TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
USA - NYSE:CURV - US89142B1070 - Common Stock
1.4 USD
-0.07 (-4.76%)
1.4 USD
0 (0%)
Overall CURV gets a fundamental rating of 3 out of 10. We evaluated CURV against 121 industry peers in the Specialty Retail industry. While CURV is still in line with the averages on profitability rating, there are concerns on its financial health. CURV is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CURV was profitable.
CURV had a positive operating cash flow in the past year.
Of the past 5 years CURV 4 years were profitable.
Each year in the past 5 years CURV had a positive operating cash flow.
1.2 Ratios
CURV has a Return On Assets of 0.80%. This is comparable to the rest of the industry: CURV outperforms 53.72% of its industry peers.
Looking at the Return On Invested Capital, with a value of 12.72%, CURV belongs to the top of the industry, outperforming 81.82% of the companies in the same industry.
CURV had an Average Return On Invested Capital over the past 3 years of 19.24%. This is significantly above the industry average of 11.83%.
The last Return On Invested Capital (12.72%) for CURV is well below the 3 year average (19.24%), which needs to be investigated, but indicates that CURV had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | N/A | ||
| ROIC | 12.72% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
The Profit Margin of CURV (0.31%) is comparable to the rest of the industry.
CURV's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 3.45%, CURV perfoms like the industry average, outperforming 55.37% of the companies in the same industry.
In the last couple of years the Operating Margin of CURV has declined.
CURV has a Gross Margin (35.83%) which is in line with its industry peers.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.45% | ||
| PM (TTM) | 0.31% | ||
| GM | 35.83% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CURV is creating value.
The number of shares outstanding for CURV has been increased compared to 1 year ago.
Compared to 5 years ago, CURV has less shares outstanding
The debt/assets ratio for CURV has been reduced compared to a year ago.
2.2 Solvency
CURV has an Altman-Z score of 1.80. This is a bad value and indicates that CURV is not financially healthy and even has some risk of bankruptcy.
CURV's Altman-Z score of 1.80 is in line compared to the rest of the industry. CURV outperforms 42.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.8 |
ROIC/WACC1.23
WACC10.32%
2.3 Liquidity
A Current Ratio of 0.83 indicates that CURV may have some problems paying its short term obligations.
CURV has a worse Current ratio (0.83) than 82.64% of its industry peers.
A Quick Ratio of 0.26 indicates that CURV may have some problems paying its short term obligations.
The Quick ratio of CURV (0.26) is worse than 82.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for CURV have decreased strongly by -69.23% in the last year.
Measured over the past years, CURV shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.48% on average per year.
The Revenue has decreased by -5.76% in the past year.
Measured over the past years, CURV shows a small growth in Revenue. The Revenue has been growing by 1.26% on average per year.
EPS 1Y (TTM)-69.23%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-75%
Revenue 1Y (TTM)-5.76%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-7.67%
3.2 Future
CURV is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -15.39% yearly.
Based on estimates for the next years, CURV will show a decrease in Revenue. The Revenue will decrease by -3.71% on average per year.
EPS Next Y-54.31%
EPS Next 2Y-18.18%
EPS Next 3Y-15.39%
EPS Next 5YN/A
Revenue Next Year-8.3%
Revenue Next 2Y-4.8%
Revenue Next 3Y-3.71%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 35.00, which means the current valuation is very expensive for CURV.
Compared to the rest of the industry, the Price/Earnings ratio of CURV is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.89. CURV is valued slightly more expensive when compared to this.
The Price/Forward Earnings ratio is 13.07, which indicates a correct valuation of CURV.
CURV's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CURV is cheaper than 75.21% of the companies in the same industry.
CURV is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.99, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35 | ||
| Fwd PE | 13.07 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CURV is valued cheaply inside the industry as 85.12% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.32 |
4.3 Compensation for Growth
A cheap valuation may be justified as CURV's earnings are expected to decrease with -15.39% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-18.18%
EPS Next 3Y-15.39%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1.4
-0.07 (-4.76%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners28.2%
Inst Owner Change0.01%
Ins Owners7.49%
Ins Owner Change-22.4%
Market Cap138.84M
Revenue(TTM)1.07B
Net Income(TTM)3.33M
Analysts55
Price Target2.93 (109.29%)
Short Float %7.56%
Short Ratio3.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.77%
Min EPS beat(2)-38.09%
Max EPS beat(2)22.55%
EPS beat(4)2
Avg EPS beat(4)-23.57%
Min EPS beat(4)-129.71%
Max EPS beat(4)50.98%
EPS beat(8)6
Avg EPS beat(8)6.91%
EPS beat(12)7
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)1.25%
Revenue beat(2)1
Avg Revenue beat(2)-1.01%
Min Revenue beat(2)-2.54%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-2.37%
Min Revenue beat(4)-9.52%
Max Revenue beat(4)2.08%
Revenue beat(8)4
Avg Revenue beat(8)0%
Revenue beat(12)5
Avg Revenue beat(12)-0.32%
Revenue beat(16)8
Avg Revenue beat(16)0.5%
PT rev (1m)-2.71%
PT rev (3m)-44.81%
EPS NQ rev (1m)-71.88%
EPS NQ rev (3m)-67.85%
EPS NY rev (1m)0%
EPS NY rev (3m)-43.63%
Revenue NQ rev (1m)-3.06%
Revenue NQ rev (3m)-8.89%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)-3.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35 | ||
| Fwd PE | 13.07 | ||
| P/S | 0.13 | ||
| P/FCF | N/A | ||
| P/OCF | 20.81 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.32 |
EPS(TTM)0.04
EY2.86%
EPS(NY)0.11
Fwd EY7.65%
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0.07
OCFY4.81%
SpS10.77
BVpS-2.03
TBVpS-2.11
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.8% | ||
| ROE | N/A | ||
| ROCE | 19.78% | ||
| ROIC | 12.72% | ||
| ROICexc | 14.24% | ||
| ROICexgc | 14.93% | ||
| OM | 3.45% | ||
| PM (TTM) | 0.31% | ||
| GM | 35.83% | ||
| FCFM | N/A |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexgc growth 3Y22.64%
ROICexgc growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score4
Asset Turnover2.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.76 | ||
| Cap/Depr | 20.81% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | 1.08 | ||
| Cash Conversion | 8.93% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 1.8 |
F-Score4
WACC10.32%
ROIC/WACC1.23
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-69.23%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-75%
EPS Next Y-54.31%
EPS Next 2Y-18.18%
EPS Next 3Y-15.39%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.76%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-7.67%
Revenue Next Year-8.3%
Revenue Next 2Y-4.8%
Revenue Next 3Y-3.71%
Revenue Next 5YN/A
EBIT growth 1Y-35.88%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year61.91%
EBIT Next 3Y21.64%
EBIT Next 5YN/A
FCF growth 1Y-106.33%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-83.6%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%
TORRID HOLDINGS INC / CURV FAQ
What is the fundamental rating for CURV stock?
ChartMill assigns a fundamental rating of 3 / 10 to CURV.
Can you provide the valuation status for TORRID HOLDINGS INC?
ChartMill assigns a valuation rating of 2 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.
Can you provide the profitability details for TORRID HOLDINGS INC?
TORRID HOLDINGS INC (CURV) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for CURV stock?
The Earnings per Share (EPS) of TORRID HOLDINGS INC (CURV) is expected to decline by -54.31% in the next year.
Is the dividend of TORRID HOLDINGS INC sustainable?
The dividend rating of TORRID HOLDINGS INC (CURV) is 0 / 10 and the dividend payout ratio is 0%.