TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CURV - US89142B1070 - Common Stock
1.24 USD
0 (0%)
1.24 USD
0 (0%)
Overall CURV gets a fundamental rating of 2 out of 10. We evaluated CURV against 121 industry peers in the Specialty Retail industry. While CURV is still in line with the averages on profitability rating, there are concerns on its financial health. CURV does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- CURV had negative earnings in the past year.
- In the past year CURV had a positive cash flow from operations.
- Of the past 5 years CURV 4 years were profitable.
- CURV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of CURV (-0.47%) is comparable to the rest of the industry.
- Looking at the Return On Invested Capital, with a value of 11.08%, CURV is in the better half of the industry, outperforming 78.51% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for CURV is significantly above the industry average of 12.37%.
- The last Return On Invested Capital (11.08%) for CURV is well below the 3 year average (19.24%), which needs to be investigated, but indicates that CURV had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.47% | ||
| ROE | N/A | ||
| ROIC | 11.08% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
- In the last couple of years the Profit Margin of CURV has declined.
- The Operating Margin of CURV (2.87%) is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of CURV has declined.
- CURV's Gross Margin of 35.57% is in line compared to the rest of the industry. CURV outperforms 47.11% of its industry peers.
- CURV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.87% | ||
| PM (TTM) | N/A | ||
| GM | 35.57% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so CURV is creating value.
- The number of shares outstanding for CURV has been increased compared to 1 year ago.
- CURV has less shares outstanding than it did 5 years ago.
- CURV has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.67, we must say that CURV is in the distress zone and has some risk of bankruptcy.
- CURV's Altman-Z score of 1.67 is in line compared to the rest of the industry. CURV outperforms 40.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.67 |
ROIC/WACC1.09
WACC10.19%
2.3 Liquidity
- A Current Ratio of 0.81 indicates that CURV may have some problems paying its short term obligations.
- With a Current ratio value of 0.81, CURV is not doing good in the industry: 84.30% of the companies in the same industry are doing better.
- A Quick Ratio of 0.26 indicates that CURV may have some problems paying its short term obligations.
- CURV has a worse Quick ratio (0.26) than 80.99% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
- CURV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -106.67%.
- Measured over the past years, CURV shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.48% on average per year.
- Looking at the last year, CURV shows a decrease in Revenue. The Revenue has decreased by -7.33% in the last year.
- Measured over the past years, CURV shows a small growth in Revenue. The Revenue has been growing by 1.26% on average per year.
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
3.2 Future
- The Earnings Per Share is expected to decrease by -29.89% on average over the next years. This is quite bad
- Based on estimates for the next years, CURV will show a decrease in Revenue. The Revenue will decrease by -5.07% on average per year.
EPS Next Y-173.31%
EPS Next 2Y-49.81%
EPS Next 3Y-29.89%
EPS Next 5YN/A
Revenue Next Year-9.37%
Revenue Next 2Y-7.28%
Revenue Next 3Y-5.07%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- CURV reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- Also next year CURV is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
- 61.98% of the companies in the same industry are more expensive than CURV, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 10.44 |
4.3 Compensation for Growth
- CURV's earnings are expected to decrease with -29.89% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-49.81%
EPS Next 3Y-29.89%
5. Dividend
5.1 Amount
- No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
TORRID HOLDINGS INC / CURV FAQ
What is the fundamental rating for CURV stock?
ChartMill assigns a fundamental rating of 2 / 10 to CURV.
What is the valuation status for CURV stock?
ChartMill assigns a valuation rating of 1 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.
Can you provide the profitability details for TORRID HOLDINGS INC?
TORRID HOLDINGS INC (CURV) has a profitability rating of 4 / 10.
How financially healthy is TORRID HOLDINGS INC?
The financial health rating of TORRID HOLDINGS INC (CURV) is 2 / 10.