EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
19.045 EUR
+0.63 (+3.39%)
We assign a fundamental rating of 6 out of 10 to EDEN. EDEN was compared to 58 industry peers in the Financial Services industry. While EDEN has a great profitability rating, there are quite some concerns on its financial health. EDEN may be a bit undervalued, certainly considering the very reasonable score on growth Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
In the past year EDEN had a positive cash flow from operations.
EDEN had positive earnings in each of the past 5 years.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 3.80%, EDEN is doing good in the industry, outperforming 68.97% of the companies in the same industry.
EDEN has a better Return On Invested Capital (19.31%) than 93.10% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is significantly above the industry average of 9.69%.
The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
Looking at the Profit Margin, with a value of 17.41%, EDEN is in the better half of the industry, outperforming 70.69% of the companies in the same industry.
EDEN's Profit Margin has declined in the last couple of years.
EDEN has a better Operating Margin (36.88%) than 81.03% of its industry peers.
In the last couple of years the Operating Margin of EDEN has grown nicely.
Looking at the Gross Margin, with a value of 91.62%, EDEN belongs to the top of the industry, outperforming 96.55% of the companies in the same industry.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
EDEN has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, EDEN has less shares outstanding
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
EDEN has an Altman-Z score of 0.44. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
EDEN has a Altman-Z score of 0.44. This is in the lower half of the industry: EDEN underperforms 65.52% of its industry peers.
EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
EDEN has a Debt to FCF ratio (7.79) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.44 |
ROIC/WACC2.9
WACC6.65%
2.3 Liquidity
EDEN has a Current Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.86, EDEN is not doing good in the industry: 70.69% of the companies in the same industry are doing better.
A Quick Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
The Quick ratio of EDEN (0.86) is worse than 70.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
EDEN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.28% yearly.
The Revenue has been growing slightly by 6.05% in the past year.
Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
The Earnings Per Share is expected to grow by 10.75% on average over the next years. This is quite good.
Based on estimates for the next years, EDEN will show a small growth in Revenue. The Revenue will grow by 4.56% on average per year.
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y10.75%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.56%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.07, the valuation of EDEN can be described as very reasonable.
Based on the Price/Earnings ratio, EDEN is valued cheaply inside the industry as 81.03% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.87. EDEN is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 8.51, the valuation of EDEN can be described as reasonable.
EDEN's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. EDEN is cheaper than 79.31% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.46, EDEN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.07 | ||
| Fwd PE | 8.51 |
4.2 Price Multiples
EDEN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. EDEN is cheaper than 84.48% of the companies in the same industry.
84.48% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.94 | ||
| EV/EBITDA | 3.75 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.54
PEG (5Y)0.98
EPS Next 2Y5.55%
EPS Next 3Y8.13%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 6.40%, which is a nice return.
Compared to an average industry Dividend Yield of 2.04, EDEN pays a better dividend. On top of this EDEN pays more dividend than 94.83% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.4% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPA:EDEN (1/6/2026, 5:36:15 PM)
19.045
+0.63 (+3.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners80.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.57B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target33.09 (73.75%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.4% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.29%
PT rev (3m)-15.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.86%
EPS NY rev (3m)3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.07 | ||
| Fwd PE | 8.51 | ||
| P/S | 1.57 | ||
| P/FCF | 6.94 | ||
| P/OCF | 5.24 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.75 |
EPS(TTM)2.1
EY11.03%
EPS(NY)2.24
Fwd EY11.76%
FCF(TTM)2.74
FCFY14.4%
OCF(TTM)3.64
OCFY19.09%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.54
PEG (5Y)0.98
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.44 |
F-Score7
WACC6.65%
ROIC/WACC2.9
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y10.75%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.56%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year28.3%
EBIT Next 3Y10.38%
EBIT Next 5Y8.39%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
Can you provide the valuation status for EDENRED?
ChartMill assigns a valuation rating of 8 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
Can you provide the profitability details for EDENRED?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
What is the financial health of EDENRED (EDEN.PA) stock?
The financial health rating of EDENRED (EDEN.PA) is 2 / 10.
How sustainable is the dividend of EDENRED (EDEN.PA) stock?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.