DF DEUTSCHE FORFAIT AG (DFTK.DE) Stock Fundamental Analysis
Europe - FRA:DFTK - DE000A2AA204 - Common Stock
1.4 EUR
+0.04 (+2.94%)
We assign a fundamental rating of 3 out of 10 to DFTK. DFTK was compared to 50 industry peers in the Financial Services industry. DFTK has an average financial health and profitability rating. DFTK has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
DFTK had positive earnings in the past year.
In the past year DFTK has reported a negative cash flow from operations.
Each year in the past 5 years DFTK has been profitable.
The reported operating cash flow has been mixed in the past 5 years: DFTK reported negative operating cash flow in multiple years.
1.2 Ratios
DFTK's Return On Assets of 1.65% is in line compared to the rest of the industry. DFTK outperforms 52.00% of its industry peers.
With a Return On Equity value of 2.67%, DFTK perfoms like the industry average, outperforming 52.00% of the companies in the same industry.
DFTK's Return On Invested Capital of 4.44% is fine compared to the rest of the industry. DFTK outperforms 62.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for DFTK is below the industry average of 8.73%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 2.67% | ||
| ROIC | 4.44% |
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
1.3 Margins
DFTK has a Profit Margin of 7.00%. This is comparable to the rest of the industry: DFTK outperforms 54.00% of its industry peers.
DFTK's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 33.57%, DFTK is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
In the last couple of years the Operating Margin of DFTK has remained more or less at the same level.
Looking at the Gross Margin, with a value of 88.93%, DFTK belongs to the top of the industry, outperforming 92.00% of the companies in the same industry.
DFTK's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.57% | ||
| PM (TTM) | 7% | ||
| GM | 88.93% |
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
2. Health
2.1 Basic Checks
DFTK has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for DFTK remains at a similar level compared to 1 year ago.
The number of shares outstanding for DFTK remains at a similar level compared to 5 years ago.
The debt/assets ratio for DFTK has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.42 indicates that DFTK is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of DFTK (2.42) is better than 64.00% of its industry peers.
A Debt/Equity ratio of 0.43 indicates that DFTK is not too dependend on debt financing.
DFTK's Debt to Equity ratio of 0.43 is in line compared to the rest of the industry. DFTK outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.42 |
ROIC/WACC0.79
WACC5.64%
2.3 Liquidity
A Current Ratio of 8.08 indicates that DFTK has no problem at all paying its short term obligations.
The Current ratio of DFTK (8.08) is better than 86.00% of its industry peers.
DFTK has a Quick Ratio of 7.95. This indicates that DFTK is financially healthy and has no problem in meeting its short term obligations.
DFTK has a Quick ratio of 7.95. This is amongst the best in the industry. DFTK outperforms 86.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.08 | ||
| Quick Ratio | 7.95 |
3. Growth
3.1 Past
DFTK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -22.50%.
The earnings per share for DFTK have been decreasing by -10.40% on average. This is quite bad
DFTK shows a strong growth in Revenue. In the last year, the Revenue has grown by 30.69%.
The Revenue has been decreasing by -3.38% on average over the past years.
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 17.50, which indicates a rather expensive current valuation of DFTK.
62.00% of the companies in the same industry are more expensive than DFTK, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.83. DFTK is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.5 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | -0.16 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.15%, DFTK has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.62, DFTK pays a bit more dividend than its industry peers.
DFTK's Dividend Yield is comparable with the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.15% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
FRA:DFTK (10/23/2025, 7:00:00 PM)
1.4
+0.04 (+2.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.95%
Inst Owner ChangeN/A
Ins Owners66.32%
Ins Owner ChangeN/A
Market Cap16.65M
Revenue(TTM)11.93M
Net Income(TTM)834.80K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.15% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.5 | ||
| Fwd PE | N/A | ||
| P/S | 1.4 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.53 | ||
| P/tB | 0.54 | ||
| EV/EBITDA | -0.16 |
EPS(TTM)0.08
EY5.71%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.71
FCFYN/A
OCF(TTM)-0.49
OCFYN/A
SpS1
BVpS2.63
TBVpS2.61
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 2.67% | ||
| ROCE | 8.79% | ||
| ROIC | 4.44% | ||
| ROICexc | 13.97% | ||
| ROICexgc | 14.09% | ||
| OM | 33.57% | ||
| PM (TTM) | 7% | ||
| GM | 88.93% | ||
| FCFM | N/A |
ROA(3y)6.14%
ROA(5y)11.11%
ROE(3y)10.49%
ROE(5y)21.25%
ROIC(3y)6.07%
ROIC(5y)6.39%
ROICexc(3y)37.07%
ROICexc(5y)34.86%
ROICexgc(3y)37.32%
ROICexgc(5y)35.2%
ROCE(3y)12.02%
ROCE(5y)12.65%
ROICexgc growth 3Y13.1%
ROICexgc growth 5YN/A
ROICexc growth 3Y13.05%
ROICexc growth 5YN/A
OM growth 3Y-7.26%
OM growth 5Y-0.63%
PM growth 3Y-35.85%
PM growth 5Y-7.26%
GM growth 3Y-0.97%
GM growth 5Y0.33%
F-Score3
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.9 | ||
| Cap/Depr | 433.76% | ||
| Cap/Sales | 21.27% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.08 | ||
| Quick Ratio | 7.95 | ||
| Altman-Z | 2.42 |
F-Score3
WACC5.64%
ROIC/WACC0.79
Cap/Depr(3y)121.1%
Cap/Depr(5y)238.65%
Cap/Sales(3y)4.24%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.5%
EPS 3Y-34.81%
EPS 5Y-10.4%
EPS Q2Q%-66.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)30.69%
Revenue growth 3Y1.67%
Revenue growth 5Y-3.38%
Sales Q2Q%29.48%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.35%
EBIT growth 3Y-5.71%
EBIT growth 5Y-3.99%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-155.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-79.39%
OCF growth 3YN/A
OCF growth 5YN/A
DF DEUTSCHE FORFAIT AG / DFTK.DE FAQ
Can you provide the ChartMill fundamental rating for DF DEUTSCHE FORFAIT AG?
ChartMill assigns a fundamental rating of 3 / 10 to DFTK.DE.
Can you provide the valuation status for DF DEUTSCHE FORFAIT AG?
ChartMill assigns a valuation rating of 1 / 10 to DF DEUTSCHE FORFAIT AG (DFTK.DE). This can be considered as Overvalued.
How profitable is DF DEUTSCHE FORFAIT AG (DFTK.DE) stock?
DF DEUTSCHE FORFAIT AG (DFTK.DE) has a profitability rating of 4 / 10.
Can you provide the dividend sustainability for DFTK stock?
The dividend rating of DF DEUTSCHE FORFAIT AG (DFTK.DE) is 3 / 10 and the dividend payout ratio is 0%.