CARVANA CO (CVNA) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CVNA - US1468691027 - Common Stock
443.12 USD
-17.76 (-3.85%)
444 USD
+0.88 (+0.2%)
We assign a fundamental rating of 5 out of 10 to CVNA. CVNA was compared to 121 industry peers in the Specialty Retail industry. Both the profitability and the financial health of CVNA get a neutral evaluation. Nothing too spectacular is happening here. CVNA is valued quite expensive, but it does show an excellent growth. With these ratings, CVNA could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
- In the past year CVNA was profitable.
- CVNA had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
- The reported operating cash flow has been mixed in the past 5 years: CVNA reported negative operating cash flow in multiple years.
1.2 Ratios
- CVNA has a Return On Assets of 6.38%. This is in the better half of the industry: CVNA outperforms 75.21% of its industry peers.
- CVNA has a Return On Equity of 27.60%. This is amongst the best in the industry. CVNA outperforms 86.78% of its industry peers.
- CVNA has a better Return On Invested Capital (17.57%) than 85.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 27.6% | ||
| ROIC | 17.57% |
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CVNA has a Profit Margin of 3.44%. This is in the better half of the industry: CVNA outperforms 71.07% of its industry peers.
- CVNA's Operating Margin of 9.40% is amongst the best of the industry. CVNA outperforms 80.99% of its industry peers.
- With a Gross Margin value of 21.37%, CVNA is not doing good in the industry: 79.34% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of CVNA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.4% | ||
| PM (TTM) | 3.44% | ||
| GM | 21.37% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
2. Health
2.1 Basic Checks
- CVNA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for CVNA has been increased compared to 1 year ago.
- CVNA has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CVNA has an improved debt to assets ratio.
2.2 Solvency
- CVNA has an Altman-Z score of 10.52. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
- CVNA has a Altman-Z score of 10.52. This is amongst the best in the industry. CVNA outperforms 97.52% of its industry peers.
- The Debt to FCF ratio of CVNA is 9.53, which is on the high side as it means it would take CVNA, 9.53 years of fcf income to pay off all of its debts.
- CVNA has a Debt to FCF ratio of 9.53. This is comparable to the rest of the industry: CVNA outperforms 57.02% of its industry peers.
- CVNA has a Debt/Equity ratio of 2.14. This is a high value indicating a heavy dependency on external financing.
- CVNA's Debt to Equity ratio of 2.14 is on the low side compared to the rest of the industry. CVNA is outperformed by 69.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.14 | ||
| Debt/FCF | 9.53 | ||
| Altman-Z | 10.52 |
ROIC/WACC1.84
WACC9.55%
2.3 Liquidity
- A Current Ratio of 4.05 indicates that CVNA has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 4.05, CVNA belongs to the top of the industry, outperforming 93.39% of the companies in the same industry.
- CVNA has a Quick Ratio of 2.55. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
- CVNA has a Quick ratio of 2.55. This is amongst the best in the industry. CVNA outperforms 91.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.05 | ||
| Quick Ratio | 2.55 |
3. Growth
3.1 Past
- CVNA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 43700.00%, which is quite impressive.
- The Revenue has grown by 45.55% in the past year. This is a very strong growth!
- The Revenue has been growing by 28.25% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)43700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%60.94%
Revenue 1Y (TTM)45.55%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%54.5%
3.2 Future
- Based on estimates for the next years, CVNA will show a very strong growth in Earnings Per Share. The EPS will grow by 49.29% on average per year.
- Based on estimates for the next years, CVNA will show a very strong growth in Revenue. The Revenue will grow by 27.94% on average per year.
EPS Next Y234.73%
EPS Next 2Y113.36%
EPS Next 3Y86.22%
EPS Next 5Y49.29%
Revenue Next Year48.28%
Revenue Next 2Y37.59%
Revenue Next 3Y32.95%
Revenue Next 5Y27.94%
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- CVNA is valuated quite expensively with a Price/Earnings ratio of 101.17.
- CVNA's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, CVNA is valued quite expensively.
- CVNA is valuated quite expensively with a Price/Forward Earnings ratio of 62.00.
- CVNA's Price/Forward Earnings is on the same level as the industry average.
