CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
TSX:CVG - Toronto Stock Exchange - CA17965L1004 - Common Stock - Currency: CAD
We assign a fundamental rating of 6 out of 10 to CVG. CVG was compared to 83 industry peers in the Capital Markets industry. CVG has an excellent financial health rating, but there are some minor concerns on its profitability. CVG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CVG was profitable.
CVG had a positive operating cash flow in the past year.
Of the past 5 years CVG 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: CVG reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of CVG (9.05%) is better than 84.52% of its industry peers.
CVG has a Return On Equity of 10.32%. This is amongst the best in the industry. CVG outperforms 80.95% of its industry peers.
With an excellent Return On Invested Capital value of 9.49%, CVG belongs to the best of the industry, outperforming 86.90% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CVG is in line with the industry average of 8.66%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.05% | ||
| ROE | 10.32% | ||
| ROIC | 9.49% |
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
1.3 Margins
CVG has a Profit Margin of 70.45%. This is amongst the best in the industry. CVG outperforms 88.10% of its industry peers.
CVG's Operating Margin of 84.96% is amongst the best of the industry. CVG outperforms 92.86% of its industry peers.
In the last couple of years the Operating Margin of CVG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.96% | ||
| PM (TTM) | 70.45% | ||
| GM | N/A |
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for CVG has been reduced compared to 1 year ago.
Compared to 5 years ago, CVG has less shares outstanding
The debt/assets ratio for CVG has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 5.24 indicates that CVG is not in any danger for bankruptcy at the moment.
CVG has a better Altman-Z score (5.24) than 80.95% of its industry peers.
CVG has a debt to FCF ratio of 0.02. This is a very positive value and a sign of high solvency as it would only need 0.02 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.02, CVG belongs to the best of the industry, outperforming 96.43% of the companies in the same industry.
CVG has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.00, CVG belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Altman-Z | 5.24 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 3.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 3.92, CVG belongs to the top of the industry, outperforming 82.14% of the companies in the same industry.
CVG has a Quick Ratio of 3.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
CVG has a Quick ratio of 3.92. This is amongst the best in the industry. CVG outperforms 82.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.92 | ||
| Quick Ratio | 3.92 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 403.59% over the past year.
The Revenue has grown by 2134.40% in the past year. This is a very strong growth!
Measured over the past years, CVG shows a very negative growth in Revenue. The Revenue has been decreasing by -29.07% on average per year.
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.87, the valuation of CVG can be described as very cheap.
Based on the Price/Earnings ratio, CVG is valued a bit cheaper than the industry average as 63.10% of the companies are valued more expensively.
CVG is valuated cheaply when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | N/A |
4.2 Price Multiples
92.86% of the companies in the same industry are more expensive than CVG, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVG indicates a rather cheap valuation: CVG is cheaper than 85.71% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.6 | ||
| EV/EBITDA | 5.24 |
4.3 Compensation for Growth
CVG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.15%, CVG is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.84, CVG is paying slightly less dividend.
With a Dividend Yield of 0.15, CVG pays less dividend than the S&P500 average, which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.15% |
5.2 History
The dividend of CVG is nicely growing with an annual growth rate of 13.17%!
CVG has paid a dividend for at least 10 years, which is a reliable track record.
CVG has decreased its dividend in the last 3 years.
Dividend Growth(5Y)13.17%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
9.21% of the earnings are spent on dividend by CVG. This is a low number and sustainable payout ratio.
DP9.21%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (3/7/2025, 7:00:00 PM)
69
+0.72 (+1.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.17%
Inst Owner ChangeN/A
Ins Owners56.45%
Ins Owner ChangeN/A
Market Cap990.84M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.15% |
Yearly Dividend0.82
Dividend Growth(5Y)13.17%
DP9.21%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | N/A | ||
| P/S | 5.48 | ||
| P/FCF | 12.6 | ||
| P/OCF | 12.49 | ||
| P/B | 0.8 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 5.24 |
EPS(TTM)8.77
EY12.71%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.47
FCFY7.93%
OCF(TTM)5.52
OCFY8.01%
SpS12.6
BVpS85.96
TBVpS85.96
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.05% | ||
| ROE | 10.32% | ||
| ROCE | 11.53% | ||
| ROIC | 9.49% | ||
| ROICexc | 10.96% | ||
| ROICexgc | 10.96% | ||
| OM | 84.96% | ||
| PM (TTM) | 70.45% | ||
| GM | N/A | ||
| FCFM | 43.46% |
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
ROICexc(3y)11.84%
ROICexc(5y)12.32%
ROICexgc(3y)11.87%
ROICexgc(5y)12.35%
ROCE(3y)11.93%
ROCE(5y)11.87%
ROICexcg growth 3Y-76.43%
ROICexcg growth 5Y-63.52%
ROICexc growth 3Y-76.42%
ROICexc growth 5Y-63.52%
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Debt/EBITDA | 0.01 | ||
| Cap/Depr | 51.04% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 157.93 | ||
| Cash Conversion | 51.15% | ||
| Profit Quality | 61.69% | ||
| Current Ratio | 3.92 | ||
| Quick Ratio | 3.92 | ||
| Altman-Z | 5.24 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.84%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y485.23%
EBIT growth 3Y-72.67%
EBIT growth 5Y-57.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-27.76%
OCF growth 3YN/A
OCF growth 5YN/A