CANADIAN TIRE CORP-CLASS A (CTC-A.CA) Fundamental Analysis & Valuation
TSX:CTC-A • CA1366812024
Current stock price
181.09 CAD
-3.36 (-1.82%)
Last:
This CTC-A.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. CTC-A.CA Profitability Analysis
1.1 Basic Checks
- CTC-A had positive earnings in the past year.
- In the past year CTC-A had a positive cash flow from operations.
- Each year in the past 5 years CTC-A has been profitable.
- CTC-A had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 2.44%, CTC-A is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- CTC-A's Return On Equity of 8.99% is fine compared to the rest of the industry. CTC-A outperforms 66.67% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 5.54%, CTC-A is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CTC-A is below the industry average of 10.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.44% | ||
| ROE | 8.99% | ||
| ROIC | 5.54% |
ROA(3y)2.47%
ROA(5y)3.46%
ROE(3y)9.09%
ROE(5y)13.57%
ROIC(3y)6.14%
ROIC(5y)7.39%
1.3 Margins
- CTC-A has a better Profit Margin (3.23%) than 66.67% of its industry peers.
- In the last couple of years the Profit Margin of CTC-A has declined.
- CTC-A has a better Operating Margin (7.20%) than 66.67% of its industry peers.
- In the last couple of years the Operating Margin of CTC-A has declined.
- With a decent Gross Margin value of 34.42%, CTC-A is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of CTC-A has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.2% | ||
| PM (TTM) | 3.23% | ||
| GM | 34.42% |
OM growth 3Y-6.24%
OM growth 5Y-1.82%
PM growth 3Y-18.05%
PM growth 5Y-8.6%
GM growth 3Y0.17%
GM growth 5Y0.16%
2. CTC-A.CA Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CTC-A is destroying value.
- CTC-A has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CTC-A has less shares outstanding
- Compared to 1 year ago, CTC-A has about the same debt to assets ratio.
2.2 Solvency
- CTC-A has an Altman-Z score of 1.93. This is not the best score and indicates that CTC-A is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 1.93, CTC-A is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
- The Debt to FCF ratio of CTC-A is 26.59, which is on the high side as it means it would take CTC-A, 26.59 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 26.59, CTC-A is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- A Debt/Equity ratio of 1.12 is on the high side and indicates that CTC-A has dependencies on debt financing.
- The Debt to Equity ratio of CTC-A (1.12) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 26.59 | ||
| Altman-Z | 1.93 |
ROIC/WACC0.72
WACC7.73%
2.3 Liquidity
- A Current Ratio of 1.83 indicates that CTC-A should not have too much problems paying its short term obligations.
- CTC-A has a Current ratio of 1.83. This is amongst the best in the industry. CTC-A outperforms 100.00% of its industry peers.
- A Quick Ratio of 1.44 indicates that CTC-A should not have too much problems paying its short term obligations.
- CTC-A has a better Quick ratio (1.44) than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.83 | ||
| Quick Ratio | 1.44 |
3. CTC-A.CA Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 9.68% over the past year.
- CTC-A shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.31% yearly.
- The Revenue has decreased by -0.26% in the past year.
- CTC-A shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.87% yearly.
EPS 1Y (TTM)9.68%
EPS 3Y-9.83%
EPS 5Y1.31%
EPS Q2Q%9.83%
Revenue 1Y (TTM)-0.26%
Revenue growth 3Y-2.88%
Revenue growth 5Y1.87%
Sales Q2Q%0.97%
3.2 Future
- The Earnings Per Share is expected to grow by 8.61% on average over the next years. This is quite good.
- The Revenue is expected to grow by 2.22% on average over the next years.
EPS Next Y6.46%
EPS Next 2Y7.83%
EPS Next 3Y8.61%
EPS Next 5YN/A
Revenue Next Year1.46%
Revenue Next 2Y1.96%
Revenue Next 3Y2.22%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. CTC-A.CA Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 13.10 indicates a correct valuation of CTC-A.
