CARRIAGE SERVICES INC (CSV) Stock Fundamental Analysis

NYSE:CSV • US1439051079

44.22 USD
-0.1 (-0.23%)
At close: Feb 19, 2026
44.22 USD
0 (0%)
After Hours: 2/19/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to CSV. CSV was compared to 75 industry peers in the Diversified Consumer Services industry. CSV scores excellent on profitability, but there are concerns on its financial health. CSV is not valued too expensively and it also shows a decent growth rate. Finally CSV also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year CSV was profitable.
  • In the past year CSV had a positive cash flow from operations.
  • Each year in the past 5 years CSV has been profitable.
  • In the past 5 years CSV always reported a positive cash flow from operatings.
CSV Yearly Net Income VS EBIT VS OCF VS FCFCSV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

1.2 Ratios

  • CSV has a Return On Assets (3.60%) which is comparable to the rest of the industry.
  • Looking at the Return On Equity, with a value of 19.97%, CSV belongs to the top of the industry, outperforming 85.33% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 5.12%, CSV is doing good in the industry, outperforming 62.67% of the companies in the same industry.
  • CSV had an Average Return On Invested Capital over the past 3 years of 4.77%. This is significantly below the industry average of 10.88%.
  • The 3 year average ROIC (4.77%) for CSV is below the current ROIC(5.12%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.6%
ROE 19.97%
ROIC 5.12%
ROA(3y)2.87%
ROA(5y)2.56%
ROE(3y)21.63%
ROE(5y)19.48%
ROIC(3y)4.77%
ROIC(5y)5.01%
CSV Yearly ROA, ROE, ROICCSV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • The Profit Margin of CSV (11.80%) is better than 74.67% of its industry peers.
  • In the last couple of years the Profit Margin of CSV has grown nicely.
  • With an excellent Operating Margin value of 23.32%, CSV belongs to the best of the industry, outperforming 90.67% of the companies in the same industry.
  • CSV's Operating Margin has improved in the last couple of years.
  • CSV has a worse Gross Margin (35.07%) than 60.00% of its industry peers.
  • In the last couple of years the Gross Margin of CSV has grown nicely.
Industry RankSector Rank
OM 23.32%
PM (TTM) 11.8%
GM 35.07%
OM growth 3Y-5.95%
OM growth 5Y1.81%
PM growth 3Y-2.97%
PM growth 5Y8.75%
GM growth 3Y0.98%
GM growth 5Y4.08%
CSV Yearly Profit, Operating, Gross MarginsCSV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CSV is destroying value.
  • CSV has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for CSV has been reduced compared to 5 years ago.
  • The debt/assets ratio for CSV has been reduced compared to a year ago.
CSV Yearly Shares OutstandingCSV Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
CSV Yearly Total Debt VS Total AssetsCSV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • CSV has an Altman-Z score of 1.21. This is a bad value and indicates that CSV is not financially healthy and even has some risk of bankruptcy.
  • CSV has a Altman-Z score (1.21) which is in line with its industry peers.
  • CSV has a debt to FCF ratio of 14.19. This is a negative value and a sign of low solvency as CSV would need 14.19 years to pay back of all of its debts.
  • CSV has a better Debt to FCF ratio (14.19) than 64.00% of its industry peers.
  • A Debt/Equity ratio of 2.25 is on the high side and indicates that CSV has dependencies on debt financing.
  • CSV has a worse Debt to Equity ratio (2.25) than 70.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF 14.19
Altman-Z 1.21
ROIC/WACC0.66
WACC7.75%
CSV Yearly LT Debt VS Equity VS FCFCSV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • CSV has a Current Ratio of 0.88. This is a bad value and indicates that CSV is not financially healthy enough and could expect problems in meeting its short term obligations.
  • CSV has a worse Current ratio (0.88) than 64.00% of its industry peers.
  • A Quick Ratio of 0.75 indicates that CSV may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.75, CSV is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.88
Quick Ratio 0.75
CSV Yearly Current Assets VS Current LiabilitesCSV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • CSV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.04%, which is quite good.
  • The Earnings Per Share has been growing by 16.13% on average over the past years. This is quite good.
  • The Revenue for CSV has decreased by -19.49% in the past year. This is quite bad
  • Measured over the past years, CSV shows a quite strong growth in Revenue. The Revenue has been growing by 8.08% on average per year.
EPS 1Y (TTM)10.04%
EPS 3Y-4.7%
EPS 5Y16.13%
EPS Q2Q%17.19%
Revenue 1Y (TTM)-19.49%
Revenue growth 3Y2.45%
Revenue growth 5Y8.08%
Sales Q2Q%2.04%

