TORRID HOLDINGS INC (CURV)
US89142B1070 - Common Stock
We assign a fundamental rating of 4 out of 10 to CURV. CURV was compared to 123 industry peers in the Specialty Retail industry. CURV has a medium profitability rating, but doesn't score so well on its financial health evaluation. CURV may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
CURV had positive earnings in the past year.
In the past year CURV had a positive cash flow from operations.
CURV had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CURV had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.81%, CURV is in line with its industry, outperforming 59.02% of the companies in the same industry.
CURV has a better Return On Invested Capital (15.65%) than 86.07% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CURV is above the industry average of 12.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | N/A | ||
| ROIC | 15.65% |
ROA(3y)2.26%
ROA(5y)3.43%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.43%
ROIC(5y)14.05%
1.3 Margins
CURV has a Profit Margin (1.21%) which is comparable to the rest of the industry.
CURV's Profit Margin has declined in the last couple of years.
CURV has a Operating Margin of 5.07%. This is in the better half of the industry: CURV outperforms 68.03% of its industry peers.
In the last couple of years the Operating Margin of CURV has declined.
Looking at the Gross Margin, with a value of 36.91%, CURV is in line with its industry, outperforming 52.46% of the companies in the same industry.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.07% | ||
| PM (TTM) | 1.21% | ||
| GM | 36.91% |
OM growth 3Y-4.92%
OM growth 5Y-15.34%
PM growth 3Y-26%
PM growth 5Y-36.19%
GM growth 3Y0.57%
GM growth 5Y-0.16%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CURV is still creating some value.
CURV has more shares outstanding than it did 1 year ago.
The number of shares outstanding for CURV has been reduced compared to 5 years ago.
CURV has a worse debt/assets ratio than last year.
2.2 Solvency
CURV has an Altman-Z score of 2.13. This is not the best score and indicates that CURV is in the grey zone with still only limited risk for bankruptcy at the moment.
CURV has a Altman-Z score (2.13) which is comparable to the rest of the industry.
CURV has a debt to FCF ratio of 5.70. This is a neutral value as CURV would need 5.70 years to pay back of all of its debts.
CURV has a Debt to FCF ratio of 5.70. This is comparable to the rest of the industry: CURV outperforms 59.84% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 5.7 | ||
| Altman-Z | 2.13 |
ROIC/WACC1.52
WACC10.28%
2.3 Liquidity
CURV has a Current Ratio of 0.88. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
CURV has a Current ratio of 0.88. This is amonst the worse of the industry: CURV underperforms 81.97% of its industry peers.
A Quick Ratio of 0.36 indicates that CURV may have some problems paying its short term obligations.
With a Quick ratio value of 0.36, CURV is not doing good in the industry: 66.39% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 50.00% over the past year.
The earnings per share for CURV have been decreasing by -32.43% on average. This is quite bad
The Revenue for CURV has decreased by -10.57% in the past year. This is quite bad
The Revenue has been growing slightly by 4.85% on average over the past years.
EPS 1Y (TTM)50%
EPS 3Y-20.32%
EPS 5Y-32.43%
EPS Q2Q%66.67%
Revenue 1Y (TTM)-10.57%
Revenue growth 3Y5.39%
Revenue growth 5Y4.85%
Sales Q2Q%-4.23%
3.2 Future
Based on estimates for the next years, CURV will show a very strong growth in Earnings Per Share. The EPS will grow by 41.03% on average per year.
Based on estimates for the next years, CURV will show a small growth in Revenue. The Revenue will grow by 0.57% on average per year.
EPS Next Y94.06%
EPS Next 2Y73.29%
EPS Next 3Y41.03%
EPS Next 5YN/A
Revenue Next Year0.35%
Revenue Next 2Y0.47%
Revenue Next 3Y0.57%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 20.33, CURV is valued on the expensive side.
The rest of the industry has a similar Price/Earnings ratio as CURV.
The average S&P500 Price/Earnings ratio is at 29.61. CURV is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 10.16, the valuation of CURV can be described as very reasonable.
CURV's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CURV is cheaper than 69.67% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 24.09. CURV is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.33 | ||
| Fwd PE | 10.16 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CURV is valued a bit cheaper than 75.41% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CURV indicates a rather cheap valuation: CURV is cheaper than 88.52% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.03 | ||
| EV/EBITDA | 7.58 |
4.3 Compensation for Growth
CURV's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CURV's earnings are expected to grow with 41.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y73.29%
EPS Next 3Y41.03%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TORRID HOLDINGS INC
NYSE:CURV (12/4/2024, 9:33:09 AM)
3.05
-1.53 (-33.41%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap319.27M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.33 | ||
| Fwd PE | 10.16 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.22
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | N/A | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 5.07% | ||
| PM (TTM) | 1.21% | ||
| GM | 36.91% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover2.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)50%
EPS 3Y-20.32%
EPS 5Y
EPS Q2Q%
EPS Next Y94.06%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-10.57%
Revenue growth 3Y5.39%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y