DF DEUTSCHE FORFAIT AG (DFTK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:DFTK - DE000A2AA204 - Common Stock
1.18 EUR
-0.03 (-2.48%)
We assign a fundamental rating of 4 out of 10 to DFTK. DFTK was compared to 53 industry peers in the Financial Services industry. DFTK has an average financial health and profitability rating. DFTK is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year DFTK was profitable.
DFTK had a negative operating cash flow in the past year.
DFTK had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: DFTK reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.65%, DFTK is in line with its industry, outperforming 58.49% of the companies in the same industry.
DFTK has a Return On Equity of 2.67%. This is comparable to the rest of the industry: DFTK outperforms 54.72% of its industry peers.
With a decent Return On Invested Capital value of 4.44%, DFTK is doing good in the industry, outperforming 62.26% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for DFTK is below the industry average of 8.74%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 2.67% | ||
| ROIC | 4.44% |
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
1.3 Margins
DFTK has a Profit Margin (7.00%) which is comparable to the rest of the industry.
DFTK's Profit Margin has declined in the last couple of years.
The Operating Margin of DFTK (33.57%) is better than 81.13% of its industry peers.
DFTK's Operating Margin has been stable in the last couple of years.
The Gross Margin of DFTK (88.93%) is better than 92.45% of its industry peers.
DFTK's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.57% | ||
| PM (TTM) | 7% | ||
| GM | 88.93% |
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
2. Health
2.1 Basic Checks
DFTK has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for DFTK remains at a similar level compared to 1 year ago.
DFTK has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, DFTK has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.35 indicates that DFTK is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.35, DFTK is in the better half of the industry, outperforming 69.81% of the companies in the same industry.
DFTK has a Debt/Equity ratio of 0.43. This is a healthy value indicating a solid balance between debt and equity.
DFTK has a Debt to Equity ratio of 0.43. This is comparable to the rest of the industry: DFTK outperforms 54.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.35 |
ROIC/WACC0.84
WACC5.3%
2.3 Liquidity
A Current Ratio of 8.08 indicates that DFTK has no problem at all paying its short term obligations.
DFTK has a better Current ratio (8.08) than 86.79% of its industry peers.
DFTK has a Quick Ratio of 7.95. This indicates that DFTK is financially healthy and has no problem in meeting its short term obligations.
DFTK has a better Quick ratio (7.95) than 86.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.08 | ||
| Quick Ratio | 7.95 |
3. Growth
3.1 Past
DFTK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -22.50%.
Measured over the past years, DFTK shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.40% on average per year.
The Revenue has grown by 30.69% in the past year. This is a very strong growth!
DFTK shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.38% yearly.
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.75, the valuation of DFTK can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of DFTK indicates a somewhat cheap valuation: DFTK is cheaper than 67.92% of the companies listed in the same industry.
DFTK is valuated rather cheaply when we compare the Price/Earnings ratio to 26.31, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.75 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | -0.66 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.15%, DFTK has a reasonable but not impressive dividend return.
The stock price of DFTK dropped by -35.16% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
DFTK's Dividend Yield is a higher than the industry average which is at 3.54.
DFTK's Dividend Yield is comparable with the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.15% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
FRA:DFTK (11/28/2025, 7:00:00 PM)
1.18
-0.03 (-2.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.95%
Inst Owner ChangeN/A
Ins Owners66.32%
Ins Owner ChangeN/A
Market Cap14.03M
Revenue(TTM)11.93M
Net Income(TTM)834.80K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.15% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.75 | ||
| Fwd PE | N/A | ||
| P/S | 1.18 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.45 | ||
| P/tB | 0.45 | ||
| EV/EBITDA | -0.66 |
EPS(TTM)0.08
EY6.78%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.71
FCFYN/A
OCF(TTM)-0.49
OCFYN/A
SpS1
BVpS2.63
TBVpS2.61
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 2.67% | ||
| ROCE | 8.79% | ||
| ROIC | 4.44% | ||
| ROICexc | 13.97% | ||
| ROICexgc | 14.09% | ||
| OM | 33.57% | ||
| PM (TTM) | 7% | ||
| GM | 88.93% | ||
| FCFM | N/A |
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
ROICexc(3y)37.07%
ROICexc(5y)34.86%
ROICexgc(3y)37.32%
ROICexgc(5y)35.2%
ROCE(3y)12.02%
ROCE(5y)12.65%
ROICexgc growth 3Y13.1%
ROICexgc growth 5YN/A
ROICexc growth 3Y13.05%
ROICexc growth 5YN/A
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
F-Score3
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.9 | ||
| Cap/Depr | 433.76% | ||
| Cap/Sales | 21.27% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.08 | ||
| Quick Ratio | 7.95 | ||
| Altman-Z | 2.35 |
F-Score3
WACC5.3%
ROIC/WACC0.84
Cap/Depr(3y)121.1%
Cap/Depr(5y)238.65%
Cap/Sales(3y)4.24%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.35%
EBIT growth 3Y-5.71%
EBIT growth 5Y-3.99%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-155.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.39%
OCF growth 3YN/A
OCF growth 5YN/A
DF DEUTSCHE FORFAIT AG / DFTK.DE FAQ
Can you provide the ChartMill fundamental rating for DF DEUTSCHE FORFAIT AG?
ChartMill assigns a fundamental rating of 4 / 10 to DFTK.DE.
Can you provide the valuation status for DF DEUTSCHE FORFAIT AG?
ChartMill assigns a valuation rating of 1 / 10 to DF DEUTSCHE FORFAIT AG (DFTK.DE). This can be considered as Overvalued.
How profitable is DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?
DF DEUTSCHE FORFAIT AG (DFTK.DE) has a profitability rating of 5 / 10.
Can you provide the dividend sustainability for DFTK stock?
The dividend rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 3 / 10 and the dividend payout ratio is 0%.