EXCHANGE INCOME CORP (EIF.CA) Fundamental Analysis & Valuation

TSX:EIF • CA3012831077

Current stock price

102.89 CAD
+0.19 (+0.19%)
Last:

This EIF.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. EIF.CA Profitability Analysis

1.1 Basic Checks

  • In the past year EIF was profitable.
  • In the past year EIF had a positive cash flow from operations.
  • In the past 5 years EIF has always been profitable.
  • In the past 5 years EIF always reported a positive cash flow from operatings.
EIF.CA Yearly Net Income VS EBIT VS OCF VS FCFEIF.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • The Return On Assets of EIF (3.18%) is worse than 60.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 9.53%, EIF is doing worse than 60.00% of the companies in the same industry.
  • The Return On Invested Capital of EIF (6.03%) is comparable to the rest of the industry.
  • EIF had an Average Return On Invested Capital over the past 3 years of 5.99%. This is in line with the industry average of 5.94%.
  • The 3 year average ROIC (5.99%) for EIF is below the current ROIC(6.03%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.18%
ROE 9.53%
ROIC 6.03%
ROA(3y)2.94%
ROA(5y)2.91%
ROE(3y)9.32%
ROE(5y)9.46%
ROIC(3y)5.99%
ROIC(5y)5.75%
EIF.CA Yearly ROA, ROE, ROICEIF.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 5.11%, EIF is doing worse than 60.00% of the companies in the same industry.
  • EIF's Profit Margin has improved in the last couple of years.
  • With an excellent Operating Margin value of 11.27%, EIF belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of EIF has grown nicely.
  • EIF's Gross Margin of 36.52% is on the low side compared to the rest of the industry. EIF is outperformed by 80.00% of its industry peers.
  • In the last couple of years the Gross Margin of EIF has declined.
Industry RankSector Rank
OM 11.27%
PM (TTM) 5.11%
GM 36.52%
OM growth 3Y-0.65%
OM growth 5Y4.97%
PM growth 3Y-1.36%
PM growth 5Y15.9%
GM growth 3Y1.89%
GM growth 5Y-1.67%
EIF.CA Yearly Profit, Operating, Gross MarginsEIF.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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4

2. EIF.CA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), EIF is destroying value.
  • EIF has more shares outstanding than it did 1 year ago.
  • EIF has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, EIF has an improved debt to assets ratio.
EIF.CA Yearly Shares OutstandingEIF.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
EIF.CA Yearly Total Debt VS Total AssetsEIF.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • An Altman-Z score of 1.96 indicates that EIF is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 1.96, EIF is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • A Debt/Equity ratio of 1.35 is on the high side and indicates that EIF has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.35, EIF is in line with its industry, outperforming 60.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.35
Debt/FCF N/A
Altman-Z 1.96
ROIC/WACC0.72
WACC8.37%
EIF.CA Yearly LT Debt VS Equity VS FCFEIF.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

2.3 Liquidity

  • A Current Ratio of 1.71 indicates that EIF should not have too much problems paying its short term obligations.
  • EIF has a Current ratio of 1.71. This is amongst the best in the industry. EIF outperforms 100.00% of its industry peers.
  • A Quick Ratio of 1.07 indicates that EIF should not have too much problems paying its short term obligations.
  • EIF's Quick ratio of 1.07 is amongst the best of the industry. EIF outperforms 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.71
Quick Ratio 1.07
EIF.CA Yearly Current Assets VS Current LiabilitesEIF.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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7

3. EIF.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 20.68% over the past year.
  • Measured over the past years, EIF shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.13% on average per year.
  • The Revenue has grown by 23.22% in the past year. This is a very strong growth!
  • EIF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 23.31% yearly.
EPS 1Y (TTM)20.68%
EPS 3Y5.52%
EPS 5Y22.13%
EPS Q2Q%30%
Revenue 1Y (TTM)23.22%
Revenue growth 3Y16.75%
Revenue growth 5Y23.31%
Sales Q2Q%35.17%

