EQUITABLE HOLDINGS INC (EQH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:EQH - US29452E1010 - Common Stock
46.82 USD
-0.92 (-1.93%)
46.82 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to EQH. EQH was compared to 98 industry peers in the Financial Services industry. While EQH seems to be doing ok healthwise, there are quite some concerns on its profitability. EQH has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year EQH was profitable.
- EQH had a positive operating cash flow in the past year.
- In multiple years EQH reported negative net income over the last 5 years.
- In the past 5 years EQH reported 4 times negative operating cash flow.
1.2 Ratios
- The Return On Assets of EQH (-0.24%) is worse than 74.49% of its industry peers.
- The Return On Equity of EQH (-520.27%) is worse than 92.86% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.52%, EQH is doing worse than 62.24% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for EQH is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROIC | 0.52% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
1.3 Margins
- EQH has a Operating Margin (12.18%) which is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of EQH has grown nicely.
- Looking at the Gross Margin, with a value of 49.15%, EQH is in the better half of the industry, outperforming 67.35% of the companies in the same industry.
- EQH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% |
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
2. Health
2.1 Basic Checks
- EQH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for EQH has been reduced compared to 1 year ago.
- The number of shares outstanding for EQH has been reduced compared to 5 years ago.
- EQH has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.21, we must say that EQH is in the distress zone and has some risk of bankruptcy.
- EQH's Altman-Z score of 0.21 is in line compared to the rest of the industry. EQH outperforms 47.96% of its industry peers.
- The Debt to FCF ratio of EQH is 19.39, which is on the high side as it means it would take EQH, 19.39 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 19.39, EQH perfoms like the industry average, outperforming 40.82% of the companies in the same industry.
- EQH has a Debt/Equity ratio of 104.84. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of EQH (104.84) is worse than 94.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Altman-Z | 0.21 |
ROIC/WACC0.08
WACC6.37%
2.3 Liquidity
- EQH has a Current Ratio of 2.45. This indicates that EQH is financially healthy and has no problem in meeting its short term obligations.
- EQH has a Current ratio of 2.45. This is in the better half of the industry: EQH outperforms 79.59% of its industry peers.
- A Quick Ratio of 2.45 indicates that EQH has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 2.45, EQH belongs to the best of the industry, outperforming 80.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 |
3. Growth
3.1 Past
- The earnings per share for EQH have decreased by -4.72% in the last year.
- The Earnings Per Share has been growing slightly by 4.12% on average over the past years.
- EQH shows a decrease in Revenue. In the last year, the revenue decreased by -4.25%.
- Measured over the past years, EQH shows a small growth in Revenue. The Revenue has been growing by 4.47% on average per year.
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
3.2 Future
- EQH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.10% yearly.
- EQH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.07% yearly.
EPS Next Y-4.14%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
EPS Next 5Y14.1%
Revenue Next Year0.68%
Revenue Next 2Y3.83%
Revenue Next 3Y5.3%
Revenue Next 5Y6.07%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 8.59, which indicates a very decent valuation of EQH.
- Compared to the rest of the industry, the Price/Earnings ratio of EQH indicates a somewhat cheap valuation: EQH is cheaper than 68.37% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.30. EQH is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 5.83, the valuation of EQH can be described as very cheap.
- 84.69% of the companies in the same industry are more expensive than EQH, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of EQH to the average of the S&P500 Index (24.04), we can say EQH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.59 | ||
| Fwd PE | 5.83 |
4.2 Price Multiples
- EQH's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. EQH is cheaper than 77.55% of the companies in the same industry.
- EQH's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EQH is cheaper than 72.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.25 | ||
| EV/EBITDA | 7.54 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as EQH's earnings are expected to grow with 16.96% in the coming years.
PEG (NY)N/A
PEG (5Y)2.08
EPS Next 2Y16.11%
EPS Next 3Y16.96%
5. Dividend
5.1 Amount
- EQH has a Yearly Dividend Yield of 2.25%.
- EQH's Dividend Yield is a higher than the industry average which is at 2.49.
- Compared to an average S&P500 Dividend Yield of 1.92, EQH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
5.2 History
- On average, the dividend of EQH grows each year by 15.63%, which is quite nice.
