CAVCO INDUSTRIES INC (CVCO) Fundamental Analysis & Valuation
NASDAQ:CVCO • US1495681074
512.635 USD
-9.11 (-1.75%)
Last: Mar 11, 2026, 10:48 AM
This CVCO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Overall CVCO gets a fundamental rating of 6 out of 10. We evaluated CVCO against 60 industry peers in the Household Durables industry. Both the health and profitability get an excellent rating, making CVCO a very profitable company, without any liquidiy or solvency issues. While showing a medium growth rate, CVCO is valued expensive at the moment. These ratings would make CVCO suitable for quality investing!
1. CVCO Profitability Analysis
1.1 Basic Checks
- In the past year CVCO was profitable.
- In the past year CVCO had a positive cash flow from operations.
- Each year in the past 5 years CVCO has been profitable.
- Each year in the past 5 years CVCO had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 12.53%, CVCO belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
- CVCO's Return On Equity of 16.93% is amongst the best of the industry. CVCO outperforms 83.33% of its industry peers.
- CVCO has a better Return On Invested Capital (16.03%) than 91.67% of its industry peers.
- CVCO had an Average Return On Invested Capital over the past 3 years of 17.08%. This is significantly above the industry average of 9.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROIC | 16.03% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- With a decent Profit Margin value of 8.37%, CVCO is doing good in the industry, outperforming 78.33% of the companies in the same industry.
- CVCO's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 10.38%, CVCO is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
- In the last couple of years the Operating Margin of CVCO has grown nicely.
- CVCO has a Gross Margin (23.42%) which is in line with its industry peers.
- CVCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. CVCO Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CVCO is creating value.
- CVCO has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for CVCO has been reduced compared to 5 years ago.
- CVCO has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 10.03 indicates that CVCO is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 10.03, CVCO belongs to the top of the industry, outperforming 95.00% of the companies in the same industry.
- The Debt to FCF ratio of CVCO is 0.04, which is an excellent value as it means it would take CVCO, only 0.04 years of fcf income to pay off all of its debts.
- CVCO has a better Debt to FCF ratio (0.04) than 86.67% of its industry peers.
- A Debt/Equity ratio of 0.01 indicates that CVCO is not too dependend on debt financing.
- CVCO has a better Debt to Equity ratio (0.01) than 78.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 10.03 |
ROIC/WACC1.71
WACC9.39%
2.3 Liquidity
- A Current Ratio of 2.49 indicates that CVCO has no problem at all paying its short term obligations.
- With a Current ratio value of 2.49, CVCO perfoms like the industry average, outperforming 46.67% of the companies in the same industry.
- CVCO has a Quick Ratio of 1.60. This is a normal value and indicates that CVCO is financially healthy and should not expect problems in meeting its short term obligations.
- CVCO has a better Quick ratio (1.60) than 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 |
3. CVCO Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 17.86% over the past year.
- The Earnings Per Share has been growing by 21.77% on average over the past years. This is a very strong growth
- The Revenue has grown by 14.30% in the past year. This is quite good.
- The Revenue has been growing by 13.68% on average over the past years. This is quite good.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- Based on estimates for the next years, CVCO will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.16% on average per year.
- The Revenue is expected to grow by 9.26% on average over the next years. This is quite good.
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. CVCO Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.40, which indicates a rather expensive current valuation of CVCO.
- Compared to the rest of the industry, the Price/Earnings ratio of CVCO indicates a slightly more expensive valuation: CVCO is more expensive than 63.33% of the companies listed in the same industry.
- CVCO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.25, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 19.57, the valuation of CVCO can be described as rather expensive.
- CVCO's Price/Forward Earnings is on the same level as the industry average.
- CVCO's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.4 | ||
| Fwd PE | 19.57 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CVCO is valued a bit more expensive than 68.33% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVCO is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.38 | ||
| EV/EBITDA | 15.17 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- CVCO has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as CVCO's earnings are expected to grow with 12.16% in the coming years.
PEG (NY)1.78
PEG (5Y)0.98
EPS Next 2Y9.9%
EPS Next 3Y12.16%
5. CVCO Dividend Analysis
5.1 Amount
- No dividends for CVCO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
CVCO Fundamentals: All Metrics, Ratios and Statistics
NASDAQ:CVCO (3/11/2026, 10:48:26 AM)
512.635
-9.11 (-1.75%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners103.27%
Inst Owner Change23.12%
Ins Owners1.33%
Ins Owner Change0.2%
Market Cap3.98B
Revenue(TTM)2.20B
Net Income(TTM)184.42M
Analysts82.5
Price Target599.25 (16.9%)
Short Float %4.95%
Short Ratio1.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.58%
Min EPS beat(2)-12.61%
Max EPS beat(2)5.44%
EPS beat(4)3
Avg EPS beat(4)3.76%
Min EPS beat(4)-12.61%
Max EPS beat(4)13.41%
EPS beat(8)5
Avg EPS beat(8)4.43%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)10
Avg EPS beat(16)6.88%
Revenue beat(2)1
Avg Revenue beat(2)-1.75%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)0.5%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-4.01%
Max Revenue beat(4)3.99%
Revenue beat(8)5
Avg Revenue beat(8)0.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.99%
Revenue beat(16)9
Avg Revenue beat(16)1.55%
PT rev (1m)2.17%
PT rev (3m)0.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.53%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.4 | ||
| Fwd PE | 19.57 | ||
| P/S | 1.81 | ||
| P/FCF | 19.38 | ||
| P/OCF | 16.66 | ||
| P/B | 3.65 | ||
| P/tB | 4.67 | ||
| EV/EBITDA | 15.17 |
EPS(TTM)23.95
EY4.67%
EPS(NY)26.2
Fwd EY5.11%
FCF(TTM)26.45
FCFY5.16%
OCF(TTM)30.77
OCFY6%
SpS283.86
BVpS140.36
TBVpS109.89
PEG (NY)1.78
PEG (5Y)0.98
Graham Number275.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROCE | 19.99% | ||
| ROIC | 16.03% | ||
| ROICexc | 20.33% | ||
| ROICexgc | 27.55% | ||
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% | ||
| FCFM | 9.32% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score8
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 154.96% | ||
| Cap/Sales | 1.52% | ||
| Interest Coverage | 1229.17 | ||
| Cash Conversion | 95.41% | ||
| Profit Quality | 111.3% | ||
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 | ||
| Altman-Z | 10.03 |
F-Score8
WACC9.39%
ROIC/WACC1.71
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
EBIT growth 1Y20.81%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year20.64%
EBIT Next 3Y12.7%
EBIT Next 5YN/A
FCF growth 1Y-4.65%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y3.05%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 2 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 21.4 and the Price/Book (PB) ratio is 3.65.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 8 / 10.