EQUITABLE HOLDINGS INC (EQH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:EQH - US29452E1010 - Common Stock
47.58 USD
+0.76 (+1.62%)
47.58 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to EQH. EQH was compared to 98 industry peers in the Financial Services industry. EQH scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. EQH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year EQH was profitable.
- In the past year EQH had a positive cash flow from operations.
- In multiple years EQH reported negative net income over the last 5 years.
- EQH had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- The Return On Assets of EQH (-0.24%) is worse than 74.49% of its industry peers.
- With a Return On Equity value of -520.27%, EQH is not doing good in the industry: 92.86% of the companies in the same industry are doing better.
- EQH has a Return On Invested Capital of 0.52%. This is in the lower half of the industry: EQH underperforms 62.24% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for EQH is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROIC | 0.52% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
1.3 Margins
- With a Operating Margin value of 12.18%, EQH perfoms like the industry average, outperforming 46.94% of the companies in the same industry.
- In the last couple of years the Operating Margin of EQH has grown nicely.
- With a decent Gross Margin value of 49.15%, EQH is doing good in the industry, outperforming 67.35% of the companies in the same industry.
- In the last couple of years the Gross Margin of EQH has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% |
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
2. Health
2.1 Basic Checks
- EQH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- EQH has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, EQH has less shares outstanding
- Compared to 1 year ago, EQH has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.21, we must say that EQH is in the distress zone and has some risk of bankruptcy.
- EQH has a Altman-Z score of 0.21. This is comparable to the rest of the industry: EQH outperforms 47.96% of its industry peers.
- EQH has a debt to FCF ratio of 19.39. This is a negative value and a sign of low solvency as EQH would need 19.39 years to pay back of all of its debts.
- EQH has a Debt to FCF ratio of 19.39. This is comparable to the rest of the industry: EQH outperforms 40.82% of its industry peers.
- A Debt/Equity ratio of 104.84 is on the high side and indicates that EQH has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 104.84, EQH is doing worse than 94.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Altman-Z | 0.21 |
ROIC/WACC0.08
WACC6.38%
2.3 Liquidity
- A Current Ratio of 2.45 indicates that EQH has no problem at all paying its short term obligations.
- With a decent Current ratio value of 2.45, EQH is doing good in the industry, outperforming 79.59% of the companies in the same industry.
- EQH has a Quick Ratio of 2.45. This indicates that EQH is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 2.45, EQH belongs to the top of the industry, outperforming 80.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 |
3. Growth
3.1 Past
- EQH shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.72%.
- Measured over the past 5 years, EQH shows a small growth in Earnings Per Share. The EPS has been growing by 4.12% on average per year.
- EQH shows a decrease in Revenue. In the last year, the revenue decreased by -4.25%.
- Measured over the past years, EQH shows a small growth in Revenue. The Revenue has been growing by 4.47% on average per year.
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
3.2 Future
- Based on estimates for the next years, EQH will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.10% on average per year.
- Based on estimates for the next years, EQH will show a small growth in Revenue. The Revenue will grow by 6.07% on average per year.
EPS Next Y-4.14%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
EPS Next 5Y14.1%
Revenue Next Year0.68%
Revenue Next 2Y3.83%
Revenue Next 3Y5.3%
Revenue Next 5Y6.07%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.73, the valuation of EQH can be described as reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of EQH indicates a somewhat cheap valuation: EQH is cheaper than 68.37% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, EQH is valued rather cheaply.
- EQH is valuated cheaply with a Price/Forward Earnings ratio of 5.92.
- Based on the Price/Forward Earnings ratio, EQH is valued cheaply inside the industry as 84.69% of the companies are valued more expensively.
- EQH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.73 | ||
| Fwd PE | 5.92 |
4.2 Price Multiples
- 77.55% of the companies in the same industry are more expensive than EQH, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, EQH is valued a bit cheaper than 72.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.44 | ||
| EV/EBITDA | 7.54 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as EQH's earnings are expected to grow with 16.96% in the coming years.
PEG (NY)N/A
PEG (5Y)2.12
EPS Next 2Y16.11%
EPS Next 3Y16.96%
5. Dividend
5.1 Amount
- EQH has a Yearly Dividend Yield of 2.25%.
- EQH's Dividend Yield is a higher than the industry average which is at 2.49.
- Compared to an average S&P500 Dividend Yield of 1.91, EQH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
5.2 History
- The dividend of EQH is nicely growing with an annual growth rate of 15.63%!
- EQH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)15.63%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The earnings of EQH are negative and hence is the payout ratio. EQH will probably not be able to sustain this dividend level.
