TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CURV - US89142B1070 - Common Stock
1.3 USD
+0.01 (+0.78%)
1.3 USD
0 (0%)
CURV gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 122 industry peers in the Specialty Retail industry. There are concerns on the financial health of CURV while its profitability can be described as average. CURV has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
CURV had positive earnings in the past year.
In the past year CURV had a positive cash flow from operations.
CURV had positive earnings in 4 of the past 5 years.
CURV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CURV has a Return On Assets (0.80%) which is comparable to the rest of the industry.
CURV's Return On Invested Capital of 12.72% is amongst the best of the industry. CURV outperforms 82.79% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CURV is significantly above the industry average of 11.71%.
The 3 year average ROIC (19.24%) for CURV is well above the current ROIC(12.72%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | N/A | ||
| ROIC | 12.72% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
CURV has a Profit Margin (0.31%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CURV has declined.
CURV has a Operating Margin of 3.45%. This is comparable to the rest of the industry: CURV outperforms 55.74% of its industry peers.
In the last couple of years the Operating Margin of CURV has declined.
CURV has a Gross Margin (35.83%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.45% | ||
| PM (TTM) | 0.31% | ||
| GM | 35.83% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CURV is creating value.
The number of shares outstanding for CURV has been increased compared to 1 year ago.
Compared to 5 years ago, CURV has less shares outstanding
CURV has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.79, we must say that CURV is in the distress zone and has some risk of bankruptcy.
CURV has a Altman-Z score of 1.79. This is comparable to the rest of the industry: CURV outperforms 45.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.79 |
ROIC/WACC1.25
WACC10.2%
2.3 Liquidity
A Current Ratio of 0.83 indicates that CURV may have some problems paying its short term obligations.
The Current ratio of CURV (0.83) is worse than 81.97% of its industry peers.
CURV has a Quick Ratio of 0.83. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
CURV has a worse Quick ratio (0.26) than 81.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for CURV have decreased strongly by -69.23% in the last year.
CURV shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.48% yearly.
Looking at the last year, CURV shows a decrease in Revenue. The Revenue has decreased by -5.76% in the last year.
CURV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.26% yearly.
EPS 1Y (TTM)-69.23%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-75%
Revenue 1Y (TTM)-5.76%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-7.67%
3.2 Future
Based on estimates for the next years, CURV will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.10% on average per year.
Based on estimates for the next years, CURV will show a decrease in Revenue. The Revenue will decrease by -4.21% on average per year.
EPS Next Y-56.44%
EPS Next 2Y-19.49%
EPS Next 3Y-20.1%
EPS Next 5YN/A
Revenue Next Year-8.3%
Revenue Next 2Y-4.8%
Revenue Next 3Y-4.21%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 32.50, CURV can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of CURV is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.31, CURV is valued a bit more expensive.
The Price/Forward Earnings ratio is 12.54, which indicates a correct valuation of CURV.
CURV's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CURV is cheaper than 73.77% of the companies in the same industry.
CURV is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.5 | ||
| Fwd PE | 12.54 |
4.2 Price Multiples
CURV's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CURV is cheaper than 87.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.19 |
4.3 Compensation for Growth
A cheap valuation may be justified as CURV's earnings are expected to decrease with -20.10% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-19.49%
EPS Next 3Y-20.1%
5. Dividend
5.1 Amount
CURV does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1.3
+0.01 (+0.78%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners28.2%
Inst Owner Change-2.17%
Ins Owners7.49%
Ins Owner Change-22.38%
Market Cap128.92M
Revenue(TTM)1.07B
Net Income(TTM)3.33M
Analysts55
Price Target2.77 (113.08%)
Short Float %6.91%
Short Ratio3.97
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.77%
Min EPS beat(2)-38.09%
Max EPS beat(2)22.55%
EPS beat(4)2
Avg EPS beat(4)-23.57%
Min EPS beat(4)-129.71%
Max EPS beat(4)50.98%
EPS beat(8)6
Avg EPS beat(8)6.91%
EPS beat(12)7
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)-1.01%
Min Revenue beat(2)-2.54%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-2.37%
Min Revenue beat(4)-9.52%
Max Revenue beat(4)2.08%
Revenue beat(8)4
Avg Revenue beat(8)0%
Revenue beat(12)5
Avg Revenue beat(12)-0.32%
Revenue beat(16)8
Avg Revenue beat(16)0.5%
PT rev (1m)-5.23%
PT rev (3m)-38.88%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)-125.01%
EPS NY rev (1m)-4.66%
EPS NY rev (3m)-50.69%
Revenue NQ rev (1m)0.46%
Revenue NQ rev (3m)-7.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.5 | ||
| Fwd PE | 12.54 | ||
| P/S | 0.12 | ||
| P/FCF | N/A | ||
| P/OCF | 19.32 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.19 |
EPS(TTM)0.04
EY3.08%
EPS(NY)0.1
Fwd EY7.98%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0.07
OCFY5.18%
SpS10.77
BVpS-2.03
TBVpS-2.11
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | N/A | ||
| ROCE | 19.78% | ||
| ROIC | 12.72% | ||
| ROICexc | 14.24% | ||
| ROICexgc | 14.93% | ||
| OM | 3.45% | ||
| PM (TTM) | 0.31% | ||
| GM | 35.83% | ||
| FCFM | N/A |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexgc growth 3Y22.64%
ROICexgc growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score4
Asset Turnover2.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.76 | ||
| Cap/Depr | 20.81% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | 1.08 | ||
| Cash Conversion | 8.93% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 1.79 |
F-Score4
WACC10.2%
ROIC/WACC1.25
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-69.23%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-75%
EPS Next Y-56.44%
EPS Next 2Y-19.49%
EPS Next 3Y-20.1%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.76%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-7.67%
Revenue Next Year-8.3%
Revenue Next 2Y-4.8%
Revenue Next 3Y-4.21%
Revenue Next 5YN/A
EBIT growth 1Y-35.88%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year61.91%
EBIT Next 3Y21.37%
EBIT Next 5YN/A
FCF growth 1Y-106.33%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-83.6%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%
TORRID HOLDINGS INC / CURV FAQ
What is the fundamental rating for CURV stock?
ChartMill assigns a fundamental rating of 3 / 10 to CURV.
Can you provide the valuation status for TORRID HOLDINGS INC?
ChartMill assigns a valuation rating of 3 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.
Can you provide the profitability details for TORRID HOLDINGS INC?
TORRID HOLDINGS INC (CURV) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for CURV stock?
The Earnings per Share (EPS) of TORRID HOLDINGS INC (CURV) is expected to decline by -56.44% in the next year.
Is the dividend of TORRID HOLDINGS INC sustainable?
The dividend rating of TORRID HOLDINGS INC (CURV) is 0 / 10 and the dividend payout ratio is 0%.