TORRID HOLDINGS INC (CURV) Fundamental Analysis & Valuation

NYSE:CURV • US89142B1070

Current stock price

1.68 USD
-0.08 (-4.55%)
At close:
1.687 USD
+0.01 (+0.42%)
After Hours:

This CURV fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. CURV Profitability Analysis

1.1 Basic Checks

  • In the past year CURV has reported negative net income.
  • In the past year CURV has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: CURV reported negative net income in multiple years.
  • Of the past 5 years CURV 4 years had a positive operating cash flow.
CURV Yearly Net Income VS EBIT VS OCF VS FCFCURV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 50M 100M 150M

1.2 Ratios

  • The Return On Assets of CURV (-1.76%) is worse than 60.16% of its industry peers.
  • With a decent Return On Invested Capital value of 8.57%, CURV is doing good in the industry, outperforming 73.17% of the companies in the same industry.
  • CURV had an Average Return On Invested Capital over the past 3 years of 14.52%. This is in line with the industry average of 13.24%.
  • The 3 year average ROIC (14.52%) for CURV is well above the current ROIC(8.57%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA -1.76%
ROE N/A
ROIC 8.57%
ROA(3y)1.34%
ROA(5y)1.67%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.52%
ROIC(5y)16.49%
CURV Yearly ROA, ROE, ROICCURV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 20 -20 40 -40 60

1.3 Margins

  • CURV's Operating Margin of 2.14% is in line compared to the rest of the industry. CURV outperforms 50.41% of its industry peers.
  • In the last couple of years the Operating Margin of CURV has declined.
  • Looking at the Gross Margin, with a value of 34.79%, CURV is in line with its industry, outperforming 45.53% of the companies in the same industry.
  • CURV's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 2.14%
PM (TTM) N/A
GM 34.79%
OM growth 3Y-35.26%
OM growth 5Y-18%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.83%
GM growth 5Y0.08%
CURV Yearly Profit, Operating, Gross MarginsCURV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. CURV Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CURV is creating some value.
  • The number of shares outstanding for CURV has been reduced compared to 1 year ago.
  • Compared to 5 years ago, CURV has less shares outstanding
  • CURV has a worse debt/assets ratio than last year.
CURV Yearly Shares OutstandingCURV Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M 100M
CURV Yearly Total Debt VS Total AssetsCURV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M

2.2 Solvency

  • CURV has an Altman-Z score of 1.50. This is a bad value and indicates that CURV is not financially healthy and even has some risk of bankruptcy.
  • CURV's Altman-Z score of 1.50 is on the low side compared to the rest of the industry. CURV is outperformed by 67.48% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 1.5
ROIC/WACC0.94
WACC9.16%
CURV Yearly LT Debt VS Equity VS FCFCURV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 100M -100M 200M -200M 300M

2.3 Liquidity

  • A Current Ratio of 0.78 indicates that CURV may have some problems paying its short term obligations.
  • With a Current ratio value of 0.78, CURV is not doing good in the industry: 87.80% of the companies in the same industry are doing better.
  • CURV has a Quick Ratio of 0.78. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.23, CURV is not doing good in the industry: 87.80% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.23
CURV Yearly Current Assets VS Current LiabilitesCURV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 2026 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. CURV Growth Analysis

3.1 Past

  • CURV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -137.50%.
  • CURV shows a decrease in Revenue. In the last year, the revenue decreased by -9.39%.
  • Measured over the past years, CURV shows a small growth in Revenue. The Revenue has been growing by 0.32% on average per year.
EPS 1Y (TTM)-137.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-166.67%
Revenue 1Y (TTM)-9.39%
Revenue growth 3Y-8.09%
Revenue growth 5Y0.32%
Sales Q2Q%-14.3%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.77% on average over the next years.
  • The Revenue is expected to decrease by -0.36% on average over the next years.
EPS Next Y29.16%
EPS Next 2Y57.35%
EPS Next 3Y4.77%
EPS Next 5YN/A
Revenue Next Year-3.58%
Revenue Next 2Y-1.25%
Revenue Next 3Y-0.36%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CURV Yearly Revenue VS EstimatesCURV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M 1B
CURV Yearly EPS VS EstimatesCURV Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 2027 2028 2029 0 0.2 0.4 0.6 0.8

More info and screens

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1

4. CURV Valuation Analysis

4.1 Price/Earnings Ratio

  • CURV reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for CURV. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CURV Price Earnings VS Forward Price EarningsCURV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CURV is valued a bit cheaper than 69.11% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 7.43
CURV Per share dataCURV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y57.35%
EPS Next 3Y4.77%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CURV Dividend Analysis

5.1 Amount

  • CURV does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CURV Fundamentals: All Metrics, Ratios and Statistics

TORRID HOLDINGS INC

NYSE:CURV (4/29/2026, 8:04:00 PM)

After market: 1.687 +0.01 (+0.42%)

