EDENRED (EDEN.PA) Stock Fundamental Analysis
EPA:EDEN - Euronext Paris - Matif - FR0010908533 - Common Stock - Currency: EUR
Taking everything into account, EDEN scores 5 out of 10 in our fundamental rating. EDEN was compared to 50 industry peers in the Financial Services industry. EDEN has a medium profitability rating, but doesn't score so well on its financial health evaluation. EDEN is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
EDEN had positive earnings in the past year.
EDEN had a positive operating cash flow in the past year.
Each year in the past 5 years EDEN has been profitable.
Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
EDEN has a Return On Assets (2.20%) which is comparable to the rest of the industry.
The Return On Invested Capital of EDEN (20.95%) is better than 90.91% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is above the industry average of 10.86%.
The last Return On Invested Capital (20.95%) for EDEN is above the 3 year average (14.92%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.2% | ||
| ROE | N/A | ||
| ROIC | 20.95% |
ROA(3y)2.83%
ROA(5y)2.91%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.92%
ROIC(5y)15.48%
1.3 Margins
With a Profit Margin value of 10.92%, EDEN perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
In the last couple of years the Profit Margin of EDEN has declined.
Looking at the Operating Margin, with a value of 36.05%, EDEN is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
In the last couple of years the Operating Margin of EDEN has remained more or less at the same level.
The Gross Margin of EDEN (91.62%) is better than 93.18% of its industry peers.
EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.05% | ||
| PM (TTM) | 10.92% | ||
| GM | 91.62% |
OM growth 3Y4.89%
OM growth 5Y1.39%
PM growth 3Y-13.21%
PM growth 5Y-10.44%
GM growth 3Y0.69%
GM growth 5Y0.68%
2. Health
2.1 Basic Checks
EDEN has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
EDEN has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for EDEN has been increased compared to 5 years ago.
Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.54, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
EDEN's Altman-Z score of 0.54 is on the low side compared to the rest of the industry. EDEN is outperformed by 72.73% of its industry peers.
The Debt to FCF ratio of EDEN is 5.39, which is a neutral value as it means it would take EDEN, 5.39 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of EDEN (5.39) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.39 | ||
| Altman-Z | 0.54 |
ROIC/WACC3.36
WACC6.24%
2.3 Liquidity
A Current Ratio of 0.84 indicates that EDEN may have some problems paying its short term obligations.
With a Current ratio value of 0.84, EDEN is not doing good in the industry: 81.82% of the companies in the same industry are doing better.
A Quick Ratio of 0.84 indicates that EDEN may have some problems paying its short term obligations.
With a Quick ratio value of 0.84, EDEN is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.84 | ||
| Quick Ratio | 0.84 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.49% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.38% on average per year.
The Revenue has grown by 20.86% in the past year. This is a very strong growth!
The Revenue has been growing by 12.78% on average over the past years. This is quite good.
EPS 1Y (TTM)9.49%
EPS 3Y18.15%
EPS 5Y8.38%
EPS Q2Q%17.11%
Revenue 1Y (TTM)20.86%
Revenue growth 3Y19.72%
Revenue growth 5Y12.78%
Sales Q2Q%19.95%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.24% on average per year.
The Revenue is expected to grow by 7.25% on average over the next years.
EPS Next Y34.82%
EPS Next 2Y22.71%
EPS Next 3Y19.39%
EPS Next 5Y12.24%
Revenue Next Year13.84%
Revenue Next 2Y10.72%
Revenue Next 3Y9.98%
Revenue Next 5Y7.25%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 18.54, which indicates a rather expensive current valuation of EDEN.
EDEN's Price/Earnings ratio is a bit more expensive when compared to the industry. EDEN is more expensive than 61.36% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 28.47. EDEN is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 13.31 indicates a correct valuation of EDEN.
The rest of the industry has a similar Price/Forward Earnings ratio as EDEN.
The average S&P500 Price/Forward Earnings ratio is at 92.74. EDEN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.54 | ||
| Fwd PE | 13.31 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued a bit cheaper than 72.73% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, EDEN is valued a bit cheaper than the industry average as 65.91% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.84 | ||
| EV/EBITDA | 5.47 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of EDEN may justify a higher PE ratio.
