DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:DQ7A - IE000TIRQBE1 - Common Stock
18.398 EUR
+0.2 (+1.09%)
DQ7A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 62 industry peers in the Food Products industry. DQ7A has an excellent financial health rating, but there are some minor concerns on its profitability. DQ7A is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- DQ7A had positive earnings in the past year.
- In the past year DQ7A had a positive cash flow from operations.
- Each year in the past 5 years DQ7A has been profitable.
- DQ7A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- DQ7A's Return On Assets of 8.25% is amongst the best of the industry. DQ7A outperforms 84.21% of its industry peers.
- DQ7A has a Return On Equity of 10.03%. This is comparable to the rest of the industry: DQ7A outperforms 57.89% of its industry peers.
- DQ7A has a better Return On Invested Capital (8.90%) than 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DQ7A's Profit Margin of 5.48% is fine compared to the rest of the industry. DQ7A outperforms 63.16% of its industry peers.
- In the last couple of years the Profit Margin of DQ7A has declined.
- DQ7A has a Operating Margin (5.65%) which is comparable to the rest of the industry.
- DQ7A's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 30.99%, DQ7A is not doing good in the industry: 63.16% of the companies in the same industry are doing better.
- DQ7A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
- DQ7A has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, DQ7A has about the same amount of shares outstanding.
- Compared to 5 years ago, DQ7A has less shares outstanding
- The debt/assets ratio for DQ7A is higher compared to a year ago.
2.2 Solvency
- DQ7A has an Altman-Z score of 6.86. This indicates that DQ7A is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of DQ7A (6.86) is better than 96.49% of its industry peers.
- The Debt to FCF ratio of DQ7A is 0.35, which is an excellent value as it means it would take DQ7A, only 0.35 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of DQ7A (0.35) is better than 96.49% of its industry peers.
- A Debt/Equity ratio of 0.03 indicates that DQ7A is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.03, DQ7A belongs to the top of the industry, outperforming 94.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.86 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
- A Current Ratio of 4.57 indicates that DQ7A has no problem at all paying its short term obligations.
- DQ7A has a better Current ratio (4.57) than 96.49% of its industry peers.
- A Quick Ratio of 4.35 indicates that DQ7A has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 4.35, DQ7A belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
- The earnings per share for DQ7A have decreased strongly by -57.53% in the last year.
- The Earnings Per Share has been growing slightly by 4.24% on average over the past years.
- Looking at the last year, DQ7A shows a very negative growth in Revenue. The Revenue has decreased by -35.30% in the last year.
- DQ7A shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.04% yearly.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 15.46, DQ7A is valued correctly.
- Compared to the rest of the industry, the Price/Earnings ratio of DQ7A is on the same level as its industry peers.
- When comparing the Price/Earnings ratio of DQ7A to the average of the S&P500 Index (28.82), we can say DQ7A is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- DQ7A's Enterprise Value to EBITDA ratio is in line with the industry average.
- DQ7A's Price/Free Cash Flow ratio is rather cheap when compared to the industry. DQ7A is cheaper than 82.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.17 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.64
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- DQ7A does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status for DQ7A stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for DQ7A stock?
The Price/Earnings (PE) ratio for DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 15.46 and the Price/Book (PB) ratio is 1.23.
Can you provide the financial health for DQ7A stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.