CARVANA CO (CVNA) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:CVNA • US1468691027

403.67 USD
+19.98 (+5.21%)
At close: Feb 6, 2026
404 USD
+0.33 (+0.08%)
After Hours: 2/6/2026, 8:26:55 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to CVNA. CVNA was compared to 120 industry peers in the Specialty Retail industry. CVNA has an average financial health and profitability rating. CVNA shows excellent growth, but is valued quite expensive already. This makes CVNA very considerable for growth investing!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year CVNA was profitable.
  • CVNA had a positive operating cash flow in the past year.
  • In multiple years CVNA reported negative net income over the last 5 years.
  • In multiple years CVNA reported negative operating cash flow during the last 5 years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1B -2B -3B

1.2 Ratios

  • CVNA has a better Return On Assets (6.38%) than 75.83% of its industry peers.
  • CVNA has a better Return On Equity (27.60%) than 86.67% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 17.57%, CVNA belongs to the top of the industry, outperforming 85.83% of the companies in the same industry.
Industry RankSector Rank
ROA 6.38%
ROE 27.6%
ROIC 17.57%
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 200 300

1.3 Margins

  • The Profit Margin of CVNA (3.44%) is better than 70.83% of its industry peers.
  • CVNA's Operating Margin of 9.40% is amongst the best of the industry. CVNA outperforms 80.83% of its industry peers.
  • CVNA's Gross Margin of 21.37% is on the low side compared to the rest of the industry. CVNA is outperformed by 78.33% of its industry peers.
  • CVNA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.4%
PM (TTM) 3.44%
GM 21.37%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CVNA is creating value.
  • Compared to 1 year ago, CVNA has more shares outstanding
  • The number of shares outstanding for CVNA has been increased compared to 5 years ago.
  • The debt/assets ratio for CVNA has been reduced compared to a year ago.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.2 Solvency

  • An Altman-Z score of 9.84 indicates that CVNA is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 9.84, CVNA belongs to the top of the industry, outperforming 97.50% of the companies in the same industry.
  • CVNA has a debt to FCF ratio of 9.53. This is a negative value and a sign of low solvency as CVNA would need 9.53 years to pay back of all of its debts.
  • CVNA has a Debt to FCF ratio (9.53) which is comparable to the rest of the industry.
  • CVNA has a Debt/Equity ratio of 2.14. This is a high value indicating a heavy dependency on external financing.
  • CVNA has a Debt to Equity ratio of 2.14. This is in the lower half of the industry: CVNA underperforms 69.17% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.14
Debt/FCF 9.53
Altman-Z 9.84
ROIC/WACC1.84
WACC9.53%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 4.05 indicates that CVNA has no problem at all paying its short term obligations.
  • CVNA has a Current ratio of 4.05. This is amongst the best in the industry. CVNA outperforms 93.33% of its industry peers.
  • A Quick Ratio of 2.55 indicates that CVNA has no problem at all paying its short term obligations.
  • CVNA has a better Quick ratio (2.55) than 91.67% of its industry peers.
Industry RankSector Rank
Current Ratio 4.05
Quick Ratio 2.55
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 43700.00% over the past year.
  • The Revenue has grown by 45.55% in the past year. This is a very strong growth!
  • The Revenue has been growing by 28.25% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)43700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%60.94%
Revenue 1Y (TTM)45.55%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%54.5%

3.2 Future

  • The Earnings Per Share is expected to grow by 49.29% on average over the next years. This is a very strong growth
  • CVNA is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 27.94% yearly.
EPS Next Y234.8%
EPS Next 2Y113.33%
EPS Next 3Y85.98%
EPS Next 5Y49.29%
Revenue Next Year48.39%
Revenue Next 2Y37.62%
Revenue Next 3Y32.94%
Revenue Next 5Y27.94%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 92.16 indicates a quite expensive valuation of CVNA.
  • CVNA's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.93. CVNA is valued rather expensively when compared to this.
  • With a Price/Forward Earnings ratio of 56.50, CVNA can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CVNA is on the same level as its industry peers.
  • CVNA is valuated expensively when we compare the Price/Forward Earnings ratio to 27.77, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 92.16
Fwd PE 56.5
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
  • CVNA's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 160.83
EV/EBITDA 45.47
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CVNA's earnings are expected to grow with 85.98% in the coming years.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y113.33%
EPS Next 3Y85.98%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CVNA!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CARVANA CO

