DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:D - IT0001463063 - Common Stock
4.56 EUR
-0.11 (-2.36%)
D gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 120 industry peers in the Capital Markets industry. While D belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on D.
1. Profitability
1.1 Basic Checks
D had positive earnings in the past year.
In the past year D has reported a negative cash flow from operations.
In the past 5 years D has always been profitable.
Of the past 5 years D 4 years had a positive operating cash flow.
1.2 Ratios
D's Return On Assets of 10.55% is amongst the best of the industry. D outperforms 89.17% of its industry peers.
With an excellent Return On Equity value of 24.92%, D belongs to the best of the industry, outperforming 88.33% of the companies in the same industry.
With an excellent Return On Invested Capital value of 12.15%, D belongs to the best of the industry, outperforming 88.33% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for D is in line with the industry average of 9.33%.
The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROIC | 12.15% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
1.3 Margins
Looking at the Profit Margin, with a value of 26.67%, D is in the better half of the industry, outperforming 72.50% of the companies in the same industry.
In the last couple of years the Profit Margin of D has grown nicely.
With an excellent Operating Margin value of 43.84%, D belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
D's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 85.63%, D belongs to the best of the industry, outperforming 85.00% of the companies in the same industry.
In the last couple of years the Gross Margin of D has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% |
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
2. Health
2.1 Basic Checks
The number of shares outstanding for D remains at a similar level compared to 1 year ago.
The number of shares outstanding for D has been increased compared to 5 years ago.
Compared to 1 year ago, D has about the same debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.23 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of D (2.23) is better than 67.50% of its industry peers.
A Debt/Equity ratio of 1.22 is on the high side and indicates that D has dependencies on debt financing.
The Debt to Equity ratio of D (1.22) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.23 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
D has a Current Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.85, D is doing good in the industry, outperforming 80.00% of the companies in the same industry.
D has a Quick Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.85, D belongs to the top of the industry, outperforming 80.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 |
3. Growth
3.1 Past
D shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.96%.
D shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.71% yearly.
Looking at the last year, D shows a quite strong growth in Revenue. The Revenue has grown by 11.84% in the last year.
The Revenue has been growing by 21.58% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
3.2 Future
The Earnings Per Share is expected to grow by 12.60% on average over the next years. This is quite good.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
D is valuated cheaply with a Price/Earnings ratio of 7.24.
90.00% of the companies in the same industry are more expensive than D, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.98, D is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.30, the valuation of D can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of D indicates a rather cheap valuation: D is cheaper than 98.33% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of D to the average of the S&P500 Index (35.79), we can say D is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 6.3 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
D's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of D may justify a higher PE ratio.
D's earnings are expected to grow with 12.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.82%, D is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.42, D pays a better dividend. On top of this D pays more dividend than 94.17% of the companies listed in the same industry.
D's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.82% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
BIT:D (11/17/2025, 7:00:00 PM)
4.56
-0.11 (-2.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap85.50M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (67.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.82% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 6.3 | ||
| P/S | 1.93 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.81 | ||
| P/tB | 1.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY13.82%
EPS(NY)0.72
Fwd EY15.88%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.31
PEG (5Y)N/A
Graham Number5.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROCE | 17.88% | ||
| ROIC | 12.15% | ||
| ROICexc | 13.14% | ||
| ROICexgc | 14.31% | ||
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% | ||
| FCFM | N/A |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.75% | ||
| Interest Coverage | -8.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 | ||
| Altman-Z | 2.23 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%
DIRECTA SIM SPA / D.MI FAQ
What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to D.MI.
What is the valuation status of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.
Can you provide the profitability details for DIRECTA SIM SPA?
DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.
Can you provide the financial health for D stock?
The financial health rating of DIRECTA SIM SPA (D.MI) is 4 / 10.
Can you provide the expected EPS growth for D stock?
The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.