EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:EDEN • FR0010908533
17.505 EUR
-0.32 (-1.8%)
Last: Feb 3, 2026, 02:09 PM
Overall EDEN gets a fundamental rating of 6 out of 10. We evaluated EDEN against 55 industry peers in the Financial Services industry. While EDEN belongs to the best of the industry regarding profitability, there are concerns on its financial health. EDEN scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year EDEN was profitable.
- In the past year EDEN had a positive cash flow from operations.
- EDEN had positive earnings in each of the past 5 years.
- Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 3.80%, EDEN is in the better half of the industry, outperforming 69.09% of the companies in the same industry.
- EDEN has a better Return On Invested Capital (19.31%) than 94.55% of its industry peers.
- EDEN had an Average Return On Invested Capital over the past 3 years of 16.28%. This is significantly above the industry average of 9.19%.
- The 3 year average ROIC (16.28%) for EDEN is below the current ROIC(19.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
- EDEN's Profit Margin of 17.41% is fine compared to the rest of the industry. EDEN outperforms 69.09% of its industry peers.
- In the last couple of years the Profit Margin of EDEN has declined.
- EDEN has a better Operating Margin (36.88%) than 81.82% of its industry peers.
- EDEN's Operating Margin has improved in the last couple of years.
- The Gross Margin of EDEN (91.62%) is better than 96.36% of its industry peers.
- EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
- Compared to 1 year ago, EDEN has less shares outstanding
- Compared to 5 years ago, EDEN has less shares outstanding
- The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
- EDEN has an Altman-Z score of 0.43. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of EDEN (0.43) is worse than 63.64% of its industry peers.
- EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 7.79, EDEN perfoms like the industry average, outperforming 50.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.43 |
ROIC/WACC2.96
WACC6.52%
2.3 Liquidity
- EDEN has a Current Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of EDEN (0.86) is worse than 70.91% of its industry peers.
- EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.86, EDEN is not doing good in the industry: 70.91% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 21.39% over the past year.
- Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
- Looking at the last year, EDEN shows a small growth in Revenue. The Revenue has grown by 6.05% in the last year.
- The Revenue has been growing by 11.93% on average over the past years. This is quite good.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
- EDEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.23% yearly.
- The Revenue is expected to grow by 4.08% on average over the next years.
EPS Next Y14.21%
EPS Next 2Y4.15%
EPS Next 3Y7.18%
EPS Next 5Y9.23%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.34, the valuation of EDEN can be described as reasonable.
- 76.36% of the companies in the same industry are more expensive than EDEN, based on the Price/Earnings ratio.
- EDEN is valuated cheaply when we compare the Price/Earnings ratio to 28.41, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 8.03, the valuation of EDEN can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, EDEN is valued a bit cheaper than 72.73% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.64. EDEN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.34 | ||
| Fwd PE | 8.03 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 85.45% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, EDEN is valued cheaper than 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.38 | ||
| EV/EBITDA | 3.65 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- EDEN has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.59
PEG (5Y)0.9
EPS Next 2Y4.15%
EPS Next 3Y7.18%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.04%, EDEN is a good candidate for dividend investing.
- EDEN's Dividend Yield is rather good when compared to the industry average which is at 2.10. EDEN pays more dividend than 94.55% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.04% |
5.2 History
- On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- EDEN pays out 63.71% of its income as dividend. This is not a sustainable payout ratio.
- EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y4.15%
EPS Next 3Y7.18%
EPA:EDEN (2/3/2026, 2:09:02 PM)
17.505
-0.32 (-1.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-21 2025-10-21
Earnings (Next)02-24 2026-02-24/amc
Inst Owners80.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.20B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target33.09 (89.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.04% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.24%
EPS NY rev (3m)0.7%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.34 | ||
| Fwd PE | 8.03 | ||
| P/S | 1.44 | ||
| P/FCF | 6.38 | ||
| P/OCF | 4.82 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.65 |
EPS(TTM)2.1
EY12%
EPS(NY)2.18
Fwd EY12.46%
FCF(TTM)2.74
FCFY15.67%
OCF(TTM)3.64
OCFY20.77%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.59
PEG (5Y)0.9
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.43 |
F-Score7
WACC6.52%
ROIC/WACC2.96
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y14.21%
EPS Next 2Y4.15%
EPS Next 3Y7.18%
EPS Next 5Y9.23%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year28.3%
EBIT Next 3Y10.38%
EBIT Next 5Y7.58%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
Can you provide the valuation status for EDENRED?
ChartMill assigns a valuation rating of 8 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
Can you provide the profitability details for EDENRED?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
What is the financial health of EDENRED (EDEN.PA) stock?
The financial health rating of EDENRED (EDEN.PA) is 2 / 10.
How sustainable is the dividend of EDENRED (EDEN.PA) stock?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.