CAVCO INDUSTRIES INC (CVCO) Fundamental Analysis & Valuation
NASDAQ:CVCO • US1495681074
526.62 USD
-0.01 (0%)
Last: Mar 10, 2026, 03:53 PM
This CVCO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Taking everything into account, CVCO scores 6 out of 10 in our fundamental rating. CVCO was compared to 60 industry peers in the Household Durables industry. Both the health and profitability get an excellent rating, making CVCO a very profitable company, without any liquidiy or solvency issues. CVCO is quite expensive at the moment. It does show a decent growth rate. With these ratings, CVCO could be worth investigating further for quality investing!.
1. CVCO Profitability Analysis
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- In the past year CVCO had a positive cash flow from operations.
- In the past 5 years CVCO has always been profitable.
- Each year in the past 5 years CVCO had a positive operating cash flow.
1.2 Ratios
- CVCO has a Return On Assets of 12.53%. This is amongst the best in the industry. CVCO outperforms 93.33% of its industry peers.
- With an excellent Return On Equity value of 16.93%, CVCO belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
- The Return On Invested Capital of CVCO (16.03%) is better than 91.67% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CVCO is significantly above the industry average of 9.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROIC | 16.03% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- CVCO's Profit Margin of 8.37% is fine compared to the rest of the industry. CVCO outperforms 78.33% of its industry peers.
- CVCO's Profit Margin has improved in the last couple of years.
- CVCO's Operating Margin of 10.38% is fine compared to the rest of the industry. CVCO outperforms 71.67% of its industry peers.
- In the last couple of years the Operating Margin of CVCO has grown nicely.
- Looking at the Gross Margin, with a value of 23.42%, CVCO is in line with its industry, outperforming 41.67% of the companies in the same industry.
- CVCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. CVCO Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CVCO is creating value.
- CVCO has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CVCO has less shares outstanding
- The debt/assets ratio for CVCO has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 10.09 indicates that CVCO is not in any danger for bankruptcy at the moment.
- The Altman-Z score of CVCO (10.09) is better than 95.00% of its industry peers.
- The Debt to FCF ratio of CVCO is 0.04, which is an excellent value as it means it would take CVCO, only 0.04 years of fcf income to pay off all of its debts.
- CVCO has a better Debt to FCF ratio (0.04) than 86.67% of its industry peers.
- CVCO has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
- CVCO has a better Debt to Equity ratio (0.01) than 78.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 10.09 |
ROIC/WACC1.7
WACC9.44%
2.3 Liquidity
- A Current Ratio of 2.49 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO has a Current ratio (2.49) which is comparable to the rest of the industry.
- CVCO has a Quick Ratio of 1.60. This is a normal value and indicates that CVCO is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of CVCO (1.60) is better than 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 |
3. CVCO Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 17.86% over the past year.
- Measured over the past years, CVCO shows a very strong growth in Earnings Per Share. The EPS has been growing by 21.77% on average per year.
- The Revenue has grown by 14.30% in the past year. This is quite good.
- CVCO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.68% yearly.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- The Earnings Per Share is expected to grow by 12.16% on average over the next years. This is quite good.
- CVCO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.26% yearly.
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. CVCO Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 21.99, CVCO is valued on the expensive side.
- CVCO's Price/Earnings ratio is a bit more expensive when compared to the industry. CVCO is more expensive than 63.33% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.45. CVCO is around the same levels.
- The Price/Forward Earnings ratio is 20.10, which indicates a rather expensive current valuation of CVCO.
- CVCO's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.65. CVCO is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.99 | ||
| Fwd PE | 20.1 |
4.2 Price Multiples
- 68.33% of the companies in the same industry are cheaper than CVCO, based on the Enterprise Value to EBITDA ratio.
- CVCO's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.91 | ||
| EV/EBITDA | 15.32 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of CVCO may justify a higher PE ratio.
- A more expensive valuation may be justified as CVCO's earnings are expected to grow with 12.16% in the coming years.
PEG (NY)1.83
PEG (5Y)1.01
EPS Next 2Y9.9%
EPS Next 3Y12.16%
5. CVCO Dividend Analysis
5.1 Amount
- CVCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
CVCO Fundamentals: All Metrics, Ratios and Statistics
NASDAQ:CVCO (3/10/2026, 3:53:43 PM)
526.62
-0.01 (0%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners103.27%
Inst Owner Change23.12%
Ins Owners1.33%
Ins Owner Change0.2%
Market Cap4.09B
Revenue(TTM)2.20B
Net Income(TTM)184.42M
Analysts82.5
Price Target599.25 (13.79%)
Short Float %4.95%
Short Ratio1.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.58%
Min EPS beat(2)-12.61%
Max EPS beat(2)5.44%
EPS beat(4)3
Avg EPS beat(4)3.76%
Min EPS beat(4)-12.61%
Max EPS beat(4)13.41%
EPS beat(8)5
Avg EPS beat(8)4.43%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)10
Avg EPS beat(16)6.88%
Revenue beat(2)1
Avg Revenue beat(2)-1.75%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)0.5%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-4.01%
Max Revenue beat(4)3.99%
Revenue beat(8)5
Avg Revenue beat(8)0.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.99%
Revenue beat(16)9
Avg Revenue beat(16)1.55%
PT rev (1m)2.17%
PT rev (3m)0.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.53%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.99 | ||
| Fwd PE | 20.1 | ||
| P/S | 1.86 | ||
| P/FCF | 19.91 | ||
| P/OCF | 17.12 | ||
| P/B | 3.75 | ||
| P/tB | 4.79 | ||
| EV/EBITDA | 15.32 |
EPS(TTM)23.95
EY4.55%
EPS(NY)26.2
Fwd EY4.97%
FCF(TTM)26.45
FCFY5.02%
OCF(TTM)30.77
OCFY5.84%
SpS283.86
BVpS140.36
TBVpS109.89
PEG (NY)1.83
PEG (5Y)1.01
Graham Number275.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROCE | 19.99% | ||
| ROIC | 16.03% | ||
| ROICexc | 20.33% | ||
| ROICexgc | 27.55% | ||
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% | ||
| FCFM | 9.32% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score8
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 154.96% | ||
| Cap/Sales | 1.52% | ||
| Interest Coverage | 1229.17 | ||
| Cash Conversion | 95.41% | ||
| Profit Quality | 111.3% | ||
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 | ||
| Altman-Z | 10.09 |
F-Score8
WACC9.44%
ROIC/WACC1.7
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
EBIT growth 1Y20.81%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year20.64%
EBIT Next 3Y12.7%
EBIT Next 5YN/A
FCF growth 1Y-4.65%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y3.05%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 2 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 21.99 and the Price/Book (PB) ratio is 3.75.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 8 / 10.