Logo image of EIF-DB-L.CA

EXCHANGE INCOME CORP (EIF-DB-L.CA) Stock Price, Quote, News and Overview

TSX:EIF-DB-L - Toronto Stock Exchange - CA301283AN70 - Currency: CAD

128  +1.2 (+0.95%)

Fundamental Rating

4

EIF-DB-L gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 8 industry peers in the Passenger Airlines industry. While EIF-DB-L is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, EIF-DB-L is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

Quickly go to:

6

1. Profitability

1.1 Basic Checks

In the past year EIF-DB-L was profitable.
In the past year EIF-DB-L had a positive cash flow from operations.
In the past 5 years EIF-DB-L has always been profitable.
In the past 5 years EIF-DB-L always reported a positive cash flow from operatings.
EIF-DB-L.CA Yearly Net Income VS EBIT VS OCF VS FCFEIF-DB-L.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

1.2 Ratios

EIF-DB-L has a better Return On Assets (2.69%) than 62.50% of its industry peers.
EIF-DB-L's Return On Equity of 8.47% is fine compared to the rest of the industry. EIF-DB-L outperforms 62.50% of its industry peers.
With a Return On Invested Capital value of 6.04%, EIF-DB-L perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for EIF-DB-L is in line with the industry average of 5.39%.
The last Return On Invested Capital (6.04%) for EIF-DB-L is above the 3 year average (5.98%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.69%
ROE 8.47%
ROIC 6.04%
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
EIF-DB-L.CA Yearly ROA, ROE, ROICEIF-DB-L.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

EIF-DB-L has a Profit Margin of 4.54%. This is in the better half of the industry: EIF-DB-L outperforms 62.50% of its industry peers.
In the last couple of years the Profit Margin of EIF-DB-L has declined.
EIF-DB-L has a better Operating Margin (11.88%) than 75.00% of its industry peers.
EIF-DB-L's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 36.84%, EIF-DB-L is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of EIF-DB-L has declined.
Industry RankSector Rank
OM 11.88%
PM (TTM) 4.54%
GM 36.84%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
EIF-DB-L.CA Yearly Profit, Operating, Gross MarginsEIF-DB-L.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

More info and screens

3

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so EIF-DB-L is destroying value.
EIF-DB-L has more shares outstanding than it did 1 year ago.
EIF-DB-L has more shares outstanding than it did 5 years ago.
EIF-DB-L has a worse debt/assets ratio than last year.
EIF-DB-L.CA Yearly Shares OutstandingEIF-DB-L.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
EIF-DB-L.CA Yearly Total Debt VS Total AssetsEIF-DB-L.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

An Altman-Z score of 2.19 indicates that EIF-DB-L is not a great score, but indicates only limited risk for bankruptcy at the moment.
EIF-DB-L has a better Altman-Z score (2.19) than 75.00% of its industry peers.
A Debt/Equity ratio of 1.53 is on the high side and indicates that EIF-DB-L has dependencies on debt financing.
EIF-DB-L's Debt to Equity ratio of 1.53 is on the low side compared to the rest of the industry. EIF-DB-L is outperformed by 62.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF N/A
Altman-Z 2.19
ROIC/WACC0.72
WACC8.39%
EIF-DB-L.CA Yearly LT Debt VS Equity VS FCFEIF-DB-L.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

A Current Ratio of 1.94 indicates that EIF-DB-L should not have too much problems paying its short term obligations.
EIF-DB-L's Current ratio of 1.94 is fine compared to the rest of the industry. EIF-DB-L outperforms 75.00% of its industry peers.
EIF-DB-L has a Quick Ratio of 1.18. This is a normal value and indicates that EIF-DB-L is financially healthy and should not expect problems in meeting its short term obligations.
EIF-DB-L's Quick ratio of 1.18 is fine compared to the rest of the industry. EIF-DB-L outperforms 75.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.94
Quick Ratio 1.18
EIF-DB-L.CA Yearly Current Assets VS Current LiabilitesEIF-DB-L.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

More info and screens

5

3. Growth

3.1 Past

EIF-DB-L shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.06%.
Measured over the past years, EIF-DB-L shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.27% on average per year.
Looking at the last year, EIF-DB-L shows a small growth in Revenue. The Revenue has grown by 5.95% in the last year.
EIF-DB-L shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.67% yearly.
EPS 1Y (TTM)3.06%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%40%
Revenue 1Y (TTM)5.95%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%11.05%

3.2 Future

EIF-DB-L is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.62% yearly.
EIF-DB-L is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.16% yearly.
EPS Next Y26.52%
EPS Next 2Y22.76%
EPS Next 3Y19.62%
EPS Next 5YN/A
Revenue Next Year10.77%
Revenue Next 2Y9.69%
Revenue Next 3Y8.16%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
EIF-DB-L.CA Yearly Revenue VS EstimatesEIF-DB-L.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
EIF-DB-L.CA Yearly EPS VS EstimatesEIF-DB-L.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

EIF-DB-L is valuated quite expensively with a Price/Earnings ratio of 42.24.
EIF-DB-L's Price/Earnings is on the same level as the industry average.
EIF-DB-L is valuated expensively when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 28.79, the valuation of EIF-DB-L can be described as expensive.
The rest of the industry has a similar Price/Forward Earnings ratio as EIF-DB-L.
When comparing the Price/Forward Earnings ratio of EIF-DB-L to the average of the S&P500 Index (21.76), we can say EIF-DB-L is valued slightly more expensively.
Industry RankSector Rank
PE 42.24
Fwd PE 28.79
EIF-DB-L.CA Price Earnings VS Forward Price EarningsEIF-DB-L.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EIF-DB-L indicates a slightly more expensive valuation: EIF-DB-L is more expensive than 62.50% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 13.51
EIF-DB-L.CA Per share dataEIF-DB-L.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40 50

