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DAILY JOURNAL CORP (DJCO) Stock Fundamental Analysis

NASDAQ:DJCO - Nasdaq - US2339121046 - Common Stock - Currency: USD

406.84  -11.75 (-2.81%)

Fundamental Rating

4

DJCO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 284 industry peers in the Software industry. Both the profitability and the financial health of DJCO get a neutral evaluation. Nothing too spectacular is happening here. DJCO does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

In the past year DJCO was profitable.
In the past year DJCO has reported a negative cash flow from operations.
Of the past 5 years DJCO 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: DJCO reported negative operating cash flow in multiple years.
DJCO Yearly Net Income VS EBIT VS OCF VS FCFDJCO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

1.2 Ratios

With an excellent Return On Assets value of 19.35%, DJCO belongs to the best of the industry, outperforming 96.01% of the companies in the same industry.
DJCO's Return On Equity of 28.02% is amongst the best of the industry. DJCO outperforms 90.22% of its industry peers.
DJCO has a better Return On Invested Capital (0.84%) than 64.13% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for DJCO is significantly below the industry average of 11.91%.
Industry RankSector Rank
ROA 19.35%
ROE 28.02%
ROIC 0.84%
ROA(3y)0.56%
ROA(5y)6.58%
ROE(3y)-1.18%
ROE(5y)8.73%
ROIC(3y)0.99%
ROIC(5y)N/A
DJCO Yearly ROA, ROE, ROICDJCO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

1.3 Margins

Looking at the Profit Margin, with a value of 111.70%, DJCO belongs to the top of the industry, outperforming 97.83% of the companies in the same industry.
In the last couple of years the Profit Margin of DJCO has declined.
The Operating Margin of DJCO (5.82%) is better than 73.19% of its industry peers.
In the last couple of years the Operating Margin of DJCO has grown nicely.
DJCO has a Gross Margin of 88.82%. This is amongst the best in the industry. DJCO outperforms 94.57% of its industry peers.
In the last couple of years the Gross Margin of DJCO has remained more or less at the same level.
Industry RankSector Rank
OM 5.82%
PM (TTM) 111.7%
GM 88.82%
OM growth 3Y10.16%
OM growth 5YN/A
PM growth 3Y-21.24%
PM growth 5YN/A
GM growth 3Y-1.34%
GM growth 5Y-0.38%
DJCO Yearly Profit, Operating, Gross MarginsDJCO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 200

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6

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so DJCO is destroying value.
DJCO has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for DJCO has been reduced compared to 5 years ago.
The debt/assets ratio for DJCO has been reduced compared to a year ago.
DJCO Yearly Shares OutstandingDJCO Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200K 400K 600K 800K 1M
DJCO Yearly Total Debt VS Total AssetsDJCO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

DJCO has an Altman-Z score of 4.92. This indicates that DJCO is financially healthy and has little risk of bankruptcy at the moment.
DJCO's Altman-Z score of 4.92 is fine compared to the rest of the industry. DJCO outperforms 64.13% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that DJCO is not too dependend on debt financing.
DJCO's Debt to Equity ratio of 0.10 is in line compared to the rest of the industry. DJCO outperforms 51.09% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF N/A
Altman-Z 4.92
ROIC/WACC0.06
WACC13.79%
DJCO Yearly LT Debt VS Equity VS FCFDJCO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M 250M

2.3 Liquidity

A Current Ratio of 10.26 indicates that DJCO has no problem at all paying its short term obligations.
The Current ratio of DJCO (10.26) is better than 96.38% of its industry peers.
DJCO has a Quick Ratio of 10.26. This indicates that DJCO is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 10.26, DJCO belongs to the best of the industry, outperforming 96.38% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 10.26
Quick Ratio 10.26
DJCO Yearly Current Assets VS Current LiabilitesDJCO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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2

3. Growth

3.1 Past

DJCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 264.78%, which is quite impressive.
Measured over the past years, DJCO shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -11.49% on average per year.
DJCO shows a small growth in Revenue. In the last year, the Revenue has grown by 3.30%.
Measured over the past years, DJCO shows a small growth in Revenue. The Revenue has been growing by 7.52% on average per year.
EPS 1Y (TTM)264.78%
EPS 3Y-11.49%
EPS 5YN/A
EPS Q2Q%512.15%
Revenue 1Y (TTM)3.3%
Revenue growth 3Y12.29%
Revenue growth 5Y7.52%
Sales Q2Q%-7.78%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
DJCO Yearly Revenue VS EstimatesDJCO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
DJCO Yearly EPS VS EstimatesDJCO Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024

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3

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 7.17, which indicates a rather cheap valuation of DJCO.
DJCO's Price/Earnings ratio is rather cheap when compared to the industry. DJCO is cheaper than 95.29% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 29.63, DJCO is valued rather cheaply.
Industry RankSector Rank
PE 7.17
Fwd PE N/A
DJCO Price Earnings VS Forward Price EarningsDJCO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA -32.35
DJCO Per share dataDJCO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150 200

4.3 Compensation for Growth

DJCO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

DJCO does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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DAILY JOURNAL CORP

NASDAQ:DJCO (2/21/2025, 8:14:03 PM)

406.84

-11.75 (-2.81%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-12 2025-02-12
Earnings (Next)05-13 2025-05-13
Inst Owners61.51%
Inst Owner Change-97.12%
Ins Owners0.04%
Ins Owner Change0%
Market Cap561.44M
Analysts0
Price TargetN/A
Short Float %6.82%
Short Ratio3.41
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 7.17
Fwd PE N/A
P/S 8.03
P/FCF N/A
P/OCF N/A
P/B 2.01
P/tB 2.01
EV/EBITDA -32.35
EPS(TTM)56.73
EY13.94%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.1
FCFYN/A
OCF(TTM)-0.06
OCFYN/A
SpS50.67
BVpS202.02
TBVpS202.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 19.35%
ROE 28.02%
ROCE 1.11%
ROIC 0.84%
ROICexc N/A
ROICexgc N/A
OM 5.82%
PM (TTM) 111.7%
GM 88.82%
FCFM N/A
ROA(3y)0.56%
ROA(5y)6.58%
ROE(3y)-1.18%
ROE(5y)8.73%
ROIC(3y)0.99%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.31%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y10.16%
OM growth 5YN/A
PM growth 3Y-21.24%
PM growth 5YN/A
GM growth 3Y-1.34%
GM growth 5Y-0.38%
F-Score4
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF N/A
Debt/EBITDA 6.56
Cap/Depr 18.35%
Cap/Sales 0.07%
Interest Coverage 1.33
Cash Conversion N/A
Profit Quality N/A
Current Ratio 10.26
Quick Ratio 10.26
Altman-Z 4.92
F-Score4
WACC13.79%
ROIC/WACC0.06
Cap/Depr(3y)19.9%
Cap/Depr(5y)20.11%
Cap/Sales(3y)0.09%
Cap/Sales(5y)0.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)264.78%
EPS 3Y-11.49%
EPS 5YN/A
EPS Q2Q%512.15%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.3%
Revenue growth 3Y12.29%
Revenue growth 5Y7.52%
Sales Q2Q%-7.78%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-38.8%
EBIT growth 3Y23.7%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-100.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-100.59%
OCF growth 3YN/A
OCF growth 5YN/A