CARRIAGE SERVICES INC (CSV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CSV - US1439051079 - Common Stock
42.27 USD
+0.46 (+1.1%)
CSV gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 76 industry peers in the Diversified Consumer Services industry. While CSV belongs to the best of the industry regarding profitability, there are concerns on its financial health. CSV is not valued too expensively and it also shows a decent growth rate. Finally CSV also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CSV had positive earnings in the past year.
In the past year CSV had a positive cash flow from operations.
In the past 5 years CSV has always been profitable.
In the past 5 years CSV always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of CSV (3.60%) is better than 63.16% of its industry peers.
CSV's Return On Equity of 19.97% is amongst the best of the industry. CSV outperforms 85.53% of its industry peers.
CSV has a better Return On Invested Capital (5.12%) than 65.79% of its industry peers.
CSV had an Average Return On Invested Capital over the past 3 years of 4.77%. This is below the industry average of 8.97%.
The last Return On Invested Capital (5.12%) for CSV is above the 3 year average (4.77%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.6% | ||
| ROE | 19.97% | ||
| ROIC | 5.12% |
ROA(3y)2.87%
ROA(5y)2.56%
ROE(3y)21.63%
ROE(5y)19.48%
ROIC(3y)4.77%
ROIC(5y)5.01%
1.3 Margins
With a decent Profit Margin value of 11.80%, CSV is doing good in the industry, outperforming 75.00% of the companies in the same industry.
CSV's Profit Margin has improved in the last couple of years.
CSV has a better Operating Margin (23.32%) than 90.79% of its industry peers.
CSV's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 35.07%, CSV is not doing good in the industry: 61.84% of the companies in the same industry are doing better.
CSV's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.32% | ||
| PM (TTM) | 11.8% | ||
| GM | 35.07% |
OM growth 3Y-5.95%
OM growth 5Y1.81%
PM growth 3Y-2.97%
PM growth 5Y8.75%
GM growth 3Y0.98%
GM growth 5Y4.08%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CSV is destroying value.
CSV has more shares outstanding than it did 1 year ago.
CSV has less shares outstanding than it did 5 years ago.
CSV has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.19, we must say that CSV is in the distress zone and has some risk of bankruptcy.
CSV's Altman-Z score of 1.19 is in line compared to the rest of the industry. CSV outperforms 56.58% of its industry peers.
CSV has a debt to FCF ratio of 14.19. This is a negative value and a sign of low solvency as CSV would need 14.19 years to pay back of all of its debts.
CSV's Debt to FCF ratio of 14.19 is fine compared to the rest of the industry. CSV outperforms 61.84% of its industry peers.
A Debt/Equity ratio of 2.25 is on the high side and indicates that CSV has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.25, CSV is doing worse than 72.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.25 | ||
| Debt/FCF | 14.19 | ||
| Altman-Z | 1.19 |
ROIC/WACC0.71
WACC7.23%
2.3 Liquidity
CSV has a Current Ratio of 0.88. This is a bad value and indicates that CSV is not financially healthy enough and could expect problems in meeting its short term obligations.
CSV has a Current ratio of 0.88. This is in the lower half of the industry: CSV underperforms 67.11% of its industry peers.
CSV has a Quick Ratio of 0.88. This is a bad value and indicates that CSV is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.75, CSV is not doing good in the industry: 71.05% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.75 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.04% over the past year.
The Earnings Per Share has been growing by 16.13% on average over the past years. This is quite good.
CSV shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -19.49%.
CSV shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.08% yearly.
EPS 1Y (TTM)10.04%
EPS 3Y-4.7%
EPS 5Y16.13%
EPS Q2Q%17.19%
Revenue 1Y (TTM)-19.49%
Revenue growth 3Y2.45%
Revenue growth 5Y8.08%
Sales Q2Q%2.04%
3.2 Future
CSV is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.83% yearly.
The Revenue is expected to grow by 3.93% on average over the next years.
