EXCHANGE INCOME CORP (EIF-DB-L.CA) Fundamental Analysis & Valuation

TSX:EIF-DB-L • CA301283AN70

Current stock price

108.8 CAD
-27.2 (-20%)
Last:

This EIF-DB-L.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. EIF-DB-L.CA Profitability Analysis

1.1 Basic Checks

  • EIF-DB-L had positive earnings in the past year.
  • In the past year EIF-DB-L had a positive cash flow from operations.
  • Each year in the past 5 years EIF-DB-L has been profitable.
  • Each year in the past 5 years EIF-DB-L had a positive operating cash flow.
EIF-DB-L.CA Yearly Net Income VS EBIT VS OCF VS FCFEIF-DB-L.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.75%, EIF-DB-L is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
  • With a decent Return On Equity value of 9.07%, EIF-DB-L is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 5.96%, EIF-DB-L is doing good in the industry, outperforming 62.50% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for EIF-DB-L is in line with the industry average of 5.48%.
Industry RankSector Rank
ROA 2.75%
ROE 9.07%
ROIC 5.96%
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
EIF-DB-L.CA Yearly ROA, ROE, ROICEIF-DB-L.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 4.71%, EIF-DB-L is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
  • In the last couple of years the Profit Margin of EIF-DB-L has declined.
  • With an excellent Operating Margin value of 11.97%, EIF-DB-L belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
  • EIF-DB-L's Operating Margin has been stable in the last couple of years.
  • EIF-DB-L has a Gross Margin of 37.29%. This is in the lower half of the industry: EIF-DB-L underperforms 62.50% of its industry peers.
  • EIF-DB-L's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 11.97%
PM (TTM) 4.71%
GM 37.29%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
EIF-DB-L.CA Yearly Profit, Operating, Gross MarginsEIF-DB-L.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. EIF-DB-L.CA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so EIF-DB-L is destroying value.
  • EIF-DB-L has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, EIF-DB-L has more shares outstanding
  • The debt/assets ratio for EIF-DB-L is higher compared to a year ago.
EIF-DB-L.CA Yearly Shares OutstandingEIF-DB-L.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
EIF-DB-L.CA Yearly Total Debt VS Total AssetsEIF-DB-L.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 2.01 indicates that EIF-DB-L is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • EIF-DB-L has a better Altman-Z score (2.01) than 62.50% of its industry peers.
  • EIF-DB-L has a Debt/Equity ratio of 1.67. This is a high value indicating a heavy dependency on external financing.
  • EIF-DB-L has a Debt to Equity ratio (1.67) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 1.67
Debt/FCF N/A
Altman-Z 2.01
ROIC/WACC0.71
WACC8.44%
EIF-DB-L.CA Yearly LT Debt VS Equity VS FCFEIF-DB-L.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

  • EIF-DB-L has a Current Ratio of 2.24. This indicates that EIF-DB-L is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 2.24, EIF-DB-L belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
  • EIF-DB-L has a Quick Ratio of 1.47. This is a normal value and indicates that EIF-DB-L is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of EIF-DB-L (1.47) is better than 87.50% of its industry peers.
Industry RankSector Rank
Current Ratio 2.24
Quick Ratio 1.47
EIF-DB-L.CA Yearly Current Assets VS Current LiabilitesEIF-DB-L.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. EIF-DB-L.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 12.95% over the past year.
  • The Earnings Per Share has been decreasing by -0.27% on average over the past years.
  • Looking at the last year, EIF-DB-L shows a small growth in Revenue. The Revenue has grown by 6.87% in the last year.
  • Measured over the past years, EIF-DB-L shows a quite strong growth in Revenue. The Revenue has been growing by 14.67% on average per year.
EPS 1Y (TTM)12.95%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%14.29%
Revenue 1Y (TTM)6.87%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%8.99%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.12% on average over the next years. This is quite good.
  • EIF-DB-L is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.45% yearly.
EPS Next Y29.63%
EPS Next 2Y25.56%
EPS Next 3Y22.7%
EPS Next 5Y14.12%
Revenue Next Year13.8%
Revenue Next 2Y12.79%
Revenue Next 3Y11.13%
Revenue Next 5Y15.45%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
EIF-DB-L.CA Yearly Revenue VS EstimatesEIF-DB-L.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1B 2B 3B 4B 5B
EIF-DB-L.CA Yearly EPS VS EstimatesEIF-DB-L.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

