CARVANA CO (CVNA) Fundamental Analysis & Valuation

NYSE:CVNA • US1468691027

Current stock price

302.04 USD
+0.67 (+0.22%)
At close:
301.74 USD
-0.3 (-0.1%)
After Hours:

This CVNA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. CVNA Profitability Analysis

1.1 Basic Checks

  • CVNA had positive earnings in the past year.
  • In the past year CVNA had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
  • In multiple years CVNA reported negative operating cash flow during the last 5 years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B -3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 10.66%, CVNA belongs to the top of the industry, outperforming 86.99% of the companies in the same industry.
  • CVNA has a Return On Equity of 40.89%. This is amongst the best in the industry. CVNA outperforms 92.68% of its industry peers.
  • With an excellent Return On Invested Capital value of 12.66%, CVNA belongs to the best of the industry, outperforming 84.55% of the companies in the same industry.
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROIC 12.66%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 200 300

1.3 Margins

  • CVNA has a Profit Margin of 6.92%. This is amongst the best in the industry. CVNA outperforms 82.93% of its industry peers.
  • The Operating Margin of CVNA (9.26%) is better than 82.11% of its industry peers.
  • Looking at the Gross Margin, with a value of 20.62%, CVNA is doing worse than 77.24% of the companies in the same industry.
  • In the last couple of years the Gross Margin of CVNA has grown nicely.
Industry RankSector Rank
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

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7

2. CVNA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CVNA is still creating some value.
  • Compared to 1 year ago, CVNA has more shares outstanding
  • The number of shares outstanding for CVNA has been increased compared to 5 years ago.
  • Compared to 1 year ago, CVNA has an improved debt to assets ratio.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • CVNA has an Altman-Z score of 6.53. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
  • CVNA has a better Altman-Z score (6.53) than 94.31% of its industry peers.
  • The Debt to FCF ratio of CVNA is 5.75, which is a neutral value as it means it would take CVNA, 5.75 years of fcf income to pay off all of its debts.
  • CVNA has a better Debt to FCF ratio (5.75) than 61.79% of its industry peers.
  • CVNA has a Debt/Equity ratio of 1.42. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.42, CVNA is doing worse than 62.60% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Altman-Z 6.53
ROIC/WACC1.44
WACC8.77%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 4.31 indicates that CVNA has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 4.31, CVNA belongs to the top of the industry, outperforming 95.94% of the companies in the same industry.
  • CVNA has a Quick Ratio of 2.73. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • CVNA's Quick ratio of 2.73 is amongst the best of the industry. CVNA outperforms 92.68% of its industry peers.
Industry RankSector Rank
Current Ratio 4.31
Quick Ratio 2.73
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. CVNA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 210.83% over the past year.
  • CVNA shows a strong growth in Revenue. In the last year, the Revenue has grown by 48.63%.
  • CVNA shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.47% yearly.
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%

3.2 Future

  • The Earnings Per Share is expected to grow by 18.75% on average over the next years. This is quite good.
  • CVNA is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 23.68% yearly.
EPS Next Y46.14%
EPS Next 2Y43.13%
EPS Next 3Y37.51%
EPS Next 5Y18.76%
Revenue Next Year34.06%
Revenue Next 2Y28.7%
Revenue Next 3Y25.79%
Revenue Next 5Y23.68%

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10 15

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3

4. CVNA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 61.89, the valuation of CVNA can be described as expensive.
  • CVNA's Price/Earnings ratio is in line with the industry average.
  • CVNA's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 24.88.
  • A Price/Forward Earnings ratio of 42.35 indicates a quite expensive valuation of CVNA.
  • The rest of the industry has a similar Price/Forward Earnings ratio as CVNA.
  • CVNA is valuated expensively when we compare the Price/Forward Earnings ratio to 22.19, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 61.89
Fwd PE 42.35
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CVNA indicates a slightly more expensive valuation: CVNA is more expensive than 61.79% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVNA is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 74.35
EV/EBITDA 31.47
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of CVNA may justify a higher PE ratio.
  • CVNA's earnings are expected to grow with 37.51% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.34
PEG (5Y)N/A
EPS Next 2Y43.13%
EPS Next 3Y37.51%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CVNA Dividend Analysis

