CTAC NV (CTAC.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:CTAC - NL0000345577 - Common Stock
3.02 EUR
-0.01 (-0.33%)
Taking everything into account, CTAC scores 5 out of 10 in our fundamental rating. CTAC was compared to 76 industry peers in the IT Services industry. CTAC has only an average score on both its financial health and profitability. CTAC may be a bit undervalued, certainly considering the very reasonable score on growth CTAC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year CTAC was profitable.
- In the past year CTAC had a positive cash flow from operations.
- CTAC had positive earnings in each of the past 5 years.
- CTAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CTAC has a better Return On Assets (8.07%) than 82.89% of its industry peers.
- CTAC has a Return On Equity of 18.74%. This is in the better half of the industry: CTAC outperforms 77.63% of its industry peers.
- CTAC's Return On Invested Capital of 6.80% is in line compared to the rest of the industry. CTAC outperforms 43.42% of its industry peers.
- CTAC had an Average Return On Invested Capital over the past 3 years of 7.72%. This is significantly below the industry average of 25.87%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.07% | ||
| ROE | 18.74% | ||
| ROIC | 6.8% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.59%
ROE(5y)12.47%
ROIC(3y)7.72%
ROIC(5y)7.7%
1.3 Margins
- CTAC has a Profit Margin of 3.10%. This is comparable to the rest of the industry: CTAC outperforms 48.68% of its industry peers.
- In the last couple of years the Profit Margin of CTAC has grown nicely.
- CTAC's Operating Margin of 2.97% is on the low side compared to the rest of the industry. CTAC is outperformed by 65.79% of its industry peers.
- CTAC's Operating Margin has improved in the last couple of years.
- The Gross Margin of CTAC (37.21%) is worse than 67.11% of its industry peers.
- CTAC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | 3.1% | ||
| GM | 37.21% |
OM growth 3Y-9.69%
OM growth 5Y12.15%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CTAC is creating some value.
- The number of shares outstanding for CTAC remains at a similar level compared to 1 year ago.
- CTAC has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for CTAC has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.79 indicates that CTAC is not in any danger for bankruptcy at the moment.
- CTAC has a better Altman-Z score (3.79) than 76.32% of its industry peers.
- A Debt/Equity ratio of 0.36 indicates that CTAC is not too dependend on debt financing.
- CTAC has a better Debt to Equity ratio (0.36) than 60.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.79 |
ROIC/WACC1.05
WACC6.46%
2.3 Liquidity
- CTAC has a Current Ratio of 1.00. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
- CTAC has a worse Current ratio (1.00) than 65.79% of its industry peers.
- A Quick Ratio of 1.00 indicates that CTAC may have some problems paying its short term obligations.
- CTAC has a worse Quick ratio (1.00) than 60.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
- CTAC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 300.00%, which is quite impressive.
- Measured over the past years, CTAC shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.53% on average per year.
- CTAC shows a decrease in Revenue. In the last year, the revenue decreased by -2.28%.
- CTAC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.74% yearly.
EPS 1Y (TTM)300%
EPS 3Y-5.09%
EPS 5Y24.53%
EPS Q2Q%N/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%3.33%
3.2 Future
- Based on estimates for the next years, CTAC will show a very strong growth in Earnings Per Share. The EPS will grow by 21.55% on average per year.
- Based on estimates for the next years, CTAC will show a small growth in Revenue. The Revenue will grow by 7.12% on average per year.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- CTAC is valuated reasonably with a Price/Earnings ratio of 10.79.
- CTAC's Price/Earnings ratio is rather cheap when compared to the industry. CTAC is cheaper than 92.11% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.54, CTAC is valued rather cheaply.
- A Price/Forward Earnings ratio of 7.05 indicates a rather cheap valuation of CTAC.
- CTAC's Price/Forward Earnings ratio is rather cheap when compared to the industry. CTAC is cheaper than 93.42% of the companies in the same industry.
- CTAC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.79 | ||
| Fwd PE | 7.05 |
4.2 Price Multiples
- CTAC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CTAC is cheaper than 88.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.43 |
4.3 Compensation for Growth
- CTAC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as CTAC's earnings are expected to grow with 21.55% in the coming years.
