CANADIAN TIRE CORP-CLASS A (CTC-A.CA) Stock Fundamental Analysis

Canada • Toronto Stock Exchange • TSX:CTC-A • CA1366812024

178.73 CAD
+5.17 (+2.98%)
Last: Feb 4, 2026, 07:00 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to CTC-A. CTC-A was compared to 3 industry peers in the Broadline Retail industry. Both the profitability and the financial health of CTC-A get a neutral evaluation. Nothing too spectacular is happening here. CTC-A is valued quite cheap, but it does not seem to be growing. CTC-A also has an excellent dividend rating. These ratings could make CTC-A a good candidate for value and dividend investing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CTC-A had positive earnings in the past year.
  • CTC-A had a positive operating cash flow in the past year.
  • In the past 5 years CTC-A has always been profitable.
  • Each year in the past 5 years CTC-A had a positive operating cash flow.
CTC-A.CA Yearly Net Income VS EBIT VS OCF VS FCFCTC-A.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

1.2 Ratios

  • CTC-A has a Return On Assets of 3.33%. This is in the better half of the industry: CTC-A outperforms 66.67% of its industry peers.
  • CTC-A has a better Return On Equity (12.37%) than 66.67% of its industry peers.
  • With a decent Return On Invested Capital value of 5.83%, CTC-A is doing good in the industry, outperforming 66.67% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for CTC-A is below the industry average of 11.07%.
Industry RankSector Rank
ROA 3.33%
ROE 12.37%
ROIC 5.83%
ROA(3y)3.23%
ROA(5y)3.71%
ROE(3y)12.28%
ROE(5y)15.11%
ROIC(3y)6.91%
ROIC(5y)7.09%
CTC-A.CA Yearly ROA, ROE, ROICCTC-A.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • The Profit Margin of CTC-A (4.49%) is better than 66.67% of its industry peers.
  • CTC-A's Profit Margin has been stable in the last couple of years.
  • With a decent Operating Margin value of 8.54%, CTC-A is doing good in the industry, outperforming 66.67% of the companies in the same industry.
  • In the last couple of years the Operating Margin of CTC-A has grown nicely.
  • The Gross Margin of CTC-A (34.22%) is better than 66.67% of its industry peers.
  • CTC-A's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 8.54%
PM (TTM) 4.49%
GM 34.22%
OM growth 3Y-1.62%
OM growth 5Y2.41%
PM growth 3Y-7.79%
PM growth 5Y0.27%
GM growth 3Y-1.38%
GM growth 5Y0.48%
CTC-A.CA Yearly Profit, Operating, Gross MarginsCTC-A.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CTC-A is destroying value.
  • The number of shares outstanding for CTC-A remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for CTC-A has been reduced compared to 5 years ago.
  • Compared to 1 year ago, CTC-A has an improved debt to assets ratio.
CTC-A.CA Yearly Shares OutstandingCTC-A.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
CTC-A.CA Yearly Total Debt VS Total AssetsCTC-A.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • An Altman-Z score of 1.93 indicates that CTC-A is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 1.93, CTC-A is doing worse than 66.67% of the companies in the same industry.
  • CTC-A has a debt to FCF ratio of 17.07. This is a negative value and a sign of low solvency as CTC-A would need 17.07 years to pay back of all of its debts.
  • CTC-A's Debt to FCF ratio of 17.07 is fine compared to the rest of the industry. CTC-A outperforms 66.67% of its industry peers.
  • CTC-A has a Debt/Equity ratio of 1.13. This is a high value indicating a heavy dependency on external financing.
  • CTC-A has a better Debt to Equity ratio (1.13) than 100.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.13
Debt/FCF 17.07
Altman-Z 1.93
ROIC/WACC0.79
WACC7.34%
CTC-A.CA Yearly LT Debt VS Equity VS FCFCTC-A.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

  • CTC-A has a Current Ratio of 1.80. This is a normal value and indicates that CTC-A is financially healthy and should not expect problems in meeting its short term obligations.
  • CTC-A's Current ratio of 1.80 is amongst the best of the industry. CTC-A outperforms 100.00% of its industry peers.
  • CTC-A has a Quick Ratio of 1.36. This is a normal value and indicates that CTC-A is financially healthy and should not expect problems in meeting its short term obligations.
  • CTC-A's Quick ratio of 1.36 is amongst the best of the industry. CTC-A outperforms 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.8
Quick Ratio 1.36
CTC-A.CA Yearly Current Assets VS Current LiabilitesCTC-A.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • CTC-A shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.68%, which is quite good.
  • Measured over the past years, CTC-A shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.74% on average per year.
  • The Revenue has decreased by -0.13% in the past year.
  • CTC-A shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.39% yearly.
EPS 1Y (TTM)12.68%
EPS 3Y-12.66%
EPS 5Y-0.74%
EPS Q2Q%5.29%
Revenue 1Y (TTM)-0.13%
Revenue growth 3Y0.13%
Revenue growth 5Y2.39%
Sales Q2Q%-2.08%