3.2 Future

  • The Earnings Per Share is expected to grow by 13.83% on average over the next years. This is quite good.
  • CSV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.93% yearly.
EPS Next Y25.01%
EPS Next 2Y15.09%
EPS Next 3Y13.83%
EPS Next 5YN/A
Revenue Next Year3.04%
Revenue Next 2Y3.2%
Revenue Next 3Y3.93%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CSV Yearly Revenue VS EstimatesCSV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M
CSV Yearly EPS VS EstimatesCSV Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 14.40 indicates a correct valuation of CSV.
  • Compared to the rest of the industry, the Price/Earnings ratio of CSV indicates a somewhat cheap valuation: CSV is cheaper than 72.00% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.09. CSV is valued slightly cheaper when compared to this.
  • The Price/Forward Earnings ratio is 12.64, which indicates a correct valuation of CSV.
  • Based on the Price/Forward Earnings ratio, CSV is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.98, CSV is valued rather cheaply.
Industry RankSector Rank
PE 14.4
Fwd PE 12.64
CSV Price Earnings VS Forward Price EarningsCSV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CSV is valued a bit cheaper than 65.33% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, CSV is valued a bit cheaper than the industry average as 72.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 17.98
EV/EBITDA 10.35
CSV Per share dataCSV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • CSV's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of CSV may justify a higher PE ratio.
  • CSV's earnings are expected to grow with 13.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.58
PEG (5Y)0.89
EPS Next 2Y15.09%
EPS Next 3Y13.83%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • CSV has a Yearly Dividend Yield of 1.04%.
  • Compared to an average industry Dividend Yield of 0.41, CSV pays a better dividend. On top of this CSV pays more dividend than 88.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.85, CSV's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 1.04%

5.2 History

  • On average, the dividend of CSV grows each year by 8.45%, which is quite nice.
  • CSV has paid a dividend for at least 10 years, which is a reliable track record.
  • CSV has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)8.45%
Div Incr Years0
Div Non Decr Years13
CSV Yearly Dividends per shareCSV Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4

5.3 Sustainability

  • CSV pays out 14.40% of its income as dividend. This is a sustainable payout ratio.
  • CSV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP14.4%
EPS Next 2Y15.09%
EPS Next 3Y13.83%
CSV Yearly Income VS Free CF VS DividendCSV Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
CSV Dividend Payout.CSV Dividend Payout, showing the Payout Ratio.CSV Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CARRIAGE SERVICES INC

NYSE:CSV (2/19/2026, 8:04:00 PM)

After market: 44.22 0 (0%)