NYSE:CVNA (2/6/2026, 8:26:55 PM)

After market: 404 +0.33 (+0.08%)

403.67

+19.98 (+5.21%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-29
Earnings (Next)02-18
Inst Owners98.05%
Inst Owner Change2.42%
Ins Owners2.14%
Ins Owner Change-0.48%
Market Cap87.81B
Revenue(TTM)18.27B
Net Income(TTM)629.00M
Analysts81.21
Price Target479.43 (18.77%)
Short Float %12.11%
Short Ratio3.79
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.28%
Min EPS beat(2)-19.89%
Max EPS beat(2)13.33%
EPS beat(4)3
Avg EPS beat(4)53.73%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)97.4%
EPS beat(12)10
Avg EPS beat(12)84.87%
EPS beat(16)10
Avg EPS beat(16)52.77%
Revenue beat(2)2
Avg Revenue beat(2)6.22%
Min Revenue beat(2)3.4%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.4%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)7
Avg Revenue beat(8)4.34%
Revenue beat(12)8
Avg Revenue beat(12)2.72%
Revenue beat(16)10
Avg Revenue beat(16)1.45%
PT rev (1m)6.96%
PT rev (3m)12.6%
EPS NQ rev (1m)3.38%
EPS NQ rev (3m)9.38%
EPS NY rev (1m)0.5%
EPS NY rev (3m)4.96%
Revenue NQ rev (1m)0.39%
Revenue NQ rev (3m)8.08%
Revenue NY rev (1m)0.25%
Revenue NY rev (3m)5.31%
Valuation
Industry RankSector Rank
PE 92.16
Fwd PE 56.5
P/S 4.81
P/FCF 160.83
P/OCF 131.85
P/B 38.53
P/tB 39.19
EV/EBITDA 45.47
EPS(TTM)4.38
EY1.09%
EPS(NY)7.15
Fwd EY1.77%
FCF(TTM)2.51
FCFY0.62%
OCF(TTM)3.06
OCFY0.76%
SpS83.97
BVpS10.48
TBVpS10.3
PEG (NY)0.39
PEG (5Y)N/A
Graham Number32.13
Profitability
Industry RankSector Rank
ROA 6.38%
ROE 27.6%
ROCE 20.67%
ROIC 17.57%
ROICexc 23.6%
ROICexgc 23.75%
OM 9.4%
PM (TTM) 3.44%
GM 21.37%
FCFM 2.99%
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
F-Score8
Asset Turnover1.85
Health
Industry RankSector Rank
Debt/Equity 2.14
Debt/FCF 9.53
Debt/EBITDA 2.45
Cap/Depr 42.86%
Cap/Sales 0.66%
Interest Coverage 5.04
Cash Conversion 33.35%
Profit Quality 86.8%
Current Ratio 4.05
Quick Ratio 2.55
Altman-Z 9.84
F-Score8
WACC9.53%
ROIC/WACC1.84
Cap/Depr(3y)83.57%
Cap/Depr(5y)253.76%
Cap/Sales(3y)1.75%
Cap/Sales(5y)3.2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)43700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%60.94%
EPS Next Y234.8%
EPS Next 2Y113.33%
EPS Next 3Y85.98%
EPS Next 5Y49.29%
Revenue 1Y (TTM)45.55%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%54.5%
Revenue Next Year48.39%
Revenue Next 2Y37.62%
Revenue Next 3Y32.94%
Revenue Next 5Y27.94%
EBIT growth 1Y147.76%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year132.01%
EBIT Next 3Y57.12%
EBIT Next 5Y41.43%
FCF growth 1Y215.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y119.8%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 5 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


What is the profitability of CVNA stock?

CARVANA CO (CVNA) has a profitability rating of 5 / 10.


What is the financial health of CARVANA CO (CVNA) stock?

The financial health rating of CARVANA CO (CVNA) is 6 / 10.


How sustainable is the dividend of CARVANA CO (CVNA) stock?

The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.