TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CURV - US89142B1070 - Common Stock
1.02 USD
-0.02 (-1.92%)
Overall CURV gets a fundamental rating of 2 out of 10. We evaluated CURV against 123 industry peers in the Specialty Retail industry. CURV has a medium profitability rating, but doesn't score so well on its financial health evaluation. CURV has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CURV has reported negative net income.
CURV had a positive operating cash flow in the past year.
Of the past 5 years CURV 4 years were profitable.
Each year in the past 5 years CURV had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of -0.47%, CURV perfoms like the industry average, outperforming 47.15% of the companies in the same industry.
CURV has a Return On Invested Capital of 11.08%. This is in the better half of the industry: CURV outperforms 78.86% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CURV is significantly above the industry average of 12.17%.
The last Return On Invested Capital (11.08%) for CURV is well below the 3 year average (19.24%), which needs to be investigated, but indicates that CURV had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.47% | ||
| ROE | N/A | ||
| ROIC | 11.08% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
CURV's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 2.87%, CURV is in line with its industry, outperforming 53.66% of the companies in the same industry.
In the last couple of years the Operating Margin of CURV has declined.
CURV has a Gross Margin of 35.57%. This is comparable to the rest of the industry: CURV outperforms 46.34% of its industry peers.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.87% | ||
| PM (TTM) | N/A | ||
| GM | 35.57% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
CURV has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for CURV has been increased compared to 1 year ago.
Compared to 5 years ago, CURV has less shares outstanding
Compared to 1 year ago, CURV has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.65, we must say that CURV is in the distress zone and has some risk of bankruptcy.
CURV has a worse Altman-Z score (1.65) than 60.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.65 |
ROIC/WACC1.12
WACC9.9%
2.3 Liquidity
CURV has a Current Ratio of 0.81. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
CURV has a Current ratio of 0.81. This is amonst the worse of the industry: CURV underperforms 84.55% of its industry peers.
A Quick Ratio of 0.26 indicates that CURV may have some problems paying its short term obligations.
CURV has a worse Quick ratio (0.26) than 82.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for CURV have decreased strongly by -106.67% in the last year.
CURV shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.48% yearly.
Looking at the last year, CURV shows a decrease in Revenue. The Revenue has decreased by -7.33% in the last year.
CURV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.26% yearly.
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
3.2 Future
CURV is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -29.89% yearly.
CURV is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -5.07% yearly.
EPS Next Y-114.02%
EPS Next 2Y-82.15%
EPS Next 3Y-29.89%
EPS Next 5YN/A
Revenue Next Year-9.82%
Revenue Next 2Y-6.89%
Revenue Next 3Y-5.07%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CURV. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 200.00, the valuation of CURV can be described as expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CURV indicates a slightly more expensive valuation: CURV is more expensive than 60.98% of the companies listed in the same industry.
CURV's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 24.03.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 200 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CURV is valued a bit cheaper than 61.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.89 |
4.3 Compensation for Growth
A cheap valuation may be justified as CURV's earnings are expected to decrease with -29.89% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-82.15%
EPS Next 3Y-29.89%
5. Dividend
5.1 Amount
CURV does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:CURV (12/26/2025, 1:54:55 PM)
1.02
-0.02 (-1.92%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners26.38%
Inst Owner Change-2.17%
Ins Owners7.44%
Ins Owner Change-22.48%
Market Cap101.18M
Revenue(TTM)1.04B
Net Income(TTM)-1.91M
Analysts55
Price Target1.5 (47.06%)
Short Float %7.49%
Short Ratio5.56
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-410%
Min EPS beat(2)-781.91%
Max EPS beat(2)-38.09%
EPS beat(4)2
Avg EPS beat(4)-186.62%
Min EPS beat(4)-781.91%
Max EPS beat(4)50.98%
EPS beat(8)5
Avg EPS beat(8)-95.97%
EPS beat(12)7
Avg EPS beat(12)-61.26%
EPS beat(16)9
Avg EPS beat(16)-48.04%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-0.59%
Min Revenue beat(4)-2.54%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-1.53%
Revenue beat(12)5
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)0.59%
PT rev (1m)-47.69%
PT rev (3m)-50%
EPS NQ rev (1m)-249.96%
EPS NQ rev (3m)-900%
EPS NY rev (1m)-132.2%
EPS NY rev (3m)-115.88%
Revenue NQ rev (1m)-7.97%
Revenue NQ rev (3m)-8.84%
Revenue NY rev (1m)-1.66%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 200 | ||
| P/S | 0.1 | ||
| P/FCF | N/A | ||
| P/OCF | 20.64 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.89 |
EPS(TTM)-0.01
EYN/A
EPS(NY)0.01
Fwd EY0.5%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.05
OCFY4.84%
SpS10.48
BVpS-2.08
TBVpS-2.17
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.47% | ||
| ROE | N/A | ||
| ROCE | 17.54% | ||
| ROIC | 11.08% | ||
| ROICexc | 12.19% | ||
| ROICexgc | 12.82% | ||
| OM | 2.87% | ||
| PM (TTM) | N/A | ||
| GM | 35.57% | ||
| FCFM | N/A |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexgc growth 3Y22.64%
ROICexgc growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score3
Asset Turnover2.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7.61 | ||
| Cap/Depr | 106.1% | ||
| Cap/Sales | 0.69% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 13.38% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 1.65 |
F-Score3
WACC9.9%
ROIC/WACC1.12
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
EPS Next Y-114.02%
EPS Next 2Y-82.15%
EPS Next 3Y-29.89%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
Revenue Next Year-9.82%
Revenue Next 2Y-6.89%
Revenue Next 3Y-5.07%
Revenue Next 5YN/A
EBIT growth 1Y-48.35%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year47.53%
EBIT Next 3Y20.92%
EBIT Next 5YN/A
FCF growth 1Y-119.8%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-85.2%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%
TORRID HOLDINGS INC / CURV FAQ
What is the fundamental rating for CURV stock?
ChartMill assigns a fundamental rating of 2 / 10 to CURV.
Can you provide the valuation status for TORRID HOLDINGS INC?
ChartMill assigns a valuation rating of 1 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.
Can you provide the profitability details for TORRID HOLDINGS INC?
TORRID HOLDINGS INC (CURV) has a profitability rating of 4 / 10.
Can you provide the expected EPS growth for CURV stock?
The Earnings per Share (EPS) of TORRID HOLDINGS INC (CURV) is expected to decline by -114.02% in the next year.
Is the dividend of TORRID HOLDINGS INC sustainable?
The dividend rating of TORRID HOLDINGS INC (CURV) is 0 / 10 and the dividend payout ratio is 0%.