DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:D - IT0001463063 - Common Stock
5.22 EUR
+0.62 (+13.48%)
Taking everything into account, D scores 6 out of 10 in our fundamental rating. D was compared to 117 industry peers in the Capital Markets industry. D has an excellent profitability rating, but there are some minor concerns on its financial health. D may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
In the past year D was profitable.
D had a negative operating cash flow in the past year.
D had positive earnings in each of the past 5 years.
Of the past 5 years D 4 years had a positive operating cash flow.
1.2 Ratios
D's Return On Assets of 10.55% is amongst the best of the industry. D outperforms 89.74% of its industry peers.
Looking at the Return On Equity, with a value of 24.92%, D belongs to the top of the industry, outperforming 87.18% of the companies in the same industry.
The Return On Invested Capital of D (12.15%) is better than 86.32% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for D is in line with the industry average of 8.68%.
The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROIC | 12.15% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
1.3 Margins
D has a better Profit Margin (26.67%) than 70.94% of its industry peers.
In the last couple of years the Profit Margin of D has grown nicely.
D's Operating Margin of 43.84% is amongst the best of the industry. D outperforms 81.20% of its industry peers.
In the last couple of years the Operating Margin of D has grown nicely.
D's Gross Margin of 85.63% is amongst the best of the industry. D outperforms 83.76% of its industry peers.
In the last couple of years the Gross Margin of D has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% |
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
2. Health
2.1 Basic Checks
D has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, D has more shares outstanding
Compared to 1 year ago, D has about the same debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.27 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
D's Altman-Z score of 2.27 is fine compared to the rest of the industry. D outperforms 67.52% of its industry peers.
A Debt/Equity ratio of 1.22 is on the high side and indicates that D has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.22, D is in line with its industry, outperforming 47.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.27 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
D has a Current Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.85, D belongs to the best of the industry, outperforming 80.34% of the companies in the same industry.
D has a Quick Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of D (1.85) is better than 82.05% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.96% over the past year.
Measured over the past years, D shows a very strong growth in Earnings Per Share. The EPS has been growing by 23.71% on average per year.
Looking at the last year, D shows a quite strong growth in Revenue. The Revenue has grown by 11.84% in the last year.
Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
3.2 Future
The Earnings Per Share is expected to grow by 12.60% on average over the next years. This is quite good.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.29, which indicates a very decent valuation of D.
Based on the Price/Earnings ratio, D is valued cheaply inside the industry as 90.60% of the companies are valued more expensively.
D's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.60.
Based on the Price/Forward Earnings ratio of 7.21, the valuation of D can be described as very cheap.
D's Price/Forward Earnings ratio is rather cheap when compared to the industry. D is cheaper than 98.29% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.23. D is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.29 | ||
| Fwd PE | 7.21 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
D has an outstanding profitability rating, which may justify a higher PE ratio.
D's earnings are expected to grow with 12.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.10%, D is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.29, D pays a better dividend. On top of this D pays more dividend than 89.74% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, D pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.1% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
BIT:D (1/2/2026, 7:00:00 PM)
5.22
+0.62 (+13.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap97.88M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (46.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.1% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.29 | ||
| Fwd PE | 7.21 | ||
| P/S | 2.21 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.07 | ||
| P/tB | 2.13 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY12.07%
EPS(NY)0.72
Fwd EY13.87%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.36
PEG (5Y)N/A
Graham Number5.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROCE | 17.88% | ||
| ROIC | 12.15% | ||
| ROICexc | 13.14% | ||
| ROICexgc | 14.31% | ||
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% | ||
| FCFM | N/A |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.75% | ||
| Interest Coverage | -8.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 | ||
| Altman-Z | 2.27 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%
DIRECTA SIM SPA / D.MI FAQ
What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to D.MI.
What is the valuation status for D stock?
ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.
Can you provide the profitability details for DIRECTA SIM SPA?
DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.
What is the earnings growth outlook for DIRECTA SIM SPA?
The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.