DIRECTA SIM SPA (D.MI) Stock Fundamental Analysis
Europe - BIT:D - IT0001463063 - Common Stock
4.56 EUR
-0.11 (-2.36%)
We assign a fundamental rating of 6 out of 10 to D. D was compared to 117 industry peers in the Capital Markets industry. While D belongs to the best of the industry regarding profitability, there are concerns on its financial health. D is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year D was profitable.
In the past year D has reported a negative cash flow from operations.
In the past 5 years D has always been profitable.
Of the past 5 years D 4 years had a positive operating cash flow.
1.2 Ratios
D has a Return On Assets of 10.55%. This is amongst the best in the industry. D outperforms 88.89% of its industry peers.
D's Return On Equity of 24.92% is amongst the best of the industry. D outperforms 87.18% of its industry peers.
The Return On Invested Capital of D (12.15%) is better than 88.03% of its industry peers.
D had an Average Return On Invested Capital over the past 3 years of 9.42%. This is in line with the industry average of 8.96%.
The 3 year average ROIC (9.42%) for D is below the current ROIC(12.15%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROIC | 12.15% |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
1.3 Margins
Looking at the Profit Margin, with a value of 26.67%, D is in the better half of the industry, outperforming 73.50% of the companies in the same industry.
D's Profit Margin has improved in the last couple of years.
D's Operating Margin of 43.84% is amongst the best of the industry. D outperforms 84.62% of its industry peers.
In the last couple of years the Operating Margin of D has grown nicely.
D has a better Gross Margin (85.63%) than 84.62% of its industry peers.
D's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% |
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
2. Health
2.1 Basic Checks
D has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, D has more shares outstanding
The debt/assets ratio for D has remained at the same level compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.23 indicates that D is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.23, D is doing good in the industry, outperforming 67.52% of the companies in the same industry.
A Debt/Equity ratio of 1.22 is on the high side and indicates that D has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.22, D is in line with its industry, outperforming 47.01% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.23 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.85 indicates that D should not have too much problems paying its short term obligations.
D has a Current ratio of 1.85. This is in the better half of the industry: D outperforms 76.92% of its industry peers.
D has a Quick Ratio of 1.85. This is a normal value and indicates that D is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.85, D is doing good in the industry, outperforming 79.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 |
3. Growth
3.1 Past
D shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.96%.
The Earnings Per Share has been growing by 23.71% on average over the past years. This is a very strong growth
D shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.84%.
Measured over the past years, D shows a very strong growth in Revenue. The Revenue has been growing by 21.58% on average per year.
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
3.2 Future
The Earnings Per Share is expected to grow by 12.60% on average over the next years. This is quite good.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.24, the valuation of D can be described as very cheap.
90.60% of the companies in the same industry are more expensive than D, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.51. D is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 6.30, the valuation of D can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of D indicates a rather cheap valuation: D is cheaper than 99.15% of the companies listed in the same industry.
D is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 6.3 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
D has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as D's earnings are expected to grow with 12.60% in the coming years.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y12.6%
EPS Next 3YN/A
5. Dividend
5.1 Amount
D has a Yearly Dividend Yield of 6.48%, which is a nice return.
D's Dividend Yield is rather good when compared to the industry average which is at 5.81. D pays more dividend than 91.45% of the companies in the same industry.
D's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y12.6%
EPS Next 3YN/A
BIT:D (11/17/2025, 7:00:00 PM)
4.56
-0.11 (-2.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.08%
Inst Owner ChangeN/A
Ins Owners83.1%
Ins Owner ChangeN/A
Market Cap85.50M
Revenue(TTM)44.25M
Net Income(TTM)11.80M
Analysts82.86
Price Target7.65 (67.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.48% |
Yearly Dividend0.16
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 6.3 | ||
| P/S | 1.93 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.81 | ||
| P/tB | 1.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY13.82%
EPS(NY)0.72
Fwd EY15.88%
FCF(TTM)-0.41
FCFYN/A
OCF(TTM)-0.37
OCFYN/A
SpS2.36
BVpS2.53
TBVpS2.45
PEG (NY)0.31
PEG (5Y)N/A
Graham Number5.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 24.92% | ||
| ROCE | 17.88% | ||
| ROIC | 12.15% | ||
| ROICexc | 13.14% | ||
| ROICexgc | 14.31% | ||
| OM | 43.84% | ||
| PM (TTM) | 26.67% | ||
| GM | 85.63% | ||
| FCFM | N/A |
ROA(3y)7.89%
ROA(5y)6.73%
ROE(3y)21.72%
ROE(5y)19.8%
ROIC(3y)9.42%
ROIC(5y)8.5%
ROICexc(3y)10.93%
ROICexc(5y)9.65%
ROICexgc(3y)13.59%
ROICexgc(5y)12.08%
ROCE(3y)14.3%
ROCE(5y)13.16%
ROICexgc growth 3Y18.66%
ROICexgc growth 5Y45.79%
ROICexc growth 3Y18.74%
ROICexc growth 5Y44.12%
OM growth 3Y12%
OM growth 5Y28.44%
PM growth 3Y13.33%
PM growth 5YN/A
GM growth 3Y2.54%
GM growth 5Y2.24%
F-Score4
Asset Turnover0.4
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 1.75% | ||
| Interest Coverage | -8.03 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.85 | ||
| Quick Ratio | 1.85 | ||
| Altman-Z | 2.23 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.6%
Cap/Sales(5y)5.42%
Profit Quality(3y)165.46%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.96%
EPS 3Y23.71%
EPS 5YN/A
EPS Q2Q%8.07%
EPS Next Y23.21%
EPS Next 2Y12.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.84%
Revenue growth 3Y13.91%
Revenue growth 5Y21.58%
Sales Q2Q%5.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.68%
EBIT growth 3Y27.58%
EBIT growth 5Y56.15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.52%
FCF growth 3YN/A
FCF growth 5Y12.09%
OCF growth 1Y-167.29%
OCF growth 3YN/A
OCF growth 5Y8.79%
DIRECTA SIM SPA / D.MI FAQ
What is the ChartMill fundamental rating of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a fundamental rating of 6 / 10 to D.MI.
What is the valuation status of DIRECTA SIM SPA (D.MI) stock?
ChartMill assigns a valuation rating of 7 / 10 to DIRECTA SIM SPA (D.MI). This can be considered as Undervalued.
Can you provide the profitability details for DIRECTA SIM SPA?
DIRECTA SIM SPA (D.MI) has a profitability rating of 8 / 10.
Can you provide the financial health for D stock?
The financial health rating of DIRECTA SIM SPA (D.MI) is 3 / 10.
Can you provide the expected EPS growth for D stock?
The Earnings per Share (EPS) of DIRECTA SIM SPA (D.MI) is expected to grow by 23.21% in the next year.