CARRIAGE SERVICES INC (CSV) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:CSV • US1439051079

43.22 USD
+0.24 (+0.56%)
At close: Feb 4, 2026
43.22 USD
0 (0%)
After Hours: 2/4/2026, 7:13:07 PM
Fundamental Rating

5

CSV gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 76 industry peers in the Diversified Consumer Services industry. CSV scores excellent on profitability, but there are concerns on its financial health. CSV scores decently on growth, while it is valued quite cheap. This could make an interesting combination. CSV also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • CSV had positive earnings in the past year.
  • In the past year CSV had a positive cash flow from operations.
  • CSV had positive earnings in each of the past 5 years.
  • Each year in the past 5 years CSV had a positive operating cash flow.
CSV Yearly Net Income VS EBIT VS OCF VS FCFCSV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

1.2 Ratios

  • The Return On Assets of CSV (3.60%) is comparable to the rest of the industry.
  • CSV has a Return On Equity of 19.97%. This is amongst the best in the industry. CSV outperforms 84.21% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 5.12%, CSV is in the better half of the industry, outperforming 63.16% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for CSV is significantly below the industry average of 10.27%.
  • The last Return On Invested Capital (5.12%) for CSV is above the 3 year average (4.77%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.6%
ROE 19.97%
ROIC 5.12%
ROA(3y)2.87%
ROA(5y)2.56%
ROE(3y)21.63%
ROE(5y)19.48%
ROIC(3y)4.77%
ROIC(5y)5.01%
CSV Yearly ROA, ROE, ROICCSV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • Looking at the Profit Margin, with a value of 11.80%, CSV is in the better half of the industry, outperforming 72.37% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CSV has grown nicely.
  • Looking at the Operating Margin, with a value of 23.32%, CSV belongs to the top of the industry, outperforming 89.47% of the companies in the same industry.
  • CSV's Operating Margin has improved in the last couple of years.
  • CSV's Gross Margin of 35.07% is in line compared to the rest of the industry. CSV outperforms 40.79% of its industry peers.
  • CSV's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.32%
PM (TTM) 11.8%
GM 35.07%
OM growth 3Y-5.95%
OM growth 5Y1.81%
PM growth 3Y-2.97%
PM growth 5Y8.75%
GM growth 3Y0.98%
GM growth 5Y4.08%
CSV Yearly Profit, Operating, Gross MarginsCSV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CSV is destroying value.
  • The number of shares outstanding for CSV has been increased compared to 1 year ago.
  • Compared to 5 years ago, CSV has less shares outstanding
  • CSV has a better debt/assets ratio than last year.
CSV Yearly Shares OutstandingCSV Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
CSV Yearly Total Debt VS Total AssetsCSV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.20, we must say that CSV is in the distress zone and has some risk of bankruptcy.
  • CSV has a Altman-Z score (1.20) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of CSV is 14.19, which is on the high side as it means it would take CSV, 14.19 years of fcf income to pay off all of its debts.
  • CSV has a better Debt to FCF ratio (14.19) than 63.16% of its industry peers.
  • CSV has a Debt/Equity ratio of 2.25. This is a high value indicating a heavy dependency on external financing.
  • CSV has a worse Debt to Equity ratio (2.25) than 72.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF 14.19
Altman-Z 1.2
ROIC/WACC0.72
WACC7.15%
CSV Yearly LT Debt VS Equity VS FCFCSV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 0.88 indicates that CSV may have some problems paying its short term obligations.
  • The Current ratio of CSV (0.88) is worse than 64.47% of its industry peers.
  • CSV has a Quick Ratio of 0.88. This is a bad value and indicates that CSV is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.75, CSV is not doing good in the industry: 68.42% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.88
Quick Ratio 0.75
CSV Yearly Current Assets VS Current LiabilitesCSV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

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5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 10.04% over the past year.
  • The Earnings Per Share has been growing by 16.13% on average over the past years. This is quite good.
  • CSV shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -19.49%.
  • Measured over the past years, CSV shows a quite strong growth in Revenue. The Revenue has been growing by 8.08% on average per year.
EPS 1Y (TTM)10.04%
EPS 3Y-4.7%
EPS 5Y16.13%
EPS Q2Q%17.19%
Revenue 1Y (TTM)-19.49%
Revenue growth 3Y2.45%
Revenue growth 5Y8.08%
Sales Q2Q%2.04%

