EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
17.97 EUR
+0.27 (+1.53%)
EDEN gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. EDEN scores excellent on profitability, but there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on EDEN. Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year EDEN was profitable.
- EDEN had a positive operating cash flow in the past year.
- In the past 5 years EDEN has always been profitable.
- In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
- EDEN's Return On Assets of 3.80% is fine compared to the rest of the industry. EDEN outperforms 70.69% of its industry peers.
- The Return On Invested Capital of EDEN (19.31%) is better than 94.83% of its industry peers.
- EDEN had an Average Return On Invested Capital over the past 3 years of 16.28%. This is significantly above the industry average of 8.80%.
- The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
- EDEN's Profit Margin of 17.41% is fine compared to the rest of the industry. EDEN outperforms 70.69% of its industry peers.
- EDEN's Profit Margin has declined in the last couple of years.
- With an excellent Operating Margin value of 36.88%, EDEN belongs to the best of the industry, outperforming 82.76% of the companies in the same industry.
- In the last couple of years the Operating Margin of EDEN has grown nicely.
- EDEN has a better Gross Margin (91.62%) than 96.55% of its industry peers.
- EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
- The number of shares outstanding for EDEN has been reduced compared to 1 year ago.
- The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
- Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.43, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.43, EDEN is doing worse than 63.79% of the companies in the same industry.
- EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 7.79, EDEN perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.43 |
ROIC/WACC2.94
WACC6.56%
2.3 Liquidity
- EDEN has a Current Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
- EDEN has a worse Current ratio (0.86) than 68.97% of its industry peers.
- EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
- EDEN's Quick ratio of 0.86 is on the low side compared to the rest of the industry. EDEN is outperformed by 68.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- EDEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.39%, which is quite impressive.
- Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
- The Revenue has been growing slightly by 6.05% in the past year.
- The Revenue has been growing by 11.93% on average over the past years. This is quite good.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
- The Earnings Per Share is expected to grow by 9.23% on average over the next years. This is quite good.
- The Revenue is expected to grow by 4.08% on average over the next years.
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y9.23%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.56, the valuation of EDEN can be described as very reasonable.
- Based on the Price/Earnings ratio, EDEN is valued cheaper than 81.03% of the companies in the same industry.
- When comparing the Price/Earnings ratio of EDEN to the average of the S&P500 Index (27.30), we can say EDEN is valued rather cheaply.
- The Price/Forward Earnings ratio is 8.03, which indicates a very decent valuation of EDEN.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 79.31% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of EDEN to the average of the S&P500 Index (24.04), we can say EDEN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.56 | ||
| Fwd PE | 8.03 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, EDEN is valued cheaply inside the industry as 84.48% of the companies are valued more expensively.
- 84.48% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.55 | ||
| EV/EBITDA | 3.62 |
4.3 Compensation for Growth
- EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- EDEN has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.51
PEG (5Y)0.92
EPS Next 2Y5.55%
EPS Next 3Y8.13%
5. Dividend
5.1 Amount
- EDEN has a Yearly Dividend Yield of 6.43%, which is a nice return.
- EDEN's Dividend Yield is rather good when compared to the industry average which is at 1.97. EDEN pays more dividend than 94.83% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.43% |
5.2 History
- On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
- EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPA:EDEN (1/14/2026, 5:36:15 PM)
17.97
+0.27 (+1.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-21 2025-10-21
Earnings (Next)02-24 2026-02-24/amc
Inst Owners80.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.31B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target33.09 (84.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.43% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.52%
PT rev (3m)-15.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.86%
EPS NY rev (3m)3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.56 | ||
| Fwd PE | 8.03 | ||
| P/S | 1.48 | ||
| P/FCF | 6.55 | ||
| P/OCF | 4.94 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.62 |
EPS(TTM)2.1
EY11.69%
EPS(NY)2.24
Fwd EY12.46%
FCF(TTM)2.74
FCFY15.26%
OCF(TTM)3.64
OCFY20.23%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.51
PEG (5Y)0.92
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.43 |
F-Score7
WACC6.56%
ROIC/WACC2.94
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y9.23%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year28.3%
EBIT Next 3Y10.38%
EBIT Next 5Y7.58%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
Can you provide the valuation status for EDENRED?
ChartMill assigns a valuation rating of 9 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
Can you provide the profitability details for EDENRED?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
What is the financial health of EDENRED (EDEN.PA) stock?
The financial health rating of EDENRED (EDEN.PA) is 2 / 10.
How sustainable is the dividend of EDENRED (EDEN.PA) stock?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.