EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
18.595 EUR
+0.31 (+1.7%)
Overall EDEN gets a fundamental rating of 6 out of 10. We evaluated EDEN against 53 industry peers in the Financial Services industry. EDEN has an excellent profitability rating, but there are concerns on its financial health. EDEN is valued quite cheap, while showing a decent growth score. This is a good combination! Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
In the past year EDEN had a positive cash flow from operations.
EDEN had positive earnings in each of the past 5 years.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
EDEN has a better Return On Assets (3.80%) than 71.70% of its industry peers.
EDEN's Return On Invested Capital of 19.31% is amongst the best of the industry. EDEN outperforms 96.23% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is significantly above the industry average of 8.63%.
The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN has a Profit Margin of 17.41%. This is in the better half of the industry: EDEN outperforms 71.70% of its industry peers.
EDEN's Profit Margin has declined in the last couple of years.
EDEN has a Operating Margin of 36.88%. This is amongst the best in the industry. EDEN outperforms 83.02% of its industry peers.
In the last couple of years the Operating Margin of EDEN has grown nicely.
EDEN has a better Gross Margin (91.62%) than 96.23% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
EDEN has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, EDEN has less shares outstanding
Compared to 5 years ago, EDEN has less shares outstanding
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.44, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of EDEN (0.44) is worse than 66.04% of its industry peers.
EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
The Debt to FCF ratio of EDEN (7.79) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.44 |
ROIC/WACC3.06
WACC6.3%
2.3 Liquidity
A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
EDEN's Current ratio of 0.86 is on the low side compared to the rest of the industry. EDEN is outperformed by 73.58% of its industry peers.
A Quick Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
EDEN has a worse Quick ratio (0.86) than 73.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
EDEN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.28% yearly.
The Revenue has been growing slightly by 6.05% in the past year.
Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.75% on average per year.
The Revenue is expected to grow by 4.56% on average over the next years.
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y10.75%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y4.56%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.85 indicates a reasonable valuation of EDEN.
Based on the Price/Earnings ratio, EDEN is valued a bit cheaper than the industry average as 79.25% of the companies are valued more expensively.
EDEN is valuated cheaply when we compare the Price/Earnings ratio to 26.37, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 7.27, which indicates a rather cheap valuation of EDEN.
Based on the Price/Forward Earnings ratio, EDEN is valued cheaper than 81.13% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of EDEN to the average of the S&P500 Index (36.20), we can say EDEN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.85 | ||
| Fwd PE | 7.27 |
4.2 Price Multiples
EDEN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. EDEN is cheaper than 81.13% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, EDEN is valued cheaper than 83.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.78 | ||
| EV/EBITDA | 3.73 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has an outstanding profitability rating, which may justify a higher PE ratio.
EDEN's earnings are expected to grow with 12.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.64
PEG (5Y)0.95
EPS Next 2Y12.84%
EPS Next 3Y12.84%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 6.53%, which is a nice return.
The stock price of EDEN dropped by -23.20% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
EDEN's Dividend Yield is rather good when compared to the industry average which is at 3.41. EDEN pays more dividend than 94.34% of the companies in the same industry.
EDEN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.53% |
5.2 History
On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
EDEN pays out 63.71% of its income as dividend. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPA:EDEN (12/4/2025, 1:23:28 PM)
18.595
+0.31 (+1.7%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners83.64%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.46B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target35.31 (89.89%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.53% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.62%
PT rev (3m)-15.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.18%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.85 | ||
| Fwd PE | 7.27 | ||
| P/S | 1.53 | ||
| P/FCF | 6.78 | ||
| P/OCF | 5.12 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.73 |
EPS(TTM)2.1
EY11.29%
EPS(NY)2.56
Fwd EY13.76%
FCF(TTM)2.74
FCFY14.75%
OCF(TTM)3.64
OCFY19.55%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.64
PEG (5Y)0.95
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.44 |
F-Score7
WACC6.3%
ROIC/WACC3.06
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y10.75%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y4.56%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year27.16%
EBIT Next 3Y14.24%
EBIT Next 5Y8.39%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
What is the valuation status for EDEN stock?
ChartMill assigns a valuation rating of 9 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
What is the profitability of EDEN stock?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for EDEN stock?
The Earnings per Share (EPS) of EDENRED (EDEN.PA) is expected to grow by 13.81% in the next year.
Is the dividend of EDENRED sustainable?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.