CAVCO INDUSTRIES INC (CVCO) Fundamental Analysis & Valuation
NASDAQ:CVCO • US1495681074
495 USD
-3.61 (-0.72%)
Last: Mar 13, 2026, 02:23 PM
This CVCO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
CVCO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. CVCO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. CVCO is valied quite expensively at the moment, while it does show a decent growth rate. With these ratings, CVCO could be worth investigating further for quality investing!.
1. CVCO Profitability Analysis
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- CVCO had a positive operating cash flow in the past year.
- Each year in the past 5 years CVCO has been profitable.
- Each year in the past 5 years CVCO had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 12.53%, CVCO belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
- With an excellent Return On Equity value of 16.93%, CVCO belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 16.03%, CVCO belongs to the best of the industry, outperforming 91.67% of the companies in the same industry.
- CVCO had an Average Return On Invested Capital over the past 3 years of 17.08%. This is significantly above the industry average of 9.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROIC | 16.03% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- CVCO has a better Profit Margin (8.37%) than 78.33% of its industry peers.
- CVCO's Profit Margin has improved in the last couple of years.
- CVCO has a Operating Margin of 10.38%. This is in the better half of the industry: CVCO outperforms 71.67% of its industry peers.
- In the last couple of years the Operating Margin of CVCO has grown nicely.
- With a Gross Margin value of 23.42%, CVCO perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of CVCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. CVCO Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CVCO is creating value.
- CVCO has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for CVCO has been reduced compared to 5 years ago.
- Compared to 1 year ago, CVCO has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 9.75 indicates that CVCO is not in any danger for bankruptcy at the moment.
- CVCO's Altman-Z score of 9.75 is amongst the best of the industry. CVCO outperforms 95.00% of its industry peers.
- The Debt to FCF ratio of CVCO is 0.04, which is an excellent value as it means it would take CVCO, only 0.04 years of fcf income to pay off all of its debts.
- CVCO has a Debt to FCF ratio of 0.04. This is amongst the best in the industry. CVCO outperforms 86.67% of its industry peers.
- A Debt/Equity ratio of 0.01 indicates that CVCO is not too dependend on debt financing.
- The Debt to Equity ratio of CVCO (0.01) is better than 78.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 9.75 |
ROIC/WACC1.69
WACC9.49%
2.3 Liquidity
- A Current Ratio of 2.49 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO has a Current ratio (2.49) which is comparable to the rest of the industry.
- CVCO has a Quick Ratio of 1.60. This is a normal value and indicates that CVCO is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of CVCO (1.60) is better than 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 |
3. CVCO Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 17.86% over the past year.
- The Earnings Per Share has been growing by 21.77% on average over the past years. This is a very strong growth
- CVCO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.30%.
- The Revenue has been growing by 13.68% on average over the past years. This is quite good.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- Based on estimates for the next years, CVCO will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.16% on average per year.
- CVCO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.26% yearly.
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. CVCO Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 20.67, CVCO is valued on the expensive side.
- Based on the Price/Earnings ratio, CVCO is valued a bit more expensive than 65.00% of the companies in the same industry.
- CVCO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.71, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 18.89, the valuation of CVCO can be described as rather expensive.
- Based on the Price/Forward Earnings ratio, CVCO is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.82, CVCO is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.67 | ||
| Fwd PE | 18.89 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CVCO is valued a bit more expensive than the industry average as 68.33% of the companies are valued more cheaply.
- CVCO's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.71 | ||
| EV/EBITDA | 14.46 |
4.3 Compensation for Growth
- CVCO's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of CVCO may justify a higher PE ratio.
- CVCO's earnings are expected to grow with 12.16% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.72
PEG (5Y)0.95
EPS Next 2Y9.9%
EPS Next 3Y12.16%
5. CVCO Dividend Analysis
5.1 Amount
- CVCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
CVCO Fundamentals: All Metrics, Ratios and Statistics
NASDAQ:CVCO (3/13/2026, 2:23:43 PM)
495
-3.61 (-0.72%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners103.27%
Inst Owner Change23.12%
Ins Owners1.33%
Ins Owner Change0.2%
Market Cap3.84B
Revenue(TTM)2.20B
Net Income(TTM)184.42M
Analysts82.5
Price Target599.25 (21.06%)
Short Float %4.95%
Short Ratio1.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.58%
Min EPS beat(2)-12.61%
Max EPS beat(2)5.44%
EPS beat(4)3
Avg EPS beat(4)3.76%
Min EPS beat(4)-12.61%
Max EPS beat(4)13.41%
EPS beat(8)5
Avg EPS beat(8)4.43%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)10
Avg EPS beat(16)6.88%
Revenue beat(2)1
Avg Revenue beat(2)-1.75%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)0.5%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-4.01%
Max Revenue beat(4)3.99%
Revenue beat(8)5
Avg Revenue beat(8)0.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.99%
Revenue beat(16)9
Avg Revenue beat(16)1.55%
PT rev (1m)2.17%
PT rev (3m)0.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.53%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.67 | ||
| Fwd PE | 18.89 | ||
| P/S | 1.74 | ||
| P/FCF | 18.71 | ||
| P/OCF | 16.09 | ||
| P/B | 3.53 | ||
| P/tB | 4.5 | ||
| EV/EBITDA | 14.46 |
EPS(TTM)23.95
EY4.84%
EPS(NY)26.2
Fwd EY5.29%
FCF(TTM)26.45
FCFY5.34%
OCF(TTM)30.77
OCFY6.22%
SpS283.86
BVpS140.36
TBVpS109.89
PEG (NY)1.72
PEG (5Y)0.95
Graham Number275.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROCE | 19.99% | ||
| ROIC | 16.03% | ||
| ROICexc | 20.33% | ||
| ROICexgc | 27.55% | ||
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% | ||
| FCFM | 9.32% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score8
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 154.96% | ||
| Cap/Sales | 1.52% | ||
| Interest Coverage | 1229.17 | ||
| Cash Conversion | 95.41% | ||
| Profit Quality | 111.3% | ||
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 | ||
| Altman-Z | 9.75 |
F-Score8
WACC9.49%
ROIC/WACC1.69
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
EBIT growth 1Y20.81%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year20.64%
EBIT Next 3Y12.7%
EBIT Next 5YN/A
FCF growth 1Y-4.65%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y3.05%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 3 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 20.67 and the Price/Book (PB) ratio is 3.53.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 8 / 10.