5.1 Amount

  • No dividends for CVNA!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CVNA Fundamentals: All Metrics, Ratios and Statistics

CARVANA CO

NYSE:CVNA (3/27/2026, 8:09:57 PM)

After market: 301.74 -0.3 (-0.1%)

302.04

+0.67 (+0.22%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-18
Earnings (Next)05-05
Inst Owners103.75%
Inst Owner Change4.94%
Ins Owners2.11%
Ins Owner Change-0.18%
Market Cap66.10B
Revenue(TTM)20.32B
Net Income(TTM)1.41B
Analysts80.63
Price Target429.34 (42.15%)
Short Float %9.57%
Short Ratio3.26
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.67%
Min EPS beat(2)-19.89%
Max EPS beat(2)-5.45%
EPS beat(4)2
Avg EPS beat(4)29.69%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)98.02%
EPS beat(12)9
Avg EPS beat(12)74.67%
EPS beat(16)10
Avg EPS beat(16)53.77%
Revenue beat(2)2
Avg Revenue beat(2)6.76%
Min Revenue beat(2)4.48%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.29%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)8
Avg Revenue beat(8)5.65%
Revenue beat(12)9
Avg Revenue beat(12)3.94%
Revenue beat(16)10
Avg Revenue beat(16)1.46%
PT rev (1m)0%
PT rev (3m)-4.22%
EPS NQ rev (1m)3.97%
EPS NQ rev (3m)-6.65%
EPS NY rev (1m)-0.19%
EPS NY rev (3m)-0.83%
Revenue NQ rev (1m)0.39%
Revenue NQ rev (3m)5.52%
Revenue NY rev (1m)4.8%
Revenue NY rev (3m)5.69%
Valuation
Industry RankSector Rank
PE 61.89
Fwd PE 42.35
P/S 3.25
P/FCF 74.35
P/OCF 63.8
P/B 19.21
P/tB 19.53
EV/EBITDA 31.47
EPS(TTM)4.88
EY1.62%
EPS(NY)7.13
Fwd EY2.36%
FCF(TTM)4.06
FCFY1.34%
OCF(TTM)4.73
OCFY1.57%
SpS92.86
BVpS15.72
TBVpS15.46
PEG (NY)1.34
PEG (5Y)N/A
Graham Number41.55
Profitability
Industry RankSector Rank
ROA 10.66%
ROE 40.89%
ROCE 16.1%
ROIC 12.66%
ROICexc 16.65%
ROICexgc 16.75%
OM 9.26%
PM (TTM) 6.92%
GM 20.62%
FCFM 4.37%
ROA(3y)6.5%
ROA(5y)-0.13%
ROE(3y)80.91%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y31.08%
GM growth 5Y7.74%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.42
Debt/FCF 5.75
Debt/EBITDA 2.27
Cap/Depr 53.45%
Cap/Sales 0.72%
Interest Coverage 5.6
Cash Conversion 48.05%
Profit Quality 63.18%
Current Ratio 4.31
Quick Ratio 2.73
Altman-Z 6.53
F-Score5
WACC8.77%
ROIC/WACC1.44
Cap/Depr(3y)36%
Cap/Depr(5y)166.93%
Cap/Sales(3y)0.73%
Cap/Sales(5y)2.06%
Profit Quality(3y)205.37%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)210.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%89.29%
EPS Next Y46.14%
EPS Next 2Y43.13%
EPS Next 3Y37.51%
EPS Next 5Y18.76%
Revenue 1Y (TTM)48.63%
Revenue growth 3Y14.31%
Revenue growth 5Y29.47%
Sales Q2Q%57.96%
Revenue Next Year34.06%
Revenue Next 2Y28.7%
Revenue Next 3Y25.79%
Revenue Next 5Y23.68%
EBIT growth 1Y90%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year49.8%
EBIT Next 3Y34.05%
EBIT Next 5Y30.05%
FCF growth 1Y7.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.85%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA Fundamental Analysis FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 6 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


What is the profitability of CVNA stock?

CARVANA CO (CVNA) has a profitability rating of 6 / 10.


What is the financial health of CARVANA CO (CVNA) stock?

The financial health rating of CARVANA CO (CVNA) is 7 / 10.


How sustainable is the dividend of CARVANA CO (CVNA) stock?

The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.