- Based on the Price/Earnings ratio, CTC-A is valued cheaper than 100.00% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 24.88. CTC-A is valued slightly cheaper when compared to this.
- Based on the Price/Forward Earnings ratio of 12.31, the valuation of CTC-A can be described as correct.
- 100.00% of the companies in the same industry are more expensive than CTC-A, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 22.19. CTC-A is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.1 | ||
| Fwd PE | 12.31 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CTC-A is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CTC-A indicates a somewhat cheap valuation: CTC-A is cheaper than 66.67% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.1 | ||
| EV/EBITDA | 8.02 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CTC-A does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of CTC-A may justify a higher PE ratio.
PEG (NY)2.03
PEG (5Y)10.01
EPS Next 2Y7.83%
EPS Next 3Y8.61%
5. CTC-A.CA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 3.90%, CTC-A has a reasonable but not impressive dividend return.
- CTC-A's Dividend Yield is a higher than the industry average which is at 2.70.
- CTC-A's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.9% |
5.2 History
- On average, the dividend of CTC-A grows each year by 20.98%, which is quite nice.
- CTC-A has paid a dividend for at least 10 years, which is a reliable track record.
- CTC-A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)20.98%
Div Incr Years14
Div Non Decr Years34
5.3 Sustainability
- 68.73% of the earnings are spent on dividend by CTC-A. This is not a sustainable payout ratio.
- CTC-A's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP68.73%
EPS Next 2Y7.83%
EPS Next 3Y8.61%
CTC-A.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:CTC-A (3/27/2026, 7:00:00 PM)
181.09
-3.36 (-1.82%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)02-19 2026-02-19/bmo
Earnings (Next)05-06 2026-05-06
Inst Owners35.93%
Inst Owner ChangeN/A
Ins Owners1.58%
Ins Owner ChangeN/A
Market Cap9.55B
Revenue(TTM)16.32B
Net Income(TTM)526.30M
Analysts51.76
Price Target197.27 (8.93%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.9% |
Yearly Dividend6.47
Dividend Growth(5Y)20.98%
DP68.73%
Div Incr Years14
Div Non Decr Years34
Ex-Date04-30 2026-04-30 (1.8)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)21.69%
Min EPS beat(2)14.09%
Max EPS beat(2)29.28%
EPS beat(4)3
Avg EPS beat(4)21.76%
Min EPS beat(4)-10.03%
Max EPS beat(4)53.7%
EPS beat(8)6
Avg EPS beat(8)29.9%
EPS beat(12)6
Avg EPS beat(12)13.75%
EPS beat(16)8
Avg EPS beat(16)13.98%
Revenue beat(2)0
Avg Revenue beat(2)-1.78%
Min Revenue beat(2)-2.54%
Max Revenue beat(2)-1.02%
Revenue beat(4)0
Avg Revenue beat(4)-2.41%
Min Revenue beat(4)-5.76%
Max Revenue beat(4)-0.33%
Revenue beat(8)0
Avg Revenue beat(8)-2.56%
Revenue beat(12)0
Avg Revenue beat(12)-3.27%
Revenue beat(16)2
Avg Revenue beat(16)-2.15%
PT rev (1m)1.79%
PT rev (3m)6.62%
