DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe • Euronext Dublin • DUB:DQ7A • IE000TIRQBE1
16 EUR
-2.2 (-12.09%)
Last: Jan 30, 2026, 07:00 PM
Overall DQ7A gets a fundamental rating of 4 out of 10. We evaluated DQ7A against 62 industry peers in the Food Products industry. While DQ7A has a great health rating, its profitability is only average at the moment. DQ7A has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- DQ7A had positive earnings in the past year.
- In the past year DQ7A had a positive cash flow from operations.
- Each year in the past 5 years DQ7A has been profitable.
- DQ7A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- The Return On Assets of DQ7A (8.25%) is better than 84.21% of its industry peers.
- DQ7A has a Return On Equity of 10.03%. This is comparable to the rest of the industry: DQ7A outperforms 57.89% of its industry peers.
- DQ7A's Return On Invested Capital of 8.90% is amongst the best of the industry. DQ7A outperforms 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DQ7A's Profit Margin of 5.48% is fine compared to the rest of the industry. DQ7A outperforms 63.16% of its industry peers.
- In the last couple of years the Profit Margin of DQ7A has declined.
- Looking at the Operating Margin, with a value of 5.65%, DQ7A is in line with its industry, outperforming 54.39% of the companies in the same industry.
- In the last couple of years the Operating Margin of DQ7A has declined.
- DQ7A's Gross Margin of 30.99% is on the low side compared to the rest of the industry. DQ7A is outperformed by 63.16% of its industry peers.
- DQ7A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so DQ7A is still creating some value.
- Compared to 1 year ago, DQ7A has about the same amount of shares outstanding.
- DQ7A has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for DQ7A is higher compared to a year ago.
2.2 Solvency
- DQ7A has an Altman-Z score of 6.86. This indicates that DQ7A is financially healthy and has little risk of bankruptcy at the moment.
- With an excellent Altman-Z score value of 6.86, DQ7A belongs to the best of the industry, outperforming 96.49% of the companies in the same industry.
- DQ7A has a debt to FCF ratio of 0.35. This is a very positive value and a sign of high solvency as it would only need 0.35 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.35, DQ7A belongs to the top of the industry, outperforming 96.49% of the companies in the same industry.
- DQ7A has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
- DQ7A has a Debt to Equity ratio of 0.03. This is amongst the best in the industry. DQ7A outperforms 94.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.86 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
- A Current Ratio of 4.57 indicates that DQ7A has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 4.57, DQ7A belongs to the top of the industry, outperforming 96.49% of the companies in the same industry.
- DQ7A has a Quick Ratio of 4.35. This indicates that DQ7A is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 4.35, DQ7A belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
- The earnings per share for DQ7A have decreased strongly by -57.53% in the last year.
- The Earnings Per Share has been growing slightly by 4.24% on average over the past years.
- The Revenue for DQ7A has decreased by -35.30% in the past year. This is quite bad
- Measured over the past years, DQ7A shows a decrease in Revenue. The Revenue has been decreasing by -6.04% on average per year.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 13.45 indicates a correct valuation of DQ7A.
- DQ7A's Price/Earnings ratio is in line with the industry average.
- The average S&P500 Price/Earnings ratio is at 28.30. DQ7A is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.45 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as DQ7A.
- 82.46% of the companies in the same industry are more expensive than DQ7A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.1 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.17
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for DQ7A!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status for DQ7A stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for DQ7A stock?
The Price/Earnings (PE) ratio for DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 13.45 and the Price/Book (PB) ratio is 1.07.
Can you provide the financial health for DQ7A stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.