CARVANA CO (CVNA) Stock Fundamental Analysis

NYSE:CVNA • US1468691027

317.59 USD
-5.52 (-1.71%)
Last: Mar 3, 2026, 02:14 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

CVNA gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 123 industry peers in the Specialty Retail industry. While CVNA has a great health rating, its profitability is only average at the moment. CVNA shows excellent growth, but is valued quite expensive already. This makes CVNA very considerable for growth investing!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CVNA had positive earnings in the past year.
  • In the past year CVNA had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: CVNA reported negative operating cash flow in multiple years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • CVNA has a Return On Assets of 10.66%. This is amongst the best in the industry. CVNA outperforms 86.99% of its industry peers.
  • CVNA's Return On Equity of 40.89% is amongst the best of the industry. CVNA outperforms 92.68% of its industry peers.
  • CVNA has a Return On Invested Capital of 12.66%. This is amongst the best in the industry. CVNA outperforms 83.74% of its industry peers.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • CVNA has a better Profit Margin (6.92%) than 82.93% of its industry peers.
  • With an excellent Operating Margin value of 9.26%, CVNA belongs to the best of the industry, outperforming 80.49% of the companies in the same industry.
  • With a Gross Margin value of 20.62%, CVNA is not doing good in the industry: 76.42% of the companies in the same industry are doing better.
  • CVNA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CVNA is creating some value.
  • CVNA has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for CVNA has been increased compared to 5 years ago.
  • CVNA has a better debt/assets ratio than last year.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • CVNA has an Altman-Z score of 6.79. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
  • CVNA has a better Altman-Z score (6.79) than 92.68% of its industry peers.
  • CVNA has a debt to FCF ratio of 5.75. This is a neutral value as CVNA would need 5.75 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 5.75, CVNA is doing good in the industry, outperforming 62.60% of the companies in the same industry.
  • A Debt/Equity ratio of 1.42 is on the high side and indicates that CVNA has dependencies on debt financing.
  • CVNA has a worse Debt to Equity ratio (1.42) than 61.79% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 6.79
ROIC/WACC1.33
WACC9.5%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • CVNA has a Current Ratio of 4.31. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • CVNA's Current ratio of 4.31 is amongst the best of the industry. CVNA outperforms 95.94% of its industry peers.
  • A Quick Ratio of 2.73 indicates that CVNA has no problem at all paying its short term obligations.
  • CVNA has a better Quick ratio (2.73) than 92.68% of its industry peers.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • CVNA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 210.83%, which is quite impressive.
  • Looking at the last year, CVNA shows a very strong growth in Revenue. The Revenue has grown by 48.63%.
  • Measured over the past years, CVNA shows a very strong growth in Revenue. The Revenue has been growing by 29.47% on average per year.
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%

3.2 Future

  • Based on estimates for the next years, CVNA will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.75% on average per year.
  • CVNA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.96% yearly.
EPS Next Y46.42%
EPS Next 2Y43.86%
EPS Next 3Y29.5%
EPS Next 5Y18.76%
Revenue Next Year27.92%
Revenue Next 2Y25.87%
Revenue Next 3Y24.85%
Revenue Next 5Y19.96%

3.3 Evolution

  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 65.08, CVNA can be considered very expensive at the moment.
  • CVNA's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 27.13, CVNA is valued quite expensively.
  • CVNA is valuated quite expensively with a Price/Forward Earnings ratio of 44.45.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CVNA is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.11, CVNA is valued quite expensively.
Industry RankSector Rank
PE 65.08
Fwd PE 44.45
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than 66.67% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CVNA.
Industry RankSector Rank
P/FCF 77.71
EV/EBITDA 33.87
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of CVNA may justify a higher PE ratio.
  • CVNA's earnings are expected to grow with 29.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.4
PEG (5Y)N/A
EPS Next 2Y43.86%
EPS Next 3Y29.5%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • CVNA does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CARVANA CO

NYSE:CVNA (3/3/2026, 2:14:09 PM)

317.59

-5.52 (-1.71%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-18
Earnings (Next)05-05
Inst Owners98.05%
Inst Owner Change4.82%
Ins Owners2.14%
Ins Owner Change-0.21%
Market Cap69.09B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target429.34 (35.19%)
Short Float %11.01%
Short Ratio3.23
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)-6.07%
PT rev (3m)1.07%
EPS NQ rev (1m)-6.39%
EPS NQ rev (3m)-8.94%
EPS NY rev (1m)-0.03%
EPS NY rev (3m)2.36%
Revenue NQ rev (1m)3.51%
Revenue NQ rev (3m)4.68%
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)2.82%
Valuation
Industry RankSector Rank
PE 65.08
Fwd PE 44.45
P/S 3.4
P/FCF 77.71
P/OCF 66.69
P/B 20.08
P/tB 20.42
EV/EBITDA 33.87
EPS(TTM)4.88
EY1.54%
EPS(NY)7.15
Fwd EY2.25%
FCF(TTM)4.09
FCFY1.29%
OCF(TTM)4.76
OCFY1.5%
SpS93.42
BVpS15.82
TBVpS15.56
PEG (NY)1.4
PEG (5Y)N/A
Graham Number41.67
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 15.79%
ROICexgc 15.88%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 6.79
F-Score5
WACC9.5%
ROIC/WACC1.33
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
EPS Next Y46.42%
EPS Next 2Y43.86%
EPS Next 3Y29.5%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%
Revenue Next Year27.92%
Revenue Next 2Y25.87%
Revenue Next 3Y24.85%
Revenue Next 5Y19.96%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.85%
EBIT Next 3Y34%
EBIT Next 5Y28.51%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 2 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


What is the profitability of CVNA stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


What is the financial health of CARVANA CO (CVNA) stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


How sustainable is the dividend of CARVANA CO (CVNA) stock?

The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.