3

4. EIF-DB-L.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 34.65, EIF-DB-L can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, EIF-DB-L is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 25.71, EIF-DB-L is valued a bit more expensive.
  • Based on the Price/Forward Earnings ratio of 23.39, the valuation of EIF-DB-L can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EIF-DB-L indicates a somewhat cheap valuation: EIF-DB-L is cheaper than 62.50% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.83. EIF-DB-L is around the same levels.
Industry RankSector Rank
PE 34.65
Fwd PE 23.39
EIF-DB-L.CA Price Earnings VS Forward Price EarningsEIF-DB-L.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EIF-DB-L is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 11.79
EIF-DB-L.CA Per share dataEIF-DB-L.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40 50

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of EIF-DB-L may justify a higher PE ratio.
  • EIF-DB-L's earnings are expected to grow with 22.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.17
PEG (5Y)N/A
EPS Next 2Y25.56%
EPS Next 3Y22.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. EIF-DB-L.CA Dividend Analysis

5.1 Amount

  • EIF-DB-L has a Yearly Dividend Yield of 3.56%.
  • Compared to an average industry Dividend Yield of 0.99, EIF-DB-L pays a better dividend. On top of this EIF-DB-L pays more dividend than 87.50% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, EIF-DB-L pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.56%

5.2 History

  • The dividend of EIF-DB-L has a limited annual growth rate of 3.39%.
  • EIF-DB-L does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.39%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • EIF-DB-L pays out 99.73% of its income as dividend. This is not a sustainable payout ratio.
  • EIF-DB-L's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP99.73%
EPS Next 2Y25.56%
EPS Next 3Y22.7%
EIF-DB-L.CA Yearly Income VS Free CF VS DividendEIF-DB-L.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M -150M
EIF-DB-L.CA Dividend Payout.EIF-DB-L.CA Dividend Payout, showing the Payout Ratio.EIF-DB-L.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

EIF-DB-L.CA Fundamentals: All Metrics, Ratios and Statistics

EXCHANGE INCOME CORP

TSX:EIF-DB-L (9/25/2025, 7:00:00 PM)

