CLAIRVEST GROUP INC (CVG.CA) Fundamental Analysis & Valuation

TSX:CVG • CA17965L1004

Current stock price

75.2 CAD
-0.76 (-1%)
Last:

This CVG.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. CVG.CA Profitability Analysis

1.1 Basic Checks

  • CVG had positive earnings in the past year.
  • In the past year CVG had a positive cash flow from operations.
  • Of the past 5 years CVG 4 years were profitable.
  • In multiple years CVG reported negative operating cash flow during the last 5 years.
CVG.CA Yearly Net Income VS EBIT VS OCF VS FCFCVG.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.01%, CVG is in the better half of the industry, outperforming 60.53% of the companies in the same industry.
  • CVG has a Return On Equity (5.61%) which is comparable to the rest of the industry.
  • Looking at the Return On Invested Capital, with a value of 5.97%, CVG is in the better half of the industry, outperforming 63.16% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for CVG is below the industry average of 8.84%.
  • The 3 year average ROIC (4.76%) for CVG is below the current ROIC(5.97%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.01%
ROE 5.61%
ROIC 5.97%
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
CVG.CA Yearly ROA, ROE, ROICCVG.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

1.3 Margins

  • With a decent Profit Margin value of 54.52%, CVG is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CVG has grown nicely.
  • With a decent Operating Margin value of 70.24%, CVG is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • CVG's Operating Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 70.24%
PM (TTM) 54.52%
GM N/A
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
CVG.CA Yearly Profit, Operating, Gross MarginsCVG.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. CVG.CA Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, CVG has less shares outstanding
  • The number of shares outstanding for CVG has been reduced compared to 5 years ago.
  • Compared to 1 year ago, CVG has a worse debt to assets ratio.
CVG.CA Yearly Shares OutstandingCVG.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
CVG.CA Yearly Total Debt VS Total AssetsCVG.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

2.2 Solvency

  • CVG has an Altman-Z score of 5.75. This indicates that CVG is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of CVG (5.75) is better than 81.58% of its industry peers.
  • CVG has a debt to FCF ratio of 0.10. This is a very positive value and a sign of high solvency as it would only need 0.10 years to pay back of all of its debts.
  • The Debt to FCF ratio of CVG (0.10) is better than 89.47% of its industry peers.
  • A Debt/Equity ratio of 0.01 indicates that CVG is not too dependend on debt financing.
  • The Debt to Equity ratio of CVG (0.01) is better than 78.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF 0.1
Altman-Z 5.75
ROIC/WACCN/A
WACCN/A
CVG.CA Yearly LT Debt VS Equity VS FCFCVG.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 4.80 indicates that CVG has no problem at all paying its short term obligations.
  • With a decent Current ratio value of 4.80, CVG is doing good in the industry, outperforming 76.32% of the companies in the same industry.
  • A Quick Ratio of 4.80 indicates that CVG has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 4.80, CVG is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.8
Quick Ratio 4.8
CVG.CA Yearly Current Assets VS Current LiabilitesCVG.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. CVG.CA Growth Analysis

3.1 Past

  • CVG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.18%.
  • CVG shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.98% yearly.
  • CVG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -28.59%.
  • CVG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.42% yearly.
EPS 1Y (TTM)-43.18%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%183.94%
Revenue 1Y (TTM)-28.59%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%147.65%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CVG.CA Yearly Revenue VS EstimatesCVG.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

More info and screens

Find the best growth stocksShow best growing peers

3

4. CVG.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • CVG is valuated correctly with a Price/Earnings ratio of 15.07.
  • Based on the Price/Earnings ratio, CVG is valued a bit more expensive than 71.05% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.89. CVG is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 15.07
Fwd PE N/A
CVG.CA Price Earnings VS Forward Price EarningsCVG.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CVG indicates a rather cheap valuation: CVG is cheaper than 80.26% of the companies listed in the same industry.
  • CVG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CVG is cheaper than 80.26% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.7
EV/EBITDA 8.98
CVG.CA Per share dataCVG.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)1.16
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. CVG.CA Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.14%, CVG is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 1.78, CVG is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.82, CVG's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.14%

5.2 History

  • On average, the dividend of CVG grows each year by 9.51%, which is quite nice.
  • CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of CVG decreased recently.
Dividend Growth(5Y)9.51%
Div Incr Years1
Div Non Decr Years1
CVG.CA Yearly Dividends per shareCVG.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4 5

5.3 Sustainability

  • CVG pays out 17.76% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of CVG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP17.76%
EPS Next 2YN/A
EPS Next 3YN/A
CVG.CA Yearly Income VS Free CF VS DividendCVG.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
CVG.CA Dividend Payout.CVG.CA Dividend Payout, showing the Payout Ratio.CVG.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CVG.CA Fundamentals: All Metrics, Ratios and Statistics

CLAIRVEST GROUP INC

TSX:CVG (4/15/2026, 7:00:00 PM)

75.2

-0.76 (-1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-11
Earnings (Next)06-23
Inst Owners0.31%
Inst Owner ChangeN/A
Ins Owners58.48%
Ins Owner ChangeN/A
Market Cap1.02B
Revenue(TTM)129.17M
Net Income(TTM)70.42M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.14%
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP17.76%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.07
Fwd PE N/A
P/S 7.9
P/FCF 14.7
P/OCF 14.65
P/B 0.81
P/tB 0.81
EV/EBITDA 8.98
EPS(TTM)4.99
EY6.64%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.12
FCFY6.8%
OCF(TTM)5.13
OCFY6.82%
SpS9.52
BVpS92.5
TBVpS92.5
PEG (NY)N/A
PEG (5Y)1.16
Graham Number101.906 (35.51%)
Profitability
Industry RankSector Rank
ROA 5.01%
ROE 5.61%
ROCE 6.77%
ROIC 5.97%
ROICexc 7.01%
ROICexgc 7.01%
OM 70.24%
PM (TTM) 54.52%
GM N/A
FCFM 53.74%
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexgc growth 3Y-30.96%
ROICexgc growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF 0.1
Debt/EBITDA 0.08
Cap/Depr 15.39%
Cap/Sales 0.18%
Interest Coverage 129.61
Cash Conversion 75.51%
Profit Quality 98.57%
Current Ratio 4.8
Quick Ratio 4.8
Altman-Z 5.75
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.18%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%183.94%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-28.59%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%147.65%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-41.28%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y226.59%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y230.22%
OCF growth 3Y24.71%
OCF growth 5YN/A

CLAIRVEST GROUP INC / CVG.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CLAIRVEST GROUP INC (CVG.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to CVG.CA.


What is the valuation status for CVG stock?

ChartMill assigns a valuation rating of 3 / 10 to CLAIRVEST GROUP INC (CVG.CA). This can be considered as Overvalued.


What is the profitability of CVG stock?

CLAIRVEST GROUP INC (CVG.CA) has a profitability rating of 5 / 10.


What is the financial health of CLAIRVEST GROUP INC (CVG.CA) stock?

The financial health rating of CLAIRVEST GROUP INC (CVG.CA) is 8 / 10.


How sustainable is the dividend of CLAIRVEST GROUP INC (CVG.CA) stock?

The dividend rating of CLAIRVEST GROUP INC (CVG.CA) is 5 / 10 and the dividend payout ratio is 17.76%.