DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe - Euronext Dublin - DUB:DQ7A - IE000TIRQBE1 - Common Stock
18.398 EUR
+0.2 (+1.09%)
DQ7A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 62 industry peers in the Food Products industry. DQ7A is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. DQ7A does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- DQ7A had positive earnings in the past year.
- DQ7A had a positive operating cash flow in the past year.
- Each year in the past 5 years DQ7A has been profitable.
- DQ7A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- DQ7A has a Return On Assets of 8.25%. This is amongst the best in the industry. DQ7A outperforms 84.21% of its industry peers.
- DQ7A has a Return On Equity (10.03%) which is in line with its industry peers.
- DQ7A has a better Return On Invested Capital (8.90%) than 84.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- DQ7A has a Profit Margin of 5.48%. This is in the better half of the industry: DQ7A outperforms 63.16% of its industry peers.
- DQ7A's Profit Margin has declined in the last couple of years.
- The Operating Margin of DQ7A (5.65%) is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of DQ7A has declined.
- DQ7A has a Gross Margin of 30.99%. This is in the lower half of the industry: DQ7A underperforms 63.16% of its industry peers.
- In the last couple of years the Gross Margin of DQ7A has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DQ7A is creating some value.
- The number of shares outstanding for DQ7A remains at a similar level compared to 1 year ago.
- The number of shares outstanding for DQ7A has been reduced compared to 5 years ago.
- The debt/assets ratio for DQ7A is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 6.86 indicates that DQ7A is not in any danger for bankruptcy at the moment.
- The Altman-Z score of DQ7A (6.86) is better than 96.49% of its industry peers.
- DQ7A has a debt to FCF ratio of 0.35. This is a very positive value and a sign of high solvency as it would only need 0.35 years to pay back of all of its debts.
- DQ7A's Debt to FCF ratio of 0.35 is amongst the best of the industry. DQ7A outperforms 96.49% of its industry peers.
- DQ7A has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
- DQ7A's Debt to Equity ratio of 0.03 is amongst the best of the industry. DQ7A outperforms 94.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.86 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
- A Current Ratio of 4.57 indicates that DQ7A has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 4.57, DQ7A belongs to the best of the industry, outperforming 96.49% of the companies in the same industry.
- DQ7A has a Quick Ratio of 4.35. This indicates that DQ7A is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 4.35, DQ7A belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
- The earnings per share for DQ7A have decreased strongly by -57.53% in the last year.
- Measured over the past 5 years, DQ7A shows a small growth in Earnings Per Share. The EPS has been growing by 4.24% on average per year.
- Looking at the last year, DQ7A shows a very negative growth in Revenue. The Revenue has decreased by -35.30% in the last year.
- The Revenue has been decreasing by -6.04% on average over the past years.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 15.46, which indicates a correct valuation of DQ7A.
- DQ7A's Price/Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 28.87, DQ7A is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- DQ7A's Enterprise Value to EBITDA ratio is in line with the industry average.
- 82.46% of the companies in the same industry are more expensive than DQ7A, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.17 | ||
| EV/EBITDA | 8.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.64
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for DQ7A!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status for DQ7A stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for DQ7A stock?
The Price/Earnings (PE) ratio for DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 15.46 and the Price/Book (PB) ratio is 1.23.
Can you provide the financial health for DQ7A stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.