CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
TSX:CVG - Toronto Stock Exchange - CA17965L1004 - Common Stock - Currency: CAD
Taking everything into account, CVG scores 5 out of 10 in our fundamental rating. CVG was compared to 82 industry peers in the Capital Markets industry. CVG is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. CVG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CVG had positive earnings in the past year.
CVG had a positive operating cash flow in the past year.
CVG had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CVG reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of CVG (9.05%) is better than 81.71% of its industry peers.
The Return On Equity of CVG (10.32%) is better than 76.83% of its industry peers.
CVG's Return On Invested Capital of 9.49% is amongst the best of the industry. CVG outperforms 90.24% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CVG is in line with the industry average of 7.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.05% | ||
| ROE | 10.32% | ||
| ROIC | 9.49% |
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
1.3 Margins
CVG has a Profit Margin of 70.45%. This is amongst the best in the industry. CVG outperforms 85.37% of its industry peers.
CVG has a Operating Margin of 84.96%. This is amongst the best in the industry. CVG outperforms 92.68% of its industry peers.
In the last couple of years the Operating Margin of CVG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.96% | ||
| PM (TTM) | 70.45% | ||
| GM | N/A |
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, CVG has less shares outstanding
The number of shares outstanding for CVG has been reduced compared to 5 years ago.
The debt/assets ratio for CVG has been reduced compared to a year ago.
2.2 Solvency
CVG has an Altman-Z score of 5.55. This indicates that CVG is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.55, CVG belongs to the top of the industry, outperforming 80.49% of the companies in the same industry.
The Debt to FCF ratio of CVG is 0.02, which is an excellent value as it means it would take CVG, only 0.02 years of fcf income to pay off all of its debts.
CVG's Debt to FCF ratio of 0.02 is amongst the best of the industry. CVG outperforms 92.68% of its industry peers.
CVG has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of CVG (0.00) is better than 80.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Altman-Z | 5.55 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 3.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
CVG's Current ratio of 3.92 is fine compared to the rest of the industry. CVG outperforms 79.27% of its industry peers.
A Quick Ratio of 3.92 indicates that CVG has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 3.92, CVG is in the better half of the industry, outperforming 79.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.92 | ||
| Quick Ratio | 3.92 |
3. Growth
3.1 Past
CVG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 403.59%, which is quite impressive.
Looking at the last year, CVG shows a very strong growth in Revenue. The Revenue has grown by 2134.40%.
The Revenue for CVG have been decreasing by -29.07% on average. This is quite bad
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.60, the valuation of CVG can be described as very reasonable.
The rest of the industry has a similar Price/Earnings ratio as CVG.
When comparing the Price/Earnings ratio of CVG to the average of the S&P500 Index (27.30), we can say CVG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.6 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CVG is valued cheaper than 93.90% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CVG is valued a bit cheaper than 75.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.77 | ||
| EV/EBITDA | 5.83 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.13%, CVG is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.39, CVG has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.37, CVG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.13% |
5.2 History
The dividend of CVG is nicely growing with an annual growth rate of 13.17%!
CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)13.17%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CVG pays out 9.21% of its income as dividend. This is a sustainable payout ratio.
DP9.21%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (7/9/2025, 7:00:00 PM)
75.41
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.05%
Inst Owner ChangeN/A
Ins Owners56.64%
Ins Owner ChangeN/A
Market Cap1.08B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.13% |
Yearly Dividend0.82
Dividend Growth(5Y)13.17%
DP9.21%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.6 | ||
| Fwd PE | N/A | ||
| P/S | 5.98 | ||
| P/FCF | 13.77 | ||
| P/OCF | 13.64 | ||
| P/B | 0.88 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | 5.83 |
EPS(TTM)8.77
EY11.63%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.48
FCFY7.26%
OCF(TTM)5.53
OCFY7.33%
SpS12.6
BVpS86.02
TBVpS86.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.05% | ||
| ROE | 10.32% | ||
| ROCE | 11.53% | ||
| ROIC | 9.49% | ||
| ROICexc | 10.96% | ||
| ROICexgc | 10.96% | ||
| OM | 84.96% | ||
| PM (TTM) | 70.45% | ||
| GM | N/A | ||
| FCFM | 43.46% |
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
ROICexc(3y)11.84%
ROICexc(5y)12.32%
ROICexgc(3y)11.87%
ROICexgc(5y)12.35%
ROCE(3y)11.93%
ROCE(5y)11.87%
ROICexcg growth 3Y-76.43%
ROICexcg growth 5Y-63.52%
ROICexc growth 3Y-76.42%
ROICexc growth 5Y-63.52%
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Debt/EBITDA | 0.01 | ||
| Cap/Depr | 51.04% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 157.93 | ||
| Cash Conversion | 51.15% | ||
| Profit Quality | 61.69% | ||
| Current Ratio | 3.92 | ||
| Quick Ratio | 3.92 | ||
| Altman-Z | 5.55 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.84%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y485.23%
EBIT growth 3Y-72.67%
EBIT growth 5Y-57.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-27.76%
OCF growth 3YN/A
OCF growth 5YN/A