ECN CAPITAL CORP - ECNCN 7.937 PERP (ECN-PR-C.CA) Stock Fundamental Analysis
TSX:ECN-PR-C - Toronto Stock Exchange - CA26829L6026 - Currency: CAD
ECN-PR-C gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 28 industry peers in the Financial Services industry. ECN-PR-C scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. ECN-PR-C is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
ECN-PR-C had positive earnings in the past year.
In the past year ECN-PR-C had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ECN-PR-C reported negative net income in multiple years.
In multiple years ECN-PR-C reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of ECN-PR-C (0.64%) is worse than 64.29% of its industry peers.
ECN-PR-C's Return On Equity of 3.00% is on the low side compared to the rest of the industry. ECN-PR-C is outperformed by 71.43% of its industry peers.
With a Return On Invested Capital value of 4.69%, ECN-PR-C perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
ECN-PR-C had an Average Return On Invested Capital over the past 3 years of 2.48%. This is below the industry average of 5.72%.
The 3 year average ROIC (2.48%) for ECN-PR-C is below the current ROIC(4.69%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 3% | ||
| ROIC | 4.69% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
1.3 Margins
ECN-PR-C has a worse Profit Margin (2.53%) than 71.43% of its industry peers.
With a Operating Margin value of 36.72%, ECN-PR-C perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
In the last couple of years the Operating Margin of ECN-PR-C has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.72% | ||
| PM (TTM) | 2.53% | ||
| GM | N/A |
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ECN-PR-C is destroying value.
Compared to 1 year ago, ECN-PR-C has more shares outstanding
Compared to 5 years ago, ECN-PR-C has more shares outstanding
Compared to 1 year ago, ECN-PR-C has an improved debt to assets ratio.
2.2 Solvency
ECN-PR-C has an Altman-Z score of 3.45. This indicates that ECN-PR-C is financially healthy and has little risk of bankruptcy at the moment.
ECN-PR-C has a Altman-Z score of 3.45. This is comparable to the rest of the industry: ECN-PR-C outperforms 46.43% of its industry peers.
ECN-PR-C has a debt to FCF ratio of 7.45. This is a slightly negative value and a sign of low solvency as ECN-PR-C would need 7.45 years to pay back of all of its debts.
The Debt to FCF ratio of ECN-PR-C (7.45) is better than 67.86% of its industry peers.
A Debt/Equity ratio of 2.87 is on the high side and indicates that ECN-PR-C has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.87, ECN-PR-C is doing worse than 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 7.45 | ||
| Altman-Z | 3.45 |
ROIC/WACC0.63
WACC7.42%
2.3 Liquidity
A Current Ratio of 1.59 indicates that ECN-PR-C should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.59, ECN-PR-C belongs to the top of the industry, outperforming 89.29% of the companies in the same industry.
ECN-PR-C has a Quick Ratio of 1.59. This is a normal value and indicates that ECN-PR-C is financially healthy and should not expect problems in meeting its short term obligations.
ECN-PR-C has a better Quick ratio (1.59) than 89.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.59 | ||
| Quick Ratio | 1.59 |
3. Growth
3.1 Past
ECN-PR-C shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 350.00%, which is quite impressive.
ECN-PR-C shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -20.31% yearly.
ECN-PR-C shows a strong growth in Revenue. In the last year, the Revenue has grown by 48.77%.
Measured over the past years, ECN-PR-C shows a decrease in Revenue. The Revenue has been decreasing by -1.56% on average per year.
EPS 1Y (TTM)350%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%71.15%
Revenue 1Y (TTM)48.77%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%14.16%
3.2 Future
ECN-PR-C is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 69.99% yearly.
The Revenue is expected to grow by 16.20% on average over the next years. This is quite good.
EPS Next Y117.71%
EPS Next 2Y69.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y16.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 141.31, which means the current valuation is very expensive for ECN-PR-C.
ECN-PR-C's Price/Earnings ratio is a bit more expensive when compared to the industry. ECN-PR-C is more expensive than 64.29% of the companies in the same industry.
ECN-PR-C's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.30.
Based on the Price/Forward Earnings ratio of 63.51, the valuation of ECN-PR-C can be described as expensive.
Based on the Price/Forward Earnings ratio, ECN-PR-C is valued a bit cheaper than 64.29% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, ECN-PR-C is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 141.31 | ||
| Fwd PE | 63.51 |
4.2 Price Multiples
ECN-PR-C's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 78.57% of the companies in the same industry.
