DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis

BIT:D • IT0001463063

5.3 EUR
+0.02 (+0.38%)
Last: Jan 19, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

Taking everything into account, D scores 6 out of 10 in our fundamental rating. D was compared to 114 industry peers in the Capital Markets industry. While D has a great profitability rating, there are some minor concerns on its financial health. D may be a bit undervalued, certainly considering the very reasonable score on growth


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year D was profitable.
  • D had a negative operating cash flow in the past year.
  • In the past 5 years D has always been profitable.
  • D had a positive operating cash flow in 4 of the past 5 years.
D.MI Yearly Net Income VS EBIT VS OCF VS FCFD.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

1.2 Ratios

  • D has a better Return On Assets (10.55%) than 91.53% of its industry peers.
  • D has a better Return On Equity (24.92%) than 88.98% of its industry peers.
  • With an excellent Return On Invested Capital value of 12.15%, D belongs to the best of the industry, outperforming 89.83% of the companies in the same industry.
  • D had an Average Return On Invested Capital over the past 3 years of 9.42%. This is in line with the industry average of 8.85%.
  • The last Return On Invested Capital (12.15%) for D is above the 3 year average (9.42%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROIC 12.15%
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
D.MI Yearly ROA, ROE, ROICD.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • The Profit Margin of D (26.67%) is better than 71.19% of its industry peers.
  • D's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 43.84%, D belongs to the top of the industry, outperforming 83.05% of the companies in the same industry.
  • In the last couple of years the Operating Margin of D has grown nicely.
  • D's Gross Margin of 85.63% is amongst the best of the industry. D outperforms 85.59% of its industry peers.
  • D's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
D.MI Yearly Profit, Operating, Gross MarginsD.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The number of shares outstanding for D remains at a similar level compared to 1 year ago.
  • D has more shares outstanding than it did 5 years ago.
  • D has about the same debt/assets ratio as last year.
D.MI Yearly Shares OutstandingD.MI Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
D.MI Yearly Total Debt VS Total AssetsD.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • An Altman-Z score of 2.36 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of D (2.36) is better than 74.58% of its industry peers.
  • D has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
  • D has a Debt to Equity ratio (1.22) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Altman-Z 2.36
ROIC/WACCN/A
WACCN/A
D.MI Yearly LT Debt VS Equity VS FCFD.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M

2.3 Liquidity

  • A Current Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • D's Current ratio of 1.85 is fine compared to the rest of the industry. D outperforms 79.66% of its industry peers.
  • A Quick Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
  • D has a Quick ratio of 1.85. This is amongst the best in the industry. D outperforms 81.36% of its industry peers.
Industry RankSector Rank
Current Ratio 1.85
Quick Ratio 1.85
D.MI Yearly Current Assets VS Current LiabilitesD.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.96% over the past year.
  • D shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.71% yearly.
  • Looking at the last year, D shows a quite strong growth in Revenue. The Revenue has grown by 11.84% in the last year.
  • D shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.58% yearly.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%

3.2 Future

  • Based on estimates for the next years, D will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.60% on average per year.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
D.MI Yearly Revenue VS EstimatesD.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
D.MI Yearly EPS VS EstimatesD.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.41, which indicates a very decent valuation of D.
  • Based on the Price/Earnings ratio, D is valued cheaply inside the industry as 91.53% of the companies are valued more expensively.
  • D is valuated cheaply when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 7.32, the valuation of D can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, D is valued cheaply inside the industry as 98.31% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of D to the average of the S&P500 Index (28.01), we can say D is valued rather cheaply.
Industry RankSector Rank
PE 8.41
Fwd PE 7.32
D.MI Price Earnings VS Forward Price EarningsD.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
D.MI Per share dataD.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • D has an outstanding profitability rating, which may justify a higher PE ratio.
  • D's earnings are expected to grow with 12.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.62%, D is a good candidate for dividend investing.
  • D's Dividend Yield is rather good when compared to the industry average which is at 3.15. D pays more dividend than 88.14% of the companies in the same industry.
  • D's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 5.62%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
D.MI Yearly Income VS Free CF VS DividendD.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

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DIRECTA SIM SPA

BIT:D (1/19/2026, 7:00:00 PM)

5.3

+0.02 (+0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap99.38M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (44.34%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.62%
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.41
Fwd PE 7.32
P/S 2.25
P/FCF N/A
P/OCF N/A
P/B 2.1
P/tB 2.16
EV/EBITDA N/A
EPS(TTM)0.63
EY11.89%
EPS(NY)0.72
Fwd EY13.66%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.36
PEG (5Y)N/A
Graham Number5.98
Profitability
Industry RankSector Rank
ROA 10.55%
ROE 24.92%
ROCE 17.88%
ROIC 12.15%
ROICexc 13.14%
ROICexgc 14.31%
OM 43.84%
PM (TTM) 26.67%
GM 85.63%
FCFM N/A
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 1.22
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.75%
Interest Coverage -8.03
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.85
Quick Ratio 1.85
Altman-Z 2.36
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%

DIRECTA SIM SPA / D.MI FAQ

What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?

ChartMill assigns a fundamental rating of 6 / 10 to D.MI.


What is the valuation status for D stock?

ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.


Can you provide the profitability details for DIRECTA SIM SPA?

DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.


What is the earnings growth outlook for DIRECTA SIM SPA?

The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.