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EXCHANGE INCOME CORP (EIF-DB-M.CA) Stock Price, Quote, News and Overview

TSX:EIF-DB-M - Toronto Stock Exchange - CA301283AP29 - Currency: CAD

117.25  +1.25 (+1.08%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to EIF-DB-M. EIF-DB-M was compared to 8 industry peers in the Passenger Airlines industry. There are concerns on the financial health of EIF-DB-M while its profitability can be described as average. EIF-DB-M is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

In the past year EIF-DB-M was profitable.
EIF-DB-M had a positive operating cash flow in the past year.
EIF-DB-M had positive earnings in each of the past 5 years.
Each year in the past 5 years EIF-DB-M had a positive operating cash flow.
EIF-DB-M.CA Yearly Net Income VS EBIT VS OCF VS FCFEIF-DB-M.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

1.2 Ratios

EIF-DB-M's Return On Assets of 2.69% is fine compared to the rest of the industry. EIF-DB-M outperforms 75.00% of its industry peers.
EIF-DB-M's Return On Equity of 8.47% is fine compared to the rest of the industry. EIF-DB-M outperforms 75.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 6.04%, EIF-DB-M is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for EIF-DB-M is in line with the industry average of 5.39%.
The last Return On Invested Capital (6.04%) for EIF-DB-M is above the 3 year average (5.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.69%
ROE 8.47%
ROIC 6.04%
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
EIF-DB-M.CA Yearly ROA, ROE, ROICEIF-DB-M.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

EIF-DB-M has a better Profit Margin (4.54%) than 75.00% of its industry peers.
In the last couple of years the Profit Margin of EIF-DB-M has declined.
EIF-DB-M has a Operating Margin of 11.88%. This is amongst the best in the industry. EIF-DB-M outperforms 87.50% of its industry peers.
In the last couple of years the Operating Margin of EIF-DB-M has remained more or less at the same level.
The Gross Margin of EIF-DB-M (36.84%) is worse than 62.50% of its industry peers.
In the last couple of years the Gross Margin of EIF-DB-M has declined.
Industry RankSector Rank
OM 11.88%
PM (TTM) 4.54%
GM 36.84%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
EIF-DB-M.CA Yearly Profit, Operating, Gross MarginsEIF-DB-M.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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3

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so EIF-DB-M is destroying value.
EIF-DB-M has more shares outstanding than it did 1 year ago.
The number of shares outstanding for EIF-DB-M has been increased compared to 5 years ago.
EIF-DB-M has a worse debt/assets ratio than last year.
EIF-DB-M.CA Yearly Shares OutstandingEIF-DB-M.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
EIF-DB-M.CA Yearly Total Debt VS Total AssetsEIF-DB-M.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

EIF-DB-M has an Altman-Z score of 2.10. This is not the best score and indicates that EIF-DB-M is in the grey zone with still only limited risk for bankruptcy at the moment.
EIF-DB-M's Altman-Z score of 2.10 is fine compared to the rest of the industry. EIF-DB-M outperforms 62.50% of its industry peers.
EIF-DB-M has a Debt/Equity ratio of 1.53. This is a high value indicating a heavy dependency on external financing.
EIF-DB-M has a Debt to Equity ratio of 1.53. This is comparable to the rest of the industry: EIF-DB-M outperforms 50.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF N/A
Altman-Z 2.1
ROIC/WACC0.73
WACC8.27%
EIF-DB-M.CA Yearly LT Debt VS Equity VS FCFEIF-DB-M.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

EIF-DB-M has a Current Ratio of 1.94. This is a normal value and indicates that EIF-DB-M is financially healthy and should not expect problems in meeting its short term obligations.
EIF-DB-M's Current ratio of 1.94 is amongst the best of the industry. EIF-DB-M outperforms 87.50% of its industry peers.
A Quick Ratio of 1.18 indicates that EIF-DB-M should not have too much problems paying its short term obligations.
The Quick ratio of EIF-DB-M (1.18) is better than 87.50% of its industry peers.
Industry RankSector Rank
Current Ratio 1.94
Quick Ratio 1.18
EIF-DB-M.CA Yearly Current Assets VS Current LiabilitesEIF-DB-M.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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5

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 3.06% over the past year.
Measured over the past years, EIF-DB-M shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.27% on average per year.
Looking at the last year, EIF-DB-M shows a small growth in Revenue. The Revenue has grown by 5.95% in the last year.
Measured over the past years, EIF-DB-M shows a quite strong growth in Revenue. The Revenue has been growing by 14.67% on average per year.
EPS 1Y (TTM)3.06%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%40%
Revenue 1Y (TTM)5.95%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%11.05%

3.2 Future

The Earnings Per Share is expected to grow by 19.62% on average over the next years. This is quite good.
The Revenue is expected to grow by 8.16% on average over the next years. This is quite good.
EPS Next Y26.52%
EPS Next 2Y22.76%
EPS Next 3Y19.62%
EPS Next 5YN/A
Revenue Next Year10.77%
Revenue Next 2Y9.69%
Revenue Next 3Y8.16%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
EIF-DB-M.CA Yearly Revenue VS EstimatesEIF-DB-M.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
EIF-DB-M.CA Yearly EPS VS EstimatesEIF-DB-M.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 38.70, the valuation of EIF-DB-M can be described as expensive.
Based on the Price/Earnings ratio, EIF-DB-M is valued a bit cheaper than 62.50% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.47. EIF-DB-M is valued slightly more expensive when compared to this.
EIF-DB-M is valuated quite expensively with a Price/Forward Earnings ratio of 26.37.
Based on the Price/Forward Earnings ratio, EIF-DB-M is valued a bit cheaper than 62.50% of the companies in the same industry.
EIF-DB-M is valuated rather expensively when we compare the Price/Forward Earnings ratio to 21.91, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 38.7
Fwd PE 26.37
EIF-DB-M.CA Price Earnings VS Forward Price EarningsEIF-DB-M.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

