EDENRED (EDEN.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:EDEN - FR0010908533 - Common Stock
17.688 EUR
+0.09 (+0.5%)
We assign a fundamental rating of 6 out of 10 to EDEN. EDEN was compared to 60 industry peers in the Financial Services industry. While EDEN has a great profitability rating, there are quite some concerns on its financial health. EDEN may be a bit undervalued, certainly considering the very reasonable score on growth EDEN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year EDEN was profitable.
- In the past year EDEN had a positive cash flow from operations.
- In the past 5 years EDEN has always been profitable.
- Each year in the past 5 years EDEN had a positive operating cash flow.
1.2 Ratios
- EDEN has a better Return On Assets (3.80%) than 68.33% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 19.31%, EDEN belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for EDEN is significantly above the industry average of 10.51%.
- The last Return On Invested Capital (19.31%) for EDEN is above the 3 year average (16.28%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROIC | 19.31% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
1.3 Margins
- EDEN has a better Profit Margin (17.41%) than 68.33% of its industry peers.
- In the last couple of years the Profit Margin of EDEN has declined.
- With an excellent Operating Margin value of 36.88%, EDEN belongs to the best of the industry, outperforming 81.67% of the companies in the same industry.
- EDEN's Operating Margin has improved in the last couple of years.
- The Gross Margin of EDEN (91.62%) is better than 96.67% of its industry peers.
- In the last couple of years the Gross Margin of EDEN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% |
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EDEN is creating value.
- EDEN has less shares outstanding than it did 1 year ago.
- EDEN has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for EDEN is higher compared to a year ago.
2.2 Solvency
- EDEN has an Altman-Z score of 0.43. This is a bad value and indicates that EDEN is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of EDEN (0.43) is worse than 65.00% of its industry peers.
- The Debt to FCF ratio of EDEN is 7.79, which is on the high side as it means it would take EDEN, 7.79 years of fcf income to pay off all of its debts.
- EDEN's Debt to FCF ratio of 7.79 is in line compared to the rest of the industry. EDEN outperforms 51.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Altman-Z | 0.43 |
ROIC/WACC2.89
WACC6.67%
2.3 Liquidity
- A Current Ratio of 0.86 indicates that EDEN may have some problems paying its short term obligations.
- The Current ratio of EDEN (0.86) is worse than 70.00% of its industry peers.
- EDEN has a Quick Ratio of 0.86. This is a bad value and indicates that EDEN is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.86, EDEN is doing worse than 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- EDEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.39%, which is quite impressive.
- The Earnings Per Share has been growing by 9.28% on average over the past years. This is quite good.
- The Revenue has been growing slightly by 6.05% in the past year.
- Measured over the past years, EDEN shows a quite strong growth in Revenue. The Revenue has been growing by 11.93% on average per year.
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
3.2 Future
- EDEN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.23% yearly.
- The Revenue is expected to grow by 4.08% on average over the next years.
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y9.23%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- EDEN is valuated reasonably with a Price/Earnings ratio of 8.42.
- Based on the Price/Earnings ratio, EDEN is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.38. EDEN is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 7.90, the valuation of EDEN can be described as very cheap.
- Based on the Price/Forward Earnings ratio, EDEN is valued a bit cheaper than 80.00% of the companies in the same industry.
- EDEN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.42 | ||
| Fwd PE | 7.9 |
4.2 Price Multiples
- EDEN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. EDEN is cheaper than 85.00% of the companies in the same industry.
- 85.00% of the companies in the same industry are more expensive than EDEN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.45 | ||
| EV/EBITDA | 3.61 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The excellent profitability rating of EDEN may justify a higher PE ratio.
PEG (NY)0.5
PEG (5Y)0.91
EPS Next 2Y5.55%
EPS Next 3Y8.13%
5. Dividend
5.1 Amount
- EDEN has a Yearly Dividend Yield of 6.73%, which is a nice return.
- The stock price of EDEN dropped by -31.71% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 1.95, EDEN pays a better dividend. On top of this EDEN pays more dividend than 95.00% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.85, EDEN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.73% |
5.2 History
- On average, the dividend of EDEN grows each year by 28.21%, which is quite nice.
Dividend Growth(5Y)28.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 63.71% of the earnings are spent on dividend by EDEN. This is not a sustainable payout ratio.
