697.76 USD
+4.98 (+0.72%)
697.76 USD
0 (0%)
CVCO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. CVCO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. CVCO is valued quite expensive, but it does show an excellent growth. With these ratings, CVCO could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- In the past year CVCO had a positive cash flow from operations.
- Each year in the past 5 years CVCO has been profitable.
- In the past 5 years CVCO always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 13.58%, CVCO belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
- CVCO's Return On Equity of 18.12% is fine compared to the rest of the industry. CVCO outperforms 78.33% of its industry peers.
- CVCO's Return On Invested Capital of 16.66% is amongst the best of the industry. CVCO outperforms 93.33% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for CVCO is significantly above the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROIC | 16.66% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- The Profit Margin of CVCO (9.18%) is better than 80.00% of its industry peers.
- CVCO's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 10.97%, CVCO is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
- CVCO's Operating Margin has improved in the last couple of years.
- CVCO's Gross Margin of 23.79% is on the low side compared to the rest of the industry. CVCO is outperformed by 60.00% of its industry peers.
- In the last couple of years the Gross Margin of CVCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CVCO is creating value.
- Compared to 1 year ago, CVCO has less shares outstanding
- The number of shares outstanding for CVCO has been reduced compared to 5 years ago.
- CVCO has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 12.79 indicates that CVCO is not in any danger for bankruptcy at the moment.
- CVCO has a better Altman-Z score (12.79) than 95.00% of its industry peers.
- CVCO has a debt to FCF ratio of 0.04. This is a very positive value and a sign of high solvency as it would only need 0.04 years to pay back of all of its debts.
- CVCO has a better Debt to FCF ratio (0.04) than 86.67% of its industry peers.
- A Debt/Equity ratio of 0.01 indicates that CVCO is not too dependend on debt financing.
- CVCO's Debt to Equity ratio of 0.01 is fine compared to the rest of the industry. CVCO outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 12.79 |
ROIC/WACC1.8
WACC9.26%
2.3 Liquidity
- A Current Ratio of 2.94 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO has a Current ratio of 2.94. This is comparable to the rest of the industry: CVCO outperforms 55.00% of its industry peers.
- CVCO has a Quick Ratio of 2.13. This indicates that CVCO is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 2.13, CVCO belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 |
3. Growth
3.1 Past
- CVCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 42.85%, which is quite impressive.
- Measured over the past years, CVCO shows a very strong growth in Earnings Per Share. The EPS has been growing by 21.77% on average per year.
- CVCO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.76%.
- The Revenue has been growing by 13.68% on average over the past years. This is quite good.
EPS 1Y (TTM)42.85%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%24.05%
Revenue 1Y (TTM)15.76%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%9.67%
3.2 Future
- Based on estimates for the next years, CVCO will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.61% on average per year.
- The Revenue is expected to grow by 11.53% on average over the next years. This is quite good.
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 27.61, which means the current valuation is very expensive for CVCO.
- CVCO's Price/Earnings ratio is a bit more expensive when compared to the industry. CVCO is more expensive than 66.67% of the companies in the same industry.
- CVCO's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.38.
- The Price/Forward Earnings ratio is 24.07, which indicates a rather expensive current valuation of CVCO.
- CVCO's Price/Forward Earnings ratio is in line with the industry average.
- CVCO's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.61 | ||
| Fwd PE | 24.07 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CVCO is valued a bit more expensive than the industry average as 70.00% of the companies are valued more cheaply.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVCO is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.28 | ||
| EV/EBITDA | 19.77 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- CVCO has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as CVCO's earnings are expected to grow with 15.61% in the coming years.
PEG (NY)1.57
PEG (5Y)1.27
EPS Next 2Y15.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for CVCO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
697.76
+4.98 (+0.72%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)01-28 2026-01-28
Inst Owners103.39%
Inst Owner Change-0.06%
Ins Owners1.3%
Ins Owner Change0.12%
Market Cap5.45B
Revenue(TTM)2.14B
Net Income(TTM)196.81M
Analysts80
Price Target598.4 (-14.24%)
Short Float %4.57%
Short Ratio2.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.43%
Min EPS beat(2)5.44%
Max EPS beat(2)13.41%
EPS beat(4)4
Avg EPS beat(4)16.52%
Min EPS beat(4)5.44%
Max EPS beat(4)38.43%
EPS beat(8)5
Avg EPS beat(8)5.77%
EPS beat(12)7
Avg EPS beat(12)3.34%
EPS beat(16)11
Avg EPS beat(16)10.83%
Revenue beat(2)2
Avg Revenue beat(2)2.25%
Min Revenue beat(2)0.5%
Max Revenue beat(2)3.99%
Revenue beat(4)3
Avg Revenue beat(4)2.48%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)6.56%
Revenue beat(8)6
Avg Revenue beat(8)1.68%
Revenue beat(12)6
Avg Revenue beat(12)-1.21%
Revenue beat(16)10
Avg Revenue beat(16)2.03%
PT rev (1m)0%
PT rev (3m)6.99%
EPS NQ rev (1m)-0.95%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)-1.44%
EPS NY rev (3m)1.98%
Revenue NQ rev (1m)1.38%
Revenue NQ rev (3m)9.43%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)4.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.61 | ||
| Fwd PE | 24.07 | ||
| P/S | 2.54 | ||
| P/FCF | 30.28 | ||
| P/OCF | 25.9 | ||
| P/B | 5.02 | ||
| P/tB | 5.75 | ||
| EV/EBITDA | 19.77 |
EPS(TTM)25.27
EY3.62%
EPS(NY)28.99
Fwd EY4.15%
FCF(TTM)23.04
FCFY3.3%
OCF(TTM)26.94
OCFY3.86%
SpS274.49
BVpS139.07
TBVpS121.41
PEG (NY)1.57
PEG (5Y)1.27
Graham Number281.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROCE | 20.79% | ||
| ROIC | 16.66% | ||
| ROICexc | 25.5% | ||
| ROICexgc | 31.35% | ||
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% | ||
| FCFM | 8.4% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score9
Asset Turnover1.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 150.4% | ||
| Cap/Sales | 1.42% | ||
| Interest Coverage | 1992.68 | ||
| Cash Conversion | 82.39% | ||
| Profit Quality | 91.44% | ||
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 | ||
| Altman-Z | 12.79 |
F-Score9
WACC9.26%
ROIC/WACC1.8
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)42.85%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%24.05%
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)15.76%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%9.67%
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.5%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year25.78%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-22.96%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y-16.83%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 2 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 27.61 and the Price/Book (PB) ratio is 5.02.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 9 / 10.