ECN CAPITAL CORP - ECNCN 7.937 PERP (ECN-PR-C.CA) Stock Fundamental Analysis
Canada - TSX:ECN-PR-C - CA26829L6026
23.6 CAD
0 (0%)
Taking everything into account, ECN-PR-C scores 4 out of 10 in our fundamental rating. ECN-PR-C was compared to 29 industry peers in the Financial Services industry. While ECN-PR-C seems to be doing ok healthwise, there are quite some concerns on its profitability. ECN-PR-C is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
ECN-PR-C had positive earnings in the past year.
In the past year ECN-PR-C had a positive cash flow from operations.
In multiple years ECN-PR-C reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: ECN-PR-C reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 0.01%, ECN-PR-C is not doing good in the industry: 75.86% of the companies in the same industry are doing better.
With a Return On Equity value of 0.03%, ECN-PR-C is not doing good in the industry: 75.86% of the companies in the same industry are doing better.
With a Return On Invested Capital value of 4.31%, ECN-PR-C perfoms like the industry average, outperforming 51.72% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ECN-PR-C is below the industry average of 5.38%.
The 3 year average ROIC (2.48%) for ECN-PR-C is below the current ROIC(4.31%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.01% | ||
| ROE | 0.03% | ||
| ROIC | 4.31% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
1.3 Margins
With a Profit Margin value of 0.03%, ECN-PR-C is not doing good in the industry: 75.86% of the companies in the same industry are doing better.
With a Operating Margin value of 33.30%, ECN-PR-C is not doing good in the industry: 65.52% of the companies in the same industry are doing better.
ECN-PR-C's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.3% | ||
| PM (TTM) | 0.03% | ||
| GM | N/A |
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ECN-PR-C is destroying value.
Compared to 1 year ago, ECN-PR-C has more shares outstanding
ECN-PR-C has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, ECN-PR-C has an improved debt to assets ratio.
2.2 Solvency
ECN-PR-C has an Altman-Z score of 3.36. This indicates that ECN-PR-C is financially healthy and has little risk of bankruptcy at the moment.
With a Altman-Z score value of 3.36, ECN-PR-C perfoms like the industry average, outperforming 44.83% of the companies in the same industry.
ECN-PR-C has a debt to FCF ratio of 3.27. This is a good value and a sign of high solvency as ECN-PR-C would need 3.27 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 3.27, ECN-PR-C belongs to the top of the industry, outperforming 86.21% of the companies in the same industry.
A Debt/Equity ratio of 2.85 is on the high side and indicates that ECN-PR-C has dependencies on debt financing.
ECN-PR-C has a worse Debt to Equity ratio (2.85) than 72.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 3.27 | ||
| Altman-Z | 3.36 |
ROIC/WACC0.57
WACC7.62%
2.3 Liquidity
A Current Ratio of 1.05 indicates that ECN-PR-C should not have too much problems paying its short term obligations.
ECN-PR-C has a better Current ratio (1.05) than 79.31% of its industry peers.
A Quick Ratio of 1.05 indicates that ECN-PR-C should not have too much problems paying its short term obligations.
ECN-PR-C has a better Quick ratio (1.05) than 79.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 750.00% over the past year.
Measured over the past years, ECN-PR-C shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -20.31% on average per year.
ECN-PR-C shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.31%.
ECN-PR-C shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.56% yearly.
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
3.2 Future
The Earnings Per Share is expected to grow by 42.84% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 12.04% on average over the next years. This is quite good.
EPS Next Y99.19%
EPS Next 2Y65.25%
EPS Next 3Y42.84%
EPS Next 5YN/A
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3Y12.04%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ECN-PR-C is valuated quite expensively with a Price/Earnings ratio of 131.11.
Based on the Price/Earnings ratio, ECN-PR-C is valued a bit more expensive than the industry average as 65.52% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 27.53. ECN-PR-C is valued rather expensively when compared to this.
ECN-PR-C is valuated quite expensively with a Price/Forward Earnings ratio of 68.37.
ECN-PR-C's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 65.52% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.04. ECN-PR-C is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 131.11 | ||
| Fwd PE | 68.37 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ECN-PR-C is valued a bit cheaper than the industry average as 79.31% of the companies are valued more expensively.
ECN-PR-C's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 75.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.13 | ||
| EV/EBITDA | 53.65 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as ECN-PR-C's earnings are expected to grow with 42.84% in the coming years.
