683.83 USD
-13.57 (-1.95%)
662.2 USD
-21.63 (-3.16%)
Taking everything into account, CVCO scores 6 out of 10 in our fundamental rating. CVCO was compared to 60 industry peers in the Household Durables industry. CVCO gets an excellent profitability rating and is at the same time showing great financial health properties. CVCO is valued quite expensively, but it does show have an excellent growth rating. These ratings could make CVCO a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- In the past year CVCO had a positive cash flow from operations.
- In the past 5 years CVCO has always been profitable.
- Each year in the past 5 years CVCO had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 13.58%, CVCO belongs to the best of the industry, outperforming 93.33% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 18.12%, CVCO is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
- CVCO's Return On Invested Capital of 16.66% is amongst the best of the industry. CVCO outperforms 93.33% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CVCO is significantly above the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROIC | 16.66% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- The Profit Margin of CVCO (9.18%) is better than 80.00% of its industry peers.
- In the last couple of years the Profit Margin of CVCO has grown nicely.
- CVCO's Operating Margin of 10.97% is fine compared to the rest of the industry. CVCO outperforms 71.67% of its industry peers.
- CVCO's Operating Margin has improved in the last couple of years.
- CVCO has a worse Gross Margin (23.79%) than 60.00% of its industry peers.
- CVCO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. Health
2.1 Basic Checks
- CVCO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- CVCO has less shares outstanding than it did 1 year ago.
- CVCO has less shares outstanding than it did 5 years ago.
- CVCO has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 12.79 indicates that CVCO is not in any danger for bankruptcy at the moment.
- CVCO's Altman-Z score of 12.79 is amongst the best of the industry. CVCO outperforms 95.00% of its industry peers.
- The Debt to FCF ratio of CVCO is 0.04, which is an excellent value as it means it would take CVCO, only 0.04 years of fcf income to pay off all of its debts.
- With an excellent Debt to FCF ratio value of 0.04, CVCO belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
- A Debt/Equity ratio of 0.01 indicates that CVCO is not too dependend on debt financing.
- The Debt to Equity ratio of CVCO (0.01) is better than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 12.79 |
ROIC/WACC1.75
WACC9.51%
2.3 Liquidity
- CVCO has a Current Ratio of 2.94. This indicates that CVCO is financially healthy and has no problem in meeting its short term obligations.
- CVCO's Current ratio of 2.94 is in line compared to the rest of the industry. CVCO outperforms 55.00% of its industry peers.
- CVCO has a Quick Ratio of 2.13. This indicates that CVCO is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 2.13, CVCO belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 |
3. Growth
3.1 Past
- CVCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 42.85%, which is quite impressive.
- CVCO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 21.77% yearly.
- CVCO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.76%.
- Measured over the past years, CVCO shows a quite strong growth in Revenue. The Revenue has been growing by 13.68% on average per year.
EPS 1Y (TTM)42.85%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%24.05%
Revenue 1Y (TTM)15.76%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%9.67%
3.2 Future
- The Earnings Per Share is expected to grow by 15.61% on average over the next years. This is quite good.
- The Revenue is expected to grow by 11.53% on average over the next years. This is quite good.
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 27.06 indicates a quite expensive valuation of CVCO.
- Based on the Price/Earnings ratio, CVCO is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
- When comparing the Price/Earnings ratio of CVCO to the average of the S&P500 Index (27.32), we can say CVCO is valued inline with the index average.
- With a Price/Forward Earnings ratio of 23.59, CVCO is valued on the expensive side.
- 60.00% of the companies in the same industry are cheaper than CVCO, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.32, CVCO is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.06 | ||
| Fwd PE | 23.59 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CVCO is valued a bit more expensive than 71.67% of the companies in the same industry.
- CVCO's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.68 | ||
| EV/EBITDA | 19.76 |
4.3 Compensation for Growth
- CVCO's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of CVCO may justify a higher PE ratio.
- A more expensive valuation may be justified as CVCO's earnings are expected to grow with 15.61% in the coming years.
PEG (NY)1.53
PEG (5Y)1.24
EPS Next 2Y15.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CVCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
683.83
-13.57 (-1.95%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)01-28 2026-01-28
Inst Owners103.39%
Inst Owner Change-0.06%
Ins Owners1.3%
Ins Owner Change0.12%
Market Cap5.34B
Revenue(TTM)2.14B
Net Income(TTM)196.81M
Analysts80
Price Target598.4 (-12.49%)
Short Float %4.57%
Short Ratio2.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.43%
Min EPS beat(2)5.44%
Max EPS beat(2)13.41%
EPS beat(4)4
Avg EPS beat(4)16.52%
Min EPS beat(4)5.44%
Max EPS beat(4)38.43%
EPS beat(8)5
Avg EPS beat(8)5.77%
EPS beat(12)7
Avg EPS beat(12)3.34%
EPS beat(16)11
Avg EPS beat(16)10.83%
Revenue beat(2)2
Avg Revenue beat(2)2.25%
Min Revenue beat(2)0.5%
Max Revenue beat(2)3.99%
Revenue beat(4)3
Avg Revenue beat(4)2.48%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)6.56%
Revenue beat(8)6
Avg Revenue beat(8)1.68%
Revenue beat(12)6
Avg Revenue beat(12)-1.21%
Revenue beat(16)10
Avg Revenue beat(16)2.03%
PT rev (1m)0%
PT rev (3m)6.99%
EPS NQ rev (1m)-0.95%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)-1.44%
EPS NY rev (3m)1.98%
Revenue NQ rev (1m)1.38%
Revenue NQ rev (3m)9.43%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)4.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.06 | ||
| Fwd PE | 23.59 | ||
| P/S | 2.49 | ||
| P/FCF | 29.68 | ||
| P/OCF | 25.38 | ||
| P/B | 4.92 | ||
| P/tB | 5.63 | ||
| EV/EBITDA | 19.76 |
EPS(TTM)25.27
EY3.7%
EPS(NY)28.99
Fwd EY4.24%
FCF(TTM)23.04
FCFY3.37%
OCF(TTM)26.94
OCFY3.94%
SpS274.49
BVpS139.07
TBVpS121.41
PEG (NY)1.53
PEG (5Y)1.24
Graham Number281.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROCE | 20.79% | ||
| ROIC | 16.66% | ||
| ROICexc | 25.5% | ||
| ROICexgc | 31.35% | ||
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% | ||
| FCFM | 8.4% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score9
Asset Turnover1.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 150.4% | ||
| Cap/Sales | 1.42% | ||
| Interest Coverage | 1992.68 | ||
| Cash Conversion | 82.39% | ||
| Profit Quality | 91.44% | ||
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 | ||
| Altman-Z | 12.79 |
F-Score9
WACC9.51%
ROIC/WACC1.75
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)42.85%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%24.05%
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)15.76%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%9.67%
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.5%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year25.78%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-22.96%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y-16.83%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 2 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 7 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 27.06 and the Price/Book (PB) ratio is 4.92.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 9 / 10.