Envestnet Inc (ENV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ENV - US29404K1060 - Common Stock
63.14 USD
+0.05 (+0.08%)
63.14 USD
0 (0%)
Taking everything into account, ENV scores 4 out of 10 in our fundamental rating. ENV was compared to 278 industry peers in the Software industry. ENV may be in some trouble as it scores bad on both profitability and health. ENV is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
ENV had positive earnings in the past year.
In the past year ENV had a positive cash flow from operations.
ENV had negative earnings in 4 of the past 5 years.
ENV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of -14.30%, ENV is doing worse than 66.31% of the companies in the same industry.
ENV has a worse Return On Equity (-49.66%) than 68.82% of its industry peers.
ENV's Return On Invested Capital of 5.67% is fine compared to the rest of the industry. ENV outperforms 76.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -14.3% | ||
| ROE | -49.66% | ||
| ROIC | 5.67% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ENV's Operating Margin of 6.50% is fine compared to the rest of the industry. ENV outperforms 73.48% of its industry peers.
In the last couple of years the Operating Margin of ENV has grown nicely.
ENV has a worse Gross Margin (60.47%) than 60.22% of its industry peers.
In the last couple of years the Gross Margin of ENV has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.5% | ||
| PM (TTM) | N/A | ||
| GM | 60.47% |
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ENV is destroying value.
The number of shares outstanding for ENV has been increased compared to 1 year ago.
ENV has more shares outstanding than it did 5 years ago.
ENV has a worse debt/assets ratio than last year.
2.2 Solvency
ENV has an Altman-Z score of 2.00. This is not the best score and indicates that ENV is in the grey zone with still only limited risk for bankruptcy at the moment.
ENV has a Altman-Z score (2.00) which is comparable to the rest of the industry.
The Debt to FCF ratio of ENV is 5.32, which is a neutral value as it means it would take ENV, 5.32 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of ENV (5.32) is comparable to the rest of the industry.
ENV has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.
ENV has a worse Debt to Equity ratio (1.07) than 77.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | 5.32 | ||
| Altman-Z | 2 |
ROIC/WACC0.53
WACC10.64%
2.3 Liquidity
A Current Ratio of 0.59 indicates that ENV may have some problems paying its short term obligations.
ENV's Current ratio of 0.59 is on the low side compared to the rest of the industry. ENV is outperformed by 91.40% of its industry peers.
A Quick Ratio of 0.59 indicates that ENV may have some problems paying its short term obligations.
With a Quick ratio value of 0.59, ENV is not doing good in the industry: 91.04% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
ENV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.53%, which is quite impressive.
The Earnings Per Share has been growing slightly by 2.10% on average over the past years.
Looking at the last year, ENV shows a quite strong growth in Revenue. The Revenue has grown by 9.50% in the last year.
Measured over the past years, ENV shows a quite strong growth in Revenue. The Revenue has been growing by 8.92% on average per year.
EPS 1Y (TTM)29.53%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS Q2Q%25%
Revenue 1Y (TTM)9.5%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Sales Q2Q%9.18%
3.2 Future
Based on estimates for the next years, ENV will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.22% on average per year.
Based on estimates for the next years, ENV will show a quite strong growth in Revenue. The Revenue will grow by 8.64% on average per year.
EPS Next Y27.65%
EPS Next 2Y25.28%
EPS Next 3Y24.88%
EPS Next 5Y18.22%
Revenue Next Year11.9%
Revenue Next 2Y11.98%
Revenue Next 3Y12.02%
Revenue Next 5Y8.64%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 25.26, which means the current valuation is very expensive for ENV.
Based on the Price/Earnings ratio, ENV is valued a bit cheaper than 79.57% of the companies in the same industry.
ENV is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.61, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 18.89, ENV is valued on the expensive side.
