CTAC NV (CTAC.AS) Stock Fundamental Analysis
AMS:CTAC - Euronext Amsterdam - NL0000345577 - Common Stock - Currency: EUR
Taking everything into account, CTAC scores 6 out of 10 in our fundamental rating. CTAC was compared to 74 industry peers in the IT Services industry. CTAC has only an average score on both its financial health and profitability. CTAC may be a bit undervalued, certainly considering the very reasonable score on growth These ratings would make CTAC suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
In the past year CTAC had a positive cash flow from operations.
In the past 5 years CTAC has always been profitable.
In the past 5 years CTAC always reported a positive cash flow from operatings.
1.2 Ratios
CTAC has a better Return On Assets (5.43%) than 63.51% of its industry peers.
CTAC has a Return On Equity (12.67%) which is in line with its industry peers.
CTAC has a Return On Invested Capital (7.73%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for CTAC is significantly below the industry average of 20.68%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROIC | 7.73% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
Looking at the Profit Margin, with a value of 3.14%, CTAC is in line with its industry, outperforming 50.00% of the companies in the same industry.
In the last couple of years the Profit Margin of CTAC has grown nicely.
With a Operating Margin value of 4.47%, CTAC perfoms like the industry average, outperforming 43.24% of the companies in the same industry.
In the last couple of years the Operating Margin of CTAC has grown nicely.
CTAC has a Gross Margin (56.04%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
CTAC has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, CTAC has about the same amount of shares outstanding.
The number of shares outstanding for CTAC has been increased compared to 5 years ago.
CTAC has a better debt/assets ratio than last year.
2.2 Solvency
CTAC has an Altman-Z score of 2.98. This is not the best score and indicates that CTAC is in the grey zone with still only limited risk for bankruptcy at the moment.
CTAC has a better Altman-Z score (2.98) than 62.16% of its industry peers.
The Debt to FCF ratio of CTAC is 1.25, which is an excellent value as it means it would take CTAC, only 1.25 years of fcf income to pay off all of its debts.
CTAC has a better Debt to FCF ratio (1.25) than 75.68% of its industry peers.
CTAC has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.20, CTAC is in the better half of the industry, outperforming 71.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 2.98 |
ROIC/WACC1.18
WACC6.56%
2.3 Liquidity
A Current Ratio of 1.01 indicates that CTAC should not have too much problems paying its short term obligations.
CTAC's Current ratio of 1.01 is on the low side compared to the rest of the industry. CTAC is outperformed by 70.27% of its industry peers.
CTAC has a Quick Ratio of 1.01. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
CTAC's Quick ratio of 1.01 is on the low side compared to the rest of the industry. CTAC is outperformed by 67.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 305.73% over the past year.
Measured over the past years, CTAC shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.20% on average per year.
CTAC shows a decrease in Revenue. In the last year, the revenue decreased by -2.28%.
The Revenue has been growing by 8.74% on average over the past years. This is quite good.
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
3.2 Future
Based on estimates for the next years, CTAC will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.69% on average per year.
CTAC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.12% yearly.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.93, the valuation of CTAC can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of CTAC indicates a rather cheap valuation: CTAC is cheaper than 89.19% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.30, CTAC is valued rather cheaply.
CTAC is valuated reasonably with a Price/Forward Earnings ratio of 9.10.
Based on the Price/Forward Earnings ratio, CTAC is valued cheaper than 89.19% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CTAC to the average of the S&P500 Index (21.76), we can say CTAC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 9.1 |
4.2 Price Multiples
90.54% of the companies in the same industry are more expensive than CTAC, based on the Enterprise Value to EBITDA ratio.
CTAC's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CTAC is cheaper than 85.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.75 | ||
| EV/EBITDA | 4.29 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CTAC's earnings are expected to grow with 13.69% in the coming years.
PEG (NY)0.25
PEG (5Y)0.49
EPS Next 2Y30.93%
EPS Next 3Y13.69%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.28%, CTAC has a reasonable but not impressive dividend return.
CTAC's Dividend Yield is a higher than the industry average which is at 6.89.
Compared to an average S&P500 Dividend Yield of 2.37, CTAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.28% |
5.2 History
The dividend of CTAC is nicely growing with an annual growth rate of 17.13%!
Dividend Growth(5Y)17.13%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
39.80% of the earnings are spent on dividend by CTAC. This is a low number and sustainable payout ratio.
CTAC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.8%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
AMS:CTAC (7/11/2025, 7:00:00 PM)
3.34
+0.03 (+0.91%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners10.08%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap47.26M
Analysts85
Price Target3.83 (14.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.28% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP39.8%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 9.1 | ||
| P/S | 0.38 | ||
| P/FCF | 6.75 | ||
| P/OCF | 4.6 | ||
| P/B | 1.53 | ||
| P/tB | 11.68 | ||
| EV/EBITDA | 4.29 |
EPS(TTM)0.28
EY8.38%
EPS(NY)0.37
Fwd EY10.99%
FCF(TTM)0.49
FCFY14.81%
OCF(TTM)0.73
OCFY21.76%
SpS8.79
BVpS2.18
TBVpS0.29
PEG (NY)0.25
PEG (5Y)0.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROCE | 14.43% | ||
| ROIC | 7.73% | ||
| ROICexc | 10.29% | ||
| ROICexgc | 140% | ||
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% | ||
| FCFM | 5.63% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexcg growth 3Y-10.84%
ROICexcg growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score6
Asset Turnover1.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.58 | ||
| Cap/Depr | 63.48% | ||
| Cap/Sales | 2.64% | ||
| Interest Coverage | 13.33 | ||
| Cash Conversion | 95.82% | ||
| Profit Quality | 178.98% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 2.98 |
F-Score6
WACC6.56%
ROIC/WACC1.18
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
EBIT growth 1Y12.01%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y20.12%
EBIT Next 5YN/A
FCF growth 1Y-21.03%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-3.81%
OCF growth 3Y2.52%
OCF growth 5Y4.91%