EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - EPA:EDEN - FR0010908533 - Common Stock
19.145 EUR
-2.05 (-9.65%)
We assign a fundamental rating of 6 out of 10 to EDEN. EDEN was compared to 50 industry peers in the Financial Services industry. EDEN scores excellent on profitability, but there are concerns on its financial health. EDEN may be a bit undervalued, certainly considering the very reasonable score on growth EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
EDEN had positive earnings in the past year.
In the past year EDEN had a positive cash flow from operations.
In the past 5 years EDEN has always been profitable.
EDEN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
EDEN has a better Return On Assets (3.80%) than 68.00% of its industry peers.
EDEN has a Return On Invested Capital of 19.31%. This is amongst the best in the industry. EDEN outperforms 94.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for EDEN is significantly above the industry average of 9.72%.
The 3 year average ROIC (16.28%) for EDEN is below the current ROIC(19.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
Looking at the Profit Margin, with a value of 17.41%, EDEN is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
EDEN's Profit Margin has declined in the last couple of years.
EDEN has a better Operating Margin (36.88%) than 80.00% of its industry peers.
In the last couple of years the Operating Margin of EDEN has grown nicely.
EDEN has a better Gross Margin (91.62%) than 96.00% of its industry peers.
In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
EDEN has less shares outstanding than it did 1 year ago.
The number of shares outstanding for EDEN has been reduced compared to 5 years ago.
Compared to 1 year ago, EDEN has a worse debt to assets ratio.
2.2 Solvency
EDEN has an Altman-Z score of 0.47. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
EDEN has a Altman-Z score of 0.47. This is in the lower half of the industry: EDEN underperforms 64.00% of its industry peers.
EDEN has a debt to FCF ratio of 7.79. This is a slightly negative value and a sign of low solvency as EDEN would need 7.79 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 7.79, EDEN is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.47 |
ROIC/WACC2.89
WACC6.68%
2.3 Liquidity
A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
The Current ratio of EDEN (0.86) is worse than 78.00% of its industry peers.
A Quick Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
EDEN has a worse Quick ratio (0.86) than 78.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 21.39% over the past year.
Measured over the past years, EDEN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.28% on average per year.
Looking at the last year, EDEN shows a small growth in Revenue. The Revenue has grown by 6.05% in the last year.
Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
EDEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.17% yearly.
EDEN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.27% yearly.
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y11.17%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y5.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.12, the valuation of EDEN can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 80.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.35, EDEN is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 7.48, the valuation of EDEN can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EDEN indicates a rather cheap valuation: EDEN is cheaper than 82.00% of the companies listed in the same industry.
EDEN is valuated cheaply when we compare the Price/Forward Earnings ratio to 33.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.12 | ||
| Fwd PE | 7.48 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EDEN indicates a somewhat cheap valuation: EDEN is cheaper than 80.00% of the companies listed in the same industry.
EDEN's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EDEN is cheaper than 78.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.98 | ||
| EV/EBITDA | 4.26 |
4.3 Compensation for Growth
EDEN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of EDEN may justify a higher PE ratio.
EDEN's earnings are expected to grow with 12.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.66
PEG (5Y)0.98
EPS Next 2Y12.84%
EPS Next 3Y12.84%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.50%, EDEN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.47, EDEN pays a better dividend. On top of this EDEN pays more dividend than 88.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.5% |
5.2 History
The dividend of EDEN is nicely growing with an annual growth rate of 28.21%!
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
EDEN pays out 63.71% of its income as dividend. This is not a sustainable payout ratio.
EDEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPA:EDEN (11/12/2025, 9:08:15 AM)
19.145
-2.05 (-9.65%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners83.64%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.59B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target37.3 (94.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.5% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.55%
PT rev (3m)-12.03%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-5.38%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.12 | ||
| Fwd PE | 7.48 | ||
| P/S | 1.58 | ||
| P/FCF | 6.98 | ||
| P/OCF | 5.27 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.26 |
EPS(TTM)2.1
EY10.97%
EPS(NY)2.56
Fwd EY13.37%
FCF(TTM)2.74
FCFY14.33%
OCF(TTM)3.64
OCFY18.99%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.66
PEG (5Y)0.98
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.47 |
F-Score7
WACC6.68%
ROIC/WACC2.89
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y13.81%
EPS Next 2Y12.84%
EPS Next 3Y12.84%
EPS Next 5Y11.17%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year4.03%
Revenue Next 2Y4.92%
Revenue Next 3Y5.95%
Revenue Next 5Y5.27%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year27.16%
EBIT Next 3Y14.24%
EBIT Next 5Y8.47%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
What is the valuation status for EDEN stock?
ChartMill assigns a valuation rating of 8 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
What is the profitability of EDEN stock?
EDENRED (EDEN.PA) has a profitability rating of 7 / 10.
Can you provide the expected EPS growth for EDEN stock?
The Earnings per Share (EPS) of EDENRED (EDEN.PA) is expected to grow by 13.81% in the next year.
Is the dividend of EDENRED sustainable?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.