- The dividend of EDEN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP63.71%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPA:EDEN (1/19/2026, 5:29:55 PM)
17.688
+0.09 (+0.5%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-21 2025-10-21
Earnings (Next)02-24 2026-02-24/amc
Inst Owners80.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap4.24B
Revenue(TTM)2.91B
Net Income(TTM)507.00M
Analysts75.65
Price Target33.09 (87.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.73% |
Yearly Dividend1.26
Dividend Growth(5Y)28.21%
DP63.71%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.52%
PT rev (3m)-15.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.86%
EPS NY rev (3m)3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.42 | ||
| Fwd PE | 7.9 | ||
| P/S | 1.46 | ||
| P/FCF | 6.45 | ||
| P/OCF | 4.87 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.61 |
EPS(TTM)2.1
EY11.87%
EPS(NY)2.24
Fwd EY12.66%
FCF(TTM)2.74
FCFY15.51%
OCF(TTM)3.64
OCFY20.55%
SpS12.14
BVpS-4.84
TBVpS-23.17
PEG (NY)0.5
PEG (5Y)0.91
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.8% | ||
| ROE | N/A | ||
| ROCE | 32.1% | ||
| ROIC | 19.31% | ||
| ROICexc | 131.27% | ||
| ROICexgc | N/A | ||
| OM | 36.88% | ||
| PM (TTM) | 17.41% | ||
| GM | 91.62% | ||
| FCFM | 22.6% |
ROA(3y)3.09%
ROA(5y)2.97%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.28%
ROIC(5y)15.08%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)27.14%
ROCE(5y)25.12%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-43.2%
OM growth 3Y3.27%
OM growth 5Y1.67%
PM growth 3Y-2.64%
PM growth 5Y-1.54%
GM growth 3Y0.21%
GM growth 5Y0.18%
F-Score7
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 7.79 | ||
| Debt/EBITDA | 3.1 | ||
| Cap/Depr | 82.63% | ||
| Cap/Sales | 7.35% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.42% | ||
| Profit Quality | 129.78% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.43 |
F-Score7
WACC6.67%
ROIC/WACC2.89
Cap/Depr(3y)78.52%
Cap/Depr(5y)81.06%
Cap/Sales(3y)7.53%
Cap/Sales(5y)7.34%
Profit Quality(3y)235.44%
Profit Quality(5y)224.17%
High Growth Momentum
Growth
EPS 1Y (TTM)21.39%
EPS 3Y19.09%
EPS 5Y9.28%
EPS Q2Q%10.11%
EPS Next Y16.82%
EPS Next 2Y5.55%
EPS Next 3Y8.13%
EPS Next 5Y9.23%
Revenue 1Y (TTM)6.05%
Revenue growth 3Y20.63%
Revenue growth 5Y11.93%
Sales Q2Q%4.01%
Revenue Next Year3.92%
Revenue Next 2Y2.28%
Revenue Next 3Y3.77%
Revenue Next 5Y4.08%
EBIT growth 1Y8.48%
EBIT growth 3Y24.57%
EBIT growth 5Y13.8%
EBIT Next Year28.3%
EBIT Next 3Y10.38%
EBIT Next 5Y7.58%
FCF growth 1Y-21.2%
FCF growth 3Y18.34%
FCF growth 5Y17.21%
OCF growth 1Y-12.71%
OCF growth 3Y19.43%
OCF growth 5Y17.22%
EDENRED / EDEN.PA FAQ
What is the fundamental rating for EDEN stock?
ChartMill assigns a fundamental rating of 6 / 10 to EDEN.PA.
Can you provide the valuation status for EDENRED?
ChartMill assigns a valuation rating of 8 / 10 to EDENRED (EDEN.PA). This can be considered as Undervalued.
Can you provide the profitability details for EDENRED?
EDENRED (EDEN.PA) has a profitability rating of 8 / 10.
What is the financial health of EDENRED (EDEN.PA) stock?
The financial health rating of EDENRED (EDEN.PA) is 2 / 10.
How sustainable is the dividend of EDENRED (EDEN.PA) stock?
The dividend rating of EDENRED (EDEN.PA) is 7 / 10 and the dividend payout ratio is 63.71%.