EPS NQ rev (1m)-3.56%
EPS NQ rev (3m)-1.44%
EPS NY rev (1m)4.06%
EPS NY rev (3m)4.27%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.5%
Revenue NY rev (1m)0.25%
Revenue NY rev (3m)0.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.1 | ||
| Fwd PE | 12.31 | ||
| P/S | 0.59 | ||
| P/FCF | 33.1 | ||
| P/OCF | 10.03 | ||
| P/B | 1.63 | ||
| P/tB | 2.12 | ||
| EV/EBITDA | 8.02 |
EPS(TTM)13.82
EY7.63%
EPS(NY)14.71
Fwd EY8.12%
FCF(TTM)5.47
FCFY3.02%
OCF(TTM)18.06
OCFY9.97%
SpS309.53
BVpS111.09
TBVpS85.27
PEG (NY)2.03
PEG (5Y)10.01
Graham Number185.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.44% | ||
| ROE | 8.99% | ||
| ROCE | 7.65% | ||
| ROIC | 5.54% | ||
| ROICexc | 5.78% | ||
| ROICexgc | 6.34% | ||
| OM | 7.2% | ||
| PM (TTM) | 3.23% | ||
| GM | 34.42% | ||
| FCFM | 1.77% |
ROA(3y)2.47%
ROA(5y)3.46%
ROE(3y)9.09%
ROE(5y)13.57%
ROIC(3y)6.14%
ROIC(5y)7.39%
ROICexc(3y)6.37%
ROICexc(5y)7.92%
ROICexgc(3y)7.22%
ROICexgc(5y)9.25%
ROCE(3y)8.58%
ROCE(5y)10.25%
ROICexgc growth 3Y-11.1%
ROICexgc growth 5Y-4%
ROICexc growth 3Y-8.95%
ROICexc growth 5Y-2.15%
OM growth 3Y-6.24%
OM growth 5Y-1.82%
PM growth 3Y-18.05%
PM growth 5Y-8.6%
GM growth 3Y0.17%
GM growth 5Y0.16%
F-Score8
Asset Turnover0.76
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 26.59 | ||
| Debt/EBITDA | 3.38 | ||
| Cap/Depr | 86.87% | ||
| Cap/Sales | 4.07% | ||
| Interest Coverage | 3.19 | ||
| Cash Conversion | 49.13% | ||
| Profit Quality | 54.8% | ||
| Current Ratio | 1.83 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 1.93 |
F-Score8
WACC7.73%
ROIC/WACC0.72
Cap/Depr(3y)83.78%
Cap/Depr(5y)94.92%
Cap/Sales(3y)4.06%
Cap/Sales(5y)4.33%
Profit Quality(3y)178.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.68%
EPS 3Y-9.83%
EPS 5Y1.31%
EPS Q2Q%9.83%
EPS Next Y6.46%
EPS Next 2Y7.83%
EPS Next 3Y8.61%
EPS Next 5YN/A
Revenue 1Y (TTM)-0.26%
Revenue growth 3Y-2.88%
Revenue growth 5Y1.87%
Sales Q2Q%0.97%
Revenue Next Year1.46%
Revenue Next 2Y1.96%
Revenue Next 3Y2.22%
Revenue Next 5YN/A
EBIT growth 1Y-26.87%
EBIT growth 3Y-8.94%
EBIT growth 5Y0.02%
EBIT Next Year69.92%
EBIT Next 3Y22.3%
EBIT Next 5YN/A
FCF growth 1Y-79.79%
FCF growth 3YN/A
FCF growth 5Y-32.15%
OCF growth 1Y-53.87%
OCF growth 3Y18.93%
OCF growth 5Y-17.18%
CANADIAN TIRE CORP-CLASS A / CTC-A.CA Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for CANADIAN TIRE CORP-CLASS A?
ChartMill assigns a fundamental rating of 5 / 10 to CTC-A.CA.
What is the valuation status for CTC-A stock?
ChartMill assigns a valuation rating of 6 / 10 to CANADIAN TIRE CORP-CLASS A (CTC-A.CA). This can be considered as Fairly Valued.
How profitable is CANADIAN TIRE CORP-CLASS A (CTC-A.CA) stock?
CANADIAN TIRE CORP-CLASS A (CTC-A.CA) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for CTC-A stock?
The Price/Earnings (PE) ratio for CANADIAN TIRE CORP-CLASS A (CTC-A.CA) is 13.1 and the Price/Book (PB) ratio is 1.63.
Can you provide the financial health for CTC-A stock?
The financial health rating of CANADIAN TIRE CORP-CLASS A (CTC-A.CA) is 5 / 10.