3.2 Future

  • CTC-A is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.72% yearly.
  • CTC-A is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.54% yearly.
EPS Next Y5.23%
EPS Next 2Y5.93%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue Next Year-1.34%
Revenue Next 2Y-0.04%
Revenue Next 3Y0.54%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CTC-A.CA Yearly Revenue VS EstimatesCTC-A.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
CTC-A.CA Yearly EPS VS EstimatesCTC-A.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 13.32, the valuation of CTC-A can be described as correct.
  • Based on the Price/Earnings ratio, CTC-A is valued cheaper than 100.00% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.25, CTC-A is valued rather cheaply.
  • The Price/Forward Earnings ratio is 12.64, which indicates a correct valuation of CTC-A.
  • 100.00% of the companies in the same industry are more expensive than CTC-A, based on the Price/Forward Earnings ratio.
  • CTC-A is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.50, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 13.32
Fwd PE 12.64
CTC-A.CA Price Earnings VS Forward Price EarningsCTC-A.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • CTC-A's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CTC-A is cheaper than 100.00% of the companies in the same industry.
  • 100.00% of the companies in the same industry are more expensive than CTC-A, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 20.72
EV/EBITDA 7.37
CTC-A.CA Per share dataCTC-A.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of CTC-A may justify a higher PE ratio.
PEG (NY)2.55
PEG (5Y)N/A
EPS Next 2Y5.93%
EPS Next 3Y6.72%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. Dividend

5.1 Amount

  • CTC-A has a Yearly Dividend Yield of 4.21%, which is a nice return.
  • CTC-A's Dividend Yield is a higher than the industry average which is at 2.88.
  • Compared to an average S&P500 Dividend Yield of 1.82, CTC-A pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.21%

5.2 History

  • The dividend of CTC-A is nicely growing with an annual growth rate of 20.98%!
  • CTC-A has been paying a dividend for at least 10 years, so it has a reliable track record.
  • CTC-A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)20.98%
Div Incr Years14
Div Non Decr Years34
CTC-A.CA Yearly Dividends per shareCTC-A.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • CTC-A pays out 49.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of CTC-A is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP49.67%
EPS Next 2Y5.93%
EPS Next 3Y6.72%
CTC-A.CA Yearly Income VS Free CF VS DividendCTC-A.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B
CTC-A.CA Dividend Payout.CTC-A.CA Dividend Payout, showing the Payout Ratio.CTC-A.CA Dividend Payout.PayoutRetained Earnings

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CANADIAN TIRE CORP-CLASS A

TSX:CTC-A (2/4/2026, 7:00:00 PM)

