Envestnet Inc (ENV) Stock Fundamental Analysis
USA - NYSE:ENV - US29404K1060 - Common Stock
63.14 USD
+0.05 (+0.08%)
63.14 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to ENV. ENV was compared to 281 industry peers in the Software industry. ENV has a bad profitability rating. Also its financial health evaluation is rather negative. ENV is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
ENV had positive earnings in the past year.
In the past year ENV had a positive cash flow from operations.
ENV had negative earnings in 4 of the past 5 years.
ENV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ENV has a worse Return On Assets (-14.30%) than 66.31% of its industry peers.
ENV has a worse Return On Equity (-49.66%) than 68.82% of its industry peers.
With a decent Return On Invested Capital value of 5.67%, ENV is doing good in the industry, outperforming 76.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -14.3% | ||
| ROE | -49.66% | ||
| ROIC | 5.67% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ENV has a Operating Margin of 6.50%. This is in the better half of the industry: ENV outperforms 73.48% of its industry peers.
ENV's Operating Margin has improved in the last couple of years.
ENV has a worse Gross Margin (60.47%) than 60.22% of its industry peers.
In the last couple of years the Gross Margin of ENV has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.5% | ||
| PM (TTM) | N/A | ||
| GM | 60.47% |
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ENV is destroying value.
Compared to 1 year ago, ENV has more shares outstanding
The number of shares outstanding for ENV has been increased compared to 5 years ago.
The debt/assets ratio for ENV is higher compared to a year ago.
2.2 Solvency
ENV has an Altman-Z score of 2.00. This is not the best score and indicates that ENV is in the grey zone with still only limited risk for bankruptcy at the moment.
ENV has a Altman-Z score of 2.00. This is comparable to the rest of the industry: ENV outperforms 44.09% of its industry peers.
ENV has a debt to FCF ratio of 5.32. This is a neutral value as ENV would need 5.32 years to pay back of all of its debts.
ENV's Debt to FCF ratio of 5.32 is in line compared to the rest of the industry. ENV outperforms 56.99% of its industry peers.
A Debt/Equity ratio of 1.07 is on the high side and indicates that ENV has dependencies on debt financing.
ENV has a worse Debt to Equity ratio (1.07) than 77.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | 5.32 | ||
| Altman-Z | 2 |
ROIC/WACC0.53
WACC10.64%
2.3 Liquidity
A Current Ratio of 0.59 indicates that ENV may have some problems paying its short term obligations.
The Current ratio of ENV (0.59) is worse than 91.40% of its industry peers.
ENV has a Quick Ratio of 0.59. This is a bad value and indicates that ENV is not financially healthy enough and could expect problems in meeting its short term obligations.
ENV has a worse Quick ratio (0.59) than 91.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
ENV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.53%, which is quite impressive.
Measured over the past 5 years, ENV shows a small growth in Earnings Per Share. The EPS has been growing by 2.10% on average per year.
Looking at the last year, ENV shows a quite strong growth in Revenue. The Revenue has grown by 9.50% in the last year.
The Revenue has been growing by 8.92% on average over the past years. This is quite good.
EPS 1Y (TTM)29.53%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS Q2Q%25%
Revenue 1Y (TTM)9.5%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Sales Q2Q%9.18%
3.2 Future
Based on estimates for the next years, ENV will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.22% on average per year.
The Revenue is expected to grow by 8.64% on average over the next years. This is quite good.
EPS Next Y27.65%
EPS Next 2Y25.28%
EPS Next 3Y24.88%
EPS Next 5Y18.22%
Revenue Next Year11.9%
Revenue Next 2Y11.98%
Revenue Next 3Y12.02%
Revenue Next 5Y8.64%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
ENV is valuated quite expensively with a Price/Earnings ratio of 25.26.
Compared to the rest of the industry, the Price/Earnings ratio of ENV indicates a somewhat cheap valuation: ENV is cheaper than 79.57% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, ENV is valued at the same level.
A Price/Forward Earnings ratio of 18.89 indicates a rather expensive valuation of ENV.
82.08% of the companies in the same industry are more expensive than ENV, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 34.59. ENV is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.26 | ||
| Fwd PE | 18.89 |
4.2 Price Multiples
84.95% of the companies in the same industry are more expensive than ENV, based on the Enterprise Value to EBITDA ratio.
ENV's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ENV is cheaper than 86.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.11 | ||
| EV/EBITDA | 18.08 |
4.3 Compensation for Growth
ENV's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ENV's earnings are expected to grow with 24.88% in the coming years.
