CARVANA CO (CVNA) Fundamental Analysis & Valuation

NYSE:CVNA • US1468691027

Current stock price

395.8 USD
-0.79 (-0.2%)
At close:
394.408 USD
-1.39 (-0.35%)
After Hours:

This CVNA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. CVNA Profitability Analysis

1.1 Basic Checks

  • CVNA had positive earnings in the past year.
  • CVNA had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
  • In multiple years CVNA reported negative operating cash flow during the last 5 years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • CVNA's Return On Assets of 10.66% is amongst the best of the industry. CVNA outperforms 85.37% of its industry peers.
  • Looking at the Return On Equity, with a value of 40.89%, CVNA belongs to the top of the industry, outperforming 90.24% of the companies in the same industry.
  • CVNA has a better Return On Invested Capital (12.66%) than 82.93% of its industry peers.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • With an excellent Profit Margin value of 6.92%, CVNA belongs to the best of the industry, outperforming 84.55% of the companies in the same industry.
  • With an excellent Operating Margin value of 9.26%, CVNA belongs to the best of the industry, outperforming 82.11% of the companies in the same industry.
  • CVNA has a worse Gross Margin (20.62%) than 78.86% of its industry peers.
  • CVNA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. CVNA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CVNA is creating some value.
  • CVNA has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CVNA has more shares outstanding
  • Compared to 1 year ago, CVNA has an improved debt to assets ratio.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • CVNA has an Altman-Z score of 7.80. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
  • CVNA's Altman-Z score of 7.80 is amongst the best of the industry. CVNA outperforms 97.56% of its industry peers.
  • The Debt to FCF ratio of CVNA is 5.75, which is a neutral value as it means it would take CVNA, 5.75 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 5.75, CVNA is doing good in the industry, outperforming 61.79% of the companies in the same industry.
  • A Debt/Equity ratio of 1.42 is on the high side and indicates that CVNA has dependencies on debt financing.
  • The Debt to Equity ratio of CVNA (1.42) is worse than 65.04% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 7.8
ROIC/WACC1.44
WACC8.82%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • CVNA has a Current Ratio of 4.31. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of CVNA (4.31) is better than 95.94% of its industry peers.
  • CVNA has a Quick Ratio of 2.73. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of CVNA (2.73) is better than 93.50% of its industry peers.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. CVNA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 77.54% over the past year.
  • CVNA shows a strong growth in Revenue. In the last year, the Revenue has grown by 48.63%.
  • CVNA shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.47% yearly.
EPS 1Y (TTM)77.54%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%11.92%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%51.98%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.75% on average over the next years. This is quite good.
  • Based on estimates for the next years, CVNA will show a very strong growth in Revenue. The Revenue will grow by 23.68% on average per year.
EPS Next Y50.32%
EPS Next 2Y45.27%
EPS Next 3Y38.05%
EPS Next 5Y18.76%
Revenue Next Year34.17%
Revenue Next 2Y28.66%
Revenue Next 3Y25.89%
Revenue Next 5Y23.68%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10 15

More info and screens

Find the best growth stocksShow best growing peers

3

4. CVNA Valuation Analysis

4.1 Price/Earnings Ratio

  • CVNA is valuated quite expensively with a Price/Earnings ratio of 78.22.
  • CVNA's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.77, CVNA is valued quite expensively.
  • A Price/Forward Earnings ratio of 38.43 indicates a quite expensive valuation of CVNA.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CVNA is on the same level as its industry peers.
  • CVNA's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 21.75.
Industry RankSector Rank
PE 78.22
Fwd PE 38.43
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVNA is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 97.55
EV/EBITDA 41.04
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of CVNA may justify a higher PE ratio.
  • CVNA's earnings are expected to grow with 38.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.55
PEG (5Y)N/A
EPS Next 2Y45.27%
EPS Next 3Y38.05%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CVNA Dividend Analysis

5.1 Amount

  • No dividends for CVNA!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CVNA Fundamentals: All Metrics, Ratios and Statistics

CARVANA CO

NYSE:CVNA (4/30/2026, 8:04:00 PM)

After market: 394.408 -1.39 (-0.35%)

395.8

-0.79 (-0.2%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Industry Strength40.37
Industry Growth55.28
Earnings (Last)04-29
Earnings (Next)07-28
Inst Owners103.92%
Inst Owner Change-0.07%
Ins Owners2.21%
Ins Owner Change-0.2%
Market Cap86.72B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target427.72 (8.06%)
Short Float %10.31%
Short Ratio4.19
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)-0.81%
PT rev (3m)-6.83%
EPS NQ rev (1m)-2.57%
EPS NQ rev (3m)-5.17%
EPS NY rev (1m)2.86%
EPS NY rev (3m)2.64%
Revenue NQ rev (1m)0.67%
Revenue NQ rev (3m)4.61%
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)4.97%
Valuation
Industry RankSector Rank
PE 78.22
Fwd PE 38.43
P/S 4.27
P/FCF 97.55
P/OCF 83.71
P/B 25.2
P/tB 25.63
EV/EBITDA 41.04
EPS(TTM)5.06
EY1.28%
EPS(NY)10.3
Fwd EY2.6%
FCF(TTM)4.06
FCFY1.03%
OCF(TTM)4.73
OCFY1.19%
SpS92.75
BVpS15.71
TBVpS15.45
PEG (NY)1.55
PEG (5Y)N/A
Graham Number42.2851 (-89.32%)
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 16.65%
ROICexgc 16.75%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 7.8
F-Score5
WACC8.82%
ROIC/WACC1.44
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)77.54%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%11.92%
EPS Next Y50.32%
EPS Next 2Y45.27%
EPS Next 3Y38.05%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%51.98%
Revenue Next Year34.17%
Revenue Next 2Y28.66%
Revenue Next 3Y25.89%
Revenue Next 5Y23.68%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.85%
EBIT Next 3Y34.18%
EBIT Next 5Y30.05%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA Fundamental Analysis FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


How profitable is CARVANA CO (CVNA) stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


Can you provide the financial health for CVNA stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


What is the expected EPS growth for CARVANA CO (CVNA) stock?

The Earnings per Share (EPS) of CARVANA CO (CVNA) is expected to grow by 50.32% in the next year.