3.2 Future

  • Based on estimates for the next years, CSV will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.83% on average per year.
  • CSV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.93% yearly.
EPS Next Y25.01%
EPS Next 2Y15.09%
EPS Next 3Y13.83%
EPS Next 5YN/A
Revenue Next Year3.04%
Revenue Next 2Y3.2%
Revenue Next 3Y3.93%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CSV Yearly Revenue VS EstimatesCSV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M
CSV Yearly EPS VS EstimatesCSV Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 14.08, which indicates a correct valuation of CSV.
  • Based on the Price/Earnings ratio, CSV is valued a bit cheaper than 73.68% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 28.25. CSV is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 12.36, CSV is valued correctly.
  • 77.63% of the companies in the same industry are more expensive than CSV, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.50, CSV is valued rather cheaply.
Industry RankSector Rank
PE 14.08
Fwd PE 12.36
CSV Price Earnings VS Forward Price EarningsCSV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • CSV's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CSV is cheaper than 61.84% of the companies in the same industry.
  • 73.68% of the companies in the same industry are more expensive than CSV, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 17.57
EV/EBITDA 10.17
CSV Per share dataCSV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of CSV may justify a higher PE ratio.
  • CSV's earnings are expected to grow with 13.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.56
PEG (5Y)0.87
EPS Next 2Y15.09%
EPS Next 3Y13.83%

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7

5. Dividend

5.1 Amount

  • CSV has a Yearly Dividend Yield of 1.06%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.37, CSV pays a better dividend. On top of this CSV pays more dividend than 88.16% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, CSV's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 1.06%

5.2 History

  • On average, the dividend of CSV grows each year by 8.45%, which is quite nice.
  • CSV has paid a dividend for at least 10 years, which is a reliable track record.
  • CSV has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)8.45%
Div Incr Years0
Div Non Decr Years13
CSV Yearly Dividends per shareCSV Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.1 0.2 0.3 0.4

5.3 Sustainability

  • CSV pays out 14.40% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of CSV is growing, but earnings are growing more, so the dividend growth is sustainable.
DP14.4%
EPS Next 2Y15.09%
EPS Next 3Y13.83%
CSV Yearly Income VS Free CF VS DividendCSV Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
CSV Dividend Payout.CSV Dividend Payout, showing the Payout Ratio.CSV Dividend Payout.PayoutRetained Earnings

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CARRIAGE SERVICES INC

NYSE:CSV (2/4/2026, 7:13:07 PM)

After market: 43.22 0 (0%)