EPS Next Y25.01%
EPS Next 2Y15.3%
EPS Next 3Y13.83%
EPS Next 5YN/A
Revenue Next Year3.04%
Revenue Next 2Y3.2%
Revenue Next 3Y3.93%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CSV is valuated correctly with a Price/Earnings ratio of 13.77.
CSV's Price/Earnings ratio is a bit cheaper when compared to the industry. CSV is cheaper than 75.00% of the companies in the same industry.
CSV is valuated rather cheaply when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
CSV is valuated correctly with a Price/Forward Earnings ratio of 12.04.
77.63% of the companies in the same industry are more expensive than CSV, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.56, CSV is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.77 | ||
| Fwd PE | 12.04 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CSV is valued a bit cheaper than the industry average as 65.79% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CSV indicates a somewhat cheap valuation: CSV is cheaper than 72.37% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.18 | ||
| EV/EBITDA | 10.02 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of CSV may justify a higher PE ratio.
CSV's earnings are expected to grow with 13.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.55
PEG (5Y)0.85
EPS Next 2Y15.3%
EPS Next 3Y13.83%
5. Dividend
5.1 Amount
CSV has a Yearly Dividend Yield of 1.08%.
CSV's Dividend Yield is rather good when compared to the industry average which is at 2.12. CSV pays more dividend than 88.16% of the companies in the same industry.
With a Dividend Yield of 1.08, CSV pays less dividend than the S&P500 average, which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.08% |
5.2 History
The dividend of CSV is nicely growing with an annual growth rate of 8.45%!
CSV has paid a dividend for at least 10 years, which is a reliable track record.
CSV has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)8.45%
Div Incr Years0
Div Non Decr Years13
5.3 Sustainability
CSV pays out 14.40% of its income as dividend. This is a sustainable payout ratio.
CSV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP14.4%
EPS Next 2Y15.3%
EPS Next 3Y13.83%
NYSE:CSV (12/9/2025, 11:40:59 AM)
42.27
+0.46 (+1.1%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)
Earnings (Next)
Inst Owners79.32%
Inst Owner Change-0.17%
Ins Owners2.39%
Ins Owner Change-0.83%
Market Cap665.75M
Revenue(TTM)409.66M
Net Income(TTM)48.34M
Analysts84.44
Price Target61.2 (44.78%)
Short Float %2.02%
Short Ratio3.57
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.08% |
Yearly Dividend0.45
Dividend Growth(5Y)8.45%
DP14.4%
Div Incr Years0
Div Non Decr Years13
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.1%
Min EPS beat(2)0.83%
Max EPS beat(2)1.38%
EPS beat(4)4
Avg EPS beat(4)9.16%
Min EPS beat(4)0.83%
Max EPS beat(4)20.36%
EPS beat(8)8
Avg EPS beat(8)23.5%
EPS beat(12)10
Avg EPS beat(12)14.96%
EPS beat(16)11
Avg EPS beat(16)8.07%
Revenue beat(2)2
Avg Revenue beat(2)0.59%
Min Revenue beat(2)0.53%
Max Revenue beat(2)0.66%
Revenue beat(4)4
Avg Revenue beat(4)0.8%
Min Revenue beat(4)0.01%
Max Revenue beat(4)2.02%
Revenue beat(8)8
