EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - EPA:EDEN - FR0010908533 - Common Stock
19.365 EUR
-0.29 (-1.45%)
Taking everything into account, EDEN scores 6 out of 10 in our fundamental rating. EDEN was compared to 50 industry peers in the Financial Services industry. While EDEN belongs to the best of the industry regarding profitability, there are concerns on its financial health. EDEN may be a bit undervalued, certainly considering the very reasonable score on growth Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
EDEN had a positive operating cash flow in the past year.
EDEN had positive earnings in each of the past 5 years.
EDEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
EDEN has a better Return On Assets (3.80%) than 68.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 19.31%, EDEN belongs to the top of the industry, outperforming 94.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is significantly above the industry average of 9.72%.
The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN has a Profit Margin of 17.41%. This is in the better half of the industry: EDEN outperforms 70.00% of its industry peers.
In the last couple of years the Profit Margin of EDEN has declined.
EDEN has a better Operating Margin (36.88%) than 80.00% of its industry peers.
In the last couple of years the Operating Margin of EDEN has grown nicely.
With an excellent Gross Margin value of 91.62%, EDEN belongs to the best of the industry, outperforming 96.00% of the companies in the same industry.
EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
EDEN has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for EDEN has been reduced compared to 1 year ago.
EDEN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
EDEN has an Altman-Z score of 0.45. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
EDEN has a Altman-Z score of 0.45. This is in the lower half of the industry: EDEN underperforms 66.00% of its industry peers.
The Debt to FCF ratio of EDEN is 7.79, which is on the high side as it means it would take EDEN, 7.79 years of fcf income to pay off all of its debts.
EDEN has a Debt to FCF ratio of 7.79. This is comparable to the rest of the industry: EDEN outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.45 |
ROIC/WACC2.91
WACC6.63%
2.3 Liquidity
EDEN has a Current Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of EDEN (0.86) is worse than 78.00% of its industry peers.
EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN has a Quick ratio of 0.86. This is in the lower half of the industry: EDEN underperforms 78.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
The Earnings Per Share has been growing by 9.28% on average over the past years. This is quite good.
The Revenue has been growing slightly by 6.05% in the past year.
Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.17% on average per year.
Based on estimates for the next years, EDEN will show a small growth in Revenue. The Revenue will grow by 5.27% on average per year.
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y11.17%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y5.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.22 indicates a reasonable valuation of EDEN.
82.00% of the companies in the same industry are more expensive than EDEN, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.89. EDEN is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 7.57, the valuation of EDEN can be described as very cheap.
Based on the Price/Forward Earnings ratio, EDEN is valued cheaply inside the industry as 84.00% of the companies are valued more expensively.
EDEN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.22 | ||
| Fwd PE | 7.57 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
EDEN's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EDEN is cheaper than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.06 | ||
| EV/EBITDA | 3.98 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has a very decent profitability rating, which may justify a higher PE ratio.
EDEN's earnings are expected to grow with 12.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.67
PEG (5Y)0.99
EPS Next 2Y12.84%
EPS Next 3Y12.84%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.50%, EDEN is a good candidate for dividend investing.
The stock price of EDEN dropped by -26.14% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
EDEN's Dividend Yield is rather good when compared to the industry average which is at 3.47. EDEN pays more dividend than 88.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.5% |
5.2 History
On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPA:EDEN (11/14/2025, 7:00:00 PM)
19.365
-0.29 (-1.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners83.64%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.65B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target37.3 (92.62%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.5% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.55%
PT rev (3m)-12.03%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-5.38%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.22 | ||
| Fwd PE | 7.57 | ||
| P/S | 1.6 | ||
| P/FCF | 7.06 | ||
| P/OCF | 5.33 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.98 |
EPS(TTM)2.1
EY10.84%
EPS(NY)2.56
Fwd EY13.22%
FCF(TTM)2.74
FCFY14.16%
OCF(TTM)3.64
OCFY18.77%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.67
PEG (5Y)0.99
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.45 |
F-Score7
WACC6.63%
ROIC/WACC2.91
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y11.17%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y5.27%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year27.16%
EBIT Next 3Y14.24%
EBIT Next 5Y8.47%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
What is the valuation status for EDEN stock?
ChartMill assigns a valuation rating of 8 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
What is the profitability of EDEN stock?
EDENRED (EDEN.PA) has a profitability rating of 7 / 10.
Can you provide the expected EPS growth for EDEN stock?
The Earnings per Share (EPS) of EDENRED (EDEN.PA) is expected to grow by 13.81% in the next year.
Is the dividend of EDENRED sustainable?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.