TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
NYSE:CURV - New York Stock Exchange, Inc. - US89142B1070 - Common Stock - Currency: USD
CURV gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. There are concerns on the financial health of CURV while its profitability can be described as average. CURV has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CURV was profitable.
In the past year CURV had a positive cash flow from operations.
Of the past 5 years CURV 4 years were profitable.
In the past 5 years CURV always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.34%, CURV is in line with its industry, outperforming 59.50% of the companies in the same industry.
The Return On Invested Capital of CURV (17.13%) is better than 85.12% of its industry peers.
CURV had an Average Return On Invested Capital over the past 3 years of 19.24%. This is significantly above the industry average of 13.55%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.34% | ||
| ROE | N/A | ||
| ROIC | 17.13% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
CURV has a Profit Margin of 1.48%. This is comparable to the rest of the industry: CURV outperforms 54.55% of its industry peers.
In the last couple of years the Profit Margin of CURV has declined.
CURV has a better Operating Margin (5.18%) than 66.94% of its industry peers.
In the last couple of years the Operating Margin of CURV has declined.
With a Gross Margin value of 37.46%, CURV perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
CURV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.18% | ||
| PM (TTM) | 1.48% | ||
| GM | 37.46% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
CURV has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
CURV has more shares outstanding than it did 1 year ago.
The number of shares outstanding for CURV has been reduced compared to 5 years ago.
Compared to 1 year ago, CURV has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.16 indicates that CURV is not a great score, but indicates only limited risk for bankruptcy at the moment.
CURV has a Altman-Z score (2.16) which is in line with its industry peers.
CURV has a debt to FCF ratio of 4.71. This is a neutral value as CURV would need 4.71 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.71, CURV is doing good in the industry, outperforming 60.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 4.71 | ||
| Altman-Z | 2.16 |
ROIC/WACC1.73
WACC9.88%
2.3 Liquidity
A Current Ratio of 0.86 indicates that CURV may have some problems paying its short term obligations.
With a Current ratio value of 0.86, CURV is not doing good in the industry: 82.64% of the companies in the same industry are doing better.
CURV has a Quick Ratio of 0.86. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.30, CURV is doing worse than 74.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.3 |
3. Growth
3.1 Past
CURV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 60.00%, which is quite impressive.
The earnings per share for CURV have been decreasing by -16.48% on average. This is quite bad
Looking at the last year, CURV shows a decrease in Revenue. The Revenue has decreased by -4.19% in the last year.
The Revenue has been growing slightly by 1.26% on average over the past years.
EPS 1Y (TTM)60%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%25%
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-6.12%
3.2 Future
The Earnings Per Share is expected to grow by 9.33% on average over the next years. This is quite good.
The Revenue is expected to decrease by -0.33% on average over the next years.
EPS Next Y-6.5%
EPS Next 2Y6.52%
EPS Next 3Y9.33%
EPS Next 5YN/A
Revenue Next Year-0.62%
Revenue Next 2Y-0.58%
Revenue Next 3Y-0.33%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 38.13, CURV can be considered very expensive at the moment.
CURV's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 28.79. CURV is valued slightly more expensive when compared to this.
The Price/Forward Earnings ratio is 40.77, which means the current valuation is very expensive for CURV.
CURV's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of CURV to the average of the S&P500 Index (21.38), we can say CURV is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.13 | ||
| Fwd PE | 40.77 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CURV is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CURV indicates a somewhat cheap valuation: CURV is cheaper than 79.34% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.16 | ||
| EV/EBITDA | 9.23 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.52%
EPS Next 3Y9.33%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
6.1
+0.08 (+1.33%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners15.11%
Inst Owner Change0.01%
Ins Owners9.54%
Ins Owner Change0.21%
Market Cap640.07M
Analysts76.67
Price Target5.67 (-7.05%)
Short Float %14.92%
Short Ratio10.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-39.36%
Min EPS beat(2)-129.71%
Max EPS beat(2)50.98%
EPS beat(4)3
Avg EPS beat(4)-4.8%
Min EPS beat(4)-129.71%
Max EPS beat(4)58.98%
EPS beat(8)5
Avg EPS beat(8)1.69%
EPS beat(12)7
Avg EPS beat(12)2.01%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.72%
Min Revenue beat(2)-9.52%
Max Revenue beat(2)2.08%
Revenue beat(4)1
Avg Revenue beat(4)-3.13%
Min Revenue beat(4)-9.52%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-0.73%
Revenue beat(12)6
Avg Revenue beat(12)0.62%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)15.83%
PT rev (3m)32.38%
EPS NQ rev (1m)-65.71%
EPS NQ rev (3m)-67.07%
EPS NY rev (1m)-37.85%
EPS NY rev (3m)-43.59%
Revenue NQ rev (1m)-3.29%
Revenue NQ rev (3m)-4.23%
Revenue NY rev (1m)-0.98%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.13 | ||
| Fwd PE | 40.77 | ||
| P/S | 0.58 | ||
| P/FCF | 10.16 | ||
| P/OCF | 8.27 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.23 |
EPS(TTM)0.16
EY2.62%
EPS(NY)0.15
Fwd EY2.45%
FCF(TTM)0.6
FCFY9.84%
OCF(TTM)0.74
OCFY12.09%
SpS10.52
BVpS-1.82
TBVpS-1.9
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.34% | ||
| ROE | N/A | ||
| ROCE | 25.39% | ||
| ROIC | 17.13% | ||
| ROICexc | 21.62% | ||
| ROICexgc | 22.65% | ||
| OM | 5.18% | ||
| PM (TTM) | 1.48% | ||
| GM | 37.46% | ||
| FCFM | 5.71% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexcg growth 3Y22.64%
ROICexcg growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score7
Asset Turnover2.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 4.71 | ||
| Debt/EBITDA | 2.97 | ||
| Cap/Depr | 38.65% | ||
| Cap/Sales | 1.3% | ||
| Interest Coverage | 1.63 | ||
| Cash Conversion | 81.94% | ||
| Profit Quality | 386.06% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.3 | ||
| Altman-Z | 2.16 |
F-Score7
WACC9.88%
ROIC/WACC1.73
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)60%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%25%
EPS Next Y-6.5%
EPS Next 2Y6.52%
EPS Next 3Y9.33%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-6.12%
Revenue Next Year-0.62%
Revenue Next 2Y-0.58%
Revenue Next 3Y-0.33%
Revenue Next 5YN/A
EBIT growth 1Y0.02%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year89.61%
EBIT Next 3Y29.84%
EBIT Next 5YN/A
FCF growth 1Y275.68%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y80.94%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%