CTO REALTY GROWTH INC (CTO) Stock Fundamental Analysis
USA - NYSE:CTO - US22948Q1013 - REIT
17 USD
+0.1 (+0.59%)
17 USD
0 (0%)
Overall CTO gets a fundamental rating of 3 out of 10. We evaluated CTO against 127 industry peers in the Diversified REITs industry. Both the profitability and financial health of CTO have multiple concerns. CTO is quite expensive at the moment. It does show a decent growth rate. CTO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CTO has reported negative net income.
CTO had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: CTO reported negative net income in multiple years.
CTO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of -3.35%, CTO is not doing good in the industry: 77.95% of the companies in the same industry are doing better.
With a Return On Equity value of -7.35%, CTO is not doing good in the industry: 70.08% of the companies in the same industry are doing better.
CTO's Return On Invested Capital of 1.31% is on the low side compared to the rest of the industry. CTO is outperformed by 77.95% of its industry peers.
CTO had an Average Return On Invested Capital over the past 3 years of 1.49%. This is in line with the industry average of 3.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.35% | ||
| ROE | -7.35% | ||
| ROIC | 1.31% |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
1.3 Margins
With a Operating Margin value of 11.63%, CTO is not doing good in the industry: 70.08% of the companies in the same industry are doing better.
CTO's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 74.48%, CTO is doing good in the industry, outperforming 70.08% of the companies in the same industry.
In the last couple of years the Gross Margin of CTO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% |
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
2. Health
2.1 Basic Checks
CTO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for CTO has been increased compared to 1 year ago.
Compared to 5 years ago, CTO has more shares outstanding
The debt/assets ratio for CTO has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.83, we must say that CTO is in the distress zone and has some risk of bankruptcy.
CTO's Altman-Z score of 0.83 is fine compared to the rest of the industry. CTO outperforms 69.29% of its industry peers.
CTO has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
CTO has a Debt to Equity ratio of 1.05. This is comparable to the rest of the industry: CTO outperforms 57.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.83 |
ROIC/WACC0.19
WACC6.74%
2.3 Liquidity
A Current Ratio of 0.29 indicates that CTO may have some problems paying its short term obligations.
The Current ratio of CTO (0.29) is worse than 88.98% of its industry peers.
CTO has a Quick Ratio of 0.29. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of CTO (0.28) is worse than 88.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
The earnings per share for CTO have decreased strongly by -213.56% in the last year.
CTO shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.84%.
The Revenue has been growing by 22.61% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
3.2 Future
The Earnings Per Share is expected to grow by 58.27% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 14.20% on average over the next years. This is quite good.
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CTO. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 153.02, which means the current valuation is very expensive for CTO.
The rest of the industry has a similar Price/Forward Earnings ratio as CTO.
CTO's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 22.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 153.02 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CTO is valued a bit cheaper than 67.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12.65 |
4.3 Compensation for Growth
A more expensive valuation may be justified as CTO's earnings are expected to grow with 58.27% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CTO has a Yearly Dividend Yield of 9.11%, which is a nice return.
CTO's Dividend Yield is rather good when compared to the industry average which is at 6.33. CTO pays more dividend than 88.19% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, CTO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.11% |
5.2 History
The dividend of CTO is nicely growing with an annual growth rate of 71.47%!
CTO has been paying a dividend for at least 10 years, so it has a reliable track record.
CTO has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)71.47%
Div Incr Years0
Div Non Decr Years14
5.3 Sustainability
The earnings of CTO are negative and hence is the payout ratio. CTO will probably not be able to sustain this dividend level.
