DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:DQ7A - IE000TIRQBE1 - Common Stock
18.398 EUR
+0.2 (+1.09%)
DQ7A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 59 industry peers in the Food Products industry. DQ7A has an excellent financial health rating, but there are some minor concerns on its profitability. DQ7A is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year DQ7A was profitable.
In the past year DQ7A had a positive cash flow from operations.
In the past 5 years DQ7A has always been profitable.
Of the past 5 years DQ7A 4 years had a positive operating cash flow.
1.2 Ratios
DQ7A has a better Return On Assets (8.25%) than 84.21% of its industry peers.
DQ7A has a Return On Equity (10.03%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 8.90%, DQ7A belongs to the top of the industry, outperforming 84.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of DQ7A (5.48%) is better than 63.16% of its industry peers.
DQ7A's Profit Margin has declined in the last couple of years.
DQ7A has a Operating Margin (5.65%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of DQ7A has declined.
The Gross Margin of DQ7A (30.99%) is worse than 63.16% of its industry peers.
In the last couple of years the Gross Margin of DQ7A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DQ7A is creating some value.
Compared to 1 year ago, DQ7A has about the same amount of shares outstanding.
The number of shares outstanding for DQ7A has been reduced compared to 5 years ago.
The debt/assets ratio for DQ7A is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 6.86 indicates that DQ7A is not in any danger for bankruptcy at the moment.
The Altman-Z score of DQ7A (6.86) is better than 96.49% of its industry peers.
DQ7A has a debt to FCF ratio of 0.35. This is a very positive value and a sign of high solvency as it would only need 0.35 years to pay back of all of its debts.
DQ7A's Debt to FCF ratio of 0.35 is amongst the best of the industry. DQ7A outperforms 96.49% of its industry peers.
A Debt/Equity ratio of 0.03 indicates that DQ7A is not too dependend on debt financing.
DQ7A's Debt to Equity ratio of 0.03 is amongst the best of the industry. DQ7A outperforms 94.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.86 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
DQ7A has a Current Ratio of 4.57. This indicates that DQ7A is financially healthy and has no problem in meeting its short term obligations.
DQ7A's Current ratio of 4.57 is amongst the best of the industry. DQ7A outperforms 96.49% of its industry peers.
A Quick Ratio of 4.35 indicates that DQ7A has no problem at all paying its short term obligations.
The Quick ratio of DQ7A (4.35) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
The earnings per share for DQ7A have decreased strongly by -57.53% in the last year.
DQ7A shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.24% yearly.
Looking at the last year, DQ7A shows a very negative growth in Revenue. The Revenue has decreased by -35.30% in the last year.
The Revenue has been decreasing by -6.04% on average over the past years.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.46, the valuation of DQ7A can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of DQ7A is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 25.65. DQ7A is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
DQ7A's Enterprise Value to EBITDA ratio is in line with the industry average.
82.46% of the companies in the same industry are more expensive than DQ7A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.17 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.64
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
DQ7A does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DUB:DQ7A (11/5/2025, 7:00:00 PM)
18.398
+0.2 (+1.09%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners17.85%
Ins Owner ChangeN/A
Market Cap22.26M
Revenue(TTM)33.10M
Net Income(TTM)1.81M
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A | ||
| P/S | 0.67 | ||
| P/FCF | 8.17 | ||
| P/OCF | 7.57 | ||
| P/B | 1.23 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 8.94 |
EPS(TTM)1.19
EY6.47%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.25
FCFY12.24%
OCF(TTM)2.43
OCFY13.21%
SpS27.35
BVpS14.95
TBVpS14.51
PEG (NY)N/A
PEG (5Y)3.64
Graham Number20.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROCE | 10.19% | ||
| ROIC | 8.9% | ||
| ROICexc | 10.39% | ||
| ROICexgc | 10.75% | ||
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% | ||
| FCFM | 8.23% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y4.51%
ROICexgc growth 5Y-25.59%
ROICexc growth 3Y4.49%
ROICexc growth 5Y-21.16%
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
F-Score6
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Debt/EBITDA | 0.27 | ||
| Cap/Depr | 50.7% | ||
| Cap/Sales | 0.65% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 128.09% | ||
| Profit Quality | 150.14% | ||
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 | ||
| Altman-Z | 6.86 |
F-Score6
WACC7.46%
ROIC/WACC1.19
Cap/Depr(3y)41.3%
Cap/Depr(5y)126.67%
Cap/Sales(3y)0.68%
Cap/Sales(5y)4.25%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-50.04%
EBIT growth 3Y-0.2%
EBIT growth 5Y-12.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2880.61%
FCF growth 3Y-4.51%
FCF growth 5Y-3.81%
OCF growth 1Y10041.4%
OCF growth 3Y-16.66%
OCF growth 5Y-6.57%
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
What is the financial health of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.
Is the dividend of DONEGAL INVESTMENT GROUP PLC sustainable?
The dividend rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 0 / 10 and the dividend payout ratio is 0%.