CAVCO INDUSTRIES INC (CVCO) Fundamental Analysis & Valuation
NASDAQ:CVCO • US1495681074
503.47 USD
-5.65 (-1.11%)
Last: Mar 12, 2026, 03:23 PM
This CVCO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Taking everything into account, CVCO scores 6 out of 10 in our fundamental rating. CVCO was compared to 60 industry peers in the Household Durables industry. CVCO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. While showing a medium growth rate, CVCO is valued expensive at the moment. These ratings could make CVCO a good candidate for quality investing.
1. CVCO Profitability Analysis
1.1 Basic Checks
- In the past year CVCO was profitable.
- In the past year CVCO had a positive cash flow from operations.
- Each year in the past 5 years CVCO has been profitable.
- In the past 5 years CVCO always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of CVCO (12.53%) is better than 93.33% of its industry peers.
- With an excellent Return On Equity value of 16.93%, CVCO belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 16.03%, CVCO belongs to the top of the industry, outperforming 91.67% of the companies in the same industry.
- CVCO had an Average Return On Invested Capital over the past 3 years of 17.08%. This is significantly above the industry average of 9.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROIC | 16.03% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- CVCO's Profit Margin of 8.37% is fine compared to the rest of the industry. CVCO outperforms 78.33% of its industry peers.
- CVCO's Profit Margin has improved in the last couple of years.
- CVCO has a better Operating Margin (10.38%) than 71.67% of its industry peers.
- CVCO's Operating Margin has improved in the last couple of years.
- With a Gross Margin value of 23.42%, CVCO perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of CVCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. CVCO Health Analysis
2.1 Basic Checks
- CVCO has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for CVCO has been reduced compared to 1 year ago.
- CVCO has less shares outstanding than it did 5 years ago.
- CVCO has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 9.88 indicates that CVCO is not in any danger for bankruptcy at the moment.
- CVCO has a Altman-Z score of 9.88. This is amongst the best in the industry. CVCO outperforms 95.00% of its industry peers.
- CVCO has a debt to FCF ratio of 0.04. This is a very positive value and a sign of high solvency as it would only need 0.04 years to pay back of all of its debts.
- The Debt to FCF ratio of CVCO (0.04) is better than 86.67% of its industry peers.
- CVCO has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
- CVCO's Debt to Equity ratio of 0.01 is fine compared to the rest of the industry. CVCO outperforms 78.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 9.88 |
ROIC/WACC1.7
WACC9.42%
2.3 Liquidity
- CVCO has a Current Ratio of 2.49. This indicates that CVCO is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of CVCO (2.49) is comparable to the rest of the industry.
- A Quick Ratio of 1.60 indicates that CVCO should not have too much problems paying its short term obligations.
- CVCO has a better Quick ratio (1.60) than 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 |
3. CVCO Growth Analysis
3.1 Past
- CVCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.86%, which is quite good.
- The Earnings Per Share has been growing by 21.77% on average over the past years. This is a very strong growth
- CVCO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.30%.
- Measured over the past years, CVCO shows a quite strong growth in Revenue. The Revenue has been growing by 13.68% on average per year.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- The Earnings Per Share is expected to grow by 12.16% on average over the next years. This is quite good.
- CVCO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.26% yearly.
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. CVCO Valuation Analysis
4.1 Price/Earnings Ratio
- CVCO is valuated rather expensively with a Price/Earnings ratio of 21.02.
- Based on the Price/Earnings ratio, CVCO is valued a bit more expensive than 63.33% of the companies in the same industry.
- CVCO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
- CVCO is valuated rather expensively with a Price/Forward Earnings ratio of 19.22.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CVCO is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 24.27. CVCO is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.02 | ||
| Fwd PE | 19.22 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CVCO is valued a bit more expensive than the industry average as 68.33% of the companies are valued more cheaply.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVCO is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.03 | ||
| EV/EBITDA | 14.78 |
4.3 Compensation for Growth
- CVCO's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- CVCO has an outstanding profitability rating, which may justify a higher PE ratio.
- CVCO's earnings are expected to grow with 12.16% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.75
PEG (5Y)0.97
EPS Next 2Y9.9%
EPS Next 3Y12.16%
5. CVCO Dividend Analysis
5.1 Amount
- No dividends for CVCO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
CVCO Fundamentals: All Metrics, Ratios and Statistics
NASDAQ:CVCO (3/12/2026, 3:23:34 PM)
503.47
-5.65 (-1.11%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners103.27%
Inst Owner Change23.12%
Ins Owners1.33%
Ins Owner Change0.2%
Market Cap3.91B
Revenue(TTM)2.20B
Net Income(TTM)184.42M
Analysts82.5
Price Target599.25 (19.02%)
Short Float %4.95%
Short Ratio1.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.58%
Min EPS beat(2)-12.61%
Max EPS beat(2)5.44%
EPS beat(4)3
Avg EPS beat(4)3.76%
Min EPS beat(4)-12.61%
Max EPS beat(4)13.41%
EPS beat(8)5
Avg EPS beat(8)4.43%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)10
Avg EPS beat(16)6.88%
Revenue beat(2)1
Avg Revenue beat(2)-1.75%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)0.5%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-4.01%
Max Revenue beat(4)3.99%
Revenue beat(8)5
Avg Revenue beat(8)0.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.99%
Revenue beat(16)9
Avg Revenue beat(16)1.55%
PT rev (1m)2.17%
PT rev (3m)0.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.53%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.02 | ||
| Fwd PE | 19.22 | ||
| P/S | 1.77 | ||
| P/FCF | 19.03 | ||
| P/OCF | 16.36 | ||
| P/B | 3.59 | ||
| P/tB | 4.58 | ||
| EV/EBITDA | 14.78 |
EPS(TTM)23.95
EY4.76%
EPS(NY)26.2
Fwd EY5.2%
FCF(TTM)26.45
FCFY5.25%
OCF(TTM)30.77
OCFY6.11%
SpS283.86
BVpS140.36
TBVpS109.89
PEG (NY)1.75
PEG (5Y)0.97
Graham Number275.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROCE | 19.99% | ||
| ROIC | 16.03% | ||
| ROICexc | 20.33% | ||
| ROICexgc | 27.55% | ||
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% | ||
| FCFM | 9.32% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score8
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 154.96% | ||
| Cap/Sales | 1.52% | ||
| Interest Coverage | 1229.17 | ||
| Cash Conversion | 95.41% | ||
| Profit Quality | 111.3% | ||
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 | ||
| Altman-Z | 9.88 |
F-Score8
WACC9.42%
ROIC/WACC1.7
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
EBIT growth 1Y20.81%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year20.64%
EBIT Next 3Y12.7%
EBIT Next 5YN/A
FCF growth 1Y-4.65%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y3.05%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 3 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 21.02 and the Price/Book (PB) ratio is 3.59.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 8 / 10.