499.315 USD
-118.18 (-19.14%)
Last: Jan 30, 2026, 01:29 PM
CVCO gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. CVCO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. CVCO is not overvalued while it is showing excellent growth. This is an interesting combination. This makes CVCO very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- In the past year CVCO had a positive cash flow from operations.
- CVCO had positive earnings in each of the past 5 years.
- Each year in the past 5 years CVCO had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 13.58%, CVCO belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 18.12%, CVCO is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
- CVCO has a better Return On Invested Capital (16.66%) than 93.33% of its industry peers.
- CVCO had an Average Return On Invested Capital over the past 3 years of 17.08%. This is significantly above the industry average of 9.70%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROIC | 16.66% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- CVCO has a better Profit Margin (9.18%) than 80.00% of its industry peers.
- In the last couple of years the Profit Margin of CVCO has grown nicely.
- The Operating Margin of CVCO (10.97%) is better than 71.67% of its industry peers.
- CVCO's Operating Margin has improved in the last couple of years.
- CVCO has a Gross Margin (23.79%) which is in line with its industry peers.
- In the last couple of years the Gross Margin of CVCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. Health
2.1 Basic Checks
- CVCO has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- CVCO has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CVCO has less shares outstanding
- The debt/assets ratio for CVCO has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 11.76 indicates that CVCO is not in any danger for bankruptcy at the moment.
- The Altman-Z score of CVCO (11.76) is better than 95.00% of its industry peers.
- CVCO has a debt to FCF ratio of 0.04. This is a very positive value and a sign of high solvency as it would only need 0.04 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 0.04, CVCO belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
- A Debt/Equity ratio of 0.01 indicates that CVCO is not too dependend on debt financing.
- CVCO has a Debt to Equity ratio of 0.01. This is in the better half of the industry: CVCO outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 11.76 |
ROIC/WACC1.8
WACC9.26%
2.3 Liquidity
- CVCO has a Current Ratio of 2.94. This indicates that CVCO is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of CVCO (2.94) is comparable to the rest of the industry.
- A Quick Ratio of 2.13 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO's Quick ratio of 2.13 is amongst the best of the industry. CVCO outperforms 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 |
3. Growth
3.1 Past
- CVCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.86%, which is quite good.
- CVCO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 21.77% yearly.
- CVCO shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.29%.
- Measured over the past years, CVCO shows a quite strong growth in Revenue. The Revenue has been growing by 13.68% on average per year.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)12.29%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- The Earnings Per Share is expected to grow by 15.61% on average over the next years. This is quite good.
- CVCO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.53% yearly.
EPS Next Y17.64%
EPS Next 2Y15.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.9%
Revenue Next 2Y11.53%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 20.85 indicates a rather expensive valuation of CVCO.
- Based on the Price/Earnings ratio, CVCO is valued a bit more expensive than 65.00% of the companies in the same industry.
- When comparing the Price/Earnings ratio of CVCO to the average of the S&P500 Index (28.39), we can say CVCO is valued slightly cheaper.
- With a Price/Forward Earnings ratio of 17.22, CVCO is valued on the expensive side.
- CVCO's Price/Forward Earnings ratio is in line with the industry average.
- When comparing the Price/Forward Earnings ratio of CVCO to the average of the S&P500 Index (25.72), we can say CVCO is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.85 | ||
| Fwd PE | 17.22 |
4.2 Price Multiples
- 66.67% of the companies in the same industry are cheaper than CVCO, based on the Enterprise Value to EBITDA ratio.
- CVCO's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.67 | ||
| EV/EBITDA | 17.31 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- CVCO has an outstanding profitability rating, which may justify a higher PE ratio.
- CVCO's earnings are expected to grow with 15.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.18
PEG (5Y)0.96
EPS Next 2Y15.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CVCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 7 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 3 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 20.85 and the Price/Book (PB) ratio is 3.59.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 9 / 10.