CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CVG - CA17965L1004 - Common Stock
73 CAD
-0.49 (-0.67%)
CVG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 80 industry peers in the Capital Markets industry. While CVG seems to be doing ok healthwise, there are quite some concerns on its profitability. CVG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CVG was profitable.
In the past year CVG has reported a negative cash flow from operations.
CVG had positive earnings in 4 of the past 5 years.
In multiple years CVG reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of CVG (0.29%) is comparable to the rest of the industry.
CVG has a Return On Equity of 0.33%. This is in the lower half of the industry: CVG underperforms 72.50% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.19%, CVG is doing worse than 68.75% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CVG is significantly below the industry average of 10.18%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 0.33% | ||
| ROIC | 1.19% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
1.3 Margins
The Profit Margin of CVG (7.27%) is better than 61.25% of its industry peers.
In the last couple of years the Profit Margin of CVG has grown nicely.
CVG has a better Operating Margin (32.27%) than 71.25% of its industry peers.
In the last couple of years the Operating Margin of CVG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.27% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A |
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CVG has less shares outstanding than it did 1 year ago.
CVG has less shares outstanding than it did 5 years ago.
CVG has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.31 indicates that CVG is not in any danger for bankruptcy at the moment.
CVG's Altman-Z score of 5.31 is amongst the best of the industry. CVG outperforms 81.25% of its industry peers.
A Debt/Equity ratio of 0.01 indicates that CVG is not too dependend on debt financing.
CVG has a better Debt to Equity ratio (0.01) than 82.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 5.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 3.53. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of CVG (3.53) is better than 75.00% of its industry peers.
CVG has a Quick Ratio of 3.53. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of CVG (3.53) is better than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.53 | ||
| Quick Ratio | 3.53 |
3. Growth
3.1 Past
The earnings per share for CVG have decreased strongly by -99.76% in the last year.
The Earnings Per Share has been growing by 12.98% on average over the past years. This is quite good.
CVG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -58.49%.
Measured over the past years, CVG shows a small growth in Revenue. The Revenue has been growing by 6.42% on average per year.
EPS 1Y (TTM)-99.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-300.72%
Revenue 1Y (TTM)-58.49%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%-247.06%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7300.00 indicates a quite expensive valuation of CVG.
CVG's Price/Earnings ratio is a bit more expensive when compared to the industry. CVG is more expensive than 75.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of CVG to the average of the S&P500 Index (26.51), we can say CVG is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7300 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CVG is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 49.9 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)562.24
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.14%, CVG is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 1.87, CVG is paying slightly less dividend.
With a Dividend Yield of 0.14, CVG pays less dividend than the S&P500 average, which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
5.2 History
The dividend of CVG is nicely growing with an annual growth rate of 9.51%!
CVG has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.51%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CVG pays out 325.92% of its income as dividend. This is not a sustainable payout ratio.
The dividend of CVG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP325.92%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (12/31/2025, 7:00:00 PM)
73
-0.49 (-0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.29%
Inst Owner ChangeN/A
Ins Owners58.45%
Ins Owner ChangeN/A
Market Cap1.02B
Revenue(TTM)51.68M
Net Income(TTM)3.76M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP325.92%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7300 | ||
| Fwd PE | N/A | ||
| P/S | 19.68 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.88 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | 49.9 |
EPS(TTM)0.01
EY0.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.75
FCFYN/A
OCF(TTM)-0.73
OCFYN/A
SpS3.71
BVpS82.87
TBVpS82.87
PEG (NY)N/A
PEG (5Y)562.24
Graham Number4.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 0.33% | ||
| ROCE | 1.35% | ||
| ROIC | 1.19% | ||
| ROICexc | 1.31% | ||
| ROICexgc | 1.31% | ||
| OM | 32.27% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexgc growth 3Y-30.96%
ROICexgc growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.39 | ||
| Cap/Depr | 22.98% | ||
| Cap/Sales | 0.65% | ||
| Interest Coverage | 21.44 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.53 | ||
| Quick Ratio | 3.53 | ||
| Altman-Z | 5.31 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-99.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-300.72%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-58.49%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%-247.06%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-83.9%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-599.95%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y-398.85%
OCF growth 3Y24.71%
OCF growth 5YN/A
CLAIRVEST GROUP INC / CVG.CA FAQ
What is the ChartMill fundamental rating of CLAIRVEST GROUP INC (CVG.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CVG.CA.
What is the valuation status for CVG stock?
ChartMill assigns a valuation rating of 0 / 10 to CLAIRVEST GROUP INC (CVG.CA). This can be considered as Overvalued.
How profitable is CLAIRVEST GROUP INC (CVG.CA) stock?
CLAIRVEST GROUP INC (CVG.CA) has a profitability rating of 3 / 10.
What is the valuation of CLAIRVEST GROUP INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for CLAIRVEST GROUP INC (CVG.CA) is 7300 and the Price/Book (PB) ratio is 0.88.
How sustainable is the dividend of CLAIRVEST GROUP INC (CVG.CA) stock?
The dividend rating of CLAIRVEST GROUP INC (CVG.CA) is 3 / 10 and the dividend payout ratio is 325.92%.