CARVANA CO (CVNA) Stock Fundamental Analysis

NYSE:CVNA • US1468691027

334.16 USD
-19.74 (-5.58%)
At close: Feb 27, 2026
333.05 USD
-1.11 (-0.33%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to CVNA. CVNA was compared to 123 industry peers in the Specialty Retail industry. While CVNA has a great health rating, its profitability is only average at the moment. CVNA shows excellent growth, but is valued quite expensive already. With these ratings, CVNA could be worth investigating further for growth investing!.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year CVNA was profitable.
  • In the past year CVNA had a positive cash flow from operations.
  • In multiple years CVNA reported negative net income over the last 5 years.
  • In multiple years CVNA reported negative operating cash flow during the last 5 years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 10.66%, CVNA belongs to the top of the industry, outperforming 86.99% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 40.89%, CVNA belongs to the top of the industry, outperforming 92.68% of the companies in the same industry.
  • With an excellent Return On Invested Capital value of 12.66%, CVNA belongs to the best of the industry, outperforming 83.74% of the companies in the same industry.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • Looking at the Profit Margin, with a value of 6.92%, CVNA belongs to the top of the industry, outperforming 82.93% of the companies in the same industry.
  • Looking at the Operating Margin, with a value of 9.26%, CVNA belongs to the top of the industry, outperforming 80.49% of the companies in the same industry.
  • CVNA has a Gross Margin of 20.62%. This is in the lower half of the industry: CVNA underperforms 76.42% of its industry peers.
  • In the last couple of years the Gross Margin of CVNA has grown nicely.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CVNA is still creating some value.
  • CVNA has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CVNA has more shares outstanding
  • The debt/assets ratio for CVNA has been reduced compared to a year ago.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • CVNA has an Altman-Z score of 7.20. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 7.20, CVNA belongs to the top of the industry, outperforming 95.12% of the companies in the same industry.
  • CVNA has a debt to FCF ratio of 5.75. This is a neutral value as CVNA would need 5.75 years to pay back of all of its debts.
  • The Debt to FCF ratio of CVNA (5.75) is better than 61.79% of its industry peers.
  • CVNA has a Debt/Equity ratio of 1.42. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.42, CVNA is doing worse than 61.79% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 7.2
ROIC/WACC1.34
WACC9.44%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 4.31 indicates that CVNA has no problem at all paying its short term obligations.
  • CVNA has a better Current ratio (4.31) than 95.12% of its industry peers.
  • CVNA has a Quick Ratio of 2.73. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Quick ratio value of 2.73, CVNA belongs to the best of the industry, outperforming 91.87% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 210.83% over the past year.
  • The Revenue has grown by 48.63% in the past year. This is a very strong growth!
  • The Revenue has been growing by 29.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.75% on average over the next years. This is quite good.
  • Based on estimates for the next years, CVNA will show a quite strong growth in Revenue. The Revenue will grow by 19.96% on average per year.
EPS Next Y46.42%
EPS Next 2Y43.86%
EPS Next 3Y29.5%
EPS Next 5Y18.76%
Revenue Next Year27.92%
Revenue Next 2Y25.87%
Revenue Next 3Y24.85%
Revenue Next 5Y19.96%

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10

More info and screens

Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • CVNA is valuated quite expensively with a Price/Earnings ratio of 68.48.
  • CVNA's Price/Earnings is on the same level as the industry average.
  • CVNA's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.10.
  • Based on the Price/Forward Earnings ratio of 46.77, the valuation of CVNA can be described as expensive.
  • CVNA's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of CVNA to the average of the S&P500 Index (28.06), we can say CVNA is valued expensively.
Industry RankSector Rank
PE 68.48
Fwd PE 46.77
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than 66.67% of the companies in the same industry.
  • CVNA's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 81.77
EV/EBITDA 36.97
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • CVNA has a very decent profitability rating, which may justify a higher PE ratio.
  • CVNA's earnings are expected to grow with 29.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.48
PEG (5Y)N/A
EPS Next 2Y43.86%
EPS Next 3Y29.5%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • CVNA does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CARVANA CO

NYSE:CVNA (2/27/2026, 8:04:00 PM)

After market: 333.05 -1.11 (-0.33%)

334.16

-19.74 (-5.58%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-18
Earnings (Next)05-05
Inst Owners98.05%
Inst Owner Change4.78%
Ins Owners2.14%
Ins Owner Change-0.22%
Market Cap72.69B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target429.34 (28.48%)
Short Float %10.77%
Short Ratio3.27
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)4.89%
PT rev (3m)12.6%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)4.39%
EPS NY rev (1m)0.02%
EPS NY rev (3m)4.99%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)1.71%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)1.56%
Valuation
Industry RankSector Rank
PE 68.48
Fwd PE 46.77
P/S 3.58
P/FCF 81.77
P/OCF 70.17
P/B 21.13
P/tB 21.48
EV/EBITDA 36.97
EPS(TTM)4.88
EY1.46%
EPS(NY)7.15
Fwd EY2.14%
FCF(TTM)4.09
FCFY1.22%
OCF(TTM)4.76
OCFY1.43%
SpS93.42
BVpS15.82
TBVpS15.56
PEG (NY)1.48
PEG (5Y)N/A
Graham Number41.67
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 15.79%
ROICexgc 15.88%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 7.2
F-Score5
WACC9.44%
ROIC/WACC1.34
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
EPS Next Y46.42%
EPS Next 2Y43.86%
EPS Next 3Y29.5%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%
Revenue Next Year27.92%
Revenue Next 2Y25.87%
Revenue Next 3Y24.85%
Revenue Next 5Y19.96%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.85%
EBIT Next 3Y34%
EBIT Next 5Y28.51%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 2 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


What is the profitability of CVNA stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


What is the financial health of CARVANA CO (CVNA) stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


How sustainable is the dividend of CARVANA CO (CVNA) stock?

The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.