1.68

-0.08 (-4.55%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Industry Strength72.05
Industry Growth50.93
Earnings (Last)03-19
Earnings (Next)06-03
Inst Owners24.52%
Inst Owner Change2.32%
Ins Owners8.21%
Ins Owner Change0.01%
Market Cap166.86M
Revenue(TTM)1.00B
Net Income(TTM)-7.03M
Analysts52.73
Price Target1.61 (-4.17%)
Short Float %13.42%
Short Ratio4.73
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-373.19%
Min EPS beat(2)-781.91%
Max EPS beat(2)35.54%
EPS beat(4)2
Avg EPS beat(4)-190.48%
Min EPS beat(4)-781.91%
Max EPS beat(4)35.54%
EPS beat(8)5
Avg EPS beat(8)-97.64%
EPS beat(12)7
Avg EPS beat(12)-62.37%
EPS beat(16)9
Avg EPS beat(16)-46.11%
Revenue beat(2)1
Avg Revenue beat(2)-0.8%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)0.81%
Revenue beat(4)2
Avg Revenue beat(4)-0.91%
Min Revenue beat(4)-2.54%
Max Revenue beat(4)0.81%
Revenue beat(8)3
Avg Revenue beat(8)-2.02%
Revenue beat(12)5
Avg Revenue beat(12)-0.79%
Revenue beat(16)8
Avg Revenue beat(16)0.24%
PT rev (1m)7.12%
PT rev (3m)7.12%
EPS NQ rev (1m)-72.22%
EPS NQ rev (3m)-88.89%
EPS NY rev (1m)-8.71%
EPS NY rev (3m)-8.71%
Revenue NQ rev (1m)0.11%
Revenue NQ rev (3m)3.17%
Revenue NY rev (1m)2.11%
Revenue NY rev (3m)1.53%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.17
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 7.43
EPS(TTM)-0.06
EYN/A
EPS(NY)-0.04
Fwd EYN/A
FCF(TTM)-0.22
FCFYN/A
OCF(TTM)-0.13
OCFYN/A
SpS10.07
BVpS-2.15
TBVpS-2.23
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -1.76%
ROE N/A
ROCE 14.14%
ROIC 8.57%
ROICexc 9.58%
ROICexgc 10.09%
OM 2.14%
PM (TTM) N/A
GM 34.79%
FCFM N/A
ROA(3y)1.34%
ROA(5y)1.67%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)14.52%
ROIC(5y)16.49%
ROICexc(3y)16.74%
ROICexc(5y)18.35%
ROICexgc(3y)17.47%
ROICexgc(5y)19.06%
ROCE(3y)20.96%
ROCE(5y)23.61%
ROICexgc growth 3Y-30.17%
ROICexgc growth 5Y-9.11%
ROICexc growth 3Y-30.61%
ROICexc growth 5Y-9.47%
OM growth 3Y-35.26%
OM growth 5Y-18%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.83%
GM growth 5Y0.08%
F-Score2
Asset Turnover2.5
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 5.1
Cap/Depr 24.52%
Cap/Sales 0.89%
Interest Coverage 0.66
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.78
Quick Ratio 0.23
Altman-Z 1.5
F-Score2
WACC9.16%
ROIC/WACC0.94
Cap/Depr(3y)43.86%
Cap/Depr(5y)48.36%
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-137.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-166.67%
EPS Next Y29.16%
EPS Next 2Y57.35%
EPS Next 3Y4.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-9.39%
Revenue growth 3Y-8.09%
Revenue growth 5Y0.32%
Sales Q2Q%-14.3%
Revenue Next Year-3.58%
Revenue Next 2Y-1.25%
Revenue Next 3Y-0.36%
Revenue Next 5YN/A
EBIT growth 1Y-62.59%
EBIT growth 3Y-40.5%
EBIT growth 5Y-17.73%
EBIT Next Year258.05%
EBIT Next 3Y58.76%
EBIT Next 5YN/A
FCF growth 1Y-134.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-116.81%
OCF growth 3YN/A
OCF growth 5YN/A

TORRID HOLDINGS INC / CURV Fundamental Analysis FAQ

What is the fundamental rating for CURV stock?

ChartMill assigns a fundamental rating of 2 / 10 to CURV.


What is the valuation status for CURV stock?

ChartMill assigns a valuation rating of 1 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.


What is the profitability of CURV stock?

TORRID HOLDINGS INC (CURV) has a profitability rating of 3 / 10.


What is the expected EPS growth for TORRID HOLDINGS INC (CURV) stock?

The Earnings per Share (EPS) of TORRID HOLDINGS INC (CURV) is expected to grow by 29.16% in the next year.


Is the dividend of TORRID HOLDINGS INC sustainable?

The dividend rating of TORRID HOLDINGS INC (CURV) is 0 / 10 and the dividend payout ratio is 0%.