CARVANA CO (CVNA) Stock Fundamental Analysis

NYSE:CVNA • US1468691027

323.11 USD
-11.05 (-3.31%)
At close: Mar 2, 2026
323.4 USD
+0.29 (+0.09%)
After Hours: 3/2/2026, 8:11:44 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Taking everything into account, CVNA scores 6 out of 10 in our fundamental rating. CVNA was compared to 123 industry peers in the Specialty Retail industry. CVNA has an excellent financial health rating, but there are some minor concerns on its profitability. CVNA is valued quite expensive, but it does show an excellent growth. These ratings could make CVNA a good candidate for growth investing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CVNA had positive earnings in the past year.
  • In the past year CVNA had a positive cash flow from operations.
  • In multiple years CVNA reported negative net income over the last 5 years.
  • In multiple years CVNA reported negative operating cash flow during the last 5 years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 10.66%, CVNA belongs to the top of the industry, outperforming 86.99% of the companies in the same industry.
  • CVNA has a better Return On Equity (40.89%) than 92.68% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 12.66%, CVNA belongs to the top of the industry, outperforming 83.74% of the companies in the same industry.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • The Profit Margin of CVNA (6.92%) is better than 82.93% of its industry peers.
  • CVNA has a better Operating Margin (9.26%) than 80.49% of its industry peers.
  • CVNA has a worse Gross Margin (20.62%) than 76.42% of its industry peers.
  • CVNA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • CVNA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, CVNA has more shares outstanding
  • Compared to 5 years ago, CVNA has more shares outstanding
  • CVNA has a better debt/assets ratio than last year.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 6.93 indicates that CVNA is not in any danger for bankruptcy at the moment.
  • CVNA's Altman-Z score of 6.93 is amongst the best of the industry. CVNA outperforms 94.31% of its industry peers.
  • The Debt to FCF ratio of CVNA is 5.75, which is a neutral value as it means it would take CVNA, 5.75 years of fcf income to pay off all of its debts.
  • CVNA's Debt to FCF ratio of 5.75 is fine compared to the rest of the industry. CVNA outperforms 62.60% of its industry peers.
  • A Debt/Equity ratio of 1.42 is on the high side and indicates that CVNA has dependencies on debt financing.
  • The Debt to Equity ratio of CVNA (1.42) is worse than 61.79% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 6.93
ROIC/WACC1.33
WACC9.5%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • CVNA has a Current Ratio of 4.31. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • CVNA has a Current ratio of 4.31. This is amongst the best in the industry. CVNA outperforms 95.94% of its industry peers.
  • CVNA has a Quick Ratio of 2.73. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • CVNA's Quick ratio of 2.73 is amongst the best of the industry. CVNA outperforms 92.68% of its industry peers.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • CVNA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 210.83%, which is quite impressive.
  • Looking at the last year, CVNA shows a very strong growth in Revenue. The Revenue has grown by 48.63%.
  • Measured over the past years, CVNA shows a very strong growth in Revenue. The Revenue has been growing by 29.47% on average per year.
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.75% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 19.96% on average over the next years. This is quite good.
EPS Next Y46.42%
EPS Next 2Y43.86%
EPS Next 3Y29.5%
EPS Next 5Y18.76%
Revenue Next Year27.92%
Revenue Next 2Y25.87%
Revenue Next 3Y24.85%
Revenue Next 5Y19.96%

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • CVNA is valuated quite expensively with a Price/Earnings ratio of 66.21.
  • CVNA's Price/Earnings ratio is in line with the industry average.
  • When comparing the Price/Earnings ratio of CVNA to the average of the S&P500 Index (27.13), we can say CVNA is valued expensively.
  • A Price/Forward Earnings ratio of 45.22 indicates a quite expensive valuation of CVNA.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CVNA is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 28.11. CVNA is valued rather expensively when compared to this.
Industry RankSector Rank
PE 66.21
Fwd PE 45.22
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • CVNA's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. CVNA is more expensive than 66.67% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVNA is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 79.07
EV/EBITDA 34.98
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of CVNA may justify a higher PE ratio.
  • A more expensive valuation may be justified as CVNA's earnings are expected to grow with 29.50% in the coming years.
PEG (NY)1.43
PEG (5Y)N/A
EPS Next 2Y43.86%
EPS Next 3Y29.5%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CVNA!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CARVANA CO

NYSE:CVNA (3/2/2026, 8:11:44 PM)

After market: 323.4 +0.29 (+0.09%)

323.11

-11.05 (-3.31%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-18
Earnings (Next)05-05
Inst Owners98.05%
Inst Owner Change4.82%
Ins Owners2.14%
Ins Owner Change-0.21%
Market Cap70.29B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target429.34 (32.88%)
Short Float %10.77%
Short Ratio3.27
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)-6.07%
PT rev (3m)1.07%
EPS NQ rev (1m)-6.39%
EPS NQ rev (3m)-8.94%
EPS NY rev (1m)-0.03%
EPS NY rev (3m)2.36%
Revenue NQ rev (1m)3.51%
Revenue NQ rev (3m)4.68%
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)2.82%
Valuation
Industry RankSector Rank
PE 66.21
Fwd PE 45.22
P/S 3.46
P/FCF 79.07
P/OCF 67.85
P/B 20.43
P/tB 20.77
EV/EBITDA 34.98
EPS(TTM)4.88
EY1.51%
EPS(NY)7.15
Fwd EY2.21%
FCF(TTM)4.09
FCFY1.26%
OCF(TTM)4.76
OCFY1.47%
SpS93.42
BVpS15.82
TBVpS15.56
PEG (NY)1.43
PEG (5Y)N/A
Graham Number41.67
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 15.79%
ROICexgc 15.88%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 6.93
F-Score5
WACC9.5%
ROIC/WACC1.33
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
EPS Next Y46.42%
EPS Next 2Y43.86%
EPS Next 3Y29.5%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%
Revenue Next Year27.92%
Revenue Next 2Y25.87%
Revenue Next 3Y24.85%
Revenue Next 5Y19.96%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.85%
EBIT Next 3Y34%
EBIT Next 5Y28.51%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 2 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


What is the profitability of CVNA stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


What is the financial health of CARVANA CO (CVNA) stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


How sustainable is the dividend of CARVANA CO (CVNA) stock?

The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.