697.76 USD
+4.98 (+0.72%)
697.76 USD
0 (0%)
CVCO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. CVCO gets an excellent profitability rating and is at the same time showing great financial health properties. CVCO is valued quite expensively, but it does show have an excellent growth rating. These ratings would make CVCO suitable for growth and quality investing!
1. Profitability
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- CVCO had a positive operating cash flow in the past year.
- Each year in the past 5 years CVCO has been profitable.
- CVCO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 13.58%, CVCO belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 18.12%, CVCO is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
- The Return On Invested Capital of CVCO (16.66%) is better than 93.33% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CVCO is significantly above the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROIC | 16.66% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- CVCO has a better Profit Margin (9.18%) than 80.00% of its industry peers.
- CVCO's Profit Margin has improved in the last couple of years.
- The Operating Margin of CVCO (10.97%) is better than 71.67% of its industry peers.
- CVCO's Operating Margin has improved in the last couple of years.
- CVCO has a Gross Margin of 23.79%. This is in the lower half of the industry: CVCO underperforms 60.00% of its industry peers.
- CVCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CVCO is creating some value.
- Compared to 1 year ago, CVCO has less shares outstanding
- CVCO has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CVCO has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 12.79 indicates that CVCO is not in any danger for bankruptcy at the moment.
- CVCO has a Altman-Z score of 12.79. This is amongst the best in the industry. CVCO outperforms 95.00% of its industry peers.
- The Debt to FCF ratio of CVCO is 0.04, which is an excellent value as it means it would take CVCO, only 0.04 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.04, CVCO belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
- CVCO has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.01, CVCO is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 12.79 |
ROIC/WACC1.75
WACC9.51%
2.3 Liquidity
- A Current Ratio of 2.94 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO has a Current ratio (2.94) which is in line with its industry peers.
- A Quick Ratio of 2.13 indicates that CVCO has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 2.13, CVCO belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 42.85% over the past year.
- CVCO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 21.77% yearly.
- Looking at the last year, CVCO shows a quite strong growth in Revenue. The Revenue has grown by 15.76% in the last year.
- Measured over the past years, CVCO shows a quite strong growth in Revenue. The Revenue has been growing by 13.68% on average per year.
EPS 1Y (TTM)42.85%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%24.05%
Revenue 1Y (TTM)15.76%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%9.67%
3.2 Future
- The Earnings Per Share is expected to grow by 15.61% on average over the next years. This is quite good.
- The Revenue is expected to grow by 11.53% on average over the next years. This is quite good.
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 27.61 indicates a quite expensive valuation of CVCO.
- Compared to the rest of the industry, the Price/Earnings ratio of CVCO indicates a slightly more expensive valuation: CVCO is more expensive than 66.67% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of CVCO to the average of the S&P500 Index (27.38), we can say CVCO is valued inline with the index average.
- With a Price/Forward Earnings ratio of 24.07, CVCO is valued on the expensive side.
- CVCO's Price/Forward Earnings is on the same level as the industry average.
- When comparing the Price/Forward Earnings ratio of CVCO to the average of the S&P500 Index (24.29), we can say CVCO is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.61 | ||
| Fwd PE | 24.07 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CVCO indicates a slightly more expensive valuation: CVCO is more expensive than 70.00% of the companies listed in the same industry.
- CVCO's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.28 | ||
| EV/EBITDA | 19.77 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of CVCO may justify a higher PE ratio.
- CVCO's earnings are expected to grow with 15.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.57
PEG (5Y)1.27
EPS Next 2Y15.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CVCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
697.76
+4.98 (+0.72%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)01-28 2026-01-28
Inst Owners103.39%
Inst Owner Change-0.06%
Ins Owners1.3%
Ins Owner Change0.12%
Market Cap5.45B
Revenue(TTM)2.14B
Net Income(TTM)196.81M
Analysts80
Price Target598.4 (-14.24%)
Short Float %4.57%
Short Ratio2.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.43%
Min EPS beat(2)5.44%
Max EPS beat(2)13.41%
EPS beat(4)4
Avg EPS beat(4)16.52%
Min EPS beat(4)5.44%
Max EPS beat(4)38.43%
EPS beat(8)5
Avg EPS beat(8)5.77%
EPS beat(12)7
Avg EPS beat(12)3.34%
EPS beat(16)11
Avg EPS beat(16)10.83%
Revenue beat(2)2
Avg Revenue beat(2)2.25%
Min Revenue beat(2)0.5%
Max Revenue beat(2)3.99%
Revenue beat(4)3
Avg Revenue beat(4)2.48%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)6.56%
Revenue beat(8)6
Avg Revenue beat(8)1.68%
Revenue beat(12)6
Avg Revenue beat(12)-1.21%
Revenue beat(16)10
Avg Revenue beat(16)2.03%
PT rev (1m)0%
PT rev (3m)6.99%
EPS NQ rev (1m)-0.95%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)-1.44%
EPS NY rev (3m)1.98%
Revenue NQ rev (1m)1.38%
Revenue NQ rev (3m)9.43%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)4.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.61 | ||
| Fwd PE | 24.07 | ||
| P/S | 2.54 | ||
| P/FCF | 30.28 | ||
| P/OCF | 25.9 | ||
| P/B | 5.02 | ||
| P/tB | 5.75 | ||
| EV/EBITDA | 19.77 |
EPS(TTM)25.27
EY3.62%
EPS(NY)28.99
Fwd EY4.15%
FCF(TTM)23.04
FCFY3.3%
OCF(TTM)26.94
OCFY3.86%
SpS274.49
BVpS139.07
TBVpS121.41
PEG (NY)1.57
PEG (5Y)1.27
Graham Number281.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROCE | 20.79% | ||
| ROIC | 16.66% | ||
| ROICexc | 25.5% | ||
| ROICexgc | 31.35% | ||
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% | ||
| FCFM | 8.4% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score9
Asset Turnover1.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 150.4% | ||
| Cap/Sales | 1.42% | ||
| Interest Coverage | 1992.68 | ||
| Cash Conversion | 82.39% | ||
| Profit Quality | 91.44% | ||
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 | ||
| Altman-Z | 12.79 |
F-Score9
WACC9.51%
ROIC/WACC1.75
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)42.85%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%24.05%
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)15.76%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%9.67%
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.5%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year25.78%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-22.96%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y-16.83%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 2 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 27.61 and the Price/Book (PB) ratio is 5.02.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 9 / 10.