CARVANA CO (CVNA) Fundamental Analysis & Valuation

NYSE:CVNA • US1468691027

Current stock price

362.4 USD
-8.68 (-2.34%)
Last:

This CVNA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. CVNA Profitability Analysis

1.1 Basic Checks

  • In the past year CVNA was profitable.
  • In the past year CVNA had a positive cash flow from operations.
  • In multiple years CVNA reported negative net income over the last 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: CVNA reported negative operating cash flow in multiple years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • The Return On Assets of CVNA (10.66%) is better than 85.25% of its industry peers.
  • CVNA's Return On Equity of 40.89% is amongst the best of the industry. CVNA outperforms 91.80% of its industry peers.
  • CVNA has a Return On Invested Capital of 12.66%. This is amongst the best in the industry. CVNA outperforms 83.61% of its industry peers.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • CVNA has a Profit Margin of 6.92%. This is amongst the best in the industry. CVNA outperforms 83.61% of its industry peers.
  • With an excellent Operating Margin value of 9.26%, CVNA belongs to the best of the industry, outperforming 81.97% of the companies in the same industry.
  • CVNA has a Gross Margin of 20.62%. This is in the lower half of the industry: CVNA underperforms 77.05% of its industry peers.
  • CVNA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. CVNA Health Analysis

2.1 Basic Checks

  • CVNA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • CVNA has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CVNA has more shares outstanding
  • Compared to 1 year ago, CVNA has an improved debt to assets ratio.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 7.46 indicates that CVNA is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of CVNA (7.46) is better than 96.72% of its industry peers.
  • CVNA has a debt to FCF ratio of 5.75. This is a neutral value as CVNA would need 5.75 years to pay back of all of its debts.
  • CVNA has a Debt to FCF ratio of 5.75. This is in the better half of the industry: CVNA outperforms 63.11% of its industry peers.
  • CVNA has a Debt/Equity ratio of 1.42. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of CVNA (1.42) is worse than 63.93% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 7.46
ROIC/WACC1.46
WACC8.65%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 4.31 indicates that CVNA has no problem at all paying its short term obligations.
  • The Current ratio of CVNA (4.31) is better than 95.08% of its industry peers.
  • CVNA has a Quick Ratio of 2.73. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.73, CVNA belongs to the top of the industry, outperforming 93.44% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. CVNA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 210.83% over the past year.
  • Looking at the last year, CVNA shows a very strong growth in Revenue. The Revenue has grown by 48.63%.
  • The Revenue has been growing by 29.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.75% on average over the next years. This is quite good.
  • Based on estimates for the next years, CVNA will show a very strong growth in Revenue. The Revenue will grow by 23.68% on average per year.
EPS Next Y50.32%
EPS Next 2Y45.27%
EPS Next 3Y38.05%
EPS Next 5Y18.76%
Revenue Next Year34.06%
Revenue Next 2Y28.7%
Revenue Next 3Y25.79%
Revenue Next 5Y23.68%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10 15

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3

4. CVNA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 74.26 indicates a quite expensive valuation of CVNA.
  • CVNA's Price/Earnings ratio is in line with the industry average.
  • CVNA is valuated expensively when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
  • CVNA is valuated quite expensively with a Price/Forward Earnings ratio of 49.40.
  • The rest of the industry has a similar Price/Forward Earnings ratio as CVNA.
  • CVNA's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 38.20.
Industry RankSector Rank
PE 74.26
Fwd PE 49.4
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than the industry average as 63.11% of the companies are valued more cheaply.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CVNA.
Industry RankSector Rank
P/FCF 89.32
EV/EBITDA 38.53
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of CVNA may justify a higher PE ratio.
  • A more expensive valuation may be justified as CVNA's earnings are expected to grow with 38.05% in the coming years.
PEG (NY)1.48
PEG (5Y)N/A
EPS Next 2Y45.27%
EPS Next 3Y38.05%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CVNA Dividend Analysis

5.1 Amount

  • No dividends for CVNA!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CVNA Fundamentals: All Metrics, Ratios and Statistics

CARVANA CO

NYSE:CVNA (4/16/2026, 2:27:07 PM)

362.4

-8.68 (-2.34%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-18
Earnings (Next)04-29
Inst Owners103.92%
Inst Owner Change0.04%
Ins Owners2.21%
Ins Owner Change-0.2%
Market Cap79.40B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target427.49 (17.96%)
Short Float %11.16%
Short Ratio4.27
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)-0.43%
PT rev (3m)-4.63%
EPS NQ rev (1m)1.72%
EPS NQ rev (3m)-6.71%
EPS NY rev (1m)2.86%
EPS NY rev (3m)2.01%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.52%
Revenue NY rev (1m)0.1%
Revenue NY rev (3m)5.69%
Valuation
Industry RankSector Rank
PE 74.26
Fwd PE 49.4
P/S 3.91
P/FCF 89.32
P/OCF 76.64
P/B 23.08
P/tB 23.46
EV/EBITDA 38.53
EPS(TTM)4.88
EY1.35%
EPS(NY)7.34
Fwd EY2.02%
FCF(TTM)4.06
FCFY1.12%
OCF(TTM)4.73
OCFY1.3%
SpS92.75
BVpS15.71
TBVpS15.45
PEG (NY)1.48
PEG (5Y)N/A
Graham Number41.5262 (-88.54%)
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 16.65%
ROICexgc 16.75%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 7.46
F-Score5
WACC8.65%
ROIC/WACC1.46
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
EPS Next Y50.32%
EPS Next 2Y45.27%
EPS Next 3Y38.05%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%
Revenue Next Year34.06%
Revenue Next 2Y28.7%
Revenue Next 3Y25.79%
Revenue Next 5Y23.68%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.85%
EBIT Next 3Y34.18%
EBIT Next 5Y30.05%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA Fundamental Analysis FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


How profitable is CARVANA CO (CVNA) stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


Can you provide the financial health for CVNA stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


What is the expected EPS growth for CARVANA CO (CVNA) stock?

The Earnings per Share (EPS) of CARVANA CO (CVNA) is expected to grow by 50.32% in the next year.