CANTALOUPE INC (CTLP)
US1381031061 - Common Stock
Overall CTLP gets a fundamental rating of 4 out of 10. We evaluated CTLP against 100 industry peers in the Financial Services industry. CTLP scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. CTLP is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year CTLP was profitable.
In the past year CTLP had a positive cash flow from operations.
In the past 5 years CTLP reported 4 times negative net income.
The reported operating cash flow has been mixed in the past 5 years: CTLP reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.40%, CTLP is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
CTLP has a Return On Equity of 6.19%. This is comparable to the rest of the industry: CTLP outperforms 45.00% of its industry peers.
CTLP has a Return On Invested Capital of 5.05%. This is in the better half of the industry: CTLP outperforms 71.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.4% | ||
| ROE | 6.19% | ||
| ROIC | 5.05% |
ROA(3y)0.82%
ROA(5y)-4.86%
ROE(3y)1.56%
ROE(5y)-8.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 4.25%, CTLP is doing worse than 63.00% of the companies in the same industry.
CTLP has a Operating Margin of 5.16%. This is in the lower half of the industry: CTLP underperforms 68.00% of its industry peers.
CTLP has a Gross Margin (38.22%) which is in line with its industry peers.
In the last couple of years the Gross Margin of CTLP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.16% | ||
| PM (TTM) | 4.25% | ||
| GM | 38.22% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.71%
GM growth 5Y6.56%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CTLP is destroying value.
Compared to 1 year ago, CTLP has more shares outstanding
Compared to 5 years ago, CTLP has more shares outstanding
CTLP has a better debt/assets ratio than last year.
2.2 Solvency
CTLP has an Altman-Z score of 2.47. This is not the best score and indicates that CTLP is in the grey zone with still only limited risk for bankruptcy at the moment.
CTLP's Altman-Z score of 2.47 is fine compared to the rest of the industry. CTLP outperforms 80.00% of its industry peers.
CTLP has a debt to FCF ratio of 2.93. This is a good value and a sign of high solvency as CTLP would need 2.93 years to pay back of all of its debts.
CTLP has a Debt to FCF ratio of 2.93. This is in the better half of the industry: CTLP outperforms 72.00% of its industry peers.
A Debt/Equity ratio of 0.20 indicates that CTLP is not too dependend on debt financing.
CTLP has a better Debt to Equity ratio (0.20) than 74.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 2.93 | ||
| Altman-Z | 2.47 |
ROIC/WACC0.56
WACC8.96%
2.3 Liquidity
A Current Ratio of 1.49 indicates that CTLP should not have too much problems paying its short term obligations.
CTLP has a Current ratio of 1.49. This is in the better half of the industry: CTLP outperforms 68.00% of its industry peers.
CTLP has a Quick Ratio of 1.10. This is a normal value and indicates that CTLP is financially healthy and should not expect problems in meeting its short term obligations.
CTLP has a Quick ratio (1.10) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.49 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
CTLP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 650.00%, which is quite impressive.
The Revenue has grown by 10.24% in the past year. This is quite good.
The Revenue has been growing by 13.20% on average over the past years. This is quite good.
EPS 1Y (TTM)650%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-25%
Revenue 1Y (TTM)10.24%
Revenue growth 3Y17.19%
Revenue growth 5Y13.2%
Sales Q2Q%13.22%
3.2 Future
Based on estimates for the next years, CTLP will show a very strong growth in Earnings Per Share. The EPS will grow by 75.70% on average per year.
The Revenue is expected to grow by 15.02% on average over the next years. This is quite good.
EPS Next Y105.36%
EPS Next 2Y75.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.18%
Revenue Next 2Y15.02%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 61.07 indicates a quite expensive valuation of CTLP.
Based on the Price/Earnings ratio, CTLP is valued a bit more expensive than the industry average as 73.00% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 30.20. CTLP is valued rather expensively when compared to this.
With a Price/Forward Earnings ratio of 29.74, CTLP can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, CTLP is valued a bit more expensive than the industry average as 72.00% of the companies are valued more cheaply.
CTLP is valuated rather expensively when we compare the Price/Forward Earnings ratio to 23.28, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 61.07 | ||
| Fwd PE | 29.74 |
4.2 Price Multiples
CTLP's Enterprise Value to EBITDA ratio is in line with the industry average.
63.00% of the companies in the same industry are cheaper than CTLP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 52.19 | ||
| EV/EBITDA | 24.37 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CTLP's earnings are expected to grow with 75.70% in the coming years.
PEG (NY)0.58
PEG (5Y)N/A
EPS Next 2Y75.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CTLP does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
CANTALOUPE INC
NASDAQ:CTLP (11/4/2024, 8:02:04 PM)
After market: 9.16 0 (0%)9.16
+0.17 (+1.89%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap668.59M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
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EPS beat(8)
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EPS beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 61.07 | ||
| Fwd PE | 29.74 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.58
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.4% | ||
| ROE | 6.19% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 5.16% | ||
| PM (TTM) | 4.25% | ||
| GM | 38.22% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.49 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)650%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y105.36%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)10.24%
Revenue growth 3Y17.19%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y