178.73

+5.17 (+2.98%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)11-06
Earnings (Next)02-12
Inst Owners35.33%
Inst Owner ChangeN/A
Ins Owners1.57%
Ins Owner ChangeN/A
Market Cap9.51B
Revenue(TTM)16.27B
Net Income(TTM)730.40M
Analysts50.59
Price Target185.03 (3.52%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.21%
Yearly Dividend6.47
Dividend Growth(5Y)20.98%
DP49.67%
Div Incr Years14
Div Non Decr Years34
Ex-Date01-30
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.62%
Min EPS beat(2)-10.03%
Max EPS beat(2)29.28%
EPS beat(4)2
Avg EPS beat(4)16.39%
Min EPS beat(4)-10.03%
Max EPS beat(4)53.7%
EPS beat(8)5
Avg EPS beat(8)24.08%
EPS beat(12)6
Avg EPS beat(12)14.39%
EPS beat(16)8
Avg EPS beat(16)14.48%
Revenue beat(2)0
Avg Revenue beat(2)-1.44%
Min Revenue beat(2)-2.54%
Max Revenue beat(2)-0.33%
Revenue beat(4)0
Avg Revenue beat(4)-3.34%
Min Revenue beat(4)-5.76%
Max Revenue beat(4)-0.33%
Revenue beat(8)0
Avg Revenue beat(8)-4.12%
Revenue beat(12)1
Avg Revenue beat(12)-3.18%
Revenue beat(16)3
Avg Revenue beat(16)-1.78%
PT rev (1m)0%
PT rev (3m)3.3%
EPS NQ rev (1m)0.36%
EPS NQ rev (3m)-0.23%
EPS NY rev (1m)0.11%
EPS NY rev (3m)5.24%
Revenue NQ rev (1m)-0.22%
Revenue NQ rev (3m)0.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.24%
Valuation
Industry RankSector Rank
PE 13.32
Fwd PE 12.64
P/S 0.58
P/FCF 20.72
P/OCF 9.25
P/B 1.61
P/tB 2.1
EV/EBITDA 7.37
EPS(TTM)13.42
EY7.51%
EPS(NY)14.14
Fwd EY7.91%
FCF(TTM)8.63
FCFY4.83%
OCF(TTM)19.33
OCFY10.81%
SpS305.86
BVpS110.95
TBVpS85.3
PEG (NY)2.55
PEG (5Y)N/A
Graham Number183.03
Profitability
Industry RankSector Rank
ROA 3.33%
ROE 12.37%
ROCE 9%
ROIC 5.83%
ROICexc 6%
ROICexgc 6.56%
OM 8.54%
PM (TTM) 4.49%
GM 34.22%
FCFM 2.82%
ROA(3y)3.23%
ROA(5y)3.71%
ROE(3y)12.28%
ROE(5y)15.11%
ROIC(3y)6.91%
ROIC(5y)7.09%
ROICexc(3y)7.13%
ROICexc(5y)7.69%
ROICexgc(3y)8.31%
ROICexgc(5y)9.13%
ROCE(3y)10.78%
ROCE(5y)10.92%
ROICexgc growth 3Y-9.58%
ROICexgc growth 5Y1.73%
ROICexc growth 3Y-7.95%
ROICexc growth 5Y2.52%
OM growth 3Y-1.62%
OM growth 5Y2.41%
PM growth 3Y-7.79%
PM growth 5Y0.27%
GM growth 3Y-1.38%
GM growth 5Y0.48%
F-Score7
Asset Turnover0.74
Health
Industry RankSector Rank
Debt/Equity 1.13
Debt/FCF 17.07
Debt/EBITDA 3.11
Cap/Depr 74.9%
Cap/Sales 3.5%
Interest Coverage 3.72
Cash Conversion 47.83%
Profit Quality 62.84%
Current Ratio 1.8
Quick Ratio 1.36
Altman-Z 1.93
F-Score7
WACC7.34%
ROIC/WACC0.79
Cap/Depr(3y)92.24%
Cap/Depr(5y)90.1%
Cap/Sales(3y)4.2%
Cap/Sales(5y)4.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.68%
EPS 3Y-12.66%
EPS 5Y-0.74%
EPS Q2Q%5.29%
EPS Next Y5.23%
EPS Next 2Y5.93%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue 1Y (TTM)-0.13%
Revenue growth 3Y0.13%
Revenue growth 5Y2.39%
Sales Q2Q%-2.08%
Revenue Next Year-1.34%
Revenue Next 2Y-0.04%
Revenue Next 3Y0.54%
Revenue Next 5YN/A
EBIT growth 1Y1.6%
EBIT growth 3Y-1.48%
EBIT growth 5Y4.86%
EBIT Next Year50.73%
EBIT Next 3Y16.55%
EBIT Next 5YN/A
FCF growth 1Y-44.51%
FCF growth 3Y11.28%
FCF growth 5Y24.67%
OCF growth 1Y-32.32%
OCF growth 3Y4.39%
OCF growth 5Y13.67%

CANADIAN TIRE CORP-CLASS A / CTC-A.CA FAQ

Can you provide the ChartMill fundamental rating for CANADIAN TIRE CORP-CLASS A?

ChartMill assigns a fundamental rating of 5 / 10 to CTC-A.CA.


What is the valuation status for CTC-A stock?

ChartMill assigns a valuation rating of 7 / 10 to CANADIAN TIRE CORP-CLASS A (CTC-A.CA). This can be considered as Undervalued.


How profitable is CANADIAN TIRE CORP-CLASS A (CTC-A.CA) stock?

CANADIAN TIRE CORP-CLASS A (CTC-A.CA) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for CTC-A stock?

The Price/Earnings (PE) ratio for CANADIAN TIRE CORP-CLASS A (CTC-A.CA) is 13.32 and the Price/Book (PB) ratio is 1.61.


Can you provide the financial health for CTC-A stock?

The financial health rating of CANADIAN TIRE CORP-CLASS A (CTC-A.CA) is 5 / 10.