ENV's Price/Forward Earnings ratio is rather cheap when compared to the industry. ENV is cheaper than 82.08% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ENV to the average of the S&P500 Index (24.01), we can say ENV is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.26 | ||
| Fwd PE | 18.89 |
4.2 Price Multiples
ENV's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ENV is cheaper than 84.95% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, ENV is valued cheaply inside the industry as 86.74% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.11 | ||
| EV/EBITDA | 18.08 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ENV's earnings are expected to grow with 24.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.91
PEG (5Y)12.04
EPS Next 2Y25.28%
EPS Next 3Y24.88%
5. Dividend
5.1 Amount
No dividends for ENV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
63.14
+0.05 (+0.08%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners93.01%
Inst Owner Change0%
Ins Owners3.19%
Ins Owner Change0%
Market Cap3.49B
Revenue(TTM)1.34B
Net Income(TTM)-261.52M
Analysts51.43
Price Target65.92 (4.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-5.95%
Min EPS beat(2)-12.64%
Max EPS beat(2)0.74%
EPS beat(4)3
Avg EPS beat(4)4.28%
Min EPS beat(4)-12.64%
Max EPS beat(4)20.8%
EPS beat(8)6
Avg EPS beat(8)3.08%
EPS beat(12)9
Avg EPS beat(12)3.51%
EPS beat(16)13
Avg EPS beat(16)4.85%
Revenue beat(2)1
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.54%
Revenue beat(4)2
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.89%
Revenue beat(8)2
Avg Revenue beat(8)-1.03%
Revenue beat(12)4
Avg Revenue beat(12)-0.87%
Revenue beat(16)6
Avg Revenue beat(16)-0.58%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)7.26%
EPS NQ rev (3m)7.26%
EPS NY rev (1m)1.01%
EPS NY rev (3m)0.45%
Revenue NQ rev (1m)2.43%
Revenue NQ rev (3m)2.43%
Revenue NY rev (1m)0.57%
Revenue NY rev (3m)0.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.26 | ||
| Fwd PE | 18.89 | ||
| P/S | 2.61 | ||
| P/FCF | 21.11 | ||
| P/OCF | 13.34 | ||
| P/B | 6.64 | ||
| P/tB | N/A | ||
| EV/EBITDA | 18.08 |
EPS(TTM)2.5
EY3.96%
EPS(NY)3.34
Fwd EY5.29%
FCF(TTM)2.99
FCFY4.74%
OCF(TTM)4.73
OCFY7.5%
SpS24.15
BVpS9.51
TBVpS-12.16
PEG (NY)0.91
PEG (5Y)12.04
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -14.3% | ||
| ROE | -49.66% | ||
| ROCE | 7.18% | ||
| ROIC | 5.67% | ||
| ROICexc | 6.75% | ||
| ROICexgc | N/A | ||
| OM | 6.5% | ||
| PM (TTM) | N/A | ||
| GM | 60.47% | ||
| FCFM | 12.38% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y17.56%
ROICexgc growth 5YN/A
ROICexc growth 3Y34.22%
ROICexc growth 5Y8.11%
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
F-Score4
Asset Turnover0.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | 5.32 | ||
| Debt/EBITDA | 2.44 | ||
| Cap/Depr | 66.81% | ||
| Cap/Sales | 7.21% | ||
| Interest Coverage | 4.26 | ||
| Cash Conversion | 113.28% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2 |
F-Score4
WACC10.64%
ROIC/WACC0.53
Cap/Depr(3y)96.43%
Cap/Depr(5y)80.29%
Cap/Sales(3y)9.94%
Cap/Sales(5y)8.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.53%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS Q2Q%25%
EPS Next Y27.65%
EPS Next 2Y25.28%
EPS Next 3Y24.88%
EPS Next 5Y18.22%
Revenue 1Y (TTM)9.5%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Sales Q2Q%9.18%
Revenue Next Year11.9%
Revenue Next 2Y11.98%
Revenue Next 3Y12.02%
Revenue Next 5Y8.64%
EBIT growth 1Y372.37%
EBIT growth 3Y33.33%
EBIT growth 5Y26.49%
EBIT Next Year80.72%
EBIT Next 3Y35.79%
EBIT Next 5Y22.81%
FCF growth 1Y253.69%
FCF growth 3Y-37.94%
FCF growth 5Y-19.53%
OCF growth 1Y57.06%
OCF growth 3Y-3.02%
OCF growth 5Y5.7%
Envestnet Inc / ENV FAQ
What is the ChartMill fundamental rating of Envestnet Inc (ENV) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ENV.
Can you provide the valuation status for Envestnet Inc?
ChartMill assigns a valuation rating of 6 / 10 to Envestnet Inc (ENV). This can be considered as Fairly Valued.
Can you provide the profitability details for Envestnet Inc?
Envestnet Inc (ENV) has a profitability rating of 3 / 10.
What is the financial health of Envestnet Inc (ENV) stock?
The financial health rating of Envestnet Inc (ENV) is 1 / 10.
Can you provide the dividend sustainability for ENV stock?
The dividend rating of Envestnet Inc (ENV) is 0 / 10 and the dividend payout ratio is 0%.