt/FCF | 12.25 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.56 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 66% | ||
| Current Ratio | 0.44 | ||
| Quick Ratio | 0.44 | ||
| Altman-Z | 0.97 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.46%
Cap/Sales(5y)4.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.9%
EPS 3Y5.98%
EPS 5Y6.56%
EPS Q2Q%-6.16%
EPS Next Y-3.58%
EPS Next 2Y8.72%
EPS Next 3Y10.6%
EPS Next 5YN/A
Revenue 1Y (TTM)0.85%
Revenue growth 3Y8.61%
Revenue growth 5Y8.44%
Sales Q2Q%-12.68%
Revenue Next Year1.48%
Revenue Next 2Y8.51%
Revenue Next 3Y7.68%
Revenue Next 5YN/A
EBIT growth 1Y9.41%
EBIT growth 3Y10.67%
EBIT growth 5Y9.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y360.32%
FCF growth 3Y21.62%
FCF growth 5YN/A
OCF growth 1Y396.15%
OCF growth 3Y2.62%
OCF growth 5YN/A