4.3 Compensation for Growth

EIF-DB-L's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of EIF-DB-L may justify a higher PE ratio.
A more expensive valuation may be justified as EIF-DB-L's earnings are expected to grow with 19.62% in the coming years.
PEG (NY)1.59
PEG (5Y)N/A
EPS Next 2Y22.76%
EPS Next 3Y19.62%

More info and screens

5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.08%, EIF-DB-L is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.15, EIF-DB-L pays a better dividend. On top of this EIF-DB-L pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, EIF-DB-L pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.08%

5.2 History

The dividend of EIF-DB-L has a limited annual growth rate of 3.39%.
EIF-DB-L is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.39%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

EIF-DB-L pays out 103.51% of its income as dividend. This is not a sustainable payout ratio.
The dividend of EIF-DB-L is growing, but earnings are growing more, so the dividend growth is sustainable.
DP103.51%
EPS Next 2Y22.76%
EPS Next 3Y19.62%
EIF-DB-L.CA Yearly Income VS Free CF VS DividendEIF-DB-L.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M -150M
EIF-DB-L.CA Dividend Payout.EIF-DB-L.CA Dividend Payout, showing the Payout Ratio.EIF-DB-L.CA Dividend Payout.PayoutRetained Earnings

More info and screens

EXCHANGE INCOME CORP

TSX:EIF-DB-L (7/10/2025, 7:00:00 PM)

128

+1.2 (+0.95%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)05-12 2025-05-12/amc
Earnings (Next)08-06 2025-08-06
Inst Owners10.86%
Inst Owner ChangeN/A
Ins Owners6.1%
Ins Owner ChangeN/A
Market Cap6.57B
Analysts82.67
Price Target143.14 (11.83%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.08%
Yearly Dividend2.6
Dividend Growth(5Y)3.39%
DP103.51%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.63%
Min EPS beat(2)-10.57%
Max EPS beat(2)-4.7%
EPS beat(4)0
Avg EPS beat(4)-7.55%
Min EPS beat(4)-10.7%
Max EPS beat(4)-4.24%
EPS beat(8)1
Avg EPS beat(8)-4.99%
EPS beat(12)3
Avg EPS beat(12)-1.35%
EPS beat(16)7
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-2.48%
Min Revenue beat(2)-4.33%
Max Revenue beat(2)-0.64%
Revenue beat(4)0
Avg Revenue beat(4)-3.59%
Min Revenue beat(4)-5.7%
Max Revenue beat(4)-0.64%
Revenue beat(8)3
Avg Revenue beat(8)-1.28%
Revenue beat(12)7
Avg Revenue beat(12)1.61%
Revenue beat(16)11
Avg Revenue beat(16)3.29%
PT rev (1m)-1.67%
PT rev (3m)-6.47%
EPS NQ rev (1m)-3.58%
EPS NQ rev (3m)-6.67%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0.02%
Revenue NQ rev (3m)-0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.13%
Valuation
Industry RankSector Rank
PE 42.24
Fwd PE 28.79
P/S 2.41
P/FCF N/A
P/OCF 16.62
P/B 4.49
P/tB 23.67
EV/EBITDA 13.51
EPS(TTM)3.03
EY2.37%
EPS(NY)4.45
Fwd EY3.47%
FCF(TTM)-2.44
FCFYN/A
OCF(TTM)7.7
OCFY6.02%
SpS53.09
BVpS28.5
TBVpS5.41
PEG (NY)1.59
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.69%
ROE 8.47%
ROCE 8.2%
ROIC 6.04%
ROICexc 6.12%
ROICexgc 8.8%
OM 11.88%
PM (TTM) 4.54%
GM 36.84%
FCFM N/A
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
ROICexc(3y)6.18%
ROICexc(5y)5.52%
ROICexgc(3y)9.03%
ROICexgc(5y)8.05%
ROCE(3y)8.13%
ROCE(5y)7.25%
ROICexcg growth 3Y4.16%
ROICexcg growth 5Y1.41%
ROICexc growth 3Y5.19%
ROICexc growth 5Y0.27%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
F-Score6
Asset Turnover0.59
Health
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF N/A
Debt/EBITDA 3.47
Cap/Depr 161.1%
Cap/Sales 19.09%
Interest Coverage 2.64
Cash Conversion 61.1%
Profit Quality N/A
Current Ratio 1.94
Quick Ratio 1.18
Altman-Z 2.19
F-Score6
WACC8.39%
ROIC/WACC0.72
Cap/Depr(3y)171.71%
Cap/Depr(5y)149%
Cap/Sales(3y)18.83%
Cap/Sales(5y)17.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.06%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%40%
EPS Next Y26.52%
EPS Next 2Y22.76%
EPS Next 3Y19.62%
EPS Next 5YN/A
Revenue 1Y (TTM)5.95%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%11.05%
Revenue Next Year10.77%
Revenue Next 2Y9.69%
Revenue Next 3Y8.16%
Revenue Next 5YN/A
EBIT growth 1Y10.39%
EBIT growth 3Y30.33%
EBIT growth 5Y14.87%
EBIT Next Year98.94%
EBIT Next 3Y32.31%
EBIT Next 5YN/A
FCF growth 1Y-37.35%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.12%
OCF growth 3Y7.79%
OCF growth 5Y10.45%