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ECN CAPITAL CORP - ECNCN 7.937 PERP (ECN-PR-C.CA) Stock Fundamental Analysis

Canada - TSX:ECN-PR-C - CA26829L6026

23.55 CAD
0 (0%)
Last: 9/15/2025, 7:00:00 PM
Fundamental Rating

4

ECN-PR-C gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 29 industry peers in the Financial Services industry. The financial health of ECN-PR-C is average, but there are quite some concerns on its profitability. ECN-PR-C has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year ECN-PR-C was profitable.
ECN-PR-C had a positive operating cash flow in the past year.
In multiple years ECN-PR-C reported negative net income over the last 5 years.
In multiple years ECN-PR-C reported negative operating cash flow during the last 5 years.
ECN-PR-C.CA Yearly Net Income VS EBIT VS OCF VS FCFECN-PR-C.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

1.2 Ratios

ECN-PR-C has a Return On Assets of 0.01%. This is in the lower half of the industry: ECN-PR-C underperforms 75.86% of its industry peers.
ECN-PR-C has a Return On Equity of 0.03%. This is in the lower half of the industry: ECN-PR-C underperforms 75.86% of its industry peers.
With a Return On Invested Capital value of 4.31%, ECN-PR-C perfoms like the industry average, outperforming 48.28% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ECN-PR-C is below the industry average of 5.62%.
The 3 year average ROIC (2.48%) for ECN-PR-C is below the current ROIC(4.31%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.01%
ROE 0.03%
ROIC 4.31%
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ECN-PR-C.CA Yearly ROA, ROE, ROICECN-PR-C.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 200 300 400

1.3 Margins

Looking at the Profit Margin, with a value of 0.03%, ECN-PR-C is doing worse than 75.86% of the companies in the same industry.
The Operating Margin of ECN-PR-C (33.30%) is worse than 65.52% of its industry peers.
In the last couple of years the Operating Margin of ECN-PR-C has grown nicely.
Industry RankSector Rank
OM 33.3%
PM (TTM) 0.03%
GM N/A
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ECN-PR-C.CA Yearly Profit, Operating, Gross MarginsECN-PR-C.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 400 600

5

2. Health

2.1 Basic Checks

ECN-PR-C has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, ECN-PR-C has more shares outstanding
The number of shares outstanding for ECN-PR-C has been increased compared to 5 years ago.
ECN-PR-C has a better debt/assets ratio than last year.
ECN-PR-C.CA Yearly Shares OutstandingECN-PR-C.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
ECN-PR-C.CA Yearly Total Debt VS Total AssetsECN-PR-C.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

ECN-PR-C has an Altman-Z score of 3.41. This indicates that ECN-PR-C is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.41, ECN-PR-C is in line with its industry, outperforming 44.83% of the companies in the same industry.
ECN-PR-C has a debt to FCF ratio of 3.27. This is a good value and a sign of high solvency as ECN-PR-C would need 3.27 years to pay back of all of its debts.
ECN-PR-C has a better Debt to FCF ratio (3.27) than 86.21% of its industry peers.
A Debt/Equity ratio of 2.85 is on the high side and indicates that ECN-PR-C has dependencies on debt financing.
With a Debt to Equity ratio value of 2.85, ECN-PR-C is not doing good in the industry: 72.41% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.85
Debt/FCF 3.27
Altman-Z 3.41
ROIC/WACC0.56
WACC7.66%
ECN-PR-C.CA Yearly LT Debt VS Equity VS FCFECN-PR-C.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

2.3 Liquidity

A Current Ratio of 1.05 indicates that ECN-PR-C should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.05, ECN-PR-C is doing good in the industry, outperforming 79.31% of the companies in the same industry.
ECN-PR-C has a Quick Ratio of 1.05. This is a normal value and indicates that ECN-PR-C is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.05, ECN-PR-C is doing good in the industry, outperforming 79.31% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.05
Quick Ratio 1.05
ECN-PR-C.CA Yearly Current Assets VS Current LiabilitesECN-PR-C.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 750.00% over the past year.
The earnings per share for ECN-PR-C have been decreasing by -20.31% on average. This is quite bad
ECN-PR-C shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.31%.
The Revenue has been decreasing by -1.56% on average over the past years.
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%

3.2 Future

The Earnings Per Share is expected to grow by 66.38% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 14.36% on average over the next years. This is quite good.
EPS Next Y102%
EPS Next 2Y66.38%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ECN-PR-C.CA Yearly Revenue VS EstimatesECN-PR-C.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M
ECN-PR-C.CA Yearly EPS VS EstimatesECN-PR-C.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 0.1 0.2 0.3

4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 130.83, which means the current valuation is very expensive for ECN-PR-C.
Based on the Price/Earnings ratio, ECN-PR-C is valued a bit more expensive than the industry average as 65.52% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 27.27, ECN-PR-C is valued quite expensively.
ECN-PR-C is valuated quite expensively with a Price/Forward Earnings ratio of 68.39.
Based on the Price/Forward Earnings ratio, ECN-PR-C is valued a bit cheaper than the industry average as 65.52% of the companies are valued more expensively.
ECN-PR-C's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 22.77.
Industry RankSector Rank
PE 130.83
Fwd PE 68.39
ECN-PR-C.CA Price Earnings VS Forward Price EarningsECN-PR-C.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

ECN-PR-C's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. ECN-PR-C is cheaper than 79.31% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ECN-PR-C indicates a somewhat cheap valuation: ECN-PR-C is cheaper than 72.41% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 27.51
EV/EBITDA 54.32
ECN-PR-C.CA Per share dataECN-PR-C.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1

