EXCHANGE INCOME CORP (EIF-DB-L.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:EIF-DB-L - CA301283AN70
108.8 CAD
-27.2 (-20%)
Taking everything into account, EIF-DB-L scores 5 out of 10 in our fundamental rating. EIF-DB-L was compared to 6 industry peers in the Passenger Airlines industry. EIF-DB-L has an average financial health and profitability rating. EIF-DB-L is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year EIF-DB-L was profitable.
- In the past year EIF-DB-L had a positive cash flow from operations.
- In the past 5 years EIF-DB-L has always been profitable.
- In the past 5 years EIF-DB-L always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of EIF-DB-L (2.75%) is better than 62.50% of its industry peers.
- Looking at the Return On Equity, with a value of 9.07%, EIF-DB-L is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
- EIF-DB-L has a better Return On Invested Capital (5.96%) than 62.50% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for EIF-DB-L is in line with the industry average of 4.35%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.75% | ||
| ROE | 9.07% | ||
| ROIC | 5.96% |
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
1.3 Margins
- EIF-DB-L has a better Profit Margin (4.71%) than 62.50% of its industry peers.
- EIF-DB-L's Profit Margin has declined in the last couple of years.
- EIF-DB-L has a better Operating Margin (11.97%) than 87.50% of its industry peers.
- In the last couple of years the Operating Margin of EIF-DB-L has remained more or less at the same level.
- With a Gross Margin value of 37.29%, EIF-DB-L is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of EIF-DB-L has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.97% | ||
| PM (TTM) | 4.71% | ||
| GM | 37.29% |
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
2. Health
2.1 Basic Checks
- EIF-DB-L has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for EIF-DB-L has been increased compared to 1 year ago.
- Compared to 5 years ago, EIF-DB-L has more shares outstanding
- Compared to 1 year ago, EIF-DB-L has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 2.01 indicates that EIF-DB-L is not a great score, but indicates only limited risk for bankruptcy at the moment.
- EIF-DB-L has a Altman-Z score of 2.01. This is in the better half of the industry: EIF-DB-L outperforms 62.50% of its industry peers.
- EIF-DB-L has a Debt/Equity ratio of 1.67. This is a high value indicating a heavy dependency on external financing.
- EIF-DB-L has a Debt to Equity ratio (1.67) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.01 |
ROIC/WACC0.71
WACC8.44%
2.3 Liquidity
- EIF-DB-L has a Current Ratio of 2.24. This indicates that EIF-DB-L is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 2.24, EIF-DB-L belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
- A Quick Ratio of 1.47 indicates that EIF-DB-L should not have too much problems paying its short term obligations.
- EIF-DB-L's Quick ratio of 1.47 is amongst the best of the industry. EIF-DB-L outperforms 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.24 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 12.95% over the past year.
- EIF-DB-L shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.27% yearly.
- EIF-DB-L shows a small growth in Revenue. In the last year, the Revenue has grown by 6.87%.
- The Revenue has been growing by 14.67% on average over the past years. This is quite good.
EPS 1Y (TTM)12.95%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%14.29%
Revenue 1Y (TTM)6.87%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%8.99%
3.2 Future
- Based on estimates for the next years, EIF-DB-L will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.12% on average per year.
- Based on estimates for the next years, EIF-DB-L will show a quite strong growth in Revenue. The Revenue will grow by 15.45% on average per year.
EPS Next Y29.63%
EPS Next 2Y25.56%
EPS Next 3Y22.7%
EPS Next 5Y14.12%
Revenue Next Year13.8%
Revenue Next 2Y12.79%
Revenue Next 3Y11.13%
Revenue Next 5Y15.45%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 34.65, the valuation of EIF-DB-L can be described as expensive.
- Based on the Price/Earnings ratio, EIF-DB-L is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.32, EIF-DB-L is valued a bit more expensive.
- The Price/Forward Earnings ratio is 23.39, which indicates a rather expensive current valuation of EIF-DB-L.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of EIF-DB-L indicates a somewhat cheap valuation: EIF-DB-L is cheaper than 62.50% of the companies listed in the same industry.
- EIF-DB-L is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.65 | ||
| Fwd PE | 23.39 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EIF-DB-L is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 11.79 |
4.3 Compensation for Growth
- EIF-DB-L's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of EIF-DB-L may justify a higher PE ratio.
- EIF-DB-L's earnings are expected to grow with 22.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.17
PEG (5Y)N/A
EPS Next 2Y25.56%
EPS Next 3Y22.7%
5. Dividend
5.1 Amount
- EIF-DB-L has a Yearly Dividend Yield of 3.56%. Purely for dividend investing, there may be better candidates out there.
- EIF-DB-L's Dividend Yield is rather good when compared to the industry average which is at 1.02. EIF-DB-L pays more dividend than 87.50% of the companies in the same industry.
- EIF-DB-L's Dividend Yield is rather good when compared to the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.56% |
5.2 History
- The dividend of EIF-DB-L has a limited annual growth rate of 3.39%.
- EIF-DB-L is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.39%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- EIF-DB-L pays out 99.73% of its income as dividend. This is not a sustainable payout ratio.
