TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
USA - NYSE:CURV - US89142B1070 - Common Stock
1.87 USD
+0.02 (+1.08%)
1.87 USD
0 (0%)
CURV gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. While CURV is still in line with the averages on profitability rating, there are concerns on its financial health. CURV is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CURV had positive earnings in the past year.
CURV had a positive operating cash flow in the past year.
Of the past 5 years CURV 4 years were profitable.
CURV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CURV's Return On Assets of 0.80% is in line compared to the rest of the industry. CURV outperforms 53.72% of its industry peers.
CURV has a Return On Invested Capital of 12.72%. This is amongst the best in the industry. CURV outperforms 80.99% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CURV is significantly above the industry average of 12.16%.
The 3 year average ROIC (19.24%) for CURV is well above the current ROIC(12.72%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | N/A | ||
| ROIC | 12.72% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
CURV has a Profit Margin (0.31%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CURV has declined.
With a Operating Margin value of 3.45%, CURV perfoms like the industry average, outperforming 57.85% of the companies in the same industry.
In the last couple of years the Operating Margin of CURV has declined.
Looking at the Gross Margin, with a value of 35.83%, CURV is in line with its industry, outperforming 48.76% of the companies in the same industry.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.45% | ||
| PM (TTM) | 0.31% | ||
| GM | 35.83% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CURV is creating some value.
The number of shares outstanding for CURV has been increased compared to 1 year ago.
The number of shares outstanding for CURV has been reduced compared to 5 years ago.
CURV has a better debt/assets ratio than last year.
2.2 Solvency
CURV has an Altman-Z score of 1.84. This is not the best score and indicates that CURV is in the grey zone with still only limited risk for bankruptcy at the moment.
CURV has a Altman-Z score (1.84) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.84 |
ROIC/WACC1.17
WACC10.84%
2.3 Liquidity
CURV has a Current Ratio of 0.83. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
CURV's Current ratio of 0.83 is on the low side compared to the rest of the industry. CURV is outperformed by 82.64% of its industry peers.
CURV has a Quick Ratio of 0.83. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of CURV (0.26) is worse than 80.99% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for CURV have decreased strongly by -69.23% in the last year.
Measured over the past years, CURV shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.48% on average per year.
The Revenue has decreased by -5.76% in the past year.
Measured over the past years, CURV shows a small growth in Revenue. The Revenue has been growing by 1.26% on average per year.
EPS 1Y (TTM)-69.23%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-75%
Revenue 1Y (TTM)-5.76%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-7.67%
3.2 Future
CURV is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.21% yearly.
CURV is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.64% yearly.
EPS Next Y-11.66%
EPS Next 2Y8.11%
EPS Next 3Y10.21%
EPS Next 5YN/A
Revenue Next Year-8.21%
Revenue Next 2Y-4.8%
Revenue Next 3Y-3.64%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CURV is valuated quite expensively with a Price/Earnings ratio of 46.75.
CURV's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of CURV to the average of the S&P500 Index (27.41), we can say CURV is valued expensively.
The Price/Forward Earnings ratio is 10.00, which indicates a very decent valuation of CURV.
85.12% of the companies in the same industry are more expensive than CURV, based on the Price/Forward Earnings ratio.
CURV is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.75 | ||
| Fwd PE | 10 |
4.2 Price Multiples
95.04% of the companies in the same industry are more expensive than CURV, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 3.33 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.11%
EPS Next 3Y10.21%
5. Dividend
5.1 Amount
CURV does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1.87
+0.02 (+1.08%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners19.78%
Inst Owner Change-7%
Ins Owners7.51%
Ins Owner Change-22.09%
Market Cap185.37M
Analysts55
Price Target3.01 (60.96%)
Short Float %5.4%
Short Ratio2.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.77%
Min EPS beat(2)-38.09%
Max EPS beat(2)22.55%
EPS beat(4)2
Avg EPS beat(4)-23.57%
Min EPS beat(4)-129.71%
Max EPS beat(4)50.98%
EPS beat(8)6
Avg EPS beat(8)6.91%
EPS beat(12)7
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)-1.01%
Min Revenue beat(2)-2.54%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-2.37%
Min Revenue beat(4)-9.52%
Max Revenue beat(4)2.08%
Revenue beat(8)4
Avg Revenue beat(8)0%
Revenue beat(12)5
Avg Revenue beat(12)-0.32%
Revenue beat(16)8
Avg Revenue beat(16)0.5%
PT rev (1m)-39.18%
PT rev (3m)-44.96%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.58%
EPS NY rev (1m)8.99%
EPS NY rev (3m)1.39%
Revenue NQ rev (1m)-5.17%
Revenue NQ rev (3m)-10.22%
Revenue NY rev (1m)-2.74%
Revenue NY rev (3m)-7.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 46.75 | ||
| Fwd PE | 10 | ||
| P/S | 0.17 | ||
| P/FCF | N/A | ||
| P/OCF | 27.78 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.33 |
EPS(TTM)0.04
EY2.14%
EPS(NY)0.19
Fwd EY10%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0.07
OCFY3.6%
SpS10.77
BVpS-2.03
TBVpS-2.11
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | N/A | ||
| ROCE | 19.78% | ||
| ROIC | 12.72% | ||
| ROICexc | 14.24% | ||
| ROICexgc | 14.93% | ||
| OM | 3.45% | ||
| PM (TTM) | 0.31% | ||
| GM | 35.83% | ||
| FCFM | N/A |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexcg growth 3Y22.64%
ROICexcg growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score4
Asset Turnover2.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.11 | ||
| Cap/Depr | 8.21% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | 1.08 | ||
| Cash Conversion | 5.02% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 1.84 |
F-Score4
WACC10.84%
ROIC/WACC1.17
Cap/Depr(3y)37.83%
Cap/Depr(5y)38.99%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-69.23%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-75%
EPS Next Y-11.66%
EPS Next 2Y8.11%
EPS Next 3Y10.21%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.76%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-7.67%
Revenue Next Year-8.21%
Revenue Next 2Y-4.8%
Revenue Next 3Y-3.64%
Revenue Next 5YN/A
EBIT growth 1Y-35.88%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year79.67%
EBIT Next 3Y28.44%
EBIT Next 5YN/A
FCF growth 1Y-106.33%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-83.6%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%