- The dividend of EQH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-50.13%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
47.58
+0.76 (+1.62%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners102.57%
Inst Owner Change0.31%
Ins Owners0.47%
Ins Owner Change-0.29%
Market Cap13.63B
Revenue(TTM)15.06B
Net Income(TTM)-770.00M
Analysts80
Price Target65.67 (38.02%)
Short Float %2.58%
Short Ratio2.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
Yearly Dividend1.19
Dividend Growth(5Y)15.63%
DP-50.13%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.21%
Min EPS beat(2)-15.26%
Max EPS beat(2)-9.16%
EPS beat(4)0
Avg EPS beat(4)-10.23%
Min EPS beat(4)-15.26%
Max EPS beat(4)-3.88%
EPS beat(8)3
Avg EPS beat(8)-2.6%
EPS beat(12)3
Avg EPS beat(12)-5.84%
EPS beat(16)6
Avg EPS beat(16)-3.92%
Revenue beat(2)0
Avg Revenue beat(2)-33.36%
Min Revenue beat(2)-40.44%
Max Revenue beat(2)-26.28%
Revenue beat(4)1
Avg Revenue beat(4)-16.29%
Min Revenue beat(4)-40.44%
Max Revenue beat(4)12.88%
Revenue beat(8)1
Avg Revenue beat(8)-21.51%
Revenue beat(12)3
Avg Revenue beat(12)-17.79%
Revenue beat(16)5
Avg Revenue beat(16)-15.64%
PT rev (1m)0.21%
PT rev (3m)-1.7%
EPS NQ rev (1m)-0.27%
EPS NQ rev (3m)-0.12%
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-3.47%
Revenue NQ rev (1m)0.83%
Revenue NQ rev (3m)10.18%
Revenue NY rev (1m)-1.01%
Revenue NY rev (3m)5.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.73 | ||
| Fwd PE | 5.92 | ||
| P/S | 0.91 | ||
| P/FCF | 11.44 | ||
| P/OCF | 10.75 | ||
| P/B | 92.12 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.54 |
EPS(TTM)5.45
EY11.45%
EPS(NY)8.03
Fwd EY16.89%
FCF(TTM)4.16
FCFY8.74%
OCF(TTM)4.43
OCFY9.3%
SpS52.55
BVpS0.52
TBVpS-18.07
PEG (NY)N/A
PEG (5Y)2.12
Graham Number7.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROCE | 0.61% | ||
| ROIC | 0.52% | ||
| ROICexc | 0.55% | ||
| ROICexgc | 1.16% | ||
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% | ||
| FCFM | 7.92% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
ROICexc(3y)1.01%
ROICexc(5y)0.95%
ROICexgc(3y)2.3%
ROICexgc(5y)2.17%
ROCE(3y)1.15%
ROCE(5y)1.08%
ROICexgc growth 3Y0.46%
ROICexgc growth 5Y11.98%
ROICexc growth 3Y2.18%
ROICexc growth 5Y13.84%
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
F-Score4
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Debt/EBITDA | 5.73 | ||
| Cap/Depr | 8.72% | ||
| Cap/Sales | 0.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 46.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 | ||
| Altman-Z | 0.21 |
F-Score4
WACC6.38%
ROIC/WACC0.08
Cap/Depr(3y)17.57%
Cap/Depr(5y)16.59%
Cap/Sales(3y)1.02%
Cap/Sales(5y)0.92%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
EPS Next Y-4.14%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
EPS Next 5Y14.1%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
Revenue Next Year0.68%
Revenue Next 2Y3.83%
Revenue Next 3Y5.3%
Revenue Next 5Y6.07%
EBIT growth 1Y-52.73%
EBIT growth 3Y2.49%
EBIT growth 5Y17.6%
EBIT Next Year1.82%
EBIT Next 3Y12.06%
EBIT Next 5YN/A
FCF growth 1Y336.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y456.18%
OCF growth 3YN/A
OCF growth 5YN/A
EQUITABLE HOLDINGS INC / EQH FAQ
Can you provide the ChartMill fundamental rating for EQUITABLE HOLDINGS INC?
ChartMill assigns a fundamental rating of 4 / 10 to EQH.
Can you provide the valuation status for EQUITABLE HOLDINGS INC?
ChartMill assigns a valuation rating of 6 / 10 to EQUITABLE HOLDINGS INC (EQH). This can be considered as Fairly Valued.
Can you provide the profitability details for EQUITABLE HOLDINGS INC?
EQUITABLE HOLDINGS INC (EQH) has a profitability rating of 3 / 10.
What are the PE and PB ratios of EQUITABLE HOLDINGS INC (EQH) stock?
The Price/Earnings (PE) ratio for EQUITABLE HOLDINGS INC (EQH) is 8.73 and the Price/Book (PB) ratio is 92.12.
Can you provide the expected EPS growth for EQH stock?
The Earnings per Share (EPS) of EQUITABLE HOLDINGS INC (EQH) is expected to decline by -4.14% in the next year.