EXCHANGE INCOME CORP (EIF-DB-M.CA) Fundamental Analysis & Valuation

TSX:EIF-DB-M • CA301283AP29

Current stock price

120 CAD
-10.22 (-7.85%)
Last:

This EIF-DB-M.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. EIF-DB-M.CA Profitability Analysis

1.1 Basic Checks

  • EIF-DB-M had positive earnings in the past year.
  • EIF-DB-M had a positive operating cash flow in the past year.
  • In the past 5 years EIF-DB-M has always been profitable.
  • EIF-DB-M had a positive operating cash flow in each of the past 5 years.
EIF-DB-M.CA Yearly Net Income VS EBIT VS OCF VS FCFEIF-DB-M.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

1.2 Ratios

  • EIF-DB-M has a better Return On Assets (2.75%) than 71.43% of its industry peers.
  • EIF-DB-M's Return On Equity of 8.76% is amongst the best of the industry. EIF-DB-M outperforms 85.71% of its industry peers.
  • The Return On Invested Capital of EIF-DB-M (5.80%) is comparable to the rest of the industry.
  • EIF-DB-M had an Average Return On Invested Capital over the past 3 years of 5.98%. This is in line with the industry average of 5.94%.
Industry RankSector Rank
ROA 2.75%
ROE 8.76%
ROIC 5.8%
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
EIF-DB-M.CA Yearly ROA, ROE, ROICEIF-DB-M.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 4.75%, EIF-DB-M is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
  • In the last couple of years the Profit Margin of EIF-DB-M has declined.
  • EIF-DB-M's Operating Margin of 11.47% is amongst the best of the industry. EIF-DB-M outperforms 85.71% of its industry peers.
  • EIF-DB-M's Operating Margin has been stable in the last couple of years.
  • The Gross Margin of EIF-DB-M (36.67%) is worse than 71.43% of its industry peers.
  • In the last couple of years the Gross Margin of EIF-DB-M has declined.
Industry RankSector Rank
OM 11.47%
PM (TTM) 4.75%
GM 36.67%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
EIF-DB-M.CA Yearly Profit, Operating, Gross MarginsEIF-DB-M.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. EIF-DB-M.CA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), EIF-DB-M is destroying value.
  • The number of shares outstanding for EIF-DB-M has been increased compared to 1 year ago.
  • EIF-DB-M has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, EIF-DB-M has a worse debt to assets ratio.
EIF-DB-M.CA Yearly Shares OutstandingEIF-DB-M.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
EIF-DB-M.CA Yearly Total Debt VS Total AssetsEIF-DB-M.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 2.02 indicates that EIF-DB-M is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.02, EIF-DB-M is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
  • A Debt/Equity ratio of 1.50 is on the high side and indicates that EIF-DB-M has dependencies on debt financing.
  • EIF-DB-M's Debt to Equity ratio of 1.50 is in line compared to the rest of the industry. EIF-DB-M outperforms 42.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.5
Debt/FCF N/A
Altman-Z 2.02
ROIC/WACC0.73
WACC7.95%
EIF-DB-M.CA Yearly LT Debt VS Equity VS FCFEIF-DB-M.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

  • A Current Ratio of 1.79 indicates that EIF-DB-M should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.79, EIF-DB-M belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
  • A Quick Ratio of 1.14 indicates that EIF-DB-M should not have too much problems paying its short term obligations.
  • EIF-DB-M has a Quick ratio of 1.14. This is in the better half of the industry: EIF-DB-M outperforms 71.43% of its industry peers.
Industry RankSector Rank
Current Ratio 1.79
Quick Ratio 1.14
EIF-DB-M.CA Yearly Current Assets VS Current LiabilitesEIF-DB-M.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. EIF-DB-M.CA Growth Analysis

3.1 Past

  • EIF-DB-M shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.68%, which is quite good.
  • The Earnings Per Share has been decreasing by -0.27% on average over the past years.
  • The Revenue has grown by 15.47% in the past year. This is quite good.
  • Measured over the past years, EIF-DB-M shows a quite strong growth in Revenue. The Revenue has been growing by 14.67% on average per year.
EPS 1Y (TTM)15.68%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%15.25%
Revenue 1Y (TTM)15.47%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%35.2%

