CTAC NV (CTAC.AS) Stock Fundamental Analysis
Europe - AMS:CTAC - NL0000345577 - Common Stock
3.35 EUR
-0.01 (-0.3%)
Taking everything into account, CTAC scores 5 out of 10 in our fundamental rating. CTAC was compared to 70 industry peers in the IT Services industry. CTAC has only an average score on both its financial health and profitability. CTAC may be a bit undervalued, certainly considering the very reasonable score on growth CTAC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
In the past year CTAC had a positive cash flow from operations.
Each year in the past 5 years CTAC has been profitable.
CTAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CTAC has a better Return On Assets (5.74%) than 68.57% of its industry peers.
CTAC has a Return On Equity (13.36%) which is in line with its industry peers.
CTAC has a Return On Invested Capital of 7.06%. This is comparable to the rest of the industry: CTAC outperforms 44.29% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CTAC is significantly below the industry average of 21.24%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 13.36% | ||
| ROIC | 7.06% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
CTAC has a Profit Margin of 3.28%. This is comparable to the rest of the industry: CTAC outperforms 50.00% of its industry peers.
CTAC's Profit Margin has improved in the last couple of years.
CTAC has a Operating Margin (4.54%) which is in line with its industry peers.
In the last couple of years the Operating Margin of CTAC has grown nicely.
CTAC has a worse Gross Margin (54.86%) than 61.43% of its industry peers.
CTAC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.54% | ||
| PM (TTM) | 3.28% | ||
| GM | 54.86% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
CTAC has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
CTAC has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, CTAC has more shares outstanding
Compared to 1 year ago, CTAC has an improved debt to assets ratio.
2.2 Solvency
CTAC has an Altman-Z score of 3.03. This indicates that CTAC is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of CTAC (3.03) is better than 65.71% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that CTAC is not too dependend on debt financing.
CTAC has a Debt to Equity ratio (0.37) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.03 |
ROIC/WACC1.06
WACC6.64%
2.3 Liquidity
CTAC has a Current Ratio of 1.00. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of CTAC (1.00) is worse than 61.43% of its industry peers.
A Quick Ratio of 1.00 indicates that CTAC should not have too much problems paying its short term obligations.
CTAC has a Quick ratio of 1.00. This is comparable to the rest of the industry: CTAC outperforms 41.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 351.71% over the past year.
Measured over the past years, CTAC shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.20% on average per year.
Looking at the last year, CTAC shows a small growth in Revenue. The Revenue has grown by 0.81% in the last year.
Measured over the past years, CTAC shows a quite strong growth in Revenue. The Revenue has been growing by 8.74% on average per year.
EPS 1Y (TTM)351.71%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%15.97%
Revenue 1Y (TTM)0.81%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%1.44%
3.2 Future
CTAC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.55% yearly.
Based on estimates for the next years, CTAC will show a small growth in Revenue. The Revenue will grow by 7.12% on average per year.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
CTAC is valuated reasonably with a Price/Earnings ratio of 11.55.
85.71% of the companies in the same industry are more expensive than CTAC, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.67, CTAC is valued rather cheaply.
With a Price/Forward Earnings ratio of 7.82, the valuation of CTAC can be described as very cheap.
CTAC's Price/Forward Earnings ratio is rather cheap when compared to the industry. CTAC is cheaper than 88.57% of the companies in the same industry.
CTAC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 31.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.55 | ||
| Fwd PE | 7.82 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CTAC is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.82 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CTAC's earnings are expected to grow with 21.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.25
PEG (5Y)0.48
EPS Next 2Y30.93%
EPS Next 3Y21.55%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.30%.
Compared to an average industry Dividend Yield of 3.86, CTAC pays a bit more dividend than its industry peers.
CTAC's Dividend Yield is a higher than the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
5.2 History
The dividend of CTAC is nicely growing with an annual growth rate of 17.13%!
Dividend Growth(5Y)17.13%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
CTAC pays out 37.91% of its income as dividend. This is a sustainable payout ratio.
CTAC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.91%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
AMS:CTAC (11/6/2025, 7:00:00 PM)
3.35
-0.01 (-0.3%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.93%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap47.40M
Revenue(TTM)125.22M
Net Income(TTM)4.10M
Analysts85
Price Target2.97 (-11.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.3% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP37.91%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-22.4%
PT rev (3m)-22.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.55 | ||
| Fwd PE | 7.82 | ||
| P/S | 0.38 | ||
| P/FCF | N/A | ||
| P/OCF | 20.2 | ||
| P/B | 1.54 | ||
| P/tB | 11.11 | ||
| EV/EBITDA | 4.82 |
EPS(TTM)0.29
EY8.66%
EPS(NY)0.43
Fwd EY12.79%
FCF(TTM)-0.1
FCFYN/A
OCF(TTM)0.17
OCFY4.95%
SpS8.85
BVpS2.17
TBVpS0.3
PEG (NY)0.25
PEG (5Y)0.48
Graham Number3.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 13.36% | ||
| ROCE | 15.2% | ||
| ROIC | 7.06% | ||
| ROICexc | 7.47% | ||
| ROICexgc | 21.3% | ||
| OM | 4.54% | ||
| PM (TTM) | 3.28% | ||
| GM | 54.86% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexgc growth 3Y-10.84%
ROICexgc growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score5
Asset Turnover1.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.02 | ||
| Cap/Depr | 69.4% | ||
| Cap/Sales | 2.97% | ||
| Interest Coverage | 14.65 | ||
| Cash Conversion | 21.25% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 3.03 |
F-Score5
WACC6.64%
ROIC/WACC1.06
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)351.71%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%15.97%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue 1Y (TTM)0.81%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%1.44%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
EBIT growth 1Y24.33%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-114.47%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-79.51%
OCF growth 3Y2.52%
OCF growth 5Y4.91%
CTAC NV / CTAC.AS FAQ
What is the ChartMill fundamental rating of CTAC NV (CTAC.AS) stock?
ChartMill assigns a fundamental rating of 5 / 10 to CTAC.AS.
What is the valuation status of CTAC NV (CTAC.AS) stock?
ChartMill assigns a valuation rating of 7 / 10 to CTAC NV (CTAC.AS). This can be considered as Undervalued.
Can you provide the profitability details for CTAC NV?
CTAC NV (CTAC.AS) has a profitability rating of 5 / 10.
How financially healthy is CTAC NV?
The financial health rating of CTAC NV (CTAC.AS) is 4 / 10.
What is the expected EPS growth for CTAC NV (CTAC.AS) stock?
The Earnings per Share (EPS) of CTAC NV (CTAC.AS) is expected to grow by 46.94% in the next year.