CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
Canada - TSX:CVG - CA17965L1004 - Common Stock
71 CAD
0 (0%)
CVG gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 81 industry peers in the Capital Markets industry. CVG has an excellent financial health rating, but there are some minor concerns on its profitability. CVG is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
CVG had positive earnings in the past year.
In the past year CVG had a positive cash flow from operations.
CVG had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CVG reported negative operating cash flow in multiple years.
1.2 Ratios
CVG has a Return On Assets of 8.25%. This is in the better half of the industry: CVG outperforms 75.31% of its industry peers.
CVG has a better Return On Equity (9.48%) than 66.67% of its industry peers.
The Return On Invested Capital of CVG (9.35%) is better than 82.72% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CVG is significantly below the industry average of 10.17%.
The 3 year average ROIC (4.76%) for CVG is below the current ROIC(9.35%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 9.48% | ||
| ROIC | 9.35% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
1.3 Margins
The Profit Margin of CVG (64.09%) is better than 82.72% of its industry peers.
In the last couple of years the Profit Margin of CVG has grown nicely.
CVG's Operating Margin of 76.64% is amongst the best of the industry. CVG outperforms 85.19% of its industry peers.
CVG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.64% | ||
| PM (TTM) | 64.09% | ||
| GM | N/A |
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CVG has less shares outstanding than it did 1 year ago.
CVG has less shares outstanding than it did 5 years ago.
CVG has a worse debt/assets ratio than last year.
2.2 Solvency
CVG has an Altman-Z score of 5.02. This indicates that CVG is financially healthy and has little risk of bankruptcy at the moment.
CVG has a better Altman-Z score (5.02) than 81.48% of its industry peers.
CVG has a debt to FCF ratio of 0.08. This is a very positive value and a sign of high solvency as it would only need 0.08 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.08, CVG belongs to the top of the industry, outperforming 90.12% of the companies in the same industry.
CVG has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
CVG's Debt to Equity ratio of 0.01 is amongst the best of the industry. CVG outperforms 82.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | 5.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.92 indicates that CVG has no problem at all paying its short term obligations.
CVG has a better Current ratio (2.92) than 76.54% of its industry peers.
CVG has a Quick Ratio of 2.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
CVG's Quick ratio of 2.92 is fine compared to the rest of the industry. CVG outperforms 76.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.92 | ||
| Quick Ratio | 2.92 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 13969.76% over the past year.
Measured over the past years, CVG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.98% on average per year.
CVG shows a strong growth in Revenue. In the last year, the Revenue has grown by 380.89%.
CVG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.42% yearly.
EPS 1Y (TTM)13969.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-7.81%
Revenue 1Y (TTM)380.89%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%25.45%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
CVG is valuated reasonably with a Price/Earnings ratio of 8.52.
The rest of the industry has a similar Price/Earnings ratio as CVG.
CVG's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.53.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.52 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CVG is valued cheaply inside the industry as 95.06% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVG indicates a rather cheap valuation: CVG is cheaper than 80.25% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11 | ||
| EV/EBITDA | 5.96 |
4.3 Compensation for Growth
The decent profitability rating of CVG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.66
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CVG has a yearly dividend return of 0.14%, which is pretty low.
CVG's Dividend Yield is slightly below the industry average, which is at 3.23.
With a Dividend Yield of 0.14, CVG pays less dividend than the S&P500 average, which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
5.2 History
On average, the dividend of CVG grows each year by 9.51%, which is quite nice.
CVG has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.51%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CVG pays out 9.83% of its income as dividend. This is a sustainable payout ratio.
The dividend of CVG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP9.83%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (10/10/2025, 7:00:00 PM)
71
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.05%
Inst Owner ChangeN/A
Ins Owners56.57%
Ins Owner ChangeN/A
Market Cap1.02B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP9.83%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.52 | ||
| Fwd PE | N/A | ||
| P/S | 5.46 | ||
| P/FCF | 11 | ||
| P/OCF | 10.93 | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 5.96 |
EPS(TTM)8.33
EY11.73%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)6.46
FCFY9.09%
OCF(TTM)6.49
OCFY9.15%
SpS13
BVpS87.86
TBVpS87.86
PEG (NY)N/A
PEG (5Y)0.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 9.48% | ||
| ROCE | 10.61% | ||
| ROIC | 9.35% | ||
| ROICexc | 10.65% | ||
| ROICexgc | 10.66% | ||
| OM | 76.64% | ||
| PM (TTM) | 64.09% | ||
| GM | N/A | ||
| FCFM | 49.68% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexcg growth 3Y-30.96%
ROICexcg growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | 0.05 | ||
| Cap/Depr | 37.86% | ||
| Cap/Sales | 0.29% | ||
| Interest Coverage | 148.03 | ||
| Cash Conversion | 64.55% | ||
| Profit Quality | 77.51% | ||
| Current Ratio | 2.92 | ||
| Quick Ratio | 2.92 | ||
| Altman-Z | 5.02 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13969.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-7.81%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)380.89%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%25.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1627.55%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y675.1%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y720.91%
OCF growth 3Y24.71%
OCF growth 5YN/A