Avg Revenue beat(8)3.17%
Revenue beat(12)11
Avg Revenue beat(12)2.66%
Revenue beat(16)12
Avg Revenue beat(16)1.72%
PT rev (1m)1.35%
PT rev (3m)1.69%
EPS NQ rev (1m)-2.4%
EPS NQ rev (3m)-5.6%
EPS NY rev (1m)-0.91%
EPS NY rev (3m)-0.38%
Revenue NQ rev (1m)-2.01%
Revenue NQ rev (3m)-1.94%
Revenue NY rev (1m)-0.15%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.77 | ||
| Fwd PE | 12.04 | ||
| P/S | 1.63 | ||
| P/FCF | 17.18 | ||
| P/OCF | 11.92 | ||
| P/B | 2.75 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.02 |
EPS(TTM)3.07
EY7.26%
EPS(NY)3.51
Fwd EY8.3%
FCF(TTM)2.46
FCFY5.82%
OCF(TTM)3.55
OCFY8.39%
SpS26.01
BVpS15.37
TBVpS-14.86
PEG (NY)0.55
PEG (5Y)0.85
Graham Number32.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.6% | ||
| ROE | 19.97% | ||
| ROCE | 7.43% | ||
| ROIC | 5.12% | ||
| ROICexc | 5.13% | ||
| ROICexgc | 8.15% | ||
| OM | 23.32% | ||
| PM (TTM) | 11.8% | ||
| GM | 35.07% | ||
| FCFM | 9.46% |
ROA(3y)2.87%
ROA(5y)2.56%
ROE(3y)21.63%
ROE(5y)19.48%
ROIC(3y)4.77%
ROIC(5y)5.01%
ROICexc(3y)4.78%
ROICexc(5y)5.02%
ROICexgc(3y)7.7%
ROICexgc(5y)8.1%
ROCE(3y)6.93%
ROCE(5y)7.28%
ROICexgc growth 3Y-6.67%
ROICexgc growth 5Y6.94%
ROICexc growth 3Y-6.46%
ROICexc growth 5Y7.65%
OM growth 3Y-5.95%
OM growth 5Y1.81%
PM growth 3Y-2.97%
PM growth 5Y8.75%
GM growth 3Y0.98%
GM growth 5Y4.08%
F-Score6
Asset Turnover0.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.25 | ||
| Debt/FCF | 14.19 | ||
| Debt/EBITDA | 4.53 | ||
| Cap/Depr | 68.51% | ||
| Cap/Sales | 4.17% | ||
| Interest Coverage | 3.57 | ||
| Cash Conversion | 46.35% | ||
| Profit Quality | 80.14% | ||
| Current Ratio | 0.88 | ||
| Quick Ratio | 0.75 | ||
| Altman-Z | 1.19 |
F-Score6
WACC7.23%
ROIC/WACC0.71
Cap/Depr(3y)90.07%
Cap/Depr(5y)92.54%
Cap/Sales(3y)5.25%
Cap/Sales(5y)5.4%
Profit Quality(3y)122.9%
Profit Quality(5y)194.26%
High Growth Momentum
Growth
EPS 1Y (TTM)10.04%
EPS 3Y-4.7%
EPS 5Y16.13%
EPS Q2Q%17.19%
EPS Next Y25.01%
EPS Next 2Y15.3%
EPS Next 3Y13.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-19.49%
Revenue growth 3Y2.45%
Revenue growth 5Y8.08%
Sales Q2Q%2.04%
Revenue Next Year3.04%
Revenue Next 2Y3.2%
Revenue Next 3Y3.93%
Revenue Next 5YN/A
EBIT growth 1Y-11.46%
EBIT growth 3Y-3.65%
EBIT growth 5Y10.04%
EBIT Next Year63.24%
EBIT Next 3Y22.87%
EBIT Next 5YN/A
FCF growth 1Y-28.28%
FCF growth 3Y-15.44%
FCF growth 5Y5.22%
OCF growth 1Y-23.31%
OCF growth 3Y-14.86%
OCF growth 5Y3.77%
CARRIAGE SERVICES INC / CSV FAQ
What is the fundamental rating for CSV stock?
ChartMill assigns a fundamental rating of 5 / 10 to CSV.
Can you provide the valuation status for CARRIAGE SERVICES INC?
ChartMill assigns a valuation rating of 6 / 10 to CARRIAGE SERVICES INC (CSV). This can be considered as Fairly Valued.
What is the profitability of CSV stock?
CARRIAGE SERVICES INC (CSV) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for CSV stock?
The Price/Earnings (PE) ratio for CARRIAGE SERVICES INC (CSV) is 13.77 and the Price/Book (PB) ratio is 2.75.
Is the dividend of CARRIAGE SERVICES INC sustainable?
The dividend rating of CARRIAGE SERVICES INC (CSV) is 7 / 10 and the dividend payout ratio is 14.4%.