CTAC NV (CTAC.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:CTAC - NL0000345577 - Common Stock
3.22 EUR
-0.09 (-2.72%)
We assign a fundamental rating of 5 out of 10 to CTAC. CTAC was compared to 77 industry peers in the IT Services industry. CTAC has an average financial health and profitability rating. CTAC scores decently on growth, while it is valued quite cheap. This could make an interesting combination. CTAC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CTAC had positive earnings in the past year.
CTAC had a positive operating cash flow in the past year.
CTAC had positive earnings in each of the past 5 years.
In the past 5 years CTAC always reported a positive cash flow from operatings.
1.2 Ratios
CTAC has a better Return On Assets (5.74%) than 67.12% of its industry peers.
With a Return On Equity value of 13.36%, CTAC perfoms like the industry average, outperforming 58.90% of the companies in the same industry.
CTAC has a Return On Invested Capital (7.06%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for CTAC is significantly below the industry average of 26.09%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 13.36% | ||
| ROIC | 7.06% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
CTAC has a Profit Margin (3.28%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CTAC has grown nicely.
CTAC has a Operating Margin of 4.54%. This is in the lower half of the industry: CTAC underperforms 60.27% of its industry peers.
CTAC's Operating Margin has improved in the last couple of years.
CTAC's Gross Margin of 54.86% is on the low side compared to the rest of the industry. CTAC is outperformed by 61.64% of its industry peers.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.54% | ||
| PM (TTM) | 3.28% | ||
| GM | 54.86% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CTAC is still creating some value.
Compared to 1 year ago, CTAC has about the same amount of shares outstanding.
CTAC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CTAC has been reduced compared to a year ago.
2.2 Solvency
CTAC has an Altman-Z score of 3.00. This indicates that CTAC is financially healthy and has little risk of bankruptcy at the moment.
CTAC has a better Altman-Z score (3.00) than 61.64% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that CTAC is not too dependend on debt financing.
CTAC's Debt to Equity ratio of 0.37 is fine compared to the rest of the industry. CTAC outperforms 60.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3 |
ROIC/WACC1.08
WACC6.54%
2.3 Liquidity
CTAC has a Current Ratio of 1.00. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
CTAC has a worse Current ratio (1.00) than 64.38% of its industry peers.
CTAC has a Quick Ratio of 1.00. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.00, CTAC is not doing good in the industry: 60.27% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 351.71% over the past year.
CTAC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.20% yearly.
Looking at the last year, CTAC shows a small growth in Revenue. The Revenue has grown by 0.81% in the last year.
CTAC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.74% yearly.
EPS 1Y (TTM)351.71%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%15.97%
Revenue 1Y (TTM)0.81%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%1.44%
3.2 Future
CTAC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.55% yearly.
The Revenue is expected to grow by 7.12% on average over the next years.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.10, the valuation of CTAC can be described as very reasonable.
CTAC's Price/Earnings ratio is rather cheap when compared to the industry. CTAC is cheaper than 90.41% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.49. CTAC is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 7.52 indicates a rather cheap valuation of CTAC.
Based on the Price/Forward Earnings ratio, CTAC is valued cheaper than 89.04% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.69. CTAC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.1 | ||
| Fwd PE | 7.52 |
4.2 Price Multiples
CTAC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CTAC is cheaper than 86.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.64 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CTAC's earnings are expected to grow with 21.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.24
PEG (5Y)0.46
EPS Next 2Y30.93%
EPS Next 3Y21.55%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.32%. Purely for dividend investing, there may be better candidates out there.
CTAC's Dividend Yield is a higher than the industry average which is at 3.76.
Compared to an average S&P500 Dividend Yield of 2.31, CTAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
5.2 History
The dividend of CTAC is nicely growing with an annual growth rate of 17.13%!
Dividend Growth(5Y)17.13%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
CTAC pays out 37.91% of its income as dividend. This is a sustainable payout ratio.
CTAC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.91%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
AMS:CTAC (12/5/2025, 7:00:00 PM)
3.22
-0.09 (-2.72%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners6.8%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap45.56M
Revenue(TTM)125.22M
Net Income(TTM)4.10M
Analysts85
Price Target2.97 (-7.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP37.91%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-22.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.1 | ||
| Fwd PE | 7.52 | ||
| P/S | 0.36 | ||
| P/FCF | N/A | ||
| P/OCF | 19.41 | ||
| P/B | 1.48 | ||
| P/tB | 10.68 | ||
| EV/EBITDA | 4.64 |
EPS(TTM)0.29
EY9.01%
EPS(NY)0.43
Fwd EY13.3%
FCF(TTM)-0.1
FCFYN/A
OCF(TTM)0.17
OCFY5.15%
SpS8.85
BVpS2.17
TBVpS0.3
PEG (NY)0.24
PEG (5Y)0.46
Graham Number3.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 13.36% | ||
| ROCE | 15.2% | ||
| ROIC | 7.06% | ||
| ROICexc | 7.47% | ||
| ROICexgc | 21.3% | ||
| OM | 4.54% | ||
| PM (TTM) | 3.28% | ||
| GM | 54.86% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexgc growth 3Y-10.84%
ROICexgc growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score5
Asset Turnover1.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.02 | ||
| Cap/Depr | 69.4% | ||
| Cap/Sales | 2.97% | ||
| Interest Coverage | 14.65 | ||
| Cash Conversion | 21.25% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 3 |
F-Score5
WACC6.54%
ROIC/WACC1.08
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)351.71%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%15.97%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue 1Y (TTM)0.81%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%1.44%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
EBIT growth 1Y24.33%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-114.47%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-79.51%
OCF growth 3Y2.52%
OCF growth 5Y4.91%
CTAC NV / CTAC.AS FAQ
What is the ChartMill fundamental rating of CTAC NV (CTAC.AS) stock?
ChartMill assigns a fundamental rating of 5 / 10 to CTAC.AS.
What is the valuation status of CTAC NV (CTAC.AS) stock?
ChartMill assigns a valuation rating of 7 / 10 to CTAC NV (CTAC.AS). This can be considered as Undervalued.
Can you provide the profitability details for CTAC NV?
CTAC NV (CTAC.AS) has a profitability rating of 4 / 10.
How financially healthy is CTAC NV?
The financial health rating of CTAC NV (CTAC.AS) is 4 / 10.
What is the expected EPS growth for CTAC NV (CTAC.AS) stock?
The Earnings per Share (EPS) of CTAC NV (CTAC.AS) is expected to grow by 46.94% in the next year.