3.2 Future

  • Based on estimates for the next years, EIF will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.67% on average per year.
  • The Revenue is expected to grow by 5.62% on average over the next years.
EPS Next Y16.04%
EPS Next 2Y18.7%
EPS Next 3Y15.64%
EPS Next 5Y12.67%
Revenue Next Year16.06%
Revenue Next 2Y11.39%
Revenue Next 3Y10%
Revenue Next 5Y5.62%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
EIF.CA Yearly Revenue VS EstimatesEIF.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B
EIF.CA Yearly EPS VS EstimatesEIF.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2 4 6

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1

4. EIF.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 28.90, the valuation of EIF can be described as expensive.
  • The rest of the industry has a similar Price/Earnings ratio as EIF.
  • The average S&P500 Price/Earnings ratio is at 27.42. EIF is around the same levels.
  • EIF is valuated rather expensively with a Price/Forward Earnings ratio of 24.91.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EIF indicates a slightly more expensive valuation: EIF is more expensive than 60.00% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.29. EIF is around the same levels.
Industry RankSector Rank
PE 28.9
Fwd PE 24.91
EIF.CA Price Earnings VS Forward Price EarningsEIF.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EIF is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.71
EIF.CA Per share dataEIF.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40 50

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates EIF does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as EIF's earnings are expected to grow with 15.63% in the coming years.
PEG (NY)1.8
PEG (5Y)1.31
EPS Next 2Y18.7%
EPS Next 3Y15.64%

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7

5. EIF.CA Dividend Analysis

5.1 Amount

  • EIF has a Yearly Dividend Yield of 2.69%. Purely for dividend investing, there may be better candidates out there.
  • EIF's Dividend Yield is rather good when compared to the industry average which is at 1.16. EIF pays more dividend than 100.00% of the companies in the same industry.
  • EIF's Dividend Yield is a higher than the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.69%

5.2 History

  • The dividend of EIF has a limited annual growth rate of 3.03%.
  • EIF has been paying a dividend for at least 10 years, so it has a reliable track record.
  • EIF has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)3.03%
Div Incr Years4
Div Non Decr Years21
EIF.CA Yearly Dividends per shareEIF.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • EIF pays out 83.49% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of EIF is growing, but earnings are growing more, so the dividend growth is sustainable.
DP83.49%
EPS Next 2Y18.7%
EPS Next 3Y15.64%
EIF.CA Yearly Income VS Free CF VS DividendEIF.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M
EIF.CA Dividend Payout.EIF.CA Dividend Payout, showing the Payout Ratio.EIF.CA Dividend Payout.PayoutRetained Earnings

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EIF.CA Fundamentals: All Metrics, Ratios and Statistics

EXCHANGE INCOME CORP

TSX:EIF (4/24/2026, 7:00:00 PM)

