D Fundamental Analysis - DIRECTA SIM SPA

Fundamental Rating

D gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 120 industry peers in the Capital Markets industry. While D has a great profitability rating, there are some minor concerns on its financial health. D is valued quite cheap, while showing a decent growth score. This is a good combination!

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1. Profitability

1.1 Basic Checks

D had positive earnings in the past year.

D had a negative operating cash flow in the past year.

Each year in the past 5 years D has been profitable.

Of the past 5 years D 4 years had a positive operating cash flow.

1.2 Ratios

D has a Return On Assets of 10.55%. This is amongst the best in the industry. D outperforms 89.74% of its industry peers.

With an excellent Return On Equity value of 24.92%, D belongs to the best of the industry, outperforming 87.18% of the companies in the same industry.

Looking at the Return On Invested Capital, with a value of 12.15%, D belongs to the top of the industry, outperforming 86.32% of the companies in the same industry.

Measured over the past 3 years, the Average Return On Invested Capital for D is in line with the industry average of 9.23%.

The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.

		Industry Rank	Sector Rank
ROA	10.55%
ROE	24.92%
ROIC	12.15%

ROA(3y)7.89%

ROA(5y)6.73%

ROE(3y)21.72%

ROE(5y)19.8%

ROIC(3y)9.42%

ROIC(5y)8.5%

1.3 Margins

D has a Profit Margin of 26.67%. This is in the better half of the industry: D outperforms 70.94% of its industry peers.

D's Profit Margin has improved in the last couple of years.

With an excellent Operating Margin value of 43.84%, D belongs to the best of the industry, outperforming 81.20% of the companies in the same industry.

In the last couple of years the Operating Margin of D has grown nicely.

D has a Gross Margin of 85.63%. This is amongst the best in the industry. D outperforms 83.76% of its industry peers.

D's Gross Margin has improved in the last couple of years.

		Industry Rank	Sector Rank
OM	43.84%
PM (TTM)	26.67%
GM	85.63%

OM growth 3Y12%

OM growth 5Y28.44%

PM growth 3Y13.33%

PM growth 5YN/A

GM growth 3Y2.54%

GM growth 5Y2.24%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

The number of shares outstanding for D remains at a similar level compared to 1 year ago.

D has more shares outstanding than it did 5 years ago.

D has about the same debt/assets ratio as last year.

2.2 Solvency

D has an Altman-Z score of 2.27. This is not the best score and indicates that D is in the grey zone with still only limited risk for bankruptcy at the moment.

D has a Altman-Z score of 2.27. This is in the better half of the industry: D outperforms 67.52% of its industry peers.

A Debt/Equity ratio of 1.22 is on the high side and indicates that D has dependencies on debt financing.

D has a Debt to Equity ratio of 1.22. This is comparable to the rest of the industry: D outperforms 47.86% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	1.22
Debt/FCF	N/A
Altman-Z	2.27

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.

D has a Current ratio of 1.85. This is amongst the best in the industry. D outperforms 80.34% of its industry peers.

D has a Quick Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.

The Quick ratio of D (1.85) is better than 82.05% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	1.85
Quick Ratio	1.85

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

D shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.96%.

The Earnings Per Share has been growing by 23.71% on average over the past years. This is a very strong growth

Looking at the last year, D shows a quite strong growth in Revenue. The Revenue has grown by 11.84% in the last year.

The Revenue has been growing by 21.58% on average over the past years. This is a very strong growth!

EPS 1Y (TTM)5.96%

EPS 3Y23.71%

EPS 5YN/A

EPS Q2Q%8.07%

Revenue 1Y (TTM)11.84%

Revenue growth 3Y13.91%

Revenue growth 5Y21.58%

Sales Q2Q%5.47%

3.2 Future

D is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.60% yearly.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next Y23.21%

EPS Next 2Y12.6%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 7.62 indicates a rather cheap valuation of D.

90.60% of the companies in the same industry are more expensive than D, based on the Price/Earnings ratio.

When comparing the Price/Earnings ratio of D to the average of the S&P500 Index (26.57), we can say D is valued rather cheaply.

A Price/Forward Earnings ratio of 6.63 indicates a rather cheap valuation of D.

98.29% of the companies in the same industry are more expensive than D, based on the Price/Forward Earnings ratio.

The average S&P500 Price/Forward Earnings ratio is at 24.04. D is valued rather cheaply when compared to this.

		Industry Rank	Sector Rank
PE	7.62
Fwd PE	6.63

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

D's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

The excellent profitability rating of D may justify a higher PE ratio.