3.2 Future

  • The Earnings Per Share is expected to grow by 19.69% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 14.83% on average over the next years. This is quite good.
EPS Next Y22.07%
EPS Next 2Y19.52%
EPS Next 3Y18.6%
EPS Next 5Y19.69%
Revenue Next Year20.1%
Revenue Next 2Y16.05%
Revenue Next 3Y12.76%
Revenue Next 5Y14.83%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
EIF-DB-M.CA Yearly Revenue VS EstimatesEIF-DB-M.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1B 2B 3B 4B 5B
EIF-DB-M.CA Yearly EPS VS EstimatesEIF-DB-M.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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2

4. EIF-DB-M.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 36.14, EIF-DB-M can be considered very expensive at the moment.
  • The rest of the industry has a similar Price/Earnings ratio as EIF-DB-M.
  • EIF-DB-M's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 26.64.
  • With a Price/Forward Earnings ratio of 28.48, EIF-DB-M can be considered very expensive at the moment.
  • The rest of the industry has a similar Price/Forward Earnings ratio as EIF-DB-M.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.36, EIF-DB-M is valued a bit more expensive.
Industry RankSector Rank
PE 36.14
Fwd PE 28.48
EIF-DB-M.CA Price Earnings VS Forward Price EarningsEIF-DB-M.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EIF-DB-M indicates a slightly more expensive valuation: EIF-DB-M is more expensive than 71.43% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.69
EIF-DB-M.CA Per share dataEIF-DB-M.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40 50

4.3 Compensation for Growth

  • EIF-DB-M's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of EIF-DB-M may justify a higher PE ratio.
  • A more expensive valuation may be justified as EIF-DB-M's earnings are expected to grow with 18.60% in the coming years.
PEG (NY)1.64
PEG (5Y)N/A
EPS Next 2Y19.52%
EPS Next 3Y18.6%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. EIF-DB-M.CA Dividend Analysis

5.1 Amount

  • EIF-DB-M has a Yearly Dividend Yield of 3.45%.
  • EIF-DB-M's Dividend Yield is rather good when compared to the industry average which is at 1.16. EIF-DB-M pays more dividend than 100.00% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, EIF-DB-M pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.45%

5.2 History

  • The dividend of EIF-DB-M has a limited annual growth rate of 3.39%.
  • EIF-DB-M does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.39%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 93.13% of the earnings are spent on dividend by EIF-DB-M. This is not a sustainable payout ratio.
  • EIF-DB-M's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP93.13%
EPS Next 2Y19.52%
EPS Next 3Y18.6%
EIF-DB-M.CA Yearly Income VS Free CF VS DividendEIF-DB-M.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M -150M
EIF-DB-M.CA Dividend Payout.EIF-DB-M.CA Dividend Payout, showing the Payout Ratio.EIF-DB-M.CA Dividend Payout.PayoutRetained Earnings

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EIF-DB-M.CA Fundamentals: All Metrics, Ratios and Statistics

EXCHANGE INCOME CORP

TSX:EIF-DB-M (11/28/2025, 7:00:00 PM)