- EQH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)15.63%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- EQH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
- The dividend of EQH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-50.13%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
46.82
-0.92 (-1.93%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners102.57%
Inst Owner Change0.31%
Ins Owners0.47%
Ins Owner Change-0.29%
Market Cap13.42B
Revenue(TTM)15.06B
Net Income(TTM)-770.00M
Analysts80
Price Target65.67 (40.26%)
Short Float %2.58%
Short Ratio2.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
Yearly Dividend1.19
Dividend Growth(5Y)15.63%
DP-50.13%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.21%
Min EPS beat(2)-15.26%
Max EPS beat(2)-9.16%
EPS beat(4)0
Avg EPS beat(4)-10.23%
Min EPS beat(4)-15.26%
Max EPS beat(4)-3.88%
EPS beat(8)3
Avg EPS beat(8)-2.6%
EPS beat(12)3
Avg EPS beat(12)-5.84%
EPS beat(16)6
Avg EPS beat(16)-3.92%
Revenue beat(2)0
Avg Revenue beat(2)-33.36%
Min Revenue beat(2)-40.44%
Max Revenue beat(2)-26.28%
Revenue beat(4)1
Avg Revenue beat(4)-16.29%
Min Revenue beat(4)-40.44%
Max Revenue beat(4)12.88%
Revenue beat(8)1
Avg Revenue beat(8)-21.51%
Revenue beat(12)3
Avg Revenue beat(12)-17.79%
Revenue beat(16)5
Avg Revenue beat(16)-15.64%
PT rev (1m)0.21%
PT rev (3m)-1.7%
EPS NQ rev (1m)-0.27%
EPS NQ rev (3m)-0.12%
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-3.47%
Revenue NQ rev (1m)0.83%
Revenue NQ rev (3m)10.18%
Revenue NY rev (1m)-1.01%
Revenue NY rev (3m)5.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.59 | ||
| Fwd PE | 5.83 | ||
| P/S | 0.89 | ||
| P/FCF | 11.25 | ||
| P/OCF | 10.58 | ||
| P/B | 90.64 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.54 |
EPS(TTM)5.45
EY11.64%
EPS(NY)8.03
Fwd EY17.16%
FCF(TTM)4.16
FCFY8.89%
OCF(TTM)4.43
OCFY9.45%
SpS52.55
BVpS0.52
TBVpS-18.07
PEG (NY)N/A
PEG (5Y)2.08
Graham Number7.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROCE | 0.61% | ||
| ROIC | 0.52% | ||
| ROICexc | 0.55% | ||
| ROICexgc | 1.16% | ||
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% | ||
| FCFM | 7.92% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
ROICexc(3y)1.01%
ROICexc(5y)0.95%
ROICexgc(3y)2.3%
ROICexgc(5y)2.17%
ROCE(3y)1.15%
ROCE(5y)1.08%
ROICexgc growth 3Y0.46%
ROICexgc growth 5Y11.98%
ROICexc growth 3Y2.18%
ROICexc growth 5Y13.84%
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
F-Score4
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Debt/EBITDA | 5.73 | ||
| Cap/Depr | 8.72% | ||
| Cap/Sales | 0.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 46.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 | ||
| Altman-Z | 0.21 |
F-Score4
WACC6.37%
ROIC/WACC0.08
Cap/Depr(3y)17.57%
Cap/Depr(5y)16.59%
Cap/Sales(3y)1.02%
Cap/Sales(5y)0.92%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
EPS Next Y-4.14%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
EPS Next 5Y14.1%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
Revenue Next Year0.68%
Revenue Next 2Y3.83%
Revenue Next 3Y5.3%
Revenue Next 5Y6.07%
EBIT growth 1Y-52.73%
EBIT growth 3Y2.49%
EBIT growth 5Y17.6%
EBIT Next Year1.82%
EBIT Next 3Y12.06%
EBIT Next 5YN/A
FCF growth 1Y336.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y456.18%
OCF growth 3YN/A
OCF growth 5YN/A
EQUITABLE HOLDINGS INC / EQH FAQ
Can you provide the ChartMill fundamental rating for EQUITABLE HOLDINGS INC?
ChartMill assigns a fundamental rating of 4 / 10 to EQH.
Can you provide the valuation status for EQUITABLE HOLDINGS INC?
ChartMill assigns a valuation rating of 6 / 10 to EQUITABLE HOLDINGS INC (EQH). This can be considered as Fairly Valued.
Can you provide the profitability details for EQUITABLE HOLDINGS INC?
EQUITABLE HOLDINGS INC (EQH) has a profitability rating of 3 / 10.
What are the PE and PB ratios of EQUITABLE HOLDINGS INC (EQH) stock?
The Price/Earnings (PE) ratio for EQUITABLE HOLDINGS INC (EQH) is 8.59 and the Price/Book (PB) ratio is 90.64.
Can you provide the expected EPS growth for EQH stock?
The Earnings per Share (EPS) of EQUITABLE HOLDINGS INC (EQH) is expected to decline by -4.14% in the next year.