DF DEUTSCHE FORFAIT AG (DFTK.DE) Stock Fundamental Analysis

FRA:DFTK • DE000A2AA204

2.72 EUR
+0.2 (+7.94%)
Last: Feb 26, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Overall DFTK gets a fundamental rating of 3 out of 10. We evaluated DFTK against 56 industry peers in the Financial Services industry. DFTK has an average financial health and profitability rating. DFTK does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • DFTK had positive earnings in the past year.
  • In the past year DFTK has reported a negative cash flow from operations.
  • Each year in the past 5 years DFTK has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: DFTK reported negative operating cash flow in multiple years.
DFTK.DE Yearly Net Income VS EBIT VS OCF VS FCFDFTK.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M

1.2 Ratios

  • DFTK's Return On Assets of 1.65% is in line compared to the rest of the industry. DFTK outperforms 57.14% of its industry peers.
  • With a Return On Equity value of 2.67%, DFTK perfoms like the industry average, outperforming 51.79% of the companies in the same industry.
  • DFTK has a Return On Invested Capital of 4.44%. This is comparable to the rest of the industry: DFTK outperforms 57.14% of its industry peers.
  • DFTK had an Average Return On Invested Capital over the past 3 years of 6.07%. This is below the industry average of 8.48%.
Industry RankSector Rank
ROA 1.65%
ROE 2.67%
ROIC 4.44%
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
DFTK.DE Yearly ROA, ROE, ROICDFTK.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

1.3 Margins

  • DFTK has a Profit Margin of 7.00%. This is comparable to the rest of the industry: DFTK outperforms 53.57% of its industry peers.
  • DFTK's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 33.57%, DFTK belongs to the top of the industry, outperforming 82.14% of the companies in the same industry.
  • In the last couple of years the Operating Margin of DFTK has remained more or less at the same level.
  • DFTK has a Gross Margin of 88.93%. This is amongst the best in the industry. DFTK outperforms 92.86% of its industry peers.
  • DFTK's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 33.57%
PM (TTM) 7%
GM 88.93%
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
DFTK.DE Yearly Profit, Operating, Gross MarginsDFTK.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DFTK is creating some value.
  • The number of shares outstanding for DFTK remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for DFTK remains at a similar level compared to 5 years ago.
  • The debt/assets ratio for DFTK has been reduced compared to a year ago.
DFTK.DE Yearly Shares OutstandingDFTK.DE Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
DFTK.DE Yearly Total Debt VS Total AssetsDFTK.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

  • DFTK has an Altman-Z score of 2.91. This is not the best score and indicates that DFTK is in the grey zone with still only limited risk for bankruptcy at the moment.
  • DFTK's Altman-Z score of 2.91 is fine compared to the rest of the industry. DFTK outperforms 78.57% of its industry peers.
  • DFTK has a Debt/Equity ratio of 0.43. This is a healthy value indicating a solid balance between debt and equity.
  • With a Debt to Equity ratio value of 0.43, DFTK perfoms like the industry average, outperforming 58.93% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.43
Debt/FCF N/A
Altman-Z 2.91
ROIC/WACC0.76
WACC5.84%
DFTK.DE Yearly LT Debt VS Equity VS FCFDFTK.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M 30M