PEG (NY)0.91
PEG (5Y)12.04
EPS Next 2Y25.28%
EPS Next 3Y24.88%
5. Dividend
5.1 Amount
ENV does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
63.14
+0.05 (+0.08%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners93.01%
Inst Owner Change0%
Ins Owners3.19%
Ins Owner Change0%
Market Cap3.49B
Revenue(TTM)1.34B
Net Income(TTM)-261.52M
Analysts51.43
Price Target65.92 (4.4%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-5.95%
Min EPS beat(2)-12.64%
Max EPS beat(2)0.74%
EPS beat(4)3
Avg EPS beat(4)4.28%
Min EPS beat(4)-12.64%
Max EPS beat(4)20.8%
EPS beat(8)6
Avg EPS beat(8)3.08%
EPS beat(12)9
Avg EPS beat(12)3.51%
EPS beat(16)13
Avg EPS beat(16)4.85%
Revenue beat(2)1
Avg Revenue beat(2)-0.65%
Min Revenue beat(2)-1.85%
Max Revenue beat(2)0.54%
Revenue beat(4)2
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.85%
Max Revenue beat(4)0.89%
Revenue beat(8)2
Avg Revenue beat(8)-1.03%
Revenue beat(12)4
Avg Revenue beat(12)-0.87%
Revenue beat(16)6
Avg Revenue beat(16)-0.58%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)7.26%
EPS NQ rev (3m)7.26%
EPS NY rev (1m)1.01%
EPS NY rev (3m)0.45%
Revenue NQ rev (1m)2.43%
Revenue NQ rev (3m)2.43%
Revenue NY rev (1m)0.57%
Revenue NY rev (3m)0.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.26 | ||
| Fwd PE | 18.89 | ||
| P/S | 2.61 | ||
| P/FCF | 21.11 | ||
| P/OCF | 13.34 | ||
| P/B | 6.64 | ||
| P/tB | N/A | ||
| EV/EBITDA | 18.08 |
EPS(TTM)2.5
EY3.96%
EPS(NY)3.34
Fwd EY5.29%
FCF(TTM)2.99
FCFY4.74%
OCF(TTM)4.73
OCFY7.5%
SpS24.15
BVpS9.51
TBVpS-12.16
PEG (NY)0.91
PEG (5Y)12.04
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -14.3% | ||
| ROE | -49.66% | ||
| ROCE | 7.18% | ||
| ROIC | 5.67% | ||
| ROICexc | 6.75% | ||
| ROICexgc | N/A | ||
| OM | 6.5% | ||
| PM (TTM) | N/A | ||
| GM | 60.47% | ||
| FCFM | 12.38% |
ROA(3y)-5.32%
ROA(5y)-3.41%
ROE(3y)-17.12%
ROE(5y)-10.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y17.56%
ROICexgc growth 5YN/A
ROICexc growth 3Y34.22%
ROICexc growth 5Y8.11%
OM growth 3Y23.84%
OM growth 5Y16.13%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.66%
GM growth 5Y-1.7%
F-Score4
Asset Turnover0.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | 5.32 | ||
| Debt/EBITDA | 2.44 | ||
| Cap/Depr | 66.81% | ||
| Cap/Sales | 7.21% | ||
| Interest Coverage | 4.26 | ||
| Cash Conversion | 113.28% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2 |
F-Score4
WACC10.64%
ROIC/WACC0.53
Cap/Depr(3y)96.43%
Cap/Depr(5y)80.29%
Cap/Sales(3y)9.94%
Cap/Sales(5y)8.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.53%
EPS 3Y-6.07%
EPS 5Y2.1%
EPS Q2Q%25%
EPS Next Y27.65%
EPS Next 2Y25.28%
EPS Next 3Y24.88%
EPS Next 5Y18.22%
Revenue 1Y (TTM)9.5%
Revenue growth 3Y7.66%
Revenue growth 5Y8.92%
Sales Q2Q%9.18%
Revenue Next Year11.9%
Revenue Next 2Y11.98%
Revenue Next 3Y12.02%
Revenue Next 5Y8.64%
EBIT growth 1Y372.37%
EBIT growth 3Y33.33%
EBIT growth 5Y26.49%
EBIT Next Year80.72%
EBIT Next 3Y35.79%
EBIT Next 5Y22.81%
FCF growth 1Y253.69%
FCF growth 3Y-37.94%
FCF growth 5Y-19.53%
OCF growth 1Y57.06%
OCF growth 3Y-3.02%
OCF growth 5Y5.7%
Envestnet Inc / ENV FAQ
What is the ChartMill fundamental rating of Envestnet Inc (ENV) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ENV.
Can you provide the valuation status for Envestnet Inc?
ChartMill assigns a valuation rating of 6 / 10 to Envestnet Inc (ENV). This can be considered as Fairly Valued.
Can you provide the profitability details for Envestnet Inc?
Envestnet Inc (ENV) has a profitability rating of 3 / 10.
What is the financial health of Envestnet Inc (ENV) stock?
The financial health rating of Envestnet Inc (ENV) is 1 / 10.
Can you provide the dividend sustainability for ENV stock?
The dividend rating of Envestnet Inc (ENV) is 0 / 10 and the dividend payout ratio is 0%.