EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
18.925 EUR
+0.52 (+2.83%)
Taking everything into account, EDEN scores 6 out of 10 in our fundamental rating. EDEN was compared to 53 industry peers in the Financial Services industry. EDEN has an excellent profitability rating, but there are concerns on its financial health. EDEN may be a bit undervalued, certainly considering the very reasonable score on growth EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
EDEN had a positive operating cash flow in the past year.
EDEN had positive earnings in each of the past 5 years.
Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.80%, EDEN is in the better half of the industry, outperforming 71.70% of the companies in the same industry.
EDEN's Return On Invested Capital of 19.31% is amongst the best of the industry. EDEN outperforms 96.23% of its industry peers.
EDEN had an Average Return On Invested Capital over the past 3 years of 16.28%. This is significantly above the industry average of 8.63%.
The 3 year average ROIC (16.28%) for EDEN is below the current ROIC(19.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
With a decent Profit Margin value of 17.41%, EDEN is doing good in the industry, outperforming 71.70% of the companies in the same industry.
In the last couple of years the Profit Margin of EDEN has declined.
With an excellent Operating Margin value of 36.88%, EDEN belongs to the best of the industry, outperforming 83.02% of the companies in the same industry.
EDEN's Operating Margin has improved in the last couple of years.
EDEN has a Gross Margin of 91.62%. This is amongst the best in the industry. EDEN outperforms 96.23% of its industry peers.
EDEN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
The number of shares outstanding for EDEN has been reduced compared to 1 year ago.
The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
EDEN has a worse debt/assets ratio than last year.
2.2 Solvency
EDEN has an Altman-Z score of 0.44. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.44, EDEN is doing worse than 66.04% of the companies in the same industry.
The Debt to FCF ratio of EDEN is 7.79, which is on the high side as it means it would take EDEN, 7.79 years of fcf income to pay off all of its debts.
EDEN's Debt to FCF ratio of 7.79 is in line compared to the rest of the industry. EDEN outperforms 52.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.44 |
ROIC/WACC3.06
WACC6.31%
2.3 Liquidity
A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
EDEN has a worse Current ratio (0.86) than 73.58% of its industry peers.
EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.86, EDEN is doing worse than 73.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
EDEN shows a small growth in Revenue. In the last year, the Revenue has grown by 6.05%.
EDEN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.93% yearly.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
The Earnings Per Share is expected to grow by 10.75% on average over the next years. This is quite good.
EDEN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.56% yearly.
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y10.75%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y4.56%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.01, the valuation of EDEN can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 79.25% of the companies listed in the same industry.
EDEN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.46.
The Price/Forward Earnings ratio is 7.39, which indicates a rather cheap valuation of EDEN.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 81.13% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.10. EDEN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.01 | ||
| Fwd PE | 7.39 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued cheaply inside the industry as 81.13% of the companies are valued more expensively.
83.02% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.9 | ||
| EV/EBITDA | 3.75 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of EDEN may justify a higher PE ratio.
EDEN's earnings are expected to grow with 12.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.65
PEG (5Y)0.97
EPS Next 2Y12.84%
EPS Next 3Y12.84%
5. Dividend
5.1 Amount
EDEN has a Yearly Dividend Yield of 6.53%, which is a nice return.
In the last 3 months the price of EDEN has falen by -20.52%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 3.41, EDEN pays a better dividend. On top of this EDEN pays more dividend than 94.34% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.53% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
EDEN pays out 63.71% of its income as dividend. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPA:EDEN (12/5/2025, 7:00:00 PM)
18.925
+0.52 (+2.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners83.64%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.54B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target35.31 (86.58%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.53% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.62%
PT rev (3m)-15.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.18%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.01 | ||
| Fwd PE | 7.39 | ||
| P/S | 1.56 | ||
| P/FCF | 6.9 | ||
| P/OCF | 5.21 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.75 |
EPS(TTM)2.1
EY11.1%
EPS(NY)2.56
Fwd EY13.52%
FCF(TTM)2.74
FCFY14.49%
OCF(TTM)3.64
OCFY19.21%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.65
PEG (5Y)0.97
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.44 |
F-Score7
WACC6.31%
ROIC/WACC3.06
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y10.75%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y4.56%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year27.16%
EBIT Next 3Y14.24%
EBIT Next 5Y8.39%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
What is the valuation status for EDEN stock?
ChartMill assigns a valuation rating of 9 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
What is the profitability of EDEN stock?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for EDEN stock?
The Earnings per Share (EPS) of EDENRED (EDEN.PA) is expected to grow by 13.81% in the next year.
Is the dividend of EDENRED sustainable?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.