DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis
Europe - BIT:D - IT0001463063 - Common Stock
4.67 EUR
-0.15 (-3.11%)
Taking everything into account, D scores 7 out of 10 in our fundamental rating. D was compared to 114 industry peers in the Capital Markets industry. While D belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on D. With these ratings, D could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
D had positive earnings in the past year.
In the past year D had a positive cash flow from operations.
Each year in the past 5 years D has been profitable.
D had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.19%, D belongs to the top of the industry, outperforming 85.09% of the companies in the same industry.
D has a Return On Equity of 24.63%. This is amongst the best in the industry. D outperforms 86.84% of its industry peers.
D has a better Return On Invested Capital (11.14%) than 87.72% of its industry peers.
D had an Average Return On Invested Capital over the past 3 years of 9.42%. This is in line with the industry average of 8.46%.
The 3 year average ROIC (9.42%) for D is below the current ROIC(11.14%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.19% | ||
| ROE | 24.63% | ||
| ROIC | 11.14% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
1.3 Margins
D's Profit Margin of 26.15% is fine compared to the rest of the industry. D outperforms 71.93% of its industry peers.
D's Profit Margin has improved in the last couple of years.
D has a better Operating Margin (44.94%) than 83.33% of its industry peers.
D's Operating Margin has improved in the last couple of years.
D's Gross Margin of 86.00% is amongst the best of the industry. D outperforms 85.09% of its industry peers.
D's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 44.94% | ||
| PM (TTM) | 26.15% | ||
| GM | 86% |
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
2. Health
2.1 Basic Checks
Compared to 1 year ago, D has about the same amount of shares outstanding.
D has more shares outstanding than it did 5 years ago.
D has about the same debt/assets ratio as last year.
2.2 Solvency
An Altman-Z score of 2.05 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
D has a Altman-Z score of 2.05. This is in the better half of the industry: D outperforms 65.79% of its industry peers.
D has a debt to FCF ratio of 4.53. This is a neutral value as D would need 4.53 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.53, D is doing good in the industry, outperforming 74.56% of the companies in the same industry.
D has a Debt/Equity ratio of 1.50. This is a high value indicating a heavy dependency on external financing.
D has a Debt to Equity ratio of 1.50. This is comparable to the rest of the industry: D outperforms 46.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 4.53 | ||
| Altman-Z | 2.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
D has a Current Ratio of 2.52. This indicates that D is financially healthy and has no problem in meeting its short term obligations.
D has a Current ratio of 2.52. This is amongst the best in the industry. D outperforms 82.46% of its industry peers.
A Quick Ratio of 2.52 indicates that D has no problem at all paying its short term obligations.
The Quick ratio of D (2.52) is better than 82.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.52 | ||
| Quick Ratio | 2.52 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.96% over the past year.
Measured over the past years, D shows a very strong growth in Earnings Per Share. The EPS has been growing by 23.71% on average per year.
D shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.84%.
Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
3.2 Future
The Earnings Per Share is expected to grow by 12.60% on average over the next years. This is quite good.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.41, the valuation of D can be described as very cheap.
Based on the Price/Earnings ratio, D is valued cheaper than 91.23% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, D is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.45, the valuation of D can be described as very cheap.
Based on the Price/Forward Earnings ratio, D is valued cheaper than 99.12% of the companies in the same industry.
D's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.41 | ||
| Fwd PE | 6.45 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of D indicates a rather cheap valuation: D is cheaper than 92.11% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
D has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as D's earnings are expected to grow with 12.60% in the coming years.
PEG (NY)0.32
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
D has a Yearly Dividend Yield of 6.48%, which is a nice return.
D's Dividend Yield is rather good when compared to the industry average which is at 5.73. D pays more dividend than 89.47% of the companies in the same industry.
D's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
BIT:D (11/12/2025, 7:00:00 PM)
4.67
-0.15 (-3.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap87.56M
Revenue(TTM)44.25M
Net Income(TTM)11.26M
Analysts82.86
Price Target7.65 (63.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.41 | ||
| Fwd PE | 6.45 | ||
| P/S | 2.03 | ||
| P/FCF | 5.79 | ||
| P/OCF | 5.54 | ||
| P/B | 1.92 | ||
| P/tB | 1.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY13.49%
EPS(NY)0.72
Fwd EY15.51%
FCF(TTM)0.81
FCFY17.27%
OCF(TTM)0.84
OCFY18.06%
SpS2.3
BVpS2.44
TBVpS2.37
PEG (NY)0.32
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.19% | ||
| ROE | 24.63% | ||
| ROCE | 16.83% | ||
| ROIC | 11.14% | ||
| ROICexc | 13.27% | ||
| ROICexgc | 16.51% | ||
| OM | 44.94% | ||
| PM (TTM) | 26.15% | ||
| GM | 86% | ||
| FCFM | 35.12% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score6
Asset Turnover0.35
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 4.53 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.6% | ||
| Interest Coverage | -8.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 134.32% | ||
| Current Ratio | 2.52 | ||
| Quick Ratio | 2.52 | ||
| Altman-Z | 2.05 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y38.49%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-38.1%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-40.04%
OCF growth 3YN/A
OCF growth 5Y8.79%
DIRECTA SIM SPA / D.MI FAQ
What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a fundamental rating of 7 / 10 to D.MI.
What is the valuation status of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a valuation rating of 9 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.
Can you provide the profitability details for DIRECTA SIM SPA?
DIRECTA SIM SPA (D.MI) has a profitability rating of 9 / 10.
Can you provide the financial health for D stock?
The financial health rating of DIRECTA SIM SPA (D.MI) is 6 / 10.
Can you provide the expected EPS growth for D stock?
The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.