CTAC NV (CTAC.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:CTAC - NL0000345577 - Common Stock
3.03 EUR
-0.03 (-0.98%)
We assign a fundamental rating of 5 out of 10 to CTAC. CTAC was compared to 76 industry peers in the IT Services industry. Both the profitability and the financial health of CTAC get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on CTAC. Finally CTAC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
In the past year CTAC had a positive cash flow from operations.
Each year in the past 5 years CTAC has been profitable.
In the past 5 years CTAC always reported a positive cash flow from operatings.
1.2 Ratios
CTAC's Return On Assets of 8.07% is amongst the best of the industry. CTAC outperforms 82.89% of its industry peers.
The Return On Equity of CTAC (18.74%) is better than 77.63% of its industry peers.
CTAC has a Return On Invested Capital (6.80%) which is in line with its industry peers.
CTAC had an Average Return On Invested Capital over the past 3 years of 7.72%. This is significantly below the industry average of 25.87%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.07% | ||
| ROE | 18.74% | ||
| ROIC | 6.8% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.59%
ROE(5y)12.47%
ROIC(3y)7.72%
ROIC(5y)7.7%
1.3 Margins
With a Profit Margin value of 3.10%, CTAC perfoms like the industry average, outperforming 48.68% of the companies in the same industry.
CTAC's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 2.97%, CTAC is doing worse than 65.79% of the companies in the same industry.
CTAC's Operating Margin has improved in the last couple of years.
CTAC has a Gross Margin of 37.21%. This is in the lower half of the industry: CTAC underperforms 67.11% of its industry peers.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.97% | ||
| PM (TTM) | 3.1% | ||
| GM | 37.21% |
OM growth 3Y-9.69%
OM growth 5Y12.15%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CTAC is still creating some value.
The number of shares outstanding for CTAC remains at a similar level compared to 1 year ago.
Compared to 5 years ago, CTAC has more shares outstanding
Compared to 1 year ago, CTAC has an improved debt to assets ratio.
2.2 Solvency
CTAC has an Altman-Z score of 3.80. This indicates that CTAC is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of CTAC (3.80) is better than 76.32% of its industry peers.
CTAC has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.36, CTAC is doing good in the industry, outperforming 60.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.8 |
ROIC/WACC1.05
WACC6.47%
2.3 Liquidity
A Current Ratio of 1.00 indicates that CTAC should not have too much problems paying its short term obligations.
The Current ratio of CTAC (1.00) is worse than 65.79% of its industry peers.
A Quick Ratio of 1.00 indicates that CTAC may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.00, CTAC is doing worse than 60.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
CTAC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 300.00%, which is quite impressive.
The Earnings Per Share has been growing by 24.53% on average over the past years. This is a very strong growth
The Revenue has decreased by -2.28% in the past year.
CTAC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.74% yearly.
EPS 1Y (TTM)300%
EPS 3Y-5.09%
EPS 5Y24.53%
EPS Q2Q%N/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%3.33%
3.2 Future
The Earnings Per Share is expected to grow by 21.55% on average over the next years. This is a very strong growth
Based on estimates for the next years, CTAC will show a small growth in Revenue. The Revenue will grow by 7.12% on average per year.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 10.82, the valuation of CTAC can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of CTAC indicates a rather cheap valuation: CTAC is cheaper than 92.11% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.25, CTAC is valued rather cheaply.
CTAC is valuated cheaply with a Price/Forward Earnings ratio of 7.07.
Based on the Price/Forward Earnings ratio, CTAC is valued cheaply inside the industry as 93.42% of the companies are valued more expensively.
CTAC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.82 | ||
| Fwd PE | 7.07 |
4.2 Price Multiples
CTAC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CTAC is cheaper than 88.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.48 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CTAC's earnings are expected to grow with 21.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.23
PEG (5Y)0.44
EPS Next 2Y30.93%
EPS Next 3Y21.55%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.64%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.26, CTAC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.92, CTAC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
5.2 History
On average, the dividend of CTAC grows each year by 17.42%, which is quite nice.