102.89

+0.19 (+0.19%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)02-24
Earnings (Next)05-11
Inst Owners13.72%
Inst Owner ChangeN/A
Ins Owners5.56%
Ins Owner ChangeN/A
Market Cap5.80B
Revenue(TTM)3.28B
Net Income(TTM)167.52M
Analysts81.25
Price Target124.7 (21.2%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.69%
Yearly Dividend2.65
Dividend Growth(5Y)3.03%
DP83.49%
Div Incr Years4
Div Non Decr Years21
Ex-Date04-30
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.76%
Min EPS beat(2)-6.96%
Max EPS beat(2)3.44%
EPS beat(4)1
Avg EPS beat(4)-4.17%
Min EPS beat(4)-10.57%
Max EPS beat(4)3.44%
EPS beat(8)2
Avg EPS beat(8)-4.1%
EPS beat(12)2
Avg EPS beat(12)-5.82%
EPS beat(16)5
Avg EPS beat(16)5.22%
Revenue beat(2)2
Avg Revenue beat(2)8.81%
Min Revenue beat(2)4.94%
Max Revenue beat(2)12.68%
Revenue beat(4)2
Avg Revenue beat(4)3.57%
Min Revenue beat(4)-2.71%
Max Revenue beat(4)12.68%
Revenue beat(8)2
Avg Revenue beat(8)-0.25%
Revenue beat(12)6
Avg Revenue beat(12)0.94%
Revenue beat(16)10
Avg Revenue beat(16)3.16%
PT rev (1m)18.02%
PT rev (3m)32.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)35.94%
EPS NY rev (1m)-1.32%
EPS NY rev (3m)-1.7%
Revenue NQ rev (1m)0.15%
Revenue NQ rev (3m)9.29%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)3.53%
Valuation
Industry RankSector Rank
PE 28.9
Fwd PE 24.91
P/S 1.77
P/FCF N/A
P/OCF 8.94
P/B 3.3
P/tB 9.93
EV/EBITDA 10.71
EPS(TTM)3.56
EY3.46%
EPS(NY)4.13
Fwd EY4.01%
FCF(TTM)-1.46
FCFYN/A
OCF(TTM)11.5
OCFY11.18%
SpS58.18
BVpS31.2
TBVpS10.36
PEG (NY)1.8
PEG (5Y)1.31
Graham Number49.9897 (-51.41%)
Profitability
Industry RankSector Rank
ROA 3.18%
ROE 9.53%
ROCE 8.29%
ROIC 6.03%
ROICexc 6.24%
ROICexgc 8.57%
OM 11.27%
PM (TTM) 5.11%
GM 36.52%
FCFM N/A
ROA(3y)2.94%
ROA(5y)2.91%
ROE(3y)9.32%
ROE(5y)9.46%
ROIC(3y)5.99%
ROIC(5y)5.75%
ROICexc(3y)6.16%
ROICexc(5y)5.94%
ROICexgc(3y)8.77%
ROICexgc(5y)8.6%
ROCE(3y)8.24%
ROCE(5y)7.89%
ROICexgc growth 3Y-1.83%
ROICexgc growth 5Y9.66%
ROICexc growth 3Y0.79%
ROICexc growth 5Y10.2%
OM growth 3Y-0.65%
OM growth 5Y4.97%
PM growth 3Y-1.36%
PM growth 5Y15.9%
GM growth 3Y1.89%
GM growth 5Y-1.67%
F-Score7
Asset Turnover0.62
Health
Industry RankSector Rank
Debt/Equity 1.35
Debt/FCF N/A
Debt/EBITDA 3.15
Cap/Depr 189.69%
Cap/Sales 22.28%
Interest Coverage 3.01
Cash Conversion 85.89%
Profit Quality N/A
Current Ratio 1.71
Quick Ratio 1.07
Altman-Z 1.96
F-Score7
WACC8.37%
ROIC/WACC0.72
Cap/Depr(3y)179.32%
Cap/Depr(5y)170.95%
Cap/Sales(3y)20.32%
Cap/Sales(5y)19.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.68%
EPS 3Y5.52%
EPS 5Y22.13%
EPS Q2Q%30%
EPS Next Y16.04%
EPS Next 2Y18.7%
EPS Next 3Y15.64%
EPS Next 5Y12.67%
Revenue 1Y (TTM)23.22%
Revenue growth 3Y16.75%
Revenue growth 5Y23.31%
Sales Q2Q%35.17%
Revenue Next Year16.06%
Revenue Next 2Y11.39%
Revenue Next 3Y10%
Revenue Next 5Y5.62%
EBIT growth 1Y16.31%
EBIT growth 3Y15.99%
EBIT growth 5Y29.43%
EBIT Next Year127.55%
EBIT Next 3Y39.09%
EBIT Next 5Y22.13%
FCF growth 1Y38.36%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y81.49%
OCF growth 3Y24.58%
OCF growth 5Y20.04%

EXCHANGE INCOME CORP / EIF.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for EXCHANGE INCOME CORP?

ChartMill assigns a fundamental rating of 5 / 10 to EIF.CA.


What is the valuation status for EIF stock?

ChartMill assigns a valuation rating of 1 / 10 to EXCHANGE INCOME CORP (EIF.CA). This can be considered as Overvalued.


What is the profitability of EIF stock?

EXCHANGE INCOME CORP (EIF.CA) has a profitability rating of 5 / 10.


What is the financial health of EXCHANGE INCOME CORP (EIF.CA) stock?

The financial health rating of EXCHANGE INCOME CORP (EIF.CA) is 4 / 10.


How sustainable is the dividend of EXCHANGE INCOME CORP (EIF.CA) stock?

The dividend rating of EXCHANGE INCOME CORP (EIF.CA) is 7 / 10 and the dividend payout ratio is 83.49%.