The dividend of CTO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-137.35%
EPS Next 2Y58.27%
EPS Next 3YN/A
17
+0.1 (+0.59%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners64.13%
Inst Owner Change-1.93%
Ins Owners3.97%
Ins Owner Change1.54%
Market Cap559.98M
Revenue(TTM)146.95M
Net Income(TTM)-40972000
Analysts84
Price Target21.51 (26.53%)
Short Float %4.3%
Short Ratio4.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.11% |
Yearly Dividend1.73
Dividend Growth(5Y)71.47%
DP-137.35%
Div Incr Years0
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)219.39%
Min EPS beat(2)41.76%
Max EPS beat(2)397.03%
EPS beat(4)3
Avg EPS beat(4)-1967.74%
Min EPS beat(4)-8412.68%
Max EPS beat(4)397.03%
EPS beat(8)7
Avg EPS beat(8)-733.09%
EPS beat(12)9
Avg EPS beat(12)-846.98%
EPS beat(16)11
Avg EPS beat(16)-597.35%
Revenue beat(2)1
Avg Revenue beat(2)0.75%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)2.32%
Revenue beat(4)3
Avg Revenue beat(4)2.03%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.02%
Revenue beat(8)6
Avg Revenue beat(8)2.69%
Revenue beat(12)10
Avg Revenue beat(12)4.35%
Revenue beat(16)14
Avg Revenue beat(16)7.93%
PT rev (1m)0%
PT rev (3m)-2.91%
EPS NQ rev (1m)0%
EPS NQ rev (3m)96.15%
EPS NY rev (1m)0%
EPS NY rev (3m)54.91%
Revenue NQ rev (1m)-0.38%
Revenue NQ rev (3m)-0.47%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 153.02 | ||
| P/S | 3.81 | ||
| P/FCF | N/A | ||
| P/OCF | 6.89 | ||
| P/B | 1 | ||
| P/tB | 1.16 | ||
| EV/EBITDA | 12.65 |
EPS(TTM)-0.67
EYN/A
EPS(NY)0.11
Fwd EY0.65%
FCF(TTM)-0.94
FCFYN/A
OCF(TTM)2.47
OCFY14.51%
SpS4.46
BVpS16.92
TBVpS14.65
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.35% | ||
| ROE | -7.35% | ||
| ROCE | 1.45% | ||
| ROIC | 1.31% | ||
| ROICexc | 1.32% | ||
| ROICexgc | 1.44% | ||
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% | ||
| FCFM | N/A |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
ROICexc(3y)1.51%
ROICexc(5y)1.6%
ROICexgc(3y)1.74%
ROICexgc(5y)1.85%
ROCE(3y)1.65%
ROCE(5y)1.76%
ROICexgc growth 3Y-27.84%
ROICexgc growth 5Y-12.12%
ROICexc growth 3Y-26.17%
ROICexc growth 5Y-12.49%
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.44 | ||
| Cap/Depr | 151.66% | ||
| Cap/Sales | 76.31% | ||
| Interest Coverage | 0.76 | ||
| Cash Conversion | 89.27% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | 0.83 |
F-Score4
WACC6.74%
ROIC/WACC0.19
Cap/Depr(3y)564.23%
Cap/Depr(5y)763.78%
Cap/Sales(3y)223.32%
Cap/Sales(5y)266.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.64%
EBIT growth 3Y-14.67%
EBIT growth 5Y-3.97%
EBIT Next Year175.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y87.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y31.12%
OCF growth 3Y35.98%
OCF growth 5Y33.41%
CTO REALTY GROWTH INC / CTO FAQ
What is the ChartMill fundamental rating of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CTO.
What is the valuation status of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a valuation rating of 2 / 10 to CTO REALTY GROWTH INC (CTO). This can be considered as Overvalued.
What is the profitability of CTO stock?
CTO REALTY GROWTH INC (CTO) has a profitability rating of 2 / 10.
How financially healthy is CTO REALTY GROWTH INC?
The financial health rating of CTO REALTY GROWTH INC (CTO) is 1 / 10.
Can you provide the dividend sustainability for CTO stock?
The dividend rating of CTO REALTY GROWTH INC (CTO) is 7 / 10 and the dividend payout ratio is -137.35%.