DIRECTA SIM SPA (D.MI) Fundamental Analysis & Valuation

BIT:D • IT0001463063

Current stock price

5.5 EUR
+0.22 (+4.17%)
Last:

This D.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. D.MI Profitability Analysis

1.1 Basic Checks

  • In the past year D was profitable.
  • D had a negative operating cash flow in the past year.
  • D had positive earnings in each of the past 5 years.
  • Of the past 5 years D 4 years had a positive operating cash flow.
D.MI Yearly Net Income VS EBIT VS OCF VS FCFD.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

1.2 Ratios

  • D has a Return On Assets of 10.55%. This is amongst the best in the industry. D outperforms 91.53% of its industry peers.
  • Looking at the Return On Equity, with a value of 24.92%, D belongs to the top of the industry, outperforming 88.98% of the companies in the same industry.
  • The Return On Invested Capital of D (12.15%) is better than 89.83% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for D is in line with the industry average of 9.05%.
  • The 3 year average ROIC (9.42%) for D is below the current ROIC(12.15%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROIC 12.15%
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
D.MI Yearly ROA, ROE, ROICD.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • D's Profit Margin of 26.67% is fine compared to the rest of the industry. D outperforms 71.19% of its industry peers.
  • In the last couple of years the Profit Margin of D has grown nicely.
  • D has a Operating Margin of 43.84%. This is amongst the best in the industry. D outperforms 83.05% of its industry peers.
  • In the last couple of years the Operating Margin of D has grown nicely.
  • D's Gross Margin of 85.63% is amongst the best of the industry. D outperforms 85.59% of its industry peers.
  • D's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
D.MI Yearly Profit, Operating, Gross MarginsD.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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4

2. D.MI Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for D remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for D has been increased compared to 5 years ago.
  • Compared to 1 year ago, D has about the same debt to assets ratio.
D.MI Yearly Shares OutstandingD.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
D.MI Yearly Total Debt VS Total AssetsD.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • An Altman-Z score of 2.36 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • D's Altman-Z score of 2.36 is fine compared to the rest of the industry. D outperforms 74.58% of its industry peers.
  • D has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
  • D has a Debt to Equity ratio (1.22) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Altman-Z 2.36
ROIC/WACCN/A
WACCN/A
D.MI Yearly LT Debt VS Equity VS FCFD.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M

2.3 Liquidity

  • D has a Current Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
  • D has a better Current ratio (1.85) than 79.66% of its industry peers.
  • A Quick Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • With an excellent Quick ratio value of 1.85, D belongs to the best of the industry, outperforming 81.36% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.85
Quick Ratio 1.85
D.MI Yearly Current Assets VS Current LiabilitesD.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. D.MI Growth Analysis

3.1 Past

  • D shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.96%.
  • The Earnings Per Share has been growing by 23.71% on average over the past years. This is a very strong growth
  • The Revenue has grown by 11.84% in the past year. This is quite good.
  • Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%

3.2 Future

  • D is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.60% yearly.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
D.MI Yearly Revenue VS EstimatesD.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
D.MI Yearly EPS VS EstimatesD.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

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7

4. D.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 8.73, the valuation of D can be described as reasonable.
  • 91.53% of the companies in the same industry are more expensive than D, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 25.23. D is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 7.59, the valuation of D can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, D is valued cheaply inside the industry as 98.31% of the companies are valued more expensively.
  • D is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.28, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.73
Fwd PE 7.59
D.MI Price Earnings VS Forward Price EarningsD.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
D.MI Per share dataD.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The excellent profitability rating of D may justify a higher PE ratio.
  • A more expensive valuation may be justified as D's earnings are expected to grow with 12.60% in the coming years.
PEG (NY)0.38
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. D.MI Dividend Analysis

5.1 Amount

  • D has a Yearly Dividend Yield of 5.62%, which is a nice return.
  • D's Dividend Yield is rather good when compared to the industry average which is at 3.27. D pays more dividend than 88.14% of the companies in the same industry.
  • D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 5.62%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
D.MI Yearly Income VS Free CF VS DividendD.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

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D.MI Fundamentals: All Metrics, Ratios and Statistics

DIRECTA SIM SPA

BIT:D (3/19/2026, 7:00:00 PM)

5.5

+0.22 (+4.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap103.13M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (39.09%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.62%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.73
Fwd PE 7.59
P/S 2.33
P/FCF N/A
P/OCF N/A
P/B 2.18
P/tB 2.24
EV/EBITDA N/A
EPS(TTM)0.63
EY11.45%
EPS(NY)0.72
Fwd EY13.17%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.38
PEG (5Y)N/A
Graham Number5.98
Profitability
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROCE 17.88%
ROIC 12.15%
ROICexc 13.14%
ROICexgc 14.31%
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
FCFM N/A
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.75%
Interest Coverage -8.03
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.85
Quick Ratio 1.85
Altman-Z 2.36
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%

DIRECTA SIM SPA / D.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?

ChartMill assigns a fundamental rating of 6 / 10 to D.MI.


What is the valuation status for D stock?

ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.


Can you provide the profitability details for DIRECTA SIM SPA?

DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.


What is the earnings growth outlook for DIRECTA SIM SPA?

The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.