44.22

-0.1 (-0.23%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-05
Earnings (Next)02-25
Inst Owners79.41%
Inst Owner Change-4.54%
Ins Owners2.39%
Ins Owner Change-0.57%
Market Cap696.47M
Revenue(TTM)409.66M
Net Income(TTM)48.34M
Analysts84.44
Price Target61.2 (38.4%)
Short Float %2.31%
Short Ratio4.04
Dividend
Industry RankSector Rank
Dividend Yield 1.04%
Yearly Dividend0.45
Dividend Growth(5Y)8.45%
DP14.4%
Div Incr Years0
Div Non Decr Years13
Ex-Date02-02
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.1%
Min EPS beat(2)0.83%
Max EPS beat(2)1.38%
EPS beat(4)4
Avg EPS beat(4)9.16%
Min EPS beat(4)0.83%
Max EPS beat(4)20.36%
EPS beat(8)8
Avg EPS beat(8)23.5%
EPS beat(12)10
Avg EPS beat(12)14.96%
EPS beat(16)11
Avg EPS beat(16)8.07%
Revenue beat(2)2
Avg Revenue beat(2)0.59%
Min Revenue beat(2)0.53%
Max Revenue beat(2)0.66%
Revenue beat(4)4
Avg Revenue beat(4)0.8%
Min Revenue beat(4)0.01%
Max Revenue beat(4)2.02%
Revenue beat(8)8
Avg Revenue beat(8)3.17%
Revenue beat(12)11
Avg Revenue beat(12)2.66%
Revenue beat(16)12
Avg Revenue beat(16)1.72%
PT rev (1m)0%
PT rev (3m)1.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.4%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.91%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.15%
Valuation
Industry RankSector Rank
PE 14.4
Fwd PE 12.64
P/S 1.7
P/FCF 17.98
P/OCF 12.47
P/B 2.88
P/tB N/A
EV/EBITDA 10.35
EPS(TTM)3.07
EY6.94%
EPS(NY)3.5
Fwd EY7.91%
FCF(TTM)2.46
FCFY5.56%
OCF(TTM)3.55
OCFY8.02%
SpS26.01
BVpS15.37
TBVpS-14.86
PEG (NY)0.58
PEG (5Y)0.89
Graham Number32.58
Profitability
Industry RankSector Rank
ROA 3.6%
ROE 19.97%
ROCE 7.43%
ROIC 5.12%
ROICexc 5.13%
ROICexgc 8.15%
OM 23.32%
PM (TTM) 11.8%
GM 35.07%
FCFM 9.46%
ROA(3y)2.87%
ROA(5y)2.56%
ROE(3y)21.63%
ROE(5y)19.48%
ROIC(3y)4.77%
ROIC(5y)5.01%
ROICexc(3y)4.78%
ROICexc(5y)5.02%
ROICexgc(3y)7.7%
ROICexgc(5y)8.1%
ROCE(3y)6.93%
ROCE(5y)7.28%
ROICexgc growth 3Y-6.67%
ROICexgc growth 5Y6.94%
ROICexc growth 3Y-6.46%
ROICexc growth 5Y7.65%
OM growth 3Y-5.95%
OM growth 5Y1.81%
PM growth 3Y-2.97%
PM growth 5Y8.75%
GM growth 3Y0.98%
GM growth 5Y4.08%
F-Score6
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF 14.19
Debt/EBITDA 4.53
Cap/Depr 68.51%
Cap/Sales 4.17%
Interest Coverage 3.57
Cash Conversion 46.35%
Profit Quality 80.14%
Current Ratio 0.88
Quick Ratio 0.75
Altman-Z 1.21
F-Score6
WACC7.75%
ROIC/WACC0.66
Cap/Depr(3y)90.07%
Cap/Depr(5y)92.54%
Cap/Sales(3y)5.25%
Cap/Sales(5y)5.4%
Profit Quality(3y)122.9%
Profit Quality(5y)194.26%
High Growth Momentum
Growth
EPS 1Y (TTM)10.04%
EPS 3Y-4.7%
EPS 5Y16.13%
EPS Q2Q%17.19%
EPS Next Y25.01%
EPS Next 2Y15.09%
EPS Next 3Y13.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-19.49%
Revenue growth 3Y2.45%
Revenue growth 5Y8.08%
Sales Q2Q%2.04%
Revenue Next Year3.04%
Revenue Next 2Y3.2%
Revenue Next 3Y3.93%
Revenue Next 5YN/A
EBIT growth 1Y-11.46%
EBIT growth 3Y-3.65%
EBIT growth 5Y10.04%
EBIT Next Year63.24%
EBIT Next 3Y22.87%
EBIT Next 5YN/A
FCF growth 1Y-28.28%
FCF growth 3Y-15.44%
FCF growth 5Y5.22%
OCF growth 1Y-23.31%
OCF growth 3Y-14.86%
OCF growth 5Y3.77%

CARRIAGE SERVICES INC / CSV FAQ

What is the fundamental rating for CSV stock?

ChartMill assigns a fundamental rating of 5 / 10 to CSV.


What is the valuation status for CSV stock?

ChartMill assigns a valuation rating of 6 / 10 to CARRIAGE SERVICES INC (CSV). This can be considered as Fairly Valued.


Can you provide the profitability details for CARRIAGE SERVICES INC?

CARRIAGE SERVICES INC (CSV) has a profitability rating of 7 / 10.


What are the PE and PB ratios of CARRIAGE SERVICES INC (CSV) stock?

The Price/Earnings (PE) ratio for CARRIAGE SERVICES INC (CSV) is 14.4 and the Price/Book (PB) ratio is 2.88.


What is the expected EPS growth for CARRIAGE SERVICES INC (CSV) stock?

The Earnings per Share (EPS) of CARRIAGE SERVICES INC (CSV) is expected to grow by 25.01% in the next year.