Dividend Growth(5Y)17.42%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
26.85% of the earnings are spent on dividend by CTAC. This is a low number and sustainable payout ratio.
CTAC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP26.85%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
AMS:CTAC (1/13/2026, 5:05:50 PM)
3.03
-0.03 (-0.98%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners6.76%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap42.87M
Revenue(TTM)188.22M
Net Income(TTM)5.81M
Analysts85
Price Target2.97 (-1.98%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
Yearly Dividend0.11
Dividend Growth(5Y)17.42%
DP26.85%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-22.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.82 | ||
| Fwd PE | 7.07 | ||
| P/S | 0.23 | ||
| P/FCF | N/A | ||
| P/OCF | 20.81 | ||
| P/B | 1.38 | ||
| P/tB | 8.57 | ||
| EV/EBITDA | 4.48 |
EPS(TTM)0.28
EY9.24%
EPS(NY)0.43
Fwd EY14.14%
FCF(TTM)-0.12
FCFYN/A
OCF(TTM)0.15
OCFY4.8%
SpS13.23
BVpS2.19
TBVpS0.35
PEG (NY)0.23
PEG (5Y)0.44
Graham Number3.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.07% | ||
| ROE | 18.74% | ||
| ROCE | 14.63% | ||
| ROIC | 6.8% | ||
| ROICexc | 7.19% | ||
| ROICexgc | 19.37% | ||
| OM | 2.97% | ||
| PM (TTM) | 3.1% | ||
| GM | 37.21% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.59%
ROE(5y)12.47%
ROIC(3y)7.72%
ROIC(5y)7.7%
ROICexc(3y)9.79%
ROICexc(5y)10.06%
ROICexgc(3y)82.95%
ROICexgc(5y)110.67%
ROCE(3y)14.7%
ROCE(5y)14.69%
ROICexgc growth 3Y-17.16%
ROICexgc growth 5Y33.25%
ROICexc growth 3Y-3.08%
ROICexc growth 5Y14.74%
OM growth 3Y-9.69%
OM growth 5Y12.15%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score6
Asset Turnover2.6
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.03 | ||
| Cap/Depr | 69.59% | ||
| Cap/Sales | 1.99% | ||
| Interest Coverage | 14.26 | ||
| Cash Conversion | 18.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 3.8 |
F-Score6
WACC6.47%
ROIC/WACC1.05
Cap/Depr(3y)40.77%
Cap/Depr(5y)30.88%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)410.26%
Profit Quality(5y)379.1%
High Growth Momentum
Growth
EPS 1Y (TTM)300%
EPS 3Y-5.09%
EPS 5Y24.53%
EPS Q2Q%N/A
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%3.33%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
EBIT growth 1Y12.1%
EBIT growth 3Y-4.89%
EBIT growth 5Y21.95%
EBIT Next Year66.67%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-117.59%
FCF growth 3Y-8.31%
FCF growth 5Y-0.45%
OCF growth 1Y-82.03%
OCF growth 3Y1.58%
OCF growth 5Y4.33%
CTAC NV / CTAC.AS FAQ
What is the fundamental rating for CTAC stock?
ChartMill assigns a fundamental rating of 5 / 10 to CTAC.AS.
Can you provide the valuation status for CTAC NV?
ChartMill assigns a valuation rating of 7 / 10 to CTAC NV (CTAC.AS). This can be considered as Undervalued.
Can you provide the profitability details for CTAC NV?
CTAC NV (CTAC.AS) has a profitability rating of 5 / 10.
What is the financial health of CTAC NV (CTAC.AS) stock?
The financial health rating of CTAC NV (CTAC.AS) is 4 / 10.
Can you provide the dividend sustainability for CTAC stock?
The dividend rating of CTAC NV (CTAC.AS) is 7 / 10 and the dividend payout ratio is 26.85%.