TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis

NYSE:CURV • US89142B1070

1.035 USD
-0.02 (-1.43%)
Last: Feb 27, 2026, 11:10 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Taking everything into account, CURV scores 2 out of 10 in our fundamental rating. CURV was compared to 123 industry peers in the Specialty Retail industry. There are concerns on the financial health of CURV while its profitability can be described as average. CURV is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year CURV has reported negative net income.
  • CURV had a positive operating cash flow in the past year.
  • CURV had positive earnings in 4 of the past 5 years.
  • In the past 5 years CURV always reported a positive cash flow from operatings.
CURV Yearly Net Income VS EBIT VS OCF VS FCFCURV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M

1.2 Ratios

  • The Return On Assets of CURV (-0.47%) is comparable to the rest of the industry.
  • With a decent Return On Invested Capital value of 11.08%, CURV is doing good in the industry, outperforming 78.86% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for CURV is significantly above the industry average of 11.89%.
  • The 3 year average ROIC (19.24%) for CURV is well above the current ROIC(11.08%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA -0.47%
ROE N/A
ROIC 11.08%
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
CURV Yearly ROA, ROE, ROICCURV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60

1.3 Margins

  • CURV's Profit Margin has declined in the last couple of years.
  • CURV has a Operating Margin of 2.87%. This is comparable to the rest of the industry: CURV outperforms 55.28% of its industry peers.
  • In the last couple of years the Operating Margin of CURV has declined.
  • CURV's Gross Margin of 35.57% is in line compared to the rest of the industry. CURV outperforms 47.97% of its industry peers.
  • CURV's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 2.87%
PM (TTM) N/A
GM 35.57%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
CURV Yearly Profit, Operating, Gross MarginsCURV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CURV is creating value.
  • CURV has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for CURV has been reduced compared to 5 years ago.
  • Compared to 1 year ago, CURV has an improved debt to assets ratio.
CURV Yearly Shares OutstandingCURV Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
CURV Yearly Total Debt VS Total AssetsCURV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 1.65, we must say that CURV is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.65, CURV is doing worse than 60.98% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 1.65
ROIC/WACC1.12
WACC9.89%
CURV Yearly LT Debt VS Equity VS FCFCURV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that CURV may have some problems paying its short term obligations.
  • The Current ratio of CURV (0.81) is worse than 82.93% of its industry peers.
  • A Quick Ratio of 0.26 indicates that CURV may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.26, CURV is not doing good in the industry: 79.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.26
CURV Yearly Current Assets VS Current LiabilitesCURV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • CURV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -106.67%.
  • The earnings per share for CURV have been decreasing by -16.48% on average. This is quite bad
  • Looking at the last year, CURV shows a decrease in Revenue. The Revenue has decreased by -7.33% in the last year.
  • The Revenue has been growing slightly by 1.26% on average over the past years.
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%

3.2 Future

  • Based on estimates for the next years, CURV will show a very negative growth in Earnings Per Share. The EPS will decrease by -28.61% on average per year.
  • CURV is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -5.03% yearly.
EPS Next Y-173.31%
EPS Next 2Y-49.81%
EPS Next 3Y-28.61%
EPS Next 5YN/A
Revenue Next Year-9.37%
Revenue Next 2Y-7.26%
Revenue Next 3Y-5.03%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CURV Yearly Revenue VS EstimatesCURV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
CURV Yearly EPS VS EstimatesCURV Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 2027 2028 0 0.2 0.4 0.6 0.8

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • CURV reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year CURV is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CURV Price Earnings VS Forward Price EarningsCURV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 50 -50 -100

4.2 Price Multiples

  • CURV's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CURV is cheaper than 62.60% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 9.92
CURV Per share dataCURV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • CURV's earnings are expected to decrease with -28.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-49.81%
EPS Next 3Y-28.61%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CURV!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TORRID HOLDINGS INC

NYSE:CURV (2/27/2026, 11:10:35 AM)

1.035

-0.02 (-1.43%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-03
Earnings (Next)06-03
Inst Owners26.37%
Inst Owner Change-2.26%
Ins Owners7.44%
Ins Owner Change-0.07%
Market Cap102.67M
Revenue(TTM)1.04B
Net Income(TTM)-1.91M
Analysts52.73
Price Target1.5 (44.93%)
Short Float %9.94%
Short Ratio6.94
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-410%
Min EPS beat(2)-781.91%
Max EPS beat(2)-38.09%
EPS beat(4)2
Avg EPS beat(4)-186.62%
Min EPS beat(4)-781.91%
Max EPS beat(4)50.98%
EPS beat(8)5
Avg EPS beat(8)-95.97%
EPS beat(12)7
Avg EPS beat(12)-61.26%
EPS beat(16)9
Avg EPS beat(16)-48.04%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-0.59%
Min Revenue beat(4)-2.54%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-1.53%
Revenue beat(12)5
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)0.59%
PT rev (1m)0%
PT rev (3m)-47.69%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-581.94%
EPS NY rev (1m)0%
EPS NY rev (3m)-268.3%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)-8.43%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.17%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.1
P/FCF N/A
P/OCF 20.94
P/B N/A
P/tB N/A
EV/EBITDA 9.92
EPS(TTM)-0.01
EYN/A
EPS(NY)-0.04
Fwd EYN/A
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.05
OCFY4.77%
SpS10.48
BVpS-2.08
TBVpS-2.17
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.47%
ROE N/A
ROCE 17.54%
ROIC 11.08%
ROICexc 12.19%
ROICexgc 12.82%
OM 2.87%
PM (TTM) N/A
GM 35.57%
FCFM N/A
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexgc growth 3Y22.64%
ROICexgc growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score3
Asset Turnover2.58
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 7.61
Cap/Depr 106.1%
Cap/Sales 0.69%
Interest Coverage 0.96
Cash Conversion 13.38%
Profit Quality N/A
Current Ratio 0.81
Quick Ratio 0.26
Altman-Z 1.65
F-Score3
WACC9.89%
ROIC/WACC1.12
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
EPS Next Y-173.31%
EPS Next 2Y-49.81%
EPS Next 3Y-28.61%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
Revenue Next Year-9.37%
Revenue Next 2Y-7.26%
Revenue Next 3Y-5.03%
Revenue Next 5YN/A
EBIT growth 1Y-48.35%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year11.78%
EBIT Next 3Y15.11%
EBIT Next 5YN/A
FCF growth 1Y-119.8%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-85.2%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%

TORRID HOLDINGS INC / CURV FAQ

What is the fundamental rating for CURV stock?

ChartMill assigns a fundamental rating of 2 / 10 to CURV.


What is the valuation status for CURV stock?

ChartMill assigns a valuation rating of 1 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.


Can you provide the profitability details for TORRID HOLDINGS INC?

TORRID HOLDINGS INC (CURV) has a profitability rating of 4 / 10.


How financially healthy is TORRID HOLDINGS INC?

The financial health rating of TORRID HOLDINGS INC (CURV) is 1 / 10.