DIRECTA SIM SPA (D.MI) Fundamental Analysis & Valuation

BIT:D • IT0001463063

Current stock price

7.04 EUR
+0.04 (+0.57%)
Last:

This D.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. D.MI Profitability Analysis

1.1 Basic Checks

  • In the past year D was profitable.
  • D had a negative operating cash flow in the past year.
  • D had positive earnings in each of the past 5 years.
  • D had a positive operating cash flow in 4 of the past 5 years.
D.MI Yearly Net Income VS EBIT VS OCF VS FCFD.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

1.2 Ratios

  • The Return On Assets of D (10.55%) is better than 89.47% of its industry peers.
  • D's Return On Equity of 24.92% is amongst the best of the industry. D outperforms 88.60% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 12.15%, D belongs to the top of the industry, outperforming 87.72% of the companies in the same industry.
  • D had an Average Return On Invested Capital over the past 3 years of 9.42%. This is in line with the industry average of 9.73%.
  • The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROIC 12.15%
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
D.MI Yearly ROA, ROE, ROICD.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • D has a Profit Margin of 26.67%. This is in the better half of the industry: D outperforms 71.93% of its industry peers.
  • In the last couple of years the Profit Margin of D has grown nicely.
  • D has a better Operating Margin (43.84%) than 82.46% of its industry peers.
  • D's Operating Margin has improved in the last couple of years.
  • D's Gross Margin of 85.63% is amongst the best of the industry. D outperforms 83.33% of its industry peers.
  • In the last couple of years the Gross Margin of D has grown nicely.
Industry RankSector Rank
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
D.MI Yearly Profit, Operating, Gross MarginsD.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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3

2. D.MI Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, D has about the same amount of shares outstanding.
  • D has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for D has remained at the same level compared to a year ago.
D.MI Yearly Shares OutstandingD.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
D.MI Yearly Total Debt VS Total AssetsD.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • An Altman-Z score of 2.66 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • D has a better Altman-Z score (2.66) than 75.44% of its industry peers.
  • D has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
  • D has a Debt to Equity ratio of 1.22. This is comparable to the rest of the industry: D outperforms 47.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Altman-Z 2.66
ROIC/WACCN/A
WACCN/A
D.MI Yearly LT Debt VS Equity VS FCFD.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M

2.3 Liquidity

  • A Current Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • D has a better Current ratio (1.85) than 76.32% of its industry peers.
  • A Quick Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • With a decent Quick ratio value of 1.85, D is doing good in the industry, outperforming 78.07% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.85
Quick Ratio 1.85
D.MI Yearly Current Assets VS Current LiabilitesD.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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5

3. D.MI Growth Analysis

3.1 Past

  • D shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.96%.
  • D shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.71% yearly.
  • D shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.84%.
  • Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%

3.2 Future

  • D is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.60% yearly.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
D.MI Yearly Revenue VS EstimatesD.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
D.MI Yearly EPS VS EstimatesD.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

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6

4. D.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.17, the valuation of D can be described as very reasonable.
  • 84.21% of the companies in the same industry are more expensive than D, based on the Price/Earnings ratio.
  • D is valuated cheaply when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 9.72 indicates a reasonable valuation of D.
  • D's Price/Forward Earnings ratio is rather cheap when compared to the industry. D is cheaper than 89.47% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of D to the average of the S&P500 Index (22.84), we can say D is valued rather cheaply.
Industry RankSector Rank
PE 11.17
Fwd PE 9.72
D.MI Price Earnings VS Forward Price EarningsD.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
D.MI Per share dataD.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • D's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • D has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as D's earnings are expected to grow with 12.60% in the coming years.
PEG (NY)0.48
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. D.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 9.37%, D is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.30, D pays a better dividend. On top of this D pays more dividend than 97.37% of the companies listed in the same industry.
  • D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 9.37%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
D.MI Yearly Income VS Free CF VS DividendD.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

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D.MI Fundamentals: All Metrics, Ratios and Statistics

DIRECTA SIM SPA

BIT:D (4/1/2026, 7:00:00 PM)

7.04

+0.04 (+0.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap132.00M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (8.66%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 9.37%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 11.17
Fwd PE 9.72
P/S 2.98
P/FCF N/A
P/OCF N/A
P/B 2.79
P/tB 2.87
EV/EBITDA N/A
EPS(TTM)0.63
EY8.95%
EPS(NY)0.72
Fwd EY10.29%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.48
PEG (5Y)N/A
Graham Number5.98
Profitability
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROCE 17.88%
ROIC 12.15%
ROICexc 13.14%
ROICexgc 14.31%
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
FCFM N/A
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.75%
Interest Coverage -8.03
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.85
Quick Ratio 1.85
Altman-Z 2.66
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%

DIRECTA SIM SPA / D.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?

ChartMill assigns a fundamental rating of 6 / 10 to D.MI.


What is the valuation status for D stock?

ChartMill assigns a valuation rating of 6 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Fairly Valued.


What is the profitability of D stock?

DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.


What are the PE and PB ratios of DIRECTA SIM SPA (D.MI) stock?

The Price/Earnings (PE) ratio for DIRECTA SIM SPA (D.MI) is 11.17 and the Price/Book (PB) ratio is 2.79.


How financially healthy is DIRECTA SIM SPA?

The financial health rating of DIRECTA SIM SPA (D.MI) is 3 / 10.