DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis
Europe - BIT:D - IT0001463063 - Common Stock
4.82 EUR
-0.3 (-5.86%)
Overall D gets a fundamental rating of 7 out of 10. We evaluated D against 112 industry peers in the Capital Markets industry. D has an excellent profitability rating, but there are some minor concerns on its financial health. D scores decently on growth, while it is valued quite cheap. This could make an interesting combination. With these ratings, D could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
In the past year D was profitable.
D had a positive operating cash flow in the past year.
In the past 5 years D has always been profitable.
D had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
D has a Return On Assets of 9.19%. This is amongst the best in the industry. D outperforms 85.96% of its industry peers.
With an excellent Return On Equity value of 24.63%, D belongs to the best of the industry, outperforming 88.60% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 11.14%, D belongs to the top of the industry, outperforming 87.72% of the companies in the same industry.
D had an Average Return On Invested Capital over the past 3 years of 9.42%. This is in line with the industry average of 8.50%.
The 3 year average ROIC (9.42%) for D is below the current ROIC(11.14%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.19% | ||
| ROE | 24.63% | ||
| ROIC | 11.14% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
1.3 Margins
D has a Profit Margin of 26.15%. This is in the better half of the industry: D outperforms 71.05% of its industry peers.
D's Profit Margin has improved in the last couple of years.
D's Operating Margin of 44.94% is amongst the best of the industry. D outperforms 84.21% of its industry peers.
In the last couple of years the Operating Margin of D has grown nicely.
D has a Gross Margin of 86.00%. This is amongst the best in the industry. D outperforms 85.09% of its industry peers.
D's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 44.94% | ||
| PM (TTM) | 26.15% | ||
| GM | 86% |
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
2. Health
2.1 Basic Checks
Compared to 1 year ago, D has about the same amount of shares outstanding.
D has more shares outstanding than it did 5 years ago.
D has about the same debt/assets ratio as last year.
2.2 Solvency
D has an Altman-Z score of 2.10. This is not the best score and indicates that D is in the grey zone with still only limited risk for bankruptcy at the moment.
D has a Altman-Z score of 2.10. This is in the better half of the industry: D outperforms 64.04% of its industry peers.
D has a debt to FCF ratio of 4.53. This is a neutral value as D would need 4.53 years to pay back of all of its debts.
The Debt to FCF ratio of D (4.53) is better than 71.05% of its industry peers.
A Debt/Equity ratio of 1.50 is on the high side and indicates that D has dependencies on debt financing.
D has a Debt to Equity ratio (1.50) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 4.53 | ||
| Altman-Z | 2.1 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
D has a Current Ratio of 2.52. This indicates that D is financially healthy and has no problem in meeting its short term obligations.
D has a Current ratio of 2.52. This is amongst the best in the industry. D outperforms 82.46% of its industry peers.
A Quick Ratio of 2.52 indicates that D has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.52, D belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.52 | ||
| Quick Ratio | 2.52 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.96% over the past year.
The Earnings Per Share has been growing by 23.71% on average over the past years. This is a very strong growth
The Revenue has grown by 11.84% in the past year. This is quite good.
Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
3.2 Future
D is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.60% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
D is valuated cheaply with a Price/Earnings ratio of 7.65.
Based on the Price/Earnings ratio, D is valued cheaply inside the industry as 91.23% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 25.83. D is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 6.66, which indicates a rather cheap valuation of D.
98.25% of the companies in the same industry are more expensive than D, based on the Price/Forward Earnings ratio.
D's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 32.68.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.65 | ||
| Fwd PE | 6.66 |
4.2 Price Multiples
D's Price/Free Cash Flow ratio is rather cheap when compared to the industry. D is cheaper than 93.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.98 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
D has an outstanding profitability rating, which may justify a higher PE ratio.
D's earnings are expected to grow with 12.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
D has a Yearly Dividend Yield of 6.15%, which is a nice return.
Compared to an average industry Dividend Yield of 5.73, D pays a better dividend. On top of this D pays more dividend than 89.47% of the companies listed in the same industry.
D's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.15% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
BIT:D (11/5/2025, 7:00:00 PM)
4.82
-0.3 (-5.86%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap90.38M
Revenue(TTM)44.25M
Net Income(TTM)11.26M
Analysts82.86
Price Target7.65 (58.71%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.15% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.65 | ||
| Fwd PE | 6.66 | ||
| P/S | 2.1 | ||
| P/FCF | 5.98 | ||
| P/OCF | 5.71 | ||
| P/B | 1.98 | ||
| P/tB | 2.03 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY13.07%
EPS(NY)0.72
Fwd EY15.02%
FCF(TTM)0.81
FCFY16.73%
OCF(TTM)0.84
OCFY17.5%
SpS2.3
BVpS2.44
TBVpS2.37
PEG (NY)0.33
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.19% | ||
| ROE | 24.63% | ||
| ROCE | 16.83% | ||
| ROIC | 11.14% | ||
| ROICexc | 13.27% | ||
| ROICexgc | 16.51% | ||
| OM | 44.94% | ||
| PM (TTM) | 26.15% | ||
| GM | 86% | ||
| FCFM | 35.12% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score6
Asset Turnover0.35
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 4.53 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.6% | ||
| Interest Coverage | -8.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 134.32% | ||
| Current Ratio | 2.52 | ||
| Quick Ratio | 2.52 | ||
| Altman-Z | 2.1 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y38.49%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-38.1%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-40.04%
OCF growth 3YN/A
OCF growth 5Y8.79%
DIRECTA SIM SPA / D.MI FAQ
What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a fundamental rating of 7 / 10 to D.MI.
What is the valuation status of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a valuation rating of 9 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.
Can you provide the profitability details for DIRECTA SIM SPA?
DIRECTA SIM SPA (D.MI) has a profitability rating of 9 / 10.
Can you provide the financial health for D stock?
The financial health rating of DIRECTA SIM SPA (D.MI) is 6 / 10.
Can you provide the expected EPS growth for D stock?
The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.