PEG (NY)1.32
PEG (5Y)N/A
EPS Next 2Y65.25%
EPS Next 3Y42.84%
5. Dividend
5.1 Amount
ECN-PR-C has a Yearly Dividend Yield of 8.41%, which is a nice return.
ECN-PR-C's Dividend Yield is a higher than the industry average which is at 7.85.
Compared to an average S&P500 Dividend Yield of 2.40, ECN-PR-C pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.41% |
5.2 History
The dividend of ECN-PR-C decreases each year by -5.51%.
ECN-PR-C has been paying a dividend for over 5 years, so it has already some track record.
ECN-PR-C has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.51%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ECN-PR-C pays out 22763.77% of its income as dividend. This is not a sustainable payout ratio.
DP22763.77%
EPS Next 2Y65.25%
EPS Next 3Y42.84%
ECN CAPITAL CORP - ECNCN 7.937 PERP
TSX:ECN-PR-C (10/15/2025, 7:00:00 PM)
23.6
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners47.31%
Inst Owner ChangeN/A
Ins Owners6.76%
Ins Owner ChangeN/A
Market Cap6.64B
Analysts75
Price Target30.19 (27.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.41% |
Yearly Dividend0.08
Dividend Growth(5Y)-5.51%
DP22763.77%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.07%
Min EPS beat(2)-15.14%
Max EPS beat(2)-0.99%
EPS beat(4)0
Avg EPS beat(4)-22.53%
Min EPS beat(4)-64%
Max EPS beat(4)-0.99%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.47%
Min Revenue beat(2)-7.2%
Max Revenue beat(2)10.15%
Revenue beat(4)2
Avg Revenue beat(4)1.46%
Min Revenue beat(4)-7.75%
Max Revenue beat(4)10.65%
Revenue beat(8)4
Avg Revenue beat(8)1.69%
Revenue beat(12)4
Avg Revenue beat(12)-4.29%
Revenue beat(16)4
Avg Revenue beat(16)-13.52%
PT rev (1m)3.26%
PT rev (3m)-10.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.55%
EPS NY rev (1m)-1.39%
EPS NY rev (3m)-8.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.41%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 131.11 | ||
| Fwd PE | 68.37 | ||
| P/S | 19.83 | ||
| P/FCF | 27.13 | ||
| P/OCF | 27.03 | ||
| P/B | 23.62 | ||
| P/tB | N/A | ||
| EV/EBITDA | 53.65 |
EPS(TTM)0.18
EY0.76%
EPS(NY)0.35
Fwd EY1.46%
FCF(TTM)0.87
FCFY3.69%
OCF(TTM)0.87
OCFY3.7%
SpS1.19
BVpS1
TBVpS-0.29
PEG (NY)1.32
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.01% | ||
| ROE | 0.03% | ||
| ROCE | 9.08% | ||
| ROIC | 4.31% | ||
| ROICexc | 4.38% | ||
| ROICexgc | 6.89% | ||
| OM | 33.3% | ||
| PM (TTM) | 0.03% | ||
| GM | N/A | ||
| FCFM | 73.1% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ROICexc(3y)2.52%
ROICexc(5y)1.66%
ROICexgc(3y)3.6%
ROICexgc(5y)2.66%
ROCE(3y)5.23%
ROCE(5y)3.43%
ROICexcg growth 3Y47.97%
ROICexcg growth 5Y17.4%
ROICexc growth 3Y100.79%
ROICexc growth 5Y25.74%
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 3.27 | ||
| Debt/EBITDA | 5.79 | ||
| Cap/Depr | 3.52% | ||
| Cap/Sales | 0.28% | ||
| Interest Coverage | 1.7 | ||
| Cash Conversion | 177.56% | ||
| Profit Quality | 252664% | ||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z | 3.36 |
F-Score7
WACC7.62%
ROIC/WACC0.57
Cap/Depr(3y)114.58%
Cap/Depr(5y)86.26%
Cap/Sales(3y)8.73%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
EPS Next Y99.19%
EPS Next 2Y65.25%
EPS Next 3Y42.84%
EPS Next 5YN/A
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3Y12.04%
Revenue Next 5YN/A
EBIT growth 1Y178.05%
EBIT growth 3Y128.98%
EBIT growth 5Y13.75%
EBIT Next Year99.8%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y153.35%
FCF growth 3Y11.95%
FCF growth 5Y-6.78%
OCF growth 1Y156.44%
OCF growth 3Y10.19%
OCF growth 5Y-7.11%