EQUITABLE HOLDINGS INC (EQH) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:EQH • US29452E1010
46.4 USD
+0.3 (+0.65%)
At close: Jan 30, 2026
46.1 USD
-0.3 (-0.65%)
After Hours: 1/30/2026, 8:04:00 PM
EQH gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. While EQH seems to be doing ok healthwise, there are quite some concerns on its profitability. EQH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- EQH had positive earnings in the past year.
- EQH had a positive operating cash flow in the past year.
- In multiple years EQH reported negative net income over the last 5 years.
- EQH had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- EQH's Return On Assets of -0.24% is on the low side compared to the rest of the industry. EQH is outperformed by 74.23% of its industry peers.
- The Return On Equity of EQH (-520.27%) is worse than 92.78% of its industry peers.
- EQH has a Return On Invested Capital of 0.52%. This is in the lower half of the industry: EQH underperforms 61.86% of its industry peers.
- EQH had an Average Return On Invested Capital over the past 3 years of 0.99%. This is significantly below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROIC | 0.52% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
1.3 Margins
- EQH's Operating Margin of 12.18% is in line compared to the rest of the industry. EQH outperforms 47.42% of its industry peers.
- In the last couple of years the Operating Margin of EQH has grown nicely.
- EQH's Gross Margin of 49.15% is fine compared to the rest of the industry. EQH outperforms 67.01% of its industry peers.
- EQH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% |
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), EQH is destroying value.
- Compared to 1 year ago, EQH has less shares outstanding
- The number of shares outstanding for EQH has been reduced compared to 5 years ago.
- EQH has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.21, we must say that EQH is in the distress zone and has some risk of bankruptcy.
- EQH has a Altman-Z score (0.21) which is in line with its industry peers.
- EQH has a debt to FCF ratio of 19.39. This is a negative value and a sign of low solvency as EQH would need 19.39 years to pay back of all of its debts.
- EQH has a Debt to FCF ratio (19.39) which is in line with its industry peers.
- A Debt/Equity ratio of 104.84 is on the high side and indicates that EQH has dependencies on debt financing.
- EQH has a Debt to Equity ratio of 104.84. This is amonst the worse of the industry: EQH underperforms 94.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Altman-Z | 0.21 |
ROIC/WACC0.08
WACC6.29%
2.3 Liquidity
- EQH has a Current Ratio of 2.45. This indicates that EQH is financially healthy and has no problem in meeting its short term obligations.
- EQH's Current ratio of 2.45 is amongst the best of the industry. EQH outperforms 80.41% of its industry peers.
- EQH has a Quick Ratio of 2.45. This indicates that EQH is financially healthy and has no problem in meeting its short term obligations.
- EQH's Quick ratio of 2.45 is amongst the best of the industry. EQH outperforms 81.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 |
3. Growth
3.1 Past
- The earnings per share for EQH have decreased by -4.72% in the last year.
- EQH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.12% yearly.
- Looking at the last year, EQH shows a decrease in Revenue. The Revenue has decreased by -4.25% in the last year.
- Measured over the past years, EQH shows a small growth in Revenue. The Revenue has been growing by 4.47% on average per year.
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
3.2 Future
- Based on estimates for the next years, EQH will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.10% on average per year.
- Based on estimates for the next years, EQH will show a small growth in Revenue. The Revenue will grow by 6.07% on average per year.
EPS Next Y-4.26%
EPS Next 2Y16.06%
EPS Next 3Y17.08%
EPS Next 5Y14.1%
Revenue Next Year0.94%
Revenue Next 2Y4.21%
Revenue Next 3Y5.46%
Revenue Next 5Y6.07%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 8.51 indicates a reasonable valuation of EQH.
- 75.26% of the companies in the same industry are more expensive than EQH, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 28.30, EQH is valued rather cheaply.
- A Price/Forward Earnings ratio of 5.78 indicates a rather cheap valuation of EQH.
- 86.60% of the companies in the same industry are more expensive than EQH, based on the Price/Forward Earnings ratio.
- EQH is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | 5.78 |
4.2 Price Multiples
- 80.41% of the companies in the same industry are more expensive than EQH, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, EQH is valued a bit cheaper than the industry average as 72.16% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.15 | ||
| EV/EBITDA | 7.46 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as EQH's earnings are expected to grow with 17.08% in the coming years.
PEG (NY)N/A
PEG (5Y)2.07
EPS Next 2Y16.06%
EPS Next 3Y17.08%
5. Dividend
5.1 Amount
- EQH has a Yearly Dividend Yield of 2.34%.
- EQH's Dividend Yield is a higher than the industry average which is at 2.10.
- Compared to an average S&P500 Dividend Yield of 1.82, EQH pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.34% |
5.2 History
- The dividend of EQH is nicely growing with an annual growth rate of 15.63%!
- EQH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)15.63%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The earnings of EQH are negative and hence is the payout ratio. EQH will probably not be able to sustain this dividend level.
- The dividend of EQH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-50.13%
EPS Next 2Y16.06%
EPS Next 3Y17.08%
EQUITABLE HOLDINGS INC / EQH FAQ
Can you provide the ChartMill fundamental rating for EQUITABLE HOLDINGS INC?
ChartMill assigns a fundamental rating of 4 / 10 to EQH.
Can you provide the valuation status for EQUITABLE HOLDINGS INC?
ChartMill assigns a valuation rating of 6 / 10 to EQUITABLE HOLDINGS INC (EQH). This can be considered as Fairly Valued.
Can you provide the profitability details for EQUITABLE HOLDINGS INC?
EQUITABLE HOLDINGS INC (EQH) has a profitability rating of 3 / 10.
What are the PE and PB ratios of EQUITABLE HOLDINGS INC (EQH) stock?
The Price/Earnings (PE) ratio for EQUITABLE HOLDINGS INC (EQH) is 8.51 and the Price/Book (PB) ratio is 89.83.
Can you provide the expected EPS growth for EQH stock?
The Earnings per Share (EPS) of EQUITABLE HOLDINGS INC (EQH) is expected to decline by -4.26% in the next year.