EDENRED (EDEN.PA) Stock Fundamental Analysis
EPA:EDEN - Euronext Paris - Matif - FR0010908533 - Common Stock - Currency: EUR
Overall EDEN gets a fundamental rating of 5 out of 10. We evaluated EDEN against 50 industry peers in the Financial Services industry. EDEN has a medium profitability rating, but doesn't score so well on its financial health evaluation. EDEN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
EDEN had a positive operating cash flow in the past year.
EDEN had positive earnings in each of the past 5 years.
EDEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
EDEN has a Return On Assets (2.20%) which is comparable to the rest of the industry.
The Return On Invested Capital of EDEN (20.95%) is better than 92.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for EDEN is above the industry average of 11.19%.
The 3 year average ROIC (14.92%) for EDEN is below the current ROIC(20.95%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.2% | ||
| ROE | N/A | ||
| ROIC | 20.95% |
ROA(3y)2.83%
ROA(5y)2.91%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.92%
ROIC(5y)15.48%
1.3 Margins
EDEN has a Profit Margin of 10.92%. This is comparable to the rest of the industry: EDEN outperforms 48.00% of its industry peers.
In the last couple of years the Profit Margin of EDEN has declined.
The Operating Margin of EDEN (36.05%) is better than 78.00% of its industry peers.
EDEN's Operating Margin has been stable in the last couple of years.
EDEN's Gross Margin of 91.62% is amongst the best of the industry. EDEN outperforms 94.00% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.05% | ||
| PM (TTM) | 10.92% | ||
| GM | 91.62% |
OM growth 3Y4.89%
OM growth 5Y1.39%
PM growth 3Y-13.21%
PM growth 5Y-10.44%
GM growth 3Y0.69%
GM growth 5Y0.68%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EDEN is creating value.
The number of shares outstanding for EDEN remains at a similar level compared to 1 year ago.
Compared to 5 years ago, EDEN has more shares outstanding
The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.55, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.55, EDEN is doing worse than 66.00% of the companies in the same industry.
EDEN has a debt to FCF ratio of 5.39. This is a neutral value as EDEN would need 5.39 years to pay back of all of its debts.
EDEN's Debt to FCF ratio of 5.39 is in line compared to the rest of the industry. EDEN outperforms 54.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.39 | ||
| Altman-Z | 0.55 |
ROIC/WACC3.18
WACC6.59%
2.3 Liquidity
A Current Ratio of 0.84 indicates that EDEN may have some problems paying its short term obligations.
The Current ratio of EDEN (0.84) is worse than 70.00% of its industry peers.
EDEN has a Quick Ratio of 0.84. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
EDEN has a Quick ratio of 0.84. This is in the lower half of the industry: EDEN underperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.84 | ||
| Quick Ratio | 0.84 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.49% over the past year.
The Earnings Per Share has been growing by 8.38% on average over the past years. This is quite good.
Looking at the last year, EDEN shows a very strong growth in Revenue. The Revenue has grown by 20.86%.
The Revenue has been growing by 12.78% on average over the past years. This is quite good.
EPS 1Y (TTM)9.49%
EPS 3Y18.15%
EPS 5Y8.38%
EPS Q2Q%17.11%
Revenue 1Y (TTM)20.86%
Revenue growth 3Y19.72%
Revenue growth 5Y12.78%
Sales Q2Q%19.95%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.24% on average per year.
Based on estimates for the next years, EDEN will show a small growth in Revenue. The Revenue will grow by 7.25% on average per year.
EPS Next Y35.99%
EPS Next 2Y22.68%
EPS Next 3Y19.03%
EPS Next 5Y12.24%
Revenue Next Year13.57%
Revenue Next 2Y10.23%
Revenue Next 3Y9.21%
Revenue Next 5Y7.25%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 19.66, which indicates a rather expensive current valuation of EDEN.
The rest of the industry has a similar Price/Earnings ratio as EDEN.
When comparing the Price/Earnings ratio of EDEN to the average of the S&P500 Index (29.35), we can say EDEN is valued slightly cheaper.
A Price/Forward Earnings ratio of 14.13 indicates a correct valuation of EDEN.
The rest of the industry has a similar Price/Forward Earnings ratio as EDEN.
