EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
17.98 EUR
+0.01 (+0.06%)
EDEN gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. While EDEN belongs to the best of the industry regarding profitability, there are concerns on its financial health. EDEN scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year EDEN was profitable.
- EDEN had a positive operating cash flow in the past year.
- In the past 5 years EDEN has always been profitable.
- Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
- EDEN has a better Return On Assets (3.80%) than 70.69% of its industry peers.
- EDEN has a Return On Invested Capital of 19.31%. This is amongst the best in the industry. EDEN outperforms 94.83% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for EDEN is significantly above the industry average of 8.80%.
- The 3 year average ROIC (16.28%) for EDEN is below the current ROIC(19.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
- EDEN has a better Profit Margin (17.41%) than 70.69% of its industry peers.
- EDEN's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 36.88%, EDEN belongs to the top of the industry, outperforming 82.76% of the companies in the same industry.
- EDEN's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 91.62%, EDEN belongs to the top of the industry, outperforming 96.55% of the companies in the same industry.
- EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
- The number of shares outstanding for EDEN has been reduced compared to 1 year ago.
- Compared to 5 years ago, EDEN has less shares outstanding
- Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
- EDEN has an Altman-Z score of 0.43. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 0.43, EDEN is not doing good in the industry: 63.79% of the companies in the same industry are doing better.
- The Debt to FCF ratio of EDEN is 7.79, which is on the high side as it means it would take EDEN, 7.79 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of EDEN (7.79) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.43 |
ROIC/WACC2.94
WACC6.56%
2.3 Liquidity
- A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
- The Current ratio of EDEN (0.86) is worse than 68.97% of its industry peers.
- A Quick Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.86, EDEN is doing worse than 68.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 21.39% over the past year.
- The Earnings Per Share has been growing by 9.28% on average over the past years. This is quite good.
- Looking at the last year, EDEN shows a small growth in Revenue. The Revenue has grown by 6.05% in the last year.
- Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
- EDEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.23% yearly.
- The Revenue is expected to grow by 4.08% on average over the next years.
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y9.23%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.56, the valuation of EDEN can be described as reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 81.03% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of EDEN to the average of the S&P500 Index (27.54), we can say EDEN is valued rather cheaply.
- A Price/Forward Earnings ratio of 8.03 indicates a reasonable valuation of EDEN.
- Based on the Price/Forward Earnings ratio, EDEN is valued a bit cheaper than 79.31% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. EDEN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.56 | ||
| Fwd PE | 8.03 |
4.2 Price Multiples
- 84.48% of the companies in the same industry are more expensive than EDEN, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, EDEN is valued cheaply inside the industry as 84.48% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.56 | ||
| EV/EBITDA | 3.67 |
4.3 Compensation for Growth
- EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The excellent profitability rating of EDEN may justify a higher PE ratio.
PEG (NY)0.51
PEG (5Y)0.92
EPS Next 2Y5.55%
EPS Next 3Y8.13%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.43%, EDEN is a good candidate for dividend investing.
- EDEN's Dividend Yield is rather good when compared to the industry average which is at 1.97. EDEN pays more dividend than 94.83% of the companies in the same industry.
- EDEN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.43% |
5.2 History
- On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
- EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPA:EDEN (1/15/2026, 7:00:00 PM)
17.98
+0.01 (+0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-21 2025-10-21
Earnings (Next)02-24 2026-02-24/amc
Inst Owners80.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.31B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target33.09 (84.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.43% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.52%
PT rev (3m)-15.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.86%
EPS NY rev (3m)3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.56 | ||
| Fwd PE | 8.03 | ||
| P/S | 1.48 | ||
| P/FCF | 6.56 | ||
| P/OCF | 4.95 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.67 |
EPS(TTM)2.1
EY11.68%
EPS(NY)2.24
Fwd EY12.45%
FCF(TTM)2.74
FCFY15.26%
OCF(TTM)3.64
OCFY20.22%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.51
PEG (5Y)0.92
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.43 |
F-Score7
WACC6.56%
ROIC/WACC2.94
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y9.23%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year28.3%
EBIT Next 3Y10.38%
EBIT Next 5Y7.58%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
Can you provide the valuation status for EDENRED?
ChartMill assigns a valuation rating of 8 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
Can you provide the profitability details for EDENRED?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
What is the financial health of EDENRED (EDEN.PA) stock?
The financial health rating of EDENRED (EDEN.PA) is 2 / 10.
How sustainable is the dividend of EDENRED (EDEN.PA) stock?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.