ECN-PR-C's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 60.41 | ||
| EV/EBITDA | 49.67 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ECN-PR-C's earnings are expected to grow with 69.99% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.2
PEG (5Y)N/A
EPS Next 2Y69.99%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.67%, ECN-PR-C is a good candidate for dividend investing.
ECN-PR-C's Dividend Yield is a higher than the industry average which is at 7.27.
Compared to an average S&P500 Dividend Yield of 2.37, ECN-PR-C pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.67% |
5.2 History
The dividend of ECN-PR-C decreases each year by -5.51%.
ECN-PR-C has been paying a dividend for over 5 years, so it has already some track record.
ECN-PR-C has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.51%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ECN-PR-C pays out 296.14% of its income as dividend. This is not a sustainable payout ratio.
DP296.14%
EPS Next 2Y69.99%
EPS Next 3YN/A
ECN CAPITAL CORP - ECNCN 7.937 PERP
TSX:ECN-PR-C (7/10/2025, 7:00:00 PM)
22.61
-0.39 (-1.7%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners50.97%
Inst Owner ChangeN/A
Ins Owners6.68%
Ins Owner ChangeN/A
Market Cap6.36B
Analysts77.5
Price Target33.92 (50.02%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.67% |
Yearly Dividend0.08
Dividend Growth(5Y)-5.51%
DP296.14%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.49%
Min EPS beat(2)-64%
Max EPS beat(2)-0.99%
EPS beat(4)0
Avg EPS beat(4)-18.99%
Min EPS beat(4)-64%
Max EPS beat(4)-0.99%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.2%
Min Revenue beat(2)-7.75%
Max Revenue beat(2)10.15%
Revenue beat(4)3
Avg Revenue beat(4)5.77%
Min Revenue beat(4)-7.75%
Max Revenue beat(4)10.65%
Revenue beat(8)4
Avg Revenue beat(8)-0.28%
Revenue beat(12)4
Avg Revenue beat(12)-8.79%
Revenue beat(16)4
Avg Revenue beat(16)-15.4%
PT rev (1m)22.41%
PT rev (3m)4.01%
EPS NQ rev (1m)-4.76%
EPS NQ rev (3m)-4.76%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-9.49%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 141.31 | ||
| Fwd PE | 63.51 | ||
| P/S | 19.67 | ||
| P/FCF | 60.41 | ||
| P/OCF | 59.76 | ||
| P/B | 23.26 | ||
| P/tB | N/A | ||
| EV/EBITDA | 49.67 |
EPS(TTM)0.16
EY0.71%
EPS(NY)0.36
Fwd EY1.57%
FCF(TTM)0.37
FCFY1.66%
OCF(TTM)0.38
OCFY1.67%
SpS1.15
BVpS0.97
TBVpS-0.26
PEG (NY)1.2
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 3% | ||
| ROCE | 9.87% | ||
| ROIC | 4.69% | ||
| ROICexc | 4.79% | ||
| ROICexgc | 7.43% | ||
| OM | 36.72% | ||
| PM (TTM) | 2.53% | ||
| GM | N/A | ||
| FCFM | 32.57% |
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ROICexc(3y)2.52%
ROICexc(5y)1.66%
ROICexgc(3y)3.6%
ROICexgc(5y)2.66%
ROCE(3y)5.23%
ROCE(5y)3.43%
ROICexcg growth 3Y47.97%
ROICexcg growth 5Y17.4%
ROICexc growth 3Y100.79%
ROICexc growth 5Y25.74%
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 7.45 | ||
| Debt/EBITDA | 5.47 | ||
| Cap/Depr | 4.64% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 74.26% | ||
| Profit Quality | 1284.89% | ||
| Current Ratio | 1.59 | ||
| Quick Ratio | 1.59 | ||
| Altman-Z | 3.45 |
F-Score7
WACC7.42%
ROIC/WACC0.63
Cap/Depr(3y)114.58%
Cap/Depr(5y)86.26%
Cap/Sales(3y)8.73%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)350%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%71.15%
EPS Next Y117.71%
EPS Next 2Y69.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)48.77%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%14.16%
Revenue Next Year16.87%
Revenue Next 2Y16.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y972.27%
EBIT growth 3Y128.98%
EBIT growth 5Y13.75%
EBIT Next Year110.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y109.6%
FCF growth 3Y11.95%
FCF growth 5Y-6.78%
OCF growth 1Y109.86%
OCF growth 3Y10.19%
OCF growth 5Y-7.11%