The average S&P500 Price/Forward Earnings ratio is at 22.10. EDEN is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.66 | ||
| Fwd PE | 14.13 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued a bit cheaper than 80.00% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 72.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.28 | ||
| EV/EBITDA | 5.69 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has a very decent profitability rating, which may justify a higher PE ratio.
EDEN's earnings are expected to grow with 19.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.55
PEG (5Y)2.35
EPS Next 2Y22.68%
EPS Next 3Y19.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.53%, EDEN has a reasonable but not impressive dividend return.
EDEN's Dividend Yield is a higher than the industry average which is at 3.76.
Compared to an average S&P500 Dividend Yield of 2.33, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.53% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 14.15%!
Dividend Growth(5Y)14.15%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
EDEN pays out 101.67% of its income as dividend. This is not a sustainable payout ratio.
The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP101.67%
EPS Next 2Y22.68%
EPS Next 3Y19.03%
EPA:EDEN (3/7/2025, 7:00:00 PM)
34.02
-0.28 (-0.82%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.28%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap8.22B
Analysts76
Price Target43.2 (26.98%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.53% |
Yearly Dividend1.12
Dividend Growth(5Y)14.15%
DP101.67%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.78%
PT rev (3m)-8.73%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.87%
EPS NY rev (3m)4.11%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.24%
Revenue NY rev (3m)-0.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.66 | ||
| Fwd PE | 14.13 | ||
| P/S | 2.99 | ||
| P/FCF | 9.28 | ||
| P/OCF | 7.52 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.69 |
EPS(TTM)1.73
EY5.09%
EPS(NY)2.41
Fwd EY7.08%
FCF(TTM)3.66
FCFY10.77%
OCF(TTM)4.53
OCFY13.3%
SpS11.37
BVpS-3.88
TBVpS-21.25
PEG (NY)0.55
PEG (5Y)2.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.2% | ||
| ROE | N/A | ||
| ROCE | 34.21% | ||
| ROIC | 20.95% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 36.05% | ||
| PM (TTM) | 10.92% | ||
| GM | 91.62% | ||
| FCFM | 32.23% |
ROA(3y)2.83%
ROA(5y)2.91%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.92%
ROIC(5y)15.48%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)24.3%
ROCE(5y)25.29%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y-49.08%
ROICexc growth 5YN/A
OM growth 3Y4.89%
OM growth 5Y1.39%
PM growth 3Y-13.21%
PM growth 5Y-10.44%
GM growth 3Y0.69%
GM growth 5Y0.68%
F-Score7
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.39 | ||
| Debt/EBITDA | 2.34 | ||
| Cap/Depr | 51.87% | ||
| Cap/Sales | 7.57% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 78.58% | ||
| Profit Quality | 295% | ||
| Current Ratio | 0.84 | ||
| Quick Ratio | 0.84 | ||
| Altman-Z | 0.55 |
F-Score7
WACC6.59%
ROIC/WACC3.18
Cap/Depr(3y)78.92%
Cap/Depr(5y)78.91%
Cap/Sales(3y)7.33%
Cap/Sales(5y)7.03%
Profit Quality(3y)234.24%
Profit Quality(5y)215.67%
High Growth Momentum
Growth
EPS 1Y (TTM)9.49%
EPS 3Y18.15%
EPS 5Y8.38%
EPS Q2Q%17.11%
EPS Next Y35.99%
EPS Next 2Y22.68%
EPS Next 3Y19.03%
EPS Next 5Y12.24%
Revenue 1Y (TTM)20.86%
Revenue growth 3Y19.72%
Revenue growth 5Y12.78%
Sales Q2Q%19.95%
Revenue Next Year13.57%
Revenue Next 2Y10.23%
Revenue Next 3Y9.21%
Revenue Next 5Y7.25%
EBIT growth 1Y25.16%
EBIT growth 3Y25.58%
EBIT growth 5Y14.34%
EBIT Next Year39.35%
EBIT Next 3Y18.18%
EBIT Next 5Y9.51%
FCF growth 1Y17.69%
FCF growth 3Y11.97%
FCF growth 5Y14.61%
OCF growth 1Y23.36%
OCF growth 3Y13.58%
OCF growth 5Y14.87%