DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:DQ7A - IE000TIRQBE1 - Common Stock
18.398 EUR
+0.2 (+1.09%)
Overall DQ7A gets a fundamental rating of 4 out of 10. We evaluated DQ7A against 58 industry peers in the Food Products industry. DQ7A is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. DQ7A does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year DQ7A was profitable.
In the past year DQ7A had a positive cash flow from operations.
Each year in the past 5 years DQ7A has been profitable.
Of the past 5 years DQ7A 4 years had a positive operating cash flow.
1.2 Ratios
DQ7A has a better Return On Assets (8.25%) than 84.21% of its industry peers.
With a Return On Equity value of 10.03%, DQ7A perfoms like the industry average, outperforming 57.89% of the companies in the same industry.
DQ7A's Return On Invested Capital of 8.90% is amongst the best of the industry. DQ7A outperforms 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of DQ7A (5.48%) is better than 63.16% of its industry peers.
In the last couple of years the Profit Margin of DQ7A has declined.
Looking at the Operating Margin, with a value of 5.65%, DQ7A is in line with its industry, outperforming 54.39% of the companies in the same industry.
In the last couple of years the Operating Margin of DQ7A has declined.
Looking at the Gross Margin, with a value of 30.99%, DQ7A is doing worse than 63.16% of the companies in the same industry.
DQ7A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DQ7A is creating some value.
Compared to 1 year ago, DQ7A has about the same amount of shares outstanding.
The number of shares outstanding for DQ7A has been reduced compared to 5 years ago.
The debt/assets ratio for DQ7A is higher compared to a year ago.
2.2 Solvency
DQ7A has an Altman-Z score of 6.86. This indicates that DQ7A is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of DQ7A (6.86) is better than 96.49% of its industry peers.
The Debt to FCF ratio of DQ7A is 0.35, which is an excellent value as it means it would take DQ7A, only 0.35 years of fcf income to pay off all of its debts.
DQ7A has a Debt to FCF ratio of 0.35. This is amongst the best in the industry. DQ7A outperforms 96.49% of its industry peers.
DQ7A has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
DQ7A has a Debt to Equity ratio of 0.03. This is amongst the best in the industry. DQ7A outperforms 94.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.86 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
DQ7A has a Current Ratio of 4.57. This indicates that DQ7A is financially healthy and has no problem in meeting its short term obligations.
DQ7A has a better Current ratio (4.57) than 96.49% of its industry peers.
A Quick Ratio of 4.35 indicates that DQ7A has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 4.35, DQ7A belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
DQ7A shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -57.53%.
DQ7A shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.24% yearly.
Looking at the last year, DQ7A shows a very negative growth in Revenue. The Revenue has decreased by -35.30% in the last year.
The Revenue has been decreasing by -6.04% on average over the past years.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.46, DQ7A is valued correctly.
DQ7A's Price/Earnings ratio is in line with the industry average.
DQ7A's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.60.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
DQ7A's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, DQ7A is valued cheaply inside the industry as 82.46% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.17 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.64
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
DQ7A does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DUB:DQ7A (11/5/2025, 7:00:00 PM)
18.398
+0.2 (+1.09%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners17.85%
Ins Owner ChangeN/A
Market Cap22.26M
Revenue(TTM)33.10M
Net Income(TTM)1.81M
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A | ||
| P/S | 0.67 | ||
| P/FCF | 8.17 | ||
| P/OCF | 7.57 | ||
| P/B | 1.23 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 8.94 |
EPS(TTM)1.19
EY6.47%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.25
FCFY12.24%
OCF(TTM)2.43
OCFY13.21%
SpS27.35
BVpS14.95
TBVpS14.51
PEG (NY)N/A
PEG (5Y)3.64
Graham Number20.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROCE | 10.19% | ||
| ROIC | 8.9% | ||
| ROICexc | 10.39% | ||
| ROICexgc | 10.75% | ||
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% | ||
| FCFM | 8.23% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y4.51%
ROICexgc growth 5Y-25.59%
ROICexc growth 3Y4.49%
ROICexc growth 5Y-21.16%
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
F-Score6
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Debt/EBITDA | 0.27 | ||
| Cap/Depr | 50.7% | ||
| Cap/Sales | 0.65% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 128.09% | ||
| Profit Quality | 150.14% | ||
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 | ||
| Altman-Z | 6.86 |
F-Score6
WACC7.46%
ROIC/WACC1.19
Cap/Depr(3y)41.3%
Cap/Depr(5y)126.67%
Cap/Sales(3y)0.68%
Cap/Sales(5y)4.25%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-50.04%
EBIT growth 3Y-0.2%
EBIT growth 5Y-12.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2880.61%
FCF growth 3Y-4.51%
FCF growth 5Y-3.81%
OCF growth 1Y10041.4%
OCF growth 3Y-16.66%
OCF growth 5Y-6.57%
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status for DQ7A stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for DQ7A stock?
The Price/Earnings (PE) ratio for DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 15.46 and the Price/Book (PB) ratio is 1.23.
Can you provide the financial health for DQ7A stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.