PEG (NY)0.23
PEG (5Y)0.44
EPS Next 2Y30.93%
EPS Next 3Y21.55%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.64%, CTAC has a reasonable but not impressive dividend return.
- CTAC's Dividend Yield is a higher than the industry average which is at 2.26.
- Compared to an average S&P500 Dividend Yield of 1.92, CTAC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
5.2 History
- The dividend of CTAC is nicely growing with an annual growth rate of 17.42%!
Dividend Growth(5Y)17.42%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
- 26.85% of the earnings are spent on dividend by CTAC. This is a low number and sustainable payout ratio.
- The dividend of CTAC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP26.85%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
AMS:CTAC (1/15/2026, 7:00:00 PM)
3.02
-0.01 (-0.33%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners6.76%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap42.73M
Revenue(TTM)188.22M
Net Income(TTM)5.81M
Analysts85
Price Target2.97 (-1.66%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
Yearly Dividend0.11
Dividend Growth(5Y)17.42%
DP26.85%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-22.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.79 | ||
| Fwd PE | 7.05 | ||
| P/S | 0.23 | ||
| P/FCF | N/A | ||
| P/OCF | 20.74 | ||
| P/B | 1.38 | ||
| P/tB | 8.55 | ||
| EV/EBITDA | 4.43 |
EPS(TTM)0.28
EY9.27%
EPS(NY)0.43
Fwd EY14.19%
FCF(TTM)-0.12
FCFYN/A
OCF(TTM)0.15
OCFY4.82%
SpS13.23
BVpS2.19
TBVpS0.35
PEG (NY)0.23
PEG (5Y)0.44
Graham Number3.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.07% | ||
| ROE | 18.74% | ||
| ROCE | 14.63% | ||
| ROIC | 6.8% | ||
| ROICexc | 7.19% | ||
| ROICexgc | 19.37% | ||
| OM | 2.97% | ||
| PM (TTM) | 3.1% | ||
| GM | 37.21% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.59%
ROE(5y)12.47%
ROIC(3y)7.72%
ROIC(5y)7.7%
ROICexc(3y)9.79%
ROICexc(5y)10.06%
ROICexgc(3y)82.95%
ROICexgc(5y)110.67%
ROCE(3y)14.7%
ROCE(5y)14.69%
ROICexgc growth 3Y-17.16%
ROICexgc growth 5Y33.25%
ROICexc growth 3Y-3.08%
ROICexc growth 5Y14.74%
OM growth 3Y-9.69%
OM growth 5Y12.15%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score6
Asset Turnover2.6
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.03 | ||
| Cap/Depr | 69.59% | ||
| Cap/Sales | 1.99% | ||
| Interest Coverage | 14.26 | ||
| Cash Conversion | 18.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 3.79 |
F-Score6
WACC6.46%
ROIC/WACC1.05
Cap/Depr(3y)40.77%
Cap/Depr(5y)30.88%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)410.26%
Profit Quality(5y)379.1%
High Growth Momentum
Growth
EPS 1Y (TTM)300%
EPS 3Y-5.09%
EPS 5Y24.53%
EPS Q2Q%N/A
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%3.33%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
EBIT growth 1Y12.1%
EBIT growth 3Y-4.89%
EBIT growth 5Y21.95%
EBIT Next Year66.67%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-117.59%
FCF growth 3Y-8.31%
FCF growth 5Y-0.45%
OCF growth 1Y-82.03%
OCF growth 3Y1.58%
OCF growth 5Y4.33%
CTAC NV / CTAC.AS FAQ
What is the fundamental rating for CTAC stock?
ChartMill assigns a fundamental rating of 5 / 10 to CTAC.AS.
Can you provide the valuation status for CTAC NV?
ChartMill assigns a valuation rating of 7 / 10 to CTAC NV (CTAC.AS). This can be considered as Undervalued.
Can you provide the profitability details for CTAC NV?
CTAC NV (CTAC.AS) has a profitability rating of 5 / 10.
What is the financial health of CTAC NV (CTAC.AS) stock?
The financial health rating of CTAC NV (CTAC.AS) is 4 / 10.
Can you provide the dividend sustainability for CTAC stock?
The dividend rating of CTAC NV (CTAC.AS) is 7 / 10 and the dividend payout ratio is 26.85%.