DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:DQ7A - IE000TIRQBE1 - Common Stock
18.398 EUR
+0.2 (+1.09%)
DQ7A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 64 industry peers in the Food Products industry. DQ7A has an excellent financial health rating, but there are some minor concerns on its profitability. DQ7A has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year DQ7A was profitable.
- DQ7A had a positive operating cash flow in the past year.
- In the past 5 years DQ7A has always been profitable.
- Of the past 5 years DQ7A 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 8.25%, DQ7A belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
- DQ7A's Return On Equity of 10.03% is in line compared to the rest of the industry. DQ7A outperforms 57.89% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 8.90%, DQ7A belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DQ7A's Profit Margin of 5.48% is fine compared to the rest of the industry. DQ7A outperforms 63.16% of its industry peers.
- In the last couple of years the Profit Margin of DQ7A has declined.
- DQ7A has a Operating Margin (5.65%) which is comparable to the rest of the industry.
- DQ7A's Operating Margin has declined in the last couple of years.
- DQ7A's Gross Margin of 30.99% is on the low side compared to the rest of the industry. DQ7A is outperformed by 63.16% of its industry peers.
- DQ7A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
- DQ7A has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- DQ7A has about the same amout of shares outstanding than it did 1 year ago.
- DQ7A has less shares outstanding than it did 5 years ago.
- DQ7A has a worse debt/assets ratio than last year.
2.2 Solvency
- DQ7A has an Altman-Z score of 6.86. This indicates that DQ7A is financially healthy and has little risk of bankruptcy at the moment.
- DQ7A has a Altman-Z score of 6.86. This is amongst the best in the industry. DQ7A outperforms 96.49% of its industry peers.
- DQ7A has a debt to FCF ratio of 0.35. This is a very positive value and a sign of high solvency as it would only need 0.35 years to pay back of all of its debts.
- DQ7A's Debt to FCF ratio of 0.35 is amongst the best of the industry. DQ7A outperforms 96.49% of its industry peers.
- DQ7A has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.03, DQ7A belongs to the top of the industry, outperforming 94.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.86 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
- A Current Ratio of 4.57 indicates that DQ7A has no problem at all paying its short term obligations.
- DQ7A's Current ratio of 4.57 is amongst the best of the industry. DQ7A outperforms 96.49% of its industry peers.
- A Quick Ratio of 4.35 indicates that DQ7A has no problem at all paying its short term obligations.
- DQ7A's Quick ratio of 4.35 is amongst the best of the industry. DQ7A outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
- The earnings per share for DQ7A have decreased strongly by -57.53% in the last year.
- The Earnings Per Share has been growing slightly by 4.24% on average over the past years.
- DQ7A shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -35.30%.
- DQ7A shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.04% yearly.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.46 indicates a correct valuation of DQ7A.
- Compared to the rest of the industry, the Price/Earnings ratio of DQ7A is on the same level as its industry peers.
- DQ7A is valuated rather cheaply when we compare the Price/Earnings ratio to 27.21, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- DQ7A's Enterprise Value to EBITDA is on the same level as the industry average.
- DQ7A's Price/Free Cash Flow ratio is rather cheap when compared to the industry. DQ7A is cheaper than 82.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.17 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.64
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for DQ7A!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status for DQ7A stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for DQ7A stock?
The Price/Earnings (PE) ratio for DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 15.46 and the Price/Book (PB) ratio is 1.23.
Can you provide the financial health for DQ7A stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.