A more expensive valuation may be justified as D's earnings are expected to grow with 12.60% in the coming years.

PEG (NY)0.33

PEG (5Y)N/A

EPS Next 2Y12.6%

EPS Next 3YN/A

More info and screens

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5. Dividend

5.1 Amount

D has a Yearly Dividend Yield of 6.10%, which is a nice return.

Compared to an average industry Dividend Yield of 3.18, D pays a better dividend. On top of this D pays more dividend than 89.74% of the companies listed in the same industry.

D's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.

		Industry Rank	Sector Rank
Dividend Yield	6.1%

5.2 History

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

DPN/A

EPS Next 2Y12.6%

EPS Next 3YN/A

More info and screens

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DIRECTA SIM SPA

BIT:D (12/8/2025, 7:00:00 PM)

4.8

+0.2 (+4.35%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)N/A N/A

Earnings (Next)N/A N/A

Inst Owners0.08%

Inst Owner ChangeN/A

Ins Owners83.1%

Ins Owner ChangeN/A

Market Cap90.00M

Revenue(TTM)44.25M

Net Income(TTM)11.80M

Analysts82.86

Price Target7.65 (59.38%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	6.1%

Yearly Dividend0.16

Dividend Growth(5Y)N/A

DPN/A

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)0%

EPS NY rev (3m)0%

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	7.62
Fwd PE	6.63
P/S	2.03
P/FCF	N/A
P/OCF	N/A
P/B	1.9
P/tB	1.96
EV/EBITDA	N/A

EPS(TTM)0.63

EY13.13%

EPS(NY)0.72

Fwd EY15.09%

FCF(TTM)-0.41

FCFYN/A

OCF(TTM)-0.37

OCFYN/A

SpS2.36

BVpS2.53

TBVpS2.45

PEG (NY)0.33

PEG (5Y)N/A

Graham Number5.98

Profitability

		Industry Rank	Sector Rank
ROA	10.55%
ROE	24.92%
ROCE	17.88%
ROIC	12.15%
ROICexc	13.14%
ROICexgc	14.31%
OM	43.84%
PM (TTM)	26.67%
GM	85.63%
FCFM	N/A

ROA(3y)7.89%

ROA(5y)6.73%

ROE(3y)21.72%

ROE(5y)19.8%

ROIC(3y)9.42%

ROIC(5y)8.5%

ROICexc(3y)10.93%

ROICexc(5y)9.65%

ROICexgc(3y)13.59%

ROICexgc(5y)12.08%

ROCE(3y)14.3%

ROCE(5y)13.16%

ROICexgc growth 3Y18.66%

ROICexgc growth 5Y45.79%

ROICexc growth 3Y18.74%

ROICexc growth 5Y44.12%

OM growth 3Y12%

OM growth 5Y28.44%

PM growth 3Y13.33%

PM growth 5YN/A

GM growth 3Y2.54%

GM growth 5Y2.24%

F-Score4

Asset Turnover0.4

Health

		Industry Rank	Sector Rank
Debt/Equity	1.22
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	1.75%
Interest Coverage	-8.03
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	1.85
Quick Ratio	1.85
Altman-Z	2.27

F-Score4

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)4.6%

Cap/Sales(5y)5.42%

Profit Quality(3y)165.46%

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)5.96%

EPS 3Y23.71%

EPS 5YN/A

EPS Q2Q%8.07%

EPS Next Y23.21%

EPS Next 2Y12.6%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)11.84%

Revenue growth 3Y13.91%

Revenue growth 5Y21.58%

Sales Q2Q%5.47%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y5.68%

EBIT growth 3Y27.58%

EBIT growth 5Y56.15%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-192.52%

FCF growth 3YN/A

FCF growth 5Y12.09%

OCF growth 1Y-167.29%

OCF growth 3YN/A

OCF growth 5Y8.79%

DIRECTA SIM SPA / D.MI FAQ

What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?

ChartMill assigns a fundamental rating of 6 / 10 to D.MI.

What is the valuation status of DIRECTA SIM SPA (D.MI) stock?

ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.

Can you provide the profitability details for DIRECTA SIM SPA?

DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.

Can you provide the financial health for D stock?

The financial health rating of DIRECTA SIM SPA (D.MI) is 4 / 10.

Can you provide the expected EPS growth for D stock?

The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.

DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens

DIRECTA SIM SPA / D.MI FAQ

What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?

What is the valuation status of DIRECTA SIM SPA (D.MI) stock?

Can you provide the profitability details for DIRECTA SIM SPA?

Can you provide the financial health for D stock?

Can you provide the expected EPS growth for D stock?