- CVNA's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101.17 | ||
| Fwd PE | 62 |
4.2 Price Multiples
- 66.94% of the companies in the same industry are cheaper than CVNA, based on the Enterprise Value to EBITDA ratio.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVNA is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 176.55 | ||
| EV/EBITDA | 49.77 |
4.3 Compensation for Growth
- CVNA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- CVNA's earnings are expected to grow with 86.22% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.43
PEG (5Y)N/A
EPS Next 2Y113.36%
EPS Next 3Y86.22%
5. Dividend
5.1 Amount
- No dividends for CVNA!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
443.12
-17.76 (-3.85%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-17 2026-02-17/amc
Inst Owners98.05%
Inst Owner Change0.31%
Ins Owners2.14%
Ins Owner Change-1.8%
Market Cap96.40B
Revenue(TTM)18.27B
Net Income(TTM)629.00M
Analysts81.21
Price Target457.1 (3.15%)
Short Float %10.34%
Short Ratio3.23
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.28%
Min EPS beat(2)-19.89%
Max EPS beat(2)13.33%
EPS beat(4)3
Avg EPS beat(4)53.73%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)97.4%
EPS beat(12)10
Avg EPS beat(12)84.87%
EPS beat(16)10
Avg EPS beat(16)52.77%
Revenue beat(2)2
Avg Revenue beat(2)6.22%
Min Revenue beat(2)3.4%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.4%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)7
Avg Revenue beat(8)4.34%
Revenue beat(12)8
Avg Revenue beat(12)2.72%
Revenue beat(16)10
Avg Revenue beat(16)1.45%
PT rev (1m)7.26%
PT rev (3m)10.4%
EPS NQ rev (1m)2.25%
EPS NQ rev (3m)11.22%
EPS NY rev (1m)0.48%
EPS NY rev (3m)4.29%
Revenue NQ rev (1m)0.86%
Revenue NQ rev (3m)9.74%
Revenue NY rev (1m)0.17%
Revenue NY rev (3m)5.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101.17 | ||
| Fwd PE | 62 | ||
| P/S | 5.28 | ||
| P/FCF | 176.55 | ||
| P/OCF | 144.74 | ||
| P/B | 42.3 | ||
| P/tB | 43.01 | ||
| EV/EBITDA | 49.77 |
EPS(TTM)4.38
EY0.99%
EPS(NY)7.15
Fwd EY1.61%
FCF(TTM)2.51
FCFY0.57%
OCF(TTM)3.06
OCFY0.69%
SpS83.97
BVpS10.48
TBVpS10.3
PEG (NY)0.43
PEG (5Y)N/A
Graham Number32.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.38% | ||
| ROE | 27.6% | ||
| ROCE | 20.67% | ||
| ROIC | 17.57% | ||
| ROICexc | 23.6% | ||
| ROICexgc | 23.75% | ||
| OM | 9.4% | ||
| PM (TTM) | 3.44% | ||
| GM | 21.37% | ||
| FCFM | 2.99% |
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
F-Score8
Asset Turnover1.85
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.14 | ||
| Debt/FCF | 9.53 | ||
| Debt/EBITDA | 2.45 | ||
| Cap/Depr | 42.86% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 5.04 | ||
| Cash Conversion | 33.35% | ||
| Profit Quality | 86.8% | ||
| Current Ratio | 4.05 | ||
| Quick Ratio | 2.55 | ||
| Altman-Z | 10.52 |
F-Score8
WACC9.55%
ROIC/WACC1.84
Cap/Depr(3y)83.57%
Cap/Depr(5y)253.76%
Cap/Sales(3y)1.75%
Cap/Sales(5y)3.2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)43700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%60.94%
EPS Next Y234.73%
EPS Next 2Y113.36%
EPS Next 3Y86.22%
EPS Next 5Y49.29%
Revenue 1Y (TTM)45.55%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%54.5%
Revenue Next Year48.28%
Revenue Next 2Y37.59%
Revenue Next 3Y32.95%
Revenue Next 5Y27.94%
EBIT growth 1Y147.76%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year130.59%
EBIT Next 3Y56.75%
EBIT Next 5Y41.43%
FCF growth 1Y215.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y119.8%
OCF growth 3YN/A
OCF growth 5YN/A
CARVANA CO / CVNA FAQ
What is the fundamental rating for CVNA stock?
ChartMill assigns a fundamental rating of 5 / 10 to CVNA.
Can you provide the valuation status for CARVANA CO?
ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.
What is the profitability of CVNA stock?
CARVANA CO (CVNA) has a profitability rating of 5 / 10.
What is the financial health of CARVANA CO (CVNA) stock?
The financial health rating of CARVANA CO (CVNA) is 6 / 10.
How sustainable is the dividend of CARVANA CO (CVNA) stock?
The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.