DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis

Europe Euronext Dublin DUB:DQ7A • IE000TIRQBE1

16 EUR
-0.6 (-3.61%)
Last: Jan 30, 2026, 07:00 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to DQ7A. DQ7A was compared to 62 industry peers in the Food Products industry. While DQ7A has a great health rating, there are worries on its profitability. DQ7A has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • DQ7A had negative earnings in the past year.
  • In the past year DQ7A had a positive cash flow from operations.
  • DQ7A had positive earnings in each of the past 5 years.
  • Of the past 5 years DQ7A 4 years had a positive operating cash flow.
DQ7A.I Yearly Net Income VS EBIT VS OCF VS FCFDQ7A.I Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M 10M 15M

1.2 Ratios

  • With a Return On Assets value of 0.61%, DQ7A is not doing good in the industry: 70.15% of the companies in the same industry are doing better.
  • DQ7A has a worse Return On Equity (0.88%) than 70.15% of its industry peers.
Industry RankSector Rank
ROA 0.61%
ROE 0.88%
ROIC N/A
ROA(3y)6.37%
ROA(5y)18.45%
ROE(3y)7.76%
ROE(5y)27.43%
ROIC(3y)N/A
ROIC(5y)N/A
DQ7A.I Yearly ROA, ROE, ROICDQ7A.I Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

1.3 Margins

  • DQ7A does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
DQ7A.I Yearly Profit, Operating, Gross MarginsDQ7A.I Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40 50

9

2. Health

2.1 Basic Checks

  • DQ7A does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • DQ7A has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for DQ7A has been reduced compared to 5 years ago.
  • DQ7A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
DQ7A.I Yearly Shares OutstandingDQ7A.I Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M
DQ7A.I Yearly Total Debt VS Total AssetsDQ7A.I Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

2.2 Solvency

  • DQ7A has an Altman-Z score of 3.41. This indicates that DQ7A is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of DQ7A (3.41) is better than 74.63% of its industry peers.
  • DQ7A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 3.41
ROIC/WACCN/A
WACC7.51%
DQ7A.I Yearly LT Debt VS Equity VS FCFDQ7A.I Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10M 20M 30M 40M 50M

2.3 Liquidity

  • A Current Ratio of 3.01 indicates that DQ7A has no problem at all paying its short term obligations.
  • DQ7A has a Current ratio of 3.01. This is amongst the best in the industry. DQ7A outperforms 85.07% of its industry peers.
  • DQ7A has a Quick Ratio of 3.01. This indicates that DQ7A is financially healthy and has no problem in meeting its short term obligations.
  • DQ7A's Quick ratio of 3.01 is amongst the best of the industry. DQ7A outperforms 92.54% of its industry peers.
Industry RankSector Rank
Current Ratio 3.01
Quick Ratio 3.01
DQ7A.I Yearly Current Assets VS Current LiabilitesDQ7A.I Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

0

3. Growth

3.1 Past

  • DQ7A shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -120.06%.
  • The earnings per share for DQ7A have been decreasing by -30.96% on average. This is quite bad
EPS 1Y (TTM)-120.06%
EPS 3Y-76.62%
EPS 5Y-30.96%
EPS Q2Q%-1607.69%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-28.27%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
DQ7A.I Yearly Revenue VS EstimatesDQ7A.I Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M
DQ7A.I Yearly EPS VS EstimatesDQ7A.I Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2021 0.2 0.4 0.6 0.8 1

0

4. Valuation

4.1 Price/Earnings Ratio

  • DQ7A reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
DQ7A.I Price Earnings VS Forward Price EarningsDQ7A.I Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, DQ7A is valued a bit more expensive than 62.69% of the companies in the same industry.
Industry RankSector Rank
P/FCF 233.25
EV/EBITDA N/A
DQ7A.I Per share dataDQ7A.I EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

  • DQ7A does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

DONEGAL INVESTMENT GROUP PLC

DUB:DQ7A (1/30/2026, 7:00:00 PM)

16

-0.6 (-3.61%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)12-10
Earnings (Next)04-23
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners17.85%
Ins Owner ChangeN/A
Market Cap19.36M
Revenue(TTM)N/A
Net Income(TTM)113.00K
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.21
Dividend Growth(5Y)5.81%
DP257.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF 233.25
P/OCF 32.48
P/B 1.51
P/tB 1.51
EV/EBITDA N/A
EPS(TTM)-0.24
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.07
FCFY0.43%
OCF(TTM)0.49
OCFY3.08%
SpS0
BVpS10.62
TBVpS10.62
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.61%
ROE 0.88%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)6.37%
ROA(5y)18.45%
ROE(3y)7.76%
ROE(5y)27.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 98.84%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 73.45%
Current Ratio 3.01
Quick Ratio 3.01
Altman-Z 3.41
F-Score6
WACC7.51%
ROIC/WACCN/A
Cap/Depr(3y)59.15%
Cap/Depr(5y)79.37%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-120.06%
EPS 3Y-76.62%
EPS 5Y-30.96%
EPS Q2Q%-1607.69%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-28.27%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-52.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-96.95%
FCF growth 3YN/A
FCF growth 5Y-42.14%
OCF growth 1Y-79.73%
OCF growth 3YN/A
OCF growth 5Y-33.55%

DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ

What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?

ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.


What is the valuation status for DQ7A stock?

ChartMill assigns a valuation rating of 4 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Fairly Valued.


What is the profitability of DQ7A stock?

DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.


Can you provide the financial health for DQ7A stock?

The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.