4.3 Compensation for Growth

ECN-PR-C's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as ECN-PR-C's earnings are expected to grow with 66.38% in the coming years.
PEG (NY)1.28
PEG (5Y)N/A
EPS Next 2Y66.38%
EPS Next 3YN/A

2

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 1.31%, ECN-PR-C has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 6.71, ECN-PR-C's dividend is way lower than its industry peers. On top of this 82.76% of the companies listed in the same industry pay a better dividend than ECN-PR-C!
With a Dividend Yield of 1.31, ECN-PR-C pays less dividend than the S&P500 average, which is at 2.38.
Industry RankSector Rank
Dividend Yield 1.31%

5.2 History

The dividend of ECN-PR-C decreases each year by -5.51%.
ECN-PR-C has been paying a dividend for over 5 years, so it has already some track record.
ECN-PR-C has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.51%
Div Incr Years0
Div Non Decr Years4
ECN-PR-C.CA Yearly Dividends per shareECN-PR-C.CA Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

ECN-PR-C pays out 22763.77% of its income as dividend. This is not a sustainable payout ratio.
DP22763.77%
EPS Next 2Y66.38%
EPS Next 3YN/A
ECN-PR-C.CA Yearly Income VS Free CF VS DividendECN-PR-C.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B
ECN-PR-C.CA Dividend Payout.ECN-PR-C.CA Dividend Payout, showing the Payout Ratio.ECN-PR-C.CA Dividend Payout.PayoutRetained Earnings

ECN CAPITAL CORP - ECNCN 7.937 PERP

TSX:ECN-PR-C (9/15/2025, 7:00:00 PM)

23.55

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)08-07 2025-08-07/amc
Earnings (Next)11-05 2025-11-05
Inst Owners50.97%
Inst Owner ChangeN/A
Ins Owners6.68%
Ins Owner ChangeN/A
Market Cap6.63B
Analysts75
Price Target29.07 (23.44%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.31%
Yearly Dividend0.08
Dividend Growth(5Y)-5.51%
DP22763.77%
Div Incr Years0
Div Non Decr Years4
Ex-Date09-12 2025-09-12 (0.4960625)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.07%
Min EPS beat(2)-15.14%
Max EPS beat(2)-0.99%
EPS beat(4)0
Avg EPS beat(4)-22.53%
Min EPS beat(4)-64%
Max EPS beat(4)-0.99%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.47%
Min Revenue beat(2)-7.2%
Max Revenue beat(2)10.15%
Revenue beat(4)2
Avg Revenue beat(4)1.46%
Min Revenue beat(4)-7.75%
Max Revenue beat(4)10.65%
Revenue beat(8)4
Avg Revenue beat(8)1.69%
Revenue beat(12)4
Avg Revenue beat(12)-4.29%
Revenue beat(16)4
Avg Revenue beat(16)-13.52%
PT rev (1m)-0.88%
PT rev (3m)-4.92%
EPS NQ rev (1m)11.75%
EPS NQ rev (3m)5.55%
EPS NY rev (1m)-7.22%
EPS NY rev (3m)-7.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-9.34%
Revenue NY rev (1m)-1.06%
Revenue NY rev (3m)-4.23%
Valuation
Industry RankSector Rank
PE 130.83
Fwd PE 68.39
P/S 20.11
P/FCF 27.51
P/OCF 27.4
P/B 23.95
P/tB N/A
EV/EBITDA 54.32
EPS(TTM)0.18
EY0.76%
EPS(NY)0.34
Fwd EY1.46%
FCF(TTM)0.86
FCFY3.63%
OCF(TTM)0.86
OCFY3.65%
SpS1.17
BVpS0.98
TBVpS-0.28
PEG (NY)1.28
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 0.01%
ROE 0.03%
ROCE 9.08%
ROIC 4.31%
ROICexc 4.38%
ROICexgc 6.89%
OM 33.3%
PM (TTM) 0.03%
GM N/A
FCFM 73.1%
ROA(3y)-2.68%
ROA(5y)14.79%
ROE(3y)-16.1%
ROE(5y)77.16%
ROIC(3y)2.48%
ROIC(5y)1.63%
ROICexc(3y)2.52%
ROICexc(5y)1.66%
ROICexgc(3y)3.6%
ROICexgc(5y)2.66%
ROCE(3y)5.23%
ROCE(5y)3.43%
ROICexcg growth 3Y47.97%
ROICexcg growth 5Y17.4%
ROICexc growth 3Y100.79%
ROICexc growth 5Y25.74%
OM growth 3Y87.71%
OM growth 5Y15.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.25
Health
Industry RankSector Rank
Debt/Equity 2.85
Debt/FCF 3.27
Debt/EBITDA 5.79
Cap/Depr 3.52%
Cap/Sales 0.28%
Interest Coverage 1.7
Cash Conversion 177.56%
Profit Quality 252664%
Current Ratio 1.05
Quick Ratio 1.05
Altman-Z 3.41
F-Score7
WACC7.66%
ROIC/WACC0.56
Cap/Depr(3y)114.58%
Cap/Depr(5y)86.26%
Cap/Sales(3y)8.73%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)750%
EPS 3Y-34.48%
EPS 5Y-20.31%
EPS Q2Q%33.33%
EPS Next Y102%
EPS Next 2Y66.38%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)33.31%
Revenue growth 3Y21.98%
Revenue growth 5Y-1.56%
Sales Q2Q%3.83%
Revenue Next Year11.92%
Revenue Next 2Y14.36%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y178.05%
EBIT growth 3Y128.98%
EBIT growth 5Y13.75%
EBIT Next Year110.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y153.35%
FCF growth 3Y11.95%
FCF growth 5Y-6.78%
OCF growth 1Y156.44%
OCF growth 3Y10.19%
OCF growth 5Y-7.11%