43.22

+0.24 (+0.56%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-05
Earnings (Next)02-25
Inst Owners79.41%
Inst Owner Change-2.87%
Ins Owners2.39%
Ins Owner Change-0.75%
Market Cap680.72M
Revenue(TTM)409.66M
Net Income(TTM)48.34M
Analysts84.44
Price Target61.2 (41.6%)
Short Float %2.36%
Short Ratio4.45
Dividend
Industry RankSector Rank
Dividend Yield 1.06%
Yearly Dividend0.45
Dividend Growth(5Y)8.45%
DP14.4%
Div Incr Years0
Div Non Decr Years13
Ex-Date02-02
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.1%
Min EPS beat(2)0.83%
Max EPS beat(2)1.38%
EPS beat(4)4
Avg EPS beat(4)9.16%
Min EPS beat(4)0.83%
Max EPS beat(4)20.36%
EPS beat(8)8
Avg EPS beat(8)23.5%
EPS beat(12)10
Avg EPS beat(12)14.96%
EPS beat(16)11
Avg EPS beat(16)8.07%
Revenue beat(2)2
Avg Revenue beat(2)0.59%
Min Revenue beat(2)0.53%
Max Revenue beat(2)0.66%
Revenue beat(4)4
Avg Revenue beat(4)0.8%
Min Revenue beat(4)0.01%
Max Revenue beat(4)2.02%
Revenue beat(8)8
Avg Revenue beat(8)3.17%
Revenue beat(12)11
Avg Revenue beat(12)2.66%
Revenue beat(16)12
Avg Revenue beat(16)1.72%
PT rev (1m)0%
PT rev (3m)1.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.51%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.08%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.15%
Valuation
Industry RankSector Rank
PE 14.08
Fwd PE 12.36
P/S 1.66
P/FCF 17.57
P/OCF 12.19
P/B 2.81
P/tB N/A
EV/EBITDA 10.17
EPS(TTM)3.07
EY7.1%
EPS(NY)3.5
Fwd EY8.09%
FCF(TTM)2.46
FCFY5.69%
OCF(TTM)3.55
OCFY8.2%
SpS26.01
BVpS15.37
TBVpS-14.86
PEG (NY)0.56
PEG (5Y)0.87
Graham Number32.58
Profitability
Industry RankSector Rank
ROA 3.6%
ROE 19.97%
ROCE 7.43%
ROIC 5.12%
ROICexc 5.13%
ROICexgc 8.15%
OM 23.32%
PM (TTM) 11.8%
GM 35.07%
FCFM 9.46%
ROA(3y)2.87%
ROA(5y)2.56%
ROE(3y)21.63%
ROE(5y)19.48%
ROIC(3y)4.77%
ROIC(5y)5.01%
ROICexc(3y)4.78%
ROICexc(5y)5.02%
ROICexgc(3y)7.7%
ROICexgc(5y)8.1%
ROCE(3y)6.93%
ROCE(5y)7.28%
ROICexgc growth 3Y-6.67%
ROICexgc growth 5Y6.94%
ROICexc growth 3Y-6.46%
ROICexc growth 5Y7.65%
OM growth 3Y-5.95%
OM growth 5Y1.81%
PM growth 3Y-2.97%
PM growth 5Y8.75%
GM growth 3Y0.98%
GM growth 5Y4.08%
F-Score6
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF 14.19
Debt/EBITDA 4.53
Cap/Depr 68.51%
Cap/Sales 4.17%
Interest Coverage 3.57
Cash Conversion 46.35%
Profit Quality 80.14%
Current Ratio 0.88
Quick Ratio 0.75
Altman-Z 1.2
F-Score6
WACC7.15%
ROIC/WACC0.72
Cap/Depr(3y)90.07%
Cap/Depr(5y)92.54%
Cap/Sales(3y)5.25%
Cap/Sales(5y)5.4%
Profit Quality(3y)122.9%
Profit Quality(5y)194.26%
High Growth Momentum
Growth
EPS 1Y (TTM)10.04%
EPS 3Y-4.7%
EPS 5Y16.13%
EPS Q2Q%17.19%
EPS Next Y25.01%
EPS Next 2Y15.09%
EPS Next 3Y13.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-19.49%
Revenue growth 3Y2.45%
Revenue growth 5Y8.08%
Sales Q2Q%2.04%
Revenue Next Year3.04%
Revenue Next 2Y3.2%
Revenue Next 3Y3.93%
Revenue Next 5YN/A
EBIT growth 1Y-11.46%
EBIT growth 3Y-3.65%
EBIT growth 5Y10.04%
EBIT Next Year63.24%
EBIT Next 3Y22.87%
EBIT Next 5YN/A
FCF growth 1Y-28.28%
FCF growth 3Y-15.44%
FCF growth 5Y5.22%
OCF growth 1Y-23.31%
OCF growth 3Y-14.86%
OCF growth 5Y3.77%

CARRIAGE SERVICES INC / CSV FAQ

What is the fundamental rating for CSV stock?

ChartMill assigns a fundamental rating of 5 / 10 to CSV.


What is the valuation status for CSV stock?

ChartMill assigns a valuation rating of 7 / 10 to CARRIAGE SERVICES INC (CSV). This can be considered as Undervalued.


Can you provide the profitability details for CARRIAGE SERVICES INC?

CARRIAGE SERVICES INC (CSV) has a profitability rating of 7 / 10.


What are the PE and PB ratios of CARRIAGE SERVICES INC (CSV) stock?

The Price/Earnings (PE) ratio for CARRIAGE SERVICES INC (CSV) is 14.08 and the Price/Book (PB) ratio is 2.81.


What is the expected EPS growth for CARRIAGE SERVICES INC (CSV) stock?

The Earnings per Share (EPS) of CARRIAGE SERVICES INC (CSV) is expected to grow by 25.01% in the next year.