A more expensive valuation may be justified as EDEN's earnings are expected to grow with 19.39% in the coming years.
PEG (NY)0.53
PEG (5Y)2.21
EPS Next 2Y22.71%
EPS Next 3Y19.39%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 3.31%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.17, EDEN pays a bit more dividend than its industry peers.
EDEN's Dividend Yield is a higher than the S&P500 average which is at 2.28.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.31% |
5.2 History
On average, the dividend of EDEN grows each year by 14.15%, which is quite nice.
Dividend Growth(5Y)14.15%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
EDEN pays out 101.67% of its income as dividend. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP101.67%
EPS Next 2Y22.71%
EPS Next 3Y19.39%
EDENRED
EPA:EDEN (2/5/2025, 1:40:44 PM)
32.07
-0.35 (-1.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners76.63%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap7.83B
Analysts76.8
Price Target43.54 (35.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.31% |
Yearly Dividend1.12
Dividend Growth(5Y)14.15%
DP101.67%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-8.37%
PT rev (3m)-19.99%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.2%
EPS NY rev (3m)1.35%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.58%
Revenue NY rev (3m)-0.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.54 | ||
| Fwd PE | 13.31 | ||
| P/S | 2.85 | ||
| P/FCF | 8.84 | ||
| P/OCF | 7.16 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.47 |
EPS(TTM)1.73
EY5.39%
EPS(NY)2.41
Fwd EY7.51%
FCF(TTM)3.63
FCFY11.31%
OCF(TTM)4.48
OCFY13.97%
SpS11.25
BVpS-3.84
TBVpS-21.04
PEG (NY)0.53
PEG (5Y)2.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.2% | ||
| ROE | N/A | ||
| ROCE | 34.21% | ||
| ROIC | 20.95% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 36.05% | ||
| PM (TTM) | 10.92% | ||
| GM | 91.62% | ||
| FCFM | 32.23% |
ROA(3y)2.83%
ROA(5y)2.91%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.92%
ROIC(5y)15.48%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)24.3%
ROCE(5y)25.29%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y-49.08%
ROICexc growth 5YN/A
OM growth 3Y4.89%
OM growth 5Y1.39%
PM growth 3Y-13.21%
PM growth 5Y-10.44%
GM growth 3Y0.69%
GM growth 5Y0.68%
F-Score7
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.39 | ||
| Debt/EBITDA | 2.34 | ||
| Cap/Depr | 51.87% | ||
| Cap/Sales | 7.57% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 78.58% | ||
| Profit Quality | 295% | ||
| Current Ratio | 0.84 | ||
| Quick Ratio | 0.84 | ||
| Altman-Z | 0.54 |
F-Score7
WACC6.24%
ROIC/WACC3.36
Cap/Depr(3y)78.92%
Cap/Depr(5y)78.91%
Cap/Sales(3y)7.33%
Cap/Sales(5y)7.03%
Profit Quality(3y)234.24%
Profit Quality(5y)215.67%
High Growth Momentum
Growth
EPS 1Y (TTM)9.49%
EPS 3Y18.15%
EPS 5Y8.38%
EPS Q2Q%17.11%
EPS Next Y34.82%
EPS Next 2Y22.71%
EPS Next 3Y19.39%
EPS Next 5Y12.24%
Revenue 1Y (TTM)20.86%
Revenue growth 3Y19.72%
Revenue growth 5Y12.78%
Sales Q2Q%19.95%
Revenue Next Year13.84%
Revenue Next 2Y10.72%
Revenue Next 3Y9.98%
Revenue Next 5Y7.25%
EBIT growth 1Y25.16%
EBIT growth 3Y25.58%
EBIT growth 5Y14.34%
EBIT Next Year39.35%
EBIT Next 3Y18.18%
EBIT Next 5Y9.51%
FCF growth 1Y17.69%
FCF growth 3Y11.97%
FCF growth 5Y14.61%
OCF growth 1Y23.36%
OCF growth 3Y13.58%
OCF growth 5Y14.87%