CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
Canada - TSX:CVG - CA17965L1004 - Common Stock
70.88 CAD
+0.7 (+1%)
We assign a fundamental rating of 6 out of 10 to CVG. CVG was compared to 80 industry peers in the Capital Markets industry. CVG has an excellent financial health rating, but there are some minor concerns on its profitability. CVG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year CVG was profitable.
In the past year CVG had a positive cash flow from operations.
Of the past 5 years CVG 4 years were profitable.
In multiple years CVG reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of CVG (8.25%) is better than 77.50% of its industry peers.
CVG's Return On Equity of 9.48% is fine compared to the rest of the industry. CVG outperforms 68.75% of its industry peers.
Looking at the Return On Invested Capital, with a value of 9.35%, CVG belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CVG is below the industry average of 8.46%.
The 3 year average ROIC (4.76%) for CVG is below the current ROIC(9.35%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 9.48% | ||
| ROIC | 9.35% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
1.3 Margins
The Profit Margin of CVG (64.09%) is better than 83.75% of its industry peers.
CVG's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 76.64%, CVG belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
CVG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.64% | ||
| PM (TTM) | 64.09% | ||
| GM | N/A |
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for CVG has been reduced compared to 1 year ago.
The number of shares outstanding for CVG has been reduced compared to 5 years ago.
The debt/assets ratio for CVG is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 5.02 indicates that CVG is not in any danger for bankruptcy at the moment.
CVG has a better Altman-Z score (5.02) than 80.00% of its industry peers.
The Debt to FCF ratio of CVG is 0.08, which is an excellent value as it means it would take CVG, only 0.08 years of fcf income to pay off all of its debts.
CVG has a better Debt to FCF ratio (0.08) than 90.00% of its industry peers.
A Debt/Equity ratio of 0.01 indicates that CVG is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.01, CVG is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | 5.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 2.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
CVG's Current ratio of 2.92 is fine compared to the rest of the industry. CVG outperforms 76.25% of its industry peers.
A Quick Ratio of 2.92 indicates that CVG has no problem at all paying its short term obligations.
The Quick ratio of CVG (2.92) is better than 76.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.92 | ||
| Quick Ratio | 2.92 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 13969.76% over the past year.
The Earnings Per Share has been growing by 12.98% on average over the past years. This is quite good.
Looking at the last year, CVG shows a very strong growth in Revenue. The Revenue has grown by 380.89%.
CVG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.42% yearly.
EPS 1Y (TTM)13969.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-7.81%
Revenue 1Y (TTM)380.89%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%25.45%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.51, which indicates a very decent valuation of CVG.
CVG's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.30. CVG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CVG indicates a rather cheap valuation: CVG is cheaper than 96.25% of the companies listed in the same industry.
CVG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CVG is cheaper than 82.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.98 | ||
| EV/EBITDA | 5.95 |
4.3 Compensation for Growth
CVG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.66
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CVG has a yearly dividend return of 0.14%, which is pretty low.
CVG's Dividend Yield is slightly below the industry average, which is at 2.91.
Compared to an average S&P500 Dividend Yield of 2.38, CVG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
5.2 History
On average, the dividend of CVG grows each year by 9.51%, which is quite nice.
CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)9.51%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
9.83% of the earnings are spent on dividend by CVG. This is a low number and sustainable payout ratio.
The dividend of CVG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP9.83%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (9/12/2025, 7:00:00 PM)
70.88
+0.7 (+1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.05%
Inst Owner ChangeN/A
Ins Owners56.64%
Ins Owner ChangeN/A
Market Cap1.02B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP9.83%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.51 | ||
| Fwd PE | N/A | ||
| P/S | 5.45 | ||
| P/FCF | 10.98 | ||
| P/OCF | 10.91 | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 5.95 |
EPS(TTM)8.33
EY11.75%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)6.46
FCFY9.11%
OCF(TTM)6.49
OCFY9.16%
SpS13
BVpS87.86
TBVpS87.86
PEG (NY)N/A
PEG (5Y)0.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 9.48% | ||
| ROCE | 10.61% | ||
| ROIC | 9.35% | ||
| ROICexc | 10.65% | ||
| ROICexgc | 10.66% | ||
| OM | 76.64% | ||
| PM (TTM) | 64.09% | ||
| GM | N/A | ||
| FCFM | 49.68% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexcg growth 3Y-30.96%
ROICexcg growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | 0.05 | ||
| Cap/Depr | 37.86% | ||
| Cap/Sales | 0.29% | ||
| Interest Coverage | 148.03 | ||
| Cash Conversion | 64.55% | ||
| Profit Quality | 77.51% | ||
| Current Ratio | 2.92 | ||
| Quick Ratio | 2.92 | ||
| Altman-Z | 5.02 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13969.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-7.81%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)380.89%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%25.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1627.55%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y675.1%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y720.91%
OCF growth 3Y24.71%
OCF growth 5YN/A