CTO REALTY GROWTH INC (CTO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CTO - US22948Q1013 - REIT
18.08 USD
+0.03 (+0.17%)
18 USD
-0.08 (-0.44%)
Overall CTO gets a fundamental rating of 3 out of 10. We evaluated CTO against 128 industry peers in the Diversified REITs industry. Both the profitability and financial health of CTO have multiple concerns. While showing a medium growth rate, CTO is valued expensive at the moment. CTO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CTO has reported negative net income.
In the past year CTO had a positive cash flow from operations.
In multiple years CTO reported negative net income over the last 5 years.
In the past 5 years CTO always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -3.34%, CTO is doing worse than 78.13% of the companies in the same industry.
CTO has a worse Return On Equity (-7.34%) than 69.53% of its industry peers.
The Return On Invested Capital of CTO (1.31%) is worse than 79.69% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CTO is in line with the industry average of 3.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.34% | ||
| ROE | -7.34% | ||
| ROIC | 1.31% |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
1.3 Margins
CTO has a worse Operating Margin (11.63%) than 70.31% of its industry peers.
CTO's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 74.48%, CTO is doing good in the industry, outperforming 71.09% of the companies in the same industry.
In the last couple of years the Gross Margin of CTO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% |
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CTO is destroying value.
The number of shares outstanding for CTO has been increased compared to 1 year ago.
CTO has more shares outstanding than it did 5 years ago.
CTO has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.86, we must say that CTO is in the distress zone and has some risk of bankruptcy.
CTO's Altman-Z score of 0.86 is fine compared to the rest of the industry. CTO outperforms 70.31% of its industry peers.
A Debt/Equity ratio of 1.05 is on the high side and indicates that CTO has dependencies on debt financing.
CTO has a Debt to Equity ratio of 1.05. This is comparable to the rest of the industry: CTO outperforms 58.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.86 |
ROIC/WACC0.19
WACC6.74%
2.3 Liquidity
CTO has a Current Ratio of 0.29. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
CTO has a Current ratio of 0.29. This is amonst the worse of the industry: CTO underperforms 88.28% of its industry peers.
CTO has a Quick Ratio of 0.29. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.28, CTO is not doing good in the industry: 87.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
CTO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -213.56%.
CTO shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.84%.
CTO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.61% yearly.
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
3.2 Future
CTO is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 58.27% yearly.
CTO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 14.20% yearly.
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CTO. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 162.74, the valuation of CTO can be described as expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CTO is on the same level as its industry peers.
CTO's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 36.20.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 162.74 |
4.2 Price Multiples
65.63% of the companies in the same industry are more expensive than CTO, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.02 |
4.3 Compensation for Growth
CTO's earnings are expected to grow with 58.27% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CTO has a Yearly Dividend Yield of 8.40%, which is a nice return.
CTO's Dividend Yield is a higher than the industry average which is at 6.34.
Compared to an average S&P500 Dividend Yield of 2.32, CTO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.4% |
5.2 History
The dividend of CTO is nicely growing with an annual growth rate of 71.47%!
CTO has paid a dividend for at least 10 years, which is a reliable track record.
CTO has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)71.47%
Div Incr Years0
Div Non Decr Years14
5.3 Sustainability
The earnings of CTO are negative and hence is the payout ratio. CTO will probably not be able to sustain this dividend level.
The dividend of CTO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-138.11%
EPS Next 2Y58.27%
EPS Next 3YN/A
18.08
+0.03 (+0.17%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners64.13%
Inst Owner Change-0.28%
Ins Owners3.97%
Ins Owner Change1.54%
Market Cap585.25M
Revenue(TTM)146.95M
Net Income(TTM)-40.88M
Analysts84
Price Target21.34 (18.03%)
Short Float %4.81%
Short Ratio5.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.4% |
Yearly Dividend1.73
Dividend Growth(5Y)71.47%
DP-138.11%
Div Incr Years0
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)219.39%
Min EPS beat(2)41.76%
Max EPS beat(2)397.03%
EPS beat(4)3
Avg EPS beat(4)-1967.74%
Min EPS beat(4)-8412.68%
Max EPS beat(4)397.03%
EPS beat(8)7
Avg EPS beat(8)-733.09%
EPS beat(12)9
Avg EPS beat(12)-846.98%
EPS beat(16)11
Avg EPS beat(16)-597.35%
Revenue beat(2)1
Avg Revenue beat(2)0.75%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)2.32%
Revenue beat(4)3
Avg Revenue beat(4)2.03%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.02%
Revenue beat(8)6
Avg Revenue beat(8)2.69%
Revenue beat(12)10
Avg Revenue beat(12)4.35%
Revenue beat(16)14
Avg Revenue beat(16)7.93%
PT rev (1m)-0.79%
PT rev (3m)-3.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-0.83%
Revenue NQ rev (3m)-1.63%
Revenue NY rev (1m)-0.47%
Revenue NY rev (3m)-0.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 162.74 | ||
| P/S | 3.98 | ||
| P/FCF | N/A | ||
| P/OCF | 7.25 | ||
| P/B | 1.05 | ||
| P/tB | 1.21 | ||
| EV/EBITDA | 13.02 |
EPS(TTM)-0.67
EYN/A
EPS(NY)0.11
Fwd EY0.61%
FCF(TTM)-0.97
FCFYN/A
OCF(TTM)2.49
OCFY13.8%
SpS4.54
BVpS17.22
TBVpS14.91
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.34% | ||
| ROE | -7.34% | ||
| ROCE | 1.45% | ||
| ROIC | 1.31% | ||
| ROICexc | 1.32% | ||
| ROICexgc | 1.44% | ||
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% | ||
| FCFM | N/A |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
ROICexc(3y)1.51%
ROICexc(5y)1.6%
ROICexgc(3y)1.74%
ROICexgc(5y)1.85%
ROCE(3y)1.65%
ROCE(5y)1.76%
ROICexgc growth 3Y-27.84%
ROICexgc growth 5Y-12.12%
ROICexc growth 3Y-26.17%
ROICexc growth 5Y-12.49%
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
F-Score5
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.47 | ||
| Cap/Depr | 152.5% | ||
| Cap/Sales | 76.37% | ||
| Interest Coverage | 0.78 | ||
| Cash Conversion | 89.04% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | 0.86 |
F-Score5
WACC6.74%
ROIC/WACC0.19
Cap/Depr(3y)564.23%
Cap/Depr(5y)763.78%
Cap/Sales(3y)223.32%
Cap/Sales(5y)266.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.63%
EBIT growth 3Y-14.67%
EBIT growth 5Y-3.97%
EBIT Next Year175.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y86.87%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.29%
OCF growth 3Y35.98%
OCF growth 5Y33.41%
CTO REALTY GROWTH INC / CTO FAQ
What is the ChartMill fundamental rating of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CTO.
What is the valuation status of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a valuation rating of 2 / 10 to CTO REALTY GROWTH INC (CTO). This can be considered as Overvalued.
What is the profitability of CTO stock?
CTO REALTY GROWTH INC (CTO) has a profitability rating of 2 / 10.
How financially healthy is CTO REALTY GROWTH INC?
The financial health rating of CTO REALTY GROWTH INC (CTO) is 1 / 10.
Can you provide the dividend sustainability for CTO stock?
The dividend rating of CTO REALTY GROWTH INC (CTO) is 7 / 10 and the dividend payout ratio is -138.11%.