CARVANA CO (CVNA) Stock Fundamental Analysis
USA - NYSE:CVNA - US1468691027 - Common Stock
378.3 USD
+0.24 (+0.06%)
We assign a fundamental rating of 5 out of 10 to CVNA. CVNA was compared to 121 industry peers in the Specialty Retail industry. CVNA has only an average score on both its financial health and profitability. CVNA is valued quite expensive, but it does show an excellent growth. This makes CVNA very considerable for growth investing!
1. Profitability
1.1 Basic Checks
In the past year CVNA was profitable.
CVNA had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
In multiple years CVNA reported negative operating cash flow during the last 5 years.
1.2 Ratios
CVNA's Return On Assets of 6.01% is fine compared to the rest of the industry. CVNA outperforms 76.86% of its industry peers.
Looking at the Return On Equity, with a value of 32.54%, CVNA belongs to the top of the industry, outperforming 87.60% of the companies in the same industry.
The Return On Invested Capital of CVNA (16.05%) is better than 86.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.01% | ||
| ROE | 32.54% | ||
| ROIC | 16.05% |
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of CVNA (3.46%) is better than 71.07% of its industry peers.
Looking at the Operating Margin, with a value of 9.23%, CVNA belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
With a Gross Margin value of 21.89%, CVNA is not doing good in the industry: 78.51% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of CVNA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.23% | ||
| PM (TTM) | 3.46% | ||
| GM | 21.89% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CVNA is creating some value.
The number of shares outstanding for CVNA has been increased compared to 1 year ago.
CVNA has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, CVNA has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 9.05 indicates that CVNA is not in any danger for bankruptcy at the moment.
CVNA has a better Altman-Z score (9.05) than 96.69% of its industry peers.
CVNA has a debt to FCF ratio of 9.28. This is a negative value and a sign of low solvency as CVNA would need 9.28 years to pay back of all of its debts.
CVNA's Debt to FCF ratio of 9.28 is in line compared to the rest of the industry. CVNA outperforms 57.85% of its industry peers.
A Debt/Equity ratio of 3.12 is on the high side and indicates that CVNA has dependencies on debt financing.
CVNA has a worse Debt to Equity ratio (3.12) than 75.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.12 | ||
| Debt/FCF | 9.28 | ||
| Altman-Z | 9.05 |
ROIC/WACC1.71
WACC9.38%
2.3 Liquidity
A Current Ratio of 4.00 indicates that CVNA has no problem at all paying its short term obligations.
The Current ratio of CVNA (4.00) is better than 95.04% of its industry peers.
CVNA has a Quick Ratio of 2.58. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 2.58, CVNA belongs to the best of the industry, outperforming 95.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4 | ||
| Quick Ratio | 2.58 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 466.06% over the past year.
The Revenue has grown by 39.48% in the past year. This is a very strong growth!
Measured over the past years, CVNA shows a very strong growth in Revenue. The Revenue has been growing by 28.25% on average per year.
EPS 1Y (TTM)466.06%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%814.29%
Revenue 1Y (TTM)39.48%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%41.94%
3.2 Future
The Earnings Per Share is expected to grow by 47.10% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 27.61% on average over the next years. This is a very strong growth
EPS Next Y212.09%
EPS Next 2Y103.61%
EPS Next 3Y75.66%
EPS Next 5Y47.1%
Revenue Next Year40.36%
Revenue Next 2Y32.54%
Revenue Next 3Y30.32%
Revenue Next 5Y27.61%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
CVNA is valuated quite expensively with a Price/Earnings ratio of 94.81.
CVNA's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.20. CVNA is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 58.12 indicates a quite expensive valuation of CVNA.
CVNA's Price/Forward Earnings ratio is in line with the industry average.
CVNA is valuated expensively when we compare the Price/Forward Earnings ratio to 22.70, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 94.81 | ||
| Fwd PE | 58.12 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CVNA is valued a bit more expensive than 65.29% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as CVNA.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 132.37 | ||
| EV/EBITDA | 47.56 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CVNA's earnings are expected to grow with 75.66% in the coming years.
