DIRECTA SIM SPA (D.MI) Fundamental Analysis & Valuation

BIT:D • IT0001463063

Current stock price

6.66 EUR
+1.16 (+21.09%)
Last:

This D.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. D.MI Profitability Analysis

1.1 Basic Checks

  • In the past year D was profitable.
  • D had a negative operating cash flow in the past year.
  • In the past 5 years D has always been profitable.
  • Of the past 5 years D 4 years had a positive operating cash flow.
D.MI Yearly Net Income VS EBIT VS OCF VS FCFD.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

1.2 Ratios

  • D's Return On Assets of 10.55% is amongst the best of the industry. D outperforms 90.35% of its industry peers.
  • The Return On Equity of D (24.92%) is better than 88.60% of its industry peers.
  • D has a Return On Invested Capital of 12.15%. This is amongst the best in the industry. D outperforms 88.60% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for D is in line with the industry average of 9.73%.
  • The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROIC 12.15%
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
D.MI Yearly ROA, ROE, ROICD.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • With a decent Profit Margin value of 26.67%, D is doing good in the industry, outperforming 71.93% of the companies in the same industry.
  • In the last couple of years the Profit Margin of D has grown nicely.
  • D has a Operating Margin of 43.84%. This is amongst the best in the industry. D outperforms 83.33% of its industry peers.
  • In the last couple of years the Operating Margin of D has grown nicely.
  • Looking at the Gross Margin, with a value of 85.63%, D belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
  • D's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
D.MI Yearly Profit, Operating, Gross MarginsD.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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3

2. D.MI Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, D has about the same amount of shares outstanding.
  • D has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for D has remained at the same level compared to a year ago.
D.MI Yearly Shares OutstandingD.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
D.MI Yearly Total Debt VS Total AssetsD.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • An Altman-Z score of 2.60 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 2.60, D is doing good in the industry, outperforming 75.44% of the companies in the same industry.
  • A Debt/Equity ratio of 1.22 is on the high side and indicates that D has dependencies on debt financing.
  • D has a Debt to Equity ratio (1.22) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Altman-Z 2.6
ROIC/WACCN/A
WACCN/A
D.MI Yearly LT Debt VS Equity VS FCFD.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M

2.3 Liquidity

  • A Current Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • The Current ratio of D (1.85) is better than 77.19% of its industry peers.
  • A Quick Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • D has a Quick ratio of 1.85. This is in the better half of the industry: D outperforms 78.95% of its industry peers.
Industry RankSector Rank
Current Ratio 1.85
Quick Ratio 1.85
D.MI Yearly Current Assets VS Current LiabilitesD.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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5

3. D.MI Growth Analysis

3.1 Past

  • D shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.96%.
  • D shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.71% yearly.
  • The Revenue has grown by 11.84% in the past year. This is quite good.
  • D shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.58% yearly.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%

3.2 Future

  • The Earnings Per Share is expected to grow by 12.60% on average over the next years. This is quite good.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
D.MI Yearly Revenue VS EstimatesD.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
D.MI Yearly EPS VS EstimatesD.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

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6

4. D.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.57 indicates a reasonable valuation of D.
  • D's Price/Earnings ratio is rather cheap when compared to the industry. D is cheaper than 87.72% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of D to the average of the S&P500 Index (24.89), we can say D is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.20, the valuation of D can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, D is valued cheaply inside the industry as 97.37% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.19, D is valued rather cheaply.
Industry RankSector Rank
PE 10.57
Fwd PE 9.2
D.MI Price Earnings VS Forward Price EarningsD.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
D.MI Per share dataD.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • D's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The excellent profitability rating of D may justify a higher PE ratio.
  • D's earnings are expected to grow with 12.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.46
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. D.MI Dividend Analysis

5.1 Amount

  • D has a Yearly Dividend Yield of 9.37%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.30, D pays a better dividend. On top of this D pays more dividend than 84.21% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, D pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.37%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
D.MI Yearly Income VS Free CF VS DividendD.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

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D.MI Fundamentals: All Metrics, Ratios and Statistics

DIRECTA SIM SPA

BIT:D (3/27/2026, 7:00:00 PM)

6.66

+1.16 (+21.09%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap124.88M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (14.86%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 9.37%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.57
Fwd PE 9.2
P/S 2.82
P/FCF N/A
P/OCF N/A
P/B 2.64
P/tB 2.72
EV/EBITDA N/A
EPS(TTM)0.63
EY9.46%
EPS(NY)0.72
Fwd EY10.87%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.46
PEG (5Y)N/A
Graham Number5.98
Profitability
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROCE 17.88%
ROIC 12.15%
ROICexc 13.14%
ROICexgc 14.31%
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
FCFM N/A
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.75%
Interest Coverage -8.03
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.85
Quick Ratio 1.85
Altman-Z 2.6
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%

DIRECTA SIM SPA / D.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?

ChartMill assigns a fundamental rating of 6 / 10 to D.MI.


What is the valuation status for D stock?

ChartMill assigns a valuation rating of 6 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for DIRECTA SIM SPA?

DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.


What is the earnings growth outlook for DIRECTA SIM SPA?

The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.