EIF-DB-M's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.75
EIF-DB-M.CA Per share dataEIF-DB-M.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40 50

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of EIF-DB-M may justify a higher PE ratio.
EIF-DB-M's earnings are expected to grow with 19.62% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.46
PEG (5Y)N/A
EPS Next 2Y22.76%
EPS Next 3Y19.62%

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5

5. Dividend

5.1 Amount

EIF-DB-M has a Yearly Dividend Yield of 4.08%, which is a nice return.
EIF-DB-M's Dividend Yield is rather good when compared to the industry average which is at 3.15. EIF-DB-M pays more dividend than 87.50% of the companies in the same industry.
EIF-DB-M's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
Industry RankSector Rank
Dividend Yield 4.08%

5.2 History

The dividend of EIF-DB-M has a limited annual growth rate of 3.39%.
EIF-DB-M does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.39%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

EIF-DB-M pays out 103.51% of its income as dividend. This is not a sustainable payout ratio.
The dividend of EIF-DB-M is growing, but earnings are growing more, so the dividend growth is sustainable.
DP103.51%
EPS Next 2Y22.76%
EPS Next 3Y19.62%
EIF-DB-M.CA Yearly Income VS Free CF VS DividendEIF-DB-M.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M -150M
EIF-DB-M.CA Dividend Payout.EIF-DB-M.CA Dividend Payout, showing the Payout Ratio.EIF-DB-M.CA Dividend Payout.PayoutRetained Earnings

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EXCHANGE INCOME CORP

TSX:EIF-DB-M (7/10/2025, 7:00:00 PM)

117.25

+1.25 (+1.08%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)05-12 2025-05-12/amc
Earnings (Next)08-06 2025-08-06
Inst Owners10.86%
Inst Owner ChangeN/A
Ins Owners6.1%
Ins Owner ChangeN/A
Market Cap6.02B
Analysts82.67
Price Target134.69 (14.87%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.08%
Yearly Dividend2.6
Dividend Growth(5Y)3.39%
DP103.51%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.63%
Min EPS beat(2)-10.57%
Max EPS beat(2)-4.7%
EPS beat(4)0
Avg EPS beat(4)-7.55%
Min EPS beat(4)-10.7%
Max EPS beat(4)-4.24%
EPS beat(8)1
Avg EPS beat(8)-4.99%
EPS beat(12)3
Avg EPS beat(12)-1.35%
EPS beat(16)7
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-2.48%
Min Revenue beat(2)-4.33%
Max Revenue beat(2)-0.64%
Revenue beat(4)0
Avg Revenue beat(4)-3.59%
Min Revenue beat(4)-5.7%
Max Revenue beat(4)-0.64%
Revenue beat(8)3
Avg Revenue beat(8)-1.28%
Revenue beat(12)7
Avg Revenue beat(12)1.61%
Revenue beat(16)11
Avg Revenue beat(16)3.29%
PT rev (1m)-3.22%
PT rev (3m)-7.24%
EPS NQ rev (1m)-3.58%
EPS NQ rev (3m)-6.67%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0.02%
Revenue NQ rev (3m)-0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.13%
Valuation
Industry RankSector Rank
PE 38.7
Fwd PE 26.37
P/S 2.21
P/FCF N/A
P/OCF 15.23
P/B 4.11
P/tB 21.68
EV/EBITDA 12.75
EPS(TTM)3.03
EY2.58%
EPS(NY)4.45
Fwd EY3.79%
FCF(TTM)-2.44
FCFYN/A
OCF(TTM)7.7
OCFY6.57%
SpS53.09
BVpS28.5
TBVpS5.41
PEG (NY)1.46
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.69%
ROE 8.47%
ROCE 8.2%
ROIC 6.04%
ROICexc 6.12%
ROICexgc 8.8%
OM 11.88%
PM (TTM) 4.54%
GM 36.84%
FCFM N/A
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
ROICexc(3y)6.18%
ROICexc(5y)5.52%
ROICexgc(3y)9.03%
ROICexgc(5y)8.05%
ROCE(3y)8.13%
ROCE(5y)7.25%
ROICexcg growth 3Y4.16%
ROICexcg growth 5Y1.41%
ROICexc growth 3Y5.19%
ROICexc growth 5Y0.27%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
F-Score6
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF N/A
Debt/EBITDA 3.47
Cap/Depr 161.1%
Cap/Sales 19.09%
Interest Coverage 2.64
Cash Conversion 61.1%
Profit Quality N/A
Current Ratio 1.94
Quick Ratio 1.18
Altman-Z 2.1
F-Score6
WACC8.27%
ROIC/WACC0.73
Cap/Depr(3y)171.71%
Cap/Depr(5y)149%
Cap/Sales(3y)18.83%
Cap/Sales(5y)17.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.06%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%40%
EPS Next Y26.52%
EPS Next 2Y22.76%
EPS Next 3Y19.62%
EPS Next 5YN/A
Revenue 1Y (TTM)5.95%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%11.05%
Revenue Next Year10.77%
Revenue Next 2Y9.69%
Revenue Next 3Y8.16%
Revenue Next 5YN/A
EBIT growth 1Y10.39%
EBIT growth 3Y30.33%
EBIT growth 5Y14.87%
EBIT Next Year98.94%
EBIT Next 3Y32.31%
EBIT Next 5YN/A
FCF growth 1Y-37.35%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.12%
OCF growth 3Y7.79%
OCF growth 5Y10.45%