2.3 Liquidity

  • DFTK has a Current Ratio of 8.08. This indicates that DFTK is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 8.08, DFTK belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
  • A Quick Ratio of 7.95 indicates that DFTK has no problem at all paying its short term obligations.
  • DFTK's Quick ratio of 7.95 is amongst the best of the industry. DFTK outperforms 87.50% of its industry peers.
Industry RankSector Rank
Current Ratio 8.08
Quick Ratio 7.95
DFTK.DE Yearly Current Assets VS Current LiabilitesDFTK.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • The earnings per share for DFTK have decreased strongly by -22.50% in the last year.
  • DFTK shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.40% yearly.
  • The Revenue has grown by 30.69% in the past year. This is a very strong growth!
  • DFTK shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.38% yearly.
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
DFTK.DE Yearly Revenue VS EstimatesDFTK.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 34.00, the valuation of DFTK can be described as expensive.
  • DFTK's Price/Earnings ratio is in line with the industry average.
  • When comparing the Price/Earnings ratio of DFTK to the average of the S&P500 Index (27.11), we can say DFTK is valued slightly more expensively.
Industry RankSector Rank
PE 34
Fwd PE N/A
DFTK.DE Price Earnings VS Forward Price EarningsDFTK.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, DFTK is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 3.26
DFTK.DE Per share dataDFTK.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • DFTK has a Yearly Dividend Yield of 2.15%.
  • DFTK's Dividend Yield is a higher than the industry average which is at 2.21.
  • DFTK's Dividend Yield is comparable with the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 2.15%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
DFTK.DE Yearly Dividends per shareDFTK.DE Yearly Dividends per shareYearly Dividends per share 2023 2025 0.01 0.02 0.03 0.04 0.05

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
DFTK.DE Yearly Income VS Free CF VS DividendDFTK.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M

More info and screens

Find the best dividend stocksShow peers with best dividend

DF DEUTSCHE FORFAIT AG

FRA:DFTK (2/26/2026, 7:00:00 PM)

2.72

+0.2 (+7.94%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)09-26
Earnings (Next)04-28
Inst Owners2.04%
Inst Owner ChangeN/A
Ins Owners56.35%
Ins Owner ChangeN/A
Market Cap32.34M
Revenue(TTM)11.93M
Net Income(TTM)834.80K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.15%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 34
Fwd PE N/A
P/S 2.71
P/FCF N/A
P/OCF N/A
P/B 1.04
P/tB 1.04
EV/EBITDA 3.26
EPS(TTM)0.08
EY2.94%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.71
FCFYN/A
OCF(TTM)-0.49
OCFYN/A
SpS1
BVpS2.63
TBVpS2.61
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.17
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 2.67%
ROCE 8.79%
ROIC 4.44%
ROICexc 13.97%
ROICexgc 14.09%
OM 33.57%
PM (TTM) 7%
GM 88.93%
FCFM N/A
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
ROICexc(3y)37.07%
ROICexc(5y)34.86%
ROICexgc(3y)37.32%
ROICexgc(5y)35.2%
ROCE(3y)12.02%
ROCE(5y)12.65%
ROICexgc growth 3Y13.1%
ROICexgc growth 5YN/A
ROICexc growth 3Y13.05%
ROICexc growth 5YN/A
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
F-Score3
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.43
Debt/FCF N/A
Debt/EBITDA 2.9
Cap/Depr 433.76%
Cap/Sales 21.27%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 8.08
Quick Ratio 7.95
Altman-Z 2.91
F-Score3
WACC5.84%
ROIC/WACC0.76
Cap/Depr(3y)121.1%
Cap/Depr(5y)238.65%
Cap/Sales(3y)4.24%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.35%
EBIT growth 3Y-5.71%
EBIT growth 5Y-3.99%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-155.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.39%
OCF growth 3YN/A
OCF growth 5YN/A

DF DEUTSCHE FORFAIT AG / DFTK.DE FAQ

Can you provide the ChartMill fundamental rating for DF DEUTSCHE FORFAIT AG?

ChartMill assigns a fundamental rating of 3 / 10 to DFTK.DE.


What is the valuation status of DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?

ChartMill assigns a valuation rating of 1 / 10 to DF DEUTSCHE FORFAIT AG (DFTK.DE). This can be considered as Overvalued.


How profitable is DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?

DF DEUTSCHE FORFAIT AG (DFTK.DE) has a profitability rating of 4 / 10.


How financially healthy is DF DEUTSCHE FORFAIT AG?

The financial health rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 6 / 10.


Can you provide the dividend sustainability for DFTK stock?

The dividend rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 3 / 10 and the dividend payout ratio is 0%.