108.8

-27.2 (-20%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryPassenger Airlines
Earnings (Last)08-11
Earnings (Next)11-05
Inst Owners11.35%
Inst Owner ChangeN/A
Ins Owners6.07%
Ins Owner ChangeN/A
Market Cap5.63B
Revenue(TTM)2.79B
Net Income(TTM)131.28M
Analysts81.18
Price Target124.65 (14.57%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.56%
Yearly Dividend2.6
Dividend Growth(5Y)3.39%
DP99.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.59%
Min EPS beat(2)-10.57%
Max EPS beat(2)-2.6%
EPS beat(4)0
Avg EPS beat(4)-5.53%
Min EPS beat(4)-10.57%
Max EPS beat(4)-2.6%
EPS beat(8)1
Avg EPS beat(8)-4.98%
EPS beat(12)2
Avg EPS beat(12)-5.38%
EPS beat(16)6
Avg EPS beat(16)7.57%
Revenue beat(2)0
Avg Revenue beat(2)-1.67%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)-0.64%
Revenue beat(4)0
Avg Revenue beat(4)-3.34%
Min Revenue beat(4)-5.7%
Max Revenue beat(4)-0.64%
Revenue beat(8)2
Avg Revenue beat(8)-1.98%
Revenue beat(12)6
Avg Revenue beat(12)0.28%
Revenue beat(16)10
Avg Revenue beat(16)3.05%
PT rev (1m)-20.48%
PT rev (3m)-12.91%
EPS NQ rev (1m)1.71%
EPS NQ rev (3m)7.82%
EPS NY rev (1m)1.44%
EPS NY rev (3m)2.45%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)7.81%
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)2.73%
Valuation
Industry RankSector Rank
PE 34.65
Fwd PE 23.39
P/S 2.02
P/FCF N/A
P/OCF 12.59
P/B 3.89
P/tB 19.99
EV/EBITDA 11.79
EPS(TTM)3.14
EY2.89%
EPS(NY)4.65
Fwd EY4.27%
FCF(TTM)-1.16
FCFYN/A
OCF(TTM)8.64
OCFY7.94%
SpS53.79
BVpS27.95
TBVpS5.44
PEG (NY)1.17
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 9.07%
ROCE 8.1%
ROIC 5.96%
ROICexc 6.32%
ROICexgc 9.02%
OM 11.97%
PM (TTM) 4.71%
GM 37.29%
FCFM N/A
ROA(3y)2.91%
ROA(5y)2.52%
ROE(3y)9.73%
ROE(5y)8.37%
ROIC(3y)5.98%
ROIC(5y)5.34%
ROICexc(3y)6.18%
ROICexc(5y)5.52%
ROICexgc(3y)9.03%
ROICexgc(5y)8.05%
ROCE(3y)8.13%
ROCE(5y)7.25%
ROICexgc growth 3Y4.16%
ROICexgc growth 5Y1.41%
ROICexc growth 3Y5.19%
ROICexc growth 5Y0.27%
OM growth 3Y5.55%
OM growth 5Y0.17%
PM growth 3Y-2.07%
PM growth 5Y-6.07%
GM growth 3Y-0.42%
GM growth 5Y-1.74%
F-Score5
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 1.67
Debt/FCF N/A
Debt/EBITDA 3.63
Cap/Depr 152.1%
Cap/Sales 18.22%
Interest Coverage 2.68
Cash Conversion 67.08%
Profit Quality N/A
Current Ratio 2.24
Quick Ratio 1.47
Altman-Z 2.01
F-Score5
WACC8.44%
ROIC/WACC0.71
Cap/Depr(3y)171.71%
Cap/Depr(5y)149%
Cap/Sales(3y)18.83%
Cap/Sales(5y)17.8%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.95%
EPS 3Y9.61%
EPS 5Y-0.27%
EPS Q2Q%14.29%
EPS Next Y29.63%
EPS Next 2Y25.56%
EPS Next 3Y22.7%
EPS Next 5Y14.12%
Revenue 1Y (TTM)6.87%
Revenue growth 3Y23.47%
Revenue growth 5Y14.67%
Sales Q2Q%8.99%
Revenue Next Year13.8%
Revenue Next 2Y12.79%
Revenue Next 3Y11.13%
Revenue Next 5Y15.45%
EBIT growth 1Y14.84%
EBIT growth 3Y30.33%
EBIT growth 5Y14.87%
EBIT Next Year108.55%
EBIT Next 3Y37.12%
EBIT Next 5Y29.03%
FCF growth 1Y11.09%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y31.27%
OCF growth 3Y7.79%
OCF growth 5Y10.45%

EXCHANGE INCOME CORP / EIF-DB-L.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EXCHANGE INCOME CORP (EIF-DB-L.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to EIF-DB-L.CA.


Can you provide the valuation status for EXCHANGE INCOME CORP?

ChartMill assigns a valuation rating of 3 / 10 to EXCHANGE INCOME CORP (EIF-DB-L.CA). This can be considered as Overvalued.


How profitable is EXCHANGE INCOME CORP (EIF-DB-L.CA) stock?

EXCHANGE INCOME CORP (EIF-DB-L.CA) has a profitability rating of 6 / 10.


Can you provide the financial health for EIF-DB-L stock?

The financial health rating of EXCHANGE INCOME CORP (EIF-DB-L.CA) is 4 / 10.


How sustainable is the dividend of EXCHANGE INCOME CORP (EIF-DB-L.CA) stock?

The dividend rating of EXCHANGE INCOME CORP (EIF-DB-L.CA) is 4 / 10 and the dividend payout ratio is 99.73%.