EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - EPA:EDEN - FR0010908533 - Common Stock
20.35 EUR
+0.27 (+1.34%)
Taking everything into account, EDEN scores 6 out of 10 in our fundamental rating. EDEN was compared to 46 industry peers in the Financial Services industry. EDEN has an excellent profitability rating, but there are concerns on its financial health. EDEN is valued quite cheap, while showing a decent growth score. This is a good combination! Finally EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year EDEN was profitable.
EDEN had a positive operating cash flow in the past year.
Each year in the past 5 years EDEN has been profitable.
In the past 5 years EDEN always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 3.80%, EDEN is doing good in the industry, outperforming 63.04% of the companies in the same industry.
With an excellent Return On Invested Capital value of 19.31%, EDEN belongs to the best of the industry, outperforming 91.30% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for EDEN is significantly above the industry average of 10.06%.
The 3 year average ROIC (16.28%) for EDEN is below the current ROIC(19.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
EDEN's Profit Margin of 17.41% is fine compared to the rest of the industry. EDEN outperforms 67.39% of its industry peers.
In the last couple of years the Profit Margin of EDEN has declined.
The Operating Margin of EDEN (36.88%) is better than 73.91% of its industry peers.
EDEN's Operating Margin has improved in the last couple of years.
EDEN's Gross Margin of 91.62% is amongst the best of the industry. EDEN outperforms 91.30% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
EDEN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.46, we must say that EDEN is in the distress zone and has some risk of bankruptcy.
EDEN has a Altman-Z score of 0.46. This is in the lower half of the industry: EDEN underperforms 67.39% of its industry peers.
EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
The Debt to FCF ratio of EDEN (7.79) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.46 |
ROIC/WACC3.1
WACC6.22%
2.3 Liquidity
A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
With a Current ratio value of 0.86, EDEN is not doing good in the industry: 71.74% of the companies in the same industry are doing better.
A Quick Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
With a Quick ratio value of 0.86, EDEN is not doing good in the industry: 71.74% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
Looking at the last year, EDEN shows a small growth in Revenue. The Revenue has grown by 6.05% in the last year.
Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
Based on estimates for the next years, EDEN will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.76% on average per year.
The Revenue is expected to grow by 5.53% on average over the next years.
EPS Next Y15.18%
EPS Next 2Y13.65%
EPS Next 3Y13.35%
EPS Next 5Y11.76%
Revenue Next Year4.3%
Revenue Next 2Y5.27%
Revenue Next 3Y6.2%
Revenue Next 5Y5.53%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.69, the valuation of EDEN can be described as reasonable.
Based on the Price/Earnings ratio, EDEN is valued a bit cheaper than the industry average as 67.39% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of EDEN to the average of the S&P500 Index (27.20), we can say EDEN is valued rather cheaply.
EDEN is valuated cheaply with a Price/Forward Earnings ratio of 7.84.
EDEN's Price/Forward Earnings ratio is rather cheap when compared to the industry. EDEN is cheaper than 82.61% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.70. EDEN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.69 | ||
| Fwd PE | 7.84 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EDEN is valued a bit cheaper than 71.74% of the companies in the same industry.
82.61% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.42 | ||
| EV/EBITDA | 4.1 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
EDEN has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as EDEN's earnings are expected to grow with 13.35% in the coming years.
PEG (NY)0.64
PEG (5Y)1.04
EPS Next 2Y13.65%
EPS Next 3Y13.35%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.43%, EDEN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.73, EDEN pays a better dividend. On top of this EDEN pays more dividend than 86.96% of the companies listed in the same industry.
EDEN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.43% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y13.65%
EPS Next 3Y13.35%
EPA:EDEN (9/17/2025, 7:00:00 PM)
20.35
+0.27 (+1.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.22%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.88B
Analysts77.39
Price Target41.23 (102.6%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.43% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.74%
PT rev (3m)-4.11%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.24%
EPS NY rev (3m)-4.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-1.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.69 | ||
| Fwd PE | 7.84 | ||
| P/S | 1.68 | ||
| P/FCF | 7.42 | ||
| P/OCF | 5.6 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.1 |
EPS(TTM)2.1
EY10.32%
EPS(NY)2.6
Fwd EY12.76%
FCF(TTM)2.74
FCFY13.48%
OCF(TTM)3.64
OCFY17.86%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.64
PEG (5Y)1.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.46 |
F-Score7
WACC6.22%
ROIC/WACC3.1
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y15.18%
EPS Next 2Y13.65%
EPS Next 3Y13.35%
EPS Next 5Y11.76%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.3%
Revenue Next 2Y5.27%
Revenue Next 3Y6.2%
Revenue Next 5Y5.53%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year29.63%
EBIT Next 3Y14.58%
EBIT Next 5Y8.05%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%