120

-10.22 (-7.85%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Industry Strength63.78
Industry Growth71.64
Earnings (Last)11-05
Earnings (Next)02-24
Inst Owners11.88%
Inst Owner ChangeN/A
Ins Owners5.76%
Ins Owner ChangeN/A
Market Cap6.52B
Revenue(TTM)3.04B
Net Income(TTM)144.13M
Analysts81.18
Price Target152.79 (27.32%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.45%
Yearly Dividend2.6
Dividend Growth(5Y)3.39%
DP93.13%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.78%
Min EPS beat(2)-6.96%
Max EPS beat(2)-2.6%
EPS beat(4)0
Avg EPS beat(4)-6.21%
Min EPS beat(4)-10.57%
Max EPS beat(4)-2.6%
EPS beat(8)1
Avg EPS beat(8)-4.82%
EPS beat(12)1
Avg EPS beat(12)-6.18%
EPS beat(16)5
Avg EPS beat(16)6.58%
Revenue beat(2)1
Avg Revenue beat(2)4.99%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)12.68%
Revenue beat(4)1
Avg Revenue beat(4)1.25%
Min Revenue beat(4)-4.33%
Max Revenue beat(4)12.68%
Revenue beat(8)2
Avg Revenue beat(8)-0.82%
Revenue beat(12)6
Avg Revenue beat(12)0.82%
Revenue beat(16)10
Avg Revenue beat(16)3.03%
PT rev (1m)9.27%
PT rev (3m)8.6%
EPS NQ rev (1m)-11.46%
EPS NQ rev (3m)-8.22%
EPS NY rev (1m)-6.1%
EPS NY rev (3m)-4.47%
Revenue NQ rev (1m)4.76%
Revenue NQ rev (3m)4.84%
Revenue NY rev (1m)5.54%
Revenue NY rev (3m)5.37%
Valuation
Industry RankSector Rank
PE 36.14
Fwd PE 28.48
P/S 2.15
P/FCF N/A
P/OCF 12.84
P/B 3.97
P/tB 14.1
EV/EBITDA 12.69
EPS(TTM)3.32
EY2.77%
EPS(NY)4.21
Fwd EY3.51%
FCF(TTM)-1.07
FCFYN/A
OCF(TTM)9.34
OCFY7.79%
SpS55.83
BVpS30.25
TBVpS8.51
PEG (NY)1.64
PEG (5Y)N/A
Graham Number47.5349 (-60.39%)
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 8.76%
ROCE 7.88%
ROIC 5.8%
ROICexc 5.91%
ROICexgc 8.12%
OM 11.47%
PM (TTM) 4.75%
GM 36.67%
FCFM N/A
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
ROICexc(3y)6.18%
ROICexc(5y)5.52%
ROICexgc(3y)9.03%
ROICexgc(5y)8.05%
ROCE(3y)8.13%
ROCE(5y)7.25%
ROICexgc growth 3Y4.16%
ROICexgc growth 5Y1.41%
ROICexc growth 3Y5.19%
ROICexc growth 5Y0.27%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
F-Score6
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 1.5
Debt/FCF N/A
Debt/EBITDA 3.51
Cap/Depr 158.77%
Cap/Sales 18.66%
Interest Coverage 2.8
Cash Conversion 72.07%
Profit Quality N/A
Current Ratio 1.79
Quick Ratio 1.14
Altman-Z 2.02
F-Score6
WACC7.95%
ROIC/WACC0.73
Cap/Depr(3y)171.71%
Cap/Depr(5y)149%
Cap/Sales(3y)18.83%
Cap/Sales(5y)17.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.68%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%15.25%
EPS Next Y22.07%
EPS Next 2Y19.52%
EPS Next 3Y18.6%
EPS Next 5Y19.69%
Revenue 1Y (TTM)15.47%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%35.2%
Revenue Next Year20.1%
Revenue Next 2Y16.05%
Revenue Next 3Y12.76%
Revenue Next 5Y14.83%
EBIT growth 1Y14.04%
EBIT growth 3Y30.33%
EBIT growth 5Y14.87%
EBIT Next Year109.31%
EBIT Next 3Y37.98%
EBIT Next 5Y29.59%
FCF growth 1Y38.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y43.83%
OCF growth 3Y7.79%
OCF growth 5Y10.45%

EXCHANGE INCOME CORP / EIF-DB-M.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EXCHANGE INCOME CORP (EIF-DB-M.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to EIF-DB-M.CA.


What is the valuation status of EXCHANGE INCOME CORP (EIF-DB-M.CA) stock?

ChartMill assigns a valuation rating of 3 / 10 to EXCHANGE INCOME CORP (EIF-DB-M.CA). This can be considered as Overvalued.


What is the profitability of EIF-DB-M stock?

EXCHANGE INCOME CORP (EIF-DB-M.CA) has a profitability rating of 6 / 10.


What is the expected EPS growth for EXCHANGE INCOME CORP (EIF-DB-M.CA) stock?

The Earnings per Share (EPS) of EXCHANGE INCOME CORP (EIF-DB-M.CA) is expected to grow by 22.07% in the next year.


Can you provide the dividend sustainability for EIF-DB-M stock?

The dividend rating of EXCHANGE INCOME CORP (EIF-DB-M.CA) is 4 / 10 and the dividend payout ratio is 93.13%.