- EIF-DB-L's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP99.73%
EPS Next 2Y25.56%
EPS Next 3Y22.7%
TSX:EIF-DB-L (9/25/2025, 7:00:00 PM)
108.8
-27.2 (-20%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)08-11 2025-08-11/amc
Earnings (Next)11-05 2025-11-05
Inst Owners11.35%
Inst Owner ChangeN/A
Ins Owners6.07%
Ins Owner ChangeN/A
Market Cap5.63B
Revenue(TTM)2.79B
Net Income(TTM)131.28M
Analysts81.18
Price Target124.65 (14.57%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.56% |
Yearly Dividend2.6
Dividend Growth(5Y)3.39%
DP99.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.59%
Min EPS beat(2)-10.57%
Max EPS beat(2)-2.6%
EPS beat(4)0
Avg EPS beat(4)-5.53%
Min EPS beat(4)-10.57%
Max EPS beat(4)-2.6%
EPS beat(8)1
Avg EPS beat(8)-4.98%
EPS beat(12)2
Avg EPS beat(12)-5.38%
EPS beat(16)6
Avg EPS beat(16)7.57%
Revenue beat(2)0
Avg Revenue beat(2)-1.67%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)-0.64%
Revenue beat(4)0
Avg Revenue beat(4)-3.34%
Min Revenue beat(4)-5.7%
Max Revenue beat(4)-0.64%
Revenue beat(8)2
Avg Revenue beat(8)-1.98%
Revenue beat(12)6
Avg Revenue beat(12)0.28%
Revenue beat(16)10
Avg Revenue beat(16)3.05%
PT rev (1m)-20.48%
PT rev (3m)-12.91%
EPS NQ rev (1m)1.71%
EPS NQ rev (3m)7.82%
EPS NY rev (1m)1.44%
EPS NY rev (3m)2.45%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)7.81%
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)2.73%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.65 | ||
| Fwd PE | 23.39 | ||
| P/S | 2.02 | ||
| P/FCF | N/A | ||
| P/OCF | 12.59 | ||
| P/B | 3.89 | ||
| P/tB | 19.99 | ||
| EV/EBITDA | 11.79 |
EPS(TTM)3.14
EY2.89%
EPS(NY)4.65
Fwd EY4.27%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)8.64
OCFY7.94%
SpS53.79
BVpS27.95
TBVpS5.44
PEG (NY)1.17
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.75% | ||
| ROE | 9.07% | ||
| ROCE | 8.1% | ||
| ROIC | 5.96% | ||
| ROICexc | 6.32% | ||
| ROICexgc | 9.02% | ||
| OM | 11.97% | ||
| PM (TTM) | 4.71% | ||
| GM | 37.29% | ||
| FCFM | N/A |
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
ROICexc(3y)6.18%
ROICexc(5y)5.52%
ROICexgc(3y)9.03%
ROICexgc(5y)8.05%
ROCE(3y)8.13%
ROCE(5y)7.25%
ROICexgc growth 3Y4.16%
ROICexgc growth 5Y1.41%
ROICexc growth 3Y5.19%
ROICexc growth 5Y0.27%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
F-Score5
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.63 | ||
| Cap/Depr | 152.1% | ||
| Cap/Sales | 18.22% | ||
| Interest Coverage | 2.68 | ||
| Cash Conversion | 67.08% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.24 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 2.01 |
F-Score5
WACC8.44%
ROIC/WACC0.71
Cap/Depr(3y)171.71%
Cap/Depr(5y)149%
Cap/Sales(3y)18.83%
Cap/Sales(5y)17.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.95%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%14.29%
EPS Next Y29.63%
EPS Next 2Y25.56%
EPS Next 3Y22.7%
EPS Next 5Y14.12%
Revenue 1Y (TTM)6.87%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%8.99%
Revenue Next Year13.8%
Revenue Next 2Y12.79%
Revenue Next 3Y11.13%
Revenue Next 5Y15.45%
EBIT growth 1Y14.84%
EBIT growth 3Y30.33%
EBIT growth 5Y14.87%
EBIT Next Year108.55%
EBIT Next 3Y37.12%
EBIT Next 5Y29.03%
FCF growth 1Y11.09%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y31.27%
OCF growth 3Y7.79%
OCF growth 5Y10.45%
EXCHANGE INCOME CORP / EIF-DB-L.CA FAQ
What is the ChartMill fundamental rating of EXCHANGE INCOME CORP (EIF-DB-L.CA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to EIF-DB-L.CA.
Can you provide the valuation status for EXCHANGE INCOME CORP?
ChartMill assigns a valuation rating of 3 / 10 to EXCHANGE INCOME CORP (EIF-DB-L.CA). This can be considered as Overvalued.
How profitable is EXCHANGE INCOME CORP (EIF-DB-L.CA) stock?
EXCHANGE INCOME CORP (EIF-DB-L.CA) has a profitability rating of 6 / 10.
Can you provide the financial health for EIF-DB-L stock?
The financial health rating of EXCHANGE INCOME CORP (EIF-DB-L.CA) is 4 / 10.
How sustainable is the dividend of EXCHANGE INCOME CORP (EIF-DB-L.CA) stock?
The dividend rating of EXCHANGE INCOME CORP (EIF-DB-L.CA) is 4 / 10 and the dividend payout ratio is 99.73%.