CARVANA CO (CVNA) Fundamental Analysis & Valuation

NYSE:CVNA • US1468691027

Current stock price

416.79 USD
+15.87 (+3.96%)
At close:
416.04 USD
-0.75 (-0.18%)
After Hours:

This CVNA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. CVNA Profitability Analysis

1.1 Basic Checks

  • In the past year CVNA was profitable.
  • CVNA had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: CVNA reported negative operating cash flow in multiple years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • CVNA has a Return On Assets of 10.66%. This is amongst the best in the industry. CVNA outperforms 85.37% of its industry peers.
  • CVNA's Return On Equity of 40.89% is amongst the best of the industry. CVNA outperforms 91.87% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 12.66%, CVNA belongs to the top of the industry, outperforming 82.93% of the companies in the same industry.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • CVNA has a Profit Margin of 6.92%. This is amongst the best in the industry. CVNA outperforms 83.74% of its industry peers.
  • The Operating Margin of CVNA (9.26%) is better than 82.11% of its industry peers.
  • With a Gross Margin value of 20.62%, CVNA is not doing good in the industry: 78.05% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of CVNA has grown nicely.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

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7

2. CVNA Health Analysis

2.1 Basic Checks

  • CVNA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, CVNA has more shares outstanding
  • The number of shares outstanding for CVNA has been increased compared to 5 years ago.
  • The debt/assets ratio for CVNA has been reduced compared to a year ago.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • CVNA has an Altman-Z score of 7.87. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
  • CVNA has a better Altman-Z score (7.87) than 97.56% of its industry peers.
  • The Debt to FCF ratio of CVNA is 5.75, which is a neutral value as it means it would take CVNA, 5.75 years of fcf income to pay off all of its debts.
  • CVNA's Debt to FCF ratio of 5.75 is fine compared to the rest of the industry. CVNA outperforms 63.41% of its industry peers.
  • A Debt/Equity ratio of 1.42 is on the high side and indicates that CVNA has dependencies on debt financing.
  • CVNA's Debt to Equity ratio of 1.42 is on the low side compared to the rest of the industry. CVNA is outperformed by 64.23% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 7.87
ROIC/WACC1.45
WACC8.72%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 4.31 indicates that CVNA has no problem at all paying its short term obligations.
  • The Current ratio of CVNA (4.31) is better than 95.94% of its industry peers.
  • CVNA has a Quick Ratio of 2.73. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.73, CVNA belongs to the top of the industry, outperforming 93.50% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. CVNA Growth Analysis

3.1 Past

  • CVNA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 210.83%, which is quite impressive.
  • Looking at the last year, CVNA shows a very strong growth in Revenue. The Revenue has grown by 48.63%.
  • The Revenue has been growing by 29.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%

3.2 Future

  • Based on estimates for the next years, CVNA will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.75% on average per year.
  • Based on estimates for the next years, CVNA will show a very strong growth in Revenue. The Revenue will grow by 23.68% on average per year.
EPS Next Y50.32%
EPS Next 2Y45.27%
EPS Next 3Y38.05%
EPS Next 5Y18.76%
Revenue Next Year34.17%
Revenue Next 2Y28.66%
Revenue Next 3Y25.89%
Revenue Next 5Y23.68%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10 15

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3

4. CVNA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 85.41, which means the current valuation is very expensive for CVNA.
  • CVNA's Price/Earnings ratio is in line with the industry average.
  • CVNA's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.79.
  • CVNA is valuated quite expensively with a Price/Forward Earnings ratio of 56.82.
  • The rest of the industry has a similar Price/Forward Earnings ratio as CVNA.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.88, CVNA is valued a bit more expensive.
Industry RankSector Rank
PE 85.41
Fwd PE 56.82
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than the industry average as 62.60% of the companies are valued more cheaply.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CVNA.
Industry RankSector Rank
P/FCF 102.72
EV/EBITDA 41.56
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • CVNA has a very decent profitability rating, which may justify a higher PE ratio.
  • CVNA's earnings are expected to grow with 38.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.7
PEG (5Y)N/A
EPS Next 2Y45.27%
EPS Next 3Y38.05%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CVNA Dividend Analysis

5.1 Amount

  • CVNA does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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CVNA Fundamentals: All Metrics, Ratios and Statistics

CARVANA CO

NYSE:CVNA (4/22/2026, 7:34:49 PM)

After market: 416.04 -0.75 (-0.18%)

416.79

+15.87 (+3.96%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-18
Earnings (Next)04-29
Inst Owners103.92%
Inst Owner Change-0.05%
Ins Owners2.21%
Ins Owner Change-0.2%
Market Cap91.32B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target425.87 (2.18%)
Short Float %11.16%
Short Ratio4.27
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)-0.81%
PT rev (3m)-6.83%
EPS NQ rev (1m)-0.84%
EPS NQ rev (3m)-5.17%
EPS NY rev (1m)2.86%
EPS NY rev (3m)2.64%
Revenue NQ rev (1m)0.67%
Revenue NQ rev (3m)4.61%
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)5.27%
Valuation
Industry RankSector Rank
PE 85.41
Fwd PE 56.82
P/S 4.49
P/FCF 102.72
P/OCF 88.15
P/B 26.54
P/tB 26.99
EV/EBITDA 41.56
EPS(TTM)4.88
EY1.17%
EPS(NY)7.34
Fwd EY1.76%
FCF(TTM)4.06
FCFY0.97%
OCF(TTM)4.73
OCFY1.13%
SpS92.75
BVpS15.71
TBVpS15.45
PEG (NY)1.7
PEG (5Y)N/A
Graham Number41.5262 (-90.04%)
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 16.65%
ROICexgc 16.75%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 7.87
F-Score5
WACC8.72%
ROIC/WACC1.45
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
EPS Next Y50.32%
EPS Next 2Y45.27%
EPS Next 3Y38.05%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%
Revenue Next Year34.17%
Revenue Next 2Y28.66%
Revenue Next 3Y25.89%
Revenue Next 5Y23.68%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.85%
EBIT Next 3Y34.18%
EBIT Next 5Y30.05%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA Fundamental Analysis FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


How profitable is CARVANA CO (CVNA) stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


Can you provide the financial health for CVNA stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


What is the expected EPS growth for CARVANA CO (CVNA) stock?

The Earnings per Share (EPS) of CARVANA CO (CVNA) is expected to grow by 50.32% in the next year.