PEG (NY)0.45
PEG (5Y)N/A
EPS Next 2Y103.61%
EPS Next 3Y75.66%
5. Dividend
5.1 Amount
No dividends for CVNA!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:CVNA (9/18/2025, 3:58:01 PM)
378.3
+0.24 (+0.06%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners91.9%
Inst Owner Change-5.76%
Ins Owners2.79%
Ins Owner Change-3.82%
Market Cap81.41B
Analysts77.93
Price Target414.02 (9.44%)
Short Float %10.17%
Short Ratio5.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)72.04%
Min EPS beat(2)13.33%
Max EPS beat(2)130.76%
EPS beat(4)4
Avg EPS beat(4)96.22%
Min EPS beat(4)13.33%
Max EPS beat(4)150.09%
EPS beat(8)7
Avg EPS beat(8)105.29%
EPS beat(12)10
Avg EPS beat(12)83.64%
EPS beat(16)10
Avg EPS beat(16)51.94%
Revenue beat(2)2
Avg Revenue beat(2)3.82%
Min Revenue beat(2)3.4%
Max Revenue beat(2)4.24%
Revenue beat(4)4
Avg Revenue beat(4)4.09%
Min Revenue beat(4)3.4%
Max Revenue beat(4)4.94%
Revenue beat(8)6
Avg Revenue beat(8)2.93%
Revenue beat(12)7
Avg Revenue beat(12)1.1%
Revenue beat(16)10
Avg Revenue beat(16)1.15%
PT rev (1m)4.06%
PT rev (3m)41.27%
EPS NQ rev (1m)1.73%
EPS NQ rev (3m)44.21%
EPS NY rev (1m)5.15%
EPS NY rev (3m)6.14%
Revenue NQ rev (1m)1.53%
Revenue NQ rev (3m)17.09%
Revenue NY rev (1m)5.56%
Revenue NY rev (3m)6.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 94.81 | ||
| Fwd PE | 58.12 | ||
| P/S | 5 | ||
| P/FCF | 132.37 | ||
| P/OCF | 112.45 | ||
| P/B | 47.06 | ||
| P/tB | 48 | ||
| EV/EBITDA | 47.56 |
EPS(TTM)3.99
EY1.05%
EPS(NY)6.51
Fwd EY1.72%
FCF(TTM)2.86
FCFY0.76%
OCF(TTM)3.36
OCFY0.89%
SpS75.62
BVpS8.04
TBVpS7.88
PEG (NY)0.45
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.01% | ||
| ROE | 32.54% | ||
| ROCE | 18.9% | ||
| ROIC | 16.05% | ||
| ROICexc | 20.89% | ||
| ROICexgc | 21% | ||
| OM | 9.23% | ||
| PM (TTM) | 3.46% | ||
| GM | 21.89% | ||
| FCFM | 3.78% |
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
F-Score7
Asset Turnover1.74
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.12 | ||
| Debt/FCF | 9.28 | ||
| Debt/EBITDA | 3.01 | ||
| Cap/Depr | 37.85% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 6.89 | ||
| Cash Conversion | 40.45% | ||
| Profit Quality | 109.24% | ||
| Current Ratio | 4 | ||
| Quick Ratio | 2.58 | ||
| Altman-Z | 9.05 |
F-Score7
WACC9.38%
ROIC/WACC1.71
Cap/Depr(3y)83.57%
Cap/Depr(5y)253.76%
Cap/Sales(3y)1.75%
Cap/Sales(5y)3.2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)466.06%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%814.29%
EPS Next Y212.09%
EPS Next 2Y103.61%
EPS Next 3Y75.66%
EPS Next 5Y47.1%
Revenue 1Y (TTM)39.48%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%41.94%
Revenue Next Year40.36%
Revenue Next 2Y32.54%
Revenue Next 3Y30.32%
Revenue Next 5Y27.61%
EBIT growth 1Y274.56%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year120.61%
EBIT Next 3Y50.43%
EBIT Next 5Y37.48%
FCF growth 1Y203.